FC
First Citizens Financial Corp 13F Portfolio & Top Holdings (Q3 2026)
First Citizens Financial CorpCIK: 0001800597
Diversified strategyMomentum followerQuality / disciplined sizing
Total reported value
$237.9M
Reporting period: 2026-09-30 · Number of holdings: 138
First Citizens Financial Corp disclosed 138 holdings in its latest 13F filing for the period ending 2026-09-30, with total reported value of $237.9M and a quarterly turnover rate of 10.2%.
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Personality snowflake
- Concentration
- 9.58
- Portfolio Stability
- 10.22
- Momentum
- 100
- Sector conviction
- 56.88
- Diversification
- 100
- Sizing Uniformity
- 84.85
First Citizens Financial Corp's disclosed holdings carry a Herfindahl concentration index of 0.024 — mathematically equivalent to about 42 equally-sized positions, well below its 138 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 1.52), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 24% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Source and citation information
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Recent moves
View source Form 13F filing on SEC.govAdd JPST
+31.8% $1.7M
Add IYW
-0.9% $908.3K
Add MSFT
-2.2% $1.0M
Add AAPL
-0.1% $942.6K
Trim GLW
0.0% -$929.5K
Trim CMI
0.0% -$897.9K
Holdings Map
New buyAddUnchangedTrim
Top 10 holdings by weight
Full holdings list this quarter
Showing top 137 holdings (of 138 total)
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | IYW | Ishares Ustechnology ETF | ETF-Tech | 9.84% | +0.44% | -0.94% | |
| 2 | IJK | Ishares S&p Mid-cap 400 Grow | ETF-Other | 3.34% | -0.22% | -0.18% | |
| 3 | EFA | Ishares Msci Eafe ETF | ETF-Other | 3.14% | -0.10% | -3.82% | |
| 4 | AAPL | Apple Inc | Stock-Tech | 3.05% | +0.41% | -0.13% | |
| 5 | JPST | Jpmorgan Ultra-short Income | ETF-Other | 2.96% | +0.72% | +31.81% | |
| 6 | IJJ | Ishares S&p Mid-cap 400 Valu | ETF-Other | 2.89% | -0.20% | -0.16% | |
| 7 | IYF | Ishares US Financials ETF | ETF-Other | 2.86% | -0.03% | -0.38% | |
| 8 | IYH | Ishares U.s. Healthcare ETF | ETF-Other | 2.78% | +0.18% | -0.40% | |
| 9 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 2.72% | +0.20% | +6.48% | |
| 10 | QUAL | Ishares Msci USA Quality Fac | ETF-Other | 2.34% | -0.02% | -2.66% | |
| 11 | IJT | Ishares S&p Small-cap 600 Gr | ETF-Other | 2.21% | -0.25% | -0.51% | |
| 12 | BRK-B | Berkshire Hathaway Inc-cl B | Stock-Other | 2.20% | +0.16% | +7.67% | |
| 13 | IJS | Ishares S&p Small-cap 600 Va | ETF-Other | 2.14% | -0.14% | -0.50% | |
| 14 | IYJ | Ishares U.s. Industrials ETF | ETF-Other | 2.07% | -0.18% | -0.88% | |
| 15 | IYC | Ishares US Consumer Discreti | ETF-Other | 1.95% | -0.13% | -0.73% | |
| 16 | XLK | Ss Technology Select Sector | ETF-Tech | 1.83% | +0.12% | +4.04% | |
| 17 | NEAR | Ishares Sh Dba ETF Usd Inc | ETF-Other | 1.82% | +0.22% | +15.07% | |
| 18 | JPIE | Jpmorgan Income ETF | ETF-Other | 1.69% | +0.06% | +5.62% | |
| 19 | MSFT | Microsoft CORP | Stock-Tech | 1.65% | +0.43% | -2.22% | |
| 20 | PULS | Pgim Ultra Short Bond ETF | ETF-Other | 1.59% | +0.37% | +29.36% | |
| 21 | QQQ | Invesco Qqq Trust Series 1 | ETF-Tech | 1.37% | +0.01% | — | |
| 22 | JPM | Jpmorgan Chase & Co | Stock-Financials | 1.33% | +0.02% | — | |
| 23 | IVW | Ishares S&p 500 Growth ETF | ETF-Large Cap & Growth | 1.19% | — | -3.40% | |
| 24 | IYK | Ishares US Consumer Staples | ETF-Other | 1.13% | -0.03% | -0.38% | |
| 25 | PHYL | Pgim Active High Yield Bond | ETF-High Yield | 1.10% | +0.03% | +6.05% | |
| 26 | PTRB | Pgim Total Return Bond ETF | ETF-Other | 1.08% | +0.02% | +6.21% | |
| 27 | PYLD | Pimco Multisector Bond Actv | ETF-Other | 1.07% | +0.02% | +6.66% | |
| 28 | DYNF | Ishrs US E F R A Etf-usd Inc | ETF-Other | 1.07% | — | -2.30% | |
| 29 | LLY | Eli Lilly & Co | Stock-Healthcare | 1.05% | -0.10% | -5.58% | |
| 30 | CAT | Caterpillar Inc | Stock-Industrials | 1.01% | -0.32% | -0.57% | |
| 31 | CMI | Cummins Inc | Stock-Industrials | 0.99% | -0.37% | — | |
| 32 | NVDA | Nvidia CORP | Stock-Tech | 0.98% | +0.12% | -1.51% | |
| 33 | IYE | Ishares U.s. Energy ETF | ETF-Other | 0.97% | +0.13% | -0.52% | |
| 34 | JNJ | Johnson & Johnson | Stock-Healthcare | 0.80% | +0.02% | -3.16% | |
| 35 | VWO | Vanguard Ftse Emerging Marke | ETF-Emerging Markets | 0.79% | -0.03% | -4.45% | |
| 36 | EMGF | Ishares Emerging Markets Equ | ETF-Emerging Markets | 0.77% | -0.03% | -1.62% | |
| 37 | JPEF | Jpmorgan Equity Focus ETF | ETF-Other | 0.76% | +0.12% | +16.96% | |
| 38 | MS | Morgan Stanley | Stock-Financials | 0.74% | -0.08% | -0.63% | |
| 39 | GS | Goldman Sachs Group Inc | Stock-Financials | 0.73% | -0.08% | — | |
| 40 | IDU | Ishares US Utilities ETF | ETF-Other | 0.71% | -0.09% | -0.34% | |
| 41 | IYR | Ishares US Real Estate ETF | ETF-Other | 0.68% | -0.06% | -1.76% | |
| 42 | IYM | Ishares U.s. Basic Materials | ETF-Other | 0.66% | — | -0.37% | |
| 43 | EFV | Ishares Msci Eafe Value ETF | ETF-Other | 0.64% | +0.02% | -1.07% | |
| 44 | BIL | Ss Spdr Bb 1-3m T-bill ETF | ETF-Gov Bonds | 0.62% | +0.18% | +39.87% | |
| 45 | GLW | Corning Inc | Stock-Tech | 0.59% | -0.39% | — | |
| 46 | HD | Home Depot Inc | Stock-Consumer Disc | 0.59% | -0.13% | — | |
| 47 | VOX | Vanguard Communication Servi | ETF-Other | 0.58% | +0.03% | — | |
| 48 | MTUM | Ishares Msci USA Momentum Fa | ETF-Other | 0.57% | -0.07% | -3.44% | |
| 49 | ABBV | Abbvie Inc | Stock-Healthcare | 0.57% | +0.02% | — | |
| 50 | XLC | Ss Comm Select Sector Spdr | ETF-Other | 0.54% | +0.03% | +2.63% |
1–50 of 137
Portfolio Performance
Performance for Q3 2026
-1.2%
Performance Last 4 Quarters
+15%
- Stdev
- +11%
- Beta
- +0.84
- Alpha
- +0.5%
- Max Drawdown
- -6.3%
- Annualized Perf
- +20.9%
- Batting Avg vs S&P
- +37.1%
- Sortino
- +3.78
- Stutzer
- +0.52
- Treynor
- +0.24
- Sterling
- +1.34
- Calmar
- +3.3
- Information Ratio
- -0.78
- Tracking Error
- +4.1%
- Stdev Down
- +5.2%
- Winning Months %
- +74.3%
- Losing Months %
- +25.7%
- Best 12 Months
- +31.8%
- Worst 12 Months
- +6.4%
- Efficiency Ratio
- +0.73
- Sharpe
- +1.8
- Stdev Sectors
- +9.5%
- Skewness
- -0.12
- Kurtosis
- +0.04
- Upside Potential
- +5.24
Reported value over time
Sector allocation
Sector allocation over time
Quarterly history
| Period | Holdings | Total value | Stability | Top holdings | |
|---|---|---|---|---|---|
| 2026 Q3 | 138 | $237.9M | 10 | ||
| 2026 Q2 | 140 | $239.2M | 0 | ||
| 2026 Q1 | 136 | $211.8M | 13 | ||
| 2025 Q4 | 128 | $202.4M | 10 | ||
| 2025 Q3 | 138 | $202.3M | 25 | ||
| 2025 Q2 | 126 | $181.8M | 0 | ||
| 2025 Q1 | 123 | $176.8M | 100 | ||
| 2024 Q4 | 123 | $184.2M | 0 | ||
| 2024 Q3 | 123 | $189.0M | 0 | ||
| 2024 Q2 | 116 | $169.0M | 0 | ||
| 2024 Q1 | 115 | $168.3M | 0 | ||
| 2023 Q4 | 113 | $155.7M | 0 | ||
| 2023 Q3 | 113 | $141.9M | 0 | ||
| 2023 Q2 | 159 | $147.1M | 0 | ||
| 2022 Q4 | 105 | $115.8M | 0 | ||
| 2022 Q3 | 97 | $101.6M | 0 | ||
| 2022 Q2 | 105 | $113.4M | 0 | ||
| 2022 Q1 | 109 | $133.2M | 0 | ||
| 2021 Q4 | 111 | $136.8M | 0 | ||
| 2021 Q3 | 106 | $125.3M | 0 | ||
| 2021 Q2 | 120 | $132.2M | 100 | ||
| 2021 Q1 | 113 | $122.6M | 12 | ||
| 2020 Q4 | 112 | $114.7M | 18 | ||
| 2020 Q3 | 110 | $101.0M | 15 | ||
| 2020 Q2 | 103 | $95.9M | 23 | ||
| 2020 Q1 | 84 | $76.1M | 30 | ||
| 2019 Q4 | 97 | $101.3M | — |
Holding changes this quarter
First Citizens Financial Corp's most significant position changes for 2026-09-30: New buy: ; Sold out: Exxon Mobil CORP (XOM); New buy: Hca Healthcare Inc (HCA); Sold out: ; Sold out: Southern Co/the (SO).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | JPST | Jpmorgan Ultra-short Income | +0.7% | +31.81% | Add |
| 2 | IYW | Ishares Ustechnology ETF | +0.4% | -0.94% | Trim |
| 3 | MSFT | Microsoft CORP | +0.4% | -2.22% | Trim |
| 4 | AAPL | Apple Inc | +0.4% | -0.13% | Trim |
| 5 | PULS | Pgim Ultra Short Bond ETF | +0.4% | +29.36% | Add |
| 6 | ✓ | +0.3% | NEW | New buy | |
| 7 | NEAR | Ishares Sh Dba ETF Usd Inc | +0.2% | +15.07% | Add |
| 8 | VTI | Vanguard Total Stock Mkt ETF | +0.2% | +6.48% | Add |
| 9 | BIL | Ss Spdr Bb 1-3m T-bill ETF | +0.2% | +39.87% | Add |
| 10 | IYH | Ishares U.s. Healthcare ETF | +0.2% | -0.40% | Trim |
| 11 | BRK-B | Berkshire Hathaway Inc-cl B | +0.2% | +7.67% | Add |
| 12 | IYE | Ishares U.s. Energy ETF | +0.1% | -0.52% | Trim |
| 13 | XLK | Ss Technology Select Sector | +0.1% | +4.04% | Add |
| 14 | JPEF | Jpmorgan Equity Focus ETF | +0.1% | +16.96% | Add |
| 15 | NVDA | Nvidia CORP | +0.1% | -1.51% | Trim |
| 16 | HCA | Hca Healthcare Inc | +0.1% | NEW | New buy |
| 17 | AMGN | Amgen Inc | +0.1% | NEW | New buy |
| 18 | MDT | Medtronic plc | +0.1% | NEW | New buy |
| 19 | XLE | Ss Energy Select Sector | +0.1% | +3.33% | Add |
| 20 | JPIE | Jpmorgan Income ETF | +0.1% | +5.62% | Add |
| 21 | META | Meta Platforms Inc-class A | +0.1% | -8.54% | Trim |
| 22 | CSPF | C&s Pref & Income Active ETF | 0% | +26.05% | Add |
| 23 | MRK | Merck & Co. Inc. | 0% | — | Unchanged |
| 24 | XLV | Ss Health Care Select Sector | 0% | +1.92% | Add |
| 25 | XLC | Ss Comm Select Sector Spdr | 0% | +2.63% | Add |
| 26 | VOX | Vanguard Communication Servi | 0% | — | Unchanged |
| 27 | PHYL | Pgim Active High Yield Bond | 0% | +6.05% | Add |
| 28 | PANW | Palo Alto Networks Inc | 0% | +8.69% | Add |
| 29 | PYLD | Pimco Multisector Bond Actv | 0% | +6.66% | Add |
| 30 | V | Visa Inc-class A Shares | 0% | -0.42% | Trim |
| 31 | GILD | Gilead Sciences Inc | 0% | +3.57% | Add |
| 32 | ABBV | Abbvie Inc | 0% | — | Unchanged |
| 33 | VOO | Vanguard S&p 500 ETF | 0% | +4.54% | Add |
| 34 | CVX | Chevron CORP | 0% | — | Unchanged |
| 35 | RTX | Rtx CORP | 0% | +7.87% | Add |
| 36 | EFV | Ishares Msci Eafe Value ETF | 0% | -1.07% | Trim |
| 37 | DE | Deere & Co | 0% | — | Unchanged |
| 38 | JPM | Jpmorgan Chase & Co | 0% | — | Unchanged |
| 39 | PTRB | Pgim Total Return Bond ETF | 0% | +6.21% | Add |
| 40 | XLF | Ss Financial Select Sector | 0% | +2.04% | Add |
| 41 | JNJ | Johnson & Johnson | 0% | -3.16% | Trim |
| 42 | DHR | Danaher CORP | 0% | — | Unchanged |
| 43 | AMD | Advanced Micro Devices | 0% | +3.38% | Add |
| 44 | KO | Coca-cola Co/the | 0% | -1.57% | Trim |
| 45 | SPYG | Ss Spdr P S&p 500 Growth ETF | 0% | +2.49% | Add |
| 46 | KR | Kroger Co | 0% | — | Unchanged |
| 47 | QQQ | Invesco Qqq Trust Series 1 | 0% | — | Unchanged |
| 48 | PFG | Principal Financial Group | 0% | — | Unchanged |
| 49 | MU | Micron Technology Inc | 0% | +15.10% | Add |
| 50 | IVV | Ishares Core S&p 500 ETF | 0% | — | Unchanged |
1–50 of 143
Filing History
FAQ
What is First Citizens Financial Corp and what type of investor is it?
First Citizens Financial Corp is an investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-09-30), the firm manages a tracked equity portfolio valued at approximately $237.9M, spread across 138 disclosed positions.
What are First Citizens Financial Corp's largest equity positions?
Based on the latest 13F filing, First Citizens Financial Corp's top holdings by market value are:
1. Ishares Ustechnology ETF (IYW) — $23.4M (9.8%)
2. Ishares S&p Mid-cap 400 Grow (IJK) — $7.9M (3.3%)
3. Ishares Msci Eafe ETF (EFA) — $7.5M (3.1%)
4. Apple Inc (AAPL) — $7.3M (3.0%)
5. Jpmorgan Ultra-short Income (JPST) — $7.0M (3.0%)
What changes did First Citizens Financial Corp make in its most recent portfolio filing?
In the latest reported quarter, First Citizens Financial Corp made 110 notable position adjustments: 4 new positions were initiated, 30 existing holdings were added to, 70 positions were partially reduced, and 6 were completely exited. The largest of these moves: New buy: ; Sold out: Exxon Mobil CORP (XOM); New buy: Hca Healthcare Inc (HCA); Sold out: ; Sold out: Southern Co/the (SO)
What sectors does First Citizens Financial Corp focus on?
First Citizens Financial Corp is concentrated in the following sectors based on its current disclosed equity portfolio:
• Information Technology: 31.7%
• Financials: 20.4%
• Industrials: 14.1%
• Health Care: 13.5%
• Consumer Discretionary: 7.1%
• Consumer Staples: 4.2%
* This report is exclusively curated by the AlphaSMO team. AlphaSMO is the web's most authoritative 13F / Inside Trader database, delivering precise insider trading and institutional holdings insights.
Investment Profile
First Citizens Financial Corp returned an annualized 20.9% over the trailing 35 months — outperforming the S&P 500 by 0.5 points — based on a reconstructed track record of its disclosed 13F positions, with a beta of 0.84 (less volatile than the market) and a 37% quarterly batting average against the index.
Its portfolio is broadly diversified and long-term-holding, with 31.7% of the portfolio concentrated in Information Technology.
It has added to its IYW position over the past two quarters (+$7.1M, now $23.4M), while trimming JPIB over the same stretch (-$546.0K, still holding $221.5K).
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Developer Access
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REST API
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