Koss-Olinger Consulting, LLC 13F Portfolio & Position Changes

CIK: 0001861163

Diversified strategyMomentum follower

Total reported value

$1.2B

Reporting period: 2026-03-31 · Number of holdings: 254

Koss-Olinger Consulting, LLC disclosed 254 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $1.2B and a quarterly turnover rate of 32.5%.

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Personality snowflake

Concentration: 31.98
Portfolio Stability: 32.47
Momentum/Contrarian: 100
Sector conviction: 39.37
Diversification: 100
Sizing Uniformity: 55.97

Koss-Olinger Consulting, LLC's disclosed holdings carry a Herfindahl concentration index of 0.080 — mathematically equivalent to about 13 equally-sized positions, well below its 254 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.

Position sizes vary widely across the portfolio (a coefficient of variation of 4.40), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Sector classification currently covers about 9% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.

Recent moves

Trim EFG
-80.8%　-$33.4M
Trim SPYV
-82.9%　-$32.6M
Trim TSLA
-91.6%　-$27.5M
Add AGG
+17.9%　$12.1M
Add SPMD
+20.2%　$11.8M
Trim NVDA
-60.1%　-$13.5M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 200 holdings (of 254 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	SCHX	Schwab US Large-cap ETF	ETF-Other	22.55%	—	+4.92%
2	BOND	Pimco Active Bond Exchange-t	ETF-Other	9.80%	+0.31%	-3.73%
3	AGG	Ishares Core U.s. Aggregate	ETF-Other	6.90%	+1.46%	+17.91%
4	ACWX	Ishares Msci Acwi Ex US ETF	ETF-Other	6.85%	+6.85%	NEW
5	SPMD	Ss Spdr P S&p 400 Midcap ETF	ETF-Other	5.28%	+1.31%	+20.23%
6	JPSE	JPM Diversified Rt Small Cap	ETF-Small Cap	4.52%	-0.27%	-16.64%
7	USHY	Ishares Broad Usd High Yield	ETF-High Yield	3.88%	-0.40%	-15.00%
8	SPEM	State Street Sp Ptf Em ETF	ETF-Other	2.95%	+0.04%	-6.41%
9	BLV	Vanguard Long-term Bond ETF	ETF-Other	2.24%	+0.03%	-5.48%
10	EFIV	Ss Spdr S&p 500 Esg ETF	ETF-Large Cap & Growth	2.18%	+0.08%	+0.87%
11	IVE	Ishares S&p 500 Value ETF	ETF-Large Cap & Growth	1.64%	-0.65%	-33.51%
12	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	1.45%	-0.66%	-37.08%
13	BKLN	Invesco Senior Loan ETF	ETF-Other	1.40%	+1.40%	NEW
14	GVI	Ishares Intermediate Governm	ETF-Other	1.35%	-0.89%	-43.88%
15	ISTB	Ishares Core 1-5 Year Usd Bo	ETF-Other	1.25%	-0.90%	-46.04%
16	IWB	Ishares Russell 1000 ETF	ETF-Other	1.15%	-0.35%	-25.25%
17	IWR	Ishares Russell Mid-cap ETF	ETF-Other	0.93%	-0.22%	-25.63%
18	IVW	Ishares S&p 500 Growth ETF	ETF-Large Cap & Growth	0.73%	-0.01%	-0.62%
19	NVDA	Nvidia CORP	Stock-Tech	0.67%	-1.00%	-60.10%
20	EFG	Ishares Msci Eafe Growth ETF	ETF-Other	0.65%	-2.53%	-80.80%
21	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.63%	-0.03%	-6.74%
22	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.62%	-0.01%	-4.04%
23	ICF	Ishares Select U.s. Reit ETF	ETF-Other	0.57%	-0.31%	-41.77%
24	SPYV	Ss Spdr P S&p 500 Value ETF	ETF-Large Cap & Growth	0.56%	-2.48%	-82.92%
25	MOAT	Vaneck Morningstar Wide Moat	ETF-Other	0.56%	—	—
26	NUBD	Nuveen Esg US Aggregate Bond	ETF-Other	0.53%	+0.11%	+15.64%
27	XJH	Ishare Esg Ss S&p Midcap ETF	ETF-Other	0.52%	—	+0.61%
28	EFV	Ishares Msci Eafe Value ETF	ETF-Other	0.47%	—	-10.87%
29	VTV	Vanguard Value ETF	ETF-Other	0.39%	-0.04%	-17.83%
30	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.38%	-0.03%	-7.38%
31	VSGX	Vanguard Esg Intl Stock ETF	ETF-Other	0.35%	—	+0.23%
32	AMZN	Amazon.com INC	Stock-Consumer Disc	0.29%	—	-4.21%
33	BSV	Vanguard Short-term Bond ETF	ETF-Other	0.29%	+0.27%	+1224.26%
34	STIP	Ishares 0-5 Year Tips Bond E	ETF-Other	0.29%	—	+14.79%
35	EEM	Ishares Msci Emerging Market	ETF-Emerging Markets	0.29%	+0.29%	NEW
36	MSFT	Microsoft CORP	Stock-Tech	0.27%	-0.08%	-6.83%
37	RSP	Invesco S&p 500 Equal Weight	ETF-Large Cap & Growth	0.25%	—	-14.66%
38	MDYG	Ss Spdr S&p 400 Mc Gr ETF	ETF-Other	0.25%	-0.06%	-29.14%
39	AAPL	Apple INC	Stock-Tech	0.24%	-0.21%	-46.91%
40	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.23%	—	-6.46%
41	ESGE	Ishares INC Ishares Esg Awar	ETF-Other	0.23%	—	+0.69%
42	MDYV	Ss Spdr S&p 400 Mc Val ETF	ETF-Other	0.23%	-0.10%	-37.88%
43	VGSR	Vert Glb Sust Re ETF	ETF-Other	0.22%	—	+1.49%
44	GSK	Gsk Plc-spon Adr	Stock-Healthcare	0.22%	—	-0.89%
45	VTIP	Vanguard Short-term Tips	ETF-Other	0.22%	+0.22%	NEW
46	XLK	Ss Technology Select Sector	ETF-Tech	0.22%	-0.04%	-15.13%
47	HII	Huntington Ingalls Industrie	Stock-Industrials	0.21%	—	-10.85%
48	CGW	Invesco S&p Global Water Ind	ETF-Other	0.21%	—	+0.24%
49	SCHH	Schwab US Reit ETF	ETF-Other	0.19%	—	+0.54%
50	DVN	Devon Energy CORP	Stock-Energy	0.17%	—	-0.73%

1–50 of 200

Portfolio Performance

Performance for Q3 2026

+1.8%

Performance Last 4 Quarters

+15.1%

Based on 87% of reported portfolio value with available pricing

Stdev: +10.4%
Beta: +0.74
Alpha: -1.9%
Max Drawdown: -6.7%
Annualized Perf: +11.8%
Batting Avg vs S&P: +33.3%
Sortino: +2.11
Stutzer: +0.33
Treynor: +0.16
Sterling: +0.75
Calmar: +1.77
Information Ratio: -1.33
Tracking Error: +5%
Stdev Down: +5.6%
Winning Months %: +63.9%
Losing Months %: +36.1%
Best 12 Months: +25.7%
Worst 12 Months: +4.8%
Efficiency Ratio: +0.42
Sharpe: +1.13
Stdev Sectors: +6.1%
Skewness: -0.02
Kurtosis: -0.62
Upside Potential: +3.87

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	254	$1.2B	32	1SCHX 2BOND 3AGG Top holdings2026-03-31 1.SCHX 2.BOND 3.AGG 4.ACWX 5.SPMD 6.JPSE 7.USHY 8.SPEM 9.BLV 10.EFIV
2025-12-31	269	$1.3B	35	1SCHX 2BOND 3AGG Top holdings2025-12-31 1.SCHX 2.BOND 3.AGG 4.JPSE 5.USHY 6.SPMD 7.EFG 8.SPYV 9.SPEM 10.IVE
2025-09-30	311	$1.2B	10	1SCHX 2BOND 3JPSE Top holdings2025-09-30 1.SCHX 2.BOND 3.JPSE 4.SPMD 5.USHY 6.BLV 7.SPEM 8.SPYV 9.AGG 10.IVE
2025-06-30	314	$1.2B	0	1SCHX 2BOND 3JPSE Top holdings2025-06-30 1.SCHX 2.BOND 3.JPSE 4.SPMD 5.USHY 6.BLV 7.SPEM 8.SPYV 9.AGG 10.IVE
2025-03-31	307	$1.2B	100	1SCHX 2BOND 3JPSE Top holdings2025-03-31 1.SCHX 2.BOND 3.JPSE 4.USHY 5.BLV 6.SPMD 7.SPEM 8.AGG 9.IVE 10.PTLC
2024-12-31	185	$1.1B	0	1SCHX 2BOND 3JPSE Top holdings2024-12-31 1.SCHX 2.BOND 3.JPSE 4.USHY 5.BLV 6.SPMD 7.IVE 8.SPEM 9.TSLA 10.PTLC
2024-09-30	276	$1.2B	0	1SCHX 2JPSE 3BLV Top holdings2024-09-30 1.SCHX 2.JPSE 3.BLV 4.USHY 5.SPMD 6.TSLA 7.IVE 8.VTEB 9.SPEM 10.PTLC
2024-06-30	267	$1.1B	0	1SCHX 2IVE 3JPSE Top holdings2024-06-30 1.SCHX 2.IVE 3.JPSE 4.BLV 5.TSLA 6.USHY 7.SPMD 8.VTEB 9.SPEM 10.PTLC
2024-03-31	46	$184.9M	0	1MSFT 2AIG 3APH Top holdings2024-03-31 1.MSFT 2.AIG 3.APH 4.AMZN 5.MA 6.FISV 7.AJG 8.DHR 9.ROP 10.COST
2023-12-31	315	$1.0B	0	1SCHX 2USHY 3TSLA Top holdings2023-12-31 1.SCHX 2.USHY 3.TSLA 4.JPSE 5.BLV 6.IVE 7.HYEM 8.VTEB 9.SPMD 10.SPEM
2023-09-30	275	$677.8M	0	1USHY 2JPSE 3BLV Top holdings2023-09-30 1.USHY 2.JPSE 3.BLV 4.IVE 5.TSLA 6.HYEM 7.SPMD 8.VUSB 9.PTLC 10.AGG
2023-06-30	283	$861.1M	0	1SCHX 2AGG 3USHY Top holdings2023-06-30 1.SCHX 2.AGG 3.USHY 4.JPSE 5.IVE 6.TSLA 7.HYEM 8.SPMD 9.SCHE 10.PTLC
2023-03-31	262	$802.1M	0	1SCHX 2AGG 3USHY Top holdings2023-03-31 1.SCHX 2.AGG 3.USHY 4.JPSE 5.IVE 6.HYEM 7.TSLA 8.SPMD 9.SCHE 10.PTLC
2022-12-31	237	$695.3M	0	1SCHX 2SGOV 3AGG Top holdings2022-12-31 1.SCHX 2.SGOV 3.AGG 4.JPSE 5.IVE 6.HYEM 7.SPMD 8.SPEM 9.PTLC 10.IWB
2022-09-30	228	$587.9M	0	1SCHX 2SGOV 3STPZ Top holdings2022-09-30 1.SCHX 2.SGOV 3.STPZ 4.IVE 5.SPMD 6.JPSE 7.PTLC 8.SPEM 9.VTIP 10.STIP
2022-06-30	186	$548.3M	0	1SCHX 2STIP 3SGOV Top holdings2022-06-30 1.SCHX 2.STIP 3.SGOV 4.PTLC 5.IVE 6.JPSE 7.SPMD 8.VTIP 9.VUSB 10.HYEM
2022-03-31	206	$621.4M	0	1SCHX 2PTBD 3PTLC Top holdings2022-03-31 1.SCHX 2.PTBD 3.PTLC 4.BND 5.STIP 6.JPSE 7.ISTB 8.SPMD 9.IVE 10.VUSB
2021-12-31	215	$648.8M	0	1SCHX 2PTBD 3RSP Top holdings2021-12-31 1.SCHX 2.PTBD 3.RSP 4.BND 5.STIP 6.JPSE 7.ISTB 8.SPMD 9.DDWM 10.IVE
2021-09-30	229	$613.9M	0	1SCHX 2PTBD 3RSP Top holdings2021-09-30 1.SCHX 2.PTBD 3.RSP 4.HYEM 5.STIP 6.ISTB 7.JPSE 8.SPMD 9.DDWM 10.IVE
2021-06-30	244	$673.9M	100	1SCHX 2PTBD 3RSP Top holdings2021-06-30 1.SCHX 2.PTBD 3.RSP 4.HYEM 5.STIP 6.ISTB 7.JPSE 8.SPMD 9.DDWM 10.SPEM
2021-03-31	233	$587.2M	—	1SCHX 2ISTB 3SPEM Top holdings2021-03-31 1.SCHX 2.ISTB 3.SPEM 4.RSP 5.JNK 6.HYEM 7.JPSE 8.DDWM 9.SPMD 10.TSLA

Holding changes this quarter

Koss-Olinger Consulting, LLC's most significant position changes for 2026-03-31: New buy: Ishares Msci Acwi Ex US ETF (ACWX); New buy: Invesco Senior Loan ETF (BKLN); Sold out: Pacific Biosciences Of Calif (PACB); New buy: Ishares Msci Emerging Market (EEM); New buy: Vanguard Short-term Tips (VTIP).

Position changes disclosed by Koss-Olinger Consulting, LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	AGG	Ishares Core U.s. Aggregate	+1.5%	+17.91%	Add
2	SPMD	Ss Spdr P S&p 400 Midcap ETF	+1.3%	+20.23%	Add
3	BOND	Pimco Active Bond Exchange-t	+0.3%	-3.73%	Trim
4	BSV	Vanguard Short-term Bond ETF	+0.3%	+1224.26%	Add
5	NUBD	Nuveen Esg US Aggregate Bond	+0.1%	+15.64%	Add
6	EFIV	Ss Spdr S&p 500 Esg ETF	+0.1%	+0.87%	Add
7	SPEM	State Street Sp Ptf Em ETF	0%	-6.41%	Trim
8	BLV	Vanguard Long-term Bond ETF	0%	-5.48%	Trim
9	IVW	Ishares S&p 500 Growth ETF	0%	-0.62%	Trim
10	IVV	Ishares Core S&p 500 ETF	0%	-4.04%	Trim
11	BRK-B	Berkshire Hathaway Inc-cl B	0%	-6.74%	Trim
12	GOOG	Alphabet Inc-cl C	0%	-7.38%	Trim
13	VTV	Vanguard Value ETF	0%	-17.83%	Trim
14	XLK	Ss Technology Select Sector	0%	-15.13%	Trim
15	VTI	Vanguard Total Stock Mkt ETF	-0.1%	-44.09%	Trim
16	MDYG	Ss Spdr S&p 400 Mc Gr ETF	-0.1%	-29.14%	Trim
17	QQQ	Invesco Qqq Trust Series 1	-0.1%	-43.95%	Trim
18	NFLX	Netflix INC	-0.1%	-80.71%	Trim
19	SPYG	Ss Spdr P S&p 500 Growth ETF	-0.1%	-55.75%	Trim
20	MSFT	Microsoft CORP	-0.1%	-6.83%	Trim
21	MDYV	Ss Spdr S&p 400 Mc Val ETF	-0.1%	-37.88%	Trim
22	AAPL	Apple INC	-0.2%	-46.91%	Trim
23	IWR	Ishares Russell Mid-cap ETF	-0.2%	-25.63%	Trim
24	JPSE	JPM Diversified Rt Small Cap	-0.3%	-16.64%	Trim
25	ICF	Ishares Select U.s. Reit ETF	-0.3%	-41.77%	Trim
26	IWB	Ishares Russell 1000 ETF	-0.4%	-25.25%	Trim
27	USHY	Ishares Broad Usd High Yield	-0.4%	-15.00%	Trim
28	IVE	Ishares S&p 500 Value ETF	-0.7%	-33.51%	Trim
29	VWO	Vanguard Ftse Emerging Marke	-0.7%	-37.08%	Trim
30	GVI	Ishares Intermediate Governm	-0.9%	-43.88%	Trim
31	ISTB	Ishares Core 1-5 Year Usd Bo	-0.9%	-46.04%	Trim
32	NVDA	Nvidia CORP	-1%	-60.10%	Trim
33	TSLA	Tesla INC	-2.1%	-91.57%	Trim
34	SPYV	Ss Spdr P S&p 500 Value ETF	-2.5%	-82.92%	Trim
35	EFG	Ishares Msci Eafe Growth ETF	-2.5%	-80.80%	Trim
36	ACWX	Ishares Msci Acwi Ex US ETF	—	NEW	New buy
37	BKLN	Invesco Senior Loan ETF	—	NEW	New buy
38	PACB	Pacific Biosciences Of Calif	—	EXIT	Sold out
39	EEM	Ishares Msci Emerging Market	—	NEW	New buy
40	VTIP	Vanguard Short-term Tips	—	NEW	New buy
41	SFST	Southern First Bancshares	—	EXIT	Sold out
42	CRWV	Coreweave Inc-cl A	—	EXIT	Sold out
43	SPTM	Ss Spdr P S&p 1500 Comp ETF	—	NEW	New buy
44	SPSB	Ss Spdr P St C CORP ETF	—	NEW	New buy
45	VEA	Vanguard Ftse Developed ETF	—	NEW	New buy
46	1RG	Rev Group INC	—	EXIT	Sold out
47	VGIT	Vanguard Intermediate-term T	—	NEW	New buy
48	BSMR	Invesco Bulletshares 2027 Mb	—	EXIT	Sold out
49	BSMQ	Invesco Bulletshares 2026 Mb	—	EXIT	Sold out
50	TGT	Target CORP	—	NEW	New buy

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-05-07	13F-HR	View on EDGAR
2025-12-31	2026-02-10	13F-HR	View on EDGAR
2025-09-30	2025-10-20	13F-HR	View on EDGAR
2025-06-30	2025-08-01	13F-HR	View on EDGAR
2025-03-31	2025-05-12	13F-HR	View on EDGAR
2024-12-31	2025-02-11	13F-HR	View on EDGAR
2024-09-30	2024-10-21	13F-HR	View on EDGAR
2024-06-30	2024-08-06	13F-HR	View on EDGAR
2024-03-31	2024-04-18	13F-HR	View on EDGAR
2023-12-31	2024-02-13	13F-HR	View on EDGAR
2023-09-30	2023-10-11	13F-HR	View on EDGAR
2023-06-30	2023-07-31	13F-HR	View on EDGAR
2023-03-31	2023-05-12	13F-HR	View on EDGAR
2022-12-31	2023-02-14	13F-HR	View on EDGAR
2022-09-30	2022-11-14	13F-HR	View on EDGAR
2022-06-30	2022-07-08	13F-HR	View on EDGAR
2022-03-31	2022-05-06	13F-HR	View on EDGAR
2021-12-31	2022-02-07	13F-HR	View on EDGAR
2021-09-30	2021-11-09	13F-HR	View on EDGAR
2021-06-30	2021-08-11	13F-HR	View on EDGAR
2021-03-31	2021-05-14	13F-HR	View on EDGAR

FAQ

What is Koss-Olinger Consulting, LLC and what type of investor is it?

Koss-Olinger Consulting, LLC is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $1.2B, spread across 254 disclosed positions.

What are Koss-Olinger Consulting, LLC's largest equity positions?

Based on the latest 13F filing, Koss-Olinger Consulting, LLC's top holdings by market value are: 1. Schwab US Large-cap ETF (SCHX) — $269.0M (22.6%) 2. Pimco Active Bond Exchange-t (BOND) — $116.9M (9.8%) 3. Ishares Core U.s. Aggregate (AGG) — $82.3M (6.9%) 4. Ishares Msci Acwi Ex US ETF (ACWX) — $81.8M (6.8%) 5. Ss Spdr P S&p 400 Midcap ETF (SPMD) — $63.0M (5.3%)

What changes did Koss-Olinger Consulting, LLC make in its most recent portfolio filing?

In the latest reported quarter, Koss-Olinger Consulting, LLC made 50 notable position adjustments: 9 new positions were initiated, 5 existing holdings were added to, 30 positions were partially reduced, and 6 were completely exited. The largest of these moves: New buy: Ishares Msci Acwi Ex US ETF (ACWX); New buy: Invesco Senior Loan ETF (BKLN); Sold out: Pacific Biosciences Of Calif (PACB); New buy: Ishares Msci Emerging Market (EEM); New buy: Vanguard Short-term Tips (VTIP)

What sectors does Koss-Olinger Consulting, LLC focus on?

Koss-Olinger Consulting, LLC is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 23.1% • Health Care: 12.7% • Financials: 11.9% • Consumer Discretionary: 11.0% • Industrials: 11.0% • Communication Services: 10.4%

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Koss-Olinger Consulting, LLC 13F Portfolio & Position Changes

CIK: 0001861163

Diversified strategyMomentum follower

Total reported value

$1.2B

Reporting period: 2026-03-31 · Number of holdings: 254

Koss-Olinger Consulting, LLC disclosed 254 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $1.2B and a quarterly turnover rate of 32.5%.

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Personality snowflake

Concentration: 31.98
Portfolio Stability: 32.47
Momentum/Contrarian: 100
Sector conviction: 39.37
Diversification: 100
Sizing Uniformity: 55.97

Position sizes vary widely across the portfolio (a coefficient of variation of 4.40), with a handful of outsized bets alongside many smaller positions.

No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.

Recent moves

Trim EFG
-80.8%　-$33.4M
Trim SPYV
-82.9%　-$32.6M
Trim TSLA
-91.6%　-$27.5M
Add AGG
+17.9%　$12.1M
Add SPMD
+20.2%　$11.8M
Trim NVDA
-60.1%　-$13.5M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 200 holdings (of 254 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	SCHX	Schwab US Large-cap ETF	ETF-Other	22.55%	—	+4.92%
2	BOND	Pimco Active Bond Exchange-t	ETF-Other	9.80%	+0.31%	-3.73%
3	AGG	Ishares Core U.s. Aggregate	ETF-Other	6.90%	+1.46%	+17.91%
4	ACWX	Ishares Msci Acwi Ex US ETF	ETF-Other	6.85%	+6.85%	NEW
5	SPMD	Ss Spdr P S&p 400 Midcap ETF	ETF-Other	5.28%	+1.31%	+20.23%
6	JPSE	JPM Diversified Rt Small Cap	ETF-Small Cap	4.52%	-0.27%	-16.64%
7	USHY	Ishares Broad Usd High Yield	ETF-High Yield	3.88%	-0.40%	-15.00%
8	SPEM	State Street Sp Ptf Em ETF	ETF-Other	2.95%	+0.04%	-6.41%
9	BLV	Vanguard Long-term Bond ETF	ETF-Other	2.24%	+0.03%	-5.48%
10	EFIV	Ss Spdr S&p 500 Esg ETF	ETF-Large Cap & Growth	2.18%	+0.08%	+0.87%
11	IVE	Ishares S&p 500 Value ETF	ETF-Large Cap & Growth	1.64%	-0.65%	-33.51%
12	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	1.45%	-0.66%	-37.08%
13	BKLN	Invesco Senior Loan ETF	ETF-Other	1.40%	+1.40%	NEW
14	GVI	Ishares Intermediate Governm	ETF-Other	1.35%	-0.89%	-43.88%
15	ISTB	Ishares Core 1-5 Year Usd Bo	ETF-Other	1.25%	-0.90%	-46.04%
16	IWB	Ishares Russell 1000 ETF	ETF-Other	1.15%	-0.35%	-25.25%
17	IWR	Ishares Russell Mid-cap ETF	ETF-Other	0.93%	-0.22%	-25.63%
18	IVW	Ishares S&p 500 Growth ETF	ETF-Large Cap & Growth	0.73%	-0.01%	-0.62%
19	NVDA	Nvidia CORP	Stock-Tech	0.67%	-1.00%	-60.10%
20	EFG	Ishares Msci Eafe Growth ETF	ETF-Other	0.65%	-2.53%	-80.80%
21	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.63%	-0.03%	-6.74%
22	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.62%	-0.01%	-4.04%
23	ICF	Ishares Select U.s. Reit ETF	ETF-Other	0.57%	-0.31%	-41.77%
24	SPYV	Ss Spdr P S&p 500 Value ETF	ETF-Large Cap & Growth	0.56%	-2.48%	-82.92%
25	MOAT	Vaneck Morningstar Wide Moat	ETF-Other	0.56%	—	—
26	NUBD	Nuveen Esg US Aggregate Bond	ETF-Other	0.53%	+0.11%	+15.64%
27	XJH	Ishare Esg Ss S&p Midcap ETF	ETF-Other	0.52%	—	+0.61%
28	EFV	Ishares Msci Eafe Value ETF	ETF-Other	0.47%	—	-10.87%
29	VTV	Vanguard Value ETF	ETF-Other	0.39%	-0.04%	-17.83%
30	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.38%	-0.03%	-7.38%
31	VSGX	Vanguard Esg Intl Stock ETF	ETF-Other	0.35%	—	+0.23%
32	AMZN	Amazon.com INC	Stock-Consumer Disc	0.29%	—	-4.21%
33	BSV	Vanguard Short-term Bond ETF	ETF-Other	0.29%	+0.27%	+1224.26%
34	STIP	Ishares 0-5 Year Tips Bond E	ETF-Other	0.29%	—	+14.79%
35	EEM	Ishares Msci Emerging Market	ETF-Emerging Markets	0.29%	+0.29%	NEW
36	MSFT	Microsoft CORP	Stock-Tech	0.27%	-0.08%	-6.83%
37	RSP	Invesco S&p 500 Equal Weight	ETF-Large Cap & Growth	0.25%	—	-14.66%
38	MDYG	Ss Spdr S&p 400 Mc Gr ETF	ETF-Other	0.25%	-0.06%	-29.14%
39	AAPL	Apple INC	Stock-Tech	0.24%	-0.21%	-46.91%
40	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.23%	—	-6.46%
41	ESGE	Ishares INC Ishares Esg Awar	ETF-Other	0.23%	—	+0.69%
42	MDYV	Ss Spdr S&p 400 Mc Val ETF	ETF-Other	0.23%	-0.10%	-37.88%
43	VGSR	Vert Glb Sust Re ETF	ETF-Other	0.22%	—	+1.49%
44	GSK	Gsk Plc-spon Adr	Stock-Healthcare	0.22%	—	-0.89%
45	VTIP	Vanguard Short-term Tips	ETF-Other	0.22%	+0.22%	NEW
46	XLK	Ss Technology Select Sector	ETF-Tech	0.22%	-0.04%	-15.13%
47	HII	Huntington Ingalls Industrie	Stock-Industrials	0.21%	—	-10.85%
48	CGW	Invesco S&p Global Water Ind	ETF-Other	0.21%	—	+0.24%
49	SCHH	Schwab US Reit ETF	ETF-Other	0.19%	—	+0.54%
50	DVN	Devon Energy CORP	Stock-Energy	0.17%	—	-0.73%

1–50 of 200

Portfolio Performance

Performance for Q3 2026

+1.8%

Performance Last 4 Quarters

+15.1%

Based on 87% of reported portfolio value with available pricing

Stdev: +10.4%
Beta: +0.74
Alpha: -1.9%
Max Drawdown: -6.7%
Annualized Perf: +11.8%
Batting Avg vs S&P: +33.3%
Sortino: +2.11
Stutzer: +0.33
Treynor: +0.16
Sterling: +0.75
Calmar: +1.77
Information Ratio: -1.33
Tracking Error: +5%
Stdev Down: +5.6%
Winning Months %: +63.9%
Losing Months %: +36.1%
Best 12 Months: +25.7%
Worst 12 Months: +4.8%
Efficiency Ratio: +0.42
Sharpe: +1.13
Stdev Sectors: +6.1%
Skewness: -0.02
Kurtosis: -0.62
Upside Potential: +3.87

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	254	$1.2B	32	1SCHX 2BOND 3AGG Top holdings2026-03-31 1.SCHX 2.BOND 3.AGG 4.ACWX 5.SPMD 6.JPSE 7.USHY 8.SPEM 9.BLV 10.EFIV
2025-12-31	269	$1.3B	35	1SCHX 2BOND 3AGG Top holdings2025-12-31 1.SCHX 2.BOND 3.AGG 4.JPSE 5.USHY 6.SPMD 7.EFG 8.SPYV 9.SPEM 10.IVE
2025-09-30	311	$1.2B	10	1SCHX 2BOND 3JPSE Top holdings2025-09-30 1.SCHX 2.BOND 3.JPSE 4.SPMD 5.USHY 6.BLV 7.SPEM 8.SPYV 9.AGG 10.IVE
2025-06-30	314	$1.2B	0	1SCHX 2BOND 3JPSE Top holdings2025-06-30 1.SCHX 2.BOND 3.JPSE 4.SPMD 5.USHY 6.BLV 7.SPEM 8.SPYV 9.AGG 10.IVE
2025-03-31	307	$1.2B	100	1SCHX 2BOND 3JPSE Top holdings2025-03-31 1.SCHX 2.BOND 3.JPSE 4.USHY 5.BLV 6.SPMD 7.SPEM 8.AGG 9.IVE 10.PTLC
2024-12-31	185	$1.1B	0	1SCHX 2BOND 3JPSE Top holdings2024-12-31 1.SCHX 2.BOND 3.JPSE 4.USHY 5.BLV 6.SPMD 7.IVE 8.SPEM 9.TSLA 10.PTLC
2024-09-30	276	$1.2B	0	1SCHX 2JPSE 3BLV Top holdings2024-09-30 1.SCHX 2.JPSE 3.BLV 4.USHY 5.SPMD 6.TSLA 7.IVE 8.VTEB 9.SPEM 10.PTLC
2024-06-30	267	$1.1B	0	1SCHX 2IVE 3JPSE Top holdings2024-06-30 1.SCHX 2.IVE 3.JPSE 4.BLV 5.TSLA 6.USHY 7.SPMD 8.VTEB 9.SPEM 10.PTLC
2024-03-31	46	$184.9M	0	1MSFT 2AIG 3APH Top holdings2024-03-31 1.MSFT 2.AIG 3.APH 4.AMZN 5.MA 6.FISV 7.AJG 8.DHR 9.ROP 10.COST
2023-12-31	315	$1.0B	0	1SCHX 2USHY 3TSLA Top holdings2023-12-31 1.SCHX 2.USHY 3.TSLA 4.JPSE 5.BLV 6.IVE 7.HYEM 8.VTEB 9.SPMD 10.SPEM
2023-09-30	275	$677.8M	0	1USHY 2JPSE 3BLV Top holdings2023-09-30 1.USHY 2.JPSE 3.BLV 4.IVE 5.TSLA 6.HYEM 7.SPMD 8.VUSB 9.PTLC 10.AGG
2023-06-30	283	$861.1M	0	1SCHX 2AGG 3USHY Top holdings2023-06-30 1.SCHX 2.AGG 3.USHY 4.JPSE 5.IVE 6.TSLA 7.HYEM 8.SPMD 9.SCHE 10.PTLC
2023-03-31	262	$802.1M	0	1SCHX 2AGG 3USHY Top holdings2023-03-31 1.SCHX 2.AGG 3.USHY 4.JPSE 5.IVE 6.HYEM 7.TSLA 8.SPMD 9.SCHE 10.PTLC
2022-12-31	237	$695.3M	0	1SCHX 2SGOV 3AGG Top holdings2022-12-31 1.SCHX 2.SGOV 3.AGG 4.JPSE 5.IVE 6.HYEM 7.SPMD 8.SPEM 9.PTLC 10.IWB
2022-09-30	228	$587.9M	0	1SCHX 2SGOV 3STPZ Top holdings2022-09-30 1.SCHX 2.SGOV 3.STPZ 4.IVE 5.SPMD 6.JPSE 7.PTLC 8.SPEM 9.VTIP 10.STIP
2022-06-30	186	$548.3M	0	1SCHX 2STIP 3SGOV Top holdings2022-06-30 1.SCHX 2.STIP 3.SGOV 4.PTLC 5.IVE 6.JPSE 7.SPMD 8.VTIP 9.VUSB 10.HYEM
2022-03-31	206	$621.4M	0	1SCHX 2PTBD 3PTLC Top holdings2022-03-31 1.SCHX 2.PTBD 3.PTLC 4.BND 5.STIP 6.JPSE 7.ISTB 8.SPMD 9.IVE 10.VUSB
2021-12-31	215	$648.8M	0	1SCHX 2PTBD 3RSP Top holdings2021-12-31 1.SCHX 2.PTBD 3.RSP 4.BND 5.STIP 6.JPSE 7.ISTB 8.SPMD 9.DDWM 10.IVE
2021-09-30	229	$613.9M	0	1SCHX 2PTBD 3RSP Top holdings2021-09-30 1.SCHX 2.PTBD 3.RSP 4.HYEM 5.STIP 6.ISTB 7.JPSE 8.SPMD 9.DDWM 10.IVE
2021-06-30	244	$673.9M	100	1SCHX 2PTBD 3RSP Top holdings2021-06-30 1.SCHX 2.PTBD 3.RSP 4.HYEM 5.STIP 6.ISTB 7.JPSE 8.SPMD 9.DDWM 10.SPEM
2021-03-31	233	$587.2M	—	1SCHX 2ISTB 3SPEM Top holdings2021-03-31 1.SCHX 2.ISTB 3.SPEM 4.RSP 5.JNK 6.HYEM 7.JPSE 8.DDWM 9.SPMD 10.TSLA

Holding changes this quarter

Position changes disclosed by Koss-Olinger Consulting, LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	AGG	Ishares Core U.s. Aggregate	+1.5%	+17.91%	Add
2	SPMD	Ss Spdr P S&p 400 Midcap ETF	+1.3%	+20.23%	Add
3	BOND	Pimco Active Bond Exchange-t	+0.3%	-3.73%	Trim
4	BSV	Vanguard Short-term Bond ETF	+0.3%	+1224.26%	Add
5	NUBD	Nuveen Esg US Aggregate Bond	+0.1%	+15.64%	Add
6	EFIV	Ss Spdr S&p 500 Esg ETF	+0.1%	+0.87%	Add
7	SPEM	State Street Sp Ptf Em ETF	0%	-6.41%	Trim
8	BLV	Vanguard Long-term Bond ETF	0%	-5.48%	Trim
9	IVW	Ishares S&p 500 Growth ETF	0%	-0.62%	Trim
10	IVV	Ishares Core S&p 500 ETF	0%	-4.04%	Trim
11	BRK-B	Berkshire Hathaway Inc-cl B	0%	-6.74%	Trim
12	GOOG	Alphabet Inc-cl C	0%	-7.38%	Trim
13	VTV	Vanguard Value ETF	0%	-17.83%	Trim
14	XLK	Ss Technology Select Sector	0%	-15.13%	Trim
15	VTI	Vanguard Total Stock Mkt ETF	-0.1%	-44.09%	Trim
16	MDYG	Ss Spdr S&p 400 Mc Gr ETF	-0.1%	-29.14%	Trim
17	QQQ	Invesco Qqq Trust Series 1	-0.1%	-43.95%	Trim
18	NFLX	Netflix INC	-0.1%	-80.71%	Trim
19	SPYG	Ss Spdr P S&p 500 Growth ETF	-0.1%	-55.75%	Trim
20	MSFT	Microsoft CORP	-0.1%	-6.83%	Trim
21	MDYV	Ss Spdr S&p 400 Mc Val ETF	-0.1%	-37.88%	Trim
22	AAPL	Apple INC	-0.2%	-46.91%	Trim
23	IWR	Ishares Russell Mid-cap ETF	-0.2%	-25.63%	Trim
24	JPSE	JPM Diversified Rt Small Cap	-0.3%	-16.64%	Trim
25	ICF	Ishares Select U.s. Reit ETF	-0.3%	-41.77%	Trim
26	IWB	Ishares Russell 1000 ETF	-0.4%	-25.25%	Trim
27	USHY	Ishares Broad Usd High Yield	-0.4%	-15.00%	Trim
28	IVE	Ishares S&p 500 Value ETF	-0.7%	-33.51%	Trim
29	VWO	Vanguard Ftse Emerging Marke	-0.7%	-37.08%	Trim
30	GVI	Ishares Intermediate Governm	-0.9%	-43.88%	Trim
31	ISTB	Ishares Core 1-5 Year Usd Bo	-0.9%	-46.04%	Trim
32	NVDA	Nvidia CORP	-1%	-60.10%	Trim
33	TSLA	Tesla INC	-2.1%	-91.57%	Trim
34	SPYV	Ss Spdr P S&p 500 Value ETF	-2.5%	-82.92%	Trim
35	EFG	Ishares Msci Eafe Growth ETF	-2.5%	-80.80%	Trim
36	ACWX	Ishares Msci Acwi Ex US ETF	—	NEW	New buy
37	BKLN	Invesco Senior Loan ETF	—	NEW	New buy
38	PACB	Pacific Biosciences Of Calif	—	EXIT	Sold out
39	EEM	Ishares Msci Emerging Market	—	NEW	New buy
40	VTIP	Vanguard Short-term Tips	—	NEW	New buy
41	SFST	Southern First Bancshares	—	EXIT	Sold out
42	CRWV	Coreweave Inc-cl A	—	EXIT	Sold out
43	SPTM	Ss Spdr P S&p 1500 Comp ETF	—	NEW	New buy
44	SPSB	Ss Spdr P St C CORP ETF	—	NEW	New buy
45	VEA	Vanguard Ftse Developed ETF	—	NEW	New buy
46	1RG	Rev Group INC	—	EXIT	Sold out
47	VGIT	Vanguard Intermediate-term T	—	NEW	New buy
48	BSMR	Invesco Bulletshares 2027 Mb	—	EXIT	Sold out
49	BSMQ	Invesco Bulletshares 2026 Mb	—	EXIT	Sold out
50	TGT	Target CORP	—	NEW	New buy

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-05-07	13F-HR	View on EDGAR
2025-12-31	2026-02-10	13F-HR	View on EDGAR
2025-09-30	2025-10-20	13F-HR	View on EDGAR
2025-06-30	2025-08-01	13F-HR	View on EDGAR
2025-03-31	2025-05-12	13F-HR	View on EDGAR
2024-12-31	2025-02-11	13F-HR	View on EDGAR
2024-09-30	2024-10-21	13F-HR	View on EDGAR
2024-06-30	2024-08-06	13F-HR	View on EDGAR
2024-03-31	2024-04-18	13F-HR	View on EDGAR
2023-12-31	2024-02-13	13F-HR	View on EDGAR
2023-09-30	2023-10-11	13F-HR	View on EDGAR
2023-06-30	2023-07-31	13F-HR	View on EDGAR
2023-03-31	2023-05-12	13F-HR	View on EDGAR
2022-12-31	2023-02-14	13F-HR	View on EDGAR
2022-09-30	2022-11-14	13F-HR	View on EDGAR
2022-06-30	2022-07-08	13F-HR	View on EDGAR
2022-03-31	2022-05-06	13F-HR	View on EDGAR
2021-12-31	2022-02-07	13F-HR	View on EDGAR
2021-09-30	2021-11-09	13F-HR	View on EDGAR
2021-06-30	2021-08-11	13F-HR	View on EDGAR
2021-03-31	2021-05-14	13F-HR	View on EDGAR