FL
Financial Life Advisors Quarterly 13F Portfolio Update (Q2 2026)
Financial Life AdvisorsCIK: 0001730813
Diversified strategyLong-term holderQuality / disciplined sizing
Total reported value
$351.7M
Reporting period: 2026-06-30 · Number of holdings: 61
FINANCIAL LIFE ADVISORS disclosed 61 holdings in its latest 13F filing for the period ending 2026-06-30, with total reported value of $351.7M and a quarterly turnover rate of 0.0%.
Browse other institutions with $100M to $1B AUMBrowse other institutions starting with "F"
Personality snowflake
- Concentration
- 25.97
- Portfolio Stability
- 0
- Momentum
- 50
- Sector conviction
- 60.5
- Diversification
- 100
- Sizing Uniformity
- 82.84
Financial Life Advisors's disclosed holdings carry a Herfindahl concentration index of 0.065 — mathematically equivalent to about 15 equally-sized positions, well below its 61 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 1.72), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 1% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Source and citation information
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Recent moves
View source Form 13F filing on SEC.govTrim SPHY
-97.6% -$8.2M
Add BAI
+225.1% $6.0M
Trim OEF
-54.8% -$3.5M
Add IUSB
+43.8% $5.2M
Trim IYW
-50.3% -$2.7M
Add SPMB
+24.9% $5.7M
Holdings Map
New buyAddUnchangedTrim
Top 10 holdings by weight
Full holdings list this quarter
Showing top 60 holdings (of 61 total)
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | IVW | Ishares S&p 500 Growth ETF | ETF-Large Cap & Growth | 13.20% | +0.48% | -6.46% | |
| 2 | IVE | Ishares S&p 500 Value ETF | ETF-Large Cap & Growth | 10.52% | -0.46% | -2.39% | |
| 3 | SCHZ | Schwab US Aggregate Bond ETF | ETF-Other | 10.35% | -0.50% | +4.84% | |
| 4 | SPMB | Ss Spdr P Mort Back Bond ETF | ETF-Other | 8.25% | +0.99% | +24.93% | |
| 5 | DYNF | Ishrs US E F R A Etf-usd Inc | ETF-Other | 5.92% | -0.07% | -7.33% | |
| 6 | EFV | Ishares Msci Eafe Value ETF | ETF-Other | 4.99% | -0.45% | -2.39% | |
| 7 | VGLT | Vanguard Long-term Treasury | ETF-Gov Bonds | 4.86% | -0.19% | +5.78% | |
| 8 | IUSB | Ishr Cr Unvrse Usd Bd Etf-ui | ETF-Other | 4.85% | +1.15% | +43.77% | |
| 9 | VWO | Vanguard Ftse Emerging Marke | ETF-Emerging Markets | 4.44% | +0.68% | +17.21% | |
| 10 | VUG | Vanguard Growth ETF | ETF-Other | 4.01% | +0.29% | +499.89% | |
| 11 | EFG | Ishares Msci Eafe Growth ETF | ETF-Other | 3.53% | +0.68% | +21.48% | |
| 12 | QUAL | Ishares Msci USA Quality Fac | ETF-Other | 3.01% | +0.06% | -2.44% | |
| 13 | BAI | Ishrs Ai In And Tech Act ETF | ETF-Tech | 2.10% | +1.66% | +225.11% | |
| 14 | VTV | Vanguard Value ETF | ETF-Other | 1.99% | -0.06% | -4.14% | |
| 15 | IYW | Ishares Ustechnology ETF | ETF-Tech | 1.73% | -1.02% | -50.34% | |
| 16 | MUB | Ishares National Muni Bond E | ETF-Other | 1.47% | -0.07% | +3.33% | |
| 17 | ITA | Ishares U.s. Aerospace & Def | ETF-Other | 1.41% | +0.06% | +3.48% | |
| 18 | BLCR | Ishares Lrg Cp Cr Act Etf-ui | ETF-Other | 1.26% | +0.83% | +160.98% | |
| 19 | BINC | Ishares Flex I A Etf-usd Inc | ETF-Other | 1.15% | -0.05% | +3.51% | |
| 20 | VTEB | Vanguard Tax-exempt Bond ETF | ETF-Other | 1.14% | -0.13% | -3.69% | |
| 21 | OEF | Ishares S&p 100 ETF | ETF-Other | 1.09% | -1.20% | -54.81% | |
| 22 | GLDM | Spdr Gold Minishares Trust | ETF-Commodities | 0.98% | -0.92% | -34.21% | |
| 23 | VTIP | Vanguard Short-term Tips | ETF-Other | 0.90% | -0.06% | +2.60% | |
| 24 | PZA | Invesco National Amt-free Mu | ETF-Other | 0.69% | +0.57% | +495.39% | |
| 25 | XCEM | Columbia Em Core Ex-china | ETF-Emerging Markets | 0.43% | -0.13% | -34.92% | |
| 26 | SYSB | Ishares Systematic Bond ETF | ETF-Other | 0.42% | +0.42% | NEW | |
| 27 | SPLV | Invesco S&p 500 Low Volatili | ETF-Large Cap & Growth | 0.41% | -0.01% | +3.02% | |
| 28 | VEA | Vanguard Ftse Developed ETF | ETF-Other | 0.40% | — | -2.59% | |
| 29 | EMXC | Ishares Msci Emr Mrk Ex Chna | ETF-Other | 0.36% | +0.03% | -7.44% | |
| 30 | SCHG | Schwab US Large-cap Growth | ETF-Other | 0.32% | +0.01% | — | |
| 31 | ICVT | Ishares Convertible Bond ETF | ETF-Other | 0.32% | +0.32% | NEW | |
| 32 | VGT | Vanguard Info Tech ETF | ETF-Tech | 0.26% | +0.07% | +769.72% | |
| 33 | EHC | Encompass Health CORP | Stock-Healthcare | 0.25% | -0.01% | — | |
| 34 | AMZN | Amazon.com Inc | Stock-Consumer Disc | 0.24% | +0.01% | +0.67% | |
| 35 | TFI | Ss Spdr N Ice Muni Bond ETF | ETF-Other | 0.23% | -0.02% | — | |
| 36 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 0.23% | +0.07% | +36.26% | |
| 37 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 0.15% | — | — | |
| 38 | MTUM | Ishares Msci USA Momentum Fa | ETF-Other | 0.15% | +0.03% | -3.05% | |
| 39 | AAPL | Apple Inc | Stock-Tech | 0.14% | — | -0.17% | |
| 40 | IEMG | Ishares Core Msci Emerging | ETF-Emerging Markets | 0.14% | — | -8.05% | |
| 41 | SCHX | Schwab US Large-cap ETF | ETF-Other | 0.13% | +0.01% | +4.72% | |
| 42 | USMV | Ishares Msci USA Min Vol Fac | ETF-Other | 0.13% | -0.03% | -14.55% | |
| 43 | TLH | Ishares 10-20 Year Treasury | ETF-Gov Bonds | 0.13% | -0.67% | -82.77% | |
| 44 | SPTL | Ss Spdr Pf Lng Trm Tsy E-usd | ETF-Other | 0.11% | +0.11% | NEW | |
| 45 | NULG | Nuveen Esg Lrg-cap Grw ETF | ETF-Other | 0.11% | +0.02% | — | |
| 46 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 0.09% | +0.01% | +0.67% | |
| 47 | PB | Prosperity Bancshares Inc | Stock-Financials | 0.09% | +0.09% | NEW | |
| 48 | AGG | Ishares Core U.s. Aggregate | ETF-Other | 0.09% | +0.09% | NEW | |
| 49 | XOM | Exxon Mobil CORP | Stock-Energy | 0.09% | -0.03% | +0.50% | |
| 50 | EFA | Ishares Msci Eafe ETF | ETF-Other | 0.08% | — | — |
1–50 of 60
💡
Data Source Notice: AlphaSMO is the web's most authoritative 13F / Inside Trader database. Institutional holdings and insider trades presented here are precisely computed to deliver accurate portfolio reporting.
Portfolio Performance
Performance for Q3 2026
+1.2%
Performance Last 4 Quarters
+15.4%
- Stdev
- +9.1%
- Beta
- +0.67
- Alpha
- +0.5%
- Max Drawdown
- -4.5%
- Annualized Perf
- +14.4%
- Batting Avg vs S&P
- +36.1%
- Sortino
- +2.96
- Stutzer
- +0.44
- Treynor
- +0.21
- Sterling
- +1.06
- Calmar
- +3.19
- Information Ratio
- -1.2
- Tracking Error
- +5%
- Stdev Down
- +4.7%
- Winning Months %
- +75%
- Losing Months %
- +25%
- Best 12 Months
- +24%
- Worst 12 Months
- +6.1%
- Efficiency Ratio
- +0.58
- Sharpe
- +1.54
- Stdev Sectors
- +7.6%
- Skewness
- -0.21
- Kurtosis
- -0.13
- Upside Potential
- +4.49
Reported value over time
Sector allocation
Sector allocation over time
Quarterly history
| Period | Holdings | Total value | Stability | Top holdings | |
|---|---|---|---|---|---|
| 2026 Q2 | 61 | $351.7M | 0 | ||
| 2026 Q1 | 52 | $321.0M | 7 | ||
| 2025 Q4 | 53 | $324.3M | 11 | ||
| 2025 Q3 | 47 | $311.3M | 22 | ||
| 2025 Q2 | 48 | $292.3M | 0 | ||
| 2025 Q1 | 51 | $268.3M | 100 | ||
| 2024 Q4 | 46 | $266.2M | 0 | ||
| 2024 Q3 | 48 | $264.7M | 0 | ||
| 2024 Q2 | 57 | $246.4M | 0 | ||
| 2024 Q1 | 60 | $239.0M | 0 | ||
| 2023 Q4 | 58 | $232.4M | 0 | ||
| 2023 Q3 | 55 | $232.4M | 0 | ||
| 2023 Q2 | 60 | $239.6M | 0 | ||
| 2023 Q1 | 69 | $232.6M | 0 | ||
| 2022 Q4 | 70 | $216.8M | 0 | ||
| 2022 Q3 | 69 | $199.6M | 0 | ||
| 2022 Q2 | 51 | $213.5M | 0 | ||
| 2022 Q1 | 54 | $241.2M | 0 | ||
| 2021 Q4 | 54 | $254.0M | 0 | ||
| 2021 Q3 | 54 | $239.0M | 0 | ||
| 2021 Q2 | 56 | $232.2M | 96 | ||
| 2021 Q1 | 52 | $214.8M | 13 | ||
| 2020 Q4 | 50 | $193.2M | 17 | ||
| 2020 Q3 | 48 | $191.0M | 18 | ||
| 2020 Q2 | 23 | $169.2M | 15 | ||
| 2020 Q1 | 23 | $145.9M | 22 | ||
| 2019 Q4 | 45 | $164.8M | 6 | ||
| 2019 Q3 | 46 | $157.9M | 7 | ||
| 2019 Q2 | 47 | $150.9M | 6 | ||
| 2019 Q1 | 47 | $145.3M | 22 | ||
| 2018 Q4 | 48 | $129.2M | 12 | ||
| 2018 Q3 | 46 | $136.4M | 13 | ||
| 2018 Q2 | 44 | $121.8M | 20 | ||
| 2018 Q1 | 48 | $109.2M | 19 | ||
| 2017 Q4 | 50 | $123.7M | 0 |
Holding changes this quarter
Financial Life Advisors's most significant position changes for 2026-06-30: New buy: Ishares Systematic Bond ETF (SYSB); New buy: Ishares Convertible Bond ETF (ICVT); Sold out: Vaneck High Yield Muni ETF (HYD); Sold out: Ishares 1-5y Inv Grade CORP (IGSB); New buy: Ss Spdr Pf Lng Trm Tsy E-usd (SPTL).
1–50 of 62
Filing History
FAQ
What is Financial Life Advisors and what type of investor is it?
Financial Life Advisors is an investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-06-30), the firm manages a tracked equity portfolio valued at approximately $351.7M, spread across 61 disclosed positions.
What are Financial Life Advisors's largest equity positions?
Based on the latest 13F filing, Financial Life Advisors's top holdings by market value are:
1. Ishares S&p 500 Growth ETF (IVW) — $46.4M (13.2%)
2. Ishares S&p 500 Value ETF (IVE) — $37.0M (10.5%)
3. Schwab US Aggregate Bond ETF (SCHZ) — $36.4M (10.3%)
4. Ss Spdr P Mort Back Bond ETF (SPMB) — $29.0M (8.3%)
5. Ishrs US E F R A Etf-usd Inc (DYNF) — $20.8M (5.9%)
What changes did Financial Life Advisors make in its most recent portfolio filing?
In the latest reported quarter, Financial Life Advisors made 54 notable position adjustments: 10 new positions were initiated, 22 existing holdings were added to, 20 positions were partially reduced, and 2 were completely exited. The largest of these moves: New buy: Ishares Systematic Bond ETF (SYSB); New buy: Ishares Convertible Bond ETF (ICVT); Sold out: Vaneck High Yield Muni ETF (HYD); Sold out: Ishares 1-5y Inv Grade CORP (IGSB); New buy: Ss Spdr Pf Lng Trm Tsy E-usd (SPTL)
What sectors does Financial Life Advisors focus on?
Financial Life Advisors is concentrated in the following sectors based on its current disclosed equity portfolio:
• Health Care: 26.0%
• Consumer Discretionary: 25.1%
• Information Technology: 21.4%
• Communication Services: 9.4%
• Financials: 9.2%
• Energy: 8.9%
Investment Profile
Financial Life Advisors returned an annualized 14.4% over the trailing 36 months — outperforming the S&P 500 by 0.5 points — based on a reconstructed track record of its disclosed 13F positions, with a beta of 0.67 (less volatile than the market) and a 36% quarterly batting average against the index.
Its portfolio is broadly diversified and long-term-holding.
It has added to its SPMB position over the past two quarters (+$7.7M, now $29.0M), while trimming SPHY over the same stretch (-$10.6M, still holding $204.6K).
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