Francis Financial, Inc. — Q4 2025 13F Holdings

Name: Francis Financial, Inc. — 13F Holdings, Q4 2025
Creator: AlphaSMO
License: https://www.sec.gov/forms

CIK: 0001727514

Total reported value

$539.4M

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Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	15.44%	-1.51%	-0.08%
2	BIV	Vanguard Intermediate-term B	ETF-Other	9.06%	-0.39%	-2.03%
3	FLXR	Tcw Flexible Income ETF	ETF-Other	7.16%	+1.03%	+10.99%
4	DFSI	Dimensional Int Sus Cor1 ETF	ETF-Other	6.21%	-0.24%	+5.24%
5	VUG	Vanguard Growth ETF	ETF-Other	5.59%	-0.65%	+3.56%
6	JIRE	Jpmorgan Int Res Enh Eqty	ETF-Other	5.37%	+0.12%	+5.24%
7	META	Meta Platforms Inc-class A	Stock-Comm Services	5.34%	-1.22%	-22.34%
8	IVOO	Vanguard S&p Mid-cap 400 ETF	ETF-Other	3.55%	+0.19%	+4.88%
9	VYM	Vanguard High Dvd Yield ETF	ETF-Other	3.03%	-0.80%	-6.93%
10	IJR	Ishares Core S&p Small-cap E	ETF-Small Cap	2.76%	+0.07%	+1.73%
11	MUNY	Vanguard Ny Tax-ex Bond	ETF-Other	2.66%	+0.18%	+2.18%
12	DFLV	Dim US Large Cap Value ETF	ETF-Large Cap & Growth	2.42%	-1.64%	-5.12%
13	BGRN	Ishares Usd Green Bond ETF	ETF-Other	2.38%	-0.19%	-4.18%
14	DSI	Ishares Esg Msci Kld 400 ETF	ETF-Other	2.34%	-0.28%	-1.05%
15	SUSB	Ishares Esg Aware 1-5 Year U	ETF-Other	2.04%	-0.16%	+0.82%
16	VO	Vanguard Mid-cap ETF	ETF-Other	1.49%	-0.14%	-2.19%
17	NULG	Nuveen Esg Lrg-cap Grw ETF	ETF-Other	1.30%	-0.16%	-0.78%
18	AAPL	Apple INC	Stock-Tech	1.20%	-0.14%	+13.18%
19	NVDA	Nvidia CORP	Stock-Tech	1.15%	-0.02%	+3.85%
20	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	1.01%	—	+9.63%
21	VONE	Vanguard Russell 1000	ETF-Other	0.96%	-0.19%	-0.18%
22	DFSE	Dimensional Em Sus Core1 ETF	ETF-Other	0.87%	—	+0.13%
23	VTV	Vanguard Value ETF	ETF-Other	0.72%	—	+0.60%
24	MSFT	Microsoft CORP	Stock-Tech	0.69%	-0.20%	+3.25%
25	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.67%	-0.08%	-16.28%
26	MUB	Ishares National Muni Bond E	ETF-Other	0.65%	+0.05%	+20.35%
27	FSMB	First Trust Short Dur Manag	ETF-Other	0.63%	+0.69%	+9.06%
28	VCEB	Vanguard Esg US CORP Bond	ETF-Corp Bonds	0.59%	+0.23%	+45.20%
29	SPYV	Ss Spdr P S&p 500 Value ETF	ETF-Large Cap & Growth	0.56%	+2.35%	—
30	MGK	Vanguard Mega Cap Growth ETF	ETF-Other	0.52%	-0.12%	—
31	RSP	Invesco S&p 500 Equal Weight	ETF-Large Cap & Growth	0.52%	—	+0.29%
32	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	0.50%	-0.09%	+5.27%
33	VTWO	Vanguard Russell 2000 ETF	ETF-Small Cap	0.50%	—	—
34	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.50%	—	-4.77%
35	ESML	Ishares Esg Aware Msci USA S	ETF-Other	0.48%	—	+2.01%
36	AMZN	Amazon.com INC	Stock-Consumer Disc	0.47%	-0.07%	-22.73%
37	XJH	Ishare Esg Ss S&p Midcap ETF	ETF-Other	0.45%	—	+3.23%
38	NYF	Ishares New York Muni Bond E	ETF-Other	0.42%	-0.14%	—
39	DFUV	Dimensional US Marketwide Va	ETF-Other	0.39%	-0.07%	-12.21%
40	GLW	Corning INC	Stock-Tech	0.37%	+0.23%	+0.64%
41	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.32%	—	+10.27%
42	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.29%	—	-3.27%
43	DFAX	Dimensional World Ex US Core	ETF-Other	0.27%	-0.27%	EXIT
44	DFAC	Dimensional US Core Equity 2	ETF-Other	0.25%	—	+121.13%
45	JPM	Jpmorgan Chase & Co	Stock-Financials	0.25%	—	+16.23%
46	MCD	Mcdonald's CORP	Stock-Consumer Disc	0.23%	—	+0.46%
47	AVGO	Broadcom INC	Stock-Tech	0.22%	—	+1.23%
48	SCMB	Schwab Municipal Bond ETF	ETF-Other	0.21%	—	—
49	DFUS	Dimensional US Eq Mkt ETF	ETF-Other	0.21%	—	+71.43%
50	IBM	Intl Business Machines CORP	Stock-Tech	0.20%	-0.05%	+0.46%

1–50 of 108

Holding changes this quarter

Position changes disclosed by Francis Financial, Inc. for the quarter ending Q4 2025, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VOO	Vanguard S&p 500 ETF	+1.7%	-0.08%	Trim
2	FLXR	Tcw Flexible Income ETF	+1.3%	+10.99%	Add
3	DFSI	Dimensional Int Sus Cor1 ETF	+1.1%	+5.24%	Add
4	JIRE	Jpmorgan Int Res Enh Eqty	+0.8%	+5.24%	Add
5	VUG	Vanguard Growth ETF	+0.8%	+3.56%	Add
6	BIV	Vanguard Intermediate-term B	+0.6%	-2.03%	Trim
7	IVOO	Vanguard S&p Mid-cap 400 ETF	+0.5%	+4.88%	Add
8	IJR	Ishares Core S&p Small-cap E	+0.3%	+1.73%	Add
9	MUNY	Vanguard Ny Tax-ex Bond	+0.3%	+2.18%	Add
10	VCEB	Vanguard Esg US CORP Bond	+0.2%	+45.20%	Add
11	VTI	Vanguard Total Stock Mkt ETF	+0.2%	+9.63%	Add
12	MUB	Ishares National Muni Bond E	+0.2%	+20.35%	Add
13	DFAC	Dimensional US Core Equity 2	+0.2%	+121.13%	Add
14	VYM	Vanguard High Dvd Yield ETF	+0.1%	-6.93%	Trim
15	BGRN	Ishares Usd Green Bond ETF	+0.1%	-4.18%	Trim
16	DFAX	Dimensional World Ex US Core	+0.1%	+43.23%	Add
17	DFUS	Dimensional US Eq Mkt ETF	+0.1%	+71.43%	Add
18	FSMB	First Trust Short Dur Manag	+0.1%	+9.06%	Add
19	SCHX	Schwab US Large-cap ETF	+0.1%	+100.38%	Add
20	VO	Vanguard Mid-cap ETF	+0.1%	-2.19%	Trim
21	AAPL	Apple INC	—	+13.18%	Add
22	HD	Home Depot INC	0%	+6.16%	Add
23	TSLA	Tesla INC	-0.1%	-4.26%	Trim
24	V	Visa Inc-class A Shares	-0.1%	-3.90%	Trim
25	BRK-B	Berkshire Hathaway Inc-cl B	-0.1%	-3.27%	Trim
26	NFLX	Netflix INC	-0.1%	+814.29%	Add
27	MA	Mastercard INC - A	-0.1%	-49.81%	Trim
28	AVGO	Broadcom INC	-0.1%	+1.23%	Add
29	GOOGL	Alphabet Inc-cl A	-0.2%	-16.28%	Trim
30	NVDA	Nvidia CORP	-0.2%	+3.85%	Add
31	MSFT	Microsoft CORP	-0.3%	+3.25%	Add
32	AMZN	Amazon.com INC	-0.4%	-22.73%	Trim
33	META	Meta Platforms Inc-class A	-8.4%	-22.34%	Trim
34	SPYV	Ss Spdr P S&p 500 Value ETF	—	NEW	New buy
35	DFAT	Dimensional US Target Value	—	NEW	New buy
36	FNDX	Schwab Fndmntl US Lrg Co ETF	—	EXIT	Sold out
37	ORCL	Oracle CORP	—	EXIT	Sold out
38	VCLT	Vanguard Long-term CORP Bond	—	EXIT	Sold out
39	PG	Procter & Gamble Co/the	—	EXIT	Sold out
40	BSX	Boston Scientific CORP	—	EXIT	Sold out
41	NFG	National Fuel Gas Co	—	EXIT	Sold out
42	L	Loews CORP	—	EXIT	Sold out
43	UNH	Unitedhealth Group INC	—	EXIT	Sold out
44	ITOT	Ishares Core S&p Total U.s.	—	NEW	New buy
45	IEFA	Ishares Core Msci Eafe ETF	—	NEW	New buy
46	SCHZ	Schwab US Aggregate Bond ETF	—	NEW	New buy
47	PEP	Pepsico INC	—	EXIT	Sold out
48	ABT	Abbott Laboratories	—	EXIT	Sold out
49	KO	Coca-cola Co/the	—	EXIT	Sold out
50	CVX	Chevron CORP	—	EXIT	Sold out