First Guaranty Bancshares In (FGBI) — 13F Filings Explorer (Q2 2026)

First Guaranty Bank, a subsidiary of First Guaranty Bancshares, entered into a consent order with the FDIC and the Louisiana banking regulator that took effect on August 7, 2026, after a joint exam in September 2025 flagged supervisory concerns. The order requires higher capital minimums, restricts new credit to certain problem loans, and imposes changes to board oversight, loan administration, and commercial real estate concentration management. It also bars the bank from paying dividends to its parent without regulator approval. As of June 30, 2026, the bank's Tier 1 leverage ratio was 7.09% against a 9% requirement, while its total risk-based capital ratio was 16.21% against a 14% requirement; the bank says it has submitted a capital plan and otherwise believes it is in compliance.

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First Guaranty Bancshares announced in an 8-K filing that its board declared a quarterly dividend on its Series A preferred stock, paying $0.421875 per depositary share (each representing 1/40th of a preferred share, underlying $16.875 per preferred share). The record date is August 15, 2026, and the dividend will be paid on September 1, 2026. This is essentially a routine dividend announcement with no major changes. Basically, the company is just confirming the next preferred dividend amount and payment schedule.

First Guaranty Bancshares, Inc. released its Second Quarter 2026 shareholder report on July 31, 2026, attaching the press release as Exhibit 99.1. This is a routine 8-K filing under Item 2.02 to report operating results and financial condition—but the excerpt doesn't include any actual financial figures or personnel changes.

First Guaranty Bancshares (ticker: FGBI) issued a press release on July 27, 2026, reporting its financial results for the six months ended June 30, 2026. The press release is attached as Exhibit 99.1 to this 8-K filing, though the information is explicitly not considered “filed” under securities laws.