Howard Financial Services, LTD. — Q2 2025 13F Holdings

Name: Howard Financial Services, LTD. — 13F Holdings, Q2 2025
Creator: AlphaSMO
License: https://www.sec.gov/forms

CIK: 0001768130

Total reported value

$1.0B

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Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	QUAL	Ishares Msci USA Quality Fac	ETF-Other	11.94%	+0.39%	+2.53%
2	SCHD	Schwab US Dvd Equity ETF	ETF-Other	7.08%	-0.53%	-1.98%
3	VIG	Vanguard Dividend Apprec ETF	ETF-Other	4.97%	-0.12%	-0.59%
4	SPGP	Invesco S&p 500 Garp ETF	ETF-Large Cap & Growth	4.90%	-0.13%	-2.32%
5	RSP	Invesco S&p 500 Equal Weight	ETF-Large Cap & Growth	4.75%	-0.18%	-0.39%
6	GTO	Invesco Total Return Bond Et	ETF-Other	4.39%	-0.31%	-0.43%
7	HTRB	Hartford Ttl Rtrn Bnd ETF	ETF-Other	3.94%	-0.33%	+2.01%
8	DGRW	Wisdomtree U.s. Quality Divi	ETF-Other	3.68%	+0.10%	+11.54%
9	PTRB	Pgim Total Return Bond ETF	ETF-Other	3.66%	—	-0.65%
10	AAPL	Apple INC	Stock-Tech	3.57%	+0.08%	-1.82%
11	SJNK	Ss Spdr Bb St Hi Yield ETF	ETF-Other	2.82%	-0.42%	+4.76%
12	TOTL	Ss Doubleline Tr Tact ETF	ETF-Other	2.78%	-0.46%	+2.27%
13	IQLT	Ishares Msci International Q	ETF-Other	2.51%	+0.08%	+0.06%
14	ANGL	Vaneck Fallen Angel High Yld	ETF-Other	2.13%	-0.14%	+6.42%
15	VIGI	Vanguard Int Div App Indx Fd	ETF-Other	2.02%	-0.02%	+1.04%
16	FNDF	Schwab Fndmn Intl Lrg Co ETF	ETF-Other	1.98%	+0.09%	-1.25%
17	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	1.94%	+0.03%	+3.10%
18	RDVY	First Trust Rising Dividend	ETF-Other	1.75%	+0.21%	+3.60%
19	NVDA	Nvidia CORP	Stock-Tech	1.62%	—	-3.74%
20	CALF	Pcr US Sm Cp Csh Cws Etf-usd	ETF-Other	1.51%	-0.03%	-24.80%
21	XSOE	Wisdmtree Emerg Mkt Ex-st Ow	ETF-Other	1.38%	+0.31%	-4.43%
22	MSFT	Microsoft CORP	Stock-Tech	1.38%	—	-13.88%
23	QQQ	Invesco Qqq Trust Series 1	ETF-Tech	1.26%	+0.08%	+0.21%
24	SCHG	Schwab US Large-cap Growth	ETF-Other	1.11%	+0.42%	—
25	MOAT	Vaneck Morningstar Wide Moat	ETF-Other	1.06%	—	-4.42%
26	FPE	Ft-preferred Secur & INC ETF	ETF-Other	0.93%	—	-13.96%
27	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.89%	—	+1.10%
28	AMZN	Amazon.com INC	Stock-Consumer Disc	0.78%	+0.11%	-6.96%
29	FIXD	First Trust Smith Opportunis	ETF-Other	0.74%	—	-33.82%
30	CMG	Chipotle Mexican Grill INC	Stock-Consumer Disc	0.69%	—	-0.56%
31	SBR	Sabine Royalty Trust	Stock-Other	0.59%	—	-12.42%
32	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.53%	+0.04%	-9.98%
33	AVGO	Broadcom INC	Stock-Tech	0.51%	+0.13%	+0.08%
34	EPD	Enterprise Products Partners	Stock-Energy	0.47%	—	+23.87%
35	ET	Energy Transfer LP	Stock-Energy	0.45%	—	+3.44%
36	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.43%	+0.01%	—
37	RODM	Hartford Multifact Dev Mrkt	ETF-Other	0.42%	—	-0.33%
38	JPST	Jpmorgan Ultra-short Income	ETF-Other	0.42%	-0.50%	-19.50%
39	BSV	Vanguard Short-term Bond ETF	ETF-Other	0.41%	—	-14.71%
40	SCHE	Schwab Emrg Mrkts Eqty ETF	ETF-Other	0.33%	—	-1.58%
41	SCHF	Schwab Intl Equity ETF	ETF-Other	0.29%	—	-3.76%
42	XOM	Exxon Mobil CORP	Stock-Energy	0.28%	-0.09%	+0.20%
43	PEP	Pepsico INC	Stock-Consumer Staples	0.28%	—	-9.24%
44	PLTR	Palantir Technologies Inc-a	Stock-Tech	0.24%	—	-0.74%
45	TSLA	Tesla INC	Stock-Consumer Disc	0.24%	—	-0.93%
46	JPM	Jpmorgan Chase & Co	Stock-Financials	0.23%	—	-26.52%
47	MPLX	Mplx LP	Stock-Energy	0.23%	—	+3.69%
48	BIL	Ss Spdr Bb 1-3m T-bill ETF	ETF-Gov Bonds	0.22%	—	+22.90%
49	IEFA	Ishares Core Msci Eafe ETF	ETF-Other	0.21%	—	+0.25%
50	IBM	Intl Business Machines CORP	Stock-Tech	0.20%	—	+13.38%

1–50 of 183

Holding changes this quarter

Position changes disclosed by Howard Financial Services, LTD. for the quarter ending Q2 2025, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	SCHG	Schwab US Large-cap Growth	+1.1%	NEW	New buy
2	QUAL	Ishares Msci USA Quality Fac	+0.7%	+2.53%	Add
3	DGRW	Wisdomtree U.s. Quality Divi	+0.4%	+11.54%	Add
4	NVDA	Nvidia CORP	+0.4%	-3.74%	Trim
5	AVGO	Broadcom INC	+0.2%	+0.08%	Add
6	SPY	Ss Spdr S&p 500 ETF Trust-us	+0.2%	+3.10%	Add
7	QQQ	Invesco Qqq Trust Series 1	+0.2%	+0.21%	Add
8	IQLT	Ishares Msci International Q	+0.1%	+0.06%	Add
9	MSFT	Microsoft CORP	+0.1%	-13.88%	Trim
10	RDVY	First Trust Rising Dividend	+0.1%	+3.60%	Add
11	VIGI	Vanguard Int Div App Indx Fd	+0.1%	+1.04%	Add
12	FNDF	Schwab Fndmn Intl Lrg Co ETF	+0.1%	-1.25%	Trim
13	ANGL	Vaneck Fallen Angel High Yld	+0.1%	+6.42%	Add
14	SPGP	Invesco S&p 500 Garp ETF	+0.1%	-2.32%	Trim
15	PLTR	Palantir Technologies Inc-a	+0.1%	-0.74%	Trim
16	SJNK	Ss Spdr Bb St Hi Yield ETF	+0.1%	+4.76%	Add
17	VIG	Vanguard Dividend Apprec ETF	+0.1%	-0.59%	Trim
18	CRWV	Coreweave Inc-cl A	+0.1%	NEW	New buy
19	SRLN	Ss Blackstone Sr Loan ETF	+0.1%	NEW	New buy
20	CMG	Chipotle Mexican Grill INC	+0.1%	-0.56%	Trim
21	IBM	Intl Business Machines CORP	+0.1%	+13.38%	Add
22	TQQQ	Proshares Ultrapro Qqq	+0.1%	+23.48%	Add
23	RSP	Invesco S&p 500 Equal Weight	0%	-0.39%	Trim
24	XSOE	Wisdmtree Emerg Mkt Ex-st Ow	0%	-4.43%	Trim
25	NFLX	Netflix INC	0%	-4.59%	Trim
26	EPD	Enterprise Products Partners	0%	+23.87%	Add
27	AMZN	Amazon.com INC	0%	-6.96%	Trim
28	TOTL	Ss Doubleline Tr Tact ETF	0%	+2.27%	Add
29	TPL	Texas Pacific Land CORP	-0.1%	-0.07%	Trim
30	TXN	Texas Instruments INC	-0.1%	-48.17%	Trim
31	VWO	Vanguard Ftse Emerging Marke	-0.1%	EXIT	Sold out
32	SYK	Stryker CORP	-0.1%	EXIT	Sold out
33	TMO	Thermo Fisher Scientific INC	-0.1%	EXIT	Sold out
34	HTRB	Hartford Ttl Rtrn Bnd ETF	-0.1%	+2.01%	Add
35	NOC	Northrop Grumman CORP	-0.1%	-38.37%	Trim
36	KOLD	Proshares Ultrashort Bloombe	-0.1%	EXIT	Sold out
37	GOOGL	Alphabet Inc-cl A	-0.1%	-31.86%	Trim
38	PEP	Pepsico INC	-0.1%	-9.24%	Trim
39	BSV	Vanguard Short-term Bond ETF	-0.1%	-14.71%	Trim
40	BRK-B	Berkshire Hathaway Inc-cl B	-0.1%	+1.10%	Add
41	JPST	Jpmorgan Ultra-short Income	-0.1%	-19.50%	Trim
42	SBR	Sabine Royalty Trust	-0.1%	-12.42%	Trim
43	BX	Blackstone INC	-0.1%	-78.90%	Trim
44	VEA	Vanguard Ftse Developed ETF	-0.2%	EXIT	Sold out
45	FPE	Ft-preferred Secur & INC ETF	-0.2%	-13.96%	Trim
46	IJH	Ishares Core S&p Midcap ETF	-0.3%	-81.21%	Trim
47	FIXD	First Trust Smith Opportunis	-0.4%	-33.82%	Trim
48	CALF	Pcr US Sm Cp Csh Cws Etf-usd	-0.5%	-24.80%	Trim
49	AAPL	Apple INC	-0.5%	-1.82%	Trim
50	SCHD	Schwab US Dvd Equity ETF	-0.8%	-1.98%	Trim