CIK: 0001765594
Total reported value
$770.1M
Reporting period: 2026-03-31 · Number of holdings: 296
CRA Financial Services, LLC disclosed 296 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $770.1M and a quarterly turnover rate of 11.6%.
Browse other institutions with $100M to $1B AUMBrowse other institutions starting with "C"
CRA Financial Services, LLC's disclosed holdings carry a Herfindahl concentration index of 0.019 — mathematically equivalent to about 52 equally-sized positions, well below its 296 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 2.16), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 35% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Add VTI
+34.5% $4.7M
Trim MSFT
+2.7% -$4.3M
Trim AAPL
-0.7% -$4.0M
Add SCHD
+1.1% $4.2M
Trim AMZN
+0.7% -$2.9M
Trim SCHG
+2.5% -$2.8M
Showing top 200 holdings (of 296 total)
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | AAPL | Apple INC | Stock-Tech | 6.61% | -0.57% | -0.65% | |
| 2 | SCHD | Schwab US Dvd Equity ETF | ETF-Other | 4.73% | +0.51% | +1.14% | |
| 3 | SCHG | Schwab US Large-cap Growth | ETF-Other | 3.92% | -0.39% | +2.54% | |
| 4 | AMZN | Amazon.com INC | Stock-Consumer Disc | 3.68% | -0.41% | +0.68% | |
| 5 | QQQ | Invesco Qqq Trust Series 1 | ETF-Tech | 3.22% | -0.22% | +0.66% | |
| 6 | NVDA | Nvidia CORP | Stock-Tech | 3.00% | -0.20% | +0.88% | |
| 7 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 2.72% | +0.59% | +34.48% | |
| 8 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 2.61% | — | +5.38% | |
| 9 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 2.55% | -0.23% | +0.35% | |
| 10 | DGRW | Wisdomtree U.s. Quality Divi | ETF-Other | 2.48% | +0.22% | +12.40% | |
| 11 | VIG | Vanguard Dividend Apprec ETF | ETF-Other | 2.13% | -0.18% | -4.84% | |
| 12 | MSFT | Microsoft CORP | Stock-Tech | 2.04% | -0.57% | +2.73% | |
| 13 | BALT | Inn Defined Wealth Shield | ETF-Other | 1.97% | +0.10% | +6.19% | |
| 14 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 1.83% | — | +3.64% | |
| 15 | SDY | Ss Spdr S&p Dividend ETF | ETF-Other | 1.77% | — | -5.64% | |
| 16 | ZALT | Innovator US Eq 10 Buffer | ETF-Other | 1.75% | +0.06% | +4.91% | |
| 17 | VB | Vanguard Small-cap ETF | ETF-Other | 1.68% | -0.07% | -4.98% | |
| 18 | VYMI | Vanguard Int High Dvd Yld In | ETF-Other | 1.27% | +0.34% | +32.07% | |
| 19 | VO | Vanguard Mid-cap ETF | ETF-Other | 1.20% | -0.09% | -5.12% | |
| 20 | SCHF | Schwab Intl Equity ETF | ETF-Other | 1.13% | +0.07% | +4.19% | |
| 21 | META | Meta Platforms Inc-class A | Stock-Comm Services | 1.13% | -0.17% | +0.95% | |
| 22 | FBND | Fidelity Total Bond ETF | ETF-Other | 1.08% | +0.25% | +32.72% | |
| 23 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 1.05% | -0.10% | +1.01% | |
| 24 | AVGO | Broadcom INC | Stock-Tech | 1.00% | -0.12% | +0.35% | |
| 25 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.95% | — | +7.74% | |
| 26 | JPST | Jpmorgan Ultra-short Income | ETF-Other | 0.92% | +0.07% | +9.10% | |
| 27 | XOM | Exxon Mobil CORP | Stock-Energy | 0.78% | +0.22% | -0.29% | |
| 28 | RSP | Invesco S&p 500 Equal Weight | ETF-Large Cap & Growth | 0.73% | — | +0.36% | |
| 29 | PDEC | Innovator U.s. Equity Power | ETF-Other | 0.73% | — | -2.53% | |
| 30 | JAAA | Janus Henderson Aaa Clo ETF | ETF-Other | 0.70% | +0.09% | +16.05% | |
| 31 | IVVM | Ishar Lc Md Qur Ld Etf-us In | ETF-Other | 0.70% | — | -2.31% | |
| 32 | HD | Home Depot INC | Stock-Consumer Disc | 0.68% | — | -0.38% | |
| 33 | BRK-B | Berkshire Hathaway Inc-cl B | Stock-Other | 0.67% | -0.08% | -5.31% | |
| 34 | V | Visa Inc-class A Shares | Stock-Financials | 0.64% | -0.11% | -0.53% | |
| 35 | BSCQ | Invesco Bulletshares 2026 Cb | ETF-Other | 0.60% | +0.07% | +13.75% | |
| 36 | BSCR | Invesco Bulletshares 2027 Cb | ETF-Other | 0.57% | +0.06% | +14.03% | |
| 37 | IJH | Ishares Core S&p Midcap ETF | ETF-Other | 0.56% | — | -7.25% | |
| 38 | AVLV | Avantis US Large Cap Value | ETF-Large Cap & Growth | 0.56% | +0.05% | +4.10% | |
| 39 | IWF | Ishares Russell 1000 Growth | ETF-Other | 0.55% | — | +6.48% | |
| 40 | VCIT | Vanguard Int-term Corporate | ETF-Corp Bonds | 0.53% | — | -1.16% | |
| 41 | PNOV | Innovator U.s. Equity Power | ETF-Other | 0.53% | — | -0.24% | |
| 42 | FBCG | Fidelity Blue Chip Grow ETF | ETF-Other | 0.52% | +0.06% | +23.94% | |
| 43 | CGNG | Cap Group New Geography Eq | ETF-Other | 0.51% | +0.13% | +35.69% | |
| 44 | SCHB | Schwab US Broad Market ETF | ETF-Other | 0.50% | — | -5.59% | |
| 45 | CVX | Chevron CORP | Stock-Energy | 0.50% | +0.15% | +4.48% | |
| 46 | PJUL | Innovator U.s. Equity Power | ETF-Other | 0.49% | — | -2.99% | |
| 47 | LLY | Eli Lilly & Co | Stock-Healthcare | 0.48% | -0.08% | +0.10% | |
| 48 | TBUX | T Rowe Price Ultra Short-ter | ETF-Other | 0.46% | +0.09% | +23.03% | |
| 49 | PJAN | Innovator U.s. Equity Power | ETF-Other | 0.45% | — | +5.16% | |
| 50 | JPM | Jpmorgan Chase & Co | Stock-Financials | 0.45% | — | +0.15% |
Performance for Q3 2026
+2.9%
Performance Last 4 Quarters
+20.6%
Based on 83% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 296 | $770.1M | 12 | |
| 2025-12-31 | 292 | $764.2M | 12 | |
| 2025-09-30 | 294 | $731.0M | 24 | |
| 2025-06-30 | 278 | $654.1M | 0 | |
| 2025-03-31 | 271 | $584.4M | 100 | |
| 2024-12-31 | 267 | $582.8M | 0 | |
| 2024-09-30 | 267 | $545.0M | 0 | |
| 2024-06-30 | 251 | $495.6M | 0 | |
| 2024-03-31 | 244 | $460.4M | 0 | |
| 2023-12-31 | 217 | $408.7M | 0 | |
| 2023-09-30 | 203 | $363.3M | 0 | |
| 2023-06-30 | 208 | $370.0M | 0 | |
| 2023-03-31 | 204 | $336.8M | 0 | |
| 2022-12-31 | 204 | $305.5M | 0 | |
| 2022-09-30 | 191 | $277.9M | 0 | |
| 2022-06-30 | 203 | $291.8M | 0 | |
| 2022-03-31 | 207 | $332.4M | 0 | |
| 2021-12-31 | 206 | $336.4M | 0 | |
| 2021-09-30 | 208 | $295.5M | 0 | |
| 2021-06-30 | 204 | $287.6M | 100 | |
| 2021-03-31 | 196 | $258.5M | 12 | |
| 2020-12-31 | 169 | $238.0M | 16 | |
| 2020-09-30 | 147 | $209.2M | 21 | |
| 2020-06-30 | 140 | $189.4M | 26 | |
| 2020-03-31 | 128 | $156.2M | 27 | |
| 2019-12-31 | 149 | $183.2M | 13 | |
| 2019-09-30 | 139 | $165.3M | 8 | |
| 2019-06-30 | 169 | $166.5M | 12 | |
| 2019-03-31 | 169 | $153.5M | 17 | |
| 2018-12-31 | 157 | $138.5M | — |
CRA Financial Services, LLC's most significant position changes for 2026-03-31: New buy: Fidelity Enhanced Mid Cap Co (FMDE); New buy: Jpmorgan Short Duration Core (JSCP); Add: Vanguard Total Stock Mkt ETF (VTI) — shares +34.48%; Add: Microsoft CORP (MSFT) — shares +2.73%; Trim: Apple INC (AAPL) — shares -0.65%.
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | VTI | Vanguard Total Stock Mkt ETF | +0.6% | +34.48% | Add |
| 2 | SCHD | Schwab US Dvd Equity ETF | +0.5% | +1.14% | Add |
| 3 | VYMI | Vanguard Int High Dvd Yld In | +0.3% | +32.07% | Add |
| 4 | FBND | Fidelity Total Bond ETF | +0.3% | +32.72% | Add |
| 5 | FENI | Fidelity Enhanced Intl ETF | +0.2% | +241.41% | Add |
| 6 | DGRW | Wisdomtree U.s. Quality Divi | +0.2% | +12.40% | Add |
| 7 | XOM | Exxon Mobil CORP | +0.2% | -0.29% | Trim |
| 8 | VUSV | Vanguard Wellingt US Va ETF | +0.2% | +229.93% | Add |
| 9 | VXUS | Vanguard Total Intl Stock | +0.2% | +52.75% | Add |
| 10 | CVX | Chevron CORP | +0.2% | +4.48% | Add |
| 11 | CGNG | Cap Group New Geography Eq | +0.1% | +35.69% | Add |
| 12 | BALT | Inn Defined Wealth Shield | +0.1% | +6.19% | Add |
| 13 | BSCT | Invesco Bulletshares 2029 Cb | +0.1% | +61.44% | Add |
| 14 | JAAA | Janus Henderson Aaa Clo ETF | +0.1% | +16.05% | Add |
| 15 | TBUX | T Rowe Price Ultra Short-ter | +0.1% | +23.03% | Add |
| 16 | BSCS | Invesco Bulletshares 2028 Cb | +0.1% | +25.84% | Add |
| 17 | FESM | Fidelity Enhanced Small Cap | +0.1% | +279.90% | Add |
| 18 | JPST | Jpmorgan Ultra-short Income | +0.1% | +9.10% | Add |
| 19 | SCHF | Schwab Intl Equity ETF | +0.1% | +4.19% | Add |
| 20 | BSCQ | Invesco Bulletshares 2026 Cb | +0.1% | +13.75% | Add |
| 21 | ZALT | Innovator US Eq 10 Buffer | +0.1% | +4.91% | Add |
| 22 | BSCR | Invesco Bulletshares 2027 Cb | +0.1% | +14.03% | Add |
| 23 | CAT | Caterpillar INC | +0.1% | +0.98% | Add |
| 24 | XLE | Ss Energy Select Sector | +0.1% | +1.02% | Add |
| 25 | FBCG | Fidelity Blue Chip Grow ETF | +0.1% | +23.94% | Add |
| 26 | BSCU | Invesco Bulletshares 2030 Cb | +0.1% | +53.81% | Add |
| 27 | AVLV | Avantis US Large Cap Value | +0.1% | +4.10% | Add |
| 28 | VGMS | Vanguard Multi-sector | +0.1% | +94.09% | Add |
| 29 | VB | Vanguard Small-cap ETF | -0.1% | -4.98% | Trim |
| 30 | LLY | Eli Lilly & Co | -0.1% | +0.10% | Add |
| 31 | VUG | Vanguard Growth ETF | -0.1% | -20.89% | Trim |
| 32 | MA | Mastercard INC - A | -0.1% | -2.52% | Trim |
| 33 | BRK-B | Berkshire Hathaway Inc-cl B | -0.1% | -5.31% | Trim |
| 34 | TSLA | Tesla INC | -0.1% | -6.28% | Trim |
| 35 | ORCL | Oracle CORP | -0.1% | +6.01% | Add |
| 36 | VO | Vanguard Mid-cap ETF | -0.1% | -5.12% | Trim |
| 37 | GOOG | Alphabet Inc-cl C | -0.1% | +1.01% | Add |
| 38 | V | Visa Inc-class A Shares | -0.1% | -0.53% | Trim |
| 39 | AVGO | Broadcom INC | -0.1% | +0.35% | Add |
| 40 | META | Meta Platforms Inc-class A | -0.2% | +0.95% | Add |
| 41 | VIG | Vanguard Dividend Apprec ETF | -0.2% | -4.84% | Trim |
| 42 | NVDA | Nvidia CORP | -0.2% | +0.88% | Add |
| 43 | QQQ | Invesco Qqq Trust Series 1 | -0.2% | +0.66% | Add |
| 44 | GOOGL | Alphabet Inc-cl A | -0.2% | +0.35% | Add |
| 45 | SCHG | Schwab US Large-cap Growth | -0.4% | +2.54% | Add |
| 46 | AMZN | Amazon.com INC | -0.4% | +0.68% | Add |
| 47 | MSFT | Microsoft CORP | -0.6% | +2.73% | Add |
| 48 | AAPL | Apple INC | -0.6% | -0.65% | Trim |
| 49 | FMDE | Fidelity Enhanced Mid Cap Co | — | NEW | New buy |
| 50 | JSCP | Jpmorgan Short Duration Core | — | NEW | New buy |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-04-09 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-01-16 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-10-16 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-07-14 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-04-16 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-01-31 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-10-10 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-07-12 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-04-17 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-02-01 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-10-13 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-07-11 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-04-06 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-01-24 | 13F-HR | View on EDGAR |
| 2022-09-30 | 2022-10-24 | 13F-HR | View on EDGAR |
| 2022-06-30 | 2022-07-21 | 13F-HR | View on EDGAR |
| 2022-03-31 | 2022-04-15 | 13F-HR | View on EDGAR |
| 2021-12-31 | 2022-01-20 | 13F-HR | View on EDGAR |
| 2021-09-30 | 2021-10-12 | 13F-HR | View on EDGAR |
| 2021-06-30 | 2021-07-23 | 13F-HR | View on EDGAR |
| 2021-03-31 | 2021-04-16 | 13F-HR | View on EDGAR |
| 2020-12-31 | 2021-01-27 | 13F-HR | View on EDGAR |
| 2020-09-30 | 2020-10-14 | 13F-HR | View on EDGAR |
| 2020-06-30 | 2020-07-22 | 13F-HR | View on EDGAR |
| 2020-03-31 | 2020-04-14 | 13F-HR | View on EDGAR |
| 2019-12-31 | 2020-01-28 | 13F-HR | View on EDGAR |
| 2019-09-30 | 2019-11-07 | 13F-HR | View on EDGAR |
| 2019-06-30 | 2019-07-24 | 13F-HR | View on EDGAR |
| 2019-03-31 | 2019-04-15 | 13F-HR | View on EDGAR |
| 2018-12-31 | 2019-02-08 | 13F-HR | View on EDGAR |
Institutions with a similar AUM
CIK 0001716984
Total reported value
$770.0M
104 stks
2026-03-31
AUM within 0.0% of this institution
CIK 0001763146
Total reported value
$770.3M
225 stks
2026-03-31
AUM within 0.0% of this institution
CIK 0001814214
Total reported value
$770.5M
207 stks
2026-03-31
AUM within 0.1% of this institution
Institutions with overlapping top holdings
CIK 0000925208
Total reported value
$2.7B
710 stks
2023-12-31
Stale — no recent filing
4 of the top 5 holdings overlap, including Apple INC
CIK 0001915687
Total reported value
$178.1M
101 stks
2026-03-31
4 of the top 5 holdings overlap, including Schwab US Large-cap Growth
CIK 0000046392
Total reported value
$319.8M
14,170 stks
2026-03-31
3 of the top 5 holdings overlap, including Apple INC