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Adirondack Retirement Specialists, Inc. Historical SEC 13F Holdings & Archive (Q3 2023)
Adirondack Retirement Specialists, Inc.CIK: 0001841016
Long-term holderQuality / disciplined sizingSector-focused
Total reported value
$128.6M
Reporting period: 2023-09-30 · Number of holdings: 24
ADIRONDACK RETIREMENT SPECIALISTS, INC. disclosed 24 holdings in its latest 13F filing for the period ending 2023-09-30, with total reported value of $128.6M and a quarterly turnover rate of 0.0%.
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Personality snowflake
- Concentration
- 32.7
- Portfolio Stability
- 0
- Momentum
- 50
- Sector conviction
- 74.32
- Diversification
- 48
- Sizing Uniformity
- 89.98
Adirondack Retirement Specialists, Inc.'s disclosed holdings carry a Herfindahl concentration index of 0.082 — mathematically equivalent to about 12 equally-sized positions, well below its 24 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes are fairly uniform across the portfolio (a coefficient of variation of 1.00), suggesting a disciplined, rules-based approach to how much capital goes into each idea.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 32% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Source and citation information
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Recent moves
View source Form 13F filing on SEC.govNo holding changes this quarter
Holdings Map
New buyAddUnchangedTrim
Top 10 holdings by weight
Full holdings list this quarter
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | TBIL | F/m US Treasury 3 Month Bill | ETF-Gov Bonds | 15.72% | — | +66.11% | |
| 2 | CASH | Pathward Financial Inc | Stock-Other | 12.17% | — | +3.32% | |
| 3 | IDT | Idt Corp-class B | Stock-Other | 10.54% | — | +9.18% | |
| 4 | USFR | Wisdomtree Floating Rate Tre | ETF-Other | 9.46% | — | +4.07% | |
| 5 | ESLT | Elbit Systems Ltd. | Stock-Industrials | 7.58% | — | +1.89% | |
| 6 | KKR | Kkr & Co Inc | Stock-Financials | 6.13% | — | -24.78% | |
| 7 | XPEL | Xpel Inc | Stock-Other | 5.91% | — | -10.31% | |
| 8 | CWH | Camping World Holdings Inc-a | Stock-Other | 4.84% | — | +25.75% | |
| 9 | DAKT | Daktronics Inc | Stock-Other | 4.03% | — | +56.42% | |
| 10 | GWRE | Guidewire Software Inc | Stock-Tech | 3.23% | — | -6.64% | |
| 11 | MC | Moelis & Co - Class A | Stock-Financials | 2.85% | — | -44.86% | |
| 12 | SHOP | Shopify Inc - Class A | Stock-Tech | 2.81% | — | -3.58% | |
| 13 | VLO | Valero Energy CORP | Stock-Energy | 2.50% | — | +0.14% | |
| 14 | TBBK | Bancorp Inc/the | Stock-Other | 2.26% | — | +81.18% | |
| 15 | CALY | Callaway Golf Company | Stock-Other | 2.12% | — | +87.10% | |
| 16 | GTLB | Gitlab Inc-cl A | Stock-Tech | 2.11% | — | +0.85% | |
| 17 | DVN | Devon Energy CORP | Stock-Energy | 1.41% | — | +1.63% | |
| 18 | COST | Costco Wholesale CORP | Stock-Consumer Staples | 1.09% | — | -0.68% | |
| 19 | VYM | Vanguard High Dvd Yield ETF | ETF-Other | 0.81% | — | +10.07% | |
| 20 | TPL | Texas Pacific Land CORP | Stock-Energy | 0.73% | — | -0.19% | |
| 21 | AAPL | Apple Inc | Stock-Tech | 0.57% | — | -2.49% | |
| 22 | NVDA | Nvidia CORP | Stock-Tech | 0.56% | — | — | |
| 23 | PAYS | Paysign Inc | Stock-Other | 0.28% | — | -50.14% | |
| 24 | OUNZ | Vaneck Merk Gold ETF | ETF-Commodities | 0.28% | — | -1.28% |
Portfolio Performance
Performance for Q3 2026
+5.4%
Performance Last 4 Quarters
+9.6%
- Stdev
- +16%
- Beta
- +0.75
- Alpha
- +5.7%
- Max Drawdown
- -7.7%
- Annualized Perf
- +21.2%
- Batting Avg vs S&P
- +50%
- Sortino
- +2.87
- Stutzer
- +0.39
- Treynor
- +0.28
- Sterling
- +1.37
- Calmar
- +2.75
- Information Ratio
- +0.05
- Tracking Error
- +13.1%
- Stdev Down
- +7.2%
- Winning Months %
- +69.4%
- Losing Months %
- +30.6%
- Best 12 Months
- +44.9%
- Worst 12 Months
- +2.8%
- Efficiency Ratio
- +0.57
- Sharpe
- +1.29
- Stdev Sectors
- +9.8%
- Skewness
- +0.35
- Kurtosis
- -0.57
- Upside Potential
- +4.61
Reported value over time
Sector allocation
Sector allocation over time
Quarterly history
Holding changes this quarter
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|
Filing History
FAQ
What is Adirondack Retirement Specialists, Inc. and what type of investor is it?
Adirondack Retirement Specialists, Inc. is an investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2023-09-30), the firm manages a tracked equity portfolio valued at approximately $128.6M, spread across 24 disclosed positions.
What are Adirondack Retirement Specialists, Inc.'s largest equity positions?
Based on the latest 13F filing, Adirondack Retirement Specialists, Inc.'s top holdings by market value are:
1. F/m US Treasury 3 Month Bill (TBIL) — $20.2M (15.7%)
2. Pathward Financial Inc (CASH) — $15.7M (12.2%)
3. Idt Corp-class B (IDT) — $13.6M (10.5%)
4. Wisdomtree Floating Rate Tre (USFR) — $12.2M (9.5%)
5. Elbit Systems Ltd. (ESLT) — $9.7M (7.6%)
What changes did Adirondack Retirement Specialists, Inc. make in its most recent portfolio filing?
No notable portfolio changes were recorded for Adirondack Retirement Specialists, Inc. in the most recent quarter. Holdings appear to have remained relatively stable.
What sectors does Adirondack Retirement Specialists, Inc. focus on?
Adirondack Retirement Specialists, Inc. is concentrated in the following sectors based on its current disclosed equity portfolio:
• Information Technology: 29.4%
• Financials: 28.4%
• Industrials: 24.0%
• Energy: 14.7%
• Consumer Staples: 3.5%
Investment Profile
Adirondack Retirement Specialists, Inc. returned an annualized 21.2% over the trailing 36 months — outperforming the S&P 500 by 5.7 points — based on a reconstructed track record of its disclosed 13F positions, with a beta of 0.75 (less volatile than the market) and a 50% quarterly batting average against the index.
Its portfolio is broadly diversified and long-term-holding.
It has added to its TBIL position over the past two quarters (+$16.5M, now $20.2M), while trimming IDT over the same stretch (-$6.4M, still holding $13.6M).
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JF
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WH
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Developer Access
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