DP
Divergent Planning, LLC Historical SEC 13F Holdings & Archive (Q4 2025)
Divergent Planning, LLCCIK: 0001730787
Sector-focusedMomentum followerLong-term holder
Total reported value
$391.5M
Reporting period: 2025-12-31 · Number of holdings: 36
Divergent Planning, LLC disclosed 36 holdings in its latest 13F filing for the period ending 2025-12-31, with total reported value of $391.5M and a quarterly turnover rate of 4.5%.
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Personality snowflake
- Concentration
- 50.79
- Portfolio Stability
- 4.45
- Momentum
- 100
- Sector conviction
- 100
- Diversification
- 72
- Sizing Uniformity
- 80.83
Divergent Planning, LLC's disclosed holdings carry a Herfindahl concentration index of 0.127 — mathematically equivalent to about 8 equally-sized positions, well below its 36 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 1.92), with a handful of outsized bets alongside many smaller positions.
Recent activity leans toward adding more aggressively to already-large existing positions than to newly initiated ones (a 5.2 percentage-point tilt) — a pattern consistent with a momentum-following approach.
Sector classification currently covers about 2% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Source and citation information
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Recent moves
View source Form 13F filing on SEC.govTrim IVV
+0.9% $2.9M
Add TBIL
+9.4% $977.0K
Trim DFCF
+1.0% $28.0K
Add AVDV
-0.4% $2.3M
Add JAAA
+6.1% $1.2M
Add JMBS
+5.0% $1.9M
Holdings Map
New buyAddUnchangedTrim
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Data Source Notice: AlphaSMO is the web's most authoritative 13F / Inside Trader database. Institutional holdings and insider trades presented here are precisely computed to deliver accurate portfolio reporting.
Top 10 holdings by weight
Full holdings list this quarter
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 26.08% | -0.29% | +0.89% | |
| 2 | AVDV | Avantis Intl S/c Value ETF | ETF-Other | 12.83% | +0.10% | -0.40% | |
| 3 | MDY | State Street Spdr S&p Midcap | ETF-Other | 11.90% | +0.04% | +2.64% | |
| 4 | JMBS | Janus Henderson Mortg Backed | ETF-Other | 10.69% | +0.08% | +4.99% | |
| 5 | AVUS | Avantis U.s. Equity ETF | ETF-Other | 6.96% | +0.06% | +1.85% | |
| 6 | DFAS | Dimensional US Small Cap ETF | ETF-Small Cap | 6.49% | -0.01% | +2.05% | |
| 7 | JAAA | Janus Henderson Aaa Clo ETF | ETF-Other | 5.39% | +0.10% | +6.06% | |
| 8 | VTEB | Vanguard Tax-exempt Bond ETF | ETF-Other | 3.76% | -0.03% | +2.45% | |
| 9 | DFCF | Dimensional Core Fixed Inc | ETF-Other | 3.42% | -0.13% | +0.96% | |
| 10 | TBIL | F/m US Treasury 3 Month Bill | ETF-Gov Bonds | 2.90% | +0.14% | +9.36% | |
| 11 | VCIT | Vanguard Int-term Corporate | ETF-Corp Bonds | 2.46% | -0.08% | +1.41% | |
| 12 | AVDE | Avantis International Equity | ETF-Other | 2.33% | +0.04% | +2.00% | |
| 13 | SCHC | Schwab Intl Small-cap Equity | ETF-Other | 1.61% | -0.04% | +2.04% | |
| 14 | AAPL | Apple Inc | Stock-Tech | 0.59% | -0.02% | -3.01% | |
| 15 | VT | Vanguard Tot World Stk ETF | ETF-Other | 0.25% | -0.03% | -8.26% | |
| 16 | MAR | Marriott International -cl A | Stock-Consumer Disc | 0.24% | +0.01% | -6.13% | |
| 17 | MS | Morgan Stanley | Stock-Financials | 0.19% | +0.19% | NEW | |
| 18 | MSFT | Microsoft CORP | Stock-Tech | 0.18% | -0.05% | -10.05% | |
| 19 | VO | Vanguard Mid-cap ETF | ETF-Other | 0.17% | -0.02% | -7.46% | |
| 20 | QQQ | Invesco Qqq Trust Series 1 | ETF-Tech | 0.16% | +0.01% | +7.58% | |
| 21 | AMZN | Amazon.com Inc | Stock-Consumer Disc | 0.15% | — | — | |
| 22 | V | Visa Inc-class A Shares | Stock-Financials | 0.14% | -0.01% | — | |
| 23 | LMT | Lockheed Martin CORP | Stock-Industrials | 0.13% | -0.01% | — | |
| 24 | AOA | Ishares Core 80/20 Aggressiv | ETF-Other | 0.12% | — | +1.45% | |
| 25 | AOR | Ishares Core 60/40 Balanced | ETF-Other | 0.10% | — | +2.86% | |
| 26 | VUG | Vanguard Growth ETF | ETF-Other | 0.10% | -0.01% | -8.35% | |
| 27 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 0.09% | +0.01% | — | |
| 28 | SPLV | Invesco S&p 500 Low Volatili | ETF-Large Cap & Growth | 0.09% | — | +0.55% | |
| 29 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 0.08% | -0.01% | -3.23% | |
| 30 | GLD | Spdr Gold Shares | ETF-Commodities | 0.08% | +0.01% | — | |
| 31 | ACN | Accenture plc | Stock-Tech | 0.08% | — | — | |
| 32 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.08% | — | — | |
| 33 | AOK | Ishares Core 30/70 Conservat | ETF-Other | 0.06% | +0.06% | NEW | |
| 34 | NVDA | Nvidia CORP | Stock-Tech | 0.06% | -0.01% | -15.91% | |
| 35 | FSCO | Fs Credit Opportunities CORP | Stock-Other | 0.02% | — | -8.01% | |
| 36 | HCAT | Health Catalyst Inc | Stock-Other | 0.01% | — | — |
Portfolio Performance
Performance for Q3 2026
0%
Performance Last 4 Quarters
+12.6%
- Stdev
- +9.9%
- Beta
- +0.73
- Alpha
- +0.3%
- Max Drawdown
- -5.1%
- Annualized Perf
- +16.7%
- Batting Avg vs S&P
- +38.9%
- Sortino
- +3.35
- Stutzer
- +0.47
- Treynor
- +0.22
- Sterling
- +1.16
- Calmar
- +3.29
- Information Ratio
- -1.08
- Tracking Error
- +5.2%
- Stdev Down
- +4.8%
- Winning Months %
- +69.4%
- Losing Months %
- +30.6%
- Best 12 Months
- +26.8%
- Worst 12 Months
- +5.4%
- Efficiency Ratio
- +0.63
- Sharpe
- +1.63
- Stdev Sectors
- +17.9%
- Skewness
- -0.14
- Kurtosis
- -0.32
- Upside Potential
- +4.91
Reported value over time
Sector allocation
Sector allocation over time
Quarterly history
| Period | Holdings | Total value | Stability | Top holdings | |
|---|---|---|---|---|---|
| 2025 Q4 | 36 | $391.5M | 4 | ||
| 2025 Q3 | 35 | $376.2M | 24 | ||
| 2025 Q2 | 35 | $338.4M | 0 | ||
| 2025 Q1 | 30 | $301.4M | 100 | ||
| 2024 Q4 | 28 | $292.4M | 0 | ||
| 2024 Q3 | 29 | $268.3M | 0 | ||
| 2024 Q2 | 28 | $250.9M | 0 | ||
| 2024 Q1 | 28 | $236.7M | 0 | ||
| 2023 Q4 | 26 | $207.1M | 0 | ||
| 2023 Q3 | 24 | $185.7M | 0 | ||
| 2023 Q2 | 26 | $190.9M | 0 | ||
| 2023 Q1 | 22 | $177.7M | 0 | ||
| 2022 Q4 | 18 | $159.0M | 0 | ||
| 2022 Q3 | 22 | $135.8M | 0 | ||
| 2022 Q2 | 18 | $139.2M | 0 | ||
| 2022 Q1 | 21 | $156.3M | 0 | ||
| 2021 Q4 | 18 | $136.6M | 0 | ||
| 2021 Q3 | 16 | $123.7M | 0 | ||
| 2021 Q2 | 17 | $123.4M | 97 | ||
| 2021 Q1 | 16 | $117.2M | 12 | ||
| 2020 Q4 | 15 | $104.4M | 0 |
Holding changes this quarter
Divergent Planning, LLC's most significant position changes for 2025-12-31: New buy: Morgan Stanley (MS); Sold out: Berkshire Hathaway Inc-cl B (BRK-B); New buy: Ishares Core 30/70 Conservat (AOK); Add: Ishares Core S&p 500 ETF (IVV) — shares +0.89%; Add: F/m US Treasury 3 Month Bill (TBIL) — shares +9.36%.
Filing History
FAQ
What is Divergent Planning, LLC and what type of investor is it?
Divergent Planning, LLC is an investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2025-12-31), the firm manages a tracked equity portfolio valued at approximately $391.5M, spread across 36 disclosed positions.
What are Divergent Planning, LLC's largest equity positions?
Based on the latest 13F filing, Divergent Planning, LLC's top holdings by market value are:
1. Ishares Core S&p 500 ETF (IVV) — $102.1M (26.1%)
2. Avantis Intl S/c Value ETF (AVDV) — $50.2M (12.8%)
3. State Street Spdr S&p Midcap (MDY) — $46.6M (11.9%)
4. Janus Henderson Mortg Backed (JMBS) — $41.8M (10.7%)
5. Avantis U.s. Equity ETF (AVUS) — $27.3M (7.0%)
What changes did Divergent Planning, LLC make in its most recent portfolio filing?
In the latest reported quarter, Divergent Planning, LLC made 29 notable position adjustments: 2 new positions were initiated, 16 existing holdings were added to, 10 positions were partially reduced, and 1 were completely exited. The largest of these moves: New buy: Morgan Stanley (MS); Sold out: Berkshire Hathaway Inc-cl B (BRK-B); New buy: Ishares Core 30/70 Conservat (AOK); Add: Ishares Core S&p 500 ETF (IVV) — shares +0.89%; Add: F/m US Treasury 3 Month Bill (TBIL) — shares +9.36%
What sectors does Divergent Planning, LLC focus on?
Divergent Planning, LLC is concentrated in the following sectors based on its current disclosed equity portfolio:
• Information Technology: 54.1%
• Financials: 21.9%
• Consumer Discretionary: 9.6%
• Industrials: 8.3%
• Communication Services: 6.0%
Investment Profile
Divergent Planning, LLC returned an annualized 16.7% over the trailing 36 months — outperforming the S&P 500 by 0.3 points — based on a reconstructed track record of its disclosed 13F positions, with a beta of 0.73 (less volatile than the market) and a 39% quarterly batting average against the index.
Its portfolio is moderately concentrated and long-term-holding, with 54.1% of the portfolio concentrated in Information Technology.
It has added to its IVV position over the past two quarters (+$13.1M, now $102.1M), while trimming MSFT over the same stretch (-$173.1K, still holding $715.4K).
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Developer Access
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