TC
Twin Cities Retirement Group LLC Institutional Portfolio & 13F Holdings (Q3 2026)
Twin Cities Retirement Group LLCCIK: 0002109366
Sector-focusedMomentum followerQuality / disciplined sizing
Total reported value
$120.5M
Reporting period: 2026-09-30 · Number of holdings: 27
Twin Cities Retirement Group LLC disclosed 27 holdings in its latest 13F filing for the period ending 2026-09-30, with total reported value of $120.5M and a quarterly turnover rate of 11.0%.
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Personality snowflake
- Concentration
- 34.2
- Portfolio Stability
- 11.04
- Momentum
- 100
- Sector conviction
- 100
- Diversification
- 54
- Sizing Uniformity
- 88.34
Twin Cities Retirement Group LLC's disclosed holdings carry a Herfindahl concentration index of 0.086 — mathematically equivalent to about 12 equally-sized positions, well below its 27 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes are fairly uniform across the portfolio (a coefficient of variation of 1.17), suggesting a disciplined, rules-based approach to how much capital goes into each idea.
Recent activity leans toward adding more aggressively to already-large existing positions than to newly initiated ones (a 4.6 percentage-point tilt) — a pattern consistent with a momentum-following approach.
Sector classification currently covers about 1% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Source and citation information
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Recent moves
View source Form 13F filing on SEC.govNew buy 25239Y170
Sold out DFSV
New buy IBDS
Trim IJR
+3.3% -$582.2K
Trim DFAT
-1.3% -$598.8K
New buy IBDR
Holdings Map
New buyAddUnchangedTrim
Top 10 holdings by weight
Full holdings list this quarter
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | VCIT | Vanguard Int-term Corporate | ETF-Corp Bonds | 16.07% | -0.70% | +4.35% | |
| 2 | VCSH | Vanguard S/t CORP Bond ETF | ETF-Corp Bonds | 12.38% | -0.04% | +5.17% | |
| 3 | DISV | Dimensional International Sm | ETF-Other | 10.86% | +0.53% | +0.52% | |
| 4 | VEA | Vanguard Ftse Developed ETF | ETF-Other | 10.16% | -0.14% | +2.70% | |
| 5 | IJR | Ishares Core S&p Small-cap E | ETF-Small Cap | 8.67% | -0.78% | +3.27% | |
| 6 | DFAT | Dimensional US Target Value | ETF-Other | 7.57% | -0.75% | -1.28% | |
| 7 | DFAC | Dimensional US Core Equity 2 | ETF-Other | 4.32% | -0.24% | -2.44% | |
| 8 | DFAU | Dimensional US Core Equity M | ETF-Other | 4.22% | +0.02% | +2.36% | |
| 9 | IBDT | Ishares Ibonds Dec 2028 ETF | ETF-Other | 3.94% | -0.13% | +0.91% | |
| 10 | DFUS | Dimensional US Eq Mkt ETF | ETF-Other | 2.78% | -0.08% | -0.95% | |
| 11 | SCHZ | Schwab US Aggregate Bond ETF | ETF-Other | 2.36% | -0.16% | +0.75% | |
| 12 | ✓ | Stock-Other | 2.33% | +2.33% | NEW | ||
| 13 | IBDV | Ishares Ibonds Dec 2030 CORP | ETF-Other | 2.24% | -0.12% | +1.15% | |
| 14 | SCHV | Schwab US Large-cap Value | ETF-Other | 1.83% | -0.15% | -0.49% | |
| 15 | VCRB | Vanguard Core Bond ETF | ETF-Other | 1.69% | +0.17% | +20.01% | |
| 16 | ISCV | Ishares Morningstar Small-ca | ETF-Other | 1.68% | -0.20% | -3.22% | |
| 17 | SCHG | Schwab US Large-cap Growth | ETF-Other | 1.37% | +0.02% | -1.19% | |
| 18 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 0.84% | -0.03% | -2.64% | |
| 19 | IBDS | Ishrs Ibnds Dec 27 CORP ETF | ETF-Other | 0.80% | +0.80% | NEW | |
| 20 | IBDR | Ishares Ibonds Dec 2026 Term | ETF-Other | 0.73% | +0.73% | NEW | |
| 21 | MMM | 3m Co | Stock-Industrials | 0.70% | -0.01% | +0.21% | |
| 22 | SCHF | Schwab Intl Equity ETF | ETF-Other | 0.59% | +0.15% | +38.41% | |
| 23 | DFLV | Dim US Large Cap Value ETF | ETF-Large Cap & Growth | 0.52% | +0.17% | +49.82% | |
| 24 | IBDW | Ishares Ibonds Dec 2031 CORP | ETF-Other | 0.40% | -0.02% | +1.20% | |
| 25 | FNDX | Schwab Fndmntl US Lrg Co ETF | ETF-Other | 0.35% | +0.35% | NEW | |
| 26 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 0.33% | +0.33% | NEW | |
| 27 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.28% | +0.28% | NEW |
Portfolio Performance
Performance for Q4 2026
-1.1%
Performance Last 4 Quarters
+2.3%
- Stdev
- +9.7%
- Beta
- +0.54
- Alpha
- -6%
- Max Drawdown
- -2.9%
- Annualized Perf
- +3.5%
- Batting Avg vs S&P
- +50%
- Sortino
- +0.62
- Stutzer
- +0.12
- Treynor
- +0.07
- Sterling
- —
- Calmar
- +1.22
- Information Ratio
- -1.69
- Tracking Error
- +8.6%
- Stdev Down
- +6.2%
- Winning Months %
- +75%
- Losing Months %
- +25%
- Best 12 Months
- —
- Worst 12 Months
- —
- Efficiency Ratio
- +0.14
- Sharpe
- +0.4
- Stdev Sectors
- 0%
- Skewness
- -0.19
- Kurtosis
- -0.5
- Upside Potential
- +2.32
Reported value over time
Sector allocation
Sector allocation over time
Quarterly history
Holding changes this quarter
Twin Cities Retirement Group LLC's most significant position changes for 2026-09-30: New buy: ; Sold out: Dimensional US Small Cap Val (DFSV); New buy: Ishrs Ibnds Dec 27 CORP ETF (IBDS); New buy: Ishares Ibonds Dec 2026 Term (IBDR); New buy: Schwab Fndmntl US Lrg Co ETF (FNDX).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | ✓ | +2.3% | NEW | New buy | |
| 2 | IBDS | Ishrs Ibnds Dec 27 CORP ETF | +0.8% | NEW | New buy |
| 3 | IBDR | Ishares Ibonds Dec 2026 Term | +0.7% | NEW | New buy |
| 4 | DISV | Dimensional International Sm | +0.5% | +0.52% | Add |
| 5 | FNDX | Schwab Fndmntl US Lrg Co ETF | +0.4% | NEW | New buy |
| 6 | IVV | Ishares Core S&p 500 ETF | +0.3% | NEW | New buy |
| 7 | VOO | Vanguard S&p 500 ETF | +0.3% | NEW | New buy |
| 8 | VCRB | Vanguard Core Bond ETF | +0.2% | +20.01% | Add |
| 9 | DFLV | Dim US Large Cap Value ETF | +0.2% | +49.82% | Add |
| 10 | SCHF | Schwab Intl Equity ETF | +0.2% | +38.41% | Add |
| 11 | DFAU | Dimensional US Core Equity M | 0% | +2.36% | Add |
| 12 | SCHG | Schwab US Large-cap Growth | 0% | -1.19% | Trim |
| 13 | MMM | 3m Co | 0% | +0.21% | Add |
| 14 | IBDW | Ishares Ibonds Dec 2031 CORP | 0% | +1.20% | Add |
| 15 | SPY | Ss Spdr S&p 500 ETF Trust-us | 0% | -2.64% | Trim |
| 16 | VCSH | Vanguard S/t CORP Bond ETF | 0% | +5.17% | Add |
| 17 | DFUS | Dimensional US Eq Mkt ETF | -0.1% | -0.95% | Trim |
| 18 | IBDV | Ishares Ibonds Dec 2030 CORP | -0.1% | +1.15% | Add |
| 19 | IBDT | Ishares Ibonds Dec 2028 ETF | -0.1% | +0.91% | Add |
| 20 | VEA | Vanguard Ftse Developed ETF | -0.1% | +2.70% | Add |
| 21 | SCHV | Schwab US Large-cap Value | -0.2% | -0.49% | Trim |
| 22 | SCHZ | Schwab US Aggregate Bond ETF | -0.2% | +0.75% | Add |
| 23 | ISCV | Ishares Morningstar Small-ca | -0.2% | -3.22% | Trim |
| 24 | DFAC | Dimensional US Core Equity 2 | -0.2% | -2.44% | Trim |
| 25 | VCIT | Vanguard Int-term Corporate | -0.7% | +4.35% | Add |
| 26 | DFAT | Dimensional US Target Value | -0.8% | -1.28% | Trim |
| 27 | IJR | Ishares Core S&p Small-cap E | -0.8% | +3.27% | Add |
| 28 | DFSV | Dimensional US Small Cap Val | -2.3% | EXIT | Sold out |
Filing History
FAQ
What is Twin Cities Retirement Group LLC and what type of investor is it?
Twin Cities Retirement Group LLC is an investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-09-30), the firm manages a tracked equity portfolio valued at approximately $120.5M, spread across 27 disclosed positions.
What are Twin Cities Retirement Group LLC's largest equity positions?
Based on the latest 13F filing, Twin Cities Retirement Group LLC's top holdings by market value are:
1. Vanguard Int-term Corporate (VCIT) — $19.4M (16.1%)
2. Vanguard S/t CORP Bond ETF (VCSH) — $14.9M (12.4%)
3. Dimensional International Sm (DISV) — $13.1M (10.9%)
4. Vanguard Ftse Developed ETF (VEA) — $12.2M (10.2%)
5. Ishares Core S&p Small-cap E (IJR) — $10.5M (8.7%)
What changes did Twin Cities Retirement Group LLC make in its most recent portfolio filing?
In the latest reported quarter, Twin Cities Retirement Group LLC made 28 notable position adjustments: 6 new positions were initiated, 14 existing holdings were added to, 7 positions were partially reduced, and 1 were completely exited. The largest of these moves: New buy: ; Sold out: Dimensional US Small Cap Val (DFSV); New buy: Ishrs Ibnds Dec 27 CORP ETF (IBDS); New buy: Ishares Ibonds Dec 2026 Term (IBDR); New buy: Schwab Fndmntl US Lrg Co ETF (FNDX)
What sectors does Twin Cities Retirement Group LLC focus on?
Twin Cities Retirement Group LLC is concentrated in the following sectors based on its current disclosed equity portfolio:
• Industrials: 100.0%
Investment Profile
Twin Cities Retirement Group LLC returned an annualized 3.5% over the trailing 8 months — underperforming the S&P 500 by 6.0 points — based on a reconstructed track record of its disclosed 13F positions, with a beta of 0.54 (less volatile than the market) and a 50% quarterly batting average against the index.
Its portfolio is broadly diversified and long-term-holding, with 100.0% of the portfolio concentrated in Industrials.
It has added to its VCSH position over the past two quarters (+$1.8M, now $14.9M), while trimming IBDT over the same stretch (-$110.6K, still holding $4.7M).
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