True Link Financial Advisors, LLC — Quarterly 13F Portfolio Report

CIK: 0001846236

Momentum followerLong-term holder

Total reported value

$1.6B

Reporting period: 2026-03-31 · Number of holdings: 418

True Link Financial Advisors, LLC disclosed 418 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $1.6B and a quarterly turnover rate of 10.8%.

Browse other institutions with $1B to $10B AUM Browse other institutions starting with "T"

Personality snowflake

Concentration: 48.03
Portfolio Stability: 10.81
Momentum/Contrarian: 100
Sector conviction: 55.58
Diversification: 100
Sizing Uniformity: 29.78

Recent moves

Trim SHV
-99.3%　-$41.8M
Add DFCF
+15.2%　$22.5M
Trim IVV
-7.5%　-$24.4M
Add BIV
+2.5%　$6.5M
Add IAGG
+36.0%　$11.9M
Add BSV
+3.9%　$6.3M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	BIV	Vanguard Intermediate-term B	ETF-Other	25.54%	+0.82%	+2.53%
2	BSV	Vanguard Short-term Bond ETF	ETF-Other	12.02%	+0.58%	+3.89%
3	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	11.35%	-1.30%	-7.46%
4	DFCF	Dimensional Core Fixed INC	ETF-Other	11.12%	+1.55%	+15.23%
5	ITOT	Ishares Core S&p Total U.s.	ETF-Other	6.53%	-0.48%	-4.35%
6	IEFA	Ishares Core Msci Eafe ETF	ETF-Other	4.86%	+0.17%	+0.66%
7	VTIP	Vanguard Short-term Tips	ETF-Other	4.54%	+0.18%	+1.27%
8	DFAE	Dimensional Emerging Core Eq	ETF-Emerging Markets	3.80%	+0.28%	+2.26%
9	QUAL	Ishares Msci USA Quality Fac	ETF-Other	3.80%	-0.06%	+0.16%
10	DFIV	Dimensional International Va	ETF-Other	3.65%	+0.17%	-2.37%
11	VIG	Vanguard Dividend Apprec ETF	ETF-Other	3.63%	+0.01%	+0.90%
12	IAGG	Ishares Intl Aggregate Bond	ETF-Other	2.77%	+0.76%	+36.00%
13	DFAS	Dimensional US Small Cap ETF	ETF-Small Cap	0.96%	+0.08%	+4.83%
14	IEUR	Ishares Core Msci Europe ETF	ETF-Other	0.55%	—	—
15	IWF	Ishares Russell 1000 Growth	ETF-Other	0.26%	-0.04%	-7.95%
16	EFA	Ishares Msci Eafe ETF	ETF-Other	0.25%	—	+2.75%
17	SGOV	Ishares 0-3 Month Treasury B	ETF-Gov Bonds	0.23%	+0.03%	+13.33%
18	IBTG	Ishares Ibonds Dec 2026 Term	ETF-Other	0.23%	+0.04%	+17.73%
19	DLN	Wisdomtree US Largecap Divid	ETF-Other	0.21%	—	—
20	LMT	Lockheed Martin CORP	Stock-Industrials	0.18%	+0.03%	-3.82%
21	VTV	Vanguard Value ETF	ETF-Other	0.16%	—	-1.14%
22	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	0.16%	—	—
23	VCIT	Vanguard Int-term Corporate	ETF-Corp Bonds	0.13%	-0.04%	-26.55%
24	SCHO	Schwab Short-term US Treas	ETF-Other	0.11%	+0.02%	+17.75%
25	SUB	Ishares Short-term National	ETF-Other	0.09%	—	+0.48%
26	SCHR	Schwab Intermediate-term US	ETF-Other	0.08%	—	+7.19%
27	AAPL	Apple INC	Stock-Tech	0.07%	-0.01%	-7.92%
28	DON	Wisdomtree US Midcap Dividen	ETF-Other	0.06%	—	-4.93%
29	MSFT	Microsoft CORP	Stock-Tech	0.06%	-0.03%	-13.75%
30	IWP	Ishares Russell Mid-cap Grow	ETF-Other	0.06%	—	-4.37%
31	NVDA	Nvidia CORP	Stock-Tech	0.06%	-0.01%	-9.33%
32	AMZN	Amazon.com INC	Stock-Consumer Disc	0.05%	—	-6.49%
33	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.05%	—	-3.60%
34	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.05%	+0.02%	+83.90%
35	JPM	Jpmorgan Chase & Co	Stock-Financials	0.04%	—	+5.18%
36	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	0.04%	—	+2.55%
37	GE	General Electric	Stock-Industrials	0.04%	—	-0.62%
38	DFCA	Dimensional Calfornia Mb ETF	ETF-Other	0.04%	—	—
39	CMF	Ishares California Muni Bond	ETF-Other	0.04%	—	-1.69%
40	BND	Vanguard Total Bond Market	ETF-Other	0.04%	—	-1.44%
41	VV	Vanguard Large-cap ETF	ETF-Other	0.04%	—	-2.16%
42	IJH	Ishares Core S&p Midcap ETF	ETF-Other	0.03%	—	-23.62%
43	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	0.03%	—	+18.56%
44	GEV	GE Vernova INC	Stock-Industrials	0.03%	—	-7.95%
45	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.03%	-0.02%	-27.41%
46	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.03%	—	+2.00%
47	AGG	Ishares Core U.s. Aggregate	ETF-Other	0.03%	—	-5.47%
48	XOM	Exxon Mobil CORP	Stock-Energy	0.03%	—	-8.72%
49	IBM	Intl Business Machines CORP	Stock-Tech	0.03%	—	-1.25%
50	IEMG	Ishares Core Msci Emerging	ETF-Emerging Markets	0.03%	—	-6.46%

1–50 of 418

Portfolio Performance

Performance for Q3 2026

+1.1%

Performance Last 4 Quarters

+9.3%

Based on 83% of reported portfolio value with available pricing

Stdev: +5.5%
Beta: +0.35
Alpha: +1.6%
Max Drawdown: -3.1%
Annualized Perf: +8.2%
Batting Avg vs S&P: +38.9%
Sortino: +2.77
Stutzer: +0.42
Treynor: +0.23
Sterling: +0.65
Calmar: +2.64
Information Ratio: -1.16
Tracking Error: +9%
Stdev Down: +2.9%
Winning Months %: +75%
Losing Months %: +25%
Best 12 Months: +15.3%
Worst 12 Months: +5.9%
Efficiency Ratio: +0.52
Sharpe: +1.48
Stdev Sectors: +9.2%
Skewness: -0.3
Kurtosis: -0.08
Upside Potential: +4.35

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	418	$1.6B	11	1BIV 2BSV 3IVV Top holdings2026-03-31 1.BIV 2.BSV 3.IVV 4.DFCF 5.ITOT 6.IEFA 7.VTIP 8.DFAE 9.QUAL 10.DFIV
2025-12-31	114	$1.6B	19	1BIV 2IVV 3BSV Top holdings2025-12-31 1.BIV 2.IVV 3.BSV 4.DFCF 5.ITOT 6.IEFA 7.VTIP 8.QUAL 9.VIG 10.DFAE
2025-09-30	92	$1.6B	38	1BIV 2IVV 3BSV Top holdings2025-09-30 1.BIV 2.IVV 3.BSV 4.ITOT 5.DFCF 6.IEFA 7.VTIP 8.DFAE 9.DFIV 10.SHV
2025-06-30	87	$1.4B	0	1BIV 2IVV 3BSV Top holdings2025-06-30 1.BIV 2.IVV 3.BSV 4.ITOT 5.DFCF 6.SHV 7.IEFA 8.DFAE 9.DFIV 10.VTIP
2025-03-31	94	$1.3B	100	1BIV 2BSV 3IVV Top holdings2025-03-31 1.BIV 2.BSV 3.IVV 4.ITOT 5.SPIB 6.SHV 7.IEFA 8.SCHD 9.VTIP 10.DFIV
2024-12-31	73	$1.2B	0	1BIV 2IVV 3BSV Top holdings2024-12-31 1.BIV 2.IVV 3.BSV 4.ITOT 5.SPIB 6.SHV 7.IEFA 8.SCHD 9.VTIP 10.DFIV
2024-09-30	66	$1.2B	0	1BIV 2BSV 3IVV Top holdings2024-09-30 1.BIV 2.BSV 3.IVV 4.ITOT 5.SPIB 6.SHV 7.IEFA 8.SCHD 9.DFAE 10.DFIV
2024-06-30	64	$1.1B	0	1BSV 2BIV 3IVV Top holdings2024-06-30 1.BSV 2.BIV 3.IVV 4.ITOT 5.SHV 6.SPIB 7.IEFA 8.DFAE 9.SCHD 10.DFIV
2024-03-31	63	$1.0B	0	1BSV 2BIV 3IVV Top holdings2024-03-31 1.BSV 2.BIV 3.IVV 4.ITOT 5.SHV 6.SPIB 7.IEFA 8.SCHD 9.DFIV 10.VTIP
2023-12-31	61	$923.8M	0	1BSV 2BIV 3IVV Top holdings2023-12-31 1.BSV 2.BIV 3.IVV 4.ITOT 5.SHV 6.SPIB 7.DFIV 8.IEFA 9.DFAE 10.SCHD
2023-09-30	103	$833.6M	0	1BSV 2IVV 3BIV Top holdings2023-09-30 1.BSV 2.IVV 3.BIV 4.ITOT 5.IEFA 6.VMBS 7.DFIV 8.VTIP 9.SHV 10.BSGT
2023-06-30	113	$827.5M	0	1BSV 2IVV 3ITOT Top holdings2023-06-30 1.BSV 2.IVV 3.ITOT 4.BIV 5.IEFA 6.DFIV 7.VMBS 8.VTIP 9.BSGT 10.IEMG
2023-03-31	119	$798.6M	0	1BSV 2IVV 3ITOT Top holdings2023-03-31 1.BSV 2.IVV 3.ITOT 4.ESGU 5.IEFA 6.VMBS 7.DFIV 8.VTIP 9.BSGT 10.BSCP
2022-12-31	115	$737.6M	0	1BSV 2IVV 3ESGU Top holdings2022-12-31 1.BSV 2.IVV 3.ESGU 4.ITOT 5.VTIP 6.DFIV 7.IEFA 8.VMBS 9.BSGT 10.BSCP
2022-09-30	127	$690.1M	0	1BSV 2IVV 3ESGU Top holdings2022-09-30 1.BSV 2.IVV 3.ESGU 4.VTIP 5.ITOT 6.VMBS 7.BSGT 8.BSCO 9.DFIV 10.BSCP
2022-06-30	122	$661.5M	0	1BSV 2IVV 3ESGU Top holdings2022-06-30 1.BSV 2.IVV 3.ESGU 4.VTIP 5.ITOT 6.VMBS 7.BSGT 8.BSCP 9.BSCO 10.BSCQ
2022-03-31	128	$691.7M	0	1BSV 2IGSB 3IVV Top holdings2022-03-31 1.BSV 2.IGSB 3.IVV 4.ESGU 5.BIV 6.IEFA 7.TIP 8.ITOT 9.VMBS 10.VLUE
2021-12-31	770	$749.3M	0	1BSV 2IGSB 3IVV Top holdings2021-12-31 1.BSV 2.IGSB 3.IVV 4.BIV 5.ESGU 6.IEFA 7.ITOT 8.TIP 9.VMBS 10.ESGE
2021-09-30	807	$728.9M	0	1BSV 2IGSB 3BIV Top holdings2021-09-30 1.BSV 2.IGSB 3.BIV 4.IVV 5.ESGU 6.IEFA 7.ITOT 8.TIP 9.VMBS 10.ESGE
2021-06-30	732	$681.8M	22	1BSV 2IGSB 3BIV Top holdings2021-06-30 1.BSV 2.IGSB 3.BIV 4.IVV 5.ESGU 6.ITOT 7.IEFA 8.TIP 9.VMBS 10.ESGE
2021-03-31	701	$689.8M	15	1BSV 2BIV 3IVV Top holdings2021-03-31 1.BSV 2.BIV 3.IVV 4.IGSB 5.ESGU 6.ITOT 7.IEFA 8.VMBS 9.TIP 10.ESGE
2020-12-31	747	$638.3M	0	1BSV 2IVV 3IGSB Top holdings2020-12-31 1.BSV 2.IVV 3.IGSB 4.BIV 5.ESGU 6.ITOT 7.IEFA 8.VMBS 9.VGIT 10.ESGE

Holding changes this quarter

True Link Financial Advisors, LLC's most significant position changes for 2026-03-31: Sold out: Vanguard Intermediate-term T (VGIT); Sold out: Ishares Ultra Short Duration (ICSH); Sold out: Ishares Msci USA Value Facto (VLUE); Sold out: Flex Ltd. (FLEX); Sold out: Vanguard Long-term Bond ETF (BLV).

Position changes disclosed by True Link Financial Advisors, LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	DFCF	Dimensional Core Fixed INC	+1.6%	+15.23%	Add
2	BIV	Vanguard Intermediate-term B	+0.8%	+2.53%	Add
3	IAGG	Ishares Intl Aggregate Bond	+0.8%	+36.00%	Add
4	BSV	Vanguard Short-term Bond ETF	+0.6%	+3.89%	Add
5	DFAE	Dimensional Emerging Core Eq	+0.3%	+2.26%	Add
6	VTIP	Vanguard Short-term Tips	+0.2%	+1.27%	Add
7	DFIV	Dimensional International Va	+0.2%	-2.37%	Trim
8	IEFA	Ishares Core Msci Eafe ETF	+0.2%	+0.66%	Add
9	DFAS	Dimensional US Small Cap ETF	+0.1%	+4.83%	Add
10	IBTG	Ishares Ibonds Dec 2026 Term	0%	+17.73%	Add
11	LMT	Lockheed Martin CORP	0%	-3.82%	Trim
12	SGOV	Ishares 0-3 Month Treasury B	0%	+13.33%	Add
13	VTI	Vanguard Total Stock Mkt ETF	0%	+83.90%	Add
14	SCHO	Schwab Short-term US Treas	0%	+17.75%	Add
15	VIG	Vanguard Dividend Apprec ETF	0%	+0.90%	Add
16	BNDX	Vanguard Total Intl Bond ETF	0%	-79.83%	Trim
17	AAPL	Apple INC	0%	-7.92%	Trim
18	NVDA	Nvidia CORP	0%	-9.33%	Trim
19	IJR	Ishares Core S&p Small-cap E	0%	-71.76%	Trim
20	PEP	Pepsico INC	0%	-96.93%	Trim
21	GOOGL	Alphabet Inc-cl A	0%	-27.41%	Trim
22	MSFT	Microsoft CORP	0%	-13.75%	Trim
23	IWF	Ishares Russell 1000 Growth	0%	-7.95%	Trim
24	VCIT	Vanguard Int-term Corporate	0%	-26.55%	Trim
25	QUAL	Ishares Msci USA Quality Fac	-0.1%	+0.16%	Add
26	BRK-B	Berkshire Hathaway Inc-cl B	-0.1%	-78.39%	Trim
27	SCHD	Schwab US Dvd Equity ETF	-0.1%	-97.48%	Trim
28	SPIB	Ss Spdr P Int C CORP ETF	-0.1%	-95.93%	Trim
29	IVW	Ishares S&p 500 Growth ETF	-0.1%	-98.64%	Trim
30	ITOT	Ishares Core S&p Total U.s.	-0.5%	-4.35%	Trim
31	IVV	Ishares Core S&p 500 ETF	-1.3%	-7.46%	Trim
32	SHV	Ishares 0-1 Year Treasury Bo	-2.5%	-99.28%	Trim
33	VGIT	Vanguard Intermediate-term T	—	EXIT	Sold out
34	ICSH	Ishares Ultra Short Duration	—	EXIT	Sold out
35	VLUE	Ishares Msci USA Value Facto	—	EXIT	Sold out
36	FLEX	Flex Ltd.	—	EXIT	Sold out
37	BLV	Vanguard Long-term Bond ETF	—	EXIT	Sold out
38	DIM	Wisdomtree Intl M/c Dvd Fund	—	EXIT	Sold out
39	IBDT	Ishares Ibonds Dec 2028 ETF	—	EXIT	Sold out
40	VXUS	Vanguard Total Intl Stock	—	NEW	New buy
41	CIEN	Ciena CORP	—	NEW	New buy
42	VGSH	Vanguard Short-term Treasury	—	NEW	New buy
43	CSCO	Cisco Systems INC	—	NEW	New buy
44	ESGU	Ishares Esg Aware Msci USA	—	NEW	New buy
45	SU	Suncor Energy INC	—	NEW	New buy
46	GWW	Ww Grainger INC	—	NEW	New buy
47	EXC	Exelon CORP	—	NEW	New buy
48	NEE	Nextera Energy INC	—	NEW	New buy
49	AMAT	Applied Materials INC	—	NEW	New buy
50	XLU	St Sr Utl Sl Se Spdr Etf-usd	—	NEW	New buy

FAQ

What is True Link Financial Advisors, LLC and what type of investor is it?

True Link Financial Advisors, LLC is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $1.6B, spread across 418 disclosed positions.

What are True Link Financial Advisors, LLC's largest equity positions?

Based on the latest 13F filing, True Link Financial Advisors, LLC's top holdings by market value are: 1. Vanguard Intermediate-term B (BIV) — $413.5M (25.5%) 2. Vanguard Short-term Bond ETF (BSV) — $194.7M (12.0%) 3. Ishares Core S&p 500 ETF (IVV) — $183.7M (11.3%) 4. Dimensional Core Fixed INC (DFCF) — $180.0M (11.1%) 5. Ishares Core S&p Total U.s. (ITOT) — $105.8M (6.5%)

What changes did True Link Financial Advisors, LLC make in its most recent portfolio filing?

In the latest reported quarter, True Link Financial Advisors, LLC made 50 notable position adjustments: 11 new positions were initiated, 14 existing holdings were added to, 18 positions were partially reduced, and 7 were completely exited. The largest of these moves: Sold out: Vanguard Intermediate-term T (VGIT); Sold out: Ishares Ultra Short Duration (ICSH); Sold out: Ishares Msci USA Value Facto (VLUE); Sold out: Flex Ltd. (FLEX); Sold out: Vanguard Long-term Bond ETF (BLV)

What sectors does True Link Financial Advisors, LLC focus on?

True Link Financial Advisors, LLC is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 27.8% • Industrials: 26.2% • Financials: 13.3% • Communication Services: 8.6% • Health Care: 7.7% • Consumer Discretionary: 6.1%

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True Link Financial Advisors, LLC — Quarterly 13F Portfolio Report

CIK: 0001846236

Momentum followerLong-term holder

Total reported value

$1.6B

Reporting period: 2026-03-31 · Number of holdings: 418

True Link Financial Advisors, LLC disclosed 418 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $1.6B and a quarterly turnover rate of 10.8%.

Browse other institutions with $1B to $10B AUM Browse other institutions starting with "T"

Personality snowflake

Concentration: 48.03
Portfolio Stability: 10.81
Momentum/Contrarian: 100
Sector conviction: 55.58
Diversification: 100
Sizing Uniformity: 29.78

Recent moves

Trim SHV
-99.3%　-$41.8M
Add DFCF
+15.2%　$22.5M
Trim IVV
-7.5%　-$24.4M
Add BIV
+2.5%　$6.5M
Add IAGG
+36.0%　$11.9M
Add BSV
+3.9%　$6.3M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	BIV	Vanguard Intermediate-term B	ETF-Other	25.54%	+0.82%	+2.53%
2	BSV	Vanguard Short-term Bond ETF	ETF-Other	12.02%	+0.58%	+3.89%
3	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	11.35%	-1.30%	-7.46%
4	DFCF	Dimensional Core Fixed INC	ETF-Other	11.12%	+1.55%	+15.23%
5	ITOT	Ishares Core S&p Total U.s.	ETF-Other	6.53%	-0.48%	-4.35%
6	IEFA	Ishares Core Msci Eafe ETF	ETF-Other	4.86%	+0.17%	+0.66%
7	VTIP	Vanguard Short-term Tips	ETF-Other	4.54%	+0.18%	+1.27%
8	DFAE	Dimensional Emerging Core Eq	ETF-Emerging Markets	3.80%	+0.28%	+2.26%
9	QUAL	Ishares Msci USA Quality Fac	ETF-Other	3.80%	-0.06%	+0.16%
10	DFIV	Dimensional International Va	ETF-Other	3.65%	+0.17%	-2.37%
11	VIG	Vanguard Dividend Apprec ETF	ETF-Other	3.63%	+0.01%	+0.90%
12	IAGG	Ishares Intl Aggregate Bond	ETF-Other	2.77%	+0.76%	+36.00%
13	DFAS	Dimensional US Small Cap ETF	ETF-Small Cap	0.96%	+0.08%	+4.83%
14	IEUR	Ishares Core Msci Europe ETF	ETF-Other	0.55%	—	—
15	IWF	Ishares Russell 1000 Growth	ETF-Other	0.26%	-0.04%	-7.95%
16	EFA	Ishares Msci Eafe ETF	ETF-Other	0.25%	—	+2.75%
17	SGOV	Ishares 0-3 Month Treasury B	ETF-Gov Bonds	0.23%	+0.03%	+13.33%
18	IBTG	Ishares Ibonds Dec 2026 Term	ETF-Other	0.23%	+0.04%	+17.73%
19	DLN	Wisdomtree US Largecap Divid	ETF-Other	0.21%	—	—
20	LMT	Lockheed Martin CORP	Stock-Industrials	0.18%	+0.03%	-3.82%
21	VTV	Vanguard Value ETF	ETF-Other	0.16%	—	-1.14%
22	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	0.16%	—	—
23	VCIT	Vanguard Int-term Corporate	ETF-Corp Bonds	0.13%	-0.04%	-26.55%
24	SCHO	Schwab Short-term US Treas	ETF-Other	0.11%	+0.02%	+17.75%
25	SUB	Ishares Short-term National	ETF-Other	0.09%	—	+0.48%
26	SCHR	Schwab Intermediate-term US	ETF-Other	0.08%	—	+7.19%
27	AAPL	Apple INC	Stock-Tech	0.07%	-0.01%	-7.92%
28	DON	Wisdomtree US Midcap Dividen	ETF-Other	0.06%	—	-4.93%
29	MSFT	Microsoft CORP	Stock-Tech	0.06%	-0.03%	-13.75%
30	IWP	Ishares Russell Mid-cap Grow	ETF-Other	0.06%	—	-4.37%
31	NVDA	Nvidia CORP	Stock-Tech	0.06%	-0.01%	-9.33%
32	AMZN	Amazon.com INC	Stock-Consumer Disc	0.05%	—	-6.49%
33	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.05%	—	-3.60%
34	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.05%	+0.02%	+83.90%
35	JPM	Jpmorgan Chase & Co	Stock-Financials	0.04%	—	+5.18%
36	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	0.04%	—	+2.55%
37	GE	General Electric	Stock-Industrials	0.04%	—	-0.62%
38	DFCA	Dimensional Calfornia Mb ETF	ETF-Other	0.04%	—	—
39	CMF	Ishares California Muni Bond	ETF-Other	0.04%	—	-1.69%
40	BND	Vanguard Total Bond Market	ETF-Other	0.04%	—	-1.44%
41	VV	Vanguard Large-cap ETF	ETF-Other	0.04%	—	-2.16%
42	IJH	Ishares Core S&p Midcap ETF	ETF-Other	0.03%	—	-23.62%
43	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	0.03%	—	+18.56%
44	GEV	GE Vernova INC	Stock-Industrials	0.03%	—	-7.95%
45	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.03%	-0.02%	-27.41%
46	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.03%	—	+2.00%
47	AGG	Ishares Core U.s. Aggregate	ETF-Other	0.03%	—	-5.47%
48	XOM	Exxon Mobil CORP	Stock-Energy	0.03%	—	-8.72%
49	IBM	Intl Business Machines CORP	Stock-Tech	0.03%	—	-1.25%
50	IEMG	Ishares Core Msci Emerging	ETF-Emerging Markets	0.03%	—	-6.46%

1–50 of 418

Portfolio Performance

Performance for Q3 2026

+1.1%

Performance Last 4 Quarters

+9.3%

Based on 83% of reported portfolio value with available pricing

Stdev: +5.5%
Beta: +0.35
Alpha: +1.6%
Max Drawdown: -3.1%
Annualized Perf: +8.2%
Batting Avg vs S&P: +38.9%
Sortino: +2.77
Stutzer: +0.42
Treynor: +0.23
Sterling: +0.65
Calmar: +2.64
Information Ratio: -1.16
Tracking Error: +9%
Stdev Down: +2.9%
Winning Months %: +75%
Losing Months %: +25%
Best 12 Months: +15.3%
Worst 12 Months: +5.9%
Efficiency Ratio: +0.52
Sharpe: +1.48
Stdev Sectors: +9.2%
Skewness: -0.3
Kurtosis: -0.08
Upside Potential: +4.35

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	418	$1.6B	11	1BIV 2BSV 3IVV Top holdings2026-03-31 1.BIV 2.BSV 3.IVV 4.DFCF 5.ITOT 6.IEFA 7.VTIP 8.DFAE 9.QUAL 10.DFIV
2025-12-31	114	$1.6B	19	1BIV 2IVV 3BSV Top holdings2025-12-31 1.BIV 2.IVV 3.BSV 4.DFCF 5.ITOT 6.IEFA 7.VTIP 8.QUAL 9.VIG 10.DFAE
2025-09-30	92	$1.6B	38	1BIV 2IVV 3BSV Top holdings2025-09-30 1.BIV 2.IVV 3.BSV 4.ITOT 5.DFCF 6.IEFA 7.VTIP 8.DFAE 9.DFIV 10.SHV
2025-06-30	87	$1.4B	0	1BIV 2IVV 3BSV Top holdings2025-06-30 1.BIV 2.IVV 3.BSV 4.ITOT 5.DFCF 6.SHV 7.IEFA 8.DFAE 9.DFIV 10.VTIP
2025-03-31	94	$1.3B	100	1BIV 2BSV 3IVV Top holdings2025-03-31 1.BIV 2.BSV 3.IVV 4.ITOT 5.SPIB 6.SHV 7.IEFA 8.SCHD 9.VTIP 10.DFIV
2024-12-31	73	$1.2B	0	1BIV 2IVV 3BSV Top holdings2024-12-31 1.BIV 2.IVV 3.BSV 4.ITOT 5.SPIB 6.SHV 7.IEFA 8.SCHD 9.VTIP 10.DFIV
2024-09-30	66	$1.2B	0	1BIV 2BSV 3IVV Top holdings2024-09-30 1.BIV 2.BSV 3.IVV 4.ITOT 5.SPIB 6.SHV 7.IEFA 8.SCHD 9.DFAE 10.DFIV
2024-06-30	64	$1.1B	0	1BSV 2BIV 3IVV Top holdings2024-06-30 1.BSV 2.BIV 3.IVV 4.ITOT 5.SHV 6.SPIB 7.IEFA 8.DFAE 9.SCHD 10.DFIV
2024-03-31	63	$1.0B	0	1BSV 2BIV 3IVV Top holdings2024-03-31 1.BSV 2.BIV 3.IVV 4.ITOT 5.SHV 6.SPIB 7.IEFA 8.SCHD 9.DFIV 10.VTIP
2023-12-31	61	$923.8M	0	1BSV 2BIV 3IVV Top holdings2023-12-31 1.BSV 2.BIV 3.IVV 4.ITOT 5.SHV 6.SPIB 7.DFIV 8.IEFA 9.DFAE 10.SCHD
2023-09-30	103	$833.6M	0	1BSV 2IVV 3BIV Top holdings2023-09-30 1.BSV 2.IVV 3.BIV 4.ITOT 5.IEFA 6.VMBS 7.DFIV 8.VTIP 9.SHV 10.BSGT
2023-06-30	113	$827.5M	0	1BSV 2IVV 3ITOT Top holdings2023-06-30 1.BSV 2.IVV 3.ITOT 4.BIV 5.IEFA 6.DFIV 7.VMBS 8.VTIP 9.BSGT 10.IEMG
2023-03-31	119	$798.6M	0	1BSV 2IVV 3ITOT Top holdings2023-03-31 1.BSV 2.IVV 3.ITOT 4.ESGU 5.IEFA 6.VMBS 7.DFIV 8.VTIP 9.BSGT 10.BSCP
2022-12-31	115	$737.6M	0	1BSV 2IVV 3ESGU Top holdings2022-12-31 1.BSV 2.IVV 3.ESGU 4.ITOT 5.VTIP 6.DFIV 7.IEFA 8.VMBS 9.BSGT 10.BSCP
2022-09-30	127	$690.1M	0	1BSV 2IVV 3ESGU Top holdings2022-09-30 1.BSV 2.IVV 3.ESGU 4.VTIP 5.ITOT 6.VMBS 7.BSGT 8.BSCO 9.DFIV 10.BSCP
2022-06-30	122	$661.5M	0	1BSV 2IVV 3ESGU Top holdings2022-06-30 1.BSV 2.IVV 3.ESGU 4.VTIP 5.ITOT 6.VMBS 7.BSGT 8.BSCP 9.BSCO 10.BSCQ
2022-03-31	128	$691.7M	0	1BSV 2IGSB 3IVV Top holdings2022-03-31 1.BSV 2.IGSB 3.IVV 4.ESGU 5.BIV 6.IEFA 7.TIP 8.ITOT 9.VMBS 10.VLUE
2021-12-31	770	$749.3M	0	1BSV 2IGSB 3IVV Top holdings2021-12-31 1.BSV 2.IGSB 3.IVV 4.BIV 5.ESGU 6.IEFA 7.ITOT 8.TIP 9.VMBS 10.ESGE
2021-09-30	807	$728.9M	0	1BSV 2IGSB 3BIV Top holdings2021-09-30 1.BSV 2.IGSB 3.BIV 4.IVV 5.ESGU 6.IEFA 7.ITOT 8.TIP 9.VMBS 10.ESGE
2021-06-30	732	$681.8M	22	1BSV 2IGSB 3BIV Top holdings2021-06-30 1.BSV 2.IGSB 3.BIV 4.IVV 5.ESGU 6.ITOT 7.IEFA 8.TIP 9.VMBS 10.ESGE
2021-03-31	701	$689.8M	15	1BSV 2BIV 3IVV Top holdings2021-03-31 1.BSV 2.BIV 3.IVV 4.IGSB 5.ESGU 6.ITOT 7.IEFA 8.VMBS 9.TIP 10.ESGE
2020-12-31	747	$638.3M	0	1BSV 2IVV 3IGSB Top holdings2020-12-31 1.BSV 2.IVV 3.IGSB 4.BIV 5.ESGU 6.ITOT 7.IEFA 8.VMBS 9.VGIT 10.ESGE

Holding changes this quarter

Position changes disclosed by True Link Financial Advisors, LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	DFCF	Dimensional Core Fixed INC	+1.6%	+15.23%	Add
2	BIV	Vanguard Intermediate-term B	+0.8%	+2.53%	Add
3	IAGG	Ishares Intl Aggregate Bond	+0.8%	+36.00%	Add
4	BSV	Vanguard Short-term Bond ETF	+0.6%	+3.89%	Add
5	DFAE	Dimensional Emerging Core Eq	+0.3%	+2.26%	Add
6	VTIP	Vanguard Short-term Tips	+0.2%	+1.27%	Add
7	DFIV	Dimensional International Va	+0.2%	-2.37%	Trim
8	IEFA	Ishares Core Msci Eafe ETF	+0.2%	+0.66%	Add
9	DFAS	Dimensional US Small Cap ETF	+0.1%	+4.83%	Add
10	IBTG	Ishares Ibonds Dec 2026 Term	0%	+17.73%	Add
11	LMT	Lockheed Martin CORP	0%	-3.82%	Trim
12	SGOV	Ishares 0-3 Month Treasury B	0%	+13.33%	Add
13	VTI	Vanguard Total Stock Mkt ETF	0%	+83.90%	Add
14	SCHO	Schwab Short-term US Treas	0%	+17.75%	Add
15	VIG	Vanguard Dividend Apprec ETF	0%	+0.90%	Add
16	BNDX	Vanguard Total Intl Bond ETF	0%	-79.83%	Trim
17	AAPL	Apple INC	0%	-7.92%	Trim
18	NVDA	Nvidia CORP	0%	-9.33%	Trim
19	IJR	Ishares Core S&p Small-cap E	0%	-71.76%	Trim
20	PEP	Pepsico INC	0%	-96.93%	Trim
21	GOOGL	Alphabet Inc-cl A	0%	-27.41%	Trim
22	MSFT	Microsoft CORP	0%	-13.75%	Trim
23	IWF	Ishares Russell 1000 Growth	0%	-7.95%	Trim
24	VCIT	Vanguard Int-term Corporate	0%	-26.55%	Trim
25	QUAL	Ishares Msci USA Quality Fac	-0.1%	+0.16%	Add
26	BRK-B	Berkshire Hathaway Inc-cl B	-0.1%	-78.39%	Trim
27	SCHD	Schwab US Dvd Equity ETF	-0.1%	-97.48%	Trim
28	SPIB	Ss Spdr P Int C CORP ETF	-0.1%	-95.93%	Trim
29	IVW	Ishares S&p 500 Growth ETF	-0.1%	-98.64%	Trim
30	ITOT	Ishares Core S&p Total U.s.	-0.5%	-4.35%	Trim
31	IVV	Ishares Core S&p 500 ETF	-1.3%	-7.46%	Trim
32	SHV	Ishares 0-1 Year Treasury Bo	-2.5%	-99.28%	Trim
33	VGIT	Vanguard Intermediate-term T	—	EXIT	Sold out
34	ICSH	Ishares Ultra Short Duration	—	EXIT	Sold out
35	VLUE	Ishares Msci USA Value Facto	—	EXIT	Sold out
36	FLEX	Flex Ltd.	—	EXIT	Sold out
37	BLV	Vanguard Long-term Bond ETF	—	EXIT	Sold out
38	DIM	Wisdomtree Intl M/c Dvd Fund	—	EXIT	Sold out
39	IBDT	Ishares Ibonds Dec 2028 ETF	—	EXIT	Sold out
40	VXUS	Vanguard Total Intl Stock	—	NEW	New buy
41	CIEN	Ciena CORP	—	NEW	New buy
42	VGSH	Vanguard Short-term Treasury	—	NEW	New buy
43	CSCO	Cisco Systems INC	—	NEW	New buy
44	ESGU	Ishares Esg Aware Msci USA	—	NEW	New buy
45	SU	Suncor Energy INC	—	NEW	New buy
46	GWW	Ww Grainger INC	—	NEW	New buy
47	EXC	Exelon CORP	—	NEW	New buy
48	NEE	Nextera Energy INC	—	NEW	New buy
49	AMAT	Applied Materials INC	—	NEW	New buy
50	XLU	St Sr Utl Sl Se Spdr Etf-usd	—	NEW	New buy