CIK: 0002056037
Total reported value
$201.5M
Reporting period: 2026-03-31 · Number of holdings: 79
Prepared Retirement Institute LLC disclosed 79 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $201.5M and a quarterly turnover rate of 8.3%.
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Prepared Retirement Institute LLC's disclosed holdings carry a Herfindahl concentration index of 0.051 — mathematically equivalent to about 19 equally-sized positions, well below its 79 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 1.76), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 9% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Add SCHD
-0.2% $1.9M
Trim SPYG
-5.3% -$1.3M
Add DIVI
+15.9% $1.1M
Trim FELG
+5.9% -$753.6K
Add CMBS
+6.7% $697.2K
Trim CUSD
-24.1% -$503.7K
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | VIG | Vanguard Dividend Apprec ETF | ETF-Other | 12.29% | -0.23% | +1.68% | |
| 2 | SCHD | Schwab US Dvd Equity ETF | ETF-Other | 8.88% | +0.82% | -0.18% | |
| 3 | FELG | Fidelity Enh Lrg Cap Gwth | ETF-Other | 7.38% | -0.49% | +5.87% | |
| 4 | IHDG | Wisdomtree International Hed | ETF-Other | 6.42% | -0.23% | -1.02% | |
| 5 | CMBS | Ishares Cmbs ETF | ETF-Other | 6.21% | +0.27% | +6.66% | |
| 6 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 5.20% | +0.13% | +8.59% | |
| 7 | VCIT | Vanguard Int-term Corporate | ETF-Corp Bonds | 4.37% | +0.13% | +5.89% | |
| 8 | SPYG | Ss Spdr P S&p 500 Growth ETF | ETF-Large Cap & Growth | 4.33% | -0.72% | -5.32% | |
| 9 | BND | Vanguard Total Bond Market | ETF-Other | 4.31% | — | +0.43% | |
| 10 | VB | Vanguard Small-cap ETF | ETF-Other | 3.64% | -0.09% | -2.38% | |
| 11 | FALN | Ishares Fallen Angels ETF | ETF-Other | 3.53% | -0.16% | -0.86% | |
| 12 | DIVI | Franklin International Core | ETF-Other | 3.48% | +0.50% | +15.87% | |
| 13 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 2.71% | -0.13% | +1.51% | |
| 14 | SHY | Ishares 1-3 Year Treasury Bo | ETF-Gov Bonds | 2.18% | -0.08% | -1.69% | |
| 15 | DIVB | Ishares Core Dividend ETF | ETF-Other | 1.62% | +0.17% | +11.68% | |
| 16 | MSFT | Microsoft CORP | Stock-Tech | 1.31% | +0.02% | +34.94% | |
| 17 | IAGG | Ishares Intl Aggregate Bond | ETF-Other | 1.22% | +0.04% | +4.39% | |
| 18 | MSTR | Strategy INC | Stock-Tech | 1.10% | +1.10% | NEW | |
| 19 | CUSD | Crossingbridge Ultra-short D | ETF-Other | 0.89% | -0.27% | -24.15% | |
| 20 | ITA | Ishares U.s. Aerospace & Def | ETF-Other | 0.84% | +0.12% | +15.72% | |
| 21 | PFFD | Global X US Preferred ETF | ETF-Other | 0.82% | -0.08% | -5.39% | |
| 22 | VUG | Vanguard Growth ETF | ETF-Other | 0.81% | -0.11% | +0.03% | |
| 23 | UDIV | Franklin U.s. Core Dividend | ETF-Other | 0.81% | -0.04% | -0.57% | |
| 24 | AAPL | Apple INC | Stock-Tech | 0.80% | -0.09% | -2.85% | |
| 25 | SVAL | Ishares US Small Cap Val Fac | ETF-Small Cap | 0.77% | +0.14% | +19.16% | |
| 26 | ABBV | Abbvie INC | Stock-Healthcare | 0.64% | -0.07% | -3.25% | |
| 27 | DVY | Ishares Select Dividend ETF | ETF-Other | 0.63% | +0.20% | +39.80% | |
| 28 | XOM | Exxon Mobil CORP | Stock-Energy | 0.62% | +0.17% | +0.34% | |
| 29 | TEL | TE Connectivity plc | Stock-Tech | 0.51% | -0.05% | — | |
| 30 | NVDA | Nvidia CORP | Stock-Tech | 0.46% | -0.05% | -1.34% | |
| 31 | MRK | Merck & Co. INC. | Stock-Healthcare | 0.46% | +0.05% | -0.31% | |
| 32 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 0.46% | — | +0.07% | |
| 33 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 0.45% | -0.03% | -0.50% | |
| 34 | RDVY | First Trust Rising Dividend | ETF-Other | 0.43% | — | +0.24% | |
| 35 | VCSH | Vanguard S/t CORP Bond ETF | ETF-Corp Bonds | 0.42% | — | +0.02% | |
| 36 | RSP | Invesco S&p 500 Equal Weight | ETF-Large Cap & Growth | 0.37% | — | -0.82% | |
| 37 | XLF | Ss Financial Select Sector | ETF-Other | 0.35% | -0.05% | -0.49% | |
| 38 | CIBR | First Trust Nasdaq Cybersecu | ETF-Tech | 0.35% | — | +11.20% | |
| 39 | JNJ | Johnson & Johnson | Stock-Healthcare | 0.31% | +0.03% | -3.49% | |
| 40 | DGRO | Ishares Core Dividend Growth | ETF-Other | 0.30% | — | +0.72% | |
| 41 | ALL | Allstate CORP | Stock-Financials | 0.29% | — | — | |
| 42 | GLD | Spdr Gold Shares | ETF-Commodities | 0.28% | — | — | |
| 43 | VXUS | Vanguard Total Intl Stock | ETF-Other | 0.28% | — | +0.01% | |
| 44 | CGBL | Cap Group Core Balanced | ETF-Other | 0.28% | +0.03% | +15.09% | |
| 45 | SCHB | Schwab US Broad Market ETF | ETF-Other | 0.27% | — | +0.51% | |
| 46 | SLV | Ishares Silver Trust | ETF-Commodities | 0.26% | +0.03% | +7.69% | |
| 47 | VGK | Vanguard Ftse Europe ETF | ETF-Other | 0.25% | — | +8.17% | |
| 48 | COWZ | Pacer US Cash Cows 100 ETF | ETF-Other | 0.24% | — | +4.51% | |
| 49 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 0.24% | -0.03% | — | |
| 50 | ABT | Abbott Laboratories | Stock-Healthcare | 0.24% | -0.07% | -3.89% |
Performance for Q3 2026
+2.5%
Performance Last 4 Quarters
+15.4%
Based on 72% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 79 | $201.5M | 8 | |
| 2025-12-31 | 80 | $198.7M | 8 | |
| 2025-09-30 | 84 | $191.8M | 34 | |
| 2025-06-30 | 86 | $169.7M | 0 | |
| 2025-03-31 | 85 | $156.7M | 0 | |
| 2024-12-31 | 79 | $175.2M | 0 | |
| 2024-09-30 | 80 | $165.2M | 0 | |
| 2024-06-30 | 81 | $150.9M | 0 | |
| 2024-03-31 | 70 | $134.0M | 0 | |
| 2023-12-31 | 75 | $133.5M | 0 |
Prepared Retirement Institute LLC's most significant position changes for 2026-03-31: New buy: Strategy INC (MSTR); Sold out: Oracle CORP (ORCL); New buy: Chevron CORP (CVX); New buy: Verizon Communications INC (VZ); Sold out: First Trust Indxx Nextg ETF (NXTG).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | SCHD | Schwab US Dvd Equity ETF | +0.8% | -0.18% | Trim |
| 2 | DIVI | Franklin International Core | +0.5% | +15.87% | Add |
| 3 | CMBS | Ishares Cmbs ETF | +0.3% | +6.66% | Add |
| 4 | DVY | Ishares Select Dividend ETF | +0.2% | +39.80% | Add |
| 5 | DIVB | Ishares Core Dividend ETF | +0.2% | +11.68% | Add |
| 6 | XOM | Exxon Mobil CORP | +0.2% | +0.34% | Add |
| 7 | SVAL | Ishares US Small Cap Val Fac | +0.1% | +19.16% | Add |
| 8 | VTI | Vanguard Total Stock Mkt ETF | +0.1% | +8.59% | Add |
| 9 | VCIT | Vanguard Int-term Corporate | +0.1% | +5.89% | Add |
| 10 | ITA | Ishares U.s. Aerospace & Def | +0.1% | +15.72% | Add |
| 11 | MRK | Merck & Co. INC. | +0.1% | -0.31% | Trim |
| 12 | IAGG | Ishares Intl Aggregate Bond | 0% | +4.39% | Add |
| 13 | JNJ | Johnson & Johnson | 0% | -3.49% | Trim |
| 14 | SLV | Ishares Silver Trust | 0% | +7.69% | Add |
| 15 | CGBL | Cap Group Core Balanced | 0% | +15.09% | Add |
| 16 | MSFT | Microsoft CORP | 0% | +34.94% | Add |
| 17 | VXF | Vanguard Extended Market ETF | 0% | -14.96% | Trim |
| 18 | IVV | Ishares Core S&p 500 ETF | 0% | -0.50% | Trim |
| 19 | GOOG | Alphabet Inc-cl C | 0% | — | Unchanged |
| 20 | CEG | Constellation Energy | 0% | -3.50% | Trim |
| 21 | UDIV | Franklin U.s. Core Dividend | 0% | -0.57% | Trim |
| 22 | TEL | TE Connectivity plc | -0.1% | — | Unchanged |
| 23 | XLF | Ss Financial Select Sector | -0.1% | -0.49% | Trim |
| 24 | NVDA | Nvidia CORP | -0.1% | -1.34% | Trim |
| 25 | IBM | Intl Business Machines CORP | -0.1% | -17.94% | Trim |
| 26 | COF | Capital One Financial CORP | -0.1% | — | Unchanged |
| 27 | WMT | Walmart INC | -0.1% | -34.10% | Trim |
| 28 | META | Meta Platforms Inc-class A | -0.1% | -5.89% | Trim |
| 29 | ABT | Abbott Laboratories | -0.1% | -3.89% | Trim |
| 30 | ABBV | Abbvie INC | -0.1% | -3.25% | Trim |
| 31 | JPM | Jpmorgan Chase & Co | -0.1% | -15.42% | Trim |
| 32 | PFFD | Global X US Preferred ETF | -0.1% | -5.39% | Trim |
| 33 | SHY | Ishares 1-3 Year Treasury Bo | -0.1% | -1.69% | Trim |
| 34 | AAPL | Apple INC | -0.1% | -2.85% | Trim |
| 35 | VB | Vanguard Small-cap ETF | -0.1% | -2.38% | Trim |
| 36 | VUG | Vanguard Growth ETF | -0.1% | +0.03% | Add |
| 37 | VOO | Vanguard S&p 500 ETF | -0.1% | +1.51% | Add |
| 38 | FALN | Ishares Fallen Angels ETF | -0.2% | -0.86% | Trim |
| 39 | IHDG | Wisdomtree International Hed | -0.2% | -1.02% | Trim |
| 40 | VIG | Vanguard Dividend Apprec ETF | -0.2% | +1.68% | Add |
| 41 | CUSD | Crossingbridge Ultra-short D | -0.3% | -24.15% | Trim |
| 42 | FELG | Fidelity Enh Lrg Cap Gwth | -0.5% | +5.87% | Add |
| 43 | SPYG | Ss Spdr P S&p 500 Growth ETF | -0.7% | -5.32% | Trim |
| 44 | MSTR | Strategy INC | — | NEW | New buy |
| 45 | ORCL | Oracle CORP | — | EXIT | Sold out |
| 46 | CVX | Chevron CORP | — | NEW | New buy |
| 47 | VZ | Verizon Communications INC | — | NEW | New buy |
| 48 | NXTG | First Trust Indxx Nextg ETF | — | EXIT | Sold out |
| 49 | LMT | Lockheed Martin CORP | — | EXIT | Sold out |
| 50 | DIA | Ss Spdr Dow Jones Indus Avg | — | EXIT | Sold out |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-05-15 | Amendment | View on EDGAR |
| 2026-03-31 | 2026-04-30 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-01-29 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-10-21 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-07-17 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-05-02 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-02-13 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2025-02-13 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2025-02-13 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2025-02-13 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2025-02-13 | 13F-HR | View on EDGAR |
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