Luminvest Wealth Management LLC — Q4 2025 13F Holdings

Name: Luminvest Wealth Management LLC — 13F Holdings, Q4 2025
Creator: AlphaSMO
License: https://www.sec.gov/forms

CIK: 0002036517

Total reported value

$382.5M

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Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	26.10%	-1.34%	+7.98%
2	VXUS	Vanguard Total Intl Stock	ETF-Other	18.65%	+0.27%	+14.68%
3	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	9.43%	-0.03%	+0.05%
4	VTEB	Vanguard Tax-exempt Bond ETF	ETF-Other	7.43%	-0.35%	+11.11%
5	BND	Vanguard Total Bond Market	ETF-Other	6.49%	+0.21%	+19.49%
6	BNDX	Vanguard Total Intl Bond ETF	ETF-Other	6.11%	+0.05%	+18.40%
7	VCIT	Vanguard Int-term Corporate	ETF-Corp Bonds	5.15%	+0.01%	+72.00%
8	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	3.92%	-0.15%	+42.02%
9	VCSH	Vanguard S/t CORP Bond ETF	ETF-Corp Bonds	2.61%	+0.08%	+17.31%
10	VXF	Vanguard Extended Market ETF	ETF-Other	2.14%	-0.08%	+44.97%
11	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	1.54%	-0.12%	+30.58%
12	VTV	Vanguard Value ETF	ETF-Other	1.30%	+0.02%	+23.72%
13	VEA	Vanguard Ftse Developed ETF	ETF-Other	1.16%	+0.10%	+78.03%
14	ITOT	Ishares Core S&p Total U.s.	ETF-Other	0.88%	-0.06%	-16.22%
15	SCHB	Schwab US Broad Market ETF	ETF-Other	0.54%	-0.05%	+4.86%
16	VYM	Vanguard High Dvd Yield ETF	ETF-Other	0.50%	-0.01%	—
17	IXUS	Ishares Core Intl Stock ETF	ETF-Other	0.47%	-0.01%	+11.46%
18	IWR	Ishares Russell Mid-cap ETF	ETF-Other	0.40%	-0.02%	—
19	VTEC	Vanguard Ca Tax-ex Bond	ETF-Other	0.40%	+0.78%	+19.08%
20	NVDA	Nvidia CORP	Stock-Tech	0.40%	-0.32%	+423.21%
21	VUG	Vanguard Growth ETF	ETF-Other	0.36%	-0.03%	—
22	VIG	Vanguard Dividend Apprec ETF	ETF-Other	0.36%	-0.03%	-3.51%
23	SGOV	Ishares 0-3 Month Treasury B	ETF-Gov Bonds	0.33%	+0.29%	-4.97%
24	VB	Vanguard Small-cap ETF	ETF-Other	0.33%	-0.01%	+25.17%
25	IJH	Ishares Core S&p Midcap ETF	ETF-Other	0.22%	+0.01%	—
26	MSFT	Microsoft CORP	Stock-Tech	0.21%	-0.06%	-1.20%
27	SCHA	Schwab US Small-cap ETF	ETF-Other	0.20%	—	—
28	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.20%	-0.02%	—
29	BLV	Vanguard Long-term Bond ETF	ETF-Other	0.17%	-0.01%	+1.54%
30	VGK	Vanguard Ftse Europe ETF	ETF-Other	0.16%	-0.08%	+57.60%
31	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	0.15%	—	—
32	VO	Vanguard Mid-cap ETF	ETF-Other	0.15%	+0.03%	+154.52%
33	VYMI	Vanguard Int High Dvd Yld In	ETF-Other	0.15%	-0.01%	+30.38%
34	VTEI	Vanguard Int Tax-exempt Bond	ETF-Other	0.13%	-0.01%	—
35	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.13%	-0.02%	—
36	AAPL	Apple INC	Stock-Tech	0.13%	—	-22.00%
37	BNDW	Vanguard Total World Bond Et	ETF-Other	0.10%	—	-28.68%
38	ABBV	Abbvie INC	Stock-Healthcare	0.10%	-0.01%	—
39	JNJ	Johnson & Johnson	Stock-Healthcare	0.09%	+0.01%	—
40	JPM	Jpmorgan Chase & Co	Stock-Financials	0.07%	—	-3.05%
41	AVGO	Broadcom INC	Stock-Tech	0.07%	-0.01%	—
42	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.07%	+0.05%	—
43	INTU	Intuit INC	Stock-Tech	0.07%	-0.07%	EXIT
44	NSC	Norfolk Southern CORP	Stock-Industrials	0.06%	—	—
45	IWM	Ishares Russell 2000 ETF	ETF-Small Cap	0.06%	+0.01%	—
46	FNDX	Schwab Fndmntl US Lrg Co ETF	ETF-Other	0.06%	—	—
47	XOM	Exxon Mobil CORP	Stock-Energy	0.06%	—	—
48	HD	Home Depot INC	Stock-Consumer Disc	0.06%	-0.01%	—
49	CGXU	Cap Group Intl Focus	ETF-Other	0.06%	—	—
50	MU	Micron Technology INC	Stock-Tech	0.06%	—	—

Holding changes this quarter

Position changes disclosed by Luminvest Wealth Management LLC for the quarter ending Q4 2025, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VCIT	Vanguard Int-term Corporate	+1.6%	+72.00%	Add
2	VOO	Vanguard S&p 500 ETF	+0.8%	+42.02%	Add
3	VEA	Vanguard Ftse Developed ETF	+0.4%	+78.03%	Add
4	VXF	Vanguard Extended Market ETF	+0.4%	+44.97%	Add
5	NVDA	Nvidia CORP	+0.3%	+423.21%	Add
6	SPY	Ss Spdr S&p 500 ETF Trust-us	+0.2%	+30.58%	Add
7	VTV	Vanguard Value ETF	+0.1%	+23.72%	Add
8	BND	Vanguard Total Bond Market	+0.1%	+19.49%	Add
9	VO	Vanguard Mid-cap ETF	+0.1%	+154.52%	Add
10	VXUS	Vanguard Total Intl Stock	+0.1%	+14.68%	Add
11	VGK	Vanguard Ftse Europe ETF	+0.1%	+57.60%	Add
12	VB	Vanguard Small-cap ETF	0%	+25.17%	Add
13	VYMI	Vanguard Int High Dvd Yld In	0%	+30.38%	Add
14	VTEC	Vanguard Ca Tax-ex Bond	0%	+19.08%	Add
15	GOOGL	Alphabet Inc-cl A	0%	—	Unchanged
16	JNJ	Johnson & Johnson	0%	—	Unchanged
17	AVGO	Broadcom INC	0%	—	Unchanged
18	INTU	Intuit INC	0%	—	Unchanged
19	IVV	Ishares Core S&p 500 ETF	0%	—	Unchanged
20	IXUS	Ishares Core Intl Stock ETF	0%	+11.46%	Add
21	HD	Home Depot INC	0%	—	Unchanged
22	ABBV	Abbvie INC	0%	—	Unchanged
23	IWM	Ishares Russell 2000 ETF	0%	—	Unchanged
24	SCHA	Schwab US Small-cap ETF	0%	—	Unchanged
25	IJH	Ishares Core S&p Midcap ETF	0%	—	Unchanged
26	VTEI	Vanguard Int Tax-exempt Bond	0%	—	Unchanged
27	SCHB	Schwab US Broad Market ETF	-0.1%	+4.86%	Add
28	AAPL	Apple INC	-0.1%	-22.00%	Trim
29	MSFT	Microsoft CORP	-0.1%	-1.20%	Trim
30	VCSH	Vanguard S/t CORP Bond ETF	-0.1%	+17.31%	Add
31	BNDW	Vanguard Total World Bond Et	-0.1%	-28.68%	Trim
32	VIG	Vanguard Dividend Apprec ETF	-0.1%	-3.51%	Trim
33	IWR	Ishares Russell Mid-cap ETF	-0.1%	—	Unchanged
34	SGOV	Ishares 0-3 Month Treasury B	-0.1%	-4.97%	Trim
35	VYM	Vanguard High Dvd Yield ETF	-0.1%	—	Unchanged
36	BNDX	Vanguard Total Intl Bond ETF	-0.1%	+18.40%	Add
37	ITOT	Ishares Core S&p Total U.s.	-0.3%	-16.22%	Trim
38	VTEB	Vanguard Tax-exempt Bond ETF	-0.4%	+11.11%	Add
39	VEU	Vanguard Ftse All-world Ex-u	-1.3%	+0.05%	Add
40	VTI	Vanguard Total Stock Mkt ETF	-1.7%	+7.98%	Add
41	VUG	Vanguard Growth ETF	—	NEW	New buy
42	VWO	Vanguard Ftse Emerging Marke	—	NEW	New buy
43	ORCL	Oracle CORP	—	EXIT	Sold out
44	NSC	Norfolk Southern CORP	—	NEW	New buy
45	FNDX	Schwab Fndmntl US Lrg Co ETF	—	NEW	New buy
46	XOM	Exxon Mobil CORP	—	NEW	New buy
47	VPL	Vanguard Ftse Pacific ETF	—	EXIT	Sold out
48	AMZN	Amazon.com INC	—	EXIT	Sold out
49	CGXU	Cap Group Intl Focus	—	NEW	New buy
50	MU	Micron Technology INC	—	NEW	New buy