ZynergyRetirementPlanningLLC — Q3 2025 13F Holdings

Name: ZynergyRetirementPlanningLLC — 13F Holdings, Q3 2025
Creator: AlphaSMO
License: https://www.sec.gov/forms

CIK: 0002031137

Total reported value

$184.4M

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Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	23.96%	+0.67%	-0.53%
2	SCHZ	Schwab US Aggregate Bond ETF	ETF-Other	18.51%	-0.99%	+2.33%
3	SCHF	Schwab Intl Equity ETF	ETF-Other	13.77%	+0.01%	-0.20%
4	SCHH	Schwab US Reit ETF	ETF-Other	10.15%	+0.06%	+2.32%
5	SCHA	Schwab US Small-cap ETF	ETF-Other	10.06%	+1.03%	+0.90%
6	SCHP	Schwab U.s. Tips ETF	ETF-Other	7.30%	-0.46%	+1.39%
7	SCHO	Schwab Short-term US Treas	ETF-Other	5.87%	-0.56%	+1.67%
8	SCHE	Schwab Emrg Mrkts Eqty ETF	ETF-Other	2.43%	—	+0.56%
9	SCHV	Schwab US Large-cap Value	ETF-Other	1.87%	+0.02%	-1.41%
10	AAPL	Apple INC	Stock-Tech	0.86%	—	—
11	SCHC	Schwab Intl Small-cap Equity	ETF-Other	0.59%	-0.02%	+0.82%
12	QQQ	Invesco Qqq Trust Series 1	ETF-Tech	0.56%	+0.07%	—
13	HD	Home Depot INC	Stock-Consumer Disc	0.41%	-0.01%	-3.19%
14	VFH	Vanguard Financials ETF	ETF-Other	0.41%	-0.01%	-0.65%
15	SCHG	Schwab US Large-cap Growth	ETF-Other	0.35%	+0.01%	-0.50%
16	LULU	Lululemon Athletica INC	Stock-Consumer Disc	0.34%	—	—
17	VTV	Vanguard Value ETF	ETF-Other	0.31%	—	—
18	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	0.31%	—	—
19	JPM	Jpmorgan Chase & Co	Stock-Financials	0.26%	—	—
20	SCHD	Schwab US Dvd Equity ETF	ETF-Other	0.26%	-0.02%	-1.22%
21	SCHB	Schwab US Broad Market ETF	ETF-Other	0.22%	+0.01%	+0.06%
22	VB	Vanguard Small-cap ETF	ETF-Other	0.22%	+0.01%	—
23	GLD	Spdr Gold Shares	ETF-Commodities	0.22%	-0.05%	-3.13%
24	VPU	Vanguard Utilities ETF	ETF-Other	0.17%	-0.02%	—
25	NVDA	Nvidia CORP	Stock-Tech	0.16%	+0.28%	+0.07%
26	VYM	Vanguard High Dvd Yield ETF	ETF-Other	0.16%	-0.01%	-7.52%
27	NJR	New Jersey Resources CORP	Stock-Utilities	0.13%	-0.01%	—
28	ITA	Ishares U.s. Aerospace & Def	ETF-Other	0.13%	—	—

Holding changes this quarter

Position changes disclosed by ZynergyRetirementPlanningLLC for the quarter ending Q3 2025, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	SCHA	Schwab US Small-cap ETF	+0.4%	+0.90%	Add
2	IVV	Ishares Core S&p 500 ETF	+0.2%	-0.53%	Trim
3	AAPL	Apple INC	+0.1%	—	Unchanged
4	SCHE	Schwab Emrg Mrkts Eqty ETF	+0.1%	+0.56%	Add
5	GLD	Spdr Gold Shares	0%	-3.13%	Trim
6	QQQ	Invesco Qqq Trust Series 1	0%	—	Unchanged
7	SCHC	Schwab Intl Small-cap Equity	0%	+0.82%	Add
8	NVDA	Nvidia CORP	0%	+0.07%	Add
9	SCHG	Schwab US Large-cap Growth	—	-0.50%	Trim
10	HD	Home Depot INC	—	-3.19%	Trim
11	JPM	Jpmorgan Chase & Co	—	—	Unchanged
12	VEU	Vanguard Ftse All-world Ex-u	—	—	Unchanged
13	SCHB	Schwab US Broad Market ETF	—	+0.06%	Add
14	VTV	Vanguard Value ETF	—	—	Unchanged
15	VB	Vanguard Small-cap ETF	—	—	Unchanged
16	VPU	Vanguard Utilities ETF	—	—	Unchanged
17	VFH	Vanguard Financials ETF	0%	-0.65%	Trim
18	SCHD	Schwab US Dvd Equity ETF	0%	-1.22%	Trim
19	VYM	Vanguard High Dvd Yield ETF	0%	-7.52%	Trim
20	SCHV	Schwab US Large-cap Value	-0.1%	-1.41%	Trim
21	SCHF	Schwab Intl Equity ETF	-0.2%	-0.20%	Trim
22	SCHH	Schwab US Reit ETF	-0.2%	+2.32%	Add
23	SCHO	Schwab Short-term US Treas	-0.3%	+1.67%	Add
24	SCHP	Schwab U.s. Tips ETF	-0.3%	+1.39%	Add
25	SCHZ	Schwab US Aggregate Bond ETF	-0.5%	+2.33%	Add
26	LULU	Lululemon Athletica INC	—	NEW	New buy
27	NJR	New Jersey Resources CORP	—	NEW	New buy
28	ITA	Ishares U.s. Aerospace & Def	—	NEW	New buy