Monterey Private Wealth, Inc. — AI-Powered 13F Analysis

CIK: 0001839826

Diversified strategyHigh-turnover traderMomentum follower

Total reported value

$339.5M

Reporting period: 2025-03-31 · Number of holdings: 138

Monterey Private Wealth, Inc. disclosed 138 holdings in its latest 13F filing for the period ending 2025-03-31, with total reported value of $339.5M and a quarterly turnover rate of 145.0%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "M"

Personality snowflake

Concentration: 24.51
Portfolio Stability: 100
Momentum/Contrarian: 100
Sector conviction: 71.17
Diversification: 100
Sizing Uniformity: 72.59

Monterey Private Wealth, Inc.'s disclosed holdings carry a Herfindahl concentration index of 0.061 — mathematically equivalent to about 16 equally-sized positions, well below its 138 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.

Position sizes vary widely across the portfolio (a coefficient of variation of 2.74), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Sector classification currently covers about 25% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.

Recent moves

Add VEA
+6.0%　$37.2M
Trim EFA
-1.3%　-$8.5M
Trim USMV
-1.2%　-$10.2M
Trim EFAV
0.0%　-$6.5M
Add VTI
+6.3%　$31.3M
Trim VB
+4.5%　$3.7M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	15.58%	+3.19%	+6.34%
2	VEA	Vanguard Ftse Developed ETF	ETF-Other	11.37%	+10.55%	+5.99%
3	BRK-A	Berkshire Hathaway Inc-cl A	Stock-Other	9.88%	+9.88%	NEW
4	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	5.83%	+1.39%	-0.28%
5	AAPL	Apple INC	Stock-Tech	5.11%	-1.37%	-0.43%
6	VB	Vanguard Small-cap ETF	ETF-Other	4.54%	-2.17%	+4.45%
7	DGRW	Wisdomtree U.s. Quality Divi	ETF-Other	3.17%	+3.17%	NEW
8	EFA	Ishares Msci Eafe ETF	ETF-Other	2.79%	-7.53%	-1.27%
9	DGRO	Ishares Core Dividend Growth	ETF-Other	2.69%	-1.33%	+2.37%
10	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	2.63%	—	+1.98%
11	QQQ	Invesco Qqq Trust Series 1	ETF-Tech	2.08%	+1.34%	+2.68%
12	EMXC	Ishares Msci Emr Mrk Ex Chna	ETF-Other	2.02%	+2.02%	NEW
13	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	1.82%	+1.19%	-3.56%
14	MSFT	Microsoft CORP	Stock-Tech	1.64%	-0.10%	+0.69%
15	USMV	Ishares Msci USA Min Vol Fac	ETF-Other	1.34%	-7.12%	-1.20%
16	ESGV	Vanguard Esg US Stock ETF	ETF-Other	1.28%	+0.22%	-1.02%
17	JEPI	Jpmorgan Equity Premium Inco	ETF-Other	1.19%	+1.19%	NEW
18	IEMG	Ishares Core Msci Emerging	ETF-Emerging Markets	1.16%	+1.16%	NEW
19	COST	Costco Wholesale CORP	Stock-Consumer Staples	1.12%	+0.26%	+1.25%
20	VT	Vanguard Tot World Stk ETF	ETF-Other	0.93%	—	+0.17%
21	TSLA	Tesla INC	Stock-Consumer Disc	0.90%	—	-3.86%
22	JEPQ	JPM Nasdaq Equity Premium	ETF-Tech	0.79%	+0.79%	NEW
23	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.77%	-0.33%	—
24	AMZN	Amazon.com INC	Stock-Consumer Disc	0.73%	-0.11%	+1.26%
25	JPM	Jpmorgan Chase & Co	Stock-Financials	0.67%	+0.25%	-2.36%
26	VNQ	Vanguard Real Estate ETF	ETF-Other	0.66%	-1.21%	-0.83%
27	EFAV	Ishares Msci Eafe Min Vol Fa	ETF-Other	0.62%	-4.29%	—
28	NVDA	Nvidia CORP	Stock-Tech	0.61%	+0.47%	-0.12%
29	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.54%	-0.09%	+1.52%
30	V	Visa Inc-class A Shares	Stock-Financials	0.50%	+0.04%	-1.34%
31	VIG	Vanguard Dividend Apprec ETF	ETF-Other	0.47%	—	-0.35%
32	XOM	Exxon Mobil CORP	Stock-Energy	0.47%	—	-18.34%
33	VSGX	Vanguard Esg Intl Stock ETF	ETF-Other	0.46%	-0.17%	-6.96%
34	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.41%	+0.09%	-4.31%
35	BAC	Bank Of America CORP	Stock-Financials	0.39%	—	-6.48%
36	SPLV	Invesco S&p 500 Low Volatili	ETF-Large Cap & Growth	0.38%	—	-2.12%
37	SPGI	S&p Global INC	Stock-Financials	0.32%	—	+0.18%
38	META	Meta Platforms Inc-class A	Stock-Comm Services	0.30%	+0.03%	—
39	DIS	Walt Disney Co/the	Stock-Comm Services	0.28%	-0.67%	-0.93%
40	PEP	Pepsico INC	Stock-Consumer Staples	0.28%	—	-8.61%
41	LLY	Eli Lilly & Co	Stock-Healthcare	0.27%	—	-8.85%
42	DFAC	Dimensional US Core Equity 2	ETF-Other	0.26%	—	+0.12%
43	VTV	Vanguard Value ETF	ETF-Other	0.26%	+0.26%	NEW
44	VO	Vanguard Mid-cap ETF	ETF-Other	0.26%	+0.06%	-1.32%
45	CVX	Chevron CORP	Stock-Energy	0.24%	—	+0.41%
46	HD	Home Depot INC	Stock-Consumer Disc	0.24%	—	-2.08%
47	BND	Vanguard Total Bond Market	ETF-Other	0.22%	-0.75%	+3.15%
48	MRK	Merck & Co. INC.	Stock-Healthcare	0.21%	—	-2.97%
49	BSCQ	Invesco Bulletshares 2026 Cb	ETF-Other	0.20%	+0.20%	NEW
50	IWF	Ishares Russell 1000 Growth	ETF-Other	0.20%	—	-1.01%

1–50 of 138

Portfolio Performance

Performance for Q3 2026

+3.9%

Performance Last 4 Quarters

+26%

Based on 56% of reported portfolio value with available pricing

Stdev: +11.9%
Beta: +0.86
Alpha: +1%
Max Drawdown: -7.3%
Annualized Perf: +17.5%
Batting Avg vs S&P: +44.4%
Sortino: +2.8
Stutzer: +0.42
Treynor: +0.2
Sterling: +1.09
Calmar: +2.38
Information Ratio: -0.38
Tracking Error: +4.2%
Stdev Down: +6%
Winning Months %: +66.7%
Losing Months %: +33.3%
Best 12 Months: +32.8%
Worst 12 Months: +8.6%
Efficiency Ratio: +0.57
Sharpe: +1.42
Stdev Sectors: +11.8%
Skewness: -0.08
Kurtosis: -0.24
Upside Potential: +4.43

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2025-03-31	138	$339.5M	100	1VTI 2VEA 3BRK-A Top holdings2025-03-31 1.VTI 2.VEA 3.BRK-A 4.BRK-B 5.AAPL 6.VB 7.DGRW 8.EFA 9.DGRO 10.VEU
2024-12-31	141	$303.3M	0	1VTI 2VEA 3AAPL Top holdings2024-12-31 1.VTI 2.VEA 3.AAPL 4.BRK-B 5.VB 6.DGRW 7.EFA 8.DGRO 9.VEU 10.QQQ
2024-09-30	124	$293.5M	0	1VTI 2VEA 3BRK-B Top holdings2024-09-30 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.VB 6.DGRW 7.EFA 8.DGRO 9.VEU 10.EMXC
2024-06-30	118	$267.5M	0	1VTI 2VEA 3BRK-B Top holdings2024-06-30 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.VB 6.DGRW 7.EFA 8.DGRO 9.VEU 10.EMXC
2024-03-31	112	$249.1M	0	1VTI 2VEA 3BRK-B Top holdings2024-03-31 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.VB 6.EFA 7.DGRW 8.DGRO 9.VEU 10.VOO
2023-12-31	105	$221.5M	0	1VTI 2VEA 3BRK-B Top holdings2023-12-31 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.EFA 6.VB 7.DGRW 8.DGRO 9.VEU 10.VOO
2023-09-30	95	$198.9M	0	1VTI 2VEA 3BRK-B Top holdings2023-09-30 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.DGRO 6.EFA 7.VB 8.DGRW 9.VEU 10.VOO
2023-06-30	105	$206.4M	0	1VTI 2VEA 3BRK-B Top holdings2023-06-30 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.EFA 6.DGRO 7.VB 8.DGRW 9.VEU 10.VOO
2023-03-31	101	$194.7M	0	1VTI 2VEA 3BRK-B Top holdings2023-03-31 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.EFA 6.DGRO 7.VB 8.DGRW 9.VEU 10.VOO
2022-12-31	99	$185.3M	0	1VTI 2VEA 3EFA Top holdings2022-12-31 1.VTI 2.VEA 3.EFA 4.BRK-B 5.AAPL 6.DGRO 7.VB 8.DGRW 9.VEU 10.VOO
2022-09-30	97	$166.9M	0	1VTI 2VEA 3EFA Top holdings2022-09-30 1.VTI 2.VEA 3.EFA 4.AAPL 5.BRK-B 6.DGRO 7.VB 8.DGRW 9.VEU 10.USMV
2022-06-30	102	$175.0M	0	1VTI 2EFA 3DGRO Top holdings2022-06-30 1.VTI 2.EFA 3.DGRO 4.AAPL 5.VEA 6.BRK-B 7.VB 8.VEU 9.USMV 10.MSFT
2022-03-31	124	$207.0M	0	1VTI 2EFA 3AAPL Top holdings2022-03-31 1.VTI 2.EFA 3.AAPL 4.DGRO 5.VB 6.BRK-B 7.VEU 8.VEA 9.USMV 10.TSLA
2021-12-31	104	$201.9M	0	1VTI 2EFA 3AAPL Top holdings2021-12-31 1.VTI 2.EFA 3.AAPL 4.VB 5.VEU 6.USMV 7.BRK-B 8.VEA 9.DGRO 10.EFAV
2021-09-30	98	$178.1M	0	1VTI 2EFA 3AAPL Top holdings2021-09-30 1.VTI 2.EFA 3.AAPL 4.VB 5.VEU 6.VEA 7.USMV 8.BRK-B 9.EFAV 10.DGRO
2021-06-30	98	$174.2M	17	1VTI 2EFA 3USMV Top holdings2021-06-30 1.VTI 2.EFA 3.USMV 4.VB 5.AAPL 6.VEU 7.EFAV 8.BRK-B 9.DGRO 10.VNQ
2021-03-31	97	$181.7M	36	1USMV 2VTI 3EFA Top holdings2021-03-31 1.USMV 2.VTI 3.EFA 4.EFAV 5.VB 6.AAPL 7.VEU 8.BRK-B 9.DGRO 10.TSLA
2020-12-31	91	$173.5M	13	1USMV 2EFAV 3EFA Top holdings2020-12-31 1.USMV 2.EFAV 3.EFA 4.AAPL 5.VB 6.DGRO 7.BRK-B 8.VTI 9.JMST 10.TSLA
2020-09-30	84	$155.5M	14	1USMV 2EFAV 3EFA Top holdings2020-09-30 1.USMV 2.EFAV 3.EFA 4.AAPL 5.VB 6.BRK-B 7.DGRO 8.VTI 9.JMST 10.VNQ
2020-06-30	69	$140.2M	32	1USMV 2EFAV 3EFA Top holdings2020-06-30 1.USMV 2.EFAV 3.EFA 4.AAPL 5.VB 6.DGRO 7.BRK-B 8.SPLV 9.VTI 10.VNQ
2020-03-31	63	$117.2M	32	1USMV 2EFAV 3EFA Top holdings2020-03-31 1.USMV 2.EFAV 3.EFA 4.SPLV 5.BRK-B 6.AAPL 7.VTI 8.VB 9.IDLV 10.VNQ
2019-12-31	81	$124.6M	0	1USMV 2EFAV 3BRK-B Top holdings2019-12-31 1.USMV 2.EFAV 3.BRK-B 4.AAPL 5.SPLV 6.IGF 7.VTI 8.MSFT 9.XOM 10.UTXZ

Holding changes this quarter

Monterey Private Wealth, Inc.'s most significant position changes for 2025-03-31: New buy: Berkshire Hathaway Inc-cl A (BRK-A); New buy: Wisdomtree U.s. Quality Divi (DGRW); New buy: Ishares Msci Emr Mrk Ex Chna (EMXC); New buy: Jpmorgan Equity Premium Inco (JEPI); New buy: Ishares Core Msci Emerging (IEMG).

Position changes disclosed by Monterey Private Wealth, Inc. for the quarter ending 2025-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VEA	Vanguard Ftse Developed ETF	+10.6%	+5.99%	Add
2	VTI	Vanguard Total Stock Mkt ETF	+3.2%	+6.34%	Add
3	BRK-B	Berkshire Hathaway Inc-cl B	+1.4%	-0.28%	Add
4	QQQ	Invesco Qqq Trust Series 1	+1.3%	+2.68%	Add
5	VOO	Vanguard S&p 500 ETF	+1.2%	-3.56%	Add
6	NVDA	Nvidia CORP	+0.5%	-0.12%	Add
7	COST	Costco Wholesale CORP	+0.3%	+1.25%	Add
8	JPM	Jpmorgan Chase & Co	+0.3%	-2.36%	Add
9	ESGV	Vanguard Esg US Stock ETF	+0.2%	-1.02%	Add
10	SPY	Ss Spdr S&p 500 ETF Trust-us	+0.1%	-4.31%	Add
11	VO	Vanguard Mid-cap ETF	+0.1%	-1.32%	Add
12	V	Visa Inc-class A Shares	0%	-1.34%	Add
13	META	Meta Platforms Inc-class A	0%	—	Add
14	GOOG	Alphabet Inc-cl C	-0.1%	+1.52%	Add
15	MSFT	Microsoft CORP	-0.1%	+0.69%	Add
16	AMZN	Amazon.com INC	-0.1%	+1.26%	Add
17	VSGX	Vanguard Esg Intl Stock ETF	-0.2%	-6.96%	Add
18	GOOGL	Alphabet Inc-cl A	-0.3%	—	Add
19	JMST	JPM Ultra-short Muni Income	-0.4%	+23.03%	Trim
20	FXZ	First Trust Materials Alphad	-0.5%	-2.58%	Trim
21	XYZ	Block INC	-0.5%	+0.02%	Add
22	DIS	Walt Disney Co/the	-0.7%	-0.93%	Add
23	BND	Vanguard Total Bond Market	-0.8%	+3.15%	Trim
24	VNQ	Vanguard Real Estate ETF	-1.2%	-0.83%	Trim
25	DGRO	Ishares Core Dividend Growth	-1.3%	+2.37%	Add
26	AAPL	Apple INC	-1.4%	-0.43%	Trim
27	VB	Vanguard Small-cap ETF	-2.2%	+4.45%	Add
28	EFAV	Ishares Msci Eafe Min Vol Fa	-4.3%	—	Trim
29	USMV	Ishares Msci USA Min Vol Fac	-7.1%	-1.20%	Trim
30	EFA	Ishares Msci Eafe ETF	-7.5%	-1.27%	Trim
31	BRK-A	Berkshire Hathaway Inc-cl A	—	NEW	New buy
32	DGRW	Wisdomtree U.s. Quality Divi	—	NEW	New buy
33	EMXC	Ishares Msci Emr Mrk Ex Chna	—	NEW	New buy
34	JEPI	Jpmorgan Equity Premium Inco	—	NEW	New buy
35	IEMG	Ishares Core Msci Emerging	—	NEW	New buy
36	JEPQ	JPM Nasdaq Equity Premium	—	NEW	New buy
37	VTV	Vanguard Value ETF	—	NEW	New buy
38	AGG	Ishares Core U.s. Aggregate	—	EXIT	Sold out
39	BSCQ	Invesco Bulletshares 2026 Cb	—	NEW	New buy
40	UNH	Unitedhealth Group INC	—	NEW	New buy
41	DFUV	Dimensional US Marketwide Va	—	NEW	New buy
42	BSCP	Invesco Bulletshares 2025 Cb	—	NEW	New buy
43	IWM	Ishares Russell 2000 ETF	—	NEW	New buy
44	IDV	Ishares International Select	—	NEW	New buy
45	BSCR	Invesco Bulletshares 2027 Cb	—	NEW	New buy
46	BSCS	Invesco Bulletshares 2028 Cb	—	NEW	New buy
47	BSCT	Invesco Bulletshares 2029 Cb	—	NEW	New buy
48	MUB	Ishares National Muni Bond E	—	NEW	New buy
49	ERTH	Invesco Msci Sustainable Fut	—	EXIT	Sold out
50	CRBN	Ish Low Car Opt Ms Ac Etf-us	—	NEW	New buy

Filing History

Period	Filed	Type	EDGAR
2025-03-31	2025-05-14	13F-HR	View on EDGAR
2024-12-31	2025-01-17	13F-HR	View on EDGAR
2024-09-30	2024-10-03	13F-HR	View on EDGAR
2024-06-30	2024-07-09	13F-HR	View on EDGAR
2024-03-31	2024-04-09	13F-HR	View on EDGAR
2023-12-31	2024-01-12	13F-HR	View on EDGAR
2023-09-30	2023-10-10	13F-HR	View on EDGAR
2023-06-30	2023-07-11	13F-HR	View on EDGAR
2023-03-31	2023-04-07	13F-HR	View on EDGAR
2022-12-31	2023-01-20	13F-HR	View on EDGAR
2022-09-30	2022-10-11	13F-HR	View on EDGAR
2022-06-30	2022-07-13	13F-HR	View on EDGAR
2022-03-31	2022-04-08	13F-HR	View on EDGAR
2021-12-31	2022-01-18	13F-HR	View on EDGAR
2021-09-30	2021-10-08	13F-HR	View on EDGAR
2021-06-30	2021-08-30	13F-HR	View on EDGAR
2021-03-31	2021-04-28	13F-HR	View on EDGAR
2020-12-31	2021-02-16	Amendment	View on EDGAR
2020-12-31	2021-02-11	13F-HR	View on EDGAR
2020-09-30	2021-02-24	13F-HR	View on EDGAR
2020-06-30	2021-02-24	13F-HR	View on EDGAR
2020-03-31	2021-02-24	13F-HR	View on EDGAR
2019-12-31	2021-02-24	13F-HR	View on EDGAR

FAQ

What is Monterey Private Wealth, Inc. and what type of investor is it?

Monterey Private Wealth, Inc. is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2025-03-31), the firm manages a tracked equity portfolio valued at approximately $339.5M, spread across 138 disclosed positions.

What are Monterey Private Wealth, Inc.'s largest equity positions?

Based on the latest 13F filing, Monterey Private Wealth, Inc.'s top holdings by market value are: 1. Vanguard Total Stock Mkt ETF (VTI) — $52.9M (15.6%) 2. Vanguard Ftse Developed ETF (VEA) — $38.6M (11.4%) 3. Berkshire Hathaway Inc-cl A (BRK-A) — $33.5M (9.9%) 4. Berkshire Hathaway Inc-cl B (BRK-B) — $19.8M (5.8%) 5. Apple INC (AAPL) — $17.4M (5.1%)

What changes did Monterey Private Wealth, Inc. make in its most recent portfolio filing?

In the latest reported quarter, Monterey Private Wealth, Inc. made 50 notable position adjustments: 18 new positions were initiated, 22 existing holdings were added to, 8 positions were partially reduced, and 2 were completely exited. The largest of these moves: New buy: Berkshire Hathaway Inc-cl A (BRK-A); New buy: Wisdomtree U.s. Quality Divi (DGRW); New buy: Ishares Msci Emr Mrk Ex Chna (EMXC); New buy: Jpmorgan Equity Premium Inco (JEPI); New buy: Ishares Core Msci Emerging (IEMG)

What sectors does Monterey Private Wealth, Inc. focus on?

Monterey Private Wealth, Inc. is concentrated in the following sectors based on its current disclosed equity portfolio: • Financials: 32.8% • Information Technology: 32.6% • Communication Services: 8.9% • Consumer Discretionary: 8.7% • Consumer Staples: 6.8% • Health Care: 4.4%

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Monterey Private Wealth, Inc. — AI-Powered 13F Analysis

CIK: 0001839826

Diversified strategyHigh-turnover traderMomentum follower

Total reported value

$339.5M

Reporting period: 2025-03-31 · Number of holdings: 138

Monterey Private Wealth, Inc. disclosed 138 holdings in its latest 13F filing for the period ending 2025-03-31, with total reported value of $339.5M and a quarterly turnover rate of 145.0%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "M"

Personality snowflake

Concentration: 24.51
Portfolio Stability: 100
Momentum/Contrarian: 100
Sector conviction: 71.17
Diversification: 100
Sizing Uniformity: 72.59

Position sizes vary widely across the portfolio (a coefficient of variation of 2.74), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Recent moves

Add VEA
+6.0%　$37.2M
Trim EFA
-1.3%　-$8.5M
Trim USMV
-1.2%　-$10.2M
Trim EFAV
0.0%　-$6.5M
Add VTI
+6.3%　$31.3M
Trim VB
+4.5%　$3.7M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	15.58%	+3.19%	+6.34%
2	VEA	Vanguard Ftse Developed ETF	ETF-Other	11.37%	+10.55%	+5.99%
3	BRK-A	Berkshire Hathaway Inc-cl A	Stock-Other	9.88%	+9.88%	NEW
4	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	5.83%	+1.39%	-0.28%
5	AAPL	Apple INC	Stock-Tech	5.11%	-1.37%	-0.43%
6	VB	Vanguard Small-cap ETF	ETF-Other	4.54%	-2.17%	+4.45%
7	DGRW	Wisdomtree U.s. Quality Divi	ETF-Other	3.17%	+3.17%	NEW
8	EFA	Ishares Msci Eafe ETF	ETF-Other	2.79%	-7.53%	-1.27%
9	DGRO	Ishares Core Dividend Growth	ETF-Other	2.69%	-1.33%	+2.37%
10	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	2.63%	—	+1.98%
11	QQQ	Invesco Qqq Trust Series 1	ETF-Tech	2.08%	+1.34%	+2.68%
12	EMXC	Ishares Msci Emr Mrk Ex Chna	ETF-Other	2.02%	+2.02%	NEW
13	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	1.82%	+1.19%	-3.56%
14	MSFT	Microsoft CORP	Stock-Tech	1.64%	-0.10%	+0.69%
15	USMV	Ishares Msci USA Min Vol Fac	ETF-Other	1.34%	-7.12%	-1.20%
16	ESGV	Vanguard Esg US Stock ETF	ETF-Other	1.28%	+0.22%	-1.02%
17	JEPI	Jpmorgan Equity Premium Inco	ETF-Other	1.19%	+1.19%	NEW
18	IEMG	Ishares Core Msci Emerging	ETF-Emerging Markets	1.16%	+1.16%	NEW
19	COST	Costco Wholesale CORP	Stock-Consumer Staples	1.12%	+0.26%	+1.25%
20	VT	Vanguard Tot World Stk ETF	ETF-Other	0.93%	—	+0.17%
21	TSLA	Tesla INC	Stock-Consumer Disc	0.90%	—	-3.86%
22	JEPQ	JPM Nasdaq Equity Premium	ETF-Tech	0.79%	+0.79%	NEW
23	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.77%	-0.33%	—
24	AMZN	Amazon.com INC	Stock-Consumer Disc	0.73%	-0.11%	+1.26%
25	JPM	Jpmorgan Chase & Co	Stock-Financials	0.67%	+0.25%	-2.36%
26	VNQ	Vanguard Real Estate ETF	ETF-Other	0.66%	-1.21%	-0.83%
27	EFAV	Ishares Msci Eafe Min Vol Fa	ETF-Other	0.62%	-4.29%	—
28	NVDA	Nvidia CORP	Stock-Tech	0.61%	+0.47%	-0.12%
29	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.54%	-0.09%	+1.52%
30	V	Visa Inc-class A Shares	Stock-Financials	0.50%	+0.04%	-1.34%
31	VIG	Vanguard Dividend Apprec ETF	ETF-Other	0.47%	—	-0.35%
32	XOM	Exxon Mobil CORP	Stock-Energy	0.47%	—	-18.34%
33	VSGX	Vanguard Esg Intl Stock ETF	ETF-Other	0.46%	-0.17%	-6.96%
34	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.41%	+0.09%	-4.31%
35	BAC	Bank Of America CORP	Stock-Financials	0.39%	—	-6.48%
36	SPLV	Invesco S&p 500 Low Volatili	ETF-Large Cap & Growth	0.38%	—	-2.12%
37	SPGI	S&p Global INC	Stock-Financials	0.32%	—	+0.18%
38	META	Meta Platforms Inc-class A	Stock-Comm Services	0.30%	+0.03%	—
39	DIS	Walt Disney Co/the	Stock-Comm Services	0.28%	-0.67%	-0.93%
40	PEP	Pepsico INC	Stock-Consumer Staples	0.28%	—	-8.61%
41	LLY	Eli Lilly & Co	Stock-Healthcare	0.27%	—	-8.85%
42	DFAC	Dimensional US Core Equity 2	ETF-Other	0.26%	—	+0.12%
43	VTV	Vanguard Value ETF	ETF-Other	0.26%	+0.26%	NEW
44	VO	Vanguard Mid-cap ETF	ETF-Other	0.26%	+0.06%	-1.32%
45	CVX	Chevron CORP	Stock-Energy	0.24%	—	+0.41%
46	HD	Home Depot INC	Stock-Consumer Disc	0.24%	—	-2.08%
47	BND	Vanguard Total Bond Market	ETF-Other	0.22%	-0.75%	+3.15%
48	MRK	Merck & Co. INC.	Stock-Healthcare	0.21%	—	-2.97%
49	BSCQ	Invesco Bulletshares 2026 Cb	ETF-Other	0.20%	+0.20%	NEW
50	IWF	Ishares Russell 1000 Growth	ETF-Other	0.20%	—	-1.01%

1–50 of 138

Portfolio Performance

Performance for Q3 2026

+3.9%

Performance Last 4 Quarters

+26%

Based on 56% of reported portfolio value with available pricing

Stdev: +11.9%
Beta: +0.86
Alpha: +1%
Max Drawdown: -7.3%
Annualized Perf: +17.5%
Batting Avg vs S&P: +44.4%
Sortino: +2.8
Stutzer: +0.42
Treynor: +0.2
Sterling: +1.09
Calmar: +2.38
Information Ratio: -0.38
Tracking Error: +4.2%
Stdev Down: +6%
Winning Months %: +66.7%
Losing Months %: +33.3%
Best 12 Months: +32.8%
Worst 12 Months: +8.6%
Efficiency Ratio: +0.57
Sharpe: +1.42
Stdev Sectors: +11.8%
Skewness: -0.08
Kurtosis: -0.24
Upside Potential: +4.43

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2025-03-31	138	$339.5M	100	1VTI 2VEA 3BRK-A Top holdings2025-03-31 1.VTI 2.VEA 3.BRK-A 4.BRK-B 5.AAPL 6.VB 7.DGRW 8.EFA 9.DGRO 10.VEU
2024-12-31	141	$303.3M	0	1VTI 2VEA 3AAPL Top holdings2024-12-31 1.VTI 2.VEA 3.AAPL 4.BRK-B 5.VB 6.DGRW 7.EFA 8.DGRO 9.VEU 10.QQQ
2024-09-30	124	$293.5M	0	1VTI 2VEA 3BRK-B Top holdings2024-09-30 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.VB 6.DGRW 7.EFA 8.DGRO 9.VEU 10.EMXC
2024-06-30	118	$267.5M	0	1VTI 2VEA 3BRK-B Top holdings2024-06-30 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.VB 6.DGRW 7.EFA 8.DGRO 9.VEU 10.EMXC
2024-03-31	112	$249.1M	0	1VTI 2VEA 3BRK-B Top holdings2024-03-31 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.VB 6.EFA 7.DGRW 8.DGRO 9.VEU 10.VOO
2023-12-31	105	$221.5M	0	1VTI 2VEA 3BRK-B Top holdings2023-12-31 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.EFA 6.VB 7.DGRW 8.DGRO 9.VEU 10.VOO
2023-09-30	95	$198.9M	0	1VTI 2VEA 3BRK-B Top holdings2023-09-30 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.DGRO 6.EFA 7.VB 8.DGRW 9.VEU 10.VOO
2023-06-30	105	$206.4M	0	1VTI 2VEA 3BRK-B Top holdings2023-06-30 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.EFA 6.DGRO 7.VB 8.DGRW 9.VEU 10.VOO
2023-03-31	101	$194.7M	0	1VTI 2VEA 3BRK-B Top holdings2023-03-31 1.VTI 2.VEA 3.BRK-B 4.AAPL 5.EFA 6.DGRO 7.VB 8.DGRW 9.VEU 10.VOO
2022-12-31	99	$185.3M	0	1VTI 2VEA 3EFA Top holdings2022-12-31 1.VTI 2.VEA 3.EFA 4.BRK-B 5.AAPL 6.DGRO 7.VB 8.DGRW 9.VEU 10.VOO
2022-09-30	97	$166.9M	0	1VTI 2VEA 3EFA Top holdings2022-09-30 1.VTI 2.VEA 3.EFA 4.AAPL 5.BRK-B 6.DGRO 7.VB 8.DGRW 9.VEU 10.USMV
2022-06-30	102	$175.0M	0	1VTI 2EFA 3DGRO Top holdings2022-06-30 1.VTI 2.EFA 3.DGRO 4.AAPL 5.VEA 6.BRK-B 7.VB 8.VEU 9.USMV 10.MSFT
2022-03-31	124	$207.0M	0	1VTI 2EFA 3AAPL Top holdings2022-03-31 1.VTI 2.EFA 3.AAPL 4.DGRO 5.VB 6.BRK-B 7.VEU 8.VEA 9.USMV 10.TSLA
2021-12-31	104	$201.9M	0	1VTI 2EFA 3AAPL Top holdings2021-12-31 1.VTI 2.EFA 3.AAPL 4.VB 5.VEU 6.USMV 7.BRK-B 8.VEA 9.DGRO 10.EFAV
2021-09-30	98	$178.1M	0	1VTI 2EFA 3AAPL Top holdings2021-09-30 1.VTI 2.EFA 3.AAPL 4.VB 5.VEU 6.VEA 7.USMV 8.BRK-B 9.EFAV 10.DGRO
2021-06-30	98	$174.2M	17	1VTI 2EFA 3USMV Top holdings2021-06-30 1.VTI 2.EFA 3.USMV 4.VB 5.AAPL 6.VEU 7.EFAV 8.BRK-B 9.DGRO 10.VNQ
2021-03-31	97	$181.7M	36	1USMV 2VTI 3EFA Top holdings2021-03-31 1.USMV 2.VTI 3.EFA 4.EFAV 5.VB 6.AAPL 7.VEU 8.BRK-B 9.DGRO 10.TSLA
2020-12-31	91	$173.5M	13	1USMV 2EFAV 3EFA Top holdings2020-12-31 1.USMV 2.EFAV 3.EFA 4.AAPL 5.VB 6.DGRO 7.BRK-B 8.VTI 9.JMST 10.TSLA
2020-09-30	84	$155.5M	14	1USMV 2EFAV 3EFA Top holdings2020-09-30 1.USMV 2.EFAV 3.EFA 4.AAPL 5.VB 6.BRK-B 7.DGRO 8.VTI 9.JMST 10.VNQ
2020-06-30	69	$140.2M	32	1USMV 2EFAV 3EFA Top holdings2020-06-30 1.USMV 2.EFAV 3.EFA 4.AAPL 5.VB 6.DGRO 7.BRK-B 8.SPLV 9.VTI 10.VNQ
2020-03-31	63	$117.2M	32	1USMV 2EFAV 3EFA Top holdings2020-03-31 1.USMV 2.EFAV 3.EFA 4.SPLV 5.BRK-B 6.AAPL 7.VTI 8.VB 9.IDLV 10.VNQ
2019-12-31	81	$124.6M	0	1USMV 2EFAV 3BRK-B Top holdings2019-12-31 1.USMV 2.EFAV 3.BRK-B 4.AAPL 5.SPLV 6.IGF 7.VTI 8.MSFT 9.XOM 10.UTXZ

Holding changes this quarter

Position changes disclosed by Monterey Private Wealth, Inc. for the quarter ending 2025-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VEA	Vanguard Ftse Developed ETF	+10.6%	+5.99%	Add
2	VTI	Vanguard Total Stock Mkt ETF	+3.2%	+6.34%	Add
3	BRK-B	Berkshire Hathaway Inc-cl B	+1.4%	-0.28%	Add
4	QQQ	Invesco Qqq Trust Series 1	+1.3%	+2.68%	Add
5	VOO	Vanguard S&p 500 ETF	+1.2%	-3.56%	Add
6	NVDA	Nvidia CORP	+0.5%	-0.12%	Add
7	COST	Costco Wholesale CORP	+0.3%	+1.25%	Add
8	JPM	Jpmorgan Chase & Co	+0.3%	-2.36%	Add
9	ESGV	Vanguard Esg US Stock ETF	+0.2%	-1.02%	Add
10	SPY	Ss Spdr S&p 500 ETF Trust-us	+0.1%	-4.31%	Add
11	VO	Vanguard Mid-cap ETF	+0.1%	-1.32%	Add
12	V	Visa Inc-class A Shares	0%	-1.34%	Add
13	META	Meta Platforms Inc-class A	0%	—	Add
14	GOOG	Alphabet Inc-cl C	-0.1%	+1.52%	Add
15	MSFT	Microsoft CORP	-0.1%	+0.69%	Add
16	AMZN	Amazon.com INC	-0.1%	+1.26%	Add
17	VSGX	Vanguard Esg Intl Stock ETF	-0.2%	-6.96%	Add
18	GOOGL	Alphabet Inc-cl A	-0.3%	—	Add
19	JMST	JPM Ultra-short Muni Income	-0.4%	+23.03%	Trim
20	FXZ	First Trust Materials Alphad	-0.5%	-2.58%	Trim
21	XYZ	Block INC	-0.5%	+0.02%	Add
22	DIS	Walt Disney Co/the	-0.7%	-0.93%	Add
23	BND	Vanguard Total Bond Market	-0.8%	+3.15%	Trim
24	VNQ	Vanguard Real Estate ETF	-1.2%	-0.83%	Trim
25	DGRO	Ishares Core Dividend Growth	-1.3%	+2.37%	Add
26	AAPL	Apple INC	-1.4%	-0.43%	Trim
27	VB	Vanguard Small-cap ETF	-2.2%	+4.45%	Add
28	EFAV	Ishares Msci Eafe Min Vol Fa	-4.3%	—	Trim
29	USMV	Ishares Msci USA Min Vol Fac	-7.1%	-1.20%	Trim
30	EFA	Ishares Msci Eafe ETF	-7.5%	-1.27%	Trim
31	BRK-A	Berkshire Hathaway Inc-cl A	—	NEW	New buy
32	DGRW	Wisdomtree U.s. Quality Divi	—	NEW	New buy
33	EMXC	Ishares Msci Emr Mrk Ex Chna	—	NEW	New buy
34	JEPI	Jpmorgan Equity Premium Inco	—	NEW	New buy
35	IEMG	Ishares Core Msci Emerging	—	NEW	New buy
36	JEPQ	JPM Nasdaq Equity Premium	—	NEW	New buy
37	VTV	Vanguard Value ETF	—	NEW	New buy
38	AGG	Ishares Core U.s. Aggregate	—	EXIT	Sold out
39	BSCQ	Invesco Bulletshares 2026 Cb	—	NEW	New buy
40	UNH	Unitedhealth Group INC	—	NEW	New buy
41	DFUV	Dimensional US Marketwide Va	—	NEW	New buy
42	BSCP	Invesco Bulletshares 2025 Cb	—	NEW	New buy
43	IWM	Ishares Russell 2000 ETF	—	NEW	New buy
44	IDV	Ishares International Select	—	NEW	New buy
45	BSCR	Invesco Bulletshares 2027 Cb	—	NEW	New buy
46	BSCS	Invesco Bulletshares 2028 Cb	—	NEW	New buy
47	BSCT	Invesco Bulletshares 2029 Cb	—	NEW	New buy
48	MUB	Ishares National Muni Bond E	—	NEW	New buy
49	ERTH	Invesco Msci Sustainable Fut	—	EXIT	Sold out
50	CRBN	Ish Low Car Opt Ms Ac Etf-us	—	NEW	New buy

Filing History

Period	Filed	Type	EDGAR
2025-03-31	2025-05-14	13F-HR	View on EDGAR
2024-12-31	2025-01-17	13F-HR	View on EDGAR
2024-09-30	2024-10-03	13F-HR	View on EDGAR
2024-06-30	2024-07-09	13F-HR	View on EDGAR
2024-03-31	2024-04-09	13F-HR	View on EDGAR
2023-12-31	2024-01-12	13F-HR	View on EDGAR
2023-09-30	2023-10-10	13F-HR	View on EDGAR
2023-06-30	2023-07-11	13F-HR	View on EDGAR
2023-03-31	2023-04-07	13F-HR	View on EDGAR
2022-12-31	2023-01-20	13F-HR	View on EDGAR
2022-09-30	2022-10-11	13F-HR	View on EDGAR
2022-06-30	2022-07-13	13F-HR	View on EDGAR
2022-03-31	2022-04-08	13F-HR	View on EDGAR
2021-12-31	2022-01-18	13F-HR	View on EDGAR
2021-09-30	2021-10-08	13F-HR	View on EDGAR
2021-06-30	2021-08-30	13F-HR	View on EDGAR
2021-03-31	2021-04-28	13F-HR	View on EDGAR
2020-12-31	2021-02-16	Amendment	View on EDGAR
2020-12-31	2021-02-11	13F-HR	View on EDGAR
2020-09-30	2021-02-24	13F-HR	View on EDGAR
2020-06-30	2021-02-24	13F-HR	View on EDGAR
2020-03-31	2021-02-24	13F-HR	View on EDGAR
2019-12-31	2021-02-24	13F-HR	View on EDGAR