CIK: 0000898413
Total reported value
$1.5B
Reporting period: 2026-03-31 · Number of holdings: 1673
NBT BANK N A /NY disclosed 1673 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $1.5B and a quarterly turnover rate of 13.0%.
Browse other institutions with $1B to $10B AUMBrowse other institutions starting with "N"
Nbt Bank N A /ny's disclosed holdings carry a Herfindahl concentration index of 0.013 — mathematically equivalent to about 76 equally-sized positions, well below its 1673 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 3.64), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 53% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim MSFT
-0.6% -$23.6M
Add GUNR
+1.4% $9.2M
Add XOM
+4.7% $8.3M
Trim TLT
-43.7% -$5.1M
Add CAT
+29.5% $4.7M
Trim GOOG
-2.3% -$5.5M
Showing top 200 holdings (of 1673 total)
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | MSFT | Microsoft CORP | Stock-Tech | 4.91% | -1.46% | -0.57% | |
| 2 | AAPL | Apple INC | Stock-Tech | 4.50% | -0.31% | +2.44% | |
| 3 | GUNR | Flexshares Global Upstream N | ETF-Other | 3.35% | +0.64% | +1.37% | |
| 4 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 2.76% | -0.29% | -1.80% | |
| 5 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 2.72% | -0.32% | -2.33% | |
| 6 | JPM | Jpmorgan Chase & Co | Stock-Financials | 2.41% | -0.25% | -0.99% | |
| 7 | EFG | Ishares Msci Eafe Growth ETF | ETF-Other | 2.13% | — | +3.60% | |
| 8 | XOM | Exxon Mobil CORP | Stock-Energy | 1.87% | +0.57% | +4.69% | |
| 9 | CAT | Caterpillar INC | Stock-Industrials | 1.86% | +0.33% | +29.48% | |
| 10 | JNJ | Johnson & Johnson | Stock-Healthcare | 1.73% | +0.27% | +0.60% | |
| 11 | TT | Trane Technologies plc | Stock-Industrials | 1.54% | +0.10% | -1.29% | |
| 12 | LOW | Lowe's Cos INC | Stock-Consumer Disc | 1.41% | — | -1.02% | |
| 13 | AMZN | Amazon.com INC | Stock-Consumer Disc | 1.34% | -0.09% | +3.76% | |
| 14 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 1.30% | -0.04% | +503.79% | |
| 15 | IUSG | Ishares Core S&p U.s. Growth | ETF-Other | 1.27% | -0.10% | +74065.48% | |
| 16 | MCD | Mcdonald's CORP | Stock-Consumer Disc | 1.26% | — | -2.07% | |
| 17 | VTV | Vanguard Value ETF | ETF-Other | 1.25% | — | +4454.60% | |
| 18 | BRK-B | Berkshire Hathaway Inc-cl B | Stock-Other | 1.16% | -0.05% | +5.03% | |
| 19 | PG | Procter & Gamble Co/the | Stock-Consumer Staples | 1.15% | — | +0.31% | |
| 20 | DE | Deere & Co | Stock-Industrials | 1.12% | +0.20% | -2.72% | |
| 21 | CVX | Chevron CORP | Stock-Energy | 1.11% | +0.30% | +0.08% | |
| 22 | RTX | Rtx CORP | Stock-Industrials | 1.06% | — | +1.46% | |
| 23 | WMT | Walmart INC | Stock-Consumer Staples | 1.04% | +0.11% | +9.97% | |
| 24 | COST | Costco Wholesale CORP | Stock-Consumer Staples | 0.92% | +0.11% | -6.63% | |
| 25 | STIP | Ishares 0-5 Year Tips Bond E | ETF-Other | 0.88% | — | +2.92% | |
| 26 | IBM | Intl Business Machines CORP | Stock-Tech | 0.86% | -0.14% | +16.89% | |
| 27 | IGSB | Ishares 1-5y Inv Grade CORP | ETF-Other | 0.84% | — | -0.69% | |
| 28 | NVDA | Nvidia CORP | Stock-Tech | 0.82% | -0.04% | +1.79% | |
| 29 | EDV | Vanguard Extended Dur Treas | ETF-Other | 0.82% | +0.82% | NEW | |
| 30 | SDY | Ss Spdr S&p Dividend ETF | ETF-Other | 0.78% | — | -0.46% | |
| 31 | CSCO | Cisco Systems INC | Stock-Tech | 0.78% | — | +0.31% | |
| 32 | ABBV | Abbvie INC | Stock-Healthcare | 0.73% | -0.04% | -1.21% | |
| 33 | NBTB | N B T Bancorp INC | Stock-Other | 0.73% | — | +5.29% | |
| 34 | PEP | Pepsico INC | Stock-Consumer Staples | 0.72% | — | -2.25% | |
| 35 | MRK | Merck & Co. INC. | Stock-Healthcare | 0.71% | +0.09% | -1.31% | |
| 36 | TJX | Tjx Companies INC | Stock-Consumer Disc | 0.70% | — | -0.11% | |
| 37 | AGG | Ishares Core U.s. Aggregate | ETF-Other | 0.68% | +0.13% | +919.70% | |
| 38 | ABT | Abbott Laboratories | Stock-Healthcare | 0.66% | -0.16% | -2.90% | |
| 39 | MDY | State Street Spdr S&p Midcap | ETF-Other | 0.61% | — | -3.31% | |
| 40 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.61% | — | -8.98% | |
| 41 | VCSH | Vanguard S/t CORP Bond ETF | ETF-Corp Bonds | 0.59% | — | +3240.37% | |
| 42 | UNP | Union Pacific CORP | Stock-Industrials | 0.58% | — | -1.10% | |
| 43 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 0.57% | — | +0.34% | |
| 44 | IEFA | Ishares Core Msci Eafe ETF | ETF-Other | 0.56% | +0.06% | +9.14% | |
| 45 | IWM | Ishares Russell 2000 ETF | ETF-Small Cap | 0.56% | — | +0.15% | |
| 46 | SCHD | Schwab US Dvd Equity ETF | ETF-Other | 0.55% | +0.06% | +0.10% | |
| 47 | GS | Goldman Sachs Group INC | Stock-Financials | 0.55% | -0.05% | -13.25% | |
| 48 | LLY | Eli Lilly & Co | Stock-Healthcare | 0.52% | -0.10% | -19.68% | |
| 49 | GWW | Ww Grainger INC | Stock-Industrials | 0.52% | — | -2.49% | |
| 50 | NEE | Nextera Energy INC | Stock-Utilities | 0.51% | +0.07% | -0.56% |
Performance for Q3 2026
+1.5%
Performance Last 4 Quarters
+22%
Based on 72% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 1673 | $1.5B | 13 | |
| 2025-12-31 | 1374 | $1.5B | 8 | |
| 2025-09-30 | 1359 | $1.5B | 18 | |
| 2025-06-30 | 1359 | $1.5B | 0 | |
| 2025-03-31 | 1369 | $1.4B | 100 | |
| 2024-12-31 | 1328 | $1.4B | 0 | |
| 2024-09-30 | 1414 | $1.5B | 0 | |
| 2024-06-30 | 1051 | $1.4B | 0 | |
| 2024-03-31 | 1064 | $1.4B | 0 | |
| 2023-12-31 | 1041 | $1.3B | 0 | |
| 2023-09-30 | 573 | $1.0B | 0 | |
| 2023-06-30 | 464 | $700.3M | 0 | |
| 2023-03-31 | 456 | $684.2M | 0 | |
| 2022-12-31 | 452 | $686.2M | 0 | |
| 2022-09-30 | 422 | $612.2M | 0 | |
| 2022-06-30 | 426 | $654.5M | 0 | |
| 2022-03-31 | 437 | $747.9M | 0 | |
| 2021-12-31 | 450 | $778.1M | 0 | |
| 2021-09-30 | 440 | $720.1M | 0 | |
| 2021-06-30 | 444 | $727.4M | 98 | |
| 2021-03-31 | 440 | $695.6M | 10 | |
| 2020-12-31 | 427 | $657.5M | 14 | |
| 2020-09-30 | 411 | $600.9M | 14 | |
| 2020-06-30 | 398 | $561.0M | 18 | |
| 2020-03-31 | 384 | $489.3M | 27 | |
| 2019-12-31 | 411 | $635.4M | 12 | |
| 2019-09-30 | 360 | $571.2M | 13 | |
| 2019-06-30 | 359 | $558.9M | 11 | |
| 2019-03-31 | 350 | $549.3M | 35 | |
| 2018-12-31 | 352 | $618.8M | 30 | |
| 2018-09-30 | 355 | $618.2M | 17 | |
| 2018-06-30 | 345 | $558.8M | 13 | |
| 2018-03-31 | 368 | $611.1M | 10 | |
| 2017-12-31 | 371 | $634.7M | 9 | |
| 2017-09-30 | 379 | $625.7M | 9 | |
| 2017-06-30 | 377 | $614.1M | 9 | |
| 2017-03-31 | 384 | $602.5M | 10 | |
| 2016-12-31 | 379 | $581.6M | 8 | |
| 2016-09-30 | 383 | $574.6M | 8 | |
| 2016-06-30 | 372 | $572.6M | 7 | |
| 2016-03-31 | 376 | $568.9M | 8 | |
| 2015-12-31 | 362 | $559.1M | 10 | |
| 2015-09-30 | 367 | $535.7M | 19 | |
| 2015-06-30 | 369 | $612.3M | 6 | |
| 2015-03-31 | 380 | $626.9M | 8 | |
| 2014-12-31 | 383 | $638.4M | 8 | |
| 2014-09-30 | 378 | $623.4M | 8 | |
| 2014-06-30 | 388 | $659.2M | 9 | |
| 2014-03-31 | 392 | $688.8M | 6 | |
| 2013-12-31 | 398 | $698.4M | 9 | |
| 2013-09-30 | 396 | $671.1M | 8 | |
| 2013-06-30 | 395 | $665.9M | 0 |
Nbt Bank N A /ny's most significant position changes for 2026-03-31: New buy: Vanguard Extended Dur Treas (EDV); New buy: Vanguard Long-term CORP Bond (VCLT); New buy: Stubhub Holdings Inc-class A (STUB); Trim: Microsoft CORP (MSFT) — shares -0.57%; Add: Flexshares Global Upstream N (GUNR) — shares +1.37%.
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | GUNR | Flexshares Global Upstream N | +0.6% | +1.37% | Add |
| 2 | XOM | Exxon Mobil CORP | +0.6% | +4.69% | Add |
| 3 | CAT | Caterpillar INC | +0.3% | +29.48% | Add |
| 4 | CVX | Chevron CORP | +0.3% | +0.08% | Add |
| 5 | JNJ | Johnson & Johnson | +0.3% | +0.60% | Add |
| 6 | DE | Deere & Co | +0.2% | -2.72% | Trim |
| 7 | AGG | Ishares Core U.s. Aggregate | +0.1% | +919.70% | Add |
| 8 | COST | Costco Wholesale CORP | +0.1% | -6.63% | Trim |
| 9 | WMT | Walmart INC | +0.1% | +9.97% | Add |
| 10 | TT | Trane Technologies plc | +0.1% | -1.29% | Trim |
| 11 | MRK | Merck & Co. INC. | +0.1% | -1.31% | Trim |
| 12 | LMT | Lockheed Martin CORP | +0.1% | -7.60% | Trim |
| 13 | NEE | Nextera Energy INC | +0.1% | -0.56% | Trim |
| 14 | SCHD | Schwab US Dvd Equity ETF | +0.1% | +0.10% | Add |
| 15 | EEM | Ishares Msci Emerging Market | +0.1% | +13.41% | Add |
| 16 | IEFA | Ishares Core Msci Eafe ETF | +0.1% | +9.14% | Add |
| 17 | HON | Honeywell International INC | +0.1% | -2.15% | Trim |
| 18 | VTI | Vanguard Total Stock Mkt ETF | 0% | +503.79% | Add |
| 19 | NVDA | Nvidia CORP | 0% | +1.79% | Add |
| 20 | ABBV | Abbvie INC | 0% | -1.21% | Trim |
| 21 | BRK-B | Berkshire Hathaway Inc-cl B | -0.1% | +5.03% | Add |
| 22 | GS | Goldman Sachs Group INC | -0.1% | -13.25% | Trim |
| 23 | CRM | Salesforce INC | -0.1% | +10.22% | Add |
| 24 | PANW | Palo Alto Networks INC | -0.1% | -5.03% | Trim |
| 25 | UNH | Unitedhealth Group INC | -0.1% | -3.82% | Trim |
| 26 | MRSH | Marsh & Mclennan Cos | -0.1% | -27.11% | Trim |
| 27 | TMO | Thermo Fisher Scientific INC | -0.1% | -13.32% | Trim |
| 28 | V | Visa Inc-class A Shares | -0.1% | -6.28% | Trim |
| 29 | DIS | Walt Disney Co/the | -0.1% | -6.43% | Trim |
| 30 | AXP | American Express Co | -0.1% | -3.98% | Trim |
| 31 | AMZN | Amazon.com INC | -0.1% | +3.76% | Add |
| 32 | QCOM | Qualcomm INC | -0.1% | -2.20% | Trim |
| 33 | IUSG | Ishares Core S&p U.s. Growth | -0.1% | +74065.48% | Add |
| 34 | LLY | Eli Lilly & Co | -0.1% | -19.68% | Trim |
| 35 | DHR | Danaher CORP | -0.1% | -4.01% | Trim |
| 36 | SPGI | S&p Global INC | -0.1% | -3.62% | Trim |
| 37 | IBM | Intl Business Machines CORP | -0.1% | +16.89% | Add |
| 38 | SCHF | Schwab Intl Equity ETF | -0.1% | -42.78% | Trim |
| 39 | ORCL | Oracle CORP | -0.2% | -0.32% | Trim |
| 40 | ADP | Automatic Data Processing | -0.2% | -4.61% | Trim |
| 41 | ABT | Abbott Laboratories | -0.2% | -2.90% | Trim |
| 42 | JPM | Jpmorgan Chase & Co | -0.3% | -0.99% | Trim |
| 43 | GOOGL | Alphabet Inc-cl A | -0.3% | -1.80% | Trim |
| 44 | AAPL | Apple INC | -0.3% | +2.44% | Add |
| 45 | GOOG | Alphabet Inc-cl C | -0.3% | -2.33% | Trim |
| 46 | TLT | Ishares 20+ Year Treasury Bd | -0.3% | -43.68% | Trim |
| 47 | MSFT | Microsoft CORP | -1.5% | -0.57% | Trim |
| 48 | EDV | Vanguard Extended Dur Treas | — | NEW | New buy |
| 49 | VCLT | Vanguard Long-term CORP Bond | — | NEW | New buy |
| 50 | STUB | Stubhub Holdings Inc-class A | — | NEW | New buy |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-04-28 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-01-23 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-10-28 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-07-23 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-04-17 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-02-07 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-11-14 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-07-30 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-04-24 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-02-09 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-10-26 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-07-24 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-05-02 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-02-10 | 13F-HR | View on EDGAR |
| 2022-09-30 | 2022-11-15 | Amendment | View on EDGAR |
| 2022-09-30 | 2022-11-08 | 13F-HR | View on EDGAR |
| 2022-06-30 | 2022-07-26 | 13F-HR | View on EDGAR |
| 2022-03-31 | 2022-04-29 | 13F-HR | View on EDGAR |
| 2021-12-31 | 2022-01-27 | 13F-HR | View on EDGAR |
| 2021-09-30 | 2021-10-18 | 13F-HR | View on EDGAR |
| 2021-06-30 | 2021-07-28 | 13F-HR | View on EDGAR |
| 2021-03-31 | 2021-04-08 | 13F-HR | View on EDGAR |
| 2020-12-31 | 2021-01-15 | 13F-HR | View on EDGAR |
| 2020-09-30 | 2020-10-29 | 13F-HR | View on EDGAR |
| 2020-06-30 | 2020-07-22 | 13F-HR | View on EDGAR |
| 2020-03-31 | 2020-04-23 | 13F-HR | View on EDGAR |
| 2019-12-31 | 2020-02-05 | 13F-HR | View on EDGAR |
| 2019-09-30 | 2019-11-12 | 13F-HR | View on EDGAR |
| 2019-06-30 | 2019-08-07 | 13F-HR | View on EDGAR |
| 2019-03-31 | 2019-05-06 | 13F-HR | View on EDGAR |
| 2018-12-31 | 2019-02-14 | 13F-HR | View on EDGAR |
| 2018-09-30 | 2018-11-09 | 13F-HR | View on EDGAR |
| 2018-06-30 | 2018-07-31 | 13F-HR | View on EDGAR |
| 2018-03-31 | 2018-05-22 | 13F-HR | View on EDGAR |
| 2017-12-31 | 2018-02-14 | 13F-HR | View on EDGAR |
| 2017-09-30 | 2017-11-07 | 13F-HR | View on EDGAR |
| 2017-06-30 | 2017-08-08 | 13F-HR | View on EDGAR |
| 2017-03-31 | 2017-04-25 | 13F-HR | View on EDGAR |
| 2016-12-31 | 2017-02-10 | 13F-HR | View on EDGAR |
| 2016-09-30 | 2016-10-27 | 13F-HR | View on EDGAR |
| 2016-06-30 | 2016-08-05 | 13F-HR | View on EDGAR |
| 2016-03-31 | 2016-05-09 | 13F-HR | View on EDGAR |
| 2015-12-31 | 2016-02-09 | 13F-HR | View on EDGAR |
| 2015-09-30 | 2015-11-03 | 13F-HR | View on EDGAR |
| 2015-06-30 | 2015-08-12 | 13F-HR | View on EDGAR |
| 2015-03-31 | 2015-05-07 | 13F-HR | View on EDGAR |
| 2014-12-31 | 2015-02-04 | 13F-HR | View on EDGAR |
| 2014-09-30 | 2014-10-28 | 13F-HR | View on EDGAR |
| 2014-06-30 | 2014-08-12 | 13F-HR | View on EDGAR |
| 2014-03-31 | 2014-04-28 | 13F-HR | View on EDGAR |
| 2013-12-31 | 2014-01-31 | 13F-HR | View on EDGAR |
| 2013-09-30 | 2013-10-28 | 13F-HR | View on EDGAR |
| 2013-06-30 | 2013-07-25 | 13F-HR | View on EDGAR |
Institutions with a similar AUM
CIK 0001639753
Total reported value
$1.5B
55 stks
2026-03-31
AUM within 0.0% of this institution
CIK 0002017863
Total reported value
$1.5B
1,117 stks
2025-09-30
Stale — no recent filing
AUM within 0.0% of this institution
CIK 0000945425
Total reported value
$1.5B
189 stks
2013-09-30
Stale — no recent filing
AUM within 0.0% of this institution
Institutions with overlapping top holdings
CIK 0000791490
Total reported value
$1.0B
293 stks
2026-03-31
4 of the top 5 holdings overlap, including Apple INC
CIK 0000937589
Total reported value
$3.3B
249 stks
2026-03-31
4 of the top 5 holdings overlap, including Apple INC
CIK 0001039765
Total reported value
$16.4B
503 stks
2026-03-31
4 of the top 5 holdings overlap, including Microsoft CORP