CIK: 0001801373
Total reported value
$157.9M
Reporting period: 2026-03-31 · Number of holdings: 97
LifeSteps Financial, Inc. disclosed 97 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $157.9M and a quarterly turnover rate of 11.9%.
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LifeSteps Financial, Inc.'s disclosed holdings carry a Herfindahl concentration index of 0.058 — mathematically equivalent to about 17 equally-sized positions, well below its 97 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 2.17), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 34% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim MSFT
+2.4% -$1.5M
Trim QQQ
+2.6% -$882.3K
Trim NVDA
-2.1% -$783.3K
Trim AAPL
-0.2% -$511.7K
Add IJS
+20.5% $584.6K
Add SCHD
+6.1% $583.7K
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 14.92% | +0.19% | +7.39% | |
| 2 | QQQ | Invesco Qqq Trust Series 1 | ETF-Tech | 14.89% | -0.73% | +2.58% | |
| 3 | NVDA | Nvidia CORP | Stock-Tech | 5.39% | -0.56% | -2.08% | |
| 4 | AAPL | Apple INC | Stock-Tech | 4.44% | -0.38% | -0.16% | |
| 5 | MSFT | Microsoft CORP | Stock-Tech | 3.34% | -0.97% | +2.37% | |
| 6 | VTV | Vanguard Value ETF | ETF-Other | 3.03% | — | -1.61% | |
| 7 | IJH | Ishares Core S&p Midcap ETF | ETF-Other | 2.95% | +0.27% | +8.75% | |
| 8 | SDY | Ss Spdr S&p Dividend ETF | ETF-Other | 2.85% | +0.26% | +6.14% | |
| 9 | VYM | Vanguard High Dvd Yield ETF | ETF-Other | 2.71% | +0.04% | -0.59% | |
| 10 | SCHD | Schwab US Dvd Equity ETF | ETF-Other | 2.35% | +0.35% | +6.09% | |
| 11 | XLK | Ss Technology Select Sector | ETF-Tech | 2.33% | -0.33% | -3.98% | |
| 12 | JPM | Jpmorgan Chase & Co | Stock-Financials | 1.93% | -0.14% | +3.41% | |
| 13 | SCHM | Schwab US Mid Cap ETF | ETF-Other | 1.91% | +0.14% | +5.70% | |
| 14 | IJS | Ishares S&p Small-cap 600 Va | ETF-Other | 1.82% | +0.36% | +20.55% | |
| 15 | IWM | Ishares Russell 2000 ETF | ETF-Small Cap | 1.80% | -0.08% | -4.24% | |
| 16 | USB | US Bancorp | Stock-Financials | 1.66% | — | -0.02% | |
| 17 | AMZN | Amazon.com INC | Stock-Consumer Disc | 1.38% | -0.14% | +1.66% | |
| 18 | XOM | Exxon Mobil CORP | Stock-Energy | 1.28% | +0.31% | -4.81% | |
| 19 | COST | Costco Wholesale CORP | Stock-Consumer Staples | 1.03% | +0.17% | +4.60% | |
| 20 | ABBV | Abbvie INC | Stock-Healthcare | 1.00% | -0.07% | -0.56% | |
| 21 | BRK-B | Berkshire Hathaway Inc-cl B | Stock-Other | 0.93% | — | -0.74% | |
| 22 | HD | Home Depot INC | Stock-Consumer Disc | 0.92% | -0.08% | -2.65% | |
| 23 | VUG | Vanguard Growth ETF | ETF-Other | 0.90% | -0.33% | -17.27% | |
| 24 | WMT | Walmart INC | Stock-Consumer Staples | 0.88% | +0.18% | +13.00% | |
| 25 | IVW | Ishares S&p 500 Growth ETF | ETF-Large Cap & Growth | 0.83% | -0.08% | -0.11% | |
| 26 | DFAX | Dimensional World Ex US Core | ETF-Other | 0.82% | +0.82% | NEW | |
| 27 | MGK | Vanguard Mega Cap Growth ETF | ETF-Other | 0.81% | -0.17% | -5.89% | |
| 28 | CAT | Caterpillar INC | Stock-Industrials | 0.78% | +0.14% | -0.80% | |
| 29 | DFUS | Dimensional US Eq Mkt ETF | ETF-Other | 0.73% | +0.73% | NEW | |
| 30 | WFC | Wells Fargo & Co | Stock-Financials | 0.70% | -0.13% | -0.20% | |
| 31 | KO | Coca-cola Co/the | Stock-Consumer Staples | 0.69% | — | — | |
| 32 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 0.67% | — | +0.98% | |
| 33 | DFLV | Dim US Large Cap Value ETF | ETF-Large Cap & Growth | 0.64% | +0.64% | NEW | |
| 34 | JNJ | Johnson & Johnson | Stock-Healthcare | 0.64% | +0.09% | -0.24% | |
| 35 | TSLA | Tesla INC | Stock-Consumer Disc | 0.61% | -0.09% | +7.58% | |
| 36 | CVX | Chevron CORP | Stock-Energy | 0.57% | +0.15% | — | |
| 37 | NEE | Nextera Energy INC | Stock-Utilities | 0.56% | +0.07% | -0.21% | |
| 38 | ADP | Automatic Data Processing | Stock-Tech | 0.55% | -0.15% | — | |
| 39 | EMR | Emerson Electric Co | Stock-Industrials | 0.48% | — | -0.19% | |
| 40 | ITW | Illinois Tool Works | Stock-Industrials | 0.44% | — | +0.08% | |
| 41 | SCHG | Schwab US Large-cap Growth | ETF-Other | 0.43% | -0.08% | -4.15% | |
| 42 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 0.42% | — | -2.40% | |
| 43 | ASML | ASML Holding N.V. | Stock-Tech | 0.40% | +0.07% | — | |
| 44 | MA | Mastercard INC - A | Stock-Financials | 0.40% | -0.06% | -0.48% | |
| 45 | META | Meta Platforms Inc-class A | Stock-Comm Services | 0.37% | -0.07% | -1.72% | |
| 46 | PG | Procter & Gamble Co/the | Stock-Consumer Staples | 0.37% | — | — | |
| 47 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.37% | — | — | |
| 48 | CSCO | Cisco Systems INC | Stock-Tech | 0.35% | — | +9.01% | |
| 49 | USMV | Ishares Msci USA Min Vol Fac | ETF-Other | 0.34% | — | -1.71% | |
| 50 | NFLX | Netflix INC | Stock-Comm Services | 0.32% | — | -0.77% |
Performance for Q3 2026
+4.5%
Performance Last 4 Quarters
+22.7%
Based on 83% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 97 | $157.9M | 12 | |
| 2025-12-31 | 90 | $156.3M | 4 | |
| 2025-09-30 | 89 | $155.7M | 23 | |
| 2025-06-30 | 86 | $145.5M | 0 | |
| 2025-03-31 | 82 | $123.3M | 100 | |
| 2024-12-31 | 82 | $130.3M | 0 | |
| 2024-09-30 | 85 | $127.8M | 0 | |
| 2024-06-30 | 81 | $121.1M | 0 | |
| 2024-03-31 | 441 | $132.5M | 0 | |
| 2023-12-31 | 82 | $112.8M | 0 | |
| 2023-09-30 | 72 | $98.3M | 0 | |
| 2023-06-30 | 72 | $101.2M | 0 | |
| 2023-03-31 | 67 | $94.2M | 0 | |
| 2022-12-31 | 70 | $96.0M | 0 | |
| 2022-09-30 | 72 | $88.7M | 0 | |
| 2022-06-30 | 75 | $95.9M | 0 | |
| 2022-03-31 | 82 | $135.2M | 0 | |
| 2021-12-31 | 79 | $141.3M | 0 | |
| 2021-09-30 | 81 | $130.7M | 0 | |
| 2021-06-30 | 84 | $130.2M | 96 | |
| 2021-03-31 | 84 | $119.8M | 13 | |
| 2020-12-31 | 84 | $109.0M | 16 | |
| 2020-09-30 | 78 | $94.8M | 13 | |
| 2020-06-30 | 72 | $86.6M | 47 | |
| 2020-03-31 | 76 | $86.9M | 28 | |
| 2019-12-31 | 93 | $106.0M | 0 |
LifeSteps Financial, Inc.'s most significant position changes for 2026-03-31: New buy: Dimensional World Ex US Core (DFAX); New buy: Dimensional US Eq Mkt ETF (DFUS); New buy: Dim US Large Cap Value ETF (DFLV); New buy: Dimensional Core Fixed INC (DFCF); New buy: Bank Of America CORP (BAC 7.25 PERP L).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | IJS | Ishares S&p Small-cap 600 Va | +0.4% | +20.55% | Add |
| 2 | SCHD | Schwab US Dvd Equity ETF | +0.4% | +6.09% | Add |
| 3 | XOM | Exxon Mobil CORP | +0.3% | -4.81% | Trim |
| 4 | IJH | Ishares Core S&p Midcap ETF | +0.3% | +8.75% | Add |
| 5 | SDY | Ss Spdr S&p Dividend ETF | +0.3% | +6.14% | Add |
| 6 | SPY | Ss Spdr S&p 500 ETF Trust-us | +0.2% | +7.39% | Add |
| 7 | WMT | Walmart INC | +0.2% | +13.00% | Add |
| 8 | COST | Costco Wholesale CORP | +0.2% | +4.60% | Add |
| 9 | CVX | Chevron CORP | +0.2% | — | Unchanged |
| 10 | SCHM | Schwab US Mid Cap ETF | +0.1% | +5.70% | Add |
| 11 | CAT | Caterpillar INC | +0.1% | -0.80% | Trim |
| 12 | JNJ | Johnson & Johnson | +0.1% | -0.24% | Trim |
| 13 | ASML | ASML Holding N.V. | +0.1% | — | Unchanged |
| 14 | NEE | Nextera Energy INC | +0.1% | -0.21% | Trim |
| 15 | GEV | GE Vernova INC | +0.1% | -1.32% | Trim |
| 16 | VYM | Vanguard High Dvd Yield ETF | 0% | -0.59% | Trim |
| 17 | MA | Mastercard INC - A | -0.1% | -0.48% | Trim |
| 18 | FHLC | Fidelity Msci Health Care | -0.1% | -13.38% | Trim |
| 19 | DIS | Walt Disney Co/the | -0.1% | -17.06% | Trim |
| 20 | INTU | Intuit INC | -0.1% | -0.21% | Trim |
| 21 | META | Meta Platforms Inc-class A | -0.1% | -1.72% | Trim |
| 22 | NVO | Novo-nordisk A/s-spons Adr | -0.1% | +1.94% | Add |
| 23 | ABBV | Abbvie INC | -0.1% | -0.56% | Trim |
| 24 | IVW | Ishares S&p 500 Growth ETF | -0.1% | -0.11% | Trim |
| 25 | SCHG | Schwab US Large-cap Growth | -0.1% | -4.15% | Trim |
| 26 | HD | Home Depot INC | -0.1% | -2.65% | Trim |
| 27 | IWM | Ishares Russell 2000 ETF | -0.1% | -4.24% | Trim |
| 28 | QCOM | Qualcomm INC | -0.1% | -0.30% | Trim |
| 29 | TSLA | Tesla INC | -0.1% | +7.58% | Add |
| 30 | WFC | Wells Fargo & Co | -0.1% | -0.20% | Trim |
| 31 | AMZN | Amazon.com INC | -0.1% | +1.66% | Add |
| 32 | JPM | Jpmorgan Chase & Co | -0.1% | +3.41% | Add |
| 33 | ADP | Automatic Data Processing | -0.2% | — | Unchanged |
| 34 | GNLX | Genelux CORP | -0.2% | +0.67% | Add |
| 35 | MGK | Vanguard Mega Cap Growth ETF | -0.2% | -5.89% | Trim |
| 36 | VUG | Vanguard Growth ETF | -0.3% | -17.27% | Trim |
| 37 | XLK | Ss Technology Select Sector | -0.3% | -3.98% | Trim |
| 38 | AAPL | Apple INC | -0.4% | -0.16% | Trim |
| 39 | NVDA | Nvidia CORP | -0.6% | -2.08% | Trim |
| 40 | QQQ | Invesco Qqq Trust Series 1 | -0.7% | +2.58% | Add |
| 41 | MSFT | Microsoft CORP | -1% | +2.37% | Add |
| 42 | DFAX | Dimensional World Ex US Core | — | NEW | New buy |
| 43 | DFUS | Dimensional US Eq Mkt ETF | — | NEW | New buy |
| 44 | DFLV | Dim US Large Cap Value ETF | — | NEW | New buy |
| 45 | DFCF | Dimensional Core Fixed INC | — | NEW | New buy |
| 46 | BAC 7.25 PERP L | Bank Of America CORP | — | NEW | New buy |
| 47 | ABT | Abbott Laboratories | — | EXIT | Sold out |
| 48 | BIV | Vanguard Intermediate-term B | — | NEW | New buy |
| 49 | NOC | Northrop Grumman CORP | — | NEW | New buy |
| 50 | FDVV | Fidelity High Dividend ETF | — | NEW | New buy |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-04-22 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-01-28 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-10-16 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-07-23 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-04-23 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-02-03 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-10-16 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-07-17 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-04-26 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-01-19 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-10-25 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-07-14 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-04-12 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-01-18 | 13F-HR | View on EDGAR |
| 2022-09-30 | 2022-10-14 | 13F-HR | View on EDGAR |
| 2022-06-30 | 2022-07-13 | 13F-HR | View on EDGAR |
| 2022-03-31 | 2022-04-12 | 13F-HR | View on EDGAR |
| 2021-12-31 | 2022-01-26 | 13F-HR | View on EDGAR |
| 2021-09-30 | 2021-10-06 | 13F-HR | View on EDGAR |
| 2021-06-30 | 2021-07-09 | 13F-HR | View on EDGAR |
| 2021-03-31 | 2021-04-20 | 13F-HR | View on EDGAR |
| 2020-12-31 | 2021-01-25 | 13F-HR | View on EDGAR |
| 2020-09-30 | 2020-10-21 | 13F-HR | View on EDGAR |
| 2020-06-30 | 2020-08-05 | 13F-HR | View on EDGAR |
| 2020-03-31 | 2020-05-21 | 13F-HR | View on EDGAR |
| 2019-12-31 | 2020-01-30 | 13F-HR | View on EDGAR |
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