Finhabits Advisors LLC 13F Portfolio & Position Changes

CIK: 0002106949

Momentum followerQuality / disciplined sizingLong-term holder

Total reported value

$108.4M

Reporting period: 2026-03-31 · Number of holdings: 15

Finhabits Advisors LLC disclosed 15 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $108.4M and a quarterly turnover rate of 1.7%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "F"

Personality snowflake

Concentration: 37.53
Portfolio Stability: 1.74
Momentum/Contrarian: 100
Sector conviction: 0
Diversification: 30
Sizing Uniformity: 93.39

Sector classification currently covers about 0% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.

Recent moves

Add GBIL
+5.1%　$365.8K
Trim ITOT
+5.1%　$129.4K
Add VWO
+2.9%　$327.2K
Add BINC
+8.8%　$186.8K
Trim VTEB
+0.4%　-$20.4K
Trim EMB
+2.6%　$3.9K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	ITOT	Ishares Core S&p Total U.s.	ETF-Other	18.27%	-0.19%	+5.08%
2	VCSH	Vanguard S/t CORP Bond ETF	ETF-Corp Bonds	10.18%	-0.08%	+1.49%
3	LQD	Ishr Ibx Usd Invgd Cb Etf-ui	ETF-Corp Bonds	10.14%	-0.04%	+2.37%
4	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	9.03%	+0.16%	+2.91%
5	VTIP	Vanguard Short-term Tips	ETF-Other	8.20%	-0.05%	+0.10%
6	DYNF	Ishrs US E F R A Etf-usd INC	ETF-Other	7.72%	—	+6.35%
7	VEA	Vanguard Ftse Developed ETF	ETF-Other	7.53%	-0.01%	-0.98%
8	GBIL	Goldman Sachs Access Treasur	ETF-Commodities	6.68%	+0.22%	+5.05%
9	EMB	Ishares Jp Morgan Usd Emergi	ETF-Other	5.26%	-0.09%	+2.57%
10	VMBS	Vanguard Mortgage-backed Sec	ETF-Other	4.75%	-0.09%	+0.27%
11	VTEB	Vanguard Tax-exempt Bond ETF	ETF-Other	4.20%	-0.09%	+0.35%
12	VNQ	Vanguard Real Estate ETF	ETF-Other	3.24%	+0.04%	+2.93%
13	BINC	Ishares Flex I A Etf-usd INC	ETF-Other	2.61%	+0.13%	+8.80%
14	NEAR	Ishares Sh Dba ETF Usd INC	ETF-Other	1.66%	+0.05%	+5.69%
15	SGOL	Abrdn Physical Gold Shares	ETF-Commodities	0.52%	+0.03%	-1.68%

Portfolio Performance

Performance for Q3 2026

+1.5%

Performance Last 4 Quarters

+2.8%

Based on 5 months of available history

Based on 84% of reported portfolio value with available pricing

Stdev: +12.1%
Beta: +0.57
Alpha: -5.5%
Max Drawdown: -0.9%
Annualized Perf: +6.8%
Batting Avg vs S&P: +40%
Sortino: +1.15
Stutzer: —
Treynor: +0.13
Sterling: —
Calmar: +7.74
Information Ratio: -1.64
Tracking Error: +9.3%
Stdev Down: +6.2%
Winning Months %: +40%
Losing Months %: +60%
Best 12 Months: —
Worst 12 Months: —
Efficiency Ratio: +0.22
Sharpe: +0.59
Stdev Sectors: —
Skewness: +0.12
Kurtosis: -1.02
Upside Potential: +3.01

Reported value over time

Sector allocation

Not enough sector-mapped data yet

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	15	$108.4M	2	1ITOT 2VCSH 3LQD Top holdings2026-03-31 1.ITOT 2.VCSH 3.LQD 4.VWO 5.VTIP 6.DYNF 7.VEA 8.GBIL 9.EMB 10.VMBS
2025-12-31	15	$106.6M	0	1ITOT 2VCSH 3LQD Top holdings2025-12-31 1.ITOT 2.VCSH 3.LQD 4.VWO 5.VTIP 6.DYNF 7.VEA 8.GBIL 9.EMB 10.VMBS

Holding changes this quarter

Finhabits Advisors LLC's most significant position changes for 2026-03-31: Add: Goldman Sachs Access Treasur (GBIL) — shares +5.05%; Add: Ishares Core S&p Total U.s. (ITOT) — shares +5.08%; Add: Vanguard Ftse Emerging Marke (VWO) — shares +2.91%; Add: Ishares Flex I A Etf-usd INC (BINC) — shares +8.80%; Add: Vanguard Tax-exempt Bond ETF (VTEB) — shares +0.35%.

Position changes disclosed by Finhabits Advisors LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	GBIL	Goldman Sachs Access Treasur	+0.2%	+5.05%	Add
2	VWO	Vanguard Ftse Emerging Marke	+0.2%	+2.91%	Add
3	BINC	Ishares Flex I A Etf-usd INC	+0.1%	+8.80%	Add
4	NEAR	Ishares Sh Dba ETF Usd INC	+0.1%	+5.69%	Add
5	VNQ	Vanguard Real Estate ETF	0%	+2.93%	Add
6	SGOL	Abrdn Physical Gold Shares	0%	-1.68%	Trim
7	DYNF	Ishrs US E F R A Etf-usd INC	—	+6.35%	Add
8	VEA	Vanguard Ftse Developed ETF	0%	-0.98%	Trim
9	LQD	Ishr Ibx Usd Invgd Cb Etf-ui	0%	+2.37%	Add
10	VTIP	Vanguard Short-term Tips	-0.1%	+0.10%	Add
11	VCSH	Vanguard S/t CORP Bond ETF	-0.1%	+1.49%	Add
12	VTEB	Vanguard Tax-exempt Bond ETF	-0.1%	+0.35%	Add
13	EMB	Ishares Jp Morgan Usd Emergi	-0.1%	+2.57%	Add
14	VMBS	Vanguard Mortgage-backed Sec	-0.1%	+0.27%	Add
15	ITOT	Ishares Core S&p Total U.s.	-0.2%	+5.08%	Add

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-05-06	13F-HR	View on EDGAR
2025-12-31	2026-01-29	13F-HR	View on EDGAR

FAQ

What is Finhabits Advisors LLC and what type of investor is it?

Finhabits Advisors LLC is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $108.4M, spread across 15 disclosed positions.

What are Finhabits Advisors LLC's largest equity positions?

Based on the latest 13F filing, Finhabits Advisors LLC's top holdings by market value are: 1. Ishares Core S&p Total U.s. (ITOT) — $19.8M (18.3%) 2. Vanguard S/t CORP Bond ETF (VCSH) — $11.0M (10.2%) 3. Ishr Ibx Usd Invgd Cb Etf-ui (LQD) — $11.0M (10.1%) 4. Vanguard Ftse Emerging Marke (VWO) — $9.8M (9.0%) 5. Vanguard Short-term Tips (VTIP) — $8.9M (8.2%)

What changes did Finhabits Advisors LLC make in its most recent portfolio filing?

In the latest reported quarter, Finhabits Advisors LLC made 15 notable position adjustments: 0 new positions were initiated, 13 existing holdings were added to, 2 positions were partially reduced, and 0 were completely exited. The largest of these moves: Add: Goldman Sachs Access Treasur (GBIL) — shares +5.05%; Add: Ishares Core S&p Total U.s. (ITOT) — shares +5.08%; Add: Vanguard Ftse Emerging Marke (VWO) — shares +2.91%; Add: Ishares Flex I A Etf-usd INC (BINC) — shares +8.80%; Add: Vanguard Tax-exempt Bond ETF (VTEB) — shares +0.35%

What sectors does Finhabits Advisors LLC focus on?

Sector breakdown data is not yet available for Finhabits Advisors LLC. Check back after the next 13F processing cycle.

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Finhabits Advisors LLC 13F Portfolio & Position Changes

CIK: 0002106949

Momentum followerQuality / disciplined sizingLong-term holder

Total reported value

$108.4M

Reporting period: 2026-03-31 · Number of holdings: 15

Finhabits Advisors LLC disclosed 15 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $108.4M and a quarterly turnover rate of 1.7%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "F"

Personality snowflake

Concentration: 37.53
Portfolio Stability: 1.74
Momentum/Contrarian: 100
Sector conviction: 0
Diversification: 30
Sizing Uniformity: 93.39

Recent moves

Add GBIL
+5.1%　$365.8K
Trim ITOT
+5.1%　$129.4K
Add VWO
+2.9%　$327.2K
Add BINC
+8.8%　$186.8K
Trim VTEB
+0.4%　-$20.4K
Trim EMB
+2.6%　$3.9K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	ITOT	Ishares Core S&p Total U.s.	ETF-Other	18.27%	-0.19%	+5.08%
2	VCSH	Vanguard S/t CORP Bond ETF	ETF-Corp Bonds	10.18%	-0.08%	+1.49%
3	LQD	Ishr Ibx Usd Invgd Cb Etf-ui	ETF-Corp Bonds	10.14%	-0.04%	+2.37%
4	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	9.03%	+0.16%	+2.91%
5	VTIP	Vanguard Short-term Tips	ETF-Other	8.20%	-0.05%	+0.10%
6	DYNF	Ishrs US E F R A Etf-usd INC	ETF-Other	7.72%	—	+6.35%
7	VEA	Vanguard Ftse Developed ETF	ETF-Other	7.53%	-0.01%	-0.98%
8	GBIL	Goldman Sachs Access Treasur	ETF-Commodities	6.68%	+0.22%	+5.05%
9	EMB	Ishares Jp Morgan Usd Emergi	ETF-Other	5.26%	-0.09%	+2.57%
10	VMBS	Vanguard Mortgage-backed Sec	ETF-Other	4.75%	-0.09%	+0.27%
11	VTEB	Vanguard Tax-exempt Bond ETF	ETF-Other	4.20%	-0.09%	+0.35%
12	VNQ	Vanguard Real Estate ETF	ETF-Other	3.24%	+0.04%	+2.93%
13	BINC	Ishares Flex I A Etf-usd INC	ETF-Other	2.61%	+0.13%	+8.80%
14	NEAR	Ishares Sh Dba ETF Usd INC	ETF-Other	1.66%	+0.05%	+5.69%
15	SGOL	Abrdn Physical Gold Shares	ETF-Commodities	0.52%	+0.03%	-1.68%

Portfolio Performance

Performance for Q3 2026

+1.5%

Performance Last 4 Quarters

+2.8%

Based on 5 months of available history

Based on 84% of reported portfolio value with available pricing

Stdev: +12.1%
Beta: +0.57
Alpha: -5.5%
Max Drawdown: -0.9%
Annualized Perf: +6.8%
Batting Avg vs S&P: +40%
Sortino: +1.15
Stutzer: —
Treynor: +0.13
Sterling: —
Calmar: +7.74
Information Ratio: -1.64
Tracking Error: +9.3%
Stdev Down: +6.2%
Winning Months %: +40%
Losing Months %: +60%
Best 12 Months: —
Worst 12 Months: —
Efficiency Ratio: +0.22
Sharpe: +0.59
Stdev Sectors: —
Skewness: +0.12
Kurtosis: -1.02
Upside Potential: +3.01

Reported value over time

Sector allocation

Not enough sector-mapped data yet

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	15	$108.4M	2	1ITOT 2VCSH 3LQD Top holdings2026-03-31 1.ITOT 2.VCSH 3.LQD 4.VWO 5.VTIP 6.DYNF 7.VEA 8.GBIL 9.EMB 10.VMBS
2025-12-31	15	$106.6M	0	1ITOT 2VCSH 3LQD Top holdings2025-12-31 1.ITOT 2.VCSH 3.LQD 4.VWO 5.VTIP 6.DYNF 7.VEA 8.GBIL 9.EMB 10.VMBS

Holding changes this quarter

Position changes disclosed by Finhabits Advisors LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	GBIL	Goldman Sachs Access Treasur	+0.2%	+5.05%	Add
2	VWO	Vanguard Ftse Emerging Marke	+0.2%	+2.91%	Add
3	BINC	Ishares Flex I A Etf-usd INC	+0.1%	+8.80%	Add
4	NEAR	Ishares Sh Dba ETF Usd INC	+0.1%	+5.69%	Add
5	VNQ	Vanguard Real Estate ETF	0%	+2.93%	Add
6	SGOL	Abrdn Physical Gold Shares	0%	-1.68%	Trim
7	DYNF	Ishrs US E F R A Etf-usd INC	—	+6.35%	Add
8	VEA	Vanguard Ftse Developed ETF	0%	-0.98%	Trim
9	LQD	Ishr Ibx Usd Invgd Cb Etf-ui	0%	+2.37%	Add
10	VTIP	Vanguard Short-term Tips	-0.1%	+0.10%	Add
11	VCSH	Vanguard S/t CORP Bond ETF	-0.1%	+1.49%	Add
12	VTEB	Vanguard Tax-exempt Bond ETF	-0.1%	+0.35%	Add
13	EMB	Ishares Jp Morgan Usd Emergi	-0.1%	+2.57%	Add
14	VMBS	Vanguard Mortgage-backed Sec	-0.1%	+0.27%	Add
15	ITOT	Ishares Core S&p Total U.s.	-0.2%	+5.08%	Add