CIK: 0000821103
Total reported value
$197.6M
Reporting period: 2026-03-31 · Number of holdings: 106
PLANNING DIRECTIONS INC disclosed 106 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $197.6M and a quarterly turnover rate of 45.5%.
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Planning Directions INC's disclosed holdings carry a Herfindahl concentration index of 0.044 — mathematically equivalent to about 23 equally-sized positions, well below its 106 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 1.92), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 14% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim SCHD
-63.9% -$22.0M
Trim BSV
-61.6% -$10.3M
Trim SHYG
-73.3% -$4.1M
Trim IJR
-36.9% -$2.5M
Trim VCSH
-17.4% -$913.6K
Add UITB
+6.4% $745.2K
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | IVE | Ishares S&p 500 Value ETF | ETF-Large Cap & Growth | 11.32% | +11.32% | NEW | |
| 2 | SCHD | Schwab US Dvd Equity ETF | ETF-Other | 7.53% | -11.06% | -63.93% | |
| 3 | VIG | Vanguard Dividend Apprec ETF | ETF-Other | 7.51% | -0.03% | +1.39% | |
| 4 | UITB | Victoryshares Core Intermedi | ETF-Other | 7.11% | +0.41% | +6.36% | |
| 5 | AAPL | Apple INC | Stock-Tech | 5.50% | -0.34% | +0.54% | |
| 6 | JPIE | Jpmorgan Income ETF | ETF-Other | 5.36% | +5.36% | NEW | |
| 7 | MGV | Vanguard Mega Cap Value ETF | ETF-Other | 3.26% | +0.19% | +2.75% | |
| 8 | BSV | Vanguard Short-term Bond ETF | ETF-Other | 3.24% | -5.20% | -61.55% | |
| 9 | FLDR | Fidelity Low Durat Fact ETF | ETF-Other | 3.04% | +0.17% | +5.60% | |
| 10 | VT | Vanguard Tot World Stk ETF | ETF-Other | 2.70% | -0.14% | -3.48% | |
| 11 | VOT | Vanguard Mid-cap Growth ETF | ETF-Other | 2.69% | -0.14% | +2.76% | |
| 12 | IJR | Ishares Core S&p Small-cap E | ETF-Small Cap | 2.37% | -1.24% | -36.89% | |
| 13 | ISTB | Ishares Core 1-5 Year Usd Bo | ETF-Other | 2.35% | +2.35% | NEW | |
| 14 | VUG | Vanguard Growth ETF | ETF-Other | 2.26% | -0.36% | -3.95% | |
| 15 | VCSH | Vanguard S/t CORP Bond ETF | ETF-Corp Bonds | 2.12% | -0.45% | -17.42% | |
| 16 | JEPI | Jpmorgan Equity Premium Inco | ETF-Other | 1.78% | +0.16% | +10.29% | |
| 17 | NVDA | Nvidia CORP | Stock-Tech | 1.40% | -0.05% | +2.34% | |
| 18 | JEPQ | JPM Nasdaq Equity Premium | ETF-Tech | 1.38% | — | +8.19% | |
| 19 | SDY | Ss Spdr S&p Dividend ETF | ETF-Other | 1.32% | +0.06% | -0.66% | |
| 20 | IUSG | Ishares Core S&p U.s. Growth | ETF-Other | 1.17% | -0.10% | -0.88% | |
| 21 | NEAR | Ishares Sh Dba ETF Usd INC | ETF-Other | 1.07% | +0.24% | +29.44% | |
| 22 | VTV | Vanguard Value ETF | ETF-Other | 1.00% | +0.12% | +10.17% | |
| 23 | VO | Vanguard Mid-cap ETF | ETF-Other | 0.92% | -0.12% | -11.03% | |
| 24 | JIRE | Jpmorgan Int Res Enh Eqty | ETF-Other | 0.75% | +0.09% | +12.67% | |
| 25 | SHYG | Ishares 0-5 Yr Hy CORP Bond | ETF-Corp Bonds | 0.74% | -2.05% | -73.34% | |
| 26 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.71% | — | -1.31% | |
| 27 | ACWV | Ishares Msci Global Min Vol | ETF-Other | 0.69% | — | — | |
| 28 | AMZN | Amazon.com INC | Stock-Consumer Disc | 0.69% | -0.08% | -0.93% | |
| 29 | VBR | Vanguard Small-cap Value ETF | ETF-Other | 0.67% | — | -6.56% | |
| 30 | XLP | Ss Consumer Staples Sel Sect | ETF-Other | 0.65% | — | +0.04% | |
| 31 | MSFT | Microsoft CORP | Stock-Tech | 0.65% | -0.05% | +19.62% | |
| 32 | VOE | Vanguard Mid-cap Value ETF | ETF-Other | 0.65% | — | -2.82% | |
| 33 | AMAT | Applied Materials INC | Stock-Tech | 0.56% | +0.14% | +0.09% | |
| 34 | JMUB | Jpmorgan Municipal ETF | ETF-Other | 0.51% | — | +0.89% | |
| 35 | IYJ | Ishares U.s. Industrials ETF | ETF-Other | 0.51% | — | -2.44% | |
| 36 | VHT | Vanguard Health Care ETF | ETF-Other | 0.41% | — | -2.51% | |
| 37 | XAR | Ss Spdr S&p Aerospace Def | ETF-Other | 0.41% | — | +0.79% | |
| 38 | VB | Vanguard Small-cap ETF | ETF-Other | 0.38% | — | -3.59% | |
| 39 | WMT | Walmart INC | Stock-Consumer Staples | 0.37% | +0.06% | +5.55% | |
| 40 | VCIT | Vanguard Int-term Corporate | ETF-Corp Bonds | 0.37% | +0.10% | +37.23% | |
| 41 | ITA | Ishares U.s. Aerospace & Def | ETF-Other | 0.36% | +0.17% | +86.19% | |
| 42 | XOM | Exxon Mobil CORP | Stock-Energy | 0.36% | +0.10% | -0.19% | |
| 43 | CEG | Constellation Energy | Stock-Utilities | 0.36% | — | +12.05% | |
| 44 | COHR | Coherent CORP | Stock-Tech | 0.35% | +0.09% | +3.57% | |
| 45 | RSPS | Invesco S&p 500 Equal Weight | ETF-Large Cap & Growth | 0.32% | — | -6.46% | |
| 46 | VTEB | Vanguard Tax-exempt Bond ETF | ETF-Other | 0.32% | -0.15% | -31.86% | |
| 47 | COIN | Coinbase Global INC -class A | Stock-Financials | 0.31% | -0.08% | +2.92% | |
| 48 | XLU | St Sr Utl Sl Se Spdr Etf-usd | ETF-Other | 0.30% | — | +3.61% | |
| 49 | IWD | Ishares Russell 1000 Value E | ETF-Other | 0.30% | +0.30% | NEW | |
| 50 | IYH | Ishares U.s. Healthcare ETF | ETF-Other | 0.27% | -0.06% | -12.12% |
Performance for Q3 2026
+3.6%
Performance Last 4 Quarters
+18.8%
Based on 86% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 106 | $197.6M | 46 | |
| 2025-12-31 | 101 | $198.4M | 8 | |
| 2025-09-30 | 93 | $191.6M | 43 | |
| 2025-06-30 | 85 | $177.7M | 0 | |
| 2025-03-31 | 117 | $233.9M | 100 | |
| 2024-12-31 | 77 | $172.3M | 0 | |
| 2024-09-30 | 81 | $167.9M | 0 | |
| 2024-06-30 | 71 | $146.8M | 0 | |
| 2024-03-31 | 76 | $143.9M | 0 | |
| 2023-12-31 | 69 | $140.2M | 0 | |
| 2023-09-30 | 65 | $130.6M | 0 | |
| 2023-06-30 | 66 | $137.4M | 0 | |
| 2023-03-31 | 70 | $134.5M | 0 | |
| 2022-12-31 | 73 | $131.0M | 0 | |
| 2022-09-30 | 66 | $123.8M | 0 | |
| 2022-06-30 | 70 | $130.5M | 0 | |
| 2022-03-31 | 75 | $142.4M | 0 | |
| 2021-12-31 | 78 | $150.2M | 0 | |
| 2021-09-30 | 72 | $137.4M | 0 | |
| 2021-06-30 | 69 | $136.9M | 96 | |
| 2021-03-31 | 63 | $127.1M | 6 | |
| 2020-12-31 | 60 | $123.4M | 10 | |
| 2020-09-30 | 57 | $113.5M | 10 | |
| 2020-06-30 | 56 | $107.2M | 100 | |
| 2020-03-31 | 63 | $71.3M | 100 | |
| 2019-12-31 | 55 | $108.1M | 6 | |
| 2019-09-30 | 52 | $104.2M | 16 | |
| 2019-06-30 | 57 | $98.5M | 18 | |
| 2019-03-31 | 53 | $84.1M | 21 | |
| 2018-12-31 | 48 | $80.9M | 29 | |
| 2018-09-30 | 58 | $107.6M | 9 | |
| 2018-06-30 | 53 | $103.5M | 12 | |
| 2018-03-31 | 52 | $102.1M | 0 |
Planning Directions INC's most significant position changes for 2026-03-31: New buy: Ishares S&p 500 Value ETF (IVE); New buy: Jpmorgan Income ETF (JPIE); New buy: Ishares Core 1-5 Year Usd Bo (ISTB); New buy: Ishares Russell 1000 Value E (IWD); New buy: Invesco Aerospace & Defense (PPA).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | UITB | Victoryshares Core Intermedi | +0.4% | +6.36% | Add |
| 2 | NEAR | Ishares Sh Dba ETF Usd INC | +0.2% | +29.44% | Add |
| 3 | MGV | Vanguard Mega Cap Value ETF | +0.2% | +2.75% | Add |
| 4 | ITA | Ishares U.s. Aerospace & Def | +0.2% | +86.19% | Add |
| 5 | FLDR | Fidelity Low Durat Fact ETF | +0.2% | +5.60% | Add |
| 6 | JEPI | Jpmorgan Equity Premium Inco | +0.2% | +10.29% | Add |
| 7 | AMAT | Applied Materials INC | +0.1% | +0.09% | Add |
| 8 | VTV | Vanguard Value ETF | +0.1% | +10.17% | Add |
| 9 | XOM | Exxon Mobil CORP | +0.1% | -0.19% | Trim |
| 10 | VCIT | Vanguard Int-term Corporate | +0.1% | +37.23% | Add |
| 11 | JIRE | Jpmorgan Int Res Enh Eqty | +0.1% | +12.67% | Add |
| 12 | COHR | Coherent CORP | +0.1% | +3.57% | Add |
| 13 | VIGI | Vanguard Int Div App Indx Fd | +0.1% | +68.83% | Add |
| 14 | WMT | Walmart INC | +0.1% | +5.55% | Add |
| 15 | SDY | Ss Spdr S&p Dividend ETF | +0.1% | -0.66% | Trim |
| 16 | VWO | Vanguard Ftse Emerging Marke | +0.1% | +40.00% | Add |
| 17 | DELL | Dell Technologies -c | +0.1% | +0.41% | Add |
| 18 | VIG | Vanguard Dividend Apprec ETF | 0% | +1.39% | Add |
| 19 | NVDA | Nvidia CORP | -0.1% | +2.34% | Add |
| 20 | MSFT | Microsoft CORP | -0.1% | +19.62% | Add |
| 21 | CRMD | Cormedix INC | -0.1% | — | Unchanged |
| 22 | IYH | Ishares U.s. Healthcare ETF | -0.1% | -12.12% | Trim |
| 23 | AMZN | Amazon.com INC | -0.1% | -0.93% | Trim |
| 24 | COIN | Coinbase Global INC -class A | -0.1% | +2.92% | Add |
| 25 | IYW | Ishares Ustechnology ETF | -0.1% | -29.91% | Trim |
| 26 | IUSG | Ishares Core S&p U.s. Growth | -0.1% | -0.88% | Trim |
| 27 | VO | Vanguard Mid-cap ETF | -0.1% | -11.03% | Trim |
| 28 | VT | Vanguard Tot World Stk ETF | -0.1% | -3.48% | Trim |
| 29 | VOT | Vanguard Mid-cap Growth ETF | -0.1% | +2.76% | Add |
| 30 | VTEB | Vanguard Tax-exempt Bond ETF | -0.2% | -31.86% | Trim |
| 31 | AAPL | Apple INC | -0.3% | +0.54% | Add |
| 32 | VUG | Vanguard Growth ETF | -0.4% | -3.95% | Trim |
| 33 | VCSH | Vanguard S/t CORP Bond ETF | -0.5% | -17.42% | Trim |
| 34 | IJR | Ishares Core S&p Small-cap E | -1.2% | -36.89% | Trim |
| 35 | SHYG | Ishares 0-5 Yr Hy CORP Bond | -2.1% | -73.34% | Trim |
| 36 | BSV | Vanguard Short-term Bond ETF | -5.2% | -61.55% | Trim |
| 37 | SCHD | Schwab US Dvd Equity ETF | -11.1% | -63.93% | Trim |
| 38 | IVE | Ishares S&p 500 Value ETF | — | NEW | New buy |
| 39 | JPIE | Jpmorgan Income ETF | — | NEW | New buy |
| 40 | ISTB | Ishares Core 1-5 Year Usd Bo | — | NEW | New buy |
| 41 | IWD | Ishares Russell 1000 Value E | — | NEW | New buy |
| 42 | PPA | Invesco Aerospace & Defense | — | NEW | New buy |
| 43 | IVV | Ishares Core S&p 500 ETF | — | EXIT | Sold out |
| 44 | META | Meta Platforms Inc-class A | — | EXIT | Sold out |
| 45 | IJH | Ishares Core S&p Midcap ETF | — | NEW | New buy |
| 46 | EXC | Exelon CORP | — | NEW | New buy |
| 47 | BX | Blackstone INC | — | EXIT | Sold out |
| 48 | GOOG | Alphabet Inc-cl C | — | EXIT | Sold out |
| 49 | JNJ | Johnson & Johnson | — | NEW | New buy |
| 50 | LOAR | Loar Holdings INC | — | NEW | New buy |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-04-15 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-01-21 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-11-13 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-08-01 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-04-30 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-02-06 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-11-07 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-08-09 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-05-09 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-01-31 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-10-27 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-07-19 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-05-11 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-02-08 | 13F-HR | View on EDGAR |
| 2022-09-30 | 2022-11-08 | 13F-HR | View on EDGAR |
| 2022-06-30 | 2022-08-03 | 13F-HR | View on EDGAR |
| 2022-03-31 | 2022-05-19 | 13F-HR | View on EDGAR |
| 2021-12-31 | 2022-01-27 | 13F-HR | View on EDGAR |
| 2021-09-30 | 2021-11-09 | 13F-HR | View on EDGAR |
| 2021-06-30 | 2021-07-28 | 13F-HR | View on EDGAR |
| 2021-03-31 | 2021-04-28 | 13F-HR | View on EDGAR |
| 2020-12-31 | 2021-01-26 | 13F-HR | View on EDGAR |
| 2020-09-30 | 2020-11-02 | 13F-HR | View on EDGAR |
| 2020-06-30 | 2020-07-21 | 13F-HR | View on EDGAR |
| 2020-03-31 | 2020-05-05 | 13F-HR | View on EDGAR |
| 2019-12-31 | 2020-01-14 | 13F-HR | View on EDGAR |
| 2019-09-30 | 2019-10-25 | 13F-HR | View on EDGAR |
| 2019-06-30 | 2019-07-15 | 13F-HR | View on EDGAR |
| 2019-03-31 | 2019-04-03 | 13F-HR | View on EDGAR |
| 2018-12-31 | 2019-01-16 | 13F-HR | View on EDGAR |
| 2018-09-30 | 2018-10-05 | 13F-HR | View on EDGAR |
| 2018-06-30 | 2018-09-05 | 13F-HR | View on EDGAR |
| 2018-03-31 | 2018-05-10 | 13F-HR | View on EDGAR |
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