CIK: 0001768130
Total reported value
$1.0B
Reporting period: 2026-06-30 · Number of holdings: 269
HOWARD FINANCIAL SERVICES, LTD. disclosed 269 holdings in its latest 13F filing for the period ending 2026-06-30, with total reported value of $1.0B and a quarterly turnover rate of 15.6%.
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Howard Financial Services, LTD.'s disclosed holdings carry a Herfindahl concentration index of 0.035 — mathematically equivalent to about 29 equally-sized positions, well below its 269 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 2.88), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 21% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim SCHD
+0.4% $2.3M
Trim JPST
-31.9% -$3.6M
Trim TOTL
-8.2% -$1.9M
Add SCHG
+14.5% $6.9M
Trim SJNK
-10.0% -$1.8M
Add QUAL
+2.1% $16.2M
Showing top 200 holdings (of 269 total)
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | QUAL | Ishares Msci USA Quality Fac | ETF-Other | 11.25% | +0.39% | +2.13% | |
| 2 | SCHD | Schwab US Dvd Equity ETF | ETF-Other | 6.19% | -0.53% | +0.43% | |
| 3 | VIG | Vanguard Dividend Apprec ETF | ETF-Other | 4.74% | -0.12% | -0.02% | |
| 4 | AAPL | Apple INC | Stock-Tech | 4.01% | +0.08% | +0.84% | |
| 5 | SPGP | Invesco S&p 500 Garp ETF | ETF-Large Cap & Growth | 4.00% | -0.13% | -3.79% | |
| 6 | RSP | Invesco S&p 500 Equal Weight | ETF-Large Cap & Growth | 3.98% | -0.18% | -2.55% | |
| 7 | DGRW | Wisdomtree U.s. Quality Divi | ETF-Other | 3.81% | +0.10% | +6.19% | |
| 8 | GTO | Invesco Total Return Bond Et | ETF-Other | 3.74% | -0.31% | +4.04% | |
| 9 | HTRB | Hartford Ttl Rtrn Bnd ETF | ETF-Other | 3.42% | -0.33% | +2.86% | |
| 10 | PTRB | Pgim Total Return Bond ETF | ETF-Other | 3.24% | — | +0.25% | |
| 11 | SCHG | Schwab US Large-cap Growth | ETF-Other | 2.76% | +0.42% | +14.55% | |
| 12 | IQLT | Ishares Msci International Q | ETF-Other | 2.56% | +0.08% | +8.50% | |
| 13 | RDVY | First Trust Rising Dividend | ETF-Other | 2.43% | +0.21% | +4.01% | |
| 14 | FNDF | Schwab Fndmn Intl Lrg Co ETF | ETF-Other | 2.38% | +0.09% | +8.74% | |
| 15 | ANGL | Vaneck Fallen Angel High Yld | ETF-Other | 2.02% | -0.14% | +3.21% | |
| 16 | TOTL | Ss Doubleline Tr Tact ETF | ETF-Other | 1.94% | -0.46% | -8.17% | |
| 17 | VIGI | Vanguard Int Div App Indx Fd | ETF-Other | 1.84% | -0.02% | +5.85% | |
| 18 | XSOE | Wisdmtree Emerg Mkt Ex-st Ow | ETF-Other | 1.83% | +0.31% | +10.65% | |
| 19 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 1.77% | +0.03% | +0.29% | |
| 20 | SJNK | Ss Spdr Bb St Hi Yield ETF | ETF-Other | 1.67% | -0.42% | -9.97% | |
| 21 | NVDA | Nvidia CORP | Stock-Tech | 1.64% | — | -1.57% | |
| 22 | QQQ | Invesco Qqq Trust Series 1 | ETF-Tech | 1.22% | +0.08% | -4.75% | |
| 23 | MOAT | Vaneck Morningstar Wide Moat | ETF-Other | 1.01% | — | -8.78% | |
| 24 | VPLS | Vanguard Core-plus Bond ETF | ETF-Other | 0.97% | +0.21% | +45.02% | |
| 25 | MSFT | Microsoft CORP | Stock-Tech | 0.94% | — | -1.80% | |
| 26 | CALF | Pcr US Sm Cp Csh Cws Etf-usd | ETF-Other | 0.88% | -0.03% | -3.68% | |
| 27 | AMZN | Amazon.com INC | Stock-Consumer Disc | 0.88% | +0.11% | +12.17% | |
| 28 | BRK-B | Berkshire Hathaway Inc-cl B | Stock-Other | 0.76% | — | -0.29% | |
| 29 | JPST | Jpmorgan Ultra-short Income | ETF-Other | 0.76% | -0.50% | -31.91% | |
| 30 | AVGO | Broadcom INC | Stock-Tech | 0.69% | +0.13% | +13.37% | |
| 31 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 0.63% | +0.15% | +19.78% | |
| 32 | FPE | Ft-preferred Secur & INC ETF | ETF-Other | 0.61% | — | -3.55% | |
| 33 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 0.55% | +0.04% | +6.29% | |
| 34 | EPD | Enterprise Products Partners | Stock-Energy | 0.51% | — | +4.24% | |
| 35 | SBR | Sabine Royalty Trust | Stock-Other | 0.50% | — | +0.15% | |
| 36 | INTC | Intel CORP | Stock-Tech | 0.42% | +0.37% | +216.72% | |
| 37 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 0.41% | +0.01% | +0.25% | |
| 38 | ET | Energy Transfer LP | Stock-Energy | 0.38% | — | +2.20% | |
| 39 | RODM | Hartford Multifact Dev Mrkt | ETF-Other | 0.36% | — | +0.89% | |
| 40 | CMG | Chipotle Mexican Grill INC | Stock-Consumer Disc | 0.32% | — | -0.42% | |
| 41 | TSM | Taiwan Semiconductor-sp Adr | Stock-Tech | 0.31% | +0.07% | +3.67% | |
| 42 | SCHE | Schwab Emrg Mrkts Eqty ETF | ETF-Other | 0.29% | — | -0.65% | |
| 43 | XOM | Exxon Mobil CORP | Stock-Energy | 0.29% | -0.09% | +5.85% | |
| 44 | MPLX | Mplx LP | Stock-Energy | 0.27% | — | +6.23% | |
| 45 | GEV | GE Vernova INC | Stock-Industrials | 0.26% | +0.13% | +63.41% | |
| 46 | MU | Micron Technology INC | Stock-Tech | 0.26% | +0.17% | +0.18% | |
| 47 | SCHF | Schwab Intl Equity ETF | ETF-Other | 0.25% | — | -9.28% | |
| 48 | JPM | Jpmorgan Chase & Co | Stock-Financials | 0.25% | — | +7.70% | |
| 49 | FIXD | First Trust Smith Opportunis | ETF-Other | 0.25% | — | -4.38% | |
| 50 | IGSB | Ishares 1-5y Inv Grade CORP | ETF-Other | 0.23% | — | +6.93% |
Performance for Q3 2026
+3.6%
Performance Last 4 Quarters
+19.1%
Based on 81% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-06-30 | 269 | $1.0B | 16 | |
| 2026-03-31 | 223 | $888.0M | 10 | |
| 2025-12-31 | 205 | $855.1M | 8 | |
| 2025-09-30 | 199 | $817.3M | 18 | |
| 2025-06-30 | 183 | $760.7M | 0 | |
| 2025-03-31 | 183 | $734.4M | 100 | |
| 2024-12-31 | 186 | $735.1M | 0 | |
| 2024-09-30 | 168 | $692.5M | 0 | |
| 2024-06-30 | 156 | $610.2M | 0 | |
| 2024-03-31 | 161 | $580.5M | 0 | |
| 2023-12-31 | 156 | $518.7M | 0 | |
| 2023-09-30 | 150 | $436.2M | 0 | |
| 2023-06-30 | 147 | $419.1M | 0 | |
| 2023-03-31 | 145 | $410.5M | 0 | |
| 2022-12-31 | 141 | $380.7M | 0 | |
| 2022-09-30 | 130 | $308.5M | 0 | |
| 2022-06-30 | 123 | $294.5M | 0 | |
| 2022-03-31 | 138 | $337.6M | 0 | |
| 2021-12-31 | 134 | $333.4M | 0 | |
| 2021-09-30 | 126 | $266.7M | 0 | |
| 2021-06-30 | 125 | $255.2M | 100 | |
| 2021-03-31 | 124 | $222.6M | 22 | |
| 2020-12-31 | 112 | $189.8M | 26 | |
| 2020-09-30 | 121 | $154.7M | 20 | |
| 2020-06-30 | 114 | $140.8M | 41 | |
| 2020-03-31 | 105 | $113.0M | 52 | |
| 2019-12-31 | 120 | $162.7M | 17 | |
| 2019-09-30 | 115 | $151.1M | 13 | |
| 2019-06-30 | 112 | $146.3M | 13 | |
| 2019-03-31 | 112 | $141.0M | 27 | |
| 2018-12-31 | 96 | $130.2M | — |
Howard Financial Services, LTD.'s most significant position changes for 2026-06-30: New buy: Roundhill Gen Ai & Tech ETF (CHAT); New buy: Ishares Semiconductor ETF (SOXX); Sold out: Proshares Ultrapro Qqq (TQQQ); New buy: Fidelity Msci Info Tech Indx (FTEC); New buy: Invesco Ai And Next Gen Soft (IGPT).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | SCHG | Schwab US Large-cap Growth | +0.4% | +14.55% | Add |
| 2 | QUAL | Ishares Msci USA Quality Fac | +0.4% | +2.13% | Add |
| 3 | INTC | Intel CORP | +0.4% | +216.72% | Add |
| 4 | XSOE | Wisdmtree Emerg Mkt Ex-st Ow | +0.3% | +10.65% | Add |
| 5 | RDVY | First Trust Rising Dividend | +0.2% | +4.01% | Add |
| 6 | VPLS | Vanguard Core-plus Bond ETF | +0.2% | +45.02% | Add |
| 7 | MU | Micron Technology INC | +0.2% | +0.18% | Add |
| 8 | GOOGL | Alphabet Inc-cl A | +0.2% | +19.78% | Add |
| 9 | AVGO | Broadcom INC | +0.1% | +13.37% | Add |
| 10 | GEV | GE Vernova INC | +0.1% | +63.41% | Add |
| 11 | MRVL | Marvell Technology INC | +0.1% | +11.71% | Add |
| 12 | CHAT | Roundhill Gen Ai & Tech ETF | +0.1% | NEW | New buy |
| 13 | AMZN | Amazon.com INC | +0.1% | +12.17% | Add |
| 14 | DGRW | Wisdomtree U.s. Quality Divi | +0.1% | +6.19% | Add |
| 15 | FNDF | Schwab Fndmn Intl Lrg Co ETF | +0.1% | +8.74% | Add |
| 16 | PANW | Palo Alto Networks INC | +0.1% | +58.51% | Add |
| 17 | SOXX | Ishares Semiconductor ETF | +0.1% | NEW | New buy |
| 18 | AAPL | Apple INC | +0.1% | +0.84% | Add |
| 19 | IQLT | Ishares Msci International Q | +0.1% | +8.50% | Add |
| 20 | QQQ | Invesco Qqq Trust Series 1 | +0.1% | -4.75% | Trim |
| 21 | LLY | Eli Lilly & Co | +0.1% | +42.99% | Add |
| 22 | TSM | Taiwan Semiconductor-sp Adr | +0.1% | +3.67% | Add |
| 23 | CRWD | Crowdstrike Holdings INC - A | +0.1% | +3.58% | Add |
| 24 | AMD | Advanced Micro Devices | +0.1% | +19.13% | Add |
| 25 | VOO | Vanguard S&p 500 ETF | +0.1% | +99.36% | Add |
| 26 | FTEC | Fidelity Msci Info Tech Indx | +0.1% | NEW | New buy |
| 27 | IGPT | Invesco Ai And Next Gen Soft | +0.1% | NEW | New buy |
| 28 | SMH | Vaneck Semiconductor ETF | +0.1% | +8.83% | Add |
| 29 | CSCO | Cisco Systems INC | +0.1% | +9.07% | Add |
| 30 | IQM | Franklin Intelligent Machine | +0.1% | NEW | New buy |
| 31 | IVV | Ishares Core S&p 500 ETF | 0% | +6.29% | Add |
| 32 | GE | General Electric | 0% | +12.09% | Add |
| 33 | SPY | Ss Spdr S&p 500 ETF Trust-us | 0% | +0.29% | Add |
| 34 | VTI | Vanguard Total Stock Mkt ETF | 0% | +0.25% | Add |
| 35 | NVDA | Nvidia CORP | — | -1.57% | Trim |
| 36 | VIGI | Vanguard Int Div App Indx Fd | 0% | +5.85% | Add |
| 37 | CALF | Pcr US Sm Cp Csh Cws Etf-usd | 0% | -3.68% | Trim |
| 38 | XOM | Exxon Mobil CORP | -0.1% | +5.85% | Add |
| 39 | TQQQ | Proshares Ultrapro Qqq | -0.1% | EXIT | Sold out |
| 40 | VIG | Vanguard Dividend Apprec ETF | -0.1% | -0.02% | Trim |
| 41 | SPGP | Invesco S&p 500 Garp ETF | -0.1% | -3.79% | Trim |
| 42 | ANGL | Vaneck Fallen Angel High Yld | -0.1% | +3.21% | Add |
| 43 | RSP | Invesco S&p 500 Equal Weight | -0.2% | -2.55% | Trim |
| 44 | UAMY | United States Antimony CORP | -0.2% | -79.55% | Trim |
| 45 | GTO | Invesco Total Return Bond Et | -0.3% | +4.04% | Add |
| 46 | HTRB | Hartford Ttl Rtrn Bnd ETF | -0.3% | +2.86% | Add |
| 47 | SJNK | Ss Spdr Bb St Hi Yield ETF | -0.4% | -9.97% | Trim |
| 48 | TOTL | Ss Doubleline Tr Tact ETF | -0.5% | -8.17% | Trim |
| 49 | JPST | Jpmorgan Ultra-short Income | -0.5% | -31.91% | Trim |
| 50 | SCHD | Schwab US Dvd Equity ETF | -0.5% | +0.43% | Add |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-06-30 | 2026-07-07 | 13F-HR | View on EDGAR |
| 2026-03-31 | 2026-04-07 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-01-12 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-10-23 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-07-02 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-04-07 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-01-15 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-10-08 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-07-12 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-04-16 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-01-09 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-10-10 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-07-12 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-04-05 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-01-13 | 13F-HR | View on EDGAR |
| 2022-09-30 | 2022-10-12 | 13F-HR | View on EDGAR |
| 2022-06-30 | 2022-07-18 | 13F-HR | View on EDGAR |
| 2022-03-31 | 2022-04-20 | 13F-HR | View on EDGAR |
| 2021-12-31 | 2022-01-27 | 13F-HR | View on EDGAR |
| 2021-09-30 | 2021-11-01 | 13F-HR | View on EDGAR |
| 2021-06-30 | 2021-08-06 | 13F-HR | View on EDGAR |
| 2021-03-31 | 2021-05-03 | 13F-HR | View on EDGAR |
| 2020-12-31 | 2021-02-02 | 13F-HR | View on EDGAR |
| 2020-09-30 | 2020-11-12 | 13F-HR | View on EDGAR |
| 2020-06-30 | 2020-07-29 | 13F-HR | View on EDGAR |
| 2020-03-31 | 2020-05-05 | 13F-HR | View on EDGAR |
| 2019-12-31 | 2020-01-27 | 13F-HR | View on EDGAR |
| 2019-09-30 | 2019-11-12 | Amendment | View on EDGAR |
| 2019-09-30 | 2019-10-29 | 13F-HR | View on EDGAR |
| 2019-06-30 | 2019-08-05 | 13F-HR | View on EDGAR |
| 2019-03-31 | 2019-05-14 | 13F-HR | View on EDGAR |
| 2018-12-31 | 2019-02-15 | 13F-HR | View on EDGAR |
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