Harbor Group, Inc. — Inside Their 13F Portfolio

CIK: 0001840486

Diversified strategyMomentum followerLong-term holder

Total reported value

$692.5M

Reporting period: 2026-03-31 · Number of holdings: 116

Harbor Group, Inc. disclosed 116 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $692.5M and a quarterly turnover rate of 8.2%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "H"

Personality snowflake

Concentration: 17.19
Portfolio Stability: 8.16
Momentum/Contrarian: 100
Sector conviction: 62.36
Diversification: 100
Sizing Uniformity: 79.95

Harbor Group, Inc.'s disclosed holdings carry a Herfindahl concentration index of 0.043 — mathematically equivalent to about 23 equally-sized positions, well below its 116 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.

Position sizes vary widely across the portfolio (a coefficient of variation of 2.01), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Sector classification currently covers about 4% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.

Recent moves

Add JMUB
+108.7%　$8.0M
Trim MOAT
+2.7%　-$2.0M
Trim SCHG
-0.8%　-$2.8M
Trim TCHP
+4.9%　-$1.7M
Trim SPYG
-0.3%　-$1.7M
Add VPLS
+56.5%　$2.3M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	JCPB	Jpmorgan Core Plus Bond ETF	ETF-Other	7.28%	+0.08%	+5.45%
2	FBND	Fidelity Total Bond ETF	ETF-Other	7.19%	+0.08%	+5.88%
3	FLQM	Franklin U.s. Mid Cap Multif	ETF-Other	7.15%	+0.19%	+9.04%
4	BKCI	Bny Mellon Concentrated Intl	ETF-Other	6.98%	-0.31%	+3.49%
5	MOAT	Vaneck Morningstar Wide Moat	ETF-Other	6.77%	-0.54%	+2.70%
6	PVAL	Putnam Focused Lrg Cap Value	ETF-Other	5.77%	-0.02%	+1.47%
7	IQLT	Ishares Msci International Q	ETF-Other	5.61%	-0.09%	+0.28%
8	SPYV	Ss Spdr P S&p 500 Value ETF	ETF-Large Cap & Growth	3.97%	-0.20%	-1.11%
9	AVUV	Avantis US Small Cap Value	ETF-Small Cap	3.57%	+0.08%	-1.94%
10	IJH	Ishares Core S&p Midcap ETF	ETF-Other	3.36%	-0.09%	-1.41%
11	TCHP	T Rowe Price Blue Chip Growt	ETF-Other	3.27%	-0.38%	+4.88%
12	SCHG	Schwab US Large-cap Growth	ETF-Other	3.08%	-0.52%	-0.83%
13	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	2.98%	-0.25%	+0.33%
14	IJR	Ishares Core S&p Small-cap E	ETF-Small Cap	2.95%	-0.16%	-4.90%
15	SPYG	Ss Spdr P S&p 500 Growth ETF	ETF-Large Cap & Growth	2.72%	-0.36%	-0.26%
16	HTAX	Nomura National High-yield M	ETF-Other	2.60%	+0.10%	+8.29%
17	JMUB	Jpmorgan Municipal ETF	ETF-Other	2.23%	+1.11%	+108.72%
18	SCHM	Schwab US Mid Cap ETF	ETF-Other	2.12%	-0.04%	-0.76%
19	RLY	Ss Multi-asset Real Ret ETF	ETF-Other	1.52%	+0.14%	-0.80%
20	SCHV	Schwab US Large-cap Value	ETF-Other	1.44%	—	-1.57%
21	MUB	Ishares National Muni Bond E	ETF-Other	1.31%	-0.08%	-1.75%
22	SCHX	Schwab US Large-cap ETF	ETF-Other	1.03%	-0.11%	-2.15%
23	VPLS	Vanguard Core-plus Bond ETF	ETF-Other	0.94%	+0.31%	+56.51%
24	AVDV	Avantis Intl S/c Value ETF	ETF-Other	0.88%	+0.24%	+33.61%
25	AVEM	Avantis Emerging Markets Eq	ETF-Emerging Markets	0.75%	+0.21%	+38.57%
26	AVIV	Avantis Int Lrg Cap Val ETF	ETF-Other	0.75%	+0.19%	+30.95%
27	TCAF	T Rowe Prc Cap Appreciation	ETF-Other	0.73%	+0.15%	+39.57%
28	EFV	Ishares Msci Eafe Value ETF	ETF-Other	0.68%	—	-6.50%
29	EFG	Ishares Msci Eafe Growth ETF	ETF-Other	0.63%	—	-1.49%
30	DFAX	Dimensional World Ex US Core	ETF-Other	0.56%	—	-1.26%
31	CAT	Caterpillar INC	Stock-Industrials	0.50%	+0.08%	+0.21%
32	HYMB	Ss Spdr N Ice Hy Muni ETF	ETF-Other	0.42%	—	-0.41%
33	SPYM	Ste Str Spdr Pt S&p 500 ETF	ETF-Large Cap & Growth	0.41%	+0.18%	+93.74%
34	SCHA	Schwab US Small-cap ETF	ETF-Other	0.40%	—	-4.19%
35	VSDM	Vanguard Short Tax-ex Bond	ETF-Other	0.35%	+0.19%	+130.65%
36	AAPL	Apple INC	Stock-Tech	0.33%	-0.05%	-4.35%
37	VUG	Vanguard Growth ETF	ETF-Other	0.30%	+0.03%	+30.70%
38	FNDX	Schwab Fndmntl US Lrg Co ETF	ETF-Other	0.26%	—	-0.06%
39	AOR	Ishares Core 60/40 Balanced	ETF-Other	0.26%	—	+0.16%
40	VO	Vanguard Mid-cap ETF	ETF-Other	0.25%	—	-7.92%
41	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.24%	+0.09%	+70.06%
42	ADI	Analog Devices INC	Stock-Tech	0.22%	+0.02%	—
43	EBC	Eastern Bankshares INC	Stock-Other	0.21%	+0.21%	NEW
44	QQQ	Invesco Qqq Trust Series 1	ETF-Tech	0.18%	-0.04%	-7.76%
45	VB	Vanguard Small-cap ETF	ETF-Other	0.16%	-0.05%	-19.07%
46	JPM	Jpmorgan Chase & Co	Stock-Financials	0.16%	—	+0.48%
47	V	Visa Inc-class A Shares	Stock-Financials	0.15%	-0.04%	-5.45%
48	MSFT	Microsoft CORP	Stock-Tech	0.14%	-0.04%	+8.29%
49	IEFA	Ishares Core Msci Eafe ETF	ETF-Other	0.13%	—	-0.24%
50	GE	General Electric	Stock-Industrials	0.13%	—	+2.29%

1–50 of 116

Portfolio Performance

Performance for Q3 2026

+2.5%

Performance Last 4 Quarters

+14.5%

Based on 66% of reported portfolio value with available pricing

Stdev: +10.7%
Beta: +0.75
Alpha: -1.7%
Max Drawdown: -7.4%
Annualized Perf: +12.2%
Batting Avg vs S&P: +41.7%
Sortino: +2.11
Stutzer: +0.33
Treynor: +0.16
Sterling: +0.76
Calmar: +1.65
Information Ratio: -1.18
Tracking Error: +5.4%
Stdev Down: +5.7%
Winning Months %: +69.4%
Losing Months %: +30.6%
Best 12 Months: +29.1%
Worst 12 Months: +2.1%
Efficiency Ratio: +0.44
Sharpe: +1.13
Stdev Sectors: +10.4%
Skewness: +0.16
Kurtosis: +0.31
Upside Potential: +3.76

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	116	$692.5M	8	1JCPB 2FBND 3FLQM Top holdings2026-03-31 1.JCPB 2.FBND 3.FLQM 4.BKCI 5.MOAT 6.PVAL 7.IQLT 8.SPYV 9.AVUV 10.IJH
2025-12-31	115	$668.2M	7	1MOAT 2BKCI 3JCPB Top holdings2025-12-31 1.MOAT 2.BKCI 3.JCPB 4.FBND 5.FLQM 6.PVAL 7.IQLT 8.SPYV 9.TCHP 10.SCHG
2025-09-30	105	$629.1M	22	1JCPB 2BKCI 3FBND Top holdings2025-09-30 1.JCPB 2.BKCI 3.FBND 4.MOAT 5.FLQM 6.IQLT 7.PVAL 8.SPYV 9.SCHG 10.AVUV
2025-06-30	100	$564.5M	0	1BKCI 2JCPB 3FBND Top holdings2025-06-30 1.BKCI 2.JCPB 3.FBND 4.MOAT 5.FLQM 6.IQLT 7.PVAL 8.SPYV 9.AVUV 10.SCHG
2025-03-31	96	$500.9M	100	1JCPB 2FBND 3BKCI Top holdings2025-03-31 1.JCPB 2.FBND 3.BKCI 4.MOAT 5.PVAL 6.IQLT 7.FLQM 8.SPYV 9.AVUV 10.IJH
2024-12-31	93	$445.5M	0	1JCPB 2FBND 3MOAT Top holdings2024-12-31 1.JCPB 2.FBND 3.MOAT 4.BKCI 5.IJH 6.IJR 7.SPYV 8.SCHG 9.SPYG 10.TCHP
2024-09-30	90	$432.9M	0	1JCPB 2FBND 3MOAT Top holdings2024-09-30 1.JCPB 2.FBND 3.MOAT 4.BKCI 5.IJH 6.IJR 7.SPYV 8.SCHG 9.SPYG 10.IVV
2024-06-30	85	$390.5M	0	1JCPB 2FBND 3IJH Top holdings2024-06-30 1.JCPB 2.FBND 3.IJH 4.BKCI 5.MOAT 6.IJR 7.SCHG 8.SPYV 9.SPYG 10.TCHP
2024-03-31	82	$379.2M	0	1IJH 2JCPB 3FBND Top holdings2024-03-31 1.IJH 2.JCPB 3.FBND 4.MOAT 5.BKCI 6.IJR 7.SCHG 8.SPYV 9.SPYG 10.SCHM
2023-12-31	80	$348.9M	0	1FBND 2IJH 3JCPB Top holdings2023-12-31 1.FBND 2.IJH 3.JCPB 4.MOAT 5.BKCI 6.IJR 7.SCHG 8.SPYV 9.SCHM 10.SPYG
2023-09-30	67	$177.5M	0	1IJH 2IJR 3SCHG Top holdings2023-09-30 1.IJH 2.IJR 3.SCHG 4.SPYV 5.SCHM 6.SPYG 7.TCHP 8.IVV 9.SCHV 10.RLY
2023-06-30	64	$180.7M	0	1IJH 2IJR 3SCHG Top holdings2023-06-30 1.IJH 2.IJR 3.SCHG 4.SPYV 5.SCHM 6.SPYG 7.TCHP 8.IVV 9.SCHV 10.RLY
2023-03-31	65	$167.7M	0	1IJH 2IJR 3SCHG Top holdings2023-03-31 1.IJH 2.IJR 3.SCHG 4.SPYV 5.SCHM 6.SPYG 7.TCHP 8.IVV 9.SCHV 10.RLY
2022-12-31	57	$155.3M	0	1IJH 2IJR 3SPYV Top holdings2022-12-31 1.IJH 2.IJR 3.SPYV 4.SCHG 5.SCHM 6.SPYG 7.SCHV 8.IVV 9.TCHP 10.RLY
2022-09-30	50	$137.6M	0	1IJH 2IJR 3SCHG Top holdings2022-09-30 1.IJH 2.IJR 3.SCHG 4.SPYV 5.SCHM 6.IVV 7.SCHV 8.SPYG 9.SCHX 10.TCHP
2022-06-30	51	$136.1M	0	1IJH 2IJR 3SCHG Top holdings2022-06-30 1.IJH 2.IJR 3.SCHG 4.SPYV 5.SCHM 6.SCHV 7.IVV 8.SPYG 9.SCHX 10.RLY
2022-03-31	54	$158.3M	0	1IJH 2SCHG 3IJR Top holdings2022-03-31 1.IJH 2.SCHG 3.IJR 4.SPYV 5.SCHM 6.SCHV 7.IVV 8.SCHX 9.SPYG 10.TCHP
2021-12-31	55	$167.9M	0	1IJH 2SCHG 3IJR Top holdings2021-12-31 1.IJH 2.SCHG 3.IJR 4.SCHM 5.SPYV 6.SCHV 7.IVV 8.SCHX 9.SPYG 10.TCHP
2021-09-30	50	$155.1M	0	1IJH 2SCHG 3IJR Top holdings2021-09-30 1.IJH 2.SCHG 3.IJR 4.SCHM 5.SPYV 6.SCHV 7.IVV 8.SCHX 9.SPYG 10.TCHP
2021-06-30	45	$151.9M	100	1IJH 2SCHG 3IJR Top holdings2021-06-30 1.IJH 2.SCHG 3.IJR 4.SCHM 5.SPYV 6.SCHV 7.IVV 8.SCHX 9.SPYG 10.TCHP
2021-03-31	52	$146.5M	10	1IJH 2SCHG 3IJR Top holdings2021-03-31 1.IJH 2.SCHG 3.IJR 4.SCHM 5.SPYV 6.SCHV 7.SCHX 8.IVV 9.SPYG 10.RLY
2020-12-31	53	$133.9M	—	1IJH 2SCHG 3SCHM Top holdings2020-12-31 1.IJH 2.SCHG 3.SCHM 4.IJR 5.SPYV 6.SCHV 7.SCHX 8.IVV 9.SPYG 10.SCHA

Holding changes this quarter

Harbor Group, Inc.'s most significant position changes for 2026-03-31: New buy: Eastern Bankshares INC (EBC); New buy: Keysight Technologies In (KEYS); New buy: Vanguard Total Intl Stock (VXUS); Sold out: Abbott Laboratories (ABT); Sold out: Intl Business Machines CORP (IBM).

Position changes disclosed by Harbor Group, Inc. for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	JMUB	Jpmorgan Municipal ETF	+1.1%	+108.72%	Add
2	VPLS	Vanguard Core-plus Bond ETF	+0.3%	+56.51%	Add
3	AVDV	Avantis Intl S/c Value ETF	+0.2%	+33.61%	Add
4	AVEM	Avantis Emerging Markets Eq	+0.2%	+38.57%	Add
5	FLQM	Franklin U.s. Mid Cap Multif	+0.2%	+9.04%	Add
6	AVIV	Avantis Int Lrg Cap Val ETF	+0.2%	+30.95%	Add
7	VSDM	Vanguard Short Tax-ex Bond	+0.2%	+130.65%	Add
8	SPYM	Ste Str Spdr Pt S&p 500 ETF	+0.2%	+93.74%	Add
9	TCAF	T Rowe Prc Cap Appreciation	+0.2%	+39.57%	Add
10	RLY	Ss Multi-asset Real Ret ETF	+0.1%	-0.80%	Trim
11	HTAX	Nomura National High-yield M	+0.1%	+8.29%	Add
12	VTI	Vanguard Total Stock Mkt ETF	+0.1%	+70.06%	Add
13	FBND	Fidelity Total Bond ETF	+0.1%	+5.88%	Add
14	JCPB	Jpmorgan Core Plus Bond ETF	+0.1%	+5.45%	Add
15	AVUV	Avantis US Small Cap Value	+0.1%	-1.94%	Trim
16	CAT	Caterpillar INC	+0.1%	+0.21%	Add
17	VTV	Vanguard Value ETF	0%	+61.82%	Add
18	VUG	Vanguard Growth ETF	0%	+30.70%	Add
19	XOM	Exxon Mobil CORP	0%	+0.38%	Add
20	ADI	Analog Devices INC	0%	—	Unchanged
21	PVAL	Putnam Focused Lrg Cap Value	0%	+1.47%	Add
22	BRK-B	Berkshire Hathaway Inc-cl B	0%	-17.65%	Trim
23	SCHM	Schwab US Mid Cap ETF	0%	-0.76%	Trim
24	V	Visa Inc-class A Shares	0%	-5.45%	Trim
25	MSFT	Microsoft CORP	0%	+8.29%	Add
26	QQQ	Invesco Qqq Trust Series 1	0%	-7.76%	Trim
27	INTU	Intuit INC	-0.1%	+0.23%	Add
28	AAPL	Apple INC	-0.1%	-4.35%	Trim
29	VB	Vanguard Small-cap ETF	-0.1%	-19.07%	Trim
30	MUB	Ishares National Muni Bond E	-0.1%	-1.75%	Trim
31	IQLT	Ishares Msci International Q	-0.1%	+0.28%	Add
32	IJH	Ishares Core S&p Midcap ETF	-0.1%	-1.41%	Trim
33	SCHX	Schwab US Large-cap ETF	-0.1%	-2.15%	Trim
34	IJR	Ishares Core S&p Small-cap E	-0.2%	-4.90%	Trim
35	SPYV	Ss Spdr P S&p 500 Value ETF	-0.2%	-1.11%	Trim
36	IVV	Ishares Core S&p 500 ETF	-0.3%	+0.33%	Add
37	BKCI	Bny Mellon Concentrated Intl	-0.3%	+3.49%	Add
38	SPYG	Ss Spdr P S&p 500 Growth ETF	-0.4%	-0.26%	Trim
39	TCHP	T Rowe Price Blue Chip Growt	-0.4%	+4.88%	Add
40	SCHG	Schwab US Large-cap Growth	-0.5%	-0.83%	Trim
41	MOAT	Vaneck Morningstar Wide Moat	-0.5%	+2.70%	Add
42	EBC	Eastern Bankshares INC	—	NEW	New buy
43	KEYS	Keysight Technologies In	—	NEW	New buy
44	VXUS	Vanguard Total Intl Stock	—	NEW	New buy
45	ABT	Abbott Laboratories	—	EXIT	Sold out
46	IBM	Intl Business Machines CORP	—	EXIT	Sold out
47	MINO	Pimco Municipal Income Oppor	—	NEW	New buy
48	EXK	Exact Sciences CORP	—	EXIT	Sold out
49	SMH	Vaneck Semiconductor ETF	—	NEW	New buy
50	JPST	Jpmorgan Ultra-short Income	—	EXIT	Sold out

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-04-10	13F-HR	View on EDGAR
2025-12-31	2026-01-12	13F-HR	View on EDGAR
2025-09-30	2025-10-14	13F-HR	View on EDGAR
2025-06-30	2025-07-14	13F-HR	View on EDGAR
2025-03-31	2025-04-11	13F-HR	View on EDGAR
2024-12-31	2025-01-15	13F-HR	View on EDGAR
2024-09-30	2024-10-09	13F-HR	View on EDGAR
2024-06-30	2024-07-12	13F-HR	View on EDGAR
2024-03-31	2024-04-16	13F-HR	View on EDGAR
2023-12-31	2024-01-10	13F-HR	View on EDGAR
2023-09-30	2023-10-11	13F-HR	View on EDGAR
2023-06-30	2023-07-14	13F-HR	View on EDGAR
2023-03-31	2023-04-11	13F-HR	View on EDGAR
2022-12-31	2023-01-20	13F-HR	View on EDGAR
2022-09-30	2022-10-12	13F-HR	View on EDGAR
2022-06-30	2022-07-15	13F-HR	View on EDGAR
2022-03-31	2022-04-25	13F-HR	View on EDGAR
2021-12-31	2022-01-25	13F-HR	View on EDGAR
2021-09-30	2021-10-19	13F-HR	View on EDGAR
2021-06-30	2021-07-26	13F-HR	View on EDGAR
2021-03-31	2021-04-23	13F-HR	View on EDGAR
2020-12-31	2021-01-21	13F-HR	View on EDGAR

FAQ

What is Harbor Group, Inc. and what type of investor is it?

Harbor Group, Inc. is an investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $692.5M, spread across 116 disclosed positions.

What are Harbor Group, Inc.'s largest equity positions?

Based on the latest 13F filing, Harbor Group, Inc.'s top holdings by market value are: 1. Jpmorgan Core Plus Bond ETF (JCPB) — $50.4M (7.3%) 2. Fidelity Total Bond ETF (FBND) — $49.8M (7.2%) 3. Franklin U.s. Mid Cap Multif (FLQM) — $49.5M (7.2%) 4. Bny Mellon Concentrated Intl (BKCI) — $48.3M (7.0%) 5. Vaneck Morningstar Wide Moat (MOAT) — $46.9M (6.8%)

What changes did Harbor Group, Inc. make in its most recent portfolio filing?

In the latest reported quarter, Harbor Group, Inc. made 49 notable position adjustments: 5 new positions were initiated, 25 existing holdings were added to, 15 positions were partially reduced, and 4 were completely exited. The largest of these moves: New buy: Eastern Bankshares INC (EBC); New buy: Keysight Technologies In (KEYS); New buy: Vanguard Total Intl Stock (VXUS); Sold out: Abbott Laboratories (ABT); Sold out: Intl Business Machines CORP (IBM)

What sectors does Harbor Group, Inc. focus on?

Harbor Group, Inc. is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 32.0% • Industrials: 26.6% • Financials: 14.3% • Health Care: 6.6% • Communication Services: 6.5% • Energy: 4.9%

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Harbor Group, Inc. — Inside Their 13F Portfolio

CIK: 0001840486

Diversified strategyMomentum followerLong-term holder

Total reported value

$692.5M

Reporting period: 2026-03-31 · Number of holdings: 116

Harbor Group, Inc. disclosed 116 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $692.5M and a quarterly turnover rate of 8.2%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "H"

Personality snowflake

Concentration: 17.19
Portfolio Stability: 8.16
Momentum/Contrarian: 100
Sector conviction: 62.36
Diversification: 100
Sizing Uniformity: 79.95

Position sizes vary widely across the portfolio (a coefficient of variation of 2.01), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Recent moves

Add JMUB
+108.7%　$8.0M
Trim MOAT
+2.7%　-$2.0M
Trim SCHG
-0.8%　-$2.8M
Trim TCHP
+4.9%　-$1.7M
Trim SPYG
-0.3%　-$1.7M
Add VPLS
+56.5%　$2.3M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	JCPB	Jpmorgan Core Plus Bond ETF	ETF-Other	7.28%	+0.08%	+5.45%
2	FBND	Fidelity Total Bond ETF	ETF-Other	7.19%	+0.08%	+5.88%
3	FLQM	Franklin U.s. Mid Cap Multif	ETF-Other	7.15%	+0.19%	+9.04%
4	BKCI	Bny Mellon Concentrated Intl	ETF-Other	6.98%	-0.31%	+3.49%
5	MOAT	Vaneck Morningstar Wide Moat	ETF-Other	6.77%	-0.54%	+2.70%
6	PVAL	Putnam Focused Lrg Cap Value	ETF-Other	5.77%	-0.02%	+1.47%
7	IQLT	Ishares Msci International Q	ETF-Other	5.61%	-0.09%	+0.28%
8	SPYV	Ss Spdr P S&p 500 Value ETF	ETF-Large Cap & Growth	3.97%	-0.20%	-1.11%
9	AVUV	Avantis US Small Cap Value	ETF-Small Cap	3.57%	+0.08%	-1.94%
10	IJH	Ishares Core S&p Midcap ETF	ETF-Other	3.36%	-0.09%	-1.41%
11	TCHP	T Rowe Price Blue Chip Growt	ETF-Other	3.27%	-0.38%	+4.88%
12	SCHG	Schwab US Large-cap Growth	ETF-Other	3.08%	-0.52%	-0.83%
13	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	2.98%	-0.25%	+0.33%
14	IJR	Ishares Core S&p Small-cap E	ETF-Small Cap	2.95%	-0.16%	-4.90%
15	SPYG	Ss Spdr P S&p 500 Growth ETF	ETF-Large Cap & Growth	2.72%	-0.36%	-0.26%
16	HTAX	Nomura National High-yield M	ETF-Other	2.60%	+0.10%	+8.29%
17	JMUB	Jpmorgan Municipal ETF	ETF-Other	2.23%	+1.11%	+108.72%
18	SCHM	Schwab US Mid Cap ETF	ETF-Other	2.12%	-0.04%	-0.76%
19	RLY	Ss Multi-asset Real Ret ETF	ETF-Other	1.52%	+0.14%	-0.80%
20	SCHV	Schwab US Large-cap Value	ETF-Other	1.44%	—	-1.57%
21	MUB	Ishares National Muni Bond E	ETF-Other	1.31%	-0.08%	-1.75%
22	SCHX	Schwab US Large-cap ETF	ETF-Other	1.03%	-0.11%	-2.15%
23	VPLS	Vanguard Core-plus Bond ETF	ETF-Other	0.94%	+0.31%	+56.51%
24	AVDV	Avantis Intl S/c Value ETF	ETF-Other	0.88%	+0.24%	+33.61%
25	AVEM	Avantis Emerging Markets Eq	ETF-Emerging Markets	0.75%	+0.21%	+38.57%
26	AVIV	Avantis Int Lrg Cap Val ETF	ETF-Other	0.75%	+0.19%	+30.95%
27	TCAF	T Rowe Prc Cap Appreciation	ETF-Other	0.73%	+0.15%	+39.57%
28	EFV	Ishares Msci Eafe Value ETF	ETF-Other	0.68%	—	-6.50%
29	EFG	Ishares Msci Eafe Growth ETF	ETF-Other	0.63%	—	-1.49%
30	DFAX	Dimensional World Ex US Core	ETF-Other	0.56%	—	-1.26%
31	CAT	Caterpillar INC	Stock-Industrials	0.50%	+0.08%	+0.21%
32	HYMB	Ss Spdr N Ice Hy Muni ETF	ETF-Other	0.42%	—	-0.41%
33	SPYM	Ste Str Spdr Pt S&p 500 ETF	ETF-Large Cap & Growth	0.41%	+0.18%	+93.74%
34	SCHA	Schwab US Small-cap ETF	ETF-Other	0.40%	—	-4.19%
35	VSDM	Vanguard Short Tax-ex Bond	ETF-Other	0.35%	+0.19%	+130.65%
36	AAPL	Apple INC	Stock-Tech	0.33%	-0.05%	-4.35%
37	VUG	Vanguard Growth ETF	ETF-Other	0.30%	+0.03%	+30.70%
38	FNDX	Schwab Fndmntl US Lrg Co ETF	ETF-Other	0.26%	—	-0.06%
39	AOR	Ishares Core 60/40 Balanced	ETF-Other	0.26%	—	+0.16%
40	VO	Vanguard Mid-cap ETF	ETF-Other	0.25%	—	-7.92%
41	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.24%	+0.09%	+70.06%
42	ADI	Analog Devices INC	Stock-Tech	0.22%	+0.02%	—
43	EBC	Eastern Bankshares INC	Stock-Other	0.21%	+0.21%	NEW
44	QQQ	Invesco Qqq Trust Series 1	ETF-Tech	0.18%	-0.04%	-7.76%
45	VB	Vanguard Small-cap ETF	ETF-Other	0.16%	-0.05%	-19.07%
46	JPM	Jpmorgan Chase & Co	Stock-Financials	0.16%	—	+0.48%
47	V	Visa Inc-class A Shares	Stock-Financials	0.15%	-0.04%	-5.45%
48	MSFT	Microsoft CORP	Stock-Tech	0.14%	-0.04%	+8.29%
49	IEFA	Ishares Core Msci Eafe ETF	ETF-Other	0.13%	—	-0.24%
50	GE	General Electric	Stock-Industrials	0.13%	—	+2.29%

1–50 of 116

Portfolio Performance

Performance for Q3 2026

+2.5%

Performance Last 4 Quarters

+14.5%

Based on 66% of reported portfolio value with available pricing

Stdev: +10.7%
Beta: +0.75
Alpha: -1.7%
Max Drawdown: -7.4%
Annualized Perf: +12.2%
Batting Avg vs S&P: +41.7%
Sortino: +2.11
Stutzer: +0.33
Treynor: +0.16
Sterling: +0.76
Calmar: +1.65
Information Ratio: -1.18
Tracking Error: +5.4%
Stdev Down: +5.7%
Winning Months %: +69.4%
Losing Months %: +30.6%
Best 12 Months: +29.1%
Worst 12 Months: +2.1%
Efficiency Ratio: +0.44
Sharpe: +1.13
Stdev Sectors: +10.4%
Skewness: +0.16
Kurtosis: +0.31
Upside Potential: +3.76

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	116	$692.5M	8	1JCPB 2FBND 3FLQM Top holdings2026-03-31 1.JCPB 2.FBND 3.FLQM 4.BKCI 5.MOAT 6.PVAL 7.IQLT 8.SPYV 9.AVUV 10.IJH
2025-12-31	115	$668.2M	7	1MOAT 2BKCI 3JCPB Top holdings2025-12-31 1.MOAT 2.BKCI 3.JCPB 4.FBND 5.FLQM 6.PVAL 7.IQLT 8.SPYV 9.TCHP 10.SCHG
2025-09-30	105	$629.1M	22	1JCPB 2BKCI 3FBND Top holdings2025-09-30 1.JCPB 2.BKCI 3.FBND 4.MOAT 5.FLQM 6.IQLT 7.PVAL 8.SPYV 9.SCHG 10.AVUV
2025-06-30	100	$564.5M	0	1BKCI 2JCPB 3FBND Top holdings2025-06-30 1.BKCI 2.JCPB 3.FBND 4.MOAT 5.FLQM 6.IQLT 7.PVAL 8.SPYV 9.AVUV 10.SCHG
2025-03-31	96	$500.9M	100	1JCPB 2FBND 3BKCI Top holdings2025-03-31 1.JCPB 2.FBND 3.BKCI 4.MOAT 5.PVAL 6.IQLT 7.FLQM 8.SPYV 9.AVUV 10.IJH
2024-12-31	93	$445.5M	0	1JCPB 2FBND 3MOAT Top holdings2024-12-31 1.JCPB 2.FBND 3.MOAT 4.BKCI 5.IJH 6.IJR 7.SPYV 8.SCHG 9.SPYG 10.TCHP
2024-09-30	90	$432.9M	0	1JCPB 2FBND 3MOAT Top holdings2024-09-30 1.JCPB 2.FBND 3.MOAT 4.BKCI 5.IJH 6.IJR 7.SPYV 8.SCHG 9.SPYG 10.IVV
2024-06-30	85	$390.5M	0	1JCPB 2FBND 3IJH Top holdings2024-06-30 1.JCPB 2.FBND 3.IJH 4.BKCI 5.MOAT 6.IJR 7.SCHG 8.SPYV 9.SPYG 10.TCHP
2024-03-31	82	$379.2M	0	1IJH 2JCPB 3FBND Top holdings2024-03-31 1.IJH 2.JCPB 3.FBND 4.MOAT 5.BKCI 6.IJR 7.SCHG 8.SPYV 9.SPYG 10.SCHM
2023-12-31	80	$348.9M	0	1FBND 2IJH 3JCPB Top holdings2023-12-31 1.FBND 2.IJH 3.JCPB 4.MOAT 5.BKCI 6.IJR 7.SCHG 8.SPYV 9.SCHM 10.SPYG
2023-09-30	67	$177.5M	0	1IJH 2IJR 3SCHG Top holdings2023-09-30 1.IJH 2.IJR 3.SCHG 4.SPYV 5.SCHM 6.SPYG 7.TCHP 8.IVV 9.SCHV 10.RLY
2023-06-30	64	$180.7M	0	1IJH 2IJR 3SCHG Top holdings2023-06-30 1.IJH 2.IJR 3.SCHG 4.SPYV 5.SCHM 6.SPYG 7.TCHP 8.IVV 9.SCHV 10.RLY
2023-03-31	65	$167.7M	0	1IJH 2IJR 3SCHG Top holdings2023-03-31 1.IJH 2.IJR 3.SCHG 4.SPYV 5.SCHM 6.SPYG 7.TCHP 8.IVV 9.SCHV 10.RLY
2022-12-31	57	$155.3M	0	1IJH 2IJR 3SPYV Top holdings2022-12-31 1.IJH 2.IJR 3.SPYV 4.SCHG 5.SCHM 6.SPYG 7.SCHV 8.IVV 9.TCHP 10.RLY
2022-09-30	50	$137.6M	0	1IJH 2IJR 3SCHG Top holdings2022-09-30 1.IJH 2.IJR 3.SCHG 4.SPYV 5.SCHM 6.IVV 7.SCHV 8.SPYG 9.SCHX 10.TCHP
2022-06-30	51	$136.1M	0	1IJH 2IJR 3SCHG Top holdings2022-06-30 1.IJH 2.IJR 3.SCHG 4.SPYV 5.SCHM 6.SCHV 7.IVV 8.SPYG 9.SCHX 10.RLY
2022-03-31	54	$158.3M	0	1IJH 2SCHG 3IJR Top holdings2022-03-31 1.IJH 2.SCHG 3.IJR 4.SPYV 5.SCHM 6.SCHV 7.IVV 8.SCHX 9.SPYG 10.TCHP
2021-12-31	55	$167.9M	0	1IJH 2SCHG 3IJR Top holdings2021-12-31 1.IJH 2.SCHG 3.IJR 4.SCHM 5.SPYV 6.SCHV 7.IVV 8.SCHX 9.SPYG 10.TCHP
2021-09-30	50	$155.1M	0	1IJH 2SCHG 3IJR Top holdings2021-09-30 1.IJH 2.SCHG 3.IJR 4.SCHM 5.SPYV 6.SCHV 7.IVV 8.SCHX 9.SPYG 10.TCHP
2021-06-30	45	$151.9M	100	1IJH 2SCHG 3IJR Top holdings2021-06-30 1.IJH 2.SCHG 3.IJR 4.SCHM 5.SPYV 6.SCHV 7.IVV 8.SCHX 9.SPYG 10.TCHP
2021-03-31	52	$146.5M	10	1IJH 2SCHG 3IJR Top holdings2021-03-31 1.IJH 2.SCHG 3.IJR 4.SCHM 5.SPYV 6.SCHV 7.SCHX 8.IVV 9.SPYG 10.RLY
2020-12-31	53	$133.9M	—	1IJH 2SCHG 3SCHM Top holdings2020-12-31 1.IJH 2.SCHG 3.SCHM 4.IJR 5.SPYV 6.SCHV 7.SCHX 8.IVV 9.SPYG 10.SCHA

Holding changes this quarter

Position changes disclosed by Harbor Group, Inc. for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	JMUB	Jpmorgan Municipal ETF	+1.1%	+108.72%	Add
2	VPLS	Vanguard Core-plus Bond ETF	+0.3%	+56.51%	Add
3	AVDV	Avantis Intl S/c Value ETF	+0.2%	+33.61%	Add
4	AVEM	Avantis Emerging Markets Eq	+0.2%	+38.57%	Add
5	FLQM	Franklin U.s. Mid Cap Multif	+0.2%	+9.04%	Add
6	AVIV	Avantis Int Lrg Cap Val ETF	+0.2%	+30.95%	Add
7	VSDM	Vanguard Short Tax-ex Bond	+0.2%	+130.65%	Add
8	SPYM	Ste Str Spdr Pt S&p 500 ETF	+0.2%	+93.74%	Add
9	TCAF	T Rowe Prc Cap Appreciation	+0.2%	+39.57%	Add
10	RLY	Ss Multi-asset Real Ret ETF	+0.1%	-0.80%	Trim
11	HTAX	Nomura National High-yield M	+0.1%	+8.29%	Add
12	VTI	Vanguard Total Stock Mkt ETF	+0.1%	+70.06%	Add
13	FBND	Fidelity Total Bond ETF	+0.1%	+5.88%	Add
14	JCPB	Jpmorgan Core Plus Bond ETF	+0.1%	+5.45%	Add
15	AVUV	Avantis US Small Cap Value	+0.1%	-1.94%	Trim
16	CAT	Caterpillar INC	+0.1%	+0.21%	Add
17	VTV	Vanguard Value ETF	0%	+61.82%	Add
18	VUG	Vanguard Growth ETF	0%	+30.70%	Add
19	XOM	Exxon Mobil CORP	0%	+0.38%	Add
20	ADI	Analog Devices INC	0%	—	Unchanged
21	PVAL	Putnam Focused Lrg Cap Value	0%	+1.47%	Add
22	BRK-B	Berkshire Hathaway Inc-cl B	0%	-17.65%	Trim
23	SCHM	Schwab US Mid Cap ETF	0%	-0.76%	Trim
24	V	Visa Inc-class A Shares	0%	-5.45%	Trim
25	MSFT	Microsoft CORP	0%	+8.29%	Add
26	QQQ	Invesco Qqq Trust Series 1	0%	-7.76%	Trim
27	INTU	Intuit INC	-0.1%	+0.23%	Add
28	AAPL	Apple INC	-0.1%	-4.35%	Trim
29	VB	Vanguard Small-cap ETF	-0.1%	-19.07%	Trim
30	MUB	Ishares National Muni Bond E	-0.1%	-1.75%	Trim
31	IQLT	Ishares Msci International Q	-0.1%	+0.28%	Add
32	IJH	Ishares Core S&p Midcap ETF	-0.1%	-1.41%	Trim
33	SCHX	Schwab US Large-cap ETF	-0.1%	-2.15%	Trim
34	IJR	Ishares Core S&p Small-cap E	-0.2%	-4.90%	Trim
35	SPYV	Ss Spdr P S&p 500 Value ETF	-0.2%	-1.11%	Trim
36	IVV	Ishares Core S&p 500 ETF	-0.3%	+0.33%	Add
37	BKCI	Bny Mellon Concentrated Intl	-0.3%	+3.49%	Add
38	SPYG	Ss Spdr P S&p 500 Growth ETF	-0.4%	-0.26%	Trim
39	TCHP	T Rowe Price Blue Chip Growt	-0.4%	+4.88%	Add
40	SCHG	Schwab US Large-cap Growth	-0.5%	-0.83%	Trim
41	MOAT	Vaneck Morningstar Wide Moat	-0.5%	+2.70%	Add
42	EBC	Eastern Bankshares INC	—	NEW	New buy
43	KEYS	Keysight Technologies In	—	NEW	New buy
44	VXUS	Vanguard Total Intl Stock	—	NEW	New buy
45	ABT	Abbott Laboratories	—	EXIT	Sold out
46	IBM	Intl Business Machines CORP	—	EXIT	Sold out
47	MINO	Pimco Municipal Income Oppor	—	NEW	New buy
48	EXK	Exact Sciences CORP	—	EXIT	Sold out
49	SMH	Vaneck Semiconductor ETF	—	NEW	New buy
50	JPST	Jpmorgan Ultra-short Income	—	EXIT	Sold out

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-04-10	13F-HR	View on EDGAR
2025-12-31	2026-01-12	13F-HR	View on EDGAR
2025-09-30	2025-10-14	13F-HR	View on EDGAR
2025-06-30	2025-07-14	13F-HR	View on EDGAR
2025-03-31	2025-04-11	13F-HR	View on EDGAR
2024-12-31	2025-01-15	13F-HR	View on EDGAR
2024-09-30	2024-10-09	13F-HR	View on EDGAR
2024-06-30	2024-07-12	13F-HR	View on EDGAR
2024-03-31	2024-04-16	13F-HR	View on EDGAR
2023-12-31	2024-01-10	13F-HR	View on EDGAR
2023-09-30	2023-10-11	13F-HR	View on EDGAR
2023-06-30	2023-07-14	13F-HR	View on EDGAR
2023-03-31	2023-04-11	13F-HR	View on EDGAR
2022-12-31	2023-01-20	13F-HR	View on EDGAR
2022-09-30	2022-10-12	13F-HR	View on EDGAR
2022-06-30	2022-07-15	13F-HR	View on EDGAR
2022-03-31	2022-04-25	13F-HR	View on EDGAR
2021-12-31	2022-01-25	13F-HR	View on EDGAR
2021-09-30	2021-10-19	13F-HR	View on EDGAR
2021-06-30	2021-07-26	13F-HR	View on EDGAR
2021-03-31	2021-04-23	13F-HR	View on EDGAR
2020-12-31	2021-01-21	13F-HR	View on EDGAR