CIK: 0001933059
Total reported value
$217.4M
Reporting period: 2026-03-31 · Number of holdings: 154
RETIREMENT GUYS FORMULA LLC disclosed 154 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $217.4M and a quarterly turnover rate of 48.0%.
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Retirement Guys Formula LLC's disclosed holdings carry a Herfindahl concentration index of 0.014 — mathematically equivalent to about 73 equally-sized positions, well below its 154 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes are fairly uniform across the portfolio (a coefficient of variation of 1.06), suggesting a disciplined, rules-based approach to how much capital goes into each idea.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 30% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim SCHG
-58.6% -$3.3M
Add JPST
+34.4% $3.1M
Add PEP
+151.4% $1.9M
Add MRK
+476.6% $1.9M
Trim KO
-57.0% -$1.8M
Trim UNH
-83.1% -$1.7M
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | JPST | Jpmorgan Ultra-short Income | ETF-Other | 5.58% | +1.47% | +34.38% | |
| 2 | HEGD | Swan Hedged Equity US Lg Cap | ETF-Other | 3.28% | — | -3.20% | |
| 3 | QQQ | Invesco Qqq Trust Series 1 | ETF-Tech | 2.37% | — | -0.72% | |
| 4 | AAPL | Apple INC | Stock-Tech | 2.12% | — | +1.53% | |
| 5 | JEPI | Jpmorgan Equity Premium Inco | ETF-Other | 2.07% | — | +5.71% | |
| 6 | VO | Vanguard Mid-cap ETF | ETF-Other | 1.98% | — | +3.84% | |
| 7 | AVEM | Avantis Emerging Markets Eq | ETF-Emerging Markets | 1.79% | — | -4.22% | |
| 8 | JNJ | Johnson & Johnson | Stock-Healthcare | 1.77% | — | -3.55% | |
| 9 | JEPQ | JPM Nasdaq Equity Premium | ETF-Tech | 1.73% | — | +6.57% | |
| 10 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 1.70% | -0.42% | -16.49% | |
| 11 | JIVE | JPM Interntl Value ETF | ETF-Other | 1.70% | +1.70% | NEW | |
| 12 | KNG | Ft Vest S&p 500 Dvd Arst Trg | ETF-Large Cap & Growth | 1.69% | — | +19.84% | |
| 13 | WMT | Walmart INC | Stock-Consumer Staples | 1.51% | +0.59% | +45.98% | |
| 14 | FVD | First Trust Value Line Dvd | ETF-Other | 1.42% | — | -0.98% | |
| 15 | PEP | Pepsico INC | Stock-Consumer Staples | 1.40% | +0.89% | +151.39% | |
| 16 | COR | Cencora INC | Stock-Healthcare | 1.37% | — | +7.27% | |
| 17 | LLY | Eli Lilly & Co | Stock-Healthcare | 1.37% | — | +52.36% | |
| 18 | GILD | Gilead Sciences INC | Stock-Healthcare | 1.35% | +1.35% | NEW | |
| 19 | VXUS | Vanguard Total Intl Stock | ETF-Other | 1.35% | — | -6.63% | |
| 20 | NFLX | Netflix INC | Stock-Comm Services | 1.31% | — | +35.25% | |
| 21 | NVDA | Nvidia CORP | Stock-Tech | 1.22% | — | +2.41% | |
| 22 | AMZN | Amazon.com INC | Stock-Consumer Disc | 1.17% | — | +12.31% | |
| 23 | EOG | Eog Resources INC | Stock-Energy | 1.11% | +0.45% | +21.92% | |
| 24 | XLP | Ss Consumer Staples Sel Sect | ETF-Other | 1.09% | — | -1.81% | |
| 25 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 1.07% | — | -5.27% | |
| 26 | CTA | Simplify Managed Futures St | ETF-Other | 1.03% | +0.48% | +66.16% | |
| 27 | MRK | Merck & Co. INC. | Stock-Healthcare | 1.01% | +0.86% | +476.56% | |
| 28 | AAAU | Goldman Sachs Physical Gold | ETF-Commodities | 0.99% | -0.61% | -43.35% | |
| 29 | GEV | GE Vernova INC | Stock-Industrials | 0.98% | — | -8.00% | |
| 30 | AMAT | Applied Materials INC | Stock-Tech | 0.98% | — | -24.64% | |
| 31 | TJX | Tjx Companies INC | Stock-Consumer Disc | 0.98% | — | +0.16% | |
| 32 | MSFT | Microsoft CORP | Stock-Tech | 0.94% | — | +18.96% | |
| 33 | META | Meta Platforms Inc-class A | Stock-Comm Services | 0.94% | — | +8.37% | |
| 34 | CBOE | Cboe Global Markets INC | Stock-Financials | 0.93% | — | +7.52% | |
| 35 | PANW | Palo Alto Networks INC | Stock-Tech | 0.90% | — | +24.41% | |
| 36 | PAUG | Innovator U.s. Equity Power | ETF-Other | 0.90% | +0.90% | NEW | |
| 37 | IJR | Ishares Core S&p Small-cap E | ETF-Small Cap | 0.90% | — | +1.90% | |
| 38 | SCHG | Schwab US Large-cap Growth | ETF-Other | 0.90% | -1.50% | -58.60% | |
| 39 | CMI | Cummins INC | Stock-Industrials | 0.89% | — | -10.54% | |
| 40 | NOW | Servicenow INC | Stock-Tech | 0.89% | — | +105.33% | |
| 41 | GD | General Dynamics CORP | Stock-Industrials | 0.88% | +0.88% | NEW | |
| 42 | AVGO | Broadcom INC | Stock-Tech | 0.86% | — | +14.16% | |
| 43 | VUG | Vanguard Growth ETF | ETF-Other | 0.86% | — | +6.71% | |
| 44 | V | Visa Inc-class A Shares | Stock-Financials | 0.85% | — | +13.63% | |
| 45 | HD | Home Depot INC | Stock-Consumer Disc | 0.85% | — | +27.31% | |
| 46 | ANET | Arista Networks INC | Stock-Tech | 0.84% | — | +1.27% | |
| 47 | NEM | Newmont CORP | Stock-Materials | 0.83% | +0.83% | NEW | |
| 48 | CAT | Caterpillar INC | Stock-Industrials | 0.82% | +0.82% | NEW | |
| 49 | VB | Vanguard Small-cap ETF | ETF-Other | 0.81% | — | +1.57% | |
| 50 | PDEC | Innovator U.s. Equity Power | ETF-Other | 0.81% | — | +3.12% |
Performance for Q3 2026
+1.7%
Performance Last 4 Quarters
+17.8%
Based on 76% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 154 | $217.4M | 48 | |
| 2025-12-31 | 150 | $219.3M | 40 | |
| 2025-09-30 | 169 | $284.2M | 42 | |
| 2025-06-30 | 145 | $263.3M | 0 | |
| 2025-03-31 | 137 | $201.3M | 0 | |
| 2024-12-31 | 135 | $198.3M | 0 | |
| 2024-09-30 | 128 | $215.1M | 0 | |
| 2024-06-30 | 124 | $208.6M | 0 | |
| 2024-03-31 | 123 | $205.1M | 0 | |
| 2023-12-31 | 127 | $186.5M | 0 | |
| 2023-09-30 | 120 | $143.7M | 0 | |
| 2023-06-30 | 122 | $172.6M | 0 | |
| 2023-03-31 | 122 | $139.6M | 0 | |
| 2022-12-31 | 117 | $121.9M | 0 | |
| 2022-09-30 | 172 | $95.0M | 0 | |
| 2022-06-30 | 175 | $97.4M | 0 | |
| 2022-03-31 | 177 | $149.3M | 0 | |
| 2021-12-31 | 162 | $126.0M | 0 |
Retirement Guys Formula LLC's most significant position changes for 2026-03-31: Sold out: Vanguard Int Div App Indx Fd (VIGI); New buy: JPM Interntl Value ETF (JIVE); Sold out: Jpmorgan Hedged Equity ETF (HELO); New buy: Gilead Sciences INC (GILD); Sold out: First Trust Dw Focus 5 Fund (FV).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | JPST | Jpmorgan Ultra-short Income | +1.5% | +34.38% | Add |
| 2 | PEP | Pepsico INC | +0.9% | +151.39% | Add |
| 3 | MRK | Merck & Co. INC. | +0.9% | +476.56% | Add |
| 4 | WMT | Walmart INC | +0.6% | +45.98% | Add |
| 5 | DTE | Dte Energy Company | +0.6% | +303.16% | Add |
| 6 | CASY | Casey's General Stores INC | +0.6% | +379.86% | Add |
| 7 | CTA | Simplify Managed Futures St | +0.5% | +66.16% | Add |
| 8 | EOG | Eog Resources INC | +0.5% | +21.92% | Add |
| 9 | SPY | Ss Spdr S&p 500 ETF Trust-us | -0.4% | -16.49% | Trim |
| 10 | AAAU | Goldman Sachs Physical Gold | -0.6% | -43.35% | Trim |
| 11 | ETN | Eaton Corporation plc | -0.7% | -77.20% | Trim |
| 12 | ABBV | Abbvie INC | -0.8% | -87.21% | Trim |
| 13 | UNH | Unitedhealth Group INC | -0.8% | -83.09% | Trim |
| 14 | KO | Coca-cola Co/the | -0.8% | -57.05% | Trim |
| 15 | SCHG | Schwab US Large-cap Growth | -1.5% | -58.60% | Trim |
| 16 | VIGI | Vanguard Int Div App Indx Fd | — | EXIT | Sold out |
| 17 | JIVE | JPM Interntl Value ETF | — | NEW | New buy |
| 18 | HELO | Jpmorgan Hedged Equity ETF | — | EXIT | Sold out |
| 19 | GILD | Gilead Sciences INC | — | NEW | New buy |
| 20 | FV | First Trust Dw Focus 5 Fund | — | EXIT | Sold out |
| 21 | PAUG | Innovator U.s. Equity Power | — | NEW | New buy |
| 22 | GD | General Dynamics CORP | — | NEW | New buy |
| 23 | MA | Mastercard INC - A | — | EXIT | Sold out |
| 24 | NEM | Newmont CORP | — | NEW | New buy |
| 25 | CAT | Caterpillar INC | — | NEW | New buy |
| 26 | APH | Amphenol Corp-cl A | — | NEW | New buy |
| 27 | UBER | Uber Technologies INC | — | EXIT | Sold out |
| 28 | ORCL | Oracle CORP | — | EXIT | Sold out |
| 29 | BKR | Baker Hughes Co | — | EXIT | Sold out |
| 30 | SCHV | Schwab US Large-cap Value | — | EXIT | Sold out |
| 31 | MO | Altria Group INC | — | NEW | New buy |
| 32 | DTM | Dt Midstream INC | — | NEW | New buy |
| 33 | ETR | Entergy CORP | — | NEW | New buy |
| 34 | AZN | AstraZeneca PLC | — | NEW | New buy |
| 35 | NATH | Nathan's Famous INC | — | NEW | New buy |
| 36 | ECL | Ecolab INC | — | EXIT | Sold out |
| 37 | BTI | British American Tob-sp Adr | — | NEW | New buy |
| 38 | INTU | Intuit INC | — | EXIT | Sold out |
| 39 | COST | Costco Wholesale CORP | — | EXIT | Sold out |
| 40 | IJAN | Innovator International Deve | — | NEW | New buy |
| 41 | MKC | Mccormick & Co-non Vtg Shrs | — | EXIT | Sold out |
| 42 | AWK | American Water Works Co INC | — | EXIT | Sold out |
| 43 | GIS | General Mills INC | — | EXIT | Sold out |
| 44 | MCK | Mckesson CORP | — | NEW | New buy |
| 45 | ZTS | Zoetis INC | — | EXIT | Sold out |
| 46 | KMB | Kimberly-clark CORP | — | EXIT | Sold out |
| 47 | ADP | Automatic Data Processing | — | EXIT | Sold out |
| 48 | MDLZ | Mondelez International Inc-a | — | EXIT | Sold out |
| 49 | SOXQ | Invesco Phlx Semiconductor | — | EXIT | Sold out |
| 50 | CLX | Clorox Company | — | EXIT | Sold out |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-04-22 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-01-23 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-10-21 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-07-15 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-04-23 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-01-29 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-10-21 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-08-01 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-04-19 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-01-22 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-10-13 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-07-17 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-04-18 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-02-14 | 13F-HR | View on EDGAR |
| 2022-09-30 | 2022-12-16 | Amendment | View on EDGAR |
| 2022-09-30 | 2022-11-02 | 13F-HR | View on EDGAR |
| 2022-06-30 | 2022-07-22 | 13F-HR | View on EDGAR |
| 2022-03-31 | 2022-07-18 | 13F-HR | View on EDGAR |
| 2021-12-31 | 2022-07-18 | 13F-HR | View on EDGAR |
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