PF
Penney Financial, LLC 13F Portfolio & Top Holdings (Q2 2026)
Penney Financial, LLCCIK: 0002049857
ContrarianHigh-turnover traderSector-focused
Total reported value
$286.1M
Reporting period: 2026-06-30 · Number of holdings: 53
PENNEY FINANCIAL, LLC disclosed 53 holdings in its latest 13F filing for the period ending 2026-06-30, with total reported value of $286.1M and a quarterly turnover rate of 74.6%.
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Personality snowflake
- Concentration
- 45.59
- Portfolio Stability
- 74.63
- Momentum
- 0
- Sector conviction
- 80.09
- Diversification
- 100
- Sizing Uniformity
- 77.33
Penney Financial, LLC's disclosed holdings carry a Herfindahl concentration index of 0.114 — mathematically equivalent to about 9 equally-sized positions, well below its 53 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 2.27), with a handful of outsized bets alongside many smaller positions.
Recent activity leans toward initiating meaningfully larger new positions than it adds to existing ones (a 3.0 percentage-point tilt) — a pattern consistent with a more contrarian, new-idea-driven approach.
Sector classification currently covers about 3% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Source and citation information
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Recent moves
View source Form 13F filing on SEC.govNew buy DFUS
Trim GSLC
-98.8% -$59.0M
Add VCRB
+182.7% $13.0M
New buy VCRM
Trim EVTR
-93.5% -$6.6M
Trim VB
-95.9% -$6.1M
Holdings Map
New buyAddUnchangedTrim
Top 10 holdings by weight
Full holdings list this quarter
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | DFUS | Dimensional US Eq Mkt ETF | ETF-Other | 25.59% | +25.59% | NEW | |
| 2 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 15.79% | -0.02% | -4.95% | |
| 3 | VEA | Vanguard Ftse Developed ETF | ETF-Other | 8.53% | +0.08% | -0.37% | |
| 4 | VCRB | Vanguard Core Bond ETF | ETF-Other | 7.02% | +4.29% | +182.73% | |
| 5 | SGOV | Ishares 0-3 Month Treasury B | ETF-Gov Bonds | 5.46% | -1.20% | -10.12% | |
| 6 | IEFA | Ishares Core Msci Eafe ETF | ETF-Other | 4.48% | -0.38% | -5.35% | |
| 7 | JPIE | Jpmorgan Income ETF | ETF-Other | 3.41% | -0.28% | +1.61% | |
| 8 | VYM | Vanguard High Dvd Yield ETF | ETF-Other | 3.33% | -0.12% | -0.63% | |
| 9 | SCHD | Schwab US Dvd Equity ETF | ETF-Other | 3.25% | -0.38% | -4.74% | |
| 10 | VCRM | Vanguard Core Tax-ex Bond | ETF-Other | 3.03% | +3.03% | NEW | |
| 11 | CGMU | Cap Group Municipal Income | ETF-Other | 2.03% | +0.10% | +14.25% | |
| 12 | JEPI | Jpmorgan Equity Premium Inco | ETF-Other | 1.98% | -0.19% | +0.64% | |
| 13 | JPST | Jpmorgan Ultra-short Income | ETF-Other | 1.49% | +1.33% | +953.04% | |
| 14 | DFSD | Dimensional Short Duration | ETF-Other | 1.38% | +1.38% | NEW | |
| 15 | VXUS | Vanguard Total Intl Stock | ETF-Other | 1.27% | +0.05% | +2.75% | |
| 16 | HELO | Jpmorgan Hedged Equity ETF | ETF-Other | 1.25% | -0.42% | -22.25% | |
| 17 | FLMI | Franklin Dynamic Municipal B | ETF-Other | 1.10% | -1.69% | -57.48% | |
| 18 | SCHB | Schwab US Broad Market ETF | ETF-Other | 1.04% | -0.04% | -8.55% | |
| 19 | AAPL | Apple Inc | Stock-Tech | 0.90% | +0.03% | +0.03% | |
| 20 | VTEB | Vanguard Tax-exempt Bond ETF | ETF-Other | 0.85% | -0.64% | -38.52% | |
| 21 | DFNM | Dimensional National Muni Bd | ETF-Other | 0.60% | -1.18% | -63.47% | |
| 22 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.53% | +0.03% | +2.27% | |
| 23 | SUB | Ishares Short-term National | ETF-Other | 0.47% | -0.53% | -48.43% | |
| 24 | GPIX | Gldm SA S&p 500 Pr In Etf-us | ETF-Large Cap & Growth | 0.38% | +0.38% | NEW | |
| 25 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 0.36% | +0.02% | — | |
| 26 | LNG | Cheniere Energy Inc | Stock-Energy | 0.35% | +0.05% | +54.90% | |
| 27 | IWB | Ishares Russell 1000 ETF | ETF-Other | 0.34% | +0.01% | — | |
| 28 | ITOT | Ishares Core S&p Total U.s. | ETF-Other | 0.30% | +0.01% | — | |
| 29 | GSLC | Goldman Activebeta US Lc ETF | ETF-Commodities | 0.29% | -22.64% | -98.79% | |
| 30 | JQUA | Jpmorgan US Quality Factor | ETF-Other | 0.29% | +0.02% | — | |
| 31 | AMZN | Amazon.com Inc | Stock-Consumer Disc | 0.28% | +0.01% | — | |
| 32 | CVX | Chevron CORP | Stock-Energy | 0.25% | -0.10% | — | |
| 33 | MSFT | Microsoft CORP | Stock-Tech | 0.24% | -0.02% | — | |
| 34 | FLY | Firefly Aerospace Inc | Stock-Other | 0.23% | -0.02% | — | |
| 35 | IWM | Ishares Russell 2000 ETF | ETF-Small Cap | 0.23% | +0.02% | — | |
| 36 | EVTR | Eaton Vance Total Return | ETF-Other | 0.16% | -2.55% | -93.55% | |
| 37 | GVA | Granite Construction Inc | Stock-Industrials | 0.11% | -0.01% | -24.44% | |
| 38 | VUG | Vanguard Growth ETF | ETF-Other | 0.11% | +0.01% | +500.00% | |
| 39 | VB | Vanguard Small-cap ETF | ETF-Other | 0.11% | -2.34% | -95.88% | |
| 40 | BSV | Vanguard Short-term Bond ETF | ETF-Other | 0.10% | -0.02% | -0.80% | |
| 41 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 0.10% | +0.01% | — | |
| 42 | SCHX | Schwab US Large-cap ETF | ETF-Other | 0.10% | — | — | |
| 43 | IJH | Ishares Core S&p Midcap ETF | ETF-Other | 0.10% | +0.01% | — | |
| 44 | CWI | State Street Spdr Msci Acwi | ETF-Other | 0.09% | — | — | |
| 45 | VTV | Vanguard Value ETF | ETF-Other | 0.09% | — | — | |
| 46 | XOM | Exxon Mobil CORP | Stock-Energy | 0.08% | -0.03% | — | |
| 47 | META | Meta Platforms Inc-class A | Stock-Comm Services | 0.08% | -0.01% | — | |
| 48 | BTI | British American Tob-sp Adr | Stock-Consumer Staples | 0.08% | — | — | |
| 49 | V | Visa Inc-class A Shares | Stock-Financials | 0.08% | +0.08% | NEW | |
| 50 | CAT | Caterpillar Inc | Stock-Industrials | 0.08% | +0.08% | NEW |
1–50 of 53
Portfolio Performance
Performance for Q3 2026
+2%
Performance Last 4 Quarters
+16%
- Stdev
- +9.6%
- Beta
- +0.75
- Alpha
- +1.4%
- Max Drawdown
- -6%
- Annualized Perf
- +15.8%
- Batting Avg vs S&P
- +46.7%
- Sortino
- +2.98
- Stutzer
- +0.45
- Treynor
- +0.2
- Sterling
- +1.05
- Calmar
- +2.63
- Information Ratio
- -0.76
- Tracking Error
- +4.3%
- Stdev Down
- +5.1%
- Winning Months %
- +73.3%
- Losing Months %
- +26.7%
- Best 12 Months
- +25.6%
- Worst 12 Months
- +6.7%
- Efficiency Ratio
- +0.58
- Sharpe
- +1.59
- Stdev Sectors
- +13.3%
- Skewness
- -0.46
- Kurtosis
- -0.3
- Upside Potential
- +4.47
Reported value over time
Sector allocation
Sector allocation over time
Quarterly history
Holding changes this quarter
Penney Financial, LLC's most significant position changes for 2026-06-30: New buy: Dimensional US Eq Mkt ETF (DFUS); New buy: Vanguard Core Tax-ex Bond (VCRM); New buy: Dimensional Short Duration (DFSD); New buy: Gldm SA S&p 500 Pr In Etf-us (GPIX); Sold out: Fedex CORP (FDX).
1–50 of 55
Filing History
FAQ
What is Penney Financial, LLC and what type of investor is it?
Penney Financial, LLC is an investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-06-30), the firm manages a tracked equity portfolio valued at approximately $286.1M, spread across 53 disclosed positions.
What are Penney Financial, LLC's largest equity positions?
Based on the latest 13F filing, Penney Financial, LLC's top holdings by market value are:
1. Dimensional US Eq Mkt ETF (DFUS) — $73.2M (25.6%)
2. Vanguard Total Stock Mkt ETF (VTI) — $45.2M (15.8%)
3. Vanguard Ftse Developed ETF (VEA) — $24.4M (8.5%)
4. Vanguard Core Bond ETF (VCRB) — $20.1M (7.0%)
5. Ishares 0-3 Month Treasury B (SGOV) — $15.6M (5.5%)
What changes did Penney Financial, LLC make in its most recent portfolio filing?
In the latest reported quarter, Penney Financial, LLC made 37 notable position adjustments: 7 new positions were initiated, 10 existing holdings were added to, 18 positions were partially reduced, and 2 were completely exited. The largest of these moves: New buy: Dimensional US Eq Mkt ETF (DFUS); New buy: Vanguard Core Tax-ex Bond (VCRM); New buy: Dimensional Short Duration (DFSD); New buy: Gldm SA S&p 500 Pr In Etf-us (GPIX); Sold out: Fedex CORP (FDX)
What sectors does Penney Financial, LLC focus on?
Penney Financial, LLC is concentrated in the following sectors based on its current disclosed equity portfolio:
• Information Technology: 41.2%
• Energy: 27.4%
• Consumer Discretionary: 10.0%
• Industrials: 6.7%
• Communication Services: 6.6%
• Financials: 5.4%
* This report is exclusively curated by the AlphaSMO team. AlphaSMO is the web's most authoritative 13F / Inside Trader database, delivering precise insider trading and institutional holdings insights.
Investment Profile
Penney Financial, LLC returned an annualized 15.8% over the trailing 30 months — outperforming the S&P 500 by 1.4 points — based on a reconstructed track record of its disclosed 13F positions, with a beta of 0.75 (less volatile than the market) and a 47% quarterly batting average against the index.
Its portfolio is moderately concentrated and fast-trading, with 41.2% of the portfolio concentrated in Information Technology.
Its turnover score has risen from 0 to 75 over the past 4 quarters — a shift toward more active trading.
It has added to its VCRB position over the past two quarters (+$13.2M, now $20.1M), while trimming GSLC over the same stretch (-$61.7M, still holding $820.0K).
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Developer Access
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