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FinDec Wealth Services, Inc. SEC 13F Filing (Q2 2026) — Holdings & Portfolio
FinDec Wealth Services, Inc.CIK: 0001916066
Momentum followerSector-focusedQuality / disciplined sizing
Total reported value
$84.6M
Reporting period: 2026-06-30 · Number of holdings: 32
FinDec Wealth Services, Inc. disclosed 32 holdings in its latest 13F filing for the period ending 2026-06-30, with total reported value of $84.6M and a quarterly turnover rate of 10.8%.
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Personality snowflake
- Concentration
- 40.38
- Portfolio Stability
- 10.82
- Momentum
- 100
- Sector conviction
- 93.4
- Diversification
- 64
- Sizing Uniformity
- 84.83
FinDec Wealth Services, Inc.'s disclosed holdings carry a Herfindahl concentration index of 0.101 — mathematically equivalent to about 10 equally-sized positions, well below its 32 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 1.52), with a handful of outsized bets alongside many smaller positions.
Recent activity leans toward adding more aggressively to already-large existing positions than to newly initiated ones (a 5.8 percentage-point tilt) — a pattern consistent with a momentum-following approach.
Sector classification currently covers about 3% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Source and citation information
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Recent moves
View source Form 13F filing on SEC.govTrim AAPL
-73.6% -$1.5M
Sold out BRK-A
Add DFCF
+17.3% $785.2K
Add DFAU
-5.7% $776.0K
Add DFLV
-3.0% $755.8K
Add VB
-5.3% $378.6K
Holdings Map
New buyAddUnchangedTrim
Top 10 holdings by weight
Full holdings list this quarter
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | CGCP | Cap Group Core Plus Income | ETF-Other | 17.82% | +0.21% | +4.99% | |
| 2 | SCHG | Schwab US Large-cap Growth | ETF-Other | 13.37% | +0.22% | -9.41% | |
| 3 | DFLV | Dim US Large Cap Value ETF | ETF-Large Cap & Growth | 12.92% | +0.47% | -2.98% | |
| 4 | DFAU | Dimensional US Core Equity M | ETF-Other | 12.36% | +0.52% | -5.72% | |
| 5 | DFAI | Dimensional International Co | ETF-Other | 8.46% | -0.27% | -5.22% | |
| 6 | DFCF | Dimensional Core Fixed Inc | ETF-Other | 6.30% | +0.74% | +17.29% | |
| 7 | VO | Vanguard Mid-cap ETF | ETF-Other | 5.29% | +0.21% | +283.61% | |
| 8 | VB | Vanguard Small-cap ETF | ETF-Other | 5.09% | +0.29% | -5.26% | |
| 9 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 3.02% | +0.12% | -6.74% | |
| 10 | DFAE | Dimensional Emerging Core Eq | ETF-Emerging Markets | 2.52% | -0.04% | -14.28% | |
| 11 | SCHF | Schwab Intl Equity ETF | ETF-Other | 2.33% | +0.16% | -0.43% | |
| 12 | BIV | Vanguard Intermediate-term B | ETF-Other | 1.55% | +0.07% | +8.91% | |
| 13 | SCHE | Schwab Emrg Mrkts Eqty ETF | ETF-Other | 1.18% | +0.01% | -4.91% | |
| 14 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.79% | +0.05% | -3.47% | |
| 15 | AAPL | Apple Inc | Stock-Tech | 0.75% | -1.84% | -73.62% | |
| 16 | CGDV | Cap Group Dividend Value | ETF-Other | 0.63% | +0.01% | -9.77% | |
| 17 | NVDA | Nvidia CORP | Stock-Tech | 0.61% | +0.02% | -7.09% | |
| 18 | PEP | Pepsico Inc | Stock-Consumer Staples | 0.58% | -0.11% | — | |
| 19 | IHI | Ishares U.s. Medical Devices | ETF-Other | 0.53% | -0.08% | -2.18% | |
| 20 | TSLA | Tesla Inc | Stock-Consumer Disc | 0.46% | +0.05% | +2.55% | |
| 21 | DFAT | Dimensional US Target Value | ETF-Other | 0.42% | +0.03% | -0.21% | |
| 22 | SCHX | Schwab US Large-cap ETF | ETF-Other | 0.38% | — | -7.97% | |
| 23 | DFIV | Dimensional International Va | ETF-Other | 0.35% | — | -0.84% | |
| 24 | CGGR | Cap Group Growth Equity | ETF-Other | 0.31% | +0.02% | -4.82% | |
| 25 | CGGO | Cap Group Global Growth | ETF-Other | 0.30% | +0.04% | -4.46% | |
| 26 | CGUS | Cap Group Core Equity | ETF-Other | 0.28% | +0.02% | -0.41% | |
| 27 | PSA | Public Storage | Stock-Real Estate | 0.27% | +0.27% | NEW | |
| 28 | DFSD | Dimensional Short Duration | ETF-Other | 0.27% | -0.01% | -0.33% | |
| 29 | QQQ | Invesco Qqq Trust Series 1 | ETF-Tech | 0.25% | +0.25% | NEW | |
| 30 | DFAS | Dimensional US Small Cap ETF | ETF-Small Cap | 0.24% | -0.02% | -15.82% | |
| 31 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 0.24% | +0.24% | NEW | |
| 32 | SOUN | Soundhound Ai Inc-a | Stock-Tech | 0.11% | +0.11% | NEW |
Portfolio Performance
Performance for Q3 2026
+2.4%
Performance Last 4 Quarters
+17.2%
- Stdev
- +9.8%
- Beta
- +0.72
- Alpha
- +1.2%
- Max Drawdown
- -4.5%
- Annualized Perf
- +16.2%
- Batting Avg vs S&P
- +44.4%
- Sortino
- +3.22
- Stutzer
- +0.46
- Treynor
- +0.22
- Sterling
- +1.16
- Calmar
- +3.59
- Information Ratio
- -0.93
- Tracking Error
- +4.7%
- Stdev Down
- +4.8%
- Winning Months %
- +69.4%
- Losing Months %
- +30.6%
- Best 12 Months
- +27.1%
- Worst 12 Months
- +6.4%
- Efficiency Ratio
- +0.62
- Sharpe
- +1.59
- Stdev Sectors
- +14.9%
- Skewness
- -0.15
- Kurtosis
- -0.37
- Upside Potential
- +4.79
Reported value over time
Sector allocation
Sector allocation over time
Quarterly history
Holding changes this quarter
FinDec Wealth Services, Inc.'s most significant position changes for 2026-06-30: Sold out: Berkshire Hathaway Inc-cl A (BRK-A); New buy: Public Storage (PSA); New buy: Invesco Qqq Trust Series 1 (QQQ); New buy: Alphabet Inc-cl C (GOOG); New buy: Soundhound Ai Inc-a (SOUN).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | DFCF | Dimensional Core Fixed Inc | +0.7% | +17.29% | Add |
| 2 | DFAU | Dimensional US Core Equity M | +0.5% | -5.72% | Trim |
| 3 | DFLV | Dim US Large Cap Value ETF | +0.5% | -2.98% | Trim |
| 4 | VB | Vanguard Small-cap ETF | +0.3% | -5.26% | Trim |
| 5 | PSA | Public Storage | +0.3% | NEW | New buy |
| 6 | QQQ | Invesco Qqq Trust Series 1 | +0.3% | NEW | New buy |
| 7 | GOOG | Alphabet Inc-cl C | +0.2% | NEW | New buy |
| 8 | SCHG | Schwab US Large-cap Growth | +0.2% | -9.41% | Trim |
| 9 | CGCP | Cap Group Core Plus Income | +0.2% | +4.99% | Add |
| 10 | VO | Vanguard Mid-cap ETF | +0.2% | +283.61% | Add |
| 11 | SCHF | Schwab Intl Equity ETF | +0.2% | -0.43% | Trim |
| 12 | VTI | Vanguard Total Stock Mkt ETF | +0.1% | -6.74% | Trim |
| 13 | SOUN | Soundhound Ai Inc-a | +0.1% | NEW | New buy |
| 14 | BIV | Vanguard Intermediate-term B | +0.1% | +8.91% | Add |
| 15 | VOO | Vanguard S&p 500 ETF | +0.1% | -3.47% | Trim |
| 16 | TSLA | Tesla Inc | +0.1% | +2.55% | Add |
| 17 | CGGO | Cap Group Global Growth | 0% | -4.46% | Trim |
| 18 | DFAT | Dimensional US Target Value | 0% | -0.21% | Trim |
| 19 | NVDA | Nvidia CORP | 0% | -7.09% | Trim |
| 20 | CGUS | Cap Group Core Equity | 0% | -0.41% | Trim |
| 21 | CGGR | Cap Group Growth Equity | 0% | -4.82% | Trim |
| 22 | SCHE | Schwab Emrg Mrkts Eqty ETF | 0% | -4.91% | Trim |
| 23 | CGDV | Cap Group Dividend Value | 0% | -9.77% | Trim |
| 24 | SCHX | Schwab US Large-cap ETF | — | -7.97% | Trim |
| 25 | DFIV | Dimensional International Va | — | -0.84% | Trim |
| 26 | DFSD | Dimensional Short Duration | 0% | -0.33% | Trim |
| 27 | DFAS | Dimensional US Small Cap ETF | 0% | -15.82% | Trim |
| 28 | CRDF | Cardiff Oncology Inc | 0% | EXIT | Sold out |
| 29 | DFAE | Dimensional Emerging Core Eq | 0% | -14.28% | Trim |
| 30 | IHI | Ishares U.s. Medical Devices | -0.1% | -2.18% | Trim |
| 31 | PEP | Pepsico Inc | -0.1% | — | Unchanged |
| 32 | DFAI | Dimensional International Co | -0.3% | -5.22% | Trim |
| 33 | BRK-A | Berkshire Hathaway Inc-cl A | -1.8% | EXIT | Sold out |
| 34 | AAPL | Apple Inc | -1.8% | -73.62% | Trim |
Filing History
FAQ
What is FinDec Wealth Services, Inc. and what type of investor is it?
FinDec Wealth Services, Inc. is an investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-06-30), the firm manages a tracked equity portfolio valued at approximately $84.6M, spread across 32 disclosed positions.
What are FinDec Wealth Services, Inc.'s largest equity positions?
Based on the latest 13F filing, FinDec Wealth Services, Inc.'s top holdings by market value are:
1. Cap Group Core Plus Income (CGCP) — $15.1M (17.8%)
2. Schwab US Large-cap Growth (SCHG) — $11.3M (13.4%)
3. Dim US Large Cap Value ETF (DFLV) — $10.9M (12.9%)
4. Dimensional US Core Equity M (DFAU) — $10.5M (12.4%)
5. Dimensional International Co (DFAI) — $7.2M (8.5%)
What changes did FinDec Wealth Services, Inc. make in its most recent portfolio filing?
In the latest reported quarter, FinDec Wealth Services, Inc. made 33 notable position adjustments: 4 new positions were initiated, 5 existing holdings were added to, 22 positions were partially reduced, and 2 were completely exited. The largest of these moves: Sold out: Berkshire Hathaway Inc-cl A (BRK-A); New buy: Public Storage (PSA); New buy: Invesco Qqq Trust Series 1 (QQQ); New buy: Alphabet Inc-cl C (GOOG); New buy: Soundhound Ai Inc-a (SOUN)
What sectors does FinDec Wealth Services, Inc. focus on?
FinDec Wealth Services, Inc. is concentrated in the following sectors based on its current disclosed equity portfolio:
• Information Technology: 48.7%
• Consumer Staples: 19.1%
• Consumer Discretionary: 15.2%
• Real Estate: 9.1%
• Communication Services: 8.0%
* This report is exclusively curated by the AlphaSMO team. AlphaSMO is the web's most authoritative 13F / Inside Trader database, delivering precise insider trading and institutional holdings insights.
Investment Profile
FinDec Wealth Services, Inc. returned an annualized 16.2% over the trailing 36 months — outperforming the S&P 500 by 1.2 points — based on a reconstructed track record of its disclosed 13F positions, with a beta of 0.72 (less volatile than the market) and a 44% quarterly batting average against the index.
Its portfolio is moderately concentrated and long-term-holding, with 48.7% of the portfolio concentrated in Information Technology.
It has added to its SCHF position over the past two quarters (+$249.7K, now $2.0M), while trimming AAPL over the same stretch (-$1.5M, still holding $636.4K).
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Developer Access
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