CIK: 0001730774
Total reported value
$391.0M
Reporting period: 2026-03-31 · Number of holdings: 125
Rinkey Investments disclosed 125 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $391.0M and a quarterly turnover rate of 15.4%.
Browse other institutions with $100M to $1B AUMBrowse other institutions starting with "R"
Rinkey Investments's disclosed holdings carry a Herfindahl concentration index of 0.041 — mathematically equivalent to about 25 equally-sized positions, well below its 125 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 2.03), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 11% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim BNDX
-35.4% -$12.9M
Add BND
+145.4% $9.0M
Trim EMB
-47.8% -$3.8M
Add CMF
+33.7% $3.6M
Add VGLT
+59.3% $3.0M
Add MUB
+28.1% $2.5M
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | TFLO | Ishares Treasury Floating Ra | ETF-Gov Bonds | 10.32% | -0.19% | -2.81% | |
| 2 | SPDW | Ste Str Spdr Pt Dw EU ETF | ETF-Other | 7.61% | -0.22% | -6.12% | |
| 3 | SPTM | Ss Spdr P S&p 1500 Comp ETF | ETF-Other | 7.39% | -0.32% | -0.78% | |
| 4 | BNDX | Vanguard Total Intl Bond ETF | ETF-Other | 5.95% | -3.24% | -35.38% | |
| 5 | VEA | Vanguard Ftse Developed ETF | ETF-Other | 5.08% | +0.08% | -1.51% | |
| 6 | VTV | Vanguard Value ETF | ETF-Other | 4.87% | +0.33% | +3.78% | |
| 7 | BND | Vanguard Total Bond Market | ETF-Other | 3.90% | +2.31% | +145.42% | |
| 8 | CMF | Ishares California Muni Bond | ETF-Other | 3.77% | +0.94% | +33.71% | |
| 9 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 3.19% | — | +3.07% | |
| 10 | IEI | Ishares 3-7 Year Treasury Bo | ETF-Gov Bonds | 3.09% | — | +0.25% | |
| 11 | SPTS | Ss Spdr P St Term Tsy ETF | ETF-Other | 3.04% | — | +0.04% | |
| 12 | MUB | Ishares National Muni Bond E | ETF-Other | 3.03% | +0.66% | +28.10% | |
| 13 | VB | Vanguard Small-cap ETF | ETF-Other | 2.13% | +0.11% | +2.97% | |
| 14 | VUG | Vanguard Growth ETF | ETF-Other | 2.13% | -0.12% | +4.83% | |
| 15 | VGLT | Vanguard Long-term Treasury | ETF-Gov Bonds | 2.06% | +0.76% | +59.27% | |
| 16 | VWO | Vanguard Ftse Emerging Marke | ETF-Emerging Markets | 1.49% | +0.51% | +51.14% | |
| 17 | SPEM | State Street Sp Ptf Em ETF | ETF-Other | 1.44% | — | -3.20% | |
| 18 | SPAB | Ss Spdr P Agg Bond ETF | ETF-Other | 1.40% | — | +0.04% | |
| 19 | SCHV | Schwab US Large-cap Value | ETF-Other | 1.37% | — | — | |
| 20 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 1.31% | -0.05% | -0.14% | |
| 21 | AAPL | Apple INC | Stock-Tech | 1.31% | -0.12% | -2.82% | |
| 22 | IEFA | Ishares Core Msci Eafe ETF | ETF-Other | 1.17% | — | — | |
| 23 | SCHA | Schwab US Small-cap ETF | ETF-Other | 1.08% | — | -1.07% | |
| 24 | BRK-B | Berkshire Hathaway Inc-cl B | Stock-Other | 1.01% | — | +3.16% | |
| 25 | EMB | Ishares Jp Morgan Usd Emergi | ETF-Other | 1.00% | -0.95% | -47.76% | |
| 26 | MSFT | Microsoft CORP | Stock-Tech | 0.74% | -0.25% | -2.89% | |
| 27 | QQQ | Invesco Qqq Trust Series 1 | ETF-Tech | 0.72% | — | +5.61% | |
| 28 | IWD | Ishares Russell 1000 Value E | ETF-Other | 0.69% | — | -5.83% | |
| 29 | TMUS | T-mobile US INC | Stock-Comm Services | 0.60% | — | — | |
| 30 | COST | Costco Wholesale CORP | Stock-Consumer Staples | 0.58% | +0.07% | -3.50% | |
| 31 | PGR | Progressive CORP | Stock-Financials | 0.56% | -0.08% | — | |
| 32 | FBND | Fidelity Total Bond ETF | ETF-Other | 0.54% | +0.20% | +57.76% | |
| 33 | XOM | Exxon Mobil CORP | Stock-Energy | 0.51% | +0.15% | -1.26% | |
| 34 | SPIB | Ss Spdr P Int C CORP ETF | ETF-Other | 0.49% | — | +1.13% | |
| 35 | SPIP | Ss Spdr P Tips ETF | ETF-Other | 0.48% | — | +2.21% | |
| 36 | OCGN | Ocugen INC | Stock-Other | 0.48% | +0.14% | +4.22% | |
| 37 | AMZN | Amazon.com INC | Stock-Consumer Disc | 0.47% | -0.06% | -1.93% | |
| 38 | BN | Brookfield CORP | Stock-Financials | 0.46% | -0.06% | — | |
| 39 | NVDA | Nvidia CORP | Stock-Tech | 0.45% | — | -3.33% | |
| 40 | SCHG | Schwab US Large-cap Growth | ETF-Other | 0.45% | -0.05% | — | |
| 41 | VGT | Vanguard Info Tech ETF | ETF-Tech | 0.44% | +0.09% | +37.17% | |
| 42 | VWOB | Vanguard Emerg Mkts Gov Bnd | ETF-Other | 0.38% | — | — | |
| 43 | VTIP | Vanguard Short-term Tips | ETF-Other | 0.38% | — | -1.63% | |
| 44 | VCIT | Vanguard Int-term Corporate | ETF-Corp Bonds | 0.37% | — | +13.86% | |
| 45 | VGSH | Vanguard Short-term Treasury | ETF-Gov Bonds | 0.32% | — | +12.88% | |
| 46 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 0.31% | — | -1.94% | |
| 47 | JNJ | Johnson & Johnson | Stock-Healthcare | 0.31% | — | -4.53% | |
| 48 | RTX | Rtx CORP | Stock-Industrials | 0.30% | — | — | |
| 49 | ORCL | Oracle CORP | Stock-Tech | 0.28% | -0.09% | +0.13% | |
| 50 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.27% | — | -2.40% |
Performance for Q3 2026
+1.8%
Performance Last 4 Quarters
+10.3%
Based on 82% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 125 | $391.0M | 15 | |
| 2025-12-31 | 129 | $393.8M | 17 | |
| 2025-09-30 | 126 | $376.9M | 29 | |
| 2025-06-30 | 100 | $332.8M | 0 | |
| 2025-03-31 | 95 | $315.7M | 0 | |
| 2024-12-31 | 90 | $312.5M | 0 | |
| 2024-09-30 | 81 | $309.0M | 0 | |
| 2024-06-30 | 72 | $278.3M | 0 | |
| 2024-03-31 | 71 | $274.4M | 0 | |
| 2023-12-31 | 61 | $253.9M | 0 | |
| 2023-09-30 | 47 | $218.3M | 0 | |
| 2023-06-30 | 61 | $218.7M | 0 | |
| 2023-03-31 | 55 | $190.8M | 0 | |
| 2022-12-31 | 53 | $167.1M | 0 | |
| 2022-09-30 | 41 | $132.4M | 0 | |
| 2022-06-30 | 44 | $113.3M | 0 | |
| 2022-03-31 | 40 | $101.2M | 0 | |
| 2021-12-31 | 312 | $108.8M | 0 |
Rinkey Investments's most significant position changes for 2026-03-31: New buy: Ishares Floating Rate Bond E (FLOT); New buy: St Sr Utl Sl Se Spdr Etf-usd (XLU); Sold out: Ishares Silver Trust (SLV); Sold out: Ishares Gold Trust (IAU); Sold out: Textron INC (TXT).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | BND | Vanguard Total Bond Market | +2.3% | +145.42% | Add |
| 2 | CMF | Ishares California Muni Bond | +0.9% | +33.71% | Add |
| 3 | VGLT | Vanguard Long-term Treasury | +0.8% | +59.27% | Add |
| 4 | MUB | Ishares National Muni Bond E | +0.7% | +28.10% | Add |
| 5 | VWO | Vanguard Ftse Emerging Marke | +0.5% | +51.14% | Add |
| 6 | VTV | Vanguard Value ETF | +0.3% | +3.78% | Add |
| 7 | FBND | Fidelity Total Bond ETF | +0.2% | +57.76% | Add |
| 8 | XOM | Exxon Mobil CORP | +0.2% | -1.26% | Trim |
| 9 | OCGN | Ocugen INC | +0.1% | +4.22% | Add |
| 10 | VB | Vanguard Small-cap ETF | +0.1% | +2.97% | Add |
| 11 | VGT | Vanguard Info Tech ETF | +0.1% | +37.17% | Add |
| 12 | VEA | Vanguard Ftse Developed ETF | +0.1% | -1.51% | Trim |
| 13 | EIS | Ishares Msci Israel ETF | +0.1% | +120.63% | Add |
| 14 | COST | Costco Wholesale CORP | +0.1% | -3.50% | Trim |
| 15 | IVV | Ishares Core S&p 500 ETF | -0.1% | -0.14% | Trim |
| 16 | SCHG | Schwab US Large-cap Growth | -0.1% | — | Unchanged |
| 17 | SUB | Ishares Short-term National | -0.1% | -20.90% | Trim |
| 18 | BN | Brookfield CORP | -0.1% | — | Unchanged |
| 19 | AMZN | Amazon.com INC | -0.1% | -1.93% | Trim |
| 20 | IBM | Intl Business Machines CORP | -0.1% | -8.45% | Trim |
| 21 | EOSE | Eos Energy Enterprises INC | -0.1% | — | Unchanged |
| 22 | IBIT | Ishares Bitcoin Trust ETF | -0.1% | -0.48% | Trim |
| 23 | PGR | Progressive CORP | -0.1% | — | Unchanged |
| 24 | CTVA | Corteva INC | -0.1% | -63.24% | Trim |
| 25 | META | Meta Platforms Inc-class A | -0.1% | -38.00% | Trim |
| 26 | ORCL | Oracle CORP | -0.1% | +0.13% | Add |
| 27 | ACN | Accenture plc | -0.1% | -20.01% | Trim |
| 28 | VUG | Vanguard Growth ETF | -0.1% | +4.83% | Add |
| 29 | AAPL | Apple INC | -0.1% | -2.82% | Trim |
| 30 | TFLO | Ishares Treasury Floating Ra | -0.2% | -2.81% | Trim |
| 31 | SPDW | Ste Str Spdr Pt Dw EU ETF | -0.2% | -6.12% | Trim |
| 32 | MSFT | Microsoft CORP | -0.3% | -2.89% | Trim |
| 33 | SPTM | Ss Spdr P S&p 1500 Comp ETF | -0.3% | -0.78% | Trim |
| 34 | EMB | Ishares Jp Morgan Usd Emergi | -1% | -47.76% | Trim |
| 35 | BNDX | Vanguard Total Intl Bond ETF | -3.2% | -35.38% | Trim |
| 36 | FLOT | Ishares Floating Rate Bond E | — | NEW | New buy |
| 37 | XLU | St Sr Utl Sl Se Spdr Etf-usd | — | NEW | New buy |
| 38 | SLV | Ishares Silver Trust | — | EXIT | Sold out |
| 39 | IAU | Ishares Gold Trust | — | EXIT | Sold out |
| 40 | TXT | Textron INC | — | EXIT | Sold out |
| 41 | USHY | Ishares Broad Usd High Yield | — | EXIT | Sold out |
| 42 | C | Citigroup INC | — | EXIT | Sold out |
| 43 | AVDE | Avantis International Equity | — | NEW | New buy |
| 44 | XLI | Ss Industrial Select Sector | — | NEW | New buy |
| 45 | UBER | Uber Technologies INC | — | EXIT | Sold out |
| 46 | KMI | Kinder Morgan INC | — | NEW | New buy |
| 47 | GFL | Gfl Environmental Inc-sub Vt | — | EXIT | Sold out |
| 48 | TRIN | Trinity Capital INC | — | EXIT | Sold out |
| 49 | AMAT | Applied Materials INC | — | NEW | New buy |
| 50 | KR | Kroger Co | — | EXIT | Sold out |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-05-11 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-02-04 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-11-14 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-08-13 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-05-15 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-02-14 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-11-13 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-07-31 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-05-02 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-02-12 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-11-09 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-08-10 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-05-12 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-02-13 | 13F-HR | View on EDGAR |
| 2022-09-30 | 2022-11-14 | 13F-HR | View on EDGAR |
| 2022-06-30 | 2022-08-09 | 13F-HR | View on EDGAR |
| 2022-03-31 | 2022-05-09 | 13F-HR | View on EDGAR |
| 2021-12-31 | 2022-02-17 | 13F-HR | View on EDGAR |
Institutions with a similar AUM
CIK 0001725888
Total reported value
$390.9M
233 stks
2026-03-31
AUM within 0.0% of this institution
CIK 0001540557
Total reported value
$390.8M
1 stks
2014-12-31
Stale — no recent filing
AUM within 0.0% of this institution
CIK 0001596586
Total reported value
$391.1M
6 stks
2021-09-30
Stale — no recent filing
AUM within 0.0% of this institution
Institutions with overlapping top holdings
CIK 0001352547
Total reported value
$1.6B
361 stks
2026-03-31
2 of the top 5 holdings overlap, including Vanguard Ftse Developed ETF
CIK 0001415201
Total reported value
$1.3B
278 stks
2025-09-30
Stale — no recent filing
2 of the top 5 holdings overlap, including Ste Str Spdr Pt Dw EU ETF
CIK 0001540235
Total reported value
$147.4B
4,753 stks
2026-03-31
2 of the top 5 holdings overlap, including Vanguard Ftse Developed ETF