Avalon Advisory Group — Q4 2025 13F Holdings

Name: Avalon Advisory Group — 13F Holdings, Q4 2025
Creator: AlphaSMO
License: https://www.sec.gov/forms

CIK: 0001802119

Total reported value

$247.9M

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	50.75%	-0.51%	-2.83%
2	IEF	Ishares 7-10 Year Treasury B	ETF-Gov Bonds	34.84%	+0.78%	+6.35%
3	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	5.88%	+0.19%	-3.86%
4	ITOT	Ishares Core S&p Total U.s.	ETF-Other	3.11%	-0.19%	-12.26%
5	SCHF	Schwab Intl Equity ETF	ETF-Other	1.74%	+0.03%	—
6	SCHB	Schwab US Broad Market ETF	ETF-Other	1.69%	-0.12%	-0.07%
7	VXUS	Vanguard Total Intl Stock	ETF-Other	0.93%	+0.01%	-11.80%
8	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	0.35%	-0.02%	—
9	MSFT	Microsoft CORP	Stock-Tech	0.21%	-0.05%	-20.97%
10	AAPL	Apple INC	Stock-Tech	0.16%	-0.01%	-44.43%
11	NVDA	Nvidia CORP	Stock-Tech	0.12%	-0.01%	-72.27%
12	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.11%	—	—
13	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.09%	-0.09%	EXIT

Position changes disclosed by Avalon Advisory Group for the quarter ending Q4 2025, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	IEF	Ishares 7-10 Year Treasury B	+2.2%	+6.35%	Add
2	SCHF	Schwab Intl Equity ETF	+0.1%	—	Unchanged
3	SCHB	Schwab US Broad Market ETF	0%	-0.07%	Trim
4	VOO	Vanguard S&p 500 ETF	0%	—	Unchanged
5	SPY	Ss Spdr S&p 500 ETF Trust-us	—	—	Unchanged
6	GOOG	Alphabet Inc-cl C	—	-22.22%	Trim
7	VEU	Vanguard Ftse All-world Ex-u	0%	-3.86%	Trim
8	VTI	Vanguard Total Stock Mkt ETF	0%	-2.83%	Trim
9	MSFT	Microsoft CORP	-0.1%	-20.97%	Trim
10	VXUS	Vanguard Total Intl Stock	-0.1%	-11.80%	Trim
11	AAPL	Apple INC	-0.1%	-44.43%	Trim
12	NVDA	Nvidia CORP	-0.3%	-72.27%	Trim
13	ITOT	Ishares Core S&p Total U.s.	-0.3%	-12.26%	Trim
14	FNB	Fnb CORP	—	EXIT	Sold out
15	FITB	Fifth Third Bancorp	—	EXIT	Sold out
16	BOKF	Bok Financial Corporation	—	EXIT	Sold out
17	WSBC	Wesbanco INC	—	EXIT	Sold out
18	AMZN	Amazon.com INC	—	EXIT	Sold out