CIK: 0001916066
Total reported value
$81.8M
Reporting period: 2026-03-31 · Number of holdings: 30
FinDec Wealth Services, Inc. disclosed 30 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $81.8M and a quarterly turnover rate of 13.4%.
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FinDec Wealth Services, Inc.'s disclosed holdings carry a Herfindahl concentration index of 0.097 — mathematically equivalent to about 10 equally-sized positions, well below its 30 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 1.41), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 4% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim DFAU
-12.8% -$1.8M
Trim SCHG
-4.4% -$1.8M
Add CGCP
-9.4% -$1.7M
Add SCHF
-0.2% $47.2K
Add AAPL
+5.0% -$43.0K
Trim DFLV
-17.3% -$1.6M
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | CGCP | Cap Group Core Plus Income | ETF-Other | 17.61% | +0.33% | -9.43% | |
| 2 | SCHG | Schwab US Large-cap Growth | ETF-Other | 13.15% | -0.36% | -4.36% | |
| 3 | DFLV | Dim US Large Cap Value ETF | ETF-Large Cap & Growth | 12.45% | -0.20% | -17.32% | |
| 4 | DFAU | Dimensional US Core Equity M | ETF-Other | 11.84% | -0.52% | -12.80% | |
| 5 | DFAI | Dimensional International Co | ETF-Other | 8.73% | +0.05% | -13.73% | |
| 6 | DFCF | Dimensional Core Fixed INC | ETF-Other | 5.56% | -0.14% | -13.77% | |
| 7 | VO | Vanguard Mid-cap ETF | ETF-Other | 5.08% | -0.01% | -11.49% | |
| 8 | VB | Vanguard Small-cap ETF | ETF-Other | 4.80% | +0.03% | -13.13% | |
| 9 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 2.90% | +0.14% | -3.41% | |
| 10 | AAPL | Apple INC | Stock-Tech | 2.59% | +0.28% | +4.99% | |
| 11 | DFAE | Dimensional Emerging Core Eq | ETF-Emerging Markets | 2.56% | +0.07% | -13.18% | |
| 12 | SCHF | Schwab Intl Equity ETF | ETF-Other | 2.17% | +0.32% | -0.21% | |
| 13 | BRK-A | Berkshire Hathaway Inc-cl A | Stock-Other | 1.76% | +0.14% | — | |
| 14 | BIV | Vanguard Intermediate-term B | ETF-Other | 1.48% | +0.14% | -2.11% | |
| 15 | SCHE | Schwab Emrg Mrkts Eqty ETF | ETF-Other | 1.17% | +0.15% | — | |
| 16 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.74% | +0.02% | -6.32% | |
| 17 | PEP | Pepsico INC | Stock-Consumer Staples | 0.69% | +0.13% | — | |
| 18 | CGDV | Cap Group Dividend Value | ETF-Other | 0.62% | +0.06% | -0.33% | |
| 19 | IHI | Ishares U.s. Medical Devices | ETF-Other | 0.61% | -0.06% | -7.98% | |
| 20 | NVDA | Nvidia CORP | Stock-Tech | 0.59% | +0.05% | +3.02% | |
| 21 | TSLA | Tesla INC | Stock-Consumer Disc | 0.41% | -0.02% | — | |
| 22 | DFAT | Dimensional US Target Value | ETF-Other | 0.39% | +0.06% | -0.66% | |
| 23 | SCHX | Schwab US Large-cap ETF | ETF-Other | 0.38% | +0.01% | -5.99% | |
| 24 | DFIV | Dimensional International Va | ETF-Other | 0.35% | +0.06% | — | |
| 25 | CGGR | Cap Group Growth Equity | ETF-Other | 0.29% | +0.01% | -0.07% | |
| 26 | DFSD | Dimensional Short Duration | ETF-Other | 0.28% | +0.03% | — | |
| 27 | DFAS | Dimensional US Small Cap ETF | ETF-Small Cap | 0.26% | +0.04% | -0.67% | |
| 28 | CGGO | Cap Group Global Growth | ETF-Other | 0.26% | +0.03% | — | |
| 29 | CGUS | Cap Group Core Equity | ETF-Other | 0.26% | +0.02% | -0.35% | |
| 30 | CRDF | Cardiff Oncology INC | Stock-Other | 0.03% | -0.02% | — |
Performance for Q3 2026
+2.5%
Performance Last 4 Quarters
+13.1%
Based on 60% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 30 | $81.8M | 13 | |
| 2025-12-31 | 32 | $93.2M | 5 | |
| 2025-09-30 | 34 | $96.6M | 12 | |
| 2025-06-30 | 35 | $95.6M | 0 | |
| 2025-03-31 | 38 | $101.1M | 0 | |
| 2024-12-31 | 39 | $144.0M | 0 | |
| 2024-09-30 | 42 | $172.3M | 0 | |
| 2024-06-30 | 41 | $158.4M | 0 | |
| 2024-03-31 | 43 | $159.1M | 0 | |
| 2023-12-31 | 43 | $149.7M | 0 | |
| 2023-09-30 | 44 | $138.4M | 0 | |
| 2023-06-30 | 45 | $143.0M | 0 | |
| 2023-03-31 | 43 | $132.2M | 0 | |
| 2022-12-31 | 41 | $121.0M | 0 |
FinDec Wealth Services, Inc.'s most significant position changes for 2026-03-31: Sold out: Microsoft CORP (MSFT); Sold out: Vanguard Int-term Corporate (VCIT); Trim: Dimensional US Core Equity M (DFAU) — shares -12.80%; Trim: Schwab US Large-cap Growth (SCHG) — shares -4.36%; Trim: Cap Group Core Plus Income (CGCP) — shares -9.43%.
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | CGCP | Cap Group Core Plus Income | +0.3% | -9.43% | Trim |
| 2 | SCHF | Schwab Intl Equity ETF | +0.3% | -0.21% | Trim |
| 3 | AAPL | Apple INC | +0.3% | +4.99% | Add |
| 4 | SCHE | Schwab Emrg Mrkts Eqty ETF | +0.2% | — | Unchanged |
| 5 | VTI | Vanguard Total Stock Mkt ETF | +0.1% | -3.41% | Trim |
| 6 | BRK-A | Berkshire Hathaway Inc-cl A | +0.1% | — | Unchanged |
| 7 | BIV | Vanguard Intermediate-term B | +0.1% | -2.11% | Trim |
| 8 | PEP | Pepsico INC | +0.1% | — | Unchanged |
| 9 | DFAE | Dimensional Emerging Core Eq | +0.1% | -13.18% | Trim |
| 10 | DFIV | Dimensional International Va | +0.1% | — | Unchanged |
| 11 | CGDV | Cap Group Dividend Value | +0.1% | -0.33% | Trim |
| 12 | DFAT | Dimensional US Target Value | +0.1% | -0.66% | Trim |
| 13 | DFAI | Dimensional International Co | +0.1% | -13.73% | Trim |
| 14 | NVDA | Nvidia CORP | +0.1% | +3.02% | Add |
| 15 | DFAS | Dimensional US Small Cap ETF | 0% | -0.67% | Trim |
| 16 | VB | Vanguard Small-cap ETF | 0% | -13.13% | Trim |
| 17 | CGGO | Cap Group Global Growth | 0% | — | Unchanged |
| 18 | DFSD | Dimensional Short Duration | 0% | — | Unchanged |
| 19 | VOO | Vanguard S&p 500 ETF | 0% | -6.32% | Trim |
| 20 | CGUS | Cap Group Core Equity | 0% | -0.35% | Trim |
| 21 | SCHX | Schwab US Large-cap ETF | 0% | -5.99% | Trim |
| 22 | CGGR | Cap Group Growth Equity | 0% | -0.07% | Trim |
| 23 | VO | Vanguard Mid-cap ETF | 0% | -11.49% | Trim |
| 24 | TSLA | Tesla INC | 0% | — | Unchanged |
| 25 | CRDF | Cardiff Oncology INC | 0% | — | Unchanged |
| 26 | IHI | Ishares U.s. Medical Devices | -0.1% | -7.98% | Trim |
| 27 | DFCF | Dimensional Core Fixed INC | -0.1% | -13.77% | Trim |
| 28 | DFLV | Dim US Large Cap Value ETF | -0.2% | -17.32% | Trim |
| 29 | SCHG | Schwab US Large-cap Growth | -0.4% | -4.36% | Trim |
| 30 | DFAU | Dimensional US Core Equity M | -0.5% | -12.80% | Trim |
| 31 | MSFT | Microsoft CORP | — | EXIT | Sold out |
| 32 | VCIT | Vanguard Int-term Corporate | — | EXIT | Sold out |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-05-05 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-02-09 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-10-23 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-07-24 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-05-15 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-02-14 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-11-14 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-07-17 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-05-13 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-02-07 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-10-19 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-07-19 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-05-10 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-01-25 | 13F-HR | View on EDGAR |
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