CIK: 0002107020
Total reported value
$107.0M
Reporting period: 2026-03-31 · Number of holdings: 26
Arnold Financial Planning LLC disclosed 26 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $107.0M and a quarterly turnover rate of 11.8%.
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Arnold Financial Planning LLC's disclosed holdings carry a Herfindahl concentration index of 0.087 — mathematically equivalent to about 12 equally-sized positions, well below its 26 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes are fairly uniform across the portfolio (a coefficient of variation of 1.14), suggesting a disciplined, rules-based approach to how much capital goes into each idea.
Recent activity leans toward adding more aggressively to already-large existing positions than to newly initiated ones (a 5.3 percentage-point tilt) — a pattern consistent with a momentum-following approach.
Sector classification currently covers about 2% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim DFAC
-0.4% -$183.5K
Add SCHO
+19.4% $2.0M
Trim DFCF
-2.9% -$216.8K
Add SCHV
+15.3% $1.2M
Trim SLYV
-1.1% $193.9K
Add SCHA
+14.5% $1.1M
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | SCHZ | Schwab US Aggregate Bond ETF | ETF-Other | 13.86% | +0.27% | +13.22% | |
| 2 | SCHX | Schwab US Large-cap ETF | ETF-Other | 12.66% | +0.07% | +16.45% | |
| 3 | SCHO | Schwab Short-term US Treas | ETF-Other | 11.75% | +0.85% | +19.44% | |
| 4 | SCHF | Schwab Intl Equity ETF | ETF-Other | 9.94% | +0.18% | +9.23% | |
| 5 | SCHA | Schwab US Small-cap ETF | ETF-Other | 7.40% | +0.42% | +14.49% | |
| 6 | DFAC | Dimensional US Core Equity 2 | ETF-Other | 7.34% | -0.95% | -0.45% | |
| 7 | SCHV | Schwab US Large-cap Value | ETF-Other | 6.82% | +0.48% | +15.31% | |
| 8 | SLYV | Ss Spdr S&p 600 Sc Val ETF | ETF-Other | 6.56% | -0.48% | -1.09% | |
| 9 | SCHC | Schwab Intl Small-cap Equity | ETF-Other | 5.88% | -0.11% | +5.58% | |
| 10 | DFCF | Dimensional Core Fixed INC | ETF-Other | 5.29% | -0.77% | -2.92% | |
| 11 | SCHE | Schwab Emrg Mrkts Eqty ETF | ETF-Other | 3.04% | +0.10% | +13.55% | |
| 12 | DFAI | Dimensional International Co | ETF-Other | 1.81% | -0.15% | -0.65% | |
| 13 | AAPL | Apple INC | Stock-Tech | 1.22% | +0.17% | +38.00% | |
| 14 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 1.15% | -0.24% | -4.99% | |
| 15 | DFAX | Dimensional World Ex US Core | ETF-Other | 1.03% | -0.07% | +0.03% | |
| 16 | DFAE | Dimensional Emerging Core Eq | ETF-Emerging Markets | 0.80% | -0.09% | -4.26% | |
| 17 | SGOV | Ishares 0-3 Month Treasury B | ETF-Gov Bonds | 0.63% | +0.31% | +114.14% | |
| 18 | IJR | Ishares Core S&p Small-cap E | ETF-Small Cap | 0.54% | -0.12% | -12.40% | |
| 19 | NVDA | Nvidia CORP | Stock-Tech | 0.52% | -0.10% | — | |
| 20 | DFAR | Dimensional US Real Est ETF | ETF-Other | 0.42% | -0.02% | +3.48% | |
| 21 | META | Meta Platforms Inc-class A | Stock-Comm Services | 0.25% | +0.01% | +34.58% | |
| 22 | VTIP | Vanguard Short-term Tips | ETF-Other | 0.24% | -0.02% | — | |
| 23 | IBDS | Ishrs Ibnds Dec 27 CORP ETF | ETF-Other | 0.23% | +0.23% | NEW | |
| 24 | IBDU | Ishares Ibonds Dec 2029 Term | ETF-Other | 0.21% | +0.21% | NEW | |
| 25 | IBDT | Ishares Ibonds Dec 2028 ETF | ETF-Other | 0.21% | +0.21% | NEW | |
| 26 | FNDA | Schwab Fndmntl US Sm Co ETF | ETF-Other | 0.19% | -0.02% | -0.11% |
Performance for Q3 2026
+2.7%
Performance Last 4 Quarters
+4.3%
Based on 5 months of available history
Based on 81% of reported portfolio value with available pricing
Arnold Financial Planning LLC's most significant position changes for 2026-03-31: Sold out: Ishares Msci Eafe ETF (EFA); New buy: Ishrs Ibnds Dec 27 CORP ETF (IBDS); New buy: Ishares Ibonds Dec 2029 Term (IBDU); New buy: Ishares Ibonds Dec 2028 ETF (IBDT); Trim: Dimensional US Core Equity 2 (DFAC) — shares -0.45%.
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | SCHO | Schwab Short-term US Treas | +0.9% | +19.44% | Add |
| 2 | SCHV | Schwab US Large-cap Value | +0.5% | +15.31% | Add |
| 3 | SCHA | Schwab US Small-cap ETF | +0.4% | +14.49% | Add |
| 4 | SGOV | Ishares 0-3 Month Treasury B | +0.3% | +114.14% | Add |
| 5 | SCHZ | Schwab US Aggregate Bond ETF | +0.3% | +13.22% | Add |
| 6 | SCHF | Schwab Intl Equity ETF | +0.2% | +9.23% | Add |
| 7 | AAPL | Apple INC | +0.2% | +38.00% | Add |
| 8 | SCHE | Schwab Emrg Mrkts Eqty ETF | +0.1% | +13.55% | Add |
| 9 | SCHX | Schwab US Large-cap ETF | +0.1% | +16.45% | Add |
| 10 | META | Meta Platforms Inc-class A | 0% | +34.58% | Add |
| 11 | DFAR | Dimensional US Real Est ETF | 0% | +3.48% | Add |
| 12 | FNDA | Schwab Fndmntl US Sm Co ETF | 0% | -0.11% | Trim |
| 13 | VTIP | Vanguard Short-term Tips | 0% | — | Unchanged |
| 14 | DFAX | Dimensional World Ex US Core | -0.1% | +0.03% | Add |
| 15 | DFAE | Dimensional Emerging Core Eq | -0.1% | -4.26% | Trim |
| 16 | NVDA | Nvidia CORP | -0.1% | — | Unchanged |
| 17 | SCHC | Schwab Intl Small-cap Equity | -0.1% | +5.58% | Add |
| 18 | IJR | Ishares Core S&p Small-cap E | -0.1% | -12.40% | Trim |
| 19 | DFAI | Dimensional International Co | -0.2% | -0.65% | Trim |
| 20 | VTI | Vanguard Total Stock Mkt ETF | -0.2% | -4.99% | Trim |
| 21 | SLYV | Ss Spdr S&p 600 Sc Val ETF | -0.5% | -1.09% | Trim |
| 22 | DFCF | Dimensional Core Fixed INC | -0.8% | -2.92% | Trim |
| 23 | DFAC | Dimensional US Core Equity 2 | -1% | -0.45% | Trim |
| 24 | EFA | Ishares Msci Eafe ETF | — | EXIT | Sold out |
| 25 | IBDS | Ishrs Ibnds Dec 27 CORP ETF | — | NEW | New buy |
| 26 | IBDU | Ishares Ibonds Dec 2029 Term | — | NEW | New buy |
| 27 | IBDT | Ishares Ibonds Dec 2028 ETF | — | NEW | New buy |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-04-14 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-01-27 | 13F-HR | View on EDGAR |
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