CIK: 0001173227
Total reported value
$260.6M
Reporting period: 2026-03-31 · Number of holdings: 424
SOUTHERN MICHIGAN BANK & TRUST disclosed 424 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $260.6M and a quarterly turnover rate of 0.0%.
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Southern Michigan Bank & Trust's disclosed holdings carry a Herfindahl concentration index of 0.083 — mathematically equivalent to about 12 equally-sized positions, well below its 424 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 5.84), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 20% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
No holding changes this quarter
Showing top 200 holdings (of 424 total)
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | SCHG | Schwab US Large-cap Growth | ETF-Other | 17.24% | — | — | — |
| 2 | BIV | Vanguard Intermediate-term B | ETF-Other | 12.85% | — | — | — |
| 3 | SCHV | Schwab US Large-cap Value | ETF-Other | 11.72% | — | — | — |
| 4 | GVI | Ishares Intermediate Governm | ETF-Other | 11.52% | — | — | — |
| 5 | VO | Vanguard Mid-cap ETF | ETF-Other | 7.07% | — | — | — |
| 6 | SPSB | Ss Spdr P St C CORP ETF | ETF-Other | 3.89% | — | — | — |
| 7 | AAPL | Apple INC | Stock-Tech | 2.29% | — | — | — |
| 8 | NVDA | Nvidia CORP | Stock-Tech | 2.28% | — | — | — |
| 9 | ✓ | Armstrong Global Holding Inc. Series A | Stock-Other | 1.84% | — | — | — |
| 10 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 1.56% | — | — | — |
| 11 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 1.48% | — | — | — |
| 12 | AMZN | Amazon.com INC | Stock-Consumer Disc | 1.04% | — | — | — |
| 13 | SDY | Ss Spdr S&p Dividend ETF | ETF-Other | 0.97% | — | — | — |
| 14 | ABBV | Abbvie INC | Stock-Healthcare | 0.80% | — | — | — |
| 15 | IWF | Ishares Russell 1000 Growth | ETF-Other | 0.77% | — | — | — |
| 16 | MSFT | Microsoft CORP | Stock-Tech | 0.74% | — | — | — |
| 17 | CAT | Caterpillar INC | Stock-Industrials | 0.63% | — | — | — |
| 18 | COST | Costco Wholesale CORP | Stock-Consumer Staples | 0.61% | — | — | — |
| 19 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 0.61% | — | — | — |
| 20 | JNJ | Johnson & Johnson | Stock-Healthcare | 0.55% | — | — | — |
| 21 | V | Visa Inc-class A Shares | Stock-Financials | 0.53% | — | — | — |
| 22 | IWD | Ishares Russell 1000 Value E | ETF-Other | 0.51% | — | — | — |
| 23 | META | Meta Platforms Inc-class A | Stock-Comm Services | 0.47% | — | — | — |
| 24 | AVGO | Broadcom INC | Stock-Tech | 0.46% | — | — | — |
| 25 | MCD | Mcdonald's CORP | Stock-Consumer Disc | 0.44% | — | — | — |
| 26 | SYK | Stryker CORP | Stock-Healthcare | 0.42% | — | — | — |
| 27 | VNQ | Vanguard Real Estate ETF | ETF-Other | 0.40% | — | — | — |
| 28 | PG | Procter & Gamble Co/the | Stock-Consumer Staples | 0.40% | — | — | — |
| 29 | NSC | Norfolk Southern CORP | Stock-Industrials | 0.36% | — | — | — |
| 30 | MA | Mastercard INC - A | Stock-Financials | 0.36% | — | — | — |
| 31 | SO | Southern Co/the | Stock-Utilities | 0.36% | — | — | — |
| 32 | HD | Home Depot INC | Stock-Consumer Disc | 0.34% | — | — | — |
| 33 | LLY | Eli Lilly & Co | Stock-Healthcare | 0.33% | — | — | — |
| 34 | ABT | Abbott Laboratories | Stock-Healthcare | 0.33% | — | — | — |
| 35 | VTEB | Vanguard Tax-exempt Bond ETF | ETF-Other | 0.32% | — | — | — |
| 36 | GD | General Dynamics CORP | Stock-Industrials | 0.32% | — | — | — |
| 37 | UNP | Union Pacific CORP | Stock-Industrials | 0.30% | — | — | — |
| 38 | IJH | Ishares Core S&p Midcap ETF | ETF-Other | 0.29% | — | — | — |
| 39 | CSCO | Cisco Systems INC | Stock-Tech | 0.29% | — | — | — |
| 40 | VUG | Vanguard Growth ETF | ETF-Other | 0.27% | — | — | — |
| 41 | WMT | Walmart INC | Stock-Consumer Staples | 0.25% | — | — | — |
| 42 | XOM | Exxon Mobil CORP | Stock-Energy | 0.25% | — | — | — |
| 43 | ETN | Eaton Corporation plc | Stock-Industrials | 0.25% | — | — | — |
| 44 | JPM | Jpmorgan Chase & Co | Stock-Financials | 0.24% | — | — | — |
| 45 | CIEN | Ciena CORP | Stock-Tech | 0.22% | — | — | — |
| 46 | PEP | Pepsico INC | Stock-Consumer Staples | 0.20% | — | — | — |
| 47 | MO | Altria Group INC | Stock-Consumer Staples | 0.19% | — | — | — |
| 48 | PM | Philip Morris International | Stock-Consumer Staples | 0.19% | — | — | — |
| 49 | LMT | Lockheed Martin CORP | Stock-Industrials | 0.18% | — | — | — |
| 50 | NOC | Northrop Grumman CORP | Stock-Industrials | 0.17% | — | — | — |
Performance for Q3 2026
-0.3%
Performance Last 4 Quarters
-0.3%
Based on 2 months of available history
Not enough data yet to compute personality scores
Not enough sector-mapped data yet
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-04-27 | 13F-HR | View on EDGAR |
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