Prosperity Planning, Inc. Holdings Report (13F Filings)

CIK: 0001843292

Diversified strategyMomentum followerSector-focused

Total reported value

$436.3M

Reporting period: 2026-06-30 · Number of holdings: 117

Prosperity Planning, Inc. disclosed 117 holdings in its latest 13F filing for the period ending 2026-06-30, with total reported value of $436.3M and a quarterly turnover rate of 11.0%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "P"

Personality snowflake

Concentration: 15.33
Portfolio Stability: 11.05
Momentum/Contrarian: 100
Sector conviction: 96.77
Diversification: 100
Sizing Uniformity: 81.25

Prosperity Planning, Inc.'s disclosed holdings carry a Herfindahl concentration index of 0.038 — mathematically equivalent to about 26 equally-sized positions, well below its 117 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.

Position sizes vary widely across the portfolio (a coefficient of variation of 1.87), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Sector classification currently covers about 3% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.

Recent moves

Add VUG
+511.6%　$4.3M
Trim ISTB
+7.9%　$3.7M
Add AVLC
+5.3%　$2.5M
Add AVEM
-0.6%　$2.2M
Add VOT
+2.5%　$1.9M
Trim AVDV
+2.0%　$951.5K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	ISTB	Ishares Core 1-5 Year Usd Bo	ETF-Other	12.15%	-0.35%	+7.90%
2	EFA	Ishares Msci Eafe ETF	ETF-Other	6.08%	-0.06%	+2.28%
3	VUG	Vanguard Growth ETF	ETF-Other	5.83%	+0.49%	+511.60%
4	VTIP	Vanguard Short-term Tips	ETF-Other	4.42%	-0.10%	+7.52%
5	AVDV	Avantis Intl S/c Value ETF	ETF-Other	4.37%	-0.22%	+1.99%
6	DFAX	Dimensional World Ex US Core	ETF-Other	3.99%	-0.22%	-3.37%
7	IGSB	Ishares 1-5y Inv Grade CORP	ETF-Other	3.81%	-0.09%	+8.23%
8	GNMA	Ishares Gnma Bond ETF	ETF-Other	3.46%	-0.01%	+10.45%
9	AVLC	Avantis US Lg Cap Eq ETF	ETF-Other	3.12%	+0.30%	+5.33%
10	AVEM	Avantis Emerging Markets Eq	ETF-Emerging Markets	3.09%	+0.22%	-0.57%
11	AVMV	Avantis US Mid Cap Val ETF	ETF-Other	2.90%	+0.16%	+7.82%
12	IVE	Ishares S&p 500 Value ETF	ETF-Large Cap & Growth	2.75%	-0.10%	-0.81%
13	VOT	Vanguard Mid-cap Growth ETF	ETF-Other	2.40%	+0.22%	+2.50%
14	AVUV	Avantis US Small Cap Value	ETF-Small Cap	2.38%	+0.15%	+4.43%
15	VBR	Vanguard Small-cap Value ETF	ETF-Other	2.29%	-0.02%	-1.98%
16	VOE	Vanguard Mid-cap Value ETF	ETF-Other	2.08%	-0.10%	-1.51%
17	AVLV	Avantis US Large Cap Value	ETF-Large Cap & Growth	1.92%	+0.13%	+4.77%
18	AVUS	Avantis U.s. Equity ETF	ETF-Other	1.68%	+0.11%	+2.22%
19	VBK	Vanguard Small-cap Grwth ETF	ETF-Other	1.58%	+0.13%	-0.53%
20	BSV	Vanguard Short-term Bond ETF	ETF-Other	1.25%	—	-0.14%
21	CBRE	Cbre Group INC - A	Stock-Real Estate	1.19%	-0.06%	+5.69%
22	USRT	Ishares Core US Reit ETF	ETF-Other	1.18%	+0.02%	+0.81%
23	IVLU	Ishares Msci International V	ETF-Other	1.17%	—	-3.14%
24	AVIV	Avantis Int Lrg Cap Val ETF	ETF-Other	1.14%	—	+6.44%
25	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	1.01%	+0.01%	-2.79%
26	SUB	Ishares Short-term National	ETF-Other	0.92%	—	+0.70%
27	IWN	Ishares Russell 2000 Value E	ETF-Small Cap	0.91%	+0.03%	-2.58%
28	VTV	Vanguard Value ETF	ETF-Other	0.89%	-0.01%	-1.63%
29	IJJ	Ishares S&p Mid-cap 400 Valu	ETF-Other	0.79%	—	-1.20%
30	AAPL	Apple INC	Stock-Tech	0.77%	+0.08%	+9.25%
31	DFAC	Dimensional US Core Equity 2	ETF-Other	0.74%	+0.01%	-2.28%
32	AGG	Ishares Core U.s. Aggregate	ETF-Other	0.74%	—	+3.82%
33	SGOV	Ishares 0-3 Month Treasury B	ETF-Gov Bonds	0.65%	—	-2.75%
34	IVW	Ishares S&p 500 Growth ETF	ETF-Large Cap & Growth	0.62%	+0.04%	-1.68%
35	MUB	Ishares National Muni Bond E	ETF-Other	0.59%	—	+0.45%
36	AVDE	Avantis International Equity	ETF-Other	0.58%	-0.02%	+1.79%
37	BND	Vanguard Total Bond Market	ETF-Other	0.57%	—	+0.01%
38	SCZ	Ishares Msci Eafe Small-cap	ETF-Other	0.57%	—	-1.30%
39	VNQI	Vanguard Glbl Ex-us Real Est	ETF-Other	0.51%	—	+2.94%
40	EEM	Ishares Msci Emerging Market	ETF-Emerging Markets	0.50%	+0.03%	-2.76%
41	IAGG	Ishares Intl Aggregate Bond	ETF-Other	0.49%	—	-4.97%
42	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.47%	—	+0.27%
43	ITOT	Ishares Core S&p Total U.s.	ETF-Other	0.42%	—	-14.28%
44	O	Realty Income CORP	Stock-Real Estate	0.41%	+0.03%	+18.57%
45	IWD	Ishares Russell 1000 Value E	ETF-Other	0.40%	—	-5.60%
46	VEA	Vanguard Ftse Developed ETF	ETF-Other	0.39%	—	-2.24%
47	TIP	Ishares Tips Bond ETF	ETF-Other	0.39%	—	-2.31%
48	STIP	Ishares 0-5 Year Tips Bond E	ETF-Other	0.36%	—	-1.02%
49	DISV	Dimensional International Sm	ETF-Other	0.33%	—	-10.65%
50	VTEB	Vanguard Tax-exempt Bond ETF	ETF-Other	0.31%	—	-1.06%

1–50 of 117

Portfolio Performance

Performance for Q3 2026

+2.6%

Performance Last 4 Quarters

+16.5%

Based on 53% of reported portfolio value with available pricing

Stdev: +10.5%
Beta: +0.66
Alpha: +3.8%
Max Drawdown: -5.7%
Annualized Perf: +15.1%
Batting Avg vs S&P: +41.2%
Sortino: +2.68
Stutzer: +0.41
Treynor: +0.22
Sterling: +0.96
Calmar: +2.67
Information Ratio: -0.27
Tracking Error: +6.9%
Stdev Down: +5.5%
Winning Months %: +70.6%
Losing Months %: +29.4%
Best 12 Months: +22%
Worst 12 Months: +8.7%
Efficiency Ratio: +0.51
Sharpe: +1.39
Stdev Sectors: +15.7%
Skewness: -0.24
Kurtosis: +0.32
Upside Potential: +4.11

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-06-30	117	$436.3M	11	1ISTB 2EFA 3VUG Top holdings2026-06-30 1.ISTB 2.EFA 3.VUG 4.VTIP 5.AVDV 6.DFAX 7.IGSB 8.GNMA 9.AVLC 10.AVEM
2026-03-31	110	$394.7M	6	1ISTB 2EFA 3VUG Top holdings2026-03-31 1.ISTB 2.EFA 3.VUG 4.AVDV 5.VTIP 6.DFAX 7.IGSB 8.GNMA 9.AVEM 10.IVE
2025-12-31	108	$382.3M	6	1ISTB 2EFA 3VUG Top holdings2025-12-31 1.ISTB 2.EFA 3.VUG 4.AVDV 5.DFAX 6.VTIP 7.IGSB 8.GNMA 9.IVE 10.AVEM
2025-09-30	109	$370.7M	15	1ISTB 2EFA 3VUG Top holdings2025-09-30 1.ISTB 2.EFA 3.VUG 4.DFAX 5.AVDV 6.VTIP 7.IGSB 8.GNMA 9.IVE 10.AVEM
2025-06-30	106	$346.6M	0	1ISTB 2EFA 3VUG Top holdings2025-06-30 1.ISTB 2.EFA 3.VUG 4.DFAX 5.VTIP 6.AVDV 7.IGSB 8.IVE 9.GNMA 10.AVEM
2025-03-31	104	$319.4M	100	1ISTB 2EFA 3VUG Top holdings2025-03-31 1.ISTB 2.EFA 3.VUG 4.DFAX 5.VTIP 6.AVDV 7.IGSB 8.IVE 9.GNMA 10.VBR
2024-12-31	103	$312.0M	0	1ISTB 2VUG 3EFA Top holdings2024-12-31 1.ISTB 2.VUG 3.EFA 4.DFAX 5.VTIP 6.IVE 7.IGSB 8.AVDV 9.GNMA 10.VBR
2024-09-30	104	$315.6M	0	1ISTB 2EFA 3VUG Top holdings2024-09-30 1.ISTB 2.EFA 3.VUG 4.DFAX 5.IVE 6.VTIP 7.VBR 8.IGSB 9.AVDV 10.VOE
2024-06-30	102	$292.5M	0	1ISTB 2EFA 3VUG Top holdings2024-06-30 1.ISTB 2.EFA 3.VUG 4.DFAX 5.IVE 6.VTIP 7.VBR 8.VOE 9.IGSB 10.AVDV
2024-03-31	94	$288.8M	0	1ISTB 2EFA 3IVE Top holdings2024-03-31 1.ISTB 2.EFA 3.IVE 4.DFAX 5.VUG 6.VBR 7.VOE 8.VTIP 9.AVDV 10.IGSB
2023-12-31	93	$267.1M	0	1ISTB 2EFA 3DFAX Top holdings2023-12-31 1.ISTB 2.EFA 3.DFAX 4.IVE 5.VUG 6.VBR 7.VOE 8.VTIP 9.IGSB 10.AVDV
2023-09-30	87	$239.3M	0	1ISTB 2EFA 3DFAX Top holdings2023-09-30 1.ISTB 2.EFA 3.DFAX 4.IVE 5.VUG 6.VBR 7.VTIP 8.VOE 9.IGSB 10.AVDV
2023-06-30	89	$242.3M	0	1ISTB 2EFA 3DFAX Top holdings2023-06-30 1.ISTB 2.EFA 3.DFAX 4.IVE 5.VUG 6.VBR 7.VTIP 8.VOE 9.IGSB 10.AVDV
2023-03-31	89	$229.5M	0	1ISTB 2DFAX 3EFA Top holdings2023-03-31 1.ISTB 2.DFAX 3.EFA 4.IVE 5.VUG 6.VTIP 7.VBR 8.VOE 9.IGSB 10.AVDV
2022-12-31	76	$202.3M	0	1ISTB 2DFAX 3EFA Top holdings2022-12-31 1.ISTB 2.DFAX 3.EFA 4.IVE 5.VOE 6.VBR 7.VUG 8.VTIP 9.IGSB 10.AVDV
2022-09-30	83	$191.5M	0	1ISTB 2DFAX 3EFA Top holdings2022-09-30 1.ISTB 2.DFAX 3.EFA 4.IVE 5.VTIP 6.VUG 7.VBR 8.VOE 9.IGSB 10.GNMA
2022-06-30	95	$195.7M	0	1ISTB 2DFAX 3EFA Top holdings2022-06-30 1.ISTB 2.DFAX 3.EFA 4.IVE 5.VTIP 6.VUG 7.VBR 8.VOE 9.IGSB 10.GNMA
2022-03-31	94	$204.3M	0	1ISTB 2DFAX 3EFA Top holdings2022-03-31 1.ISTB 2.DFAX 3.EFA 4.IVE 5.VUG 6.VTIP 7.VOE 8.VBR 9.IGSB 10.GNMA
2021-12-31	93	$197.3M	0	1ISTB 2DFAX 3EFA Top holdings2021-12-31 1.ISTB 2.DFAX 3.EFA 4.VUG 5.IVE 6.VTIP 7.VOE 8.VBR 9.IGSB 10.GNMA
2021-09-30	93	$183.4M	0	1ISTB 2DFAX 3EFA Top holdings2021-09-30 1.ISTB 2.DFAX 3.EFA 4.VUG 5.IVE 6.VTIP 7.VOE 8.VBR 9.IGSB 10.GNMA
2021-06-30	88	$161.2M	100	1ISTB 2EFA 3VUG Top holdings2021-06-30 1.ISTB 2.EFA 3.VUG 4.IVE 5.VTIP 6.VOE 7.VBR 8.IGSB 9.AMC 10.GNMA
2021-03-31	88	$140.8M	19	1ISTB 2EFA 3VTIP Top holdings2021-03-31 1.ISTB 2.EFA 3.VTIP 4.IVE 5.VUG 6.VOE 7.VBR 8.IGSB 9.GNMA 10.AVDV
2020-12-31	73	$118.0M	—	1ISTB 2EFA 3VUG Top holdings2020-12-31 1.ISTB 2.EFA 3.VUG 4.VTIP 5.IVE 6.VOE 7.VBR 8.AVDV 9.SPY 10.GNMA

Holding changes this quarter

Prosperity Planning, Inc.'s most significant position changes for 2026-06-30: Sold out: Tyler Technologies INC (TYL); New buy: Ishares Ibonds Dec 2031 Term (IBTL); New buy: Ishares Ibonds Dec 2031 CORP (IBDW); New buy: Bank Of America CORP (BAC); New buy: Applied Materials INC (AMAT).

Position changes disclosed by Prosperity Planning, Inc. for the quarter ending 2026-06-30, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VUG	Vanguard Growth ETF	+0.5%	+511.60%	Add
2	AVLC	Avantis US Lg Cap Eq ETF	+0.3%	+5.33%	Add
3	AVEM	Avantis Emerging Markets Eq	+0.2%	-0.57%	Trim
4	VOT	Vanguard Mid-cap Growth ETF	+0.2%	+2.50%	Add
5	AVMV	Avantis US Mid Cap Val ETF	+0.2%	+7.82%	Add
6	AVUV	Avantis US Small Cap Value	+0.2%	+4.43%	Add
7	AVLV	Avantis US Large Cap Value	+0.1%	+4.77%	Add
8	VBK	Vanguard Small-cap Grwth ETF	+0.1%	-0.53%	Trim
9	AVUS	Avantis U.s. Equity ETF	+0.1%	+2.22%	Add
10	NWL	Newell Brands INC	+0.1%	+30.62%	Add
11	AAPL	Apple INC	+0.1%	+9.25%	Add
12	IBTL	Ishares Ibonds Dec 2031 Term	+0.1%	NEW	New buy
13	IBDW	Ishares Ibonds Dec 2031 CORP	+0.1%	NEW	New buy
14	BAC	Bank Of America CORP	+0.1%	NEW	New buy
15	AMAT	Applied Materials INC	+0.1%	NEW	New buy
16	IVV	Ishares Core S&p 500 ETF	+0.1%	+20.91%	Add
17	EGUS	Ishares Esg Aware Msci US Gr	+0.1%	NEW	New buy
18	WMT	Walmart INC	+0.1%	NEW	New buy
19	XVV	Ishares Esg Select Screened	+0.1%	NEW	New buy
20	DFUV	Dimensional US Marketwide Va	+0.1%	NEW	New buy
21	YUM	Yum! Brands INC	+0.1%	NEW	New buy
22	REET	Ishares Global Reit ETF	+0.1%	NEW	New buy
23	IVW	Ishares S&p 500 Growth ETF	0%	-1.68%	Trim
24	IBTG	Ishares Ibonds Dec 2026 Term	0%	+37.86%	Add
25	IWN	Ishares Russell 2000 Value E	0%	-2.58%	Trim
26	EEM	Ishares Msci Emerging Market	0%	-2.76%	Trim
27	O	Realty Income CORP	0%	+18.57%	Add
28	USRT	Ishares Core US Reit ETF	0%	+0.81%	Add
29	IWO	Ishares Russell 2000 Growth	0%	-3.53%	Trim
30	SPYG	Ss Spdr P S&p 500 Growth ETF	0%	-1.02%	Trim
31	SPY	Ss Spdr S&p 500 ETF Trust-us	0%	-2.79%	Trim
32	DFAC	Dimensional US Core Equity 2	0%	-2.28%	Trim
33	AVIV	Avantis Int Lrg Cap Val ETF	—	+6.44%	Add
34	IJJ	Ishares S&p Mid-cap 400 Valu	—	-1.20%	Trim
35	GNMA	Ishares Gnma Bond ETF	0%	+10.45%	Add
36	VTV	Vanguard Value ETF	0%	-1.63%	Trim
37	VBR	Vanguard Small-cap Value ETF	0%	-1.98%	Trim
38	AVDE	Avantis International Equity	0%	+1.79%	Add
39	PEP	Pepsico INC	-0.1%	EXIT	Sold out
40	EFA	Ishares Msci Eafe ETF	-0.1%	+2.28%	Add
41	CBRE	Cbre Group INC - A	-0.1%	+5.69%	Add
42	COP	Conocophillips	-0.1%	EXIT	Sold out
43	IGSB	Ishares 1-5y Inv Grade CORP	-0.1%	+8.23%	Add
44	VTIP	Vanguard Short-term Tips	-0.1%	+7.52%	Add
45	IVE	Ishares S&p 500 Value ETF	-0.1%	-0.81%	Trim
46	VOE	Vanguard Mid-cap Value ETF	-0.1%	-1.51%	Trim
47	TYL	Tyler Technologies INC	-0.1%	EXIT	Sold out
48	AVDV	Avantis Intl S/c Value ETF	-0.2%	+1.99%	Add
49	DFAX	Dimensional World Ex US Core	-0.2%	-3.37%	Trim
50	ISTB	Ishares Core 1-5 Year Usd Bo	-0.4%	+7.90%	Add

Filing History

Period	Filed	Type	EDGAR
2026-06-30	2026-07-10	13F-HR	View on EDGAR
2026-03-31	2026-04-10	13F-HR	View on EDGAR
2025-12-31	2026-01-14	13F-HR	View on EDGAR
2025-09-30	2025-10-09	13F-HR	View on EDGAR
2025-06-30	2025-07-11	13F-HR	View on EDGAR
2025-03-31	2025-04-11	13F-HR	View on EDGAR
2024-12-31	2025-01-17	13F-HR	View on EDGAR
2024-09-30	2024-10-07	13F-HR	View on EDGAR
2024-06-30	2024-07-24	13F-HR	View on EDGAR
2024-03-31	2024-04-16	13F-HR	View on EDGAR
2023-12-31	2024-02-06	13F-HR	View on EDGAR
2023-09-30	2023-10-25	13F-HR	View on EDGAR
2023-06-30	2023-07-13	13F-HR	View on EDGAR
2023-03-31	2023-04-13	13F-HR	View on EDGAR
2022-12-31	2023-01-24	13F-HR	View on EDGAR
2022-09-30	2022-10-12	13F-HR	View on EDGAR
2022-06-30	2022-07-11	13F-HR	View on EDGAR
2022-03-31	2022-04-18	13F-HR	View on EDGAR
2021-12-31	2022-01-21	13F-HR	View on EDGAR
2021-09-30	2021-10-08	13F-HR	View on EDGAR
2021-06-30	2021-07-13	13F-HR	View on EDGAR
2021-03-31	2021-04-12	13F-HR	View on EDGAR
2020-12-31	2021-02-01	13F-HR	View on EDGAR

FAQ

What is Prosperity Planning, Inc. and what type of investor is it?

Prosperity Planning, Inc. is an investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-06-30), the firm manages a tracked equity portfolio valued at approximately $436.3M, spread across 117 disclosed positions.

What are Prosperity Planning, Inc.'s largest equity positions?

Based on the latest 13F filing, Prosperity Planning, Inc.'s top holdings by market value are: 1. Ishares Core 1-5 Year Usd Bo (ISTB) — $53.0M (12.2%) 2. Ishares Msci Eafe ETF (EFA) — $26.5M (6.1%) 3. Vanguard Growth ETF (VUG) — $25.4M (5.8%) 4. Vanguard Short-term Tips (VTIP) — $19.3M (4.4%) 5. Avantis Intl S/c Value ETF (AVDV) — $19.1M (4.4%)

What changes did Prosperity Planning, Inc. make in its most recent portfolio filing?

In the latest reported quarter, Prosperity Planning, Inc. made 50 notable position adjustments: 10 new positions were initiated, 22 existing holdings were added to, 15 positions were partially reduced, and 3 were completely exited. The largest of these moves: Sold out: Tyler Technologies INC (TYL); New buy: Ishares Ibonds Dec 2031 Term (IBTL); New buy: Ishares Ibonds Dec 2031 CORP (IBDW); New buy: Bank Of America CORP (BAC); New buy: Applied Materials INC (AMAT)

What sectors does Prosperity Planning, Inc. focus on?

Prosperity Planning, Inc. is concentrated in the following sectors based on its current disclosed equity portfolio: • Real Estate: 49.2% • Information Technology: 25.8% • Consumer Staples: 7.2% • Health Care: 6.9% • Consumer Discretionary: 4.7% • Communication Services: 2.1%

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Prosperity Planning, Inc. Holdings Report (13F Filings)

CIK: 0001843292

Diversified strategyMomentum followerSector-focused

Total reported value

$436.3M

Reporting period: 2026-06-30 · Number of holdings: 117

Prosperity Planning, Inc. disclosed 117 holdings in its latest 13F filing for the period ending 2026-06-30, with total reported value of $436.3M and a quarterly turnover rate of 11.0%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "P"

Personality snowflake

Concentration: 15.33
Portfolio Stability: 11.05
Momentum/Contrarian: 100
Sector conviction: 96.77
Diversification: 100
Sizing Uniformity: 81.25

Position sizes vary widely across the portfolio (a coefficient of variation of 1.87), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Recent moves

Add VUG
+511.6%　$4.3M
Trim ISTB
+7.9%　$3.7M
Add AVLC
+5.3%　$2.5M
Add AVEM
-0.6%　$2.2M
Add VOT
+2.5%　$1.9M
Trim AVDV
+2.0%　$951.5K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	ISTB	Ishares Core 1-5 Year Usd Bo	ETF-Other	12.15%	-0.35%	+7.90%
2	EFA	Ishares Msci Eafe ETF	ETF-Other	6.08%	-0.06%	+2.28%
3	VUG	Vanguard Growth ETF	ETF-Other	5.83%	+0.49%	+511.60%
4	VTIP	Vanguard Short-term Tips	ETF-Other	4.42%	-0.10%	+7.52%
5	AVDV	Avantis Intl S/c Value ETF	ETF-Other	4.37%	-0.22%	+1.99%
6	DFAX	Dimensional World Ex US Core	ETF-Other	3.99%	-0.22%	-3.37%
7	IGSB	Ishares 1-5y Inv Grade CORP	ETF-Other	3.81%	-0.09%	+8.23%
8	GNMA	Ishares Gnma Bond ETF	ETF-Other	3.46%	-0.01%	+10.45%
9	AVLC	Avantis US Lg Cap Eq ETF	ETF-Other	3.12%	+0.30%	+5.33%
10	AVEM	Avantis Emerging Markets Eq	ETF-Emerging Markets	3.09%	+0.22%	-0.57%
11	AVMV	Avantis US Mid Cap Val ETF	ETF-Other	2.90%	+0.16%	+7.82%
12	IVE	Ishares S&p 500 Value ETF	ETF-Large Cap & Growth	2.75%	-0.10%	-0.81%
13	VOT	Vanguard Mid-cap Growth ETF	ETF-Other	2.40%	+0.22%	+2.50%
14	AVUV	Avantis US Small Cap Value	ETF-Small Cap	2.38%	+0.15%	+4.43%
15	VBR	Vanguard Small-cap Value ETF	ETF-Other	2.29%	-0.02%	-1.98%
16	VOE	Vanguard Mid-cap Value ETF	ETF-Other	2.08%	-0.10%	-1.51%
17	AVLV	Avantis US Large Cap Value	ETF-Large Cap & Growth	1.92%	+0.13%	+4.77%
18	AVUS	Avantis U.s. Equity ETF	ETF-Other	1.68%	+0.11%	+2.22%
19	VBK	Vanguard Small-cap Grwth ETF	ETF-Other	1.58%	+0.13%	-0.53%
20	BSV	Vanguard Short-term Bond ETF	ETF-Other	1.25%	—	-0.14%
21	CBRE	Cbre Group INC - A	Stock-Real Estate	1.19%	-0.06%	+5.69%
22	USRT	Ishares Core US Reit ETF	ETF-Other	1.18%	+0.02%	+0.81%
23	IVLU	Ishares Msci International V	ETF-Other	1.17%	—	-3.14%
24	AVIV	Avantis Int Lrg Cap Val ETF	ETF-Other	1.14%	—	+6.44%
25	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	1.01%	+0.01%	-2.79%
26	SUB	Ishares Short-term National	ETF-Other	0.92%	—	+0.70%
27	IWN	Ishares Russell 2000 Value E	ETF-Small Cap	0.91%	+0.03%	-2.58%
28	VTV	Vanguard Value ETF	ETF-Other	0.89%	-0.01%	-1.63%
29	IJJ	Ishares S&p Mid-cap 400 Valu	ETF-Other	0.79%	—	-1.20%
30	AAPL	Apple INC	Stock-Tech	0.77%	+0.08%	+9.25%
31	DFAC	Dimensional US Core Equity 2	ETF-Other	0.74%	+0.01%	-2.28%
32	AGG	Ishares Core U.s. Aggregate	ETF-Other	0.74%	—	+3.82%
33	SGOV	Ishares 0-3 Month Treasury B	ETF-Gov Bonds	0.65%	—	-2.75%
34	IVW	Ishares S&p 500 Growth ETF	ETF-Large Cap & Growth	0.62%	+0.04%	-1.68%
35	MUB	Ishares National Muni Bond E	ETF-Other	0.59%	—	+0.45%
36	AVDE	Avantis International Equity	ETF-Other	0.58%	-0.02%	+1.79%
37	BND	Vanguard Total Bond Market	ETF-Other	0.57%	—	+0.01%
38	SCZ	Ishares Msci Eafe Small-cap	ETF-Other	0.57%	—	-1.30%
39	VNQI	Vanguard Glbl Ex-us Real Est	ETF-Other	0.51%	—	+2.94%
40	EEM	Ishares Msci Emerging Market	ETF-Emerging Markets	0.50%	+0.03%	-2.76%
41	IAGG	Ishares Intl Aggregate Bond	ETF-Other	0.49%	—	-4.97%
42	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.47%	—	+0.27%
43	ITOT	Ishares Core S&p Total U.s.	ETF-Other	0.42%	—	-14.28%
44	O	Realty Income CORP	Stock-Real Estate	0.41%	+0.03%	+18.57%
45	IWD	Ishares Russell 1000 Value E	ETF-Other	0.40%	—	-5.60%
46	VEA	Vanguard Ftse Developed ETF	ETF-Other	0.39%	—	-2.24%
47	TIP	Ishares Tips Bond ETF	ETF-Other	0.39%	—	-2.31%
48	STIP	Ishares 0-5 Year Tips Bond E	ETF-Other	0.36%	—	-1.02%
49	DISV	Dimensional International Sm	ETF-Other	0.33%	—	-10.65%
50	VTEB	Vanguard Tax-exempt Bond ETF	ETF-Other	0.31%	—	-1.06%

1–50 of 117

Portfolio Performance

Performance for Q3 2026

+2.6%

Performance Last 4 Quarters

+16.5%

Based on 53% of reported portfolio value with available pricing

Stdev: +10.5%
Beta: +0.66
Alpha: +3.8%
Max Drawdown: -5.7%
Annualized Perf: +15.1%
Batting Avg vs S&P: +41.2%
Sortino: +2.68
Stutzer: +0.41
Treynor: +0.22
Sterling: +0.96
Calmar: +2.67
Information Ratio: -0.27
Tracking Error: +6.9%
Stdev Down: +5.5%
Winning Months %: +70.6%
Losing Months %: +29.4%
Best 12 Months: +22%
Worst 12 Months: +8.7%
Efficiency Ratio: +0.51
Sharpe: +1.39
Stdev Sectors: +15.7%
Skewness: -0.24
Kurtosis: +0.32
Upside Potential: +4.11

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-06-30	117	$436.3M	11	1ISTB 2EFA 3VUG Top holdings2026-06-30 1.ISTB 2.EFA 3.VUG 4.VTIP 5.AVDV 6.DFAX 7.IGSB 8.GNMA 9.AVLC 10.AVEM
2026-03-31	110	$394.7M	6	1ISTB 2EFA 3VUG Top holdings2026-03-31 1.ISTB 2.EFA 3.VUG 4.AVDV 5.VTIP 6.DFAX 7.IGSB 8.GNMA 9.AVEM 10.IVE
2025-12-31	108	$382.3M	6	1ISTB 2EFA 3VUG Top holdings2025-12-31 1.ISTB 2.EFA 3.VUG 4.AVDV 5.DFAX 6.VTIP 7.IGSB 8.GNMA 9.IVE 10.AVEM
2025-09-30	109	$370.7M	15	1ISTB 2EFA 3VUG Top holdings2025-09-30 1.ISTB 2.EFA 3.VUG 4.DFAX 5.AVDV 6.VTIP 7.IGSB 8.GNMA 9.IVE 10.AVEM
2025-06-30	106	$346.6M	0	1ISTB 2EFA 3VUG Top holdings2025-06-30 1.ISTB 2.EFA 3.VUG 4.DFAX 5.VTIP 6.AVDV 7.IGSB 8.IVE 9.GNMA 10.AVEM
2025-03-31	104	$319.4M	100	1ISTB 2EFA 3VUG Top holdings2025-03-31 1.ISTB 2.EFA 3.VUG 4.DFAX 5.VTIP 6.AVDV 7.IGSB 8.IVE 9.GNMA 10.VBR
2024-12-31	103	$312.0M	0	1ISTB 2VUG 3EFA Top holdings2024-12-31 1.ISTB 2.VUG 3.EFA 4.DFAX 5.VTIP 6.IVE 7.IGSB 8.AVDV 9.GNMA 10.VBR
2024-09-30	104	$315.6M	0	1ISTB 2EFA 3VUG Top holdings2024-09-30 1.ISTB 2.EFA 3.VUG 4.DFAX 5.IVE 6.VTIP 7.VBR 8.IGSB 9.AVDV 10.VOE
2024-06-30	102	$292.5M	0	1ISTB 2EFA 3VUG Top holdings2024-06-30 1.ISTB 2.EFA 3.VUG 4.DFAX 5.IVE 6.VTIP 7.VBR 8.VOE 9.IGSB 10.AVDV
2024-03-31	94	$288.8M	0	1ISTB 2EFA 3IVE Top holdings2024-03-31 1.ISTB 2.EFA 3.IVE 4.DFAX 5.VUG 6.VBR 7.VOE 8.VTIP 9.AVDV 10.IGSB
2023-12-31	93	$267.1M	0	1ISTB 2EFA 3DFAX Top holdings2023-12-31 1.ISTB 2.EFA 3.DFAX 4.IVE 5.VUG 6.VBR 7.VOE 8.VTIP 9.IGSB 10.AVDV
2023-09-30	87	$239.3M	0	1ISTB 2EFA 3DFAX Top holdings2023-09-30 1.ISTB 2.EFA 3.DFAX 4.IVE 5.VUG 6.VBR 7.VTIP 8.VOE 9.IGSB 10.AVDV
2023-06-30	89	$242.3M	0	1ISTB 2EFA 3DFAX Top holdings2023-06-30 1.ISTB 2.EFA 3.DFAX 4.IVE 5.VUG 6.VBR 7.VTIP 8.VOE 9.IGSB 10.AVDV
2023-03-31	89	$229.5M	0	1ISTB 2DFAX 3EFA Top holdings2023-03-31 1.ISTB 2.DFAX 3.EFA 4.IVE 5.VUG 6.VTIP 7.VBR 8.VOE 9.IGSB 10.AVDV
2022-12-31	76	$202.3M	0	1ISTB 2DFAX 3EFA Top holdings2022-12-31 1.ISTB 2.DFAX 3.EFA 4.IVE 5.VOE 6.VBR 7.VUG 8.VTIP 9.IGSB 10.AVDV
2022-09-30	83	$191.5M	0	1ISTB 2DFAX 3EFA Top holdings2022-09-30 1.ISTB 2.DFAX 3.EFA 4.IVE 5.VTIP 6.VUG 7.VBR 8.VOE 9.IGSB 10.GNMA
2022-06-30	95	$195.7M	0	1ISTB 2DFAX 3EFA Top holdings2022-06-30 1.ISTB 2.DFAX 3.EFA 4.IVE 5.VTIP 6.VUG 7.VBR 8.VOE 9.IGSB 10.GNMA
2022-03-31	94	$204.3M	0	1ISTB 2DFAX 3EFA Top holdings2022-03-31 1.ISTB 2.DFAX 3.EFA 4.IVE 5.VUG 6.VTIP 7.VOE 8.VBR 9.IGSB 10.GNMA
2021-12-31	93	$197.3M	0	1ISTB 2DFAX 3EFA Top holdings2021-12-31 1.ISTB 2.DFAX 3.EFA 4.VUG 5.IVE 6.VTIP 7.VOE 8.VBR 9.IGSB 10.GNMA
2021-09-30	93	$183.4M	0	1ISTB 2DFAX 3EFA Top holdings2021-09-30 1.ISTB 2.DFAX 3.EFA 4.VUG 5.IVE 6.VTIP 7.VOE 8.VBR 9.IGSB 10.GNMA
2021-06-30	88	$161.2M	100	1ISTB 2EFA 3VUG Top holdings2021-06-30 1.ISTB 2.EFA 3.VUG 4.IVE 5.VTIP 6.VOE 7.VBR 8.IGSB 9.AMC 10.GNMA
2021-03-31	88	$140.8M	19	1ISTB 2EFA 3VTIP Top holdings2021-03-31 1.ISTB 2.EFA 3.VTIP 4.IVE 5.VUG 6.VOE 7.VBR 8.IGSB 9.GNMA 10.AVDV
2020-12-31	73	$118.0M	—	1ISTB 2EFA 3VUG Top holdings2020-12-31 1.ISTB 2.EFA 3.VUG 4.VTIP 5.IVE 6.VOE 7.VBR 8.AVDV 9.SPY 10.GNMA

Holding changes this quarter

Position changes disclosed by Prosperity Planning, Inc. for the quarter ending 2026-06-30, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VUG	Vanguard Growth ETF	+0.5%	+511.60%	Add
2	AVLC	Avantis US Lg Cap Eq ETF	+0.3%	+5.33%	Add
3	AVEM	Avantis Emerging Markets Eq	+0.2%	-0.57%	Trim
4	VOT	Vanguard Mid-cap Growth ETF	+0.2%	+2.50%	Add
5	AVMV	Avantis US Mid Cap Val ETF	+0.2%	+7.82%	Add
6	AVUV	Avantis US Small Cap Value	+0.2%	+4.43%	Add
7	AVLV	Avantis US Large Cap Value	+0.1%	+4.77%	Add
8	VBK	Vanguard Small-cap Grwth ETF	+0.1%	-0.53%	Trim
9	AVUS	Avantis U.s. Equity ETF	+0.1%	+2.22%	Add
10	NWL	Newell Brands INC	+0.1%	+30.62%	Add
11	AAPL	Apple INC	+0.1%	+9.25%	Add
12	IBTL	Ishares Ibonds Dec 2031 Term	+0.1%	NEW	New buy
13	IBDW	Ishares Ibonds Dec 2031 CORP	+0.1%	NEW	New buy
14	BAC	Bank Of America CORP	+0.1%	NEW	New buy
15	AMAT	Applied Materials INC	+0.1%	NEW	New buy
16	IVV	Ishares Core S&p 500 ETF	+0.1%	+20.91%	Add
17	EGUS	Ishares Esg Aware Msci US Gr	+0.1%	NEW	New buy
18	WMT	Walmart INC	+0.1%	NEW	New buy
19	XVV	Ishares Esg Select Screened	+0.1%	NEW	New buy
20	DFUV	Dimensional US Marketwide Va	+0.1%	NEW	New buy
21	YUM	Yum! Brands INC	+0.1%	NEW	New buy
22	REET	Ishares Global Reit ETF	+0.1%	NEW	New buy
23	IVW	Ishares S&p 500 Growth ETF	0%	-1.68%	Trim
24	IBTG	Ishares Ibonds Dec 2026 Term	0%	+37.86%	Add
25	IWN	Ishares Russell 2000 Value E	0%	-2.58%	Trim
26	EEM	Ishares Msci Emerging Market	0%	-2.76%	Trim
27	O	Realty Income CORP	0%	+18.57%	Add
28	USRT	Ishares Core US Reit ETF	0%	+0.81%	Add
29	IWO	Ishares Russell 2000 Growth	0%	-3.53%	Trim
30	SPYG	Ss Spdr P S&p 500 Growth ETF	0%	-1.02%	Trim
31	SPY	Ss Spdr S&p 500 ETF Trust-us	0%	-2.79%	Trim
32	DFAC	Dimensional US Core Equity 2	0%	-2.28%	Trim
33	AVIV	Avantis Int Lrg Cap Val ETF	—	+6.44%	Add
34	IJJ	Ishares S&p Mid-cap 400 Valu	—	-1.20%	Trim
35	GNMA	Ishares Gnma Bond ETF	0%	+10.45%	Add
36	VTV	Vanguard Value ETF	0%	-1.63%	Trim
37	VBR	Vanguard Small-cap Value ETF	0%	-1.98%	Trim
38	AVDE	Avantis International Equity	0%	+1.79%	Add
39	PEP	Pepsico INC	-0.1%	EXIT	Sold out
40	EFA	Ishares Msci Eafe ETF	-0.1%	+2.28%	Add
41	CBRE	Cbre Group INC - A	-0.1%	+5.69%	Add
42	COP	Conocophillips	-0.1%	EXIT	Sold out
43	IGSB	Ishares 1-5y Inv Grade CORP	-0.1%	+8.23%	Add
44	VTIP	Vanguard Short-term Tips	-0.1%	+7.52%	Add
45	IVE	Ishares S&p 500 Value ETF	-0.1%	-0.81%	Trim
46	VOE	Vanguard Mid-cap Value ETF	-0.1%	-1.51%	Trim
47	TYL	Tyler Technologies INC	-0.1%	EXIT	Sold out
48	AVDV	Avantis Intl S/c Value ETF	-0.2%	+1.99%	Add
49	DFAX	Dimensional World Ex US Core	-0.2%	-3.37%	Trim
50	ISTB	Ishares Core 1-5 Year Usd Bo	-0.4%	+7.90%	Add

Filing History

Period	Filed	Type	EDGAR
2026-06-30	2026-07-10	13F-HR	View on EDGAR
2026-03-31	2026-04-10	13F-HR	View on EDGAR
2025-12-31	2026-01-14	13F-HR	View on EDGAR
2025-09-30	2025-10-09	13F-HR	View on EDGAR
2025-06-30	2025-07-11	13F-HR	View on EDGAR
2025-03-31	2025-04-11	13F-HR	View on EDGAR
2024-12-31	2025-01-17	13F-HR	View on EDGAR
2024-09-30	2024-10-07	13F-HR	View on EDGAR
2024-06-30	2024-07-24	13F-HR	View on EDGAR
2024-03-31	2024-04-16	13F-HR	View on EDGAR
2023-12-31	2024-02-06	13F-HR	View on EDGAR
2023-09-30	2023-10-25	13F-HR	View on EDGAR
2023-06-30	2023-07-13	13F-HR	View on EDGAR
2023-03-31	2023-04-13	13F-HR	View on EDGAR
2022-12-31	2023-01-24	13F-HR	View on EDGAR
2022-09-30	2022-10-12	13F-HR	View on EDGAR
2022-06-30	2022-07-11	13F-HR	View on EDGAR
2022-03-31	2022-04-18	13F-HR	View on EDGAR
2021-12-31	2022-01-21	13F-HR	View on EDGAR
2021-09-30	2021-10-08	13F-HR	View on EDGAR
2021-06-30	2021-07-13	13F-HR	View on EDGAR
2021-03-31	2021-04-12	13F-HR	View on EDGAR
2020-12-31	2021-02-01	13F-HR	View on EDGAR