C&
Citizens & Northern CORP 13F Holdings & Position Changes (Q2 2026)
Citizens & Northern CORPCIK: 0000810958
Diversified strategyLong-term holderQuality / disciplined sizing
Total reported value
$437.7M
Reporting period: 2026-06-30 · Number of holdings: 117
CITIZENS & NORTHERN CORP disclosed 117 holdings in its latest 13F filing for the period ending 2026-06-30, with total reported value of $437.7M and a quarterly turnover rate of 0.0%.
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Personality snowflake
- Concentration
- 16.48
- Portfolio Stability
- 0
- Momentum
- 50
- Sector conviction
- 60.46
- Diversification
- 100
- Sizing Uniformity
- 80.37
Citizens & Northern CORP's disclosed holdings carry a Herfindahl concentration index of 0.041 — mathematically equivalent to about 24 equally-sized positions, well below its 117 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 1.96), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 47% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Source and citation information
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Recent moves
View source Form 13F filing on SEC.govAdd VONG
+20.2% $16.9M
Trim IGE
-8.9% -$5.5M
Trim FREL
-14.8% -$2.2M
New buy WFC
Add AMD
-16.9% $4.3M
Add IEMG
+2.2% $5.0M
Holdings Map
New buyAddUnchangedTrim
Top 10 holdings by weight
Full holdings list this quarter
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | VONG | Vanguard Russell 1000 Growth | ETF-Other | 13.50% | +2.98% | +20.16% | |
| 2 | IEMG | Ishares Core Msci Emerging | ETF-Emerging Markets | 6.44% | +0.65% | +2.22% | |
| 3 | FREL | Fidelity Msci Rl Est Indx | ETF-Other | 6.38% | -1.14% | -14.85% | |
| 4 | IGE | Ishares North American Natur | ETF-Other | 5.49% | -1.88% | -8.91% | |
| 5 | IJH | Ishares Core S&p Midcap ETF | ETF-Other | 3.83% | -0.35% | -12.38% | |
| 6 | NVDA | Nvidia CORP | Stock-Tech | 3.75% | +0.15% | -1.08% | |
| 7 | AAPL | Apple Inc | Stock-Tech | 3.54% | +0.15% | -0.17% | |
| 8 | SPMD | Ss Spdr P S&p 400 Midcap ETF | ETF-Other | 3.21% | -0.31% | -12.72% | |
| 9 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 3.18% | +0.31% | -1.73% | |
| 10 | EMB | Ishares Jp Morgan Usd Emergi | ETF-Other | 2.93% | -0.25% | -2.20% | |
| 11 | MSFT | Microsoft CORP | Stock-Tech | 2.48% | -0.26% | -1.77% | |
| 12 | DFAC | Dimensional US Core Equity 2 | ETF-Other | 2.41% | +0.10% | — | |
| 13 | AMZN | Amazon.com Inc | Stock-Consumer Disc | 2.06% | +0.03% | -3.25% | |
| 14 | CZFS | Citizens Financial Services | Stock-Other | 1.94% | +0.15% | — | |
| 15 | CZNC | Citizens & Northern CORP | Stock-Other | 1.86% | -0.14% | -2.88% | |
| 16 | AMD | Advanced Micro Devices | Stock-Tech | 1.69% | +0.91% | -16.95% | |
| 17 | JPM | Jpmorgan Chase & Co | Stock-Financials | 1.33% | -0.15% | -11.86% | |
| 18 | GLW | Corning Inc | Stock-Tech | 1.15% | +0.48% | — | |
| 19 | META | Meta Platforms Inc-class A | Stock-Comm Services | 1.13% | -0.29% | -11.96% | |
| 20 | AVDE | Avantis International Equity | ETF-Other | 1.12% | -0.04% | — | |
| 21 | AVGO | Broadcom Inc | Stock-Tech | 1.10% | +0.57% | +84.29% | |
| 22 | WFC | Wells Fargo & Co | Stock-Financials | 0.98% | +0.98% | NEW | |
| 23 | CAT | Caterpillar Inc | Stock-Industrials | 0.94% | +0.15% | -14.29% | |
| 24 | MA | Mastercard Inc - A | Stock-Financials | 0.92% | -0.10% | -4.26% | |
| 25 | COST | Costco Wholesale CORP | Stock-Consumer Staples | 0.92% | -0.15% | -0.26% | |
| 26 | XOM | Exxon Mobil CORP | Stock-Energy | 0.81% | -0.29% | -1.07% | |
| 27 | ADI | Analog Devices Inc | Stock-Tech | 0.71% | -0.07% | -20.07% | |
| 28 | MBB | Ishares Mbs ETF | ETF-Other | 0.67% | -0.20% | -15.11% | |
| 29 | KLAC | Kla CORP | Stock-Tech | 0.65% | +0.30% | +894.96% | |
| 30 | CSCO | Cisco Systems Inc | Stock-Tech | 0.62% | -0.01% | -29.02% | |
| 31 | CVS | Cvs Health CORP | Stock-Healthcare | 0.62% | +0.13% | -3.57% | |
| 32 | PG | Procter & Gamble Co/the | Stock-Consumer Staples | 0.62% | -0.05% | -1.24% | |
| 33 | TJX | Tjx Companies Inc | Stock-Consumer Disc | 0.58% | -0.10% | -1.03% | |
| 34 | PANW | Palo Alto Networks Inc | Stock-Tech | 0.57% | +0.27% | -3.06% | |
| 35 | RTX | Rtx CORP | Stock-Industrials | 0.55% | -0.11% | -7.81% | |
| 36 | C | Citigroup Inc | Stock-Financials | 0.52% | +0.05% | -1.41% | |
| 37 | ETN | Eaton Corporation plc | Stock-Industrials | 0.52% | -0.01% | -9.79% | |
| 38 | SCHW | Schwab (charles) CORP | Stock-Financials | 0.52% | +0.02% | +14.96% | |
| 39 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 0.49% | +0.02% | — | |
| 40 | JNJ | Johnson & Johnson | Stock-Healthcare | 0.48% | -0.01% | +2.05% | |
| 41 | ORCL | Oracle CORP | Stock-Tech | 0.47% | -0.06% | -2.41% | |
| 42 | GSK | Gsk Plc-spon Adr | Stock-Healthcare | 0.47% | -0.08% | -2.15% | |
| 43 | COR | Cencora Inc | Stock-Healthcare | 0.46% | -0.09% | +1.49% | |
| 44 | MDT | Medtronic plc | Stock-Healthcare | 0.46% | -0.03% | +14.45% | |
| 45 | HD | Home Depot Inc | Stock-Consumer Disc | 0.45% | -0.02% | -2.63% | |
| 46 | BA | Boeing Co/the | Stock-Industrials | 0.45% | -0.01% | -2.05% | |
| 47 | KO | Coca-cola Co/the | Stock-Consumer Staples | 0.42% | -0.02% | -2.32% | |
| 48 | GD | General Dynamics CORP | Stock-Industrials | 0.41% | -0.04% | -3.02% | |
| 49 | BX | Blackstone Inc | Stock-Financials | 0.41% | -0.03% | -1.45% | |
| 50 | AVUS | Avantis U.s. Equity ETF | ETF-Other | 0.40% | +0.02% | — |
1–50 of 117
Portfolio Performance
Performance for Q3 2026
+2.8%
Performance Last 4 Quarters
+19.1%
- Stdev
- +11.7%
- Beta
- +0.87
- Alpha
- -1.1%
- Max Drawdown
- -8.3%
- Annualized Perf
- +16.8%
- Batting Avg vs S&P
- +36.1%
- Sortino
- +2.73
- Stutzer
- +0.41
- Treynor
- +0.19
- Sterling
- +1.07
- Calmar
- +2.03
- Information Ratio
- -1.04
- Tracking Error
- +3.6%
- Stdev Down
- +6%
- Winning Months %
- +66.7%
- Losing Months %
- +33.3%
- Best 12 Months
- +29.5%
- Worst 12 Months
- +4.2%
- Efficiency Ratio
- +0.56
- Sharpe
- +1.39
- Stdev Sectors
- +10%
- Skewness
- -0.05
- Kurtosis
- -0.27
- Upside Potential
- +4.35
Reported value over time
Sector allocation
Sector allocation over time
Quarterly history
| Period | Holdings | Total value | Stability | Top holdings | |
|---|---|---|---|---|---|
| 2026 Q2 | 117 | $437.7M | 0 | ||
| 2026 Q1 | 119 | $401.0M | 14 | ||
| 2025 Q4 | 124 | $403.6M | 15 | ||
| 2025 Q3 | 121 | $403.5M | 20 | ||
| 2025 Q2 | 118 | $373.7M | 0 | ||
| 2025 Q1 | 118 | $354.7M | 100 | ||
| 2024 Q4 | 126 | $365.1M | 0 | ||
| 2024 Q3 | 126 | $333.1M | 0 | ||
| 2024 Q2 | 118 | $319.7M | 0 | ||
| 2024 Q1 | 109 | $295.7M | 0 | ||
| 2023 Q4 | 111 | $280.1M | 0 | ||
| 2023 Q3 | 97 | $249.0M | 0 | ||
| 2023 Q2 | 97 | $264.6M | 0 | ||
| 2023 Q1 | 99 | $256.3M | 0 | ||
| 2022 Q4 | 99 | $242.1M | 0 | ||
| 2022 Q3 | 96 | $213.4M | 0 | ||
| 2022 Q2 | 101 | $229.5M | 0 | ||
| 2022 Q1 | 100 | $270.6M | 0 | ||
| 2021 Q4 | 104 | $279.0M | 0 | ||
| 2021 Q3 | 103 | $260.6M | 0 | ||
| 2021 Q2 | 103 | $266.6M | 97 | ||
| 2021 Q1 | 98 | $252.7M | 19 | ||
| 2020 Q4 | 100 | $227.2M | 20 | ||
| 2020 Q3 | 97 | $187.8M | 27 | ||
| 2020 Q2 | 100 | $204.8M | 39 | ||
| 2020 Q1 | 95 | $159.0M | 34 | ||
| 2019 Q4 | 106 | $199.8M | 15 | ||
| 2019 Q3 | 104 | $183.3M | 11 | ||
| 2019 Q2 | 99 | $179.9M | 14 | ||
| 2019 Q1 | 96 | $179.3M | 38 | ||
| 2018 Q4 | 108 | $143.4M | 41 | ||
| 2018 Q3 | 99 | $147.1M | 11 | ||
| 2018 Q2 | 96 | $140.7M | 12 | ||
| 2018 Q1 | 94 | $134.5M | 19 | ||
| 2017 Q4 | 93 | $140.6M | 20 | ||
| 2017 Q3 | 97 | $131.3M | 12 | ||
| 2017 Q2 | 95 | $127.1M | 14 | ||
| 2017 Q1 | 91 | $124.0M | 21 | ||
| 2016 Q4 | 100 | $132.3M | 14 | ||
| 2016 Q3 | 101 | $127.6M | 20 | ||
| 2016 Q2 | 105 | $128.1M | 13 | ||
| 2016 Q1 | 107 | $126.7M | 24 | ||
| 2015 Q4 | 108 | $122.6M | 17 | ||
| 2015 Q3 | 115 | $127.9M | 27 | ||
| 2015 Q2 | 111 | $129.1M | 11 | ||
| 2015 Q1 | 109 | $132.0M | 14 | ||
| 2014 Q4 | 111 | $132.4M | 58 | ||
| 2014 Q3 | 81 | $123.5M | 8 | ||
| 2014 Q2 | 80 | $124.3M | 17 | ||
| 2014 Q1 | 80 | $128.1M | 11 | ||
| 2013 Q4 | 77 | $131.7M | 9 | ||
| 2013 Q3 | 74 | $123.4M | 9 | ||
| 2013 Q2 | 75 | $120.1M | 0 |
* This report is exclusively curated by the AlphaSMO team. AlphaSMO is the web's most authoritative 13F / Inside Trader database, delivering precise insider trading and institutional holdings insights.
Holding changes this quarter
Citizens & Northern CORP's most significant position changes for 2026-06-30: New buy: Wells Fargo & Co (WFC); Sold out: Vanguard Total Intl Bond ETF (BNDX); New buy: Goldman Sachs Group Inc (GS); Sold out: Marsh & Mclennan Cos (MRSH); Sold out: Ishr Ibx Usd Hiyld Cb Etf-ui (HYG).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | VONG | Vanguard Russell 1000 Growth | +3% | +20.16% | Add |
| 2 | WFC | Wells Fargo & Co | +1% | NEW | New buy |
| 3 | AMD | Advanced Micro Devices | +0.9% | -16.95% | Trim |
| 4 | IEMG | Ishares Core Msci Emerging | +0.7% | +2.22% | Add |
| 5 | AVGO | Broadcom Inc | +0.6% | +84.29% | Add |
| 6 | GLW | Corning Inc | +0.5% | — | Unchanged |
| 7 | GOOG | Alphabet Inc-cl C | +0.3% | -1.73% | Trim |
| 8 | KLAC | Kla CORP | +0.3% | +894.96% | Add |
| 9 | PANW | Palo Alto Networks Inc | +0.3% | -3.06% | Trim |
| 10 | GS | Goldman Sachs Group Inc | +0.3% | NEW | New buy |
| 11 | NVDA | Nvidia CORP | +0.2% | -1.08% | Trim |
| 12 | AAPL | Apple Inc | +0.2% | -0.17% | Trim |
| 13 | CZFS | Citizens Financial Services | +0.2% | — | Unchanged |
| 14 | CAT | Caterpillar Inc | +0.2% | -14.29% | Trim |
| 15 | CVS | Cvs Health CORP | +0.1% | -3.57% | Trim |
| 16 | DFAC | Dimensional US Core Equity 2 | +0.1% | — | Unchanged |
| 17 | C | Citigroup Inc | +0.1% | -1.41% | Trim |
| 18 | CRS | Carpenter Technology | +0.1% | NEW | New buy |
| 19 | PGR | Progressive CORP | +0.1% | NEW | New buy |
| 20 | GWW | Ww Grainger Inc | +0.1% | NEW | New buy |
| 21 | TXN | Texas Instruments Inc | +0.1% | NEW | New buy |
| 22 | BOKF | Bok Financial Corporation | +0.1% | NEW | New buy |
| 23 | CBU | Community Financial System I | +0.1% | NEW | New buy |
| 24 | VO | Vanguard Mid-cap ETF | +0.1% | NEW | New buy |
| 25 | AMZN | Amazon.com Inc | 0% | -3.25% | Trim |
| 26 | PCAR | Paccar Inc | 0% | +21.22% | Add |
| 27 | BDX | Becton Dickinson And Co | 0% | +26.49% | Add |
| 28 | SPY | Ss Spdr S&p 500 ETF Trust-us | 0% | — | Unchanged |
| 29 | SCHW | Schwab (charles) CORP | 0% | +14.96% | Add |
| 30 | AVUS | Avantis U.s. Equity ETF | 0% | — | Unchanged |
| 31 | BMY | Bristol-myers Squibb Co | 0% | +24.38% | Add |
| 32 | NFLX | Netflix Inc | 0% | +58.62% | Add |
| 33 | AVEM | Avantis Emerging Markets Eq | 0% | — | Unchanged |
| 34 | BBWI | Bath & Body Works Inc | 0% | -0.10% | Trim |
| 35 | CMI | Cummins Inc | 0% | — | Unchanged |
| 36 | ROK | Rockwell Automation Inc | 0% | — | Unchanged |
| 37 | BIIB | Biogen Inc | 0% | -2.72% | Trim |
| 38 | FCX | Freeport-mcmoran Inc | 0% | +4.64% | Add |
| 39 | DIA | Ss Spdr Dow Jones Indus Avg | 0% | — | Unchanged |
| 40 | MTB | M & T Bank CORP | 0% | — | Unchanged |
| 41 | DFEM | Dimensional Emrg Mrkt Core | 0% | — | Unchanged |
| 42 | DE | Deere & Co | 0% | — | Unchanged |
| 43 | GOOGL | Alphabet Inc-cl A | 0% | — | Unchanged |
| 44 | UNP | Union Pacific CORP | — | — | Unchanged |
| 45 | IWF | Ishares Russell 1000 Growth | — | +275.89% | Add |
| 46 | VIG | Vanguard Dividend Apprec ETF | — | — | Unchanged |
| 47 | LLY | Eli Lilly & Co | — | -13.62% | Trim |
| 48 | IVV | Ishares Core S&p 500 ETF | — | — | Unchanged |
| 49 | VT | Vanguard Tot World Stk ETF | — | — | Unchanged |
| 50 | BRK-B | Berkshire Hathaway Inc-cl B | — | — | Unchanged |
1–50 of 128
Filing History
FAQ
What is Citizens & Northern CORP and what type of investor is it?
Citizens & Northern CORP is an investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-06-30), the firm manages a tracked equity portfolio valued at approximately $437.7M, spread across 117 disclosed positions.
What are Citizens & Northern CORP's largest equity positions?
Based on the latest 13F filing, Citizens & Northern CORP's top holdings by market value are:
1. Vanguard Russell 1000 Growth (VONG) — $59.1M (13.5%)
2. Ishares Core Msci Emerging (IEMG) — $28.2M (6.4%)
3. Fidelity Msci Rl Est Indx (FREL) — $27.9M (6.4%)
4. Ishares North American Natur (IGE) — $24.0M (5.5%)
5. Ishares Core S&p Midcap ETF (IJH) — $16.8M (3.8%)
What changes did Citizens & Northern CORP make in its most recent portfolio filing?
In the latest reported quarter, Citizens & Northern CORP made 102 notable position adjustments: 9 new positions were initiated, 21 existing holdings were added to, 61 positions were partially reduced, and 11 were completely exited. The largest of these moves: New buy: Wells Fargo & Co (WFC); Sold out: Vanguard Total Intl Bond ETF (BNDX); New buy: Goldman Sachs Group Inc (GS); Sold out: Marsh & Mclennan Cos (MRSH); Sold out: Ishr Ibx Usd Hiyld Cb Etf-ui (HYG)
What sectors does Citizens & Northern CORP focus on?
Citizens & Northern CORP is concentrated in the following sectors based on its current disclosed equity portfolio:
• Information Technology: 38.0%
• Financials: 12.8%
• Communication Services: 11.0%
• Industrials: 9.3%
• Consumer Discretionary: 9.1%
• Health Care: 8.7%
Investment Profile
Citizens & Northern CORP returned an annualized 16.8% over the trailing 36 months — underperforming the S&P 500 by 1.1 points — based on a reconstructed track record of its disclosed 13F positions, with a beta of 0.87 (less volatile than the market) and a 36% quarterly batting average against the index.
Its portfolio is broadly diversified and long-term-holding, with 38.0% of the portfolio concentrated in Information Technology.
It has added to its IEMG position over the past two quarters (+$5.9M, now $28.2M), while trimming MSFT over the same stretch (-$2.8M, still holding $10.9M).
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Developer Access
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REST API
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