Werba Rubin Papier Wealth Management — Inside Their 13F Portfolio

CIK: 0001971029

Diversified strategyContrarianSector-focused

Total reported value

$718.1M

Reporting period: 2026-03-31 · Number of holdings: 278

Werba Rubin Papier Wealth Management disclosed 278 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $718.1M and a quarterly turnover rate of 71.2%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "W"

Personality snowflake

Concentration: 15.73
Portfolio Stability: 71.24
Momentum/Contrarian: 0
Sector conviction: 91.49
Diversification: 100
Sizing Uniformity: 68.42

Werba Rubin Papier Wealth Management's disclosed holdings carry a Herfindahl concentration index of 0.039 — mathematically equivalent to about 25 equally-sized positions, well below its 278 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.

Position sizes vary widely across the portfolio (a coefficient of variation of 3.16), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Sector classification currently covers about 21% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.

Recent moves

Trim NVDA
+0.4%　-$1.5M
Trim BND
+12.7%　$3.2M
Trim VUG
+4.9%　-$1.3M
Trim VTV
+3.6%　$1.3M
Trim DFIV
-0.8%　$597.0K
Trim IEF
+20.7%　$2.7M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 200 holdings (of 278 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	AVUS	Avantis U.s. Equity ETF	ETF-Other	11.35%	+11.35%	NEW
2	AVDE	Avantis International Equity	ETF-Other	9.87%	+9.87%	NEW
3	AVUV	Avantis US Small Cap Value	ETF-Small Cap	6.66%	+6.66%	NEW
4	AVDV	Avantis Intl S/c Value ETF	ETF-Other	4.55%	+4.55%	NEW
5	AAPL	Apple INC	Stock-Tech	4.24%	+4.24%	NEW
6	BND	Vanguard Total Bond Market	ETF-Other	4.17%	-3.07%	+12.71%
7	NVDA	Nvidia CORP	Stock-Tech	3.25%	-3.49%	+0.38%
8	VTV	Vanguard Value ETF	ETF-Other	3.11%	-2.57%	+3.56%
9	VUG	Vanguard Growth ETF	ETF-Other	2.77%	-2.96%	+4.89%
10	IEF	Ishares 7-10 Year Treasury B	ETF-Gov Bonds	2.29%	-1.44%	+20.68%
11	AVEM	Avantis Emerging Markets Eq	ETF-Emerging Markets	2.22%	+2.22%	NEW
12	SCHQ	Schwab Long-term US Treasury	ETF-Gov Bonds	2.10%	—	-0.84%
13	DFIV	Dimensional International Va	ETF-Other	1.76%	-1.51%	-0.78%
14	DFSD	Dimensional Short Duration	ETF-Other	1.73%	-1.14%	+17.27%
15	AVSF	Avantis Short-term Fixed INC	ETF-Other	1.32%	+1.32%	NEW
16	DFUV	Dimensional US Marketwide Va	ETF-Other	1.25%	—	-0.85%
17	DFAI	Dimensional International Co	ETF-Other	1.19%	-0.78%	+15.19%
18	CGCB	Cap Group Core Bond	ETF-Other	1.04%	-1.10%	-4.52%
19	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	0.87%	—	+7.18%
20	SCHV	Schwab US Large-cap Value	ETF-Other	0.83%	—	+3.20%
21	VIGI	Vanguard Int Div App Indx Fd	ETF-Other	0.82%	—	+4.35%
22	DFAC	Dimensional US Core Equity 2	ETF-Other	0.75%	—	+2.62%
23	PRCT	Procept Biorobotics CORP	Stock-Other	0.73%	-1.06%	—
24	AVLV	Avantis US Large Cap Value	ETF-Large Cap & Growth	0.71%	+0.71%	NEW
25	VSDB	Vanguard Short Dur Bond ETF	ETF-Other	0.71%	+0.52%	+637.25%
26	MSFT	Microsoft CORP	Stock-Tech	0.70%	-0.94%	+8.13%
27	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.64%	—	+7.58%
28	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.63%	—	+7.46%
29	AVIG	Avantis Core Fixed Income	ETF-Other	0.60%	+0.60%	NEW
30	EMXC	Ishares Msci Emr Mrk Ex Chna	ETF-Other	0.58%	-0.44%	+3.12%
31	AMZN	Amazon.com INC	Stock-Consumer Disc	0.57%	+0.57%	NEW
32	DFUS	Dimensional US Eq Mkt ETF	ETF-Other	0.56%	—	-2.11%
33	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	0.56%	—	+3.17%
34	BITW	Bitwise 10 Crypto Index ETF	ETF-Crypto	0.54%	+0.54%	NEW
35	VBR	Vanguard Small-cap Value ETF	ETF-Other	0.51%	—	+1.80%
36	META	Meta Platforms Inc-class A	Stock-Comm Services	0.49%	—	+7.73%
37	AVGE	Avantis All Eqty Mrkts ETF	ETF-Other	0.46%	+0.46%	NEW
38	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.45%	—	+8.01%
39	VOE	Vanguard Mid-cap Value ETF	ETF-Other	0.43%	—	+3.39%
40	GLD	Spdr Gold Shares	ETF-Commodities	0.43%	—	+5.12%
41	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.42%	-0.49%	-7.13%
42	DFAT	Dimensional US Target Value	ETF-Other	0.40%	—	-0.97%
43	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.40%	+0.40%	NEW
44	VOT	Vanguard Mid-cap Growth ETF	ETF-Other	0.38%	—	+5.07%
45	AVIV	Avantis Int Lrg Cap Val ETF	ETF-Other	0.37%	+0.37%	NEW
46	LRCX	Lam Research CORP	Stock-Tech	0.37%	+0.29%	+632.64%
47	XOM	Exxon Mobil CORP	Stock-Energy	0.36%	-0.11%	+5.59%
48	COST	Costco Wholesale CORP	Stock-Consumer Staples	0.35%	-0.16%	+16.80%
49	SCHG	Schwab US Large-cap Growth	ETF-Other	0.35%	—	+4.97%
50	V	Visa Inc-class A Shares	Stock-Financials	0.30%	—	+1.71%

1–50 of 200

Portfolio Performance

Performance for Q3 2026

+2.4%

Performance Last 4 Quarters

+22.9%

Based on 84% of reported portfolio value with available pricing

Stdev: +11.8%
Beta: +0.82
Alpha: +0.2%
Max Drawdown: -7.4%
Annualized Perf: +15.7%
Batting Avg vs S&P: +41.7%
Sortino: +2.64
Stutzer: +0.38
Treynor: +0.19
Sterling: +1
Calmar: +2.11
Information Ratio: -0.56
Tracking Error: +5.7%
Stdev Down: +5.8%
Winning Months %: +63.9%
Losing Months %: +36.1%
Best 12 Months: +32.5%
Worst 12 Months: +5.4%
Efficiency Ratio: +0.51
Sharpe: +1.29
Stdev Sectors: +14%
Skewness: +0.09
Kurtosis: -0.76
Upside Potential: +4.43

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	278	$718.1M	71	1AVUS 2AVDE 3AVUV Top holdings2026-03-31 1.AVUS 2.AVDE 3.AVUV 4.AVDV 5.AAPL 6.BND 7.NVDA 8.VTV 9.VUG 10.IEF
2025-12-31	232	$369.0M	71	1BND 2NVDA 3VUG Top holdings2025-12-31 1.BND 2.NVDA 3.VUG 4.VTV 5.SCHQ 6.IEF 7.DFIV 8.DFSD 9.DFUV 10.CGCB
2025-09-30	241	$619.1M	35	1AVUS 2AVDE 3AVUV Top holdings2025-09-30 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.NVDA 7.VUG 8.VTV 9.BND 10.SCHQ
2025-06-30	230	$532.2M	0	1AVUS 2AVDE 3AVUV Top holdings2025-06-30 1.AVUS 2.AVDE 3.AVUV 4.AVDV 5.AAPL 6.SCHQ 7.VUG 8.BND 9.PRCT 10.AVEM
2025-03-31	192	$459.8M	0	1AVUS 2AVDE 3AVUV Top holdings2025-03-31 1.AVUS 2.AVDE 3.AVUV 4.SCHQ 5.AVDV 6.AAPL 7.VUG 8.PRCT 9.AVEM 10.BND
2024-12-31	195	$423.9M	0	1AVUS 2AVDE 3AVUV Top holdings2024-12-31 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.VUG 7.SCHQ 8.AVEM 9.DFUV 10.VTV
2024-09-30	193	$426.3M	0	1AVUS 2AVDE 3AVUV Top holdings2024-09-30 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.VUG 7.AVEM 8.DFUV 9.DFIV 10.VTV
2024-06-30	168	$362.3M	0	1AVUS 2AVDE 3AVUV Top holdings2024-06-30 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.VUG 7.AVEM 8.DFUV 9.DFIV 10.VTV
2024-03-31	153	$344.9M	0	1AVUS 2AVDE 3AVUV Top holdings2024-03-31 1.AVUS 2.AVDE 3.AVUV 4.AVDV 5.AAPL 6.DFUV 7.AVEM 8.VUG 9.DFIV 10.SCHV
2023-12-31	121	$294.6M	0	1AVUS 2AVDE 3AVUV Top holdings2023-12-31 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.DFUV 7.AVEM 8.DFIV 9.SCHV 10.BSJO
2023-09-30	124	$281.0M	0	1AVUS 2AVDE 3AVUV Top holdings2023-09-30 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.DFUV 7.AVEM 8.KLAC 9.DFIV 10.BSJO
2023-06-30	124	$288.1M	0	1AVUS 2AVDE 3AVUV Top holdings2023-06-30 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.DFUV 7.AVEM 8.KLAC 9.DFIV 10.46138J
2023-03-31	115	$254.6M	0	1AVDE 2AVUS 3AVUV Top holdings2023-03-31 1.AVDE 2.AVUS 3.AVUV 4.AAPL 5.AVDV 6.DFUV 7.AVEM 8.KLAC 9.DFIV 10.46138J
2022-12-31	104	$242.5M	0	1AVDE 2AVUS 3AVUV Top holdings2022-12-31 1.AVDE 2.AVUS 3.AVUV 4.AVDV 5.DFUV 6.AAPL 7.AVEM 8.KLAC 9.SCHV 10.DFIV

Holding changes this quarter

Werba Rubin Papier Wealth Management's most significant position changes for 2026-03-31: New buy: Avantis U.s. Equity ETF (AVUS); New buy: Avantis International Equity (AVDE); New buy: Avantis US Small Cap Value (AVUV); New buy: Avantis Intl S/c Value ETF (AVDV); New buy: Apple INC (AAPL).

Position changes disclosed by Werba Rubin Papier Wealth Management for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VSDB	Vanguard Short Dur Bond ETF	+0.5%	+637.25%	Add
2	LRCX	Lam Research CORP	+0.3%	+632.64%	Add
3	CAT	Caterpillar INC	—	+52.29%	Add
4	AVGB	Avantis Credit ETF	0%	+86.07%	Add
5	DGCB	Dimensional Global Credit	0%	+70.17%	Add
6	ESGD	Ishares Trust Ishares Esg Aw	-0.1%	+39.41%	Add
7	XOM	Exxon Mobil CORP	-0.1%	+5.59%	Add
8	COST	Costco Wholesale CORP	-0.2%	+16.80%	Add
9	CRM	Salesforce INC	-0.3%	-8.05%	Trim
10	SNOW	Snowflake INC	-0.3%	-19.74%	Trim
11	EMXC	Ishares Msci Emr Mrk Ex Chna	-0.4%	+3.12%	Add
12	SPY	Ss Spdr S&p 500 ETF Trust-us	-0.5%	-7.13%	Trim
13	DFAI	Dimensional International Co	-0.8%	+15.19%	Add
14	MSFT	Microsoft CORP	-0.9%	+8.13%	Add
15	PRCT	Procept Biorobotics CORP	-1.1%	—	Unchanged
16	CGCB	Cap Group Core Bond	-1.1%	-4.52%	Trim
17	DFSD	Dimensional Short Duration	-1.1%	+17.27%	Add
18	IEF	Ishares 7-10 Year Treasury B	-1.4%	+20.68%	Add
19	DFIV	Dimensional International Va	-1.5%	-0.78%	Trim
20	VTV	Vanguard Value ETF	-2.6%	+3.56%	Add
21	VUG	Vanguard Growth ETF	-3%	+4.89%	Add
22	BND	Vanguard Total Bond Market	-3.1%	+12.71%	Add
23	NVDA	Nvidia CORP	-3.5%	+0.38%	Add
24	AVUS	Avantis U.s. Equity ETF	—	NEW	New buy
25	AVDE	Avantis International Equity	—	NEW	New buy
26	AVUV	Avantis US Small Cap Value	—	NEW	New buy
27	AVDV	Avantis Intl S/c Value ETF	—	NEW	New buy
28	AAPL	Apple INC	—	NEW	New buy
29	AVEM	Avantis Emerging Markets Eq	—	NEW	New buy
30	AVSF	Avantis Short-term Fixed INC	—	NEW	New buy
31	AVLV	Avantis US Large Cap Value	—	NEW	New buy
32	AVIG	Avantis Core Fixed Income	—	NEW	New buy
33	AMZN	Amazon.com INC	—	NEW	New buy
34	BITW	Bitwise 10 Crypto Index ETF	—	NEW	New buy
35	AVGE	Avantis All Eqty Mrkts ETF	—	NEW	New buy
36	BRK-B	Berkshire Hathaway Inc-cl B	—	NEW	New buy
37	AVIV	Avantis Int Lrg Cap Val ETF	—	NEW	New buy
38	AVRE	Avantis Real Estate ETF	—	NEW	New buy
39	AVSC	Avantis US Small Cap Equity	—	NEW	New buy
40	QQQM	Invesco Nasdaq 100 ETF	—	NEW	New buy
41	BRK-A	Berkshire Hathaway Inc-cl A	—	NEW	New buy
42	AVDS	Avantis Intl Sm Cap Eq ETF	—	NEW	New buy
43	ADI	Analog Devices INC	—	NEW	New buy
44	AVES	Avantis Emerging Markets Val	—	NEW	New buy
45	BAC	Bank Of America CORP	—	NEW	New buy
46	SNDK	Sandisk CORP	—	NEW	New buy
47	AMAT	Applied Materials INC	—	NEW	New buy
48	SIVR	Abrdn Physical Silver Shares	—	NEW	New buy
49	ALL	Allstate CORP	—	NEW	New buy
50	BNY	Bank Of New York Mellon CORP	—	NEW	New buy

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-05-12	13F-HR	View on EDGAR
2025-12-31	2026-01-27	13F-HR	View on EDGAR
2025-09-30	2025-11-04	13F-HR	View on EDGAR
2025-06-30	2025-07-29	13F-HR	View on EDGAR
2025-03-31	2025-05-07	13F-HR	View on EDGAR
2024-12-31	2025-02-03	13F-HR	View on EDGAR
2024-09-30	2024-10-18	13F-HR	View on EDGAR
2024-06-30	2024-08-06	13F-HR	View on EDGAR
2024-03-31	2024-05-01	13F-HR	View on EDGAR
2023-12-31	2024-01-22	13F-HR	View on EDGAR
2023-09-30	2023-11-06	13F-HR	View on EDGAR
2023-06-30	2023-07-24	13F-HR	View on EDGAR
2023-03-31	2023-04-26	13F-HR	View on EDGAR
2022-12-31	2023-03-28	13F-HR	View on EDGAR

FAQ

What is Werba Rubin Papier Wealth Management and what type of investor is it?

Werba Rubin Papier Wealth Management is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $718.1M, spread across 278 disclosed positions.

What are Werba Rubin Papier Wealth Management's largest equity positions?

Based on the latest 13F filing, Werba Rubin Papier Wealth Management's top holdings by market value are: 1. Avantis U.s. Equity ETF (AVUS) — $81.5M (11.3%) 2. Avantis International Equity (AVDE) — $70.8M (9.9%) 3. Avantis US Small Cap Value (AVUV) — $47.8M (6.7%) 4. Avantis Intl S/c Value ETF (AVDV) — $32.7M (4.5%) 5. Apple INC (AAPL) — $30.4M (4.2%)

What changes did Werba Rubin Papier Wealth Management make in its most recent portfolio filing?

In the latest reported quarter, Werba Rubin Papier Wealth Management made 49 notable position adjustments: 27 new positions were initiated, 17 existing holdings were added to, 5 positions were partially reduced, and 0 were completely exited. The largest of these moves: New buy: Avantis U.s. Equity ETF (AVUS); New buy: Avantis International Equity (AVDE); New buy: Avantis US Small Cap Value (AVUV); New buy: Avantis Intl S/c Value ETF (AVDV); New buy: Apple INC (AAPL)

What sectors does Werba Rubin Papier Wealth Management focus on?

Werba Rubin Papier Wealth Management is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 52.0% • Communication Services: 10.3% • Financials: 10.3% • Consumer Discretionary: 6.1% • Industrials: 5.2% • Health Care: 5.2%

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Werba Rubin Papier Wealth Management — Inside Their 13F Portfolio

CIK: 0001971029

Diversified strategyContrarianSector-focused

Total reported value

$718.1M

Reporting period: 2026-03-31 · Number of holdings: 278

Werba Rubin Papier Wealth Management disclosed 278 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $718.1M and a quarterly turnover rate of 71.2%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "W"

Personality snowflake

Concentration: 15.73
Portfolio Stability: 71.24
Momentum/Contrarian: 0
Sector conviction: 91.49
Diversification: 100
Sizing Uniformity: 68.42

Position sizes vary widely across the portfolio (a coefficient of variation of 3.16), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Recent moves

Trim NVDA
+0.4%　-$1.5M
Trim BND
+12.7%　$3.2M
Trim VUG
+4.9%　-$1.3M
Trim VTV
+3.6%　$1.3M
Trim DFIV
-0.8%　$597.0K
Trim IEF
+20.7%　$2.7M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 200 holdings (of 278 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	AVUS	Avantis U.s. Equity ETF	ETF-Other	11.35%	+11.35%	NEW
2	AVDE	Avantis International Equity	ETF-Other	9.87%	+9.87%	NEW
3	AVUV	Avantis US Small Cap Value	ETF-Small Cap	6.66%	+6.66%	NEW
4	AVDV	Avantis Intl S/c Value ETF	ETF-Other	4.55%	+4.55%	NEW
5	AAPL	Apple INC	Stock-Tech	4.24%	+4.24%	NEW
6	BND	Vanguard Total Bond Market	ETF-Other	4.17%	-3.07%	+12.71%
7	NVDA	Nvidia CORP	Stock-Tech	3.25%	-3.49%	+0.38%
8	VTV	Vanguard Value ETF	ETF-Other	3.11%	-2.57%	+3.56%
9	VUG	Vanguard Growth ETF	ETF-Other	2.77%	-2.96%	+4.89%
10	IEF	Ishares 7-10 Year Treasury B	ETF-Gov Bonds	2.29%	-1.44%	+20.68%
11	AVEM	Avantis Emerging Markets Eq	ETF-Emerging Markets	2.22%	+2.22%	NEW
12	SCHQ	Schwab Long-term US Treasury	ETF-Gov Bonds	2.10%	—	-0.84%
13	DFIV	Dimensional International Va	ETF-Other	1.76%	-1.51%	-0.78%
14	DFSD	Dimensional Short Duration	ETF-Other	1.73%	-1.14%	+17.27%
15	AVSF	Avantis Short-term Fixed INC	ETF-Other	1.32%	+1.32%	NEW
16	DFUV	Dimensional US Marketwide Va	ETF-Other	1.25%	—	-0.85%
17	DFAI	Dimensional International Co	ETF-Other	1.19%	-0.78%	+15.19%
18	CGCB	Cap Group Core Bond	ETF-Other	1.04%	-1.10%	-4.52%
19	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	0.87%	—	+7.18%
20	SCHV	Schwab US Large-cap Value	ETF-Other	0.83%	—	+3.20%
21	VIGI	Vanguard Int Div App Indx Fd	ETF-Other	0.82%	—	+4.35%
22	DFAC	Dimensional US Core Equity 2	ETF-Other	0.75%	—	+2.62%
23	PRCT	Procept Biorobotics CORP	Stock-Other	0.73%	-1.06%	—
24	AVLV	Avantis US Large Cap Value	ETF-Large Cap & Growth	0.71%	+0.71%	NEW
25	VSDB	Vanguard Short Dur Bond ETF	ETF-Other	0.71%	+0.52%	+637.25%
26	MSFT	Microsoft CORP	Stock-Tech	0.70%	-0.94%	+8.13%
27	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.64%	—	+7.58%
28	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.63%	—	+7.46%
29	AVIG	Avantis Core Fixed Income	ETF-Other	0.60%	+0.60%	NEW
30	EMXC	Ishares Msci Emr Mrk Ex Chna	ETF-Other	0.58%	-0.44%	+3.12%
31	AMZN	Amazon.com INC	Stock-Consumer Disc	0.57%	+0.57%	NEW
32	DFUS	Dimensional US Eq Mkt ETF	ETF-Other	0.56%	—	-2.11%
33	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	0.56%	—	+3.17%
34	BITW	Bitwise 10 Crypto Index ETF	ETF-Crypto	0.54%	+0.54%	NEW
35	VBR	Vanguard Small-cap Value ETF	ETF-Other	0.51%	—	+1.80%
36	META	Meta Platforms Inc-class A	Stock-Comm Services	0.49%	—	+7.73%
37	AVGE	Avantis All Eqty Mrkts ETF	ETF-Other	0.46%	+0.46%	NEW
38	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.45%	—	+8.01%
39	VOE	Vanguard Mid-cap Value ETF	ETF-Other	0.43%	—	+3.39%
40	GLD	Spdr Gold Shares	ETF-Commodities	0.43%	—	+5.12%
41	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.42%	-0.49%	-7.13%
42	DFAT	Dimensional US Target Value	ETF-Other	0.40%	—	-0.97%
43	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.40%	+0.40%	NEW
44	VOT	Vanguard Mid-cap Growth ETF	ETF-Other	0.38%	—	+5.07%
45	AVIV	Avantis Int Lrg Cap Val ETF	ETF-Other	0.37%	+0.37%	NEW
46	LRCX	Lam Research CORP	Stock-Tech	0.37%	+0.29%	+632.64%
47	XOM	Exxon Mobil CORP	Stock-Energy	0.36%	-0.11%	+5.59%
48	COST	Costco Wholesale CORP	Stock-Consumer Staples	0.35%	-0.16%	+16.80%
49	SCHG	Schwab US Large-cap Growth	ETF-Other	0.35%	—	+4.97%
50	V	Visa Inc-class A Shares	Stock-Financials	0.30%	—	+1.71%

1–50 of 200

Portfolio Performance

Performance for Q3 2026

+2.4%

Performance Last 4 Quarters

+22.9%

Based on 84% of reported portfolio value with available pricing

Stdev: +11.8%
Beta: +0.82
Alpha: +0.2%
Max Drawdown: -7.4%
Annualized Perf: +15.7%
Batting Avg vs S&P: +41.7%
Sortino: +2.64
Stutzer: +0.38
Treynor: +0.19
Sterling: +1
Calmar: +2.11
Information Ratio: -0.56
Tracking Error: +5.7%
Stdev Down: +5.8%
Winning Months %: +63.9%
Losing Months %: +36.1%
Best 12 Months: +32.5%
Worst 12 Months: +5.4%
Efficiency Ratio: +0.51
Sharpe: +1.29
Stdev Sectors: +14%
Skewness: +0.09
Kurtosis: -0.76
Upside Potential: +4.43

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	278	$718.1M	71	1AVUS 2AVDE 3AVUV Top holdings2026-03-31 1.AVUS 2.AVDE 3.AVUV 4.AVDV 5.AAPL 6.BND 7.NVDA 8.VTV 9.VUG 10.IEF
2025-12-31	232	$369.0M	71	1BND 2NVDA 3VUG Top holdings2025-12-31 1.BND 2.NVDA 3.VUG 4.VTV 5.SCHQ 6.IEF 7.DFIV 8.DFSD 9.DFUV 10.CGCB
2025-09-30	241	$619.1M	35	1AVUS 2AVDE 3AVUV Top holdings2025-09-30 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.NVDA 7.VUG 8.VTV 9.BND 10.SCHQ
2025-06-30	230	$532.2M	0	1AVUS 2AVDE 3AVUV Top holdings2025-06-30 1.AVUS 2.AVDE 3.AVUV 4.AVDV 5.AAPL 6.SCHQ 7.VUG 8.BND 9.PRCT 10.AVEM
2025-03-31	192	$459.8M	0	1AVUS 2AVDE 3AVUV Top holdings2025-03-31 1.AVUS 2.AVDE 3.AVUV 4.SCHQ 5.AVDV 6.AAPL 7.VUG 8.PRCT 9.AVEM 10.BND
2024-12-31	195	$423.9M	0	1AVUS 2AVDE 3AVUV Top holdings2024-12-31 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.VUG 7.SCHQ 8.AVEM 9.DFUV 10.VTV
2024-09-30	193	$426.3M	0	1AVUS 2AVDE 3AVUV Top holdings2024-09-30 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.VUG 7.AVEM 8.DFUV 9.DFIV 10.VTV
2024-06-30	168	$362.3M	0	1AVUS 2AVDE 3AVUV Top holdings2024-06-30 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.VUG 7.AVEM 8.DFUV 9.DFIV 10.VTV
2024-03-31	153	$344.9M	0	1AVUS 2AVDE 3AVUV Top holdings2024-03-31 1.AVUS 2.AVDE 3.AVUV 4.AVDV 5.AAPL 6.DFUV 7.AVEM 8.VUG 9.DFIV 10.SCHV
2023-12-31	121	$294.6M	0	1AVUS 2AVDE 3AVUV Top holdings2023-12-31 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.DFUV 7.AVEM 8.DFIV 9.SCHV 10.BSJO
2023-09-30	124	$281.0M	0	1AVUS 2AVDE 3AVUV Top holdings2023-09-30 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.DFUV 7.AVEM 8.KLAC 9.DFIV 10.BSJO
2023-06-30	124	$288.1M	0	1AVUS 2AVDE 3AVUV Top holdings2023-06-30 1.AVUS 2.AVDE 3.AVUV 4.AAPL 5.AVDV 6.DFUV 7.AVEM 8.KLAC 9.DFIV 10.46138J
2023-03-31	115	$254.6M	0	1AVDE 2AVUS 3AVUV Top holdings2023-03-31 1.AVDE 2.AVUS 3.AVUV 4.AAPL 5.AVDV 6.DFUV 7.AVEM 8.KLAC 9.DFIV 10.46138J
2022-12-31	104	$242.5M	0	1AVDE 2AVUS 3AVUV Top holdings2022-12-31 1.AVDE 2.AVUS 3.AVUV 4.AVDV 5.DFUV 6.AAPL 7.AVEM 8.KLAC 9.SCHV 10.DFIV

Holding changes this quarter

Position changes disclosed by Werba Rubin Papier Wealth Management for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VSDB	Vanguard Short Dur Bond ETF	+0.5%	+637.25%	Add
2	LRCX	Lam Research CORP	+0.3%	+632.64%	Add
3	CAT	Caterpillar INC	—	+52.29%	Add
4	AVGB	Avantis Credit ETF	0%	+86.07%	Add
5	DGCB	Dimensional Global Credit	0%	+70.17%	Add
6	ESGD	Ishares Trust Ishares Esg Aw	-0.1%	+39.41%	Add
7	XOM	Exxon Mobil CORP	-0.1%	+5.59%	Add
8	COST	Costco Wholesale CORP	-0.2%	+16.80%	Add
9	CRM	Salesforce INC	-0.3%	-8.05%	Trim
10	SNOW	Snowflake INC	-0.3%	-19.74%	Trim
11	EMXC	Ishares Msci Emr Mrk Ex Chna	-0.4%	+3.12%	Add
12	SPY	Ss Spdr S&p 500 ETF Trust-us	-0.5%	-7.13%	Trim
13	DFAI	Dimensional International Co	-0.8%	+15.19%	Add
14	MSFT	Microsoft CORP	-0.9%	+8.13%	Add
15	PRCT	Procept Biorobotics CORP	-1.1%	—	Unchanged
16	CGCB	Cap Group Core Bond	-1.1%	-4.52%	Trim
17	DFSD	Dimensional Short Duration	-1.1%	+17.27%	Add
18	IEF	Ishares 7-10 Year Treasury B	-1.4%	+20.68%	Add
19	DFIV	Dimensional International Va	-1.5%	-0.78%	Trim
20	VTV	Vanguard Value ETF	-2.6%	+3.56%	Add
21	VUG	Vanguard Growth ETF	-3%	+4.89%	Add
22	BND	Vanguard Total Bond Market	-3.1%	+12.71%	Add
23	NVDA	Nvidia CORP	-3.5%	+0.38%	Add
24	AVUS	Avantis U.s. Equity ETF	—	NEW	New buy
25	AVDE	Avantis International Equity	—	NEW	New buy
26	AVUV	Avantis US Small Cap Value	—	NEW	New buy
27	AVDV	Avantis Intl S/c Value ETF	—	NEW	New buy
28	AAPL	Apple INC	—	NEW	New buy
29	AVEM	Avantis Emerging Markets Eq	—	NEW	New buy
30	AVSF	Avantis Short-term Fixed INC	—	NEW	New buy
31	AVLV	Avantis US Large Cap Value	—	NEW	New buy
32	AVIG	Avantis Core Fixed Income	—	NEW	New buy
33	AMZN	Amazon.com INC	—	NEW	New buy
34	BITW	Bitwise 10 Crypto Index ETF	—	NEW	New buy
35	AVGE	Avantis All Eqty Mrkts ETF	—	NEW	New buy
36	BRK-B	Berkshire Hathaway Inc-cl B	—	NEW	New buy
37	AVIV	Avantis Int Lrg Cap Val ETF	—	NEW	New buy
38	AVRE	Avantis Real Estate ETF	—	NEW	New buy
39	AVSC	Avantis US Small Cap Equity	—	NEW	New buy
40	QQQM	Invesco Nasdaq 100 ETF	—	NEW	New buy
41	BRK-A	Berkshire Hathaway Inc-cl A	—	NEW	New buy
42	AVDS	Avantis Intl Sm Cap Eq ETF	—	NEW	New buy
43	ADI	Analog Devices INC	—	NEW	New buy
44	AVES	Avantis Emerging Markets Val	—	NEW	New buy
45	BAC	Bank Of America CORP	—	NEW	New buy
46	SNDK	Sandisk CORP	—	NEW	New buy
47	AMAT	Applied Materials INC	—	NEW	New buy
48	SIVR	Abrdn Physical Silver Shares	—	NEW	New buy
49	ALL	Allstate CORP	—	NEW	New buy
50	BNY	Bank Of New York Mellon CORP	—	NEW	New buy

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-05-12	13F-HR	View on EDGAR
2025-12-31	2026-01-27	13F-HR	View on EDGAR
2025-09-30	2025-11-04	13F-HR	View on EDGAR
2025-06-30	2025-07-29	13F-HR	View on EDGAR
2025-03-31	2025-05-07	13F-HR	View on EDGAR
2024-12-31	2025-02-03	13F-HR	View on EDGAR
2024-09-30	2024-10-18	13F-HR	View on EDGAR
2024-06-30	2024-08-06	13F-HR	View on EDGAR
2024-03-31	2024-05-01	13F-HR	View on EDGAR
2023-12-31	2024-01-22	13F-HR	View on EDGAR
2023-09-30	2023-11-06	13F-HR	View on EDGAR
2023-06-30	2023-07-24	13F-HR	View on EDGAR
2023-03-31	2023-04-26	13F-HR	View on EDGAR
2022-12-31	2023-03-28	13F-HR	View on EDGAR