CIK: 0001950841
Total reported value
$1.8B
Reporting period: 2026-06-30 · Number of holdings: 294
Cardinal Point Capital Management ULC disclosed 294 holdings in its latest 13F filing for the period ending 2026-06-30, with total reported value of $1.8B and a quarterly turnover rate of 14.9%.
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Cardinal Point Capital Management ULC's disclosed holdings carry a Herfindahl concentration index of 0.033 — mathematically equivalent to about 30 equally-sized positions, well below its 294 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 2.96), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 41% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Add VTI
+1.2% $32.7M
Trim TFLO
-27.5% -$7.2M
Trim USFR
-2.6% -$1.9M
Trim SU
-2.2% -$5.1M
Trim IAU
-2.7% -$4.4M
Add GOOG
+5.4% $8.7M
Showing top 200 holdings (of 294 total)
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 12.98% | +0.94% | +1.16% | |
| 2 | VEU | Vanguard Ftse All-world Ex-u | ETF-Other | 4.36% | +0.19% | +1.48% | |
| 3 | DFAX | Dimensional World Ex US Core | ETF-Other | 4.10% | +0.04% | +0.76% | |
| 4 | USFR | Wisdomtree Floating Rate Tre | ETF-Other | 4.10% | -0.45% | -2.59% | |
| 5 | VGIT | Vanguard Intermediate-term T | ETF-Other | 3.96% | -0.20% | +4.04% | |
| 6 | AAPL | Apple INC | Stock-Tech | 3.95% | +0.30% | +2.74% | |
| 7 | LRGF | Ishares US Equity Factor ETF | ETF-Other | 3.16% | +0.20% | +0.65% | |
| 8 | DFAC | Dimensional US Core Equity 2 | ETF-Other | 2.61% | +0.16% | +0.93% | |
| 9 | RY | Royal Bank Of Canada | Stock-Financials | 2.26% | +0.32% | -1.90% | |
| 10 | MUB | Ishares National Muni Bond E | ETF-Other | 2.24% | -0.10% | +2.42% | |
| 11 | DBMF | Imgp Dbi Managed Futures Str | ETF-Other | 2.18% | -0.10% | +1.91% | |
| 12 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 2.14% | +0.36% | +5.41% | |
| 13 | TD | Toronto-dominion Bank | Stock-Financials | 1.97% | +0.30% | -2.38% | |
| 14 | PYLD | Pimco Multisector Bond Actv | ETF-Other | 1.91% | +0.01% | +7.14% | |
| 15 | BMO | Bank Of Montreal | Stock-Financials | 1.75% | +0.29% | -0.64% | |
| 16 | NVDA | Nvidia CORP | Stock-Tech | 1.74% | +0.10% | +0.44% | |
| 17 | MINO | Pimco Municipal Income Oppor | ETF-Other | 1.53% | — | +0.72% | |
| 18 | VBIL | Vanguard 0-3m T-bill ETF | ETF-Other | 1.38% | +0.11% | +17.44% | |
| 19 | IAU | Ishares Gold Trust | ETF-Commodities | 1.26% | -0.38% | -2.67% | |
| 20 | JPM | Jpmorgan Chase & Co | Stock-Financials | 1.13% | +0.03% | +0.11% | |
| 21 | SU | Suncor Energy INC | Stock-Energy | 1.13% | -0.40% | -2.23% | |
| 22 | TFLO | Ishares Treasury Floating Ra | ETF-Gov Bonds | 1.07% | -0.53% | -27.50% | |
| 23 | MFC | Manulife Financial CORP | Stock-Financials | 1.07% | +0.08% | -1.15% | |
| 24 | CSCO | Cisco Systems INC | Stock-Tech | 1.06% | — | -33.01% | |
| 25 | BNS | Bank Of Nova Scotia | Stock-Financials | 1.05% | +0.14% | -0.52% | |
| 26 | JNJ | Johnson & Johnson | Stock-Healthcare | 1.05% | — | -1.73% | |
| 27 | WMT | Walmart INC | Stock-Consumer Staples | 1.02% | -0.23% | -3.02% | |
| 28 | MSFT | Microsoft CORP | Stock-Tech | 1.01% | — | +1.72% | |
| 29 | ENB | Enbridge INC | Stock-Energy | 0.98% | — | -2.14% | |
| 30 | TRP | Tc Energy CORP | Stock-Energy | 0.94% | — | -0.26% | |
| 31 | CNI | Canadian Natl Railway Co | Stock-Industrials | 0.91% | +0.06% | -0.09% | |
| 32 | SUNC | Sunococorp LLC | Stock-Other | 0.77% | — | -0.83% | |
| 33 | BRK-B | Berkshire Hathaway Inc-cl B | Stock-Other | 0.76% | +0.04% | +9.07% | |
| 34 | PM | Philip Morris International | Stock-Consumer Staples | 0.75% | +0.01% | +0.25% | |
| 35 | NEM | Newmont CORP | Stock-Materials | 0.75% | -0.20% | -0.81% | |
| 36 | CVS | Cvs Health CORP | Stock-Healthcare | 0.73% | +0.19% | +0.83% | |
| 37 | FTLS | First Trust Long/short Eqty | ETF-Other | 0.64% | — | +4.28% | |
| 38 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 0.64% | +0.06% | -4.71% | |
| 39 | GDX | Vaneck Gold Miners ETF | ETF-Commodities | 0.64% | -0.20% | -0.83% | |
| 40 | AEM | Agnico Eagle Mines LTD | Stock-Materials | 0.62% | -0.24% | +2.51% | |
| 41 | IBM | Intl Business Machines CORP | Stock-Tech | 0.62% | +0.07% | +4.63% | |
| 42 | RCI | Rogers Communications Inc-b | Stock-Other | 0.61% | -0.17% | -0.59% | |
| 43 | BBUC | Brookfield Business Corp-a | Stock-Other | 0.60% | — | +0.56% | |
| 44 | VTEB | Vanguard Tax-exempt Bond ETF | ETF-Other | 0.59% | — | -6.91% | |
| 45 | ORCL | Oracle CORP | Stock-Tech | 0.58% | — | +0.58% | |
| 46 | OTEX | Open Text CORP | Stock-Other | 0.56% | — | +0.13% | |
| 47 | PEP | Pepsico INC | Stock-Consumer Staples | 0.55% | -0.13% | +0.42% | |
| 48 | CNQ | Canadian Natural Resources | Stock-Energy | 0.52% | -0.17% | +0.83% | |
| 49 | AMZN | Amazon.com INC | Stock-Consumer Disc | 0.51% | +0.04% | +2.62% | |
| 50 | TSLA | Tesla INC | Stock-Consumer Disc | 0.50% | +0.03% | +1.40% |
Performance for Q3 2026
+2.6%
Performance Last 4 Quarters
+25.4%
Based on 60% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-06-30 | 294 | $1.8B | 15 | |
| 2026-03-31 | 286 | $1.6B | 17 | |
| 2025-12-31 | 260 | $1.5B | 13 | |
| 2025-09-30 | 266 | $1.4B | 30 | |
| 2025-06-30 | 242 | $1.3B | 0 | |
| 2025-03-31 | 179 | $1.1B | 0 | |
| 2024-12-31 | 84 | $629.9M | 0 | |
| 2024-09-30 | 83 | $599.9M | 0 | |
| 2024-06-30 | 73 | $574.8M | 0 | |
| 2024-03-31 | 72 | $525.6M | 0 | |
| 2023-12-31 | 69 | $413.5M | 0 | |
| 2023-09-30 | 67 | $382.2M | 0 | |
| 2023-06-30 | 68 | $332.3M | 0 | |
| 2023-03-31 | 80 | $329.2M | 0 | |
| 2022-12-31 | 69 | $289.6M | 0 |
Cardinal Point Capital Management ULC's most significant position changes for 2026-06-30: Sold out: Kenvue INC (KVUE); New buy: ; Add: Vanguard Total Stock Mkt ETF (VTI) — shares +1.16%; Trim: Ishares Treasury Floating Ra (TFLO) — shares -27.50%; Trim: Wisdomtree Floating Rate Tre (USFR) — shares -2.59%.
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | VTI | Vanguard Total Stock Mkt ETF | +0.9% | +1.16% | Add |
| 2 | GOOG | Alphabet Inc-cl C | +0.4% | +5.41% | Add |
| 3 | RY | Royal Bank Of Canada | +0.3% | -1.90% | Trim |
| 4 | AAPL | Apple INC | +0.3% | +2.74% | Add |
| 5 | TD | Toronto-dominion Bank | +0.3% | -2.38% | Trim |
| 6 | BMO | Bank Of Montreal | +0.3% | -0.64% | Trim |
| 7 | LRGF | Ishares US Equity Factor ETF | +0.2% | +0.65% | Add |
| 8 | VEU | Vanguard Ftse All-world Ex-u | +0.2% | +1.48% | Add |
| 9 | CVS | Cvs Health CORP | +0.2% | +0.83% | Add |
| 10 | DFAC | Dimensional US Core Equity 2 | +0.2% | +0.93% | Add |
| 11 | BNS | Bank Of Nova Scotia | +0.1% | -0.52% | Trim |
| 12 | GLW | Corning INC | +0.1% | -3.06% | Trim |
| 13 | ✓ | +0.1% | NEW | New buy | |
| 14 | AIRR | First Trust Rba American Ind | +0.1% | +410.48% | Add |
| 15 | VBIL | Vanguard 0-3m T-bill ETF | +0.1% | +17.44% | Add |
| 16 | NVDA | Nvidia CORP | +0.1% | +0.44% | Add |
| 17 | MU | Micron Technology INC | +0.1% | +2.29% | Add |
| 18 | MFC | Manulife Financial CORP | +0.1% | -1.15% | Trim |
| 19 | FIX | Comfort Systems USA INC | +0.1% | +0.13% | Add |
| 20 | IVV | Ishares Core S&p 500 ETF | +0.1% | +113.71% | Add |
| 21 | IBM | Intl Business Machines CORP | +0.1% | +4.63% | Add |
| 22 | CNI | Canadian Natl Railway Co | +0.1% | -0.09% | Trim |
| 23 | GOOGL | Alphabet Inc-cl A | +0.1% | -4.71% | Trim |
| 24 | VGT | Vanguard Info Tech ETF | +0.1% | +662.17% | Add |
| 25 | DFAX | Dimensional World Ex US Core | 0% | +0.76% | Add |
| 26 | BRK-B | Berkshire Hathaway Inc-cl B | 0% | +9.07% | Add |
| 27 | AMZN | Amazon.com INC | 0% | +2.62% | Add |
| 28 | QQQ | Invesco Qqq Trust Series 1 | 0% | +3.31% | Add |
| 29 | JPM | Jpmorgan Chase & Co | 0% | +0.11% | Add |
| 30 | TSLA | Tesla INC | 0% | +1.40% | Add |
| 31 | PYLD | Pimco Multisector Bond Actv | 0% | +7.14% | Add |
| 32 | PM | Philip Morris International | 0% | +0.25% | Add |
| 33 | SUNC | Sunococorp LLC | — | -0.83% | Trim |
| 34 | MUB | Ishares National Muni Bond E | -0.1% | +2.42% | Add |
| 35 | DBMF | Imgp Dbi Managed Futures Str | -0.1% | +1.91% | Add |
| 36 | PFE | Pfizer INC | -0.1% | +0.90% | Add |
| 37 | FDX | Fedex CORP | -0.1% | -1.93% | Trim |
| 38 | PEP | Pepsico INC | -0.1% | +0.42% | Add |
| 39 | CNQ | Canadian Natural Resources | -0.2% | +0.83% | Add |
| 40 | RCI | Rogers Communications Inc-b | -0.2% | -0.59% | Trim |
| 41 | GDX | Vaneck Gold Miners ETF | -0.2% | -0.83% | Trim |
| 42 | NEM | Newmont CORP | -0.2% | -0.81% | Trim |
| 43 | VGIT | Vanguard Intermediate-term T | -0.2% | +4.04% | Add |
| 44 | WMT | Walmart INC | -0.2% | -3.02% | Trim |
| 45 | AEM | Agnico Eagle Mines LTD | -0.2% | +2.51% | Add |
| 46 | KVUE | Kenvue INC | -0.3% | EXIT | Sold out |
| 47 | IAU | Ishares Gold Trust | -0.4% | -2.67% | Trim |
| 48 | SU | Suncor Energy INC | -0.4% | -2.23% | Trim |
| 49 | USFR | Wisdomtree Floating Rate Tre | -0.5% | -2.59% | Trim |
| 50 | TFLO | Ishares Treasury Floating Ra | -0.5% | -27.50% | Trim |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-06-30 | 2026-07-14 | 13F-HR | View on EDGAR |
| 2026-03-31 | 2026-04-20 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-02-05 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-11-06 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-07-31 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-05-08 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-01-14 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-10-08 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-07-12 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-04-24 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-01-12 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-10-19 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-08-10 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-06-21 | Amendment | View on EDGAR |
| 2023-03-31 | 2023-06-14 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-06-21 | Amendment | View on EDGAR |
| 2022-12-31 | 2023-06-14 | 13F-HR | View on EDGAR |
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