Strategic Financial Services, Inc. Holdings Report (13F Filings)

CIK: 0001432539

Diversified strategyMomentum followerLong-term holder

Total reported value

$2.1B

Reporting period: 2026-03-31 · Number of holdings: 153

Strategic Financial Services, Inc. disclosed 153 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $2.1B and a quarterly turnover rate of 9.9%.

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Personality snowflake

Concentration: 32.04
Portfolio Stability: 9.9
Momentum/Contrarian: 100
Sector conviction: 61.33
Diversification: 100
Sizing Uniformity: 66.7

Strategic Financial Services, Inc.'s disclosed holdings carry a Herfindahl concentration index of 0.080 — mathematically equivalent to about 12 equally-sized positions, well below its 153 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.

Position sizes vary widely across the portfolio (a coefficient of variation of 3.33), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Sector classification currently covers about 7% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.

Recent moves

Trim GLDM
-36.6%　-$36.2M
Add VTIP
+77.1%　$32.1M
Trim XBI
-88.6%　-$29.0M
Add VCSH
+24.4%　$21.9M
Add VGIT
+1.9%　$2.1M
Trim SMLF
+0.7%　-$13.3M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 150 holdings (of 153 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	INTF	Ishares International Equity	ETF-Other	16.13%	-0.12%	+0.12%
2	SMLF	Ishares US Smallcap Equity F	ETF-Other	13.78%	-0.20%	+0.67%
3	LRGF	Ishares US Equity Factor ETF	ETF-Other	12.53%	-0.05%	+2.00%
4	VGIT	Vanguard Intermediate-term T	ETF-Other	7.66%	+0.33%	+1.90%
5	VCSH	Vanguard S/t CORP Bond ETF	ETF-Corp Bonds	5.47%	+1.17%	+24.38%
6	EMGF	Ishares Emerging Markets Equ	ETF-Emerging Markets	5.42%	-0.12%	-0.16%
7	VTIP	Vanguard Short-term Tips	ETF-Other	3.49%	+1.59%	+77.11%
8	VGLT	Vanguard Long-term Treasury	ETF-Gov Bonds	3.45%	+0.17%	+2.75%
9	VCIT	Vanguard Int-term Corporate	ETF-Corp Bonds	3.42%	—	+1.76%
10	VFMO	Vanguard US Momentum Factor	ETF-Other	2.68%	-0.02%	+0.49%
11	MTUM	Ishares Msci USA Momentum Fa	ETF-Other	2.58%	-0.02%	+1.37%
12	GLDM	Spdr Gold Minishares Trust	ETF-Commodities	2.57%	-1.60%	-36.64%
13	DFIV	Dimensional International Va	ETF-Other	2.09%	-0.03%	-1.21%
14	EUSA	Ishares Msci USA Equal Weigh	ETF-Other	1.86%	—	+1.82%
15	GSIE	Goldman Sachs Activebeta Int	ETF-Commodities	1.83%	-0.07%	-1.48%
16	VGSH	Vanguard Short-term Treasury	ETF-Gov Bonds	1.64%	+0.19%	+10.50%
17	GVI	Ishares Intermediate Governm	ETF-Other	1.38%	+0.02%	-0.78%
18	AAPL	Apple INC	Stock-Tech	0.82%	-0.05%	-0.44%
19	SIZE	Ishares Msci USA Size Factor	ETF-Other	0.77%	-0.02%	-0.35%
20	VWOB	Vanguard Emerg Mkts Gov Bnd	ETF-Other	0.70%	—	+1.48%
21	GSLC	Goldman Activebeta US Lc ETF	ETF-Commodities	0.58%	-0.02%	+0.82%
22	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.46%	-0.05%	-0.14%
23	GEM	Goldman Sachs Activebeta Em	ETF-Commodities	0.46%	-0.01%	-0.90%
24	LRCX	Lam Research CORP	Stock-Tech	0.38%	-0.02%	-1.58%
25	GSSC	Goldman Sachs Activebeta US	ETF-Commodities	0.35%	-0.02%	-0.52%
26	JPM	Jpmorgan Chase & Co	Stock-Financials	0.35%	-0.02%	-0.25%
27	KLAC	Kla CORP	Stock-Tech	0.34%	—	-0.71%
28	MSFT	Microsoft CORP	Stock-Tech	0.29%	-0.02%	-1.07%
29	MCK	Mckesson CORP	Stock-Healthcare	0.28%	-0.02%	-0.38%
30	V	Visa Inc-class A Shares	Stock-Financials	0.23%	-0.01%	-0.09%
31	GLD	Spdr Gold Shares	ETF-Commodities	0.19%	-0.06%	-20.82%
32	XBI	Ss Spdr S&p Biotech ETF	ETF-Tech	0.18%	-1.33%	-88.60%
33	GE	General Electric	Stock-Industrials	0.17%	-0.01%	+0.17%
34	ORCL	Oracle CORP	Stock-Tech	0.17%	—	-0.20%
35	XOM	Exxon Mobil CORP	Stock-Energy	0.16%	+0.02%	—
36	JMOM	Jpmorgan US Momentum Factor	ETF-Other	0.16%	—	-1.04%
37	BLK	Blackrock INC	Stock-Financials	0.14%	-0.02%	-1.09%
38	NEE	Nextera Energy INC	Stock-Utilities	0.14%	—	—
39	COST	Costco Wholesale CORP	Stock-Consumer Staples	0.14%	—	-0.17%
40	MTB	M & T Bank CORP	Stock-Financials	0.13%	-0.02%	—
41	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.13%	—	—
42	GEV	GE Vernova INC	Stock-Industrials	0.13%	—	—
43	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.12%	—	—
44	TSLA	Tesla INC	Stock-Consumer Disc	0.11%	—	—
45	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.11%	+0.07%	+173.14%
46	SPTL	Ss Spdr Pf Lng Trm Tsy E-usd	ETF-Other	0.11%	-0.02%	-15.46%
47	MRK	Merck & Co. INC.	Stock-Healthcare	0.11%	—	—
48	JNJ	Johnson & Johnson	Stock-Healthcare	0.11%	—	+0.71%
49	TJX	Tjx Companies INC	Stock-Consumer Disc	0.10%	—	—
50	AMZN	Amazon.com INC	Stock-Consumer Disc	0.10%	—	+0.73%

1–50 of 150

Portfolio Performance

Performance for Q3 2026

+2.9%

Performance Last 4 Quarters

+20.6%

Based on 88% of reported portfolio value with available pricing

Stdev: +10.9%
Beta: +0.76
Alpha: +1.1%
Max Drawdown: -6.6%
Annualized Perf: +15.6%
Batting Avg vs S&P: +41.7%
Sortino: +2.7
Stutzer: +0.4
Treynor: +0.2
Sterling: +1.03
Calmar: +2.35
Information Ratio: -0.6
Tracking Error: +5.6%
Stdev Down: +5.6%
Winning Months %: +69.4%
Losing Months %: +30.6%
Best 12 Months: +28.1%
Worst 12 Months: +5.6%
Efficiency Ratio: +0.53
Sharpe: +1.39
Stdev Sectors: +10.2%
Skewness: -0.14
Kurtosis: -0.73
Upside Potential: +4.4

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	153	$2.1B	10	1INTF 2SMLF 3LRGF Top holdings2026-03-31 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.VCSH 6.EMGF 7.VTIP 8.VGLT 9.VCIT 10.VFMO
2025-12-31	145	$2.2B	12	1INTF 2SMLF 3LRGF Top holdings2025-12-31 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.EMGF 6.VCSH 7.GLDM 8.VCIT 9.VGLT 10.VFMO
2025-09-30	142	$2.0B	17	1INTF 2SMLF 3LRGF Top holdings2025-09-30 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.GLDM 6.EMGF 7.VCSH 8.VCIT 9.VGLT 10.MTUM
2025-06-30	138	$1.9B	0	1INTF 2SMLF 3LRGF Top holdings2025-06-30 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.EMGF 6.GLDM 7.VCSH 8.VCIT 9.VGLT 10.MTUM
2025-03-31	133	$1.7B	100	1INTF 2SMLF 3LRGF Top holdings2025-03-31 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.GLDM 6.EMGF 7.VCSH 8.VCIT 9.VGLT 10.EUSA
2024-12-31	136	$1.7B	0	1INTF 2SMLF 3LRGF Top holdings2024-12-31 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.GLDM 6.EMGF 7.VCSH 8.VCIT 9.VGLT 10.MTUM
2024-09-30	141	$1.7B	0	1INTF 2LRGF 3SMLF Top holdings2024-09-30 1.INTF 2.LRGF 3.SMLF 4.GVI 5.EMGF 6.VCIT 7.GLDM 8.VCSH 9.VGLT 10.VFMO
2024-06-30	131	$1.6B	0	1LRGF 2SMLF 3INTF Top holdings2024-06-30 1.LRGF 2.SMLF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.GLDM 8.VCIT 9.VFMO 10.MTUM
2024-03-31	126	$1.5B	0	1SMLF 2LRGF 3INTF Top holdings2024-03-31 1.SMLF 2.LRGF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.GLDM 8.VCIT 9.VFMO 10.VGLT
2023-12-31	127	$1.4B	0	1SMLF 2LRGF 3INTF Top holdings2023-12-31 1.SMLF 2.LRGF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.VCIT 8.GLDM 9.VLUE 10.VGLT
2023-09-30	120	$1.3B	0	1SMLF 2LRGF 3INTF Top holdings2023-09-30 1.SMLF 2.LRGF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.VCIT 8.GLDM 9.VLUE 10.GSIE
2023-06-30	131	$1.3B	0	1SMLF 2LRGF 3INTF Top holdings2023-06-30 1.SMLF 2.LRGF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.VCIT 8.GLDM 9.VLUE 10.GSIE
2023-03-31	128	$1.3B	0	1SMLF 2LRGF 3INTF Top holdings2023-03-31 1.SMLF 2.LRGF 3.INTF 4.VCSH 5.GVI 6.VCIT 7.EMGF 8.GLDM 9.VLUE 10.GSIE
2022-12-31	130	$1.3B	0	1SMLF 2LRGF 3INTF Top holdings2022-12-31 1.SMLF 2.LRGF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.GLDM 8.GSIE 9.VLUE 10.VFMO
2022-09-30	135	$1.1B	0	1SMLF 2LRGF 3VCSH Top holdings2022-09-30 1.SMLF 2.LRGF 3.VCSH 4.INTF 5.GVI 6.EMGF 7.GLDM 8.GSIE 9.VLUE 10.VFMO
2022-06-30	138	$1.2B	0	1LRGF 2SMLF 3INTF Top holdings2022-06-30 1.LRGF 2.SMLF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.GLDM 8.VFMO 9.GSIE 10.TIP
2022-03-31	138	$1.3B	0	1LRGF 2SMLF 3INTF Top holdings2022-03-31 1.LRGF 2.SMLF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.GLDM 8.TIP 9.GSIE 10.VFMO
2021-12-31	133	$1.3B	0	1LRGF 2SMLF 3INTF Top holdings2021-12-31 1.LRGF 2.SMLF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.GLDM1USD 8.TIP 9.VFMO 10.GSIE
2021-09-30	128	$1.3B	0	1LRGF 2SMLF 3INTF Top holdings2021-09-30 1.LRGF 2.SMLF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.TIP 8.GLDM1USD 9.VFMO 10.VTEB
2021-06-30	143	$1.3B	100	1LRGF 2SMLF 3INTF Top holdings2021-06-30 1.LRGF 2.SMLF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.TIP 8.GLDM1USD 9.VFMO 10.GSIE
2021-03-31	136	$1.2B	11	1LRGF 2SMLF 3INTF Top holdings2021-03-31 1.LRGF 2.SMLF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.TIP 8.GLDM1USD 9.VFMO 10.VTEB
2020-12-31	134	$1.1B	19	1LRGF 2SMLF 3INTF Top holdings2020-12-31 1.LRGF 2.SMLF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.TIP 8.GLDM1USD 9.VTEB 10.GSIE
2020-09-30	126	$973.7M	12	1LRGF 2INTF 3SMLF Top holdings2020-09-30 1.LRGF 2.INTF 3.SMLF 4.GVI 5.VCSH 6.EMGF 7.GLDM1USD 8.VTEB 9.IGM 10.TIP
2020-06-30	126	$899.7M	35	1LRGF 2INTF 3SMLF Top holdings2020-06-30 1.LRGF 2.INTF 3.SMLF 4.GVI 5.VCSH 6.EMGF 7.GLDM1USD 8.VTEB 9.IGM 10.GSIE
2020-03-31	120	$748.2M	34	1INTF 2LRGF 3SMLF Top holdings2020-03-31 1.INTF 2.LRGF 3.SMLF 4.GVI 5.EMGF 6.VCSH 7.VFMV 8.EFAV 9.GLDM1USD 10.VTEB
2019-12-31	135	$870.3M	22	1INTF 2SMLF 3LRGF Top holdings2019-12-31 1.INTF 2.SMLF 3.LRGF 4.GVI 5.VCSH 6.EMGF 7.VFMV 8.FLRN 9.EFAV 10.VTEB
2019-09-30	134	$782.5M	17	1INTF 2SMLF 3GVI Top holdings2019-09-30 1.INTF 2.SMLF 3.GVI 4.VCSH 5.LRGF 6.EMGF 7.FLRN 8.TIP 9.IEFA 10.AAPL
2019-06-30	136	$757.1M	14	1INTF 2SMLF 3LRGF Top holdings2019-06-30 1.INTF 2.SMLF 3.LRGF 4.VCSH 5.GVI 6.EMGF 7.GLD 8.FLRN 9.IEFA 10.TIP
2019-03-31	134	$723.4M	24	1INTF 2SMLF 3VCSH Top holdings2019-03-31 1.INTF 2.SMLF 3.VCSH 4.GVI 5.EMGF 6.LRGF 7.GLD 8.VIG 9.IWF 10.FLRN
2018-12-31	130	$639.3M	50	1INTF 2IWF 3VIG Top holdings2018-12-31 1.INTF 2.IWF 3.VIG 4.VCSH 5.GVI 6.SMLF 7.EMGF 8.GLD 9.FLRN 10.IEFA
2018-09-30	120	$671.3M	9	1IEFA 2IWM 3IEMG Top holdings2018-09-30 1.IEFA 2.IWM 3.IEMG 4.IWF 5.VIG 6.VCSH 7.GVI 8.GLD 9.FLRN 10.AAPL
2018-06-30	118	$648.6M	13	1IEFA 2IWM 3IEMG Top holdings2018-06-30 1.IEFA 2.IWM 3.IEMG 4.IWF 5.VIG 6.VCSH 7.GVI 8.GLD 9.FLRN 10.AAPL
2018-03-31	107	$614.9M	11	1IEFA 2IEMG 3IWM Top holdings2018-03-31 1.IEFA 2.IEMG 3.IWM 4.IWF 5.VIG 6.VCSH 7.GVI 8.GLD 9.AAPL 10.JPM
2017-12-31	119	$632.4M	13	1IEFA 2IEMG 3IWM Top holdings2017-12-31 1.IEFA 2.IEMG 3.IWM 4.IWF 5.VIG 6.VCSH 7.GVI 8.GLD 9.AAPL 10.JPM
2017-09-30	117	$605.5M	14	1IEFA 2IEMG 3IWM Top holdings2017-09-30 1.IEFA 2.IEMG 3.IWM 4.IWF 5.GVI 6.VIG 7.VCSH 8.GLD 9.AAPL 10.JPM
2017-06-30	115	$571.9M	11	1IEFA 2IEMG 3GVI Top holdings2017-06-30 1.IEFA 2.IEMG 3.GVI 4.IWM 5.IWF 6.VIG 7.GLD 8.AAPL 9.JPM 10.XOM
2017-03-31	114	$549.9M	12	1IEFA 2IEMG 3IWM Top holdings2017-03-31 1.IEFA 2.IEMG 3.IWM 4.GVI 5.IWF 6.VIG 7.GLD 8.AAPL 9.XOM 10.JPM
2016-12-31	111	$520.9M	10	1IEFA 2IEMG 3IWM Top holdings2016-12-31 1.IEFA 2.IEMG 3.IWM 4.IWF 5.GVI 6.VIG 7.GLD 8.VNQ 9.AAPL 10.XOM
2016-09-30	103	$503.5M	11	1IEFA 2IEMG 3IWM Top holdings2016-09-30 1.IEFA 2.IEMG 3.IWM 4.IWF 5.GVI 6.VIG 7.GLD 8.VNQ 9.AAPL 10.XOM
2016-06-30	97	$498.5M	24	1IEFA 2IEMG 3IWM Top holdings2016-06-30 1.IEFA 2.IEMG 3.IWM 4.IWF 5.VIG 6.GVI 7.GLD 8.VNQ 9.AAPL 10.XOM
2016-03-31	93	$430.3M	25	1IEFA 2IEMG 3IWM Top holdings2016-03-31 1.IEFA 2.IEMG 3.IWM 4.GLD 5.IWF 6.VIG 7.VNQ 8.AAPL 9.XOM 10.AEP
2015-12-31	96	$380.9M	38	1IEFA 2IEMG 3IWM Top holdings2015-12-31 1.IEFA 2.IEMG 3.IWM 4.IWF 5.VNQ 6.VIG 7.AAPL 8.XOM 9.AEP 10.MTB
2015-09-30	97	$360.6M	28	1EFA 2IWM 3IEMG Top holdings2015-09-30 1.EFA 2.IWM 3.IEMG 4.EEM 5.73935S 6.VNQ 7.IWF 8.AAPL 9.GLD 10.XOM
2015-06-30	91	$356.6M	30	1EFA 2IEMG 3IWM Top holdings2015-06-30 1.EFA 2.IEMG 3.IWM 4.AAPL 5.IWF 6.XOM 7.CL 8.VIG 9.VEU 10.MTB
2015-03-31	92	$388.2M	16	1EFA 2EEM 3IWM Top holdings2015-03-31 1.EFA 2.EEM 3.IWM 4.AAPL 5.VNQ 6.GLD 7.IWF 8.73935S 9.CL 10.XOM
2014-12-31	96	$367.8M	18	1EFA 2EEM 3IWM Top holdings2014-12-31 1.EFA 2.EEM 3.IWM 4.VNQ 5.AAPL 6.CL 7.IWF 8.XOM 9.MTB 10.VEU
2014-09-30	96	$358.2M	12	1EFA 2EEM 3IWM Top holdings2014-09-30 1.EFA 2.EEM 3.IWM 4.AAPL 5.73935S 6.VNQ 7.GLD 8.CL 9.IWF 10.VEU
2014-06-30	97	$361.1M	15	1EFA 2EEM 3IWM Top holdings2014-06-30 1.EFA 2.EEM 3.IWM 4.AAPL 5.73935S 6.GLD 7.VNQ 8.CL 9.VEU 10.SLB
2014-03-31	96	$341.5M	17	1EFA 2EEM 3IWM Top holdings2014-03-31 1.EFA 2.EEM 3.IWM 4.73935S 5.GLD 6.VNQ 7.AAPL 8.CL 9.VEU 10.CTSH
2013-12-31	97	$315.4M	16	1EFA 2EEM 3IWM Top holdings2013-12-31 1.EFA 2.EEM 3.IWM 4.73935S 5.GLD 6.AAPL 7.VNQ 8.CL 9.MDY 10.VEU
2013-09-30	98	$297.1M	11	1EFA 2EEM 3IWM Top holdings2013-09-30 1.EFA 2.EEM 3.IWM 4.MDY 5.VNQ 6.AAPL 7.GLD 8.CL 9.73935S 10.VEU
2013-06-30	98	$283.0M	—	1EFA 2EEM 3IWM Top holdings2013-06-30 1.EFA 2.EEM 3.IWM 4.MDY 5.AAPL 6.VNQ 7.CL 8.GLD 9.73935S 10.VEU

Holding changes this quarter

Strategic Financial Services, Inc.'s most significant position changes for 2026-03-31: New buy: Ishares Core S&p 500 ETF (IVV); Sold out: Ishares California Muni Bond (CMF); New buy: Ishares Core Msci Eafe ETF (IEFA); New buy: Fr New York Muni INC ETF (FTNY); New buy: Ishares Core U.s. Aggregate (AGG).

Position changes disclosed by Strategic Financial Services, Inc. for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VTIP	Vanguard Short-term Tips	+1.6%	+77.11%	Add
2	VCSH	Vanguard S/t CORP Bond ETF	+1.2%	+24.38%	Add
3	VGIT	Vanguard Intermediate-term T	+0.3%	+1.90%	Add
4	VGSH	Vanguard Short-term Treasury	+0.2%	+10.50%	Add
5	VGLT	Vanguard Long-term Treasury	+0.2%	+2.75%	Add
6	SPY	Ss Spdr S&p 500 ETF Trust-us	+0.1%	+173.14%	Add
7	AVGO	Broadcom INC	0%	+59.47%	Add
8	IEMG	Ishares Core Msci Emerging	0%	+99.02%	Add
9	VO	Vanguard Mid-cap ETF	0%	+143.10%	Add
10	GVI	Ishares Intermediate Governm	0%	-0.78%	Trim
11	XOM	Exxon Mobil CORP	0%	—	Unchanged
12	VEA	Vanguard Ftse Developed ETF	0%	+38.07%	Add
13	EUSA	Ishares Msci USA Equal Weigh	—	+1.82%	Add
14	GEM	Goldman Sachs Activebeta Em	0%	-0.90%	Trim
15	V	Visa Inc-class A Shares	0%	-0.09%	Trim
16	GE	General Electric	0%	+0.17%	Add
17	MTUM	Ishares Msci USA Momentum Fa	0%	+1.37%	Add
18	VFMO	Vanguard US Momentum Factor	0%	+0.49%	Add
19	SIZE	Ishares Msci USA Size Factor	0%	-0.35%	Trim
20	LRCX	Lam Research CORP	0%	-1.58%	Trim
21	JPM	Jpmorgan Chase & Co	0%	-0.25%	Trim
22	GSLC	Goldman Activebeta US Lc ETF	0%	+0.82%	Add
23	GSSC	Goldman Sachs Activebeta US	0%	-0.52%	Trim
24	MCK	Mckesson CORP	0%	-0.38%	Trim
25	MSFT	Microsoft CORP	0%	-1.07%	Trim
26	SPTL	Ss Spdr Pf Lng Trm Tsy E-usd	0%	-15.46%	Trim
27	MTB	M & T Bank CORP	0%	—	Unchanged
28	SBIO	Alps Medical Breakthroughs	0%	-24.87%	Trim
29	ULTA	Ulta Beauty INC	0%	—	Unchanged
30	BLK	Blackrock INC	0%	-1.09%	Trim
31	DFIV	Dimensional International Va	0%	-1.21%	Trim
32	LRGF	Ishares US Equity Factor ETF	-0.1%	+2.00%	Add
33	AAPL	Apple INC	-0.1%	-0.44%	Trim
34	GOOG	Alphabet Inc-cl C	-0.1%	-0.14%	Trim
35	GLD	Spdr Gold Shares	-0.1%	-20.82%	Trim
36	GSIE	Goldman Sachs Activebeta Int	-0.1%	-1.48%	Trim
37	INTF	Ishares International Equity	-0.1%	+0.12%	Add
38	EMGF	Ishares Emerging Markets Equ	-0.1%	-0.16%	Trim
39	SMLF	Ishares US Smallcap Equity F	-0.2%	+0.67%	Add
40	XBI	Ss Spdr S&p Biotech ETF	-1.3%	-88.60%	Trim
41	GLDM	Spdr Gold Minishares Trust	-1.6%	-36.64%	Trim
42	IVV	Ishares Core S&p 500 ETF	—	NEW	New buy
43	CMF	Ishares California Muni Bond	—	EXIT	Sold out
44	IEFA	Ishares Core Msci Eafe ETF	—	NEW	New buy
45	FTNY	Fr New York Muni INC ETF	—	NEW	New buy
46	AGG	Ishares Core U.s. Aggregate	—	NEW	New buy
47	ITOT	Ishares Core S&p Total U.s.	—	NEW	New buy
48	IUSB	Ishr Cr Unvrse Usd Bd Etf-ui	—	NEW	New buy
49	VTV	Vanguard Value ETF	—	NEW	New buy
50	IVW	Ishares S&p 500 Growth ETF	—	NEW	New buy

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-05-08	13F-HR	View on EDGAR
2025-12-31	2026-02-09	13F-HR	View on EDGAR
2025-09-30	2025-11-14	13F-HR	View on EDGAR
2025-06-30	2025-08-01	13F-HR	View on EDGAR
2025-03-31	2025-05-23	13F-HR	View on EDGAR
2024-12-31	2025-02-11	13F-HR	View on EDGAR
2024-09-30	2024-11-14	13F-HR	View on EDGAR
2024-06-30	2024-08-12	13F-HR	View on EDGAR
2024-03-31	2024-05-07	13F-HR	View on EDGAR
2023-12-31	2024-02-08	13F-HR	View on EDGAR
2023-09-30	2023-11-06	13F-HR	View on EDGAR
2023-06-30	2023-08-10	13F-HR	View on EDGAR
2023-03-31	2023-05-12	13F-HR	View on EDGAR
2022-12-31	2023-02-13	13F-HR	View on EDGAR
2022-09-30	2022-11-09	13F-HR	View on EDGAR
2022-06-30	2022-08-12	13F-HR	View on EDGAR
2022-03-31	2022-04-26	13F-HR	View on EDGAR
2021-12-31	2022-02-15	13F-HR	View on EDGAR
2021-09-30	2021-11-15	13F-HR	View on EDGAR
2021-06-30	2021-08-16	13F-HR	View on EDGAR
2021-03-31	2021-05-06	13F-HR	View on EDGAR
2020-12-31	2021-02-08	13F-HR	View on EDGAR
2020-09-30	2020-11-16	13F-HR	View on EDGAR
2020-06-30	2020-08-11	13F-HR	View on EDGAR
2020-03-31	2020-05-08	13F-HR	View on EDGAR
2019-12-31	2020-02-13	13F-HR	View on EDGAR
2019-09-30	2019-11-14	13F-HR	View on EDGAR
2019-06-30	2019-08-13	13F-HR	View on EDGAR
2019-03-31	2019-04-23	13F-HR	View on EDGAR
2018-12-31	2019-02-11	13F-HR	View on EDGAR
2018-09-30	2018-10-25	13F-HR	View on EDGAR
2018-06-30	2018-08-06	13F-HR	View on EDGAR
2018-03-31	2018-05-14	13F-HR	View on EDGAR
2017-12-31	2018-02-05	13F-HR	View on EDGAR
2017-09-30	2017-11-06	13F-HR	View on EDGAR
2017-06-30	2017-08-14	13F-HR	View on EDGAR
2017-03-31	2017-05-11	13F-HR	View on EDGAR
2016-12-31	2017-02-14	13F-HR	View on EDGAR
2016-09-30	2016-11-07	13F-HR	View on EDGAR
2016-06-30	2016-08-05	13F-HR	View on EDGAR
2016-03-31	2016-05-05	13F-HR	View on EDGAR
2015-12-31	2016-02-12	13F-HR	View on EDGAR
2015-09-30	2015-11-13	13F-HR	View on EDGAR
2015-06-30	2015-08-12	13F-HR	View on EDGAR
2015-03-31	2015-05-14	13F-HR	View on EDGAR
2014-12-31	2015-02-12	13F-HR	View on EDGAR
2014-09-30	2014-11-14	13F-HR	View on EDGAR
2014-06-30	2014-08-14	13F-HR	View on EDGAR
2014-03-31	2014-05-15	13F-HR	View on EDGAR
2013-12-31	2014-02-14	13F-HR	View on EDGAR
2013-09-30	2013-11-15	13F-HR	View on EDGAR
2013-06-30	2013-08-15	13F-HR	View on EDGAR

FAQ

What is Strategic Financial Services, Inc. and what type of investor is it?

Strategic Financial Services, Inc. is an investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $2.1B, spread across 153 disclosed positions.

What are Strategic Financial Services, Inc.'s largest equity positions?

Based on the latest 13F filing, Strategic Financial Services, Inc.'s top holdings by market value are: 1. Ishares International Equity (INTF) — $339.0M (16.1%) 2. Ishares US Smallcap Equity F (SMLF) — $289.6M (13.8%) 3. Ishares US Equity Factor ETF (LRGF) — $263.4M (12.5%) 4. Vanguard Intermediate-term T (VGIT) — $161.0M (7.7%) 5. Vanguard S/t CORP Bond ETF (VCSH) — $115.0M (5.5%)

What changes did Strategic Financial Services, Inc. make in its most recent portfolio filing?

In the latest reported quarter, Strategic Financial Services, Inc. made 47 notable position adjustments: 8 new positions were initiated, 18 existing holdings were added to, 20 positions were partially reduced, and 1 were completely exited. The largest of these moves: New buy: Ishares Core S&p 500 ETF (IVV); Sold out: Ishares California Muni Bond (CMF); New buy: Ishares Core Msci Eafe ETF (IEFA); New buy: Fr New York Muni INC ETF (FTNY); New buy: Ishares Core U.s. Aggregate (AGG)

What sectors does Strategic Financial Services, Inc. focus on?

Strategic Financial Services, Inc. is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 37.5% • Financials: 17.4% • Health Care: 9.6% • Communication Services: 9.5% • Consumer Discretionary: 7.5% • Industrials: 7.0%

Peer Institutions

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BBVA USA Bancshares, Inc.

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Total reported value

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Stale — no recent filing

Concentration3.9

Portfolio Stability15.6

Sector conviction47.5

AUM within 0.0% of this institution

View detail

Blue Whale Capital LLP

CIK 0001801547

Total reported value

$2.1B

26 stks

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Concentration27.2

Portfolio Stability56.1

Sector conviction100.0

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View detail

Centaurus Financial, INC.

CIK 0000891943

Total reported value

$2.1B

1,058 stks

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Concentration2.9

Portfolio Stability23.9

Sector conviction70.6

AUM within 0.1% of this institution

View detail

Similar Holdings Style

Institutions with overlapping top holdings

Ami Investment Management INC

CIK 0001122241

Total reported value

$444.7M

77 stks

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Concentration18.7

Portfolio Stability7.4

Sector conviction48.9

2 of the top 5 holdings overlap, including Vanguard S/t CORP Bond ETF

View detail

Nepc LLC

CIK 0001424799

Total reported value

$5.0B

51 stks

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Concentration27.7

Portfolio Stability10.8

Sector conviction0.0

2 of the top 5 holdings overlap, including Vanguard Intermediate-term T

View detail

Minot DeBlois Advisors LLC

CIK 0001475933

Total reported value

$110.2M

226 stks

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Concentration10.6

Portfolio Stability12.0

Sector conviction45.5

2 of the top 5 holdings overlap, including Vanguard S/t CORP Bond ETF

View detail

Strategic Financial Services, Inc. Holdings Report (13F Filings)

CIK: 0001432539

Diversified strategyMomentum followerLong-term holder

Total reported value

$2.1B

Reporting period: 2026-03-31 · Number of holdings: 153

Strategic Financial Services, Inc. disclosed 153 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $2.1B and a quarterly turnover rate of 9.9%.

Browse other institutions with $1B to $10B AUM Browse other institutions starting with "S"

Personality snowflake

Concentration: 32.04
Portfolio Stability: 9.9
Momentum/Contrarian: 100
Sector conviction: 61.33
Diversification: 100
Sizing Uniformity: 66.7

Position sizes vary widely across the portfolio (a coefficient of variation of 3.33), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Recent moves

Trim GLDM
-36.6%　-$36.2M
Add VTIP
+77.1%　$32.1M
Trim XBI
-88.6%　-$29.0M
Add VCSH
+24.4%　$21.9M
Add VGIT
+1.9%　$2.1M
Trim SMLF
+0.7%　-$13.3M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 150 holdings (of 153 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	INTF	Ishares International Equity	ETF-Other	16.13%	-0.12%	+0.12%
2	SMLF	Ishares US Smallcap Equity F	ETF-Other	13.78%	-0.20%	+0.67%
3	LRGF	Ishares US Equity Factor ETF	ETF-Other	12.53%	-0.05%	+2.00%
4	VGIT	Vanguard Intermediate-term T	ETF-Other	7.66%	+0.33%	+1.90%
5	VCSH	Vanguard S/t CORP Bond ETF	ETF-Corp Bonds	5.47%	+1.17%	+24.38%
6	EMGF	Ishares Emerging Markets Equ	ETF-Emerging Markets	5.42%	-0.12%	-0.16%
7	VTIP	Vanguard Short-term Tips	ETF-Other	3.49%	+1.59%	+77.11%
8	VGLT	Vanguard Long-term Treasury	ETF-Gov Bonds	3.45%	+0.17%	+2.75%
9	VCIT	Vanguard Int-term Corporate	ETF-Corp Bonds	3.42%	—	+1.76%
10	VFMO	Vanguard US Momentum Factor	ETF-Other	2.68%	-0.02%	+0.49%
11	MTUM	Ishares Msci USA Momentum Fa	ETF-Other	2.58%	-0.02%	+1.37%
12	GLDM	Spdr Gold Minishares Trust	ETF-Commodities	2.57%	-1.60%	-36.64%
13	DFIV	Dimensional International Va	ETF-Other	2.09%	-0.03%	-1.21%
14	EUSA	Ishares Msci USA Equal Weigh	ETF-Other	1.86%	—	+1.82%
15	GSIE	Goldman Sachs Activebeta Int	ETF-Commodities	1.83%	-0.07%	-1.48%
16	VGSH	Vanguard Short-term Treasury	ETF-Gov Bonds	1.64%	+0.19%	+10.50%
17	GVI	Ishares Intermediate Governm	ETF-Other	1.38%	+0.02%	-0.78%
18	AAPL	Apple INC	Stock-Tech	0.82%	-0.05%	-0.44%
19	SIZE	Ishares Msci USA Size Factor	ETF-Other	0.77%	-0.02%	-0.35%
20	VWOB	Vanguard Emerg Mkts Gov Bnd	ETF-Other	0.70%	—	+1.48%
21	GSLC	Goldman Activebeta US Lc ETF	ETF-Commodities	0.58%	-0.02%	+0.82%
22	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.46%	-0.05%	-0.14%
23	GEM	Goldman Sachs Activebeta Em	ETF-Commodities	0.46%	-0.01%	-0.90%
24	LRCX	Lam Research CORP	Stock-Tech	0.38%	-0.02%	-1.58%
25	GSSC	Goldman Sachs Activebeta US	ETF-Commodities	0.35%	-0.02%	-0.52%
26	JPM	Jpmorgan Chase & Co	Stock-Financials	0.35%	-0.02%	-0.25%
27	KLAC	Kla CORP	Stock-Tech	0.34%	—	-0.71%
28	MSFT	Microsoft CORP	Stock-Tech	0.29%	-0.02%	-1.07%
29	MCK	Mckesson CORP	Stock-Healthcare	0.28%	-0.02%	-0.38%
30	V	Visa Inc-class A Shares	Stock-Financials	0.23%	-0.01%	-0.09%
31	GLD	Spdr Gold Shares	ETF-Commodities	0.19%	-0.06%	-20.82%
32	XBI	Ss Spdr S&p Biotech ETF	ETF-Tech	0.18%	-1.33%	-88.60%
33	GE	General Electric	Stock-Industrials	0.17%	-0.01%	+0.17%
34	ORCL	Oracle CORP	Stock-Tech	0.17%	—	-0.20%
35	XOM	Exxon Mobil CORP	Stock-Energy	0.16%	+0.02%	—
36	JMOM	Jpmorgan US Momentum Factor	ETF-Other	0.16%	—	-1.04%
37	BLK	Blackrock INC	Stock-Financials	0.14%	-0.02%	-1.09%
38	NEE	Nextera Energy INC	Stock-Utilities	0.14%	—	—
39	COST	Costco Wholesale CORP	Stock-Consumer Staples	0.14%	—	-0.17%
40	MTB	M & T Bank CORP	Stock-Financials	0.13%	-0.02%	—
41	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.13%	—	—
42	GEV	GE Vernova INC	Stock-Industrials	0.13%	—	—
43	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.12%	—	—
44	TSLA	Tesla INC	Stock-Consumer Disc	0.11%	—	—
45	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.11%	+0.07%	+173.14%
46	SPTL	Ss Spdr Pf Lng Trm Tsy E-usd	ETF-Other	0.11%	-0.02%	-15.46%
47	MRK	Merck & Co. INC.	Stock-Healthcare	0.11%	—	—
48	JNJ	Johnson & Johnson	Stock-Healthcare	0.11%	—	+0.71%
49	TJX	Tjx Companies INC	Stock-Consumer Disc	0.10%	—	—
50	AMZN	Amazon.com INC	Stock-Consumer Disc	0.10%	—	+0.73%

1–50 of 150

Portfolio Performance

Performance for Q3 2026

+2.9%

Performance Last 4 Quarters

+20.6%

Based on 88% of reported portfolio value with available pricing

Stdev: +10.9%
Beta: +0.76
Alpha: +1.1%
Max Drawdown: -6.6%
Annualized Perf: +15.6%
Batting Avg vs S&P: +41.7%
Sortino: +2.7
Stutzer: +0.4
Treynor: +0.2
Sterling: +1.03
Calmar: +2.35
Information Ratio: -0.6
Tracking Error: +5.6%
Stdev Down: +5.6%
Winning Months %: +69.4%
Losing Months %: +30.6%
Best 12 Months: +28.1%
Worst 12 Months: +5.6%
Efficiency Ratio: +0.53
Sharpe: +1.39
Stdev Sectors: +10.2%
Skewness: -0.14
Kurtosis: -0.73
Upside Potential: +4.4

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	153	$2.1B	10	1INTF 2SMLF 3LRGF Top holdings2026-03-31 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.VCSH 6.EMGF 7.VTIP 8.VGLT 9.VCIT 10.VFMO
2025-12-31	145	$2.2B	12	1INTF 2SMLF 3LRGF Top holdings2025-12-31 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.EMGF 6.VCSH 7.GLDM 8.VCIT 9.VGLT 10.VFMO
2025-09-30	142	$2.0B	17	1INTF 2SMLF 3LRGF Top holdings2025-09-30 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.GLDM 6.EMGF 7.VCSH 8.VCIT 9.VGLT 10.MTUM
2025-06-30	138	$1.9B	0	1INTF 2SMLF 3LRGF Top holdings2025-06-30 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.EMGF 6.GLDM 7.VCSH 8.VCIT 9.VGLT 10.MTUM
2025-03-31	133	$1.7B	100	1INTF 2SMLF 3LRGF Top holdings2025-03-31 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.GLDM 6.EMGF 7.VCSH 8.VCIT 9.VGLT 10.EUSA
2024-12-31	136	$1.7B	0	1INTF 2SMLF 3LRGF Top holdings2024-12-31 1.INTF 2.SMLF 3.LRGF 4.VGIT 5.GLDM 6.EMGF 7.VCSH 8.VCIT 9.VGLT 10.MTUM
2024-09-30	141	$1.7B	0	1INTF 2LRGF 3SMLF Top holdings2024-09-30 1.INTF 2.LRGF 3.SMLF 4.GVI 5.EMGF 6.VCIT 7.GLDM 8.VCSH 9.VGLT 10.VFMO
2024-06-30	131	$1.6B	0	1LRGF 2SMLF 3INTF Top holdings2024-06-30 1.LRGF 2.SMLF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.GLDM 8.VCIT 9.VFMO 10.MTUM
2024-03-31	126	$1.5B	0	1SMLF 2LRGF 3INTF Top holdings2024-03-31 1.SMLF 2.LRGF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.GLDM 8.VCIT 9.VFMO 10.VGLT
2023-12-31	127	$1.4B	0	1SMLF 2LRGF 3INTF Top holdings2023-12-31 1.SMLF 2.LRGF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.VCIT 8.GLDM 9.VLUE 10.VGLT
2023-09-30	120	$1.3B	0	1SMLF 2LRGF 3INTF Top holdings2023-09-30 1.SMLF 2.LRGF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.VCIT 8.GLDM 9.VLUE 10.GSIE
2023-06-30	131	$1.3B	0	1SMLF 2LRGF 3INTF Top holdings2023-06-30 1.SMLF 2.LRGF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.VCIT 8.GLDM 9.VLUE 10.GSIE
2023-03-31	128	$1.3B	0	1SMLF 2LRGF 3INTF Top holdings2023-03-31 1.SMLF 2.LRGF 3.INTF 4.VCSH 5.GVI 6.VCIT 7.EMGF 8.GLDM 9.VLUE 10.GSIE
2022-12-31	130	$1.3B	0	1SMLF 2LRGF 3INTF Top holdings2022-12-31 1.SMLF 2.LRGF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.GLDM 8.GSIE 9.VLUE 10.VFMO
2022-09-30	135	$1.1B	0	1SMLF 2LRGF 3VCSH Top holdings2022-09-30 1.SMLF 2.LRGF 3.VCSH 4.INTF 5.GVI 6.EMGF 7.GLDM 8.GSIE 9.VLUE 10.VFMO
2022-06-30	138	$1.2B	0	1LRGF 2SMLF 3INTF Top holdings2022-06-30 1.LRGF 2.SMLF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.GLDM 8.VFMO 9.GSIE 10.TIP
2022-03-31	138	$1.3B	0	1LRGF 2SMLF 3INTF Top holdings2022-03-31 1.LRGF 2.SMLF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.GLDM 8.TIP 9.GSIE 10.VFMO
2021-12-31	133	$1.3B	0	1LRGF 2SMLF 3INTF Top holdings2021-12-31 1.LRGF 2.SMLF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.GLDM1USD 8.TIP 9.VFMO 10.GSIE
2021-09-30	128	$1.3B	0	1LRGF 2SMLF 3INTF Top holdings2021-09-30 1.LRGF 2.SMLF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.TIP 8.GLDM1USD 9.VFMO 10.VTEB
2021-06-30	143	$1.3B	100	1LRGF 2SMLF 3INTF Top holdings2021-06-30 1.LRGF 2.SMLF 3.INTF 4.VCSH 5.GVI 6.EMGF 7.TIP 8.GLDM1USD 9.VFMO 10.GSIE
2021-03-31	136	$1.2B	11	1LRGF 2SMLF 3INTF Top holdings2021-03-31 1.LRGF 2.SMLF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.TIP 8.GLDM1USD 9.VFMO 10.VTEB
2020-12-31	134	$1.1B	19	1LRGF 2SMLF 3INTF Top holdings2020-12-31 1.LRGF 2.SMLF 3.INTF 4.GVI 5.VCSH 6.EMGF 7.TIP 8.GLDM1USD 9.VTEB 10.GSIE
2020-09-30	126	$973.7M	12	1LRGF 2INTF 3SMLF Top holdings2020-09-30 1.LRGF 2.INTF 3.SMLF 4.GVI 5.VCSH 6.EMGF 7.GLDM1USD 8.VTEB 9.IGM 10.TIP
2020-06-30	126	$899.7M	35	1LRGF 2INTF 3SMLF Top holdings2020-06-30 1.LRGF 2.INTF 3.SMLF 4.GVI 5.VCSH 6.EMGF 7.GLDM1USD 8.VTEB 9.IGM 10.GSIE
2020-03-31	120	$748.2M	34	1INTF 2LRGF 3SMLF Top holdings2020-03-31 1.INTF 2.LRGF 3.SMLF 4.GVI 5.EMGF 6.VCSH 7.VFMV 8.EFAV 9.GLDM1USD 10.VTEB
2019-12-31	135	$870.3M	22	1INTF 2SMLF 3LRGF Top holdings2019-12-31 1.INTF 2.SMLF 3.LRGF 4.GVI 5.VCSH 6.EMGF 7.VFMV 8.FLRN 9.EFAV 10.VTEB
2019-09-30	134	$782.5M	17	1INTF 2SMLF 3GVI Top holdings2019-09-30 1.INTF 2.SMLF 3.GVI 4.VCSH 5.LRGF 6.EMGF 7.FLRN 8.TIP 9.IEFA 10.AAPL
2019-06-30	136	$757.1M	14	1INTF 2SMLF 3LRGF Top holdings2019-06-30 1.INTF 2.SMLF 3.LRGF 4.VCSH 5.GVI 6.EMGF 7.GLD 8.FLRN 9.IEFA 10.TIP
2019-03-31	134	$723.4M	24	1INTF 2SMLF 3VCSH Top holdings2019-03-31 1.INTF 2.SMLF 3.VCSH 4.GVI 5.EMGF 6.LRGF 7.GLD 8.VIG 9.IWF 10.FLRN
2018-12-31	130	$639.3M	50	1INTF 2IWF 3VIG Top holdings2018-12-31 1.INTF 2.IWF 3.VIG 4.VCSH 5.GVI 6.SMLF 7.EMGF 8.GLD 9.FLRN 10.IEFA
2018-09-30	120	$671.3M	9	1IEFA 2IWM 3IEMG Top holdings2018-09-30 1.IEFA 2.IWM 3.IEMG 4.IWF 5.VIG 6.VCSH 7.GVI 8.GLD 9.FLRN 10.AAPL
2018-06-30	118	$648.6M	13	1IEFA 2IWM 3IEMG Top holdings2018-06-30 1.IEFA 2.IWM 3.IEMG 4.IWF 5.VIG 6.VCSH 7.GVI 8.GLD 9.FLRN 10.AAPL
2018-03-31	107	$614.9M	11	1IEFA 2IEMG 3IWM Top holdings2018-03-31 1.IEFA 2.IEMG 3.IWM 4.IWF 5.VIG 6.VCSH 7.GVI 8.GLD 9.AAPL 10.JPM
2017-12-31	119	$632.4M	13	1IEFA 2IEMG 3IWM Top holdings2017-12-31 1.IEFA 2.IEMG 3.IWM 4.IWF 5.VIG 6.VCSH 7.GVI 8.GLD 9.AAPL 10.JPM
2017-09-30	117	$605.5M	14	1IEFA 2IEMG 3IWM Top holdings2017-09-30 1.IEFA 2.IEMG 3.IWM 4.IWF 5.GVI 6.VIG 7.VCSH 8.GLD 9.AAPL 10.JPM
2017-06-30	115	$571.9M	11	1IEFA 2IEMG 3GVI Top holdings2017-06-30 1.IEFA 2.IEMG 3.GVI 4.IWM 5.IWF 6.VIG 7.GLD 8.AAPL 9.JPM 10.XOM
2017-03-31	114	$549.9M	12	1IEFA 2IEMG 3IWM Top holdings2017-03-31 1.IEFA 2.IEMG 3.IWM 4.GVI 5.IWF 6.VIG 7.GLD 8.AAPL 9.XOM 10.JPM
2016-12-31	111	$520.9M	10	1IEFA 2IEMG 3IWM Top holdings2016-12-31 1.IEFA 2.IEMG 3.IWM 4.IWF 5.GVI 6.VIG 7.GLD 8.VNQ 9.AAPL 10.XOM
2016-09-30	103	$503.5M	11	1IEFA 2IEMG 3IWM Top holdings2016-09-30 1.IEFA 2.IEMG 3.IWM 4.IWF 5.GVI 6.VIG 7.GLD 8.VNQ 9.AAPL 10.XOM
2016-06-30	97	$498.5M	24	1IEFA 2IEMG 3IWM Top holdings2016-06-30 1.IEFA 2.IEMG 3.IWM 4.IWF 5.VIG 6.GVI 7.GLD 8.VNQ 9.AAPL 10.XOM
2016-03-31	93	$430.3M	25	1IEFA 2IEMG 3IWM Top holdings2016-03-31 1.IEFA 2.IEMG 3.IWM 4.GLD 5.IWF 6.VIG 7.VNQ 8.AAPL 9.XOM 10.AEP
2015-12-31	96	$380.9M	38	1IEFA 2IEMG 3IWM Top holdings2015-12-31 1.IEFA 2.IEMG 3.IWM 4.IWF 5.VNQ 6.VIG 7.AAPL 8.XOM 9.AEP 10.MTB
2015-09-30	97	$360.6M	28	1EFA 2IWM 3IEMG Top holdings2015-09-30 1.EFA 2.IWM 3.IEMG 4.EEM 5.73935S 6.VNQ 7.IWF 8.AAPL 9.GLD 10.XOM
2015-06-30	91	$356.6M	30	1EFA 2IEMG 3IWM Top holdings2015-06-30 1.EFA 2.IEMG 3.IWM 4.AAPL 5.IWF 6.XOM 7.CL 8.VIG 9.VEU 10.MTB
2015-03-31	92	$388.2M	16	1EFA 2EEM 3IWM Top holdings2015-03-31 1.EFA 2.EEM 3.IWM 4.AAPL 5.VNQ 6.GLD 7.IWF 8.73935S 9.CL 10.XOM
2014-12-31	96	$367.8M	18	1EFA 2EEM 3IWM Top holdings2014-12-31 1.EFA 2.EEM 3.IWM 4.VNQ 5.AAPL 6.CL 7.IWF 8.XOM 9.MTB 10.VEU
2014-09-30	96	$358.2M	12	1EFA 2EEM 3IWM Top holdings2014-09-30 1.EFA 2.EEM 3.IWM 4.AAPL 5.73935S 6.VNQ 7.GLD 8.CL 9.IWF 10.VEU
2014-06-30	97	$361.1M	15	1EFA 2EEM 3IWM Top holdings2014-06-30 1.EFA 2.EEM 3.IWM 4.AAPL 5.73935S 6.GLD 7.VNQ 8.CL 9.VEU 10.SLB
2014-03-31	96	$341.5M	17	1EFA 2EEM 3IWM Top holdings2014-03-31 1.EFA 2.EEM 3.IWM 4.73935S 5.GLD 6.VNQ 7.AAPL 8.CL 9.VEU 10.CTSH
2013-12-31	97	$315.4M	16	1EFA 2EEM 3IWM Top holdings2013-12-31 1.EFA 2.EEM 3.IWM 4.73935S 5.GLD 6.AAPL 7.VNQ 8.CL 9.MDY 10.VEU
2013-09-30	98	$297.1M	11	1EFA 2EEM 3IWM Top holdings2013-09-30 1.EFA 2.EEM 3.IWM 4.MDY 5.VNQ 6.AAPL 7.GLD 8.CL 9.73935S 10.VEU
2013-06-30	98	$283.0M	—	1EFA 2EEM 3IWM Top holdings2013-06-30 1.EFA 2.EEM 3.IWM 4.MDY 5.AAPL 6.VNQ 7.CL 8.GLD 9.73935S 10.VEU

Holding changes this quarter

Position changes disclosed by Strategic Financial Services, Inc. for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VTIP	Vanguard Short-term Tips	+1.6%	+77.11%	Add
2	VCSH	Vanguard S/t CORP Bond ETF	+1.2%	+24.38%	Add
3	VGIT	Vanguard Intermediate-term T	+0.3%	+1.90%	Add
4	VGSH	Vanguard Short-term Treasury	+0.2%	+10.50%	Add
5	VGLT	Vanguard Long-term Treasury	+0.2%	+2.75%	Add
6	SPY	Ss Spdr S&p 500 ETF Trust-us	+0.1%	+173.14%	Add
7	AVGO	Broadcom INC	0%	+59.47%	Add
8	IEMG	Ishares Core Msci Emerging	0%	+99.02%	Add
9	VO	Vanguard Mid-cap ETF	0%	+143.10%	Add
10	GVI	Ishares Intermediate Governm	0%	-0.78%	Trim
11	XOM	Exxon Mobil CORP	0%	—	Unchanged
12	VEA	Vanguard Ftse Developed ETF	0%	+38.07%	Add
13	EUSA	Ishares Msci USA Equal Weigh	—	+1.82%	Add
14	GEM	Goldman Sachs Activebeta Em	0%	-0.90%	Trim
15	V	Visa Inc-class A Shares	0%	-0.09%	Trim
16	GE	General Electric	0%	+0.17%	Add
17	MTUM	Ishares Msci USA Momentum Fa	0%	+1.37%	Add
18	VFMO	Vanguard US Momentum Factor	0%	+0.49%	Add
19	SIZE	Ishares Msci USA Size Factor	0%	-0.35%	Trim
20	LRCX	Lam Research CORP	0%	-1.58%	Trim
21	JPM	Jpmorgan Chase & Co	0%	-0.25%	Trim
22	GSLC	Goldman Activebeta US Lc ETF	0%	+0.82%	Add
23	GSSC	Goldman Sachs Activebeta US	0%	-0.52%	Trim
24	MCK	Mckesson CORP	0%	-0.38%	Trim
25	MSFT	Microsoft CORP	0%	-1.07%	Trim
26	SPTL	Ss Spdr Pf Lng Trm Tsy E-usd	0%	-15.46%	Trim
27	MTB	M & T Bank CORP	0%	—	Unchanged
28	SBIO	Alps Medical Breakthroughs	0%	-24.87%	Trim
29	ULTA	Ulta Beauty INC	0%	—	Unchanged
30	BLK	Blackrock INC	0%	-1.09%	Trim
31	DFIV	Dimensional International Va	0%	-1.21%	Trim
32	LRGF	Ishares US Equity Factor ETF	-0.1%	+2.00%	Add
33	AAPL	Apple INC	-0.1%	-0.44%	Trim
34	GOOG	Alphabet Inc-cl C	-0.1%	-0.14%	Trim
35	GLD	Spdr Gold Shares	-0.1%	-20.82%	Trim
36	GSIE	Goldman Sachs Activebeta Int	-0.1%	-1.48%	Trim
37	INTF	Ishares International Equity	-0.1%	+0.12%	Add
38	EMGF	Ishares Emerging Markets Equ	-0.1%	-0.16%	Trim
39	SMLF	Ishares US Smallcap Equity F	-0.2%	+0.67%	Add
40	XBI	Ss Spdr S&p Biotech ETF	-1.3%	-88.60%	Trim
41	GLDM	Spdr Gold Minishares Trust	-1.6%	-36.64%	Trim
42	IVV	Ishares Core S&p 500 ETF	—	NEW	New buy
43	CMF	Ishares California Muni Bond	—	EXIT	Sold out
44	IEFA	Ishares Core Msci Eafe ETF	—	NEW	New buy
45	FTNY	Fr New York Muni INC ETF	—	NEW	New buy
46	AGG	Ishares Core U.s. Aggregate	—	NEW	New buy
47	ITOT	Ishares Core S&p Total U.s.	—	NEW	New buy
48	IUSB	Ishr Cr Unvrse Usd Bd Etf-ui	—	NEW	New buy
49	VTV	Vanguard Value ETF	—	NEW	New buy
50	IVW	Ishares S&p 500 Growth ETF	—	NEW	New buy

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-05-08	13F-HR	View on EDGAR
2025-12-31	2026-02-09	13F-HR	View on EDGAR
2025-09-30	2025-11-14	13F-HR	View on EDGAR
2025-06-30	2025-08-01	13F-HR	View on EDGAR
2025-03-31	2025-05-23	13F-HR	View on EDGAR
2024-12-31	2025-02-11	13F-HR	View on EDGAR
2024-09-30	2024-11-14	13F-HR	View on EDGAR
2024-06-30	2024-08-12	13F-HR	View on EDGAR
2024-03-31	2024-05-07	13F-HR	View on EDGAR
2023-12-31	2024-02-08	13F-HR	View on EDGAR
2023-09-30	2023-11-06	13F-HR	View on EDGAR
2023-06-30	2023-08-10	13F-HR	View on EDGAR
2023-03-31	2023-05-12	13F-HR	View on EDGAR
2022-12-31	2023-02-13	13F-HR	View on EDGAR
2022-09-30	2022-11-09	13F-HR	View on EDGAR
2022-06-30	2022-08-12	13F-HR	View on EDGAR
2022-03-31	2022-04-26	13F-HR	View on EDGAR
2021-12-31	2022-02-15	13F-HR	View on EDGAR
2021-09-30	2021-11-15	13F-HR	View on EDGAR
2021-06-30	2021-08-16	13F-HR	View on EDGAR
2021-03-31	2021-05-06	13F-HR	View on EDGAR
2020-12-31	2021-02-08	13F-HR	View on EDGAR
2020-09-30	2020-11-16	13F-HR	View on EDGAR
2020-06-30	2020-08-11	13F-HR	View on EDGAR
2020-03-31	2020-05-08	13F-HR	View on EDGAR
2019-12-31	2020-02-13	13F-HR	View on EDGAR
2019-09-30	2019-11-14	13F-HR	View on EDGAR
2019-06-30	2019-08-13	13F-HR	View on EDGAR
2019-03-31	2019-04-23	13F-HR	View on EDGAR
2018-12-31	2019-02-11	13F-HR	View on EDGAR
2018-09-30	2018-10-25	13F-HR	View on EDGAR
2018-06-30	2018-08-06	13F-HR	View on EDGAR
2018-03-31	2018-05-14	13F-HR	View on EDGAR
2017-12-31	2018-02-05	13F-HR	View on EDGAR
2017-09-30	2017-11-06	13F-HR	View on EDGAR
2017-06-30	2017-08-14	13F-HR	View on EDGAR
2017-03-31	2017-05-11	13F-HR	View on EDGAR
2016-12-31	2017-02-14	13F-HR	View on EDGAR
2016-09-30	2016-11-07	13F-HR	View on EDGAR
2016-06-30	2016-08-05	13F-HR	View on EDGAR
2016-03-31	2016-05-05	13F-HR	View on EDGAR
2015-12-31	2016-02-12	13F-HR	View on EDGAR
2015-09-30	2015-11-13	13F-HR	View on EDGAR
2015-06-30	2015-08-12	13F-HR	View on EDGAR
2015-03-31	2015-05-14	13F-HR	View on EDGAR
2014-12-31	2015-02-12	13F-HR	View on EDGAR
2014-09-30	2014-11-14	13F-HR	View on EDGAR
2014-06-30	2014-08-14	13F-HR	View on EDGAR
2014-03-31	2014-05-15	13F-HR	View on EDGAR
2013-12-31	2014-02-14	13F-HR	View on EDGAR
2013-09-30	2013-11-15	13F-HR	View on EDGAR
2013-06-30	2013-08-15	13F-HR	View on EDGAR