Zhang Financial LLC — Q3 2025 13F Holdings

Name: Zhang Financial LLC — 13F Holdings, Q3 2025
Creator: AlphaSMO
License: https://www.sec.gov/forms

CIK: 0001776290

Total reported value

$2.9B

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Full holdings list this quarter

Showing top 200 holdings (of 316 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	7.54%	—	+3.24%
2	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	7.33%	-0.60%	+0.72%
3	DFUS	Dimensional US Eq Mkt ETF	ETF-Other	7.07%	—	+0.27%
4	ITOT	Ishares Core S&p Total U.s.	ETF-Other	5.74%	-0.01%	+10.39%
5	VXUS	Vanguard Total Intl Stock	ETF-Other	5.19%	+0.26%	+11.39%
6	DFAC	Dimensional US Core Equity 2	ETF-Other	5.16%	-0.52%	+2.55%
7	VT	Vanguard Tot World Stk ETF	ETF-Other	3.99%	-0.31%	+2.60%
8	BIV	Vanguard Intermediate-term B	ETF-Other	3.61%	+0.63%	+41.26%
9	DFAI	Dimensional International Co	ETF-Other	2.64%	-0.11%	+2.80%
10	AAPL	Apple INC	Stock-Tech	2.12%	-0.22%	+1.40%
11	VBR	Vanguard Small-cap Value ETF	ETF-Other	2.00%	-0.09%	-0.24%
12	BND	Vanguard Total Bond Market	ETF-Other	1.91%	+0.38%	+7.30%
13	VYM	Vanguard High Dvd Yield ETF	ETF-Other	1.82%	+0.01%	+7.30%
14	SYK	Stryker CORP	Stock-Healthcare	1.71%	-0.27%	+0.05%
15	BKLC	Bny Mellon US Lrg Cap Cor	ETF-Other	1.61%	-0.21%	+1.09%
16	IAU	Ishares Gold Trust	ETF-Commodities	1.41%	-0.02%	+0.39%
17	MSFT	Microsoft CORP	Stock-Tech	1.32%	-0.29%	+1.27%
18	DFAU	Dimensional US Core Equity M	ETF-Other	1.22%	—	+4.61%
19	AGG	Ishares Core U.s. Aggregate	ETF-Other	1.18%	+1.38%	+31.73%
20	VCSH	Vanguard S/t CORP Bond ETF	ETF-Corp Bonds	1.14%	-0.02%	+6.47%
21	AVDE	Avantis International Equity	ETF-Other	1.09%	+0.10%	+16.23%
22	NVDA	Nvidia CORP	Stock-Tech	1.08%	—	+3.64%
23	VO	Vanguard Mid-cap ETF	ETF-Other	1.04%	—	+13.37%
24	SPTM	Ss Spdr P S&p 1500 Comp ETF	ETF-Other	0.87%	—	+4.73%
25	VOOV	Vanguard S&p 500 Value ETF	ETF-Large Cap & Growth	0.86%	—	-0.84%
26	IBIT	Ishares Bitcoin Trust ETF	ETF-Crypto	0.82%	-0.17%	+0.15%
27	DFSV	Dimensional US Small Cap Val	ETF-Small Cap	0.81%	+0.07%	-0.00%
28	MGK	Vanguard Mega Cap Growth ETF	ETF-Other	0.78%	-0.11%	+6.44%
29	VEA	Vanguard Ftse Developed ETF	ETF-Other	0.74%	+0.06%	+20.06%
30	IWN	Ishares Russell 2000 Value E	ETF-Small Cap	0.73%	—	-2.56%
31	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.72%	—	-0.36%
32	VUG	Vanguard Growth ETF	ETF-Other	0.69%	+0.02%	+42.54%
33	SCHB	Schwab US Broad Market ETF	ETF-Other	0.68%	—	+14.53%
34	AVUS	Avantis U.s. Equity ETF	ETF-Other	0.68%	+0.04%	+2.59%
35	AMZN	Amazon.com INC	Stock-Consumer Disc	0.60%	—	+15.50%
36	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.59%	—	+8.72%
37	AVUV	Avantis US Small Cap Value	ETF-Small Cap	0.56%	+0.06%	+42.83%
38	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.51%	—	+1.01%
39	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	0.50%	—	+0.80%
40	VTV	Vanguard Value ETF	ETF-Other	0.49%	—	+1.84%
41	SCHF	Schwab Intl Equity ETF	ETF-Other	0.48%	+0.04%	+0.46%
42	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.48%	+0.04%	+0.03%
43	META	Meta Platforms Inc-class A	Stock-Comm Services	0.44%	—	+12.11%
44	SPMD	Ss Spdr P S&p 400 Midcap ETF	ETF-Other	0.40%	—	+13.07%
45	GLDM	Spdr Gold Minishares Trust	ETF-Commodities	0.32%	—	-0.36%
46	SUB	Ishares Short-term National	ETF-Other	0.31%	—	+1.13%
47	EMXC	Ishares Msci Emr Mrk Ex Chna	ETF-Other	0.31%	—	+5.78%
48	AVGO	Broadcom INC	Stock-Tech	0.29%	+0.06%	+1.54%
49	FERG	Ferguson Enterprises INC	Stock-Industrials	0.29%	—	—
50	SPAB	Ss Spdr P Agg Bond ETF	ETF-Other	0.27%	+0.06%	+9.11%

1–50 of 200

Holding changes this quarter

Position changes disclosed by Zhang Financial LLC for the quarter ending Q3 2025, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	ITOT	Ishares Core S&p Total U.s.	+1%	+10.39%	Add
2	BIV	Vanguard Intermediate-term B	+0.9%	+41.26%	Add
3	AGG	Ishares Core U.s. Aggregate	+0.4%	+31.73%	Add
4	VUG	Vanguard Growth ETF	+0.4%	+42.54%	Add
5	AVUV	Avantis US Small Cap Value	+0.4%	+42.83%	Add
6	VXUS	Vanguard Total Intl Stock	+0.4%	+11.39%	Add
7	DFAU	Dimensional US Core Equity M	+0.3%	+4.61%	Add
8	VEA	Vanguard Ftse Developed ETF	+0.3%	+20.06%	Add
9	VTI	Vanguard Total Stock Mkt ETF	+0.2%	+0.72%	Add
10	VT	Vanguard Tot World Stk ETF	+0.2%	+2.60%	Add
11	AVDE	Avantis International Equity	+0.2%	+16.23%	Add
12	NVDA	Nvidia CORP	+0.2%	+3.64%	Trim
13	GOOGL	Alphabet Inc-cl A	+0.1%	+8.72%	Add
14	SCHB	Schwab US Broad Market ETF	+0.1%	+14.53%	Add
15	VV	Vanguard Large-cap ETF	+0.1%	+0.04%	Add
16	VCRB	Vanguard Core Bond ETF	+0.1%	+899.18%	Add
17	MSFT	Microsoft CORP	+0.1%	+1.27%	Add
18	AVGO	Broadcom INC	+0.1%	+1.54%	Trim
19	MU	Micron Technology INC	+0.1%	+3.66%	Add
20	PH	Parker Hannifin CORP	+0.1%	-0.28%	Add
21	VO	Vanguard Mid-cap ETF	+0.1%	+13.37%	Add
22	MGK	Vanguard Mega Cap Growth ETF	+0.1%	+6.44%	Add
23	TSLA	Tesla INC	+0.1%	+7.72%	Add
24	EMXC	Ishares Msci Emr Mrk Ex Chna	+0.1%	+5.78%	Add
25	IBIT	Ishares Bitcoin Trust ETF	+0.1%	+0.15%	Trim
26	META	Meta Platforms Inc-class A	+0.1%	+12.11%	Add
27	QQQ	Invesco Qqq Trust Series 1	0%	-2.27%	Add
28	BKLC	Bny Mellon US Lrg Cap Cor	0%	+1.09%	Add
29	AMZN	Amazon.com INC	0%	+15.50%	Add
30	SCHF	Schwab Intl Equity ETF	0%	+0.46%	Add
31	SPMD	Ss Spdr P S&p 400 Midcap ETF	0%	+13.07%	Add
32	VWO	Vanguard Ftse Emerging Marke	0%	+0.80%	Add
33	SPY	Ss Spdr S&p 500 ETF Trust-us	0%	+0.03%	Add
34	IVV	Ishares Core S&p 500 ETF	0%	-0.36%	Add
35	VTV	Vanguard Value ETF	-0.1%	+1.84%	Add
36	IAU	Ishares Gold Trust	-0.1%	+0.39%	Add
37	IWN	Ishares Russell 2000 Value E	-0.1%	-2.56%	Trim
38	AVUS	Avantis U.s. Equity ETF	-0.1%	+2.59%	Trim
39	SPTM	Ss Spdr P S&p 1500 Comp ETF	-0.1%	+4.73%	Add
40	DFAI	Dimensional International Co	-0.1%	+2.80%	Add
41	VYM	Vanguard High Dvd Yield ETF	-0.1%	+7.30%	Add
42	VCSH	Vanguard S/t CORP Bond ETF	-0.1%	+6.47%	Add
43	HFFG	Hf Foods Group INC	-0.2%	—	Trim
44	AAPL	Apple INC	-0.2%	+1.40%	Add
45	VOO	Vanguard S&p 500 ETF	-0.3%	+3.24%	Add
46	BND	Vanguard Total Bond Market	-0.3%	+7.30%	Add
47	DFAC	Dimensional US Core Equity 2	-0.3%	+2.55%	Add
48	VBR	Vanguard Small-cap Value ETF	-0.4%	-0.24%	Trim
49	DFUS	Dimensional US Eq Mkt ETF	-1%	+0.27%	Trim
50	FERG	Ferguson Enterprises INC	—	NEW	New buy