Fee-Only Financial Planning, L.C. — Q3 2025 13F Holdings

Name: Fee-Only Financial Planning, L.C. — 13F Holdings, Q3 2025
Creator: AlphaSMO
License: https://www.sec.gov/forms

CIK: 0001954044

Total reported value

$165.7M

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Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	VUG	Vanguard Growth ETF	ETF-Other	30.56%	-2.46%	-1.55%
2	VTV	Vanguard Value ETF	ETF-Other	18.43%	+0.92%	-0.86%
3	VO	Vanguard Mid-cap ETF	ETF-Other	8.80%	+0.18%	-0.91%
4	VB	Vanguard Small-cap ETF	ETF-Other	6.50%	+0.25%	-0.03%
5	VBR	Vanguard Small-cap Value ETF	ETF-Other	6.44%	+0.38%	-1.47%
6	VBK	Vanguard Small-cap Grwth ETF	ETF-Other	5.25%	+0.15%	+0.03%
7	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	4.20%	+0.23%	-0.87%
8	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	2.79%	-0.34%	—
9	VOE	Vanguard Mid-cap Value ETF	ETF-Other	2.30%	+0.18%	-0.67%
10	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	1.75%	-0.06%	-1.60%
11	VXF	Vanguard Extended Market ETF	ETF-Other	1.37%	-0.05%	—
12	VOT	Vanguard Mid-cap Growth ETF	ETF-Other	1.21%	-0.05%	-1.01%
13	BAC	Bank Of America CORP	Stock-Financials	1.03%	-0.09%	-0.87%
14	MGK	Vanguard Mega Cap Growth ETF	ETF-Other	0.99%	-0.10%	—
15	PM	Philip Morris International	Stock-Consumer Staples	0.73%	+0.05%	-1.90%
16	VEA	Vanguard Ftse Developed ETF	ETF-Other	0.71%	+0.04%	—
17	VDE	Vanguard Energy ETF	ETF-Other	0.57%	+0.16%	—
18	VV	Vanguard Large-cap ETF	ETF-Other	0.53%	-0.01%	-0.07%
19	T	At&t INC	Stock-Comm Services	0.42%	+0.07%	-0.39%
20	MO	Altria Group INC	Stock-Consumer Staples	0.41%	+0.06%	—
21	XOM	Exxon Mobil CORP	Stock-Energy	0.39%	+0.14%	-2.26%
22	AAPL	Apple INC	Stock-Tech	0.38%	+0.04%	—
23	MSFT	Microsoft CORP	Stock-Tech	0.37%	-0.07%	—
24	TFC	Truist Financial CORP	Stock-Financials	0.36%	-0.02%	-12.13%
25	GE	General Electric	Stock-Industrials	0.32%	-0.03%	—
26	AEP	American Electric Power	Stock-Utilities	0.31%	+0.06%	—
27	SO	Southern Co/the	Stock-Utilities	0.31%	+0.05%	—
28	ADBE	Adobe INC	Stock-Tech	0.29%	-0.08%	—
29	AZO	Autozone INC	Stock-Consumer Disc	0.26%	-0.01%	-2.80%
30	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	0.24%	+0.01%	-2.55%
31	MDLZ	Mondelez International Inc-a	Stock-Consumer Staples	0.23%	+0.02%	—
32	VNQ	Vanguard Real Estate ETF	ETF-Other	0.19%	—	—
33	FENY	Fidelity Msci Energy Index	ETF-Large Cap & Growth	0.17%	+0.02%	—
34	GEV	GE Vernova INC	Stock-Industrials	0.16%	+0.06%	—
35	RDVY	First Trust Rising Dividend	ETF-Other	0.16%	—	-2.36%
36	SCZ	Ishares Msci Eafe Small-cap	ETF-Other	0.15%	+0.01%	—
37	CMCSA	Comcast Corp-class A	Stock-Comm Services	0.15%	—	—
38	D	Dominion Energy INC	Stock-Utilities	0.14%	+0.02%	—
39	IJK	Ishares S&p Mid-cap 400 Grow	ETF-Other	0.14%	+0.02%	—
40	ORCL	Oracle CORP	Stock-Tech	0.13%	—	—
41	NSC	Norfolk Southern CORP	Stock-Industrials	0.12%	—	—
42	FUBOGBP	Fubotv INC	Stock-Other	0.03%	-0.02%	EXIT

Holding changes this quarter

Position changes disclosed by Fee-Only Financial Planning, L.C. for the quarter ending Q3 2025, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VUG	Vanguard Growth ETF	+2.6%	-1.55%	Trim
2	AAPL	Apple INC	+0.2%	—	Add
3	VOO	Vanguard S&p 500 ETF	+0.2%	—	Add
4	MGK	Vanguard Mega Cap Growth ETF	+0.1%	—	Unchanged
5	VBK	Vanguard Small-cap Grwth ETF	+0.1%	+0.03%	Add
6	GE	General Electric	+0.1%	—	Unchanged
7	MSFT	Microsoft CORP	+0.1%	—	Unchanged
8	VXF	Vanguard Extended Market ETF	+0.1%	—	Unchanged
9	VTI	Vanguard Total Stock Mkt ETF	0%	-1.60%	Trim
10	BAC	Bank Of America CORP	0%	-0.87%	Trim
11	VEU	Vanguard Ftse All-world Ex-u	0%	-0.87%	Add
12	VOT	Vanguard Mid-cap Growth ETF	0%	-1.01%	Trim
13	VEA	Vanguard Ftse Developed ETF	0%	—	Add
14	VV	Vanguard Large-cap ETF	0%	-0.07%	Trim
15	VWO	Vanguard Ftse Emerging Marke	—	-2.55%	Trim
16	SCZ	Ishares Msci Eafe Small-cap	—	—	Unchanged
17	IJK	Ishares S&p Mid-cap 400 Grow	0%	—	Unchanged
18	RDVY	First Trust Rising Dividend	0%	-2.36%	Trim
19	MO	Altria Group INC	0%	—	Unchanged
20	AZO	Autozone INC	0%	-2.80%	Trim
21	D	Dominion Energy INC	0%	—	Unchanged
22	VNQ	Vanguard Real Estate ETF	0%	—	Unchanged
23	SO	Southern Co/the	0%	—	Unchanged
24	FENY	Fidelity Msci Energy Index	0%	—	Unchanged
25	CMCSA	Comcast Corp-class A	-0.1%	—	Unchanged
26	AEP	American Electric Power	-0.1%	—	Unchanged
27	MDLZ	Mondelez International Inc-a	-0.1%	—	Unchanged
28	TFC	Truist Financial CORP	-0.1%	-12.13%	Trim
29	VB	Vanguard Small-cap ETF	-0.1%	-0.03%	Add
30	T	At&t INC	-0.1%	-0.39%	Trim
31	ADBE	Adobe INC	-0.1%	—	Unchanged
32	XOM	Exxon Mobil CORP	-0.1%	-2.26%	Trim
33	VDE	Vanguard Energy ETF	-0.1%	—	Unchanged
34	PM	Philip Morris International	-0.1%	-1.90%	Trim
35	VOE	Vanguard Mid-cap Value ETF	-0.2%	-0.67%	Trim
36	VO	Vanguard Mid-cap ETF	-0.3%	-0.91%	Trim
37	VBR	Vanguard Small-cap Value ETF	-0.4%	-1.47%	Trim
38	VTV	Vanguard Value ETF	-1.6%	-0.86%	Trim
39	GEV	GE Vernova INC	—	NEW	New buy
40	BRK-B	Berkshire Hathaway Inc-cl B	—	EXIT	Sold out
41	ICFI	Icf International INC	—	EXIT	Sold out
42	ORCL	Oracle CORP	—	NEW	New buy
43	NSC	Norfolk Southern CORP	—	NEW	New buy
44	ED	Consolidated Edison INC	—	EXIT	Sold out
45	FUBOGBP	Fubotv INC	—	NEW	New buy