CIK: 0001724729
Total reported value
$158.4M
Reporting period: 2026-03-31 · Number of holdings: 50
Refined Wealth Management disclosed 50 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $158.4M and a quarterly turnover rate of 114.6%.
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Refined Wealth Management's disclosed holdings carry a Herfindahl concentration index of 0.055 — mathematically equivalent to about 18 equally-sized positions, well below its 50 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 1.33), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 19% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim VSGX
-96.5% -$16.5M
Add VEA
+1011.9% $16.3M
Trim BNDX
-96.7% -$14.6M
Add RSP
+1973.1% $12.0M
Trim SRLN
-94.8% -$8.6M
Trim VTV
-43.6% -$5.2M
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | VEA | Vanguard Ftse Developed ETF | ETF-Other | 11.31% | +10.25% | +1011.91% | |
| 2 | QQQ | Invesco Qqq Trust Series 1 | ETF-Tech | 8.45% | -2.15% | -9.46% | |
| 3 | RSP | Invesco S&p 500 Equal Weight | ETF-Large Cap & Growth | 7.94% | +7.53% | +1973.06% | |
| 4 | COIN | Coinbase Global INC -class A | Stock-Financials | 6.52% | -2.39% | +1.08% | |
| 5 | CVX | Chevron CORP | Stock-Energy | 5.80% | +5.80% | NEW | |
| 6 | BITB | Bitwise Bitcoin ETF | ETF-Crypto | 5.71% | -0.69% | +22.99% | |
| 7 | PYLD | Pimco Multisector Bond Actv | ETF-Other | 5.13% | +5.13% | NEW | |
| 8 | BINC | Ishares Flex I A Etf-usd INC | ETF-Other | 4.86% | +4.86% | NEW | |
| 9 | GLD | Spdr Gold Shares | ETF-Commodities | 4.64% | +0.23% | +3.18% | |
| 10 | VTV | Vanguard Value ETF | ETF-Other | 4.52% | -3.81% | -43.63% | |
| 11 | MPC | Marathon Petroleum CORP | Stock-Energy | 3.85% | +3.85% | NEW | |
| 12 | EMXC | Ishares Msci Emr Mrk Ex Chna | ETF-Other | 3.84% | +3.84% | NEW | |
| 13 | SCHR | Schwab Intermediate-term US | ETF-Other | 3.59% | +3.59% | NEW | |
| 14 | JPIB | Jpmorgan Intl Bnd ETF | ETF-Other | 3.52% | +3.52% | NEW | |
| 15 | ENVX | Enovix CORP | Stock-Other | 2.79% | -1.19% | +5.76% | |
| 16 | PICK | Ishares Msci Global Metals & | ETF-Other | 2.77% | +2.77% | NEW | |
| 17 | REMX | Vaneck Rar Earth Nd Stg-usdi | ETF-Other | 2.11% | +2.11% | NEW | |
| 18 | AVUV | Avantis US Small Cap Value | ETF-Small Cap | 1.52% | +1.52% | NEW | |
| 19 | XMMO | Invesco S&p Midcap Momentum | ETF-Other | 1.50% | +1.50% | NEW | |
| 20 | XRP | Bitwise Xrp ETF | ETF-Other | 1.41% | +1.41% | NEW | |
| 21 | BBBY | Bed Bath & Beyond INC | Stock-Other | 1.24% | -0.29% | +1.25% | |
| 22 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.58% | -0.25% | -22.18% | |
| 23 | FTSM | First Trust Enh Short Mat Fd | ETF-Other | 0.54% | — | — | |
| 24 | NVDA | Nvidia CORP | Stock-Tech | 0.53% | -0.32% | -28.81% | |
| 25 | AAPL | Apple INC | Stock-Tech | 0.48% | -0.11% | -6.32% | |
| 26 | NULG | Nuveen Esg Lrg-cap Grw ETF | ETF-Other | 0.44% | -0.38% | -38.15% | |
| 27 | AMZN | Amazon.com INC | Stock-Consumer Disc | 0.38% | -0.42% | -42.95% | |
| 28 | VSGX | Vanguard Esg Intl Stock ETF | ETF-Other | 0.38% | -11.13% | -96.47% | |
| 29 | UNP | Union Pacific CORP | Stock-Industrials | 0.38% | — | +0.53% | |
| 30 | BNDX | Vanguard Total Intl Bond ETF | ETF-Other | 0.32% | -9.86% | -96.65% | |
| 31 | SRLN | Ss Blackstone Sr Loan ETF | ETF-Other | 0.29% | -5.82% | -94.83% | |
| 32 | BRK-B | Berkshire Hathaway Inc-cl B | Stock-Other | 0.26% | — | — | |
| 33 | META | Meta Platforms Inc-class A | Stock-Comm Services | 0.21% | -0.12% | -21.90% | |
| 34 | MSFT | Microsoft CORP | Stock-Tech | 0.20% | -0.08% | — | |
| 35 | TLT | Ishares 20+ Year Treasury Bd | ETF-Gov Bonds | 0.20% | -3.20% | -93.60% | |
| 36 | XMAG | Defiance Le Cap Ex-mag 7 ETF | ETF-Other | 0.20% | -0.33% | -58.25% | |
| 37 | VO | Vanguard Mid-cap ETF | ETF-Other | 0.19% | -2.42% | -92.12% | |
| 38 | GLDM | Spdr Gold Minishares Trust | ETF-Commodities | 0.18% | — | — | |
| 39 | VCLT | Vanguard Long-term CORP Bond | ETF-Corp Bonds | 0.16% | -3.25% | -94.87% | |
| 40 | SUSA | Ishares Esg Optimized Msci U | ETF-Other | 0.15% | — | -1.38% | |
| 41 | VB | Vanguard Small-cap ETF | ETF-Other | 0.15% | -2.31% | -93.67% | |
| 42 | TSLA | Tesla INC | Stock-Consumer Disc | 0.14% | -0.08% | -18.22% | |
| 43 | CCJ | Cameco CORP | Stock-Energy | 0.13% | +0.13% | NEW | |
| 44 | ETN | Eaton Corporation plc | Stock-Industrials | 0.13% | — | -7.96% | |
| 45 | XOM | Exxon Mobil CORP | Stock-Energy | 0.13% | +0.13% | NEW | |
| 46 | NXE | Nexgen Energy LTD | Stock-Other | 0.08% | +0.01% | — | |
| 47 | XRPI | Xrp ETF | ETF-Other | 0.06% | -1.18% | -92.61% | |
| 48 | DNN | Denison Mines CORP | Stock-Other | 0.02% | — | — | |
| 49 | BBBY-WS | Bed Bath & Beyond INC | Stock-Other | 0.01% | — | +1.12% | |
| 50 | URG | Ur-energy INC | Stock-Other | 0.01% | — | — |
Performance for Q3 2026
-1.6%
Performance Last 4 Quarters
-8.2%
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 50 | $158.4M | 100 | |
| 2025-12-31 | 43 | $148.6M | 15 | |
| 2025-09-30 | 36 | $155.6M | 23 | |
| 2025-06-30 | 33 | $145.5M | 0 | |
| 2025-03-31 | 27 | $122.2M | 100 | |
| 2024-12-31 | 27 | $131.4M | 0 | |
| 2024-09-30 | 27 | $129.7M | 0 | |
| 2024-06-30 | 28 | $129.7M | 0 | |
| 2024-03-31 | 29 | $142.0M | 0 | |
| 2023-12-31 | 26 | $128.2M | 0 | |
| 2023-09-30 | 26 | $111.4M | 0 | |
| 2023-06-30 | 26 | $121.3M | 0 | |
| 2023-03-31 | 25 | $113.2M | 0 | |
| 2022-12-31 | 26 | $114.3M | 0 | |
| 2022-09-30 | 25 | $110.8M | 0 | |
| 2022-06-30 | 25 | $111.8M | 0 | |
| 2022-03-31 | 26 | $118.3M | 0 | |
| 2021-12-31 | 23 | $128.9M | 0 | |
| 2021-09-30 | 21 | $123.5M | 0 | |
| 2021-06-30 | 20 | $119.1M | 0 |
Refined Wealth Management's most significant position changes for 2026-03-31: New buy: Chevron CORP (CVX); New buy: Pimco Multisector Bond Actv (PYLD); New buy: Ishares Flex I A Etf-usd INC (BINC); Sold out: Vanguard Intermediate-term B (BIV); New buy: Marathon Petroleum CORP (MPC).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | VEA | Vanguard Ftse Developed ETF | +10.3% | +1011.91% | Add |
| 2 | RSP | Invesco S&p 500 Equal Weight | +7.5% | +1973.06% | Add |
| 3 | GLD | Spdr Gold Shares | +0.2% | +3.18% | Add |
| 4 | NXE | Nexgen Energy LTD | 0% | — | Unchanged |
| 5 | UNP | Union Pacific CORP | — | +0.53% | Add |
| 6 | GLDM | Spdr Gold Minishares Trust | — | — | Unchanged |
| 7 | TSLA | Tesla INC | -0.1% | -18.22% | Trim |
| 8 | MSFT | Microsoft CORP | -0.1% | — | Unchanged |
| 9 | AAPL | Apple INC | -0.1% | -6.32% | Trim |
| 10 | META | Meta Platforms Inc-class A | -0.1% | -21.90% | Trim |
| 11 | VOO | Vanguard S&p 500 ETF | -0.3% | -22.18% | Trim |
| 12 | BBBY | Bed Bath & Beyond INC | -0.3% | +1.25% | Add |
| 13 | NVDA | Nvidia CORP | -0.3% | -28.81% | Trim |
| 14 | XMAG | Defiance Le Cap Ex-mag 7 ETF | -0.3% | -58.25% | Trim |
| 15 | NULG | Nuveen Esg Lrg-cap Grw ETF | -0.4% | -38.15% | Trim |
| 16 | AMZN | Amazon.com INC | -0.4% | -42.95% | Trim |
| 17 | BITB | Bitwise Bitcoin ETF | -0.7% | +22.99% | Add |
| 18 | XRPI | Xrp ETF | -1.2% | -92.61% | Trim |
| 19 | ENVX | Enovix CORP | -1.2% | +5.76% | Add |
| 20 | QQQ | Invesco Qqq Trust Series 1 | -2.2% | -9.46% | Trim |
| 21 | VB | Vanguard Small-cap ETF | -2.3% | -93.67% | Trim |
| 22 | COIN | Coinbase Global INC -class A | -2.4% | +1.08% | Add |
| 23 | VO | Vanguard Mid-cap ETF | -2.4% | -92.12% | Trim |
| 24 | TLT | Ishares 20+ Year Treasury Bd | -3.2% | -93.60% | Trim |
| 25 | VCLT | Vanguard Long-term CORP Bond | -3.3% | -94.87% | Trim |
| 26 | VTV | Vanguard Value ETF | -3.8% | -43.63% | Trim |
| 27 | SRLN | Ss Blackstone Sr Loan ETF | -5.8% | -94.83% | Trim |
| 28 | BNDX | Vanguard Total Intl Bond ETF | -9.9% | -96.65% | Trim |
| 29 | VSGX | Vanguard Esg Intl Stock ETF | -11.1% | -96.47% | Trim |
| 30 | CVX | Chevron CORP | — | NEW | New buy |
| 31 | PYLD | Pimco Multisector Bond Actv | — | NEW | New buy |
| 32 | BINC | Ishares Flex I A Etf-usd INC | — | NEW | New buy |
| 33 | BIV | Vanguard Intermediate-term B | — | EXIT | Sold out |
| 34 | MPC | Marathon Petroleum CORP | — | NEW | New buy |
| 35 | EMXC | Ishares Msci Emr Mrk Ex Chna | — | NEW | New buy |
| 36 | SCHR | Schwab Intermediate-term US | — | NEW | New buy |
| 37 | JPIB | Jpmorgan Intl Bnd ETF | — | NEW | New buy |
| 38 | PICK | Ishares Msci Global Metals & | — | NEW | New buy |
| 39 | REMX | Vaneck Rar Earth Nd Stg-usdi | — | NEW | New buy |
| 40 | AVUV | Avantis US Small Cap Value | — | NEW | New buy |
| 41 | XMMO | Invesco S&p Midcap Momentum | — | NEW | New buy |
| 42 | XRP | Bitwise Xrp ETF | — | NEW | New buy |
| 43 | VWO | Vanguard Ftse Emerging Marke | — | EXIT | Sold out |
| 44 | VOT | Vanguard Mid-cap Growth ETF | — | EXIT | Sold out |
| 45 | VBK | Vanguard Small-cap Grwth ETF | — | EXIT | Sold out |
| 46 | BND | Vanguard Total Bond Market | — | EXIT | Sold out |
| 47 | XSOE | Wisdmtree Emerg Mkt Ex-st Ow | — | EXIT | Sold out |
| 48 | CCJ | Cameco CORP | — | NEW | New buy |
| 49 | XOM | Exxon Mobil CORP | — | NEW | New buy |
| 50 | AVGO | Broadcom INC | — | EXIT | Sold out |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-04-21 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-01-15 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-10-21 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-07-17 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-04-22 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-01-22 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-10-18 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-07-18 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-04-18 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-01-22 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-10-16 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-07-17 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-04-17 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-01-17 | 13F-HR | View on EDGAR |
| 2022-09-30 | 2022-10-20 | 13F-HR | View on EDGAR |
| 2022-06-30 | 2022-07-19 | 13F-HR | View on EDGAR |
| 2022-03-31 | 2022-04-20 | 13F-HR | View on EDGAR |
| 2021-12-31 | 2022-02-02 | 13F-HR | View on EDGAR |
| 2021-09-30 | 2021-10-18 | 13F-HR | View on EDGAR |
| 2021-06-30 | 2021-07-13 | 13F-HR | View on EDGAR |
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