CIK: 0002107537
Total reported value
$104.5M
Reporting period: 2026-03-31 · Number of holdings: 80
CDM FINANCIAL COUNSELING SERVICES, INC. disclosed 80 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $104.5M and a quarterly turnover rate of 7.6%.
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Cdm Financial Counseling Services, INC.'s disclosed holdings carry a Herfindahl concentration index of 0.039 — mathematically equivalent to about 26 equally-sized positions, well below its 80 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 1.46), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 34% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim MSFT
+6.8% -$782.7K
Trim XLK
-0.1% -$742.9K
Trim SPY
-1.3% -$776.3K
Add CAT
+0.6% $327.3K
Add SOXX
+7.7% $258.4K
Trim MGK
+2.5% -$349.2K
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 11.93% | -0.48% | -1.29% | |
| 2 | XLK | Ss Technology Select Sector | ETF-Tech | 8.45% | -0.52% | -0.08% | |
| 3 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 5.96% | +0.17% | +1.74% | |
| 4 | VIG | Vanguard Dividend Apprec ETF | ETF-Other | 5.21% | +0.17% | +3.54% | |
| 5 | XLC | Ss Comm Select Sector Spdr | ETF-Other | 3.82% | -0.12% | +0.83% | |
| 6 | MGK | Vanguard Mega Cap Growth ETF | ETF-Other | 3.48% | -0.25% | +2.50% | |
| 7 | VYM | Vanguard High Dvd Yield ETF | ETF-Other | 3.36% | — | -3.72% | |
| 8 | MSFT | Microsoft CORP | Stock-Tech | 3.36% | -0.66% | +6.83% | |
| 9 | XLY | Ss Consumer Disc Select Sect | ETF-Other | 2.30% | -0.10% | +2.19% | |
| 10 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 2.26% | +0.16% | +10.56% | |
| 11 | VUG | Vanguard Growth ETF | ETF-Other | 2.25% | — | +11.49% | |
| 12 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 2.00% | +0.08% | +6.99% | |
| 13 | RTX | Rtx CORP | Stock-Industrials | 1.80% | +0.10% | -1.40% | |
| 14 | SOXX | Ishares Semiconductor ETF | ETF-Other | 1.66% | +0.27% | +7.66% | |
| 15 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 1.60% | -0.04% | +3.74% | |
| 16 | CAT | Caterpillar INC | Stock-Industrials | 1.59% | +0.34% | +0.64% | |
| 17 | V | Visa Inc-class A Shares | Stock-Financials | 1.56% | -0.15% | +3.36% | |
| 18 | AAPL | Apple INC | Stock-Tech | 1.55% | -0.04% | +2.52% | |
| 19 | MAR | Marriott International -cl A | Stock-Consumer Disc | 1.52% | +0.16% | +3.78% | |
| 20 | BRK-B | Berkshire Hathaway Inc-cl B | Stock-Other | 1.50% | -0.03% | +0.68% | |
| 21 | XLU | St Sr Utl Sl Se Spdr Etf-usd | ETF-Other | 1.44% | +0.14% | +0.82% | |
| 22 | AMZN | Amazon.com INC | Stock-Consumer Disc | 1.33% | — | +9.18% | |
| 23 | QQQ | Invesco Qqq Trust Series 1 | ETF-Tech | 1.29% | -0.21% | -10.30% | |
| 24 | PM | Philip Morris International | Stock-Consumer Staples | 1.17% | +0.08% | +2.81% | |
| 25 | QQQM | Invesco Nasdaq 100 ETF | ETF-Tech | 1.07% | +0.07% | +10.50% | |
| 26 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 1.01% | -0.10% | -2.49% | |
| 27 | SMH | Vaneck Semiconductor ETF | ETF-Other | 1.01% | +0.15% | +6.89% | |
| 28 | UNP | Union Pacific CORP | Stock-Industrials | 0.79% | +0.06% | +2.12% | |
| 29 | MCD | Mcdonald's CORP | Stock-Consumer Disc | 0.79% | — | +0.04% | |
| 30 | MA | Mastercard INC - A | Stock-Financials | 0.77% | — | +10.83% | |
| 31 | HD | Home Depot INC | Stock-Consumer Disc | 0.77% | -0.02% | -0.37% | |
| 32 | RSP | Invesco S&p 500 Equal Weight | ETF-Large Cap & Growth | 0.76% | +0.23% | +40.57% | |
| 33 | ASML | ASML Holding N.V. | Stock-Tech | 0.76% | +0.15% | -0.50% | |
| 34 | SCHD | Schwab US Dvd Equity ETF | ETF-Other | 0.73% | — | -9.13% | |
| 35 | FDVV | Fidelity High Dividend ETF | ETF-Other | 0.70% | -0.03% | -3.22% | |
| 36 | JNJ | Johnson & Johnson | Stock-Healthcare | 0.69% | +0.13% | +2.08% | |
| 37 | BRK-A | Berkshire Hathaway Inc-cl A | Stock-Other | 0.69% | -0.02% | — | |
| 38 | MDY | State Street Spdr S&p Midcap | ETF-Other | 0.67% | — | -2.56% | |
| 39 | META | Meta Platforms Inc-class A | Stock-Comm Services | 0.65% | — | +15.67% | |
| 40 | CSX | Csx CORP | Stock-Industrials | 0.61% | +0.08% | — | |
| 41 | DGRW | Wisdomtree U.s. Quality Divi | ETF-Other | 0.59% | — | — | |
| 42 | NVDA | Nvidia CORP | Stock-Tech | 0.57% | +0.06% | +12.25% | |
| 43 | AXP | American Express Co | Stock-Financials | 0.55% | -0.10% | +1.98% | |
| 44 | NSC | Norfolk Southern CORP | Stock-Industrials | 0.55% | — | -2.39% | |
| 45 | XLV | Ss Health Care Select Sector | ETF-Other | 0.55% | -0.09% | -11.38% | |
| 46 | JPM | Jpmorgan Chase & Co | Stock-Financials | 0.54% | -0.02% | +3.42% | |
| 47 | KO | Coca-cola Co/the | Stock-Consumer Staples | 0.53% | — | -5.98% | |
| 48 | YUM | Yum! Brands INC | Stock-Consumer Disc | 0.53% | — | — | |
| 49 | PLD | Prologis INC | Stock-Real Estate | 0.49% | +0.05% | +4.83% | |
| 50 | TMO | Thermo Fisher Scientific INC | Stock-Healthcare | 0.49% | -0.04% | +5.50% |
Performance for Q3 2026
+4.2%
Performance Last 4 Quarters
+10.4%
Based on 5 months of available history
Based on 77% of reported portfolio value with available pricing
Cdm Financial Counseling Services, INC.'s most significant position changes for 2026-03-31: New buy: Curtiss-wright CORP (CW); Sold out: Abbott Laboratories (ABT); Sold out: Vanguard S&p 500 Growth ETF (VOOG); Add: Microsoft CORP (MSFT) — shares +6.83%; Trim: Ss Technology Select Sector (XLK) — shares -0.08%.
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | CAT | Caterpillar INC | +0.3% | +0.64% | Add |
| 2 | SOXX | Ishares Semiconductor ETF | +0.3% | +7.66% | Add |
| 3 | RSP | Invesco S&p 500 Equal Weight | +0.2% | +40.57% | Add |
| 4 | VIG | Vanguard Dividend Apprec ETF | +0.2% | +3.54% | Add |
| 5 | VTI | Vanguard Total Stock Mkt ETF | +0.2% | +1.74% | Add |
| 6 | MAR | Marriott International -cl A | +0.2% | +3.78% | Add |
| 7 | VOO | Vanguard S&p 500 ETF | +0.2% | +10.56% | Add |
| 8 | ASML | ASML Holding N.V. | +0.2% | -0.50% | Trim |
| 9 | SMH | Vaneck Semiconductor ETF | +0.2% | +6.89% | Add |
| 10 | XLU | St Sr Utl Sl Se Spdr Etf-usd | +0.1% | +0.82% | Add |
| 11 | JNJ | Johnson & Johnson | +0.1% | +2.08% | Add |
| 12 | RTX | Rtx CORP | +0.1% | -1.40% | Trim |
| 13 | DE | Deere & Co | +0.1% | +0.61% | Add |
| 14 | CSX | Csx CORP | +0.1% | — | Unchanged |
| 15 | COST | Costco Wholesale CORP | +0.1% | +5.88% | Add |
| 16 | LMT | Lockheed Martin CORP | +0.1% | — | Unchanged |
| 17 | PM | Philip Morris International | +0.1% | +2.81% | Add |
| 18 | IVV | Ishares Core S&p 500 ETF | +0.1% | +6.99% | Add |
| 19 | GRMN | Garmin Ltd. | +0.1% | — | Unchanged |
| 20 | QQQM | Invesco Nasdaq 100 ETF | +0.1% | +10.50% | Add |
| 21 | UNP | Union Pacific CORP | +0.1% | +2.12% | Add |
| 22 | NVDA | Nvidia CORP | +0.1% | +12.25% | Add |
| 23 | PLD | Prologis INC | +0.1% | +4.83% | Add |
| 24 | HON | Honeywell International INC | 0% | +5.44% | Add |
| 25 | NEE | Nextera Energy INC | 0% | -2.82% | Trim |
| 26 | HD | Home Depot INC | 0% | -0.37% | Trim |
| 27 | BRK-A | Berkshire Hathaway Inc-cl A | 0% | — | Unchanged |
| 28 | JPM | Jpmorgan Chase & Co | 0% | +3.42% | Add |
| 29 | BRK-B | Berkshire Hathaway Inc-cl B | 0% | +0.68% | Add |
| 30 | FDVV | Fidelity High Dividend ETF | 0% | -3.22% | Trim |
| 31 | FHLC | Fidelity Msci Health Care | 0% | -1.42% | Trim |
| 32 | GOOG | Alphabet Inc-cl C | 0% | +3.74% | Add |
| 33 | AAPL | Apple INC | 0% | +2.52% | Add |
| 34 | TMO | Thermo Fisher Scientific INC | 0% | +5.50% | Add |
| 35 | LLY | Eli Lilly & Co | -0.1% | +2.33% | Add |
| 36 | ADP | Automatic Data Processing | -0.1% | — | Unchanged |
| 37 | XLV | Ss Health Care Select Sector | -0.1% | -11.38% | Trim |
| 38 | XLY | Ss Consumer Disc Select Sect | -0.1% | +2.19% | Add |
| 39 | GOOGL | Alphabet Inc-cl A | -0.1% | -2.49% | Trim |
| 40 | AXP | American Express Co | -0.1% | +1.98% | Add |
| 41 | XLC | Ss Comm Select Sector Spdr | -0.1% | +0.83% | Add |
| 42 | V | Visa Inc-class A Shares | -0.2% | +3.36% | Add |
| 43 | QQQ | Invesco Qqq Trust Series 1 | -0.2% | -10.30% | Trim |
| 44 | MGK | Vanguard Mega Cap Growth ETF | -0.3% | +2.50% | Add |
| 45 | SPY | Ss Spdr S&p 500 ETF Trust-us | -0.5% | -1.29% | Trim |
| 46 | XLK | Ss Technology Select Sector | -0.5% | -0.08% | Trim |
| 47 | MSFT | Microsoft CORP | -0.7% | +6.83% | Add |
| 48 | CW | Curtiss-wright CORP | — | NEW | New buy |
| 49 | ABT | Abbott Laboratories | — | EXIT | Sold out |
| 50 | VOOG | Vanguard S&p 500 Growth ETF | — | EXIT | Sold out |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-04-14 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-02-05 | 13F-HR | View on EDGAR |
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