OLIO Financial Planning — Q4 2025 13F Holdings

Name: OLIO Financial Planning — 13F Holdings, Q4 2025
Creator: AlphaSMO
License: https://www.sec.gov/forms

CIK: 0001906766

Total reported value

$361.0M

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Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	DFUS	Dimensional US Eq Mkt ETF	ETF-Other	17.81%	-0.47%	+3.81%
2	VTV	Vanguard Value ETF	ETF-Other	17.46%	+0.47%	+2.79%
3	VEA	Vanguard Ftse Developed ETF	ETF-Other	14.48%	+0.04%	+1.92%
4	FBND	Fidelity Total Bond ETF	ETF-Other	12.60%	+0.27%	+5.78%
5	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	11.17%	-0.80%	-4.48%
6	VOE	Vanguard Mid-cap Value ETF	ETF-Other	4.86%	+0.21%	+3.94%
7	DFAT	Dimensional US Target Value	ETF-Other	3.78%	+0.20%	+7.09%
8	VEU	Vanguard Ftse All-world Ex-u	ETF-Other	2.96%	+0.07%	+1.98%
9	SCHD	Schwab US Dvd Equity ETF	ETF-Other	1.23%	+0.09%	+0.57%
10	VTEB	Vanguard Tax-exempt Bond ETF	ETF-Other	1.20%	+0.03%	+3.07%
11	SPEM	State Street Sp Ptf Em ETF	ETF-Other	0.89%	-0.01%	+6.28%
12	VBR	Vanguard Small-cap Value ETF	ETF-Other	0.83%	—	-5.30%
13	AAPL	Apple INC	Stock-Tech	0.79%	—	+25.21%
14	SPSB	Ss Spdr P St C CORP ETF	ETF-Other	0.65%	+0.01%	+4.04%
15	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	0.61%	-0.02%	-1.11%
16	ESGD	Ishares Trust Ishares Esg Aw	ETF-Other	0.60%	—	+4.42%
17	VXUS	Vanguard Total Intl Stock	ETF-Other	0.48%	+0.06%	-0.66%
18	ESGU	Ishares Esg Aware Msci USA	ETF-Other	0.42%	-0.02%	+18.19%
19	VO	Vanguard Mid-cap ETF	ETF-Other	0.40%	-0.04%	+1.14%
20	SCHE	Schwab Emrg Mrkts Eqty ETF	ETF-Other	0.37%	-0.02%	-11.49%
21	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.27%	-0.02%	-4.08%
22	JMST	JPM Ultra-short Muni Income	ETF-Other	0.27%	+0.01%	+10.09%
23	AMZN	Amazon.com INC	Stock-Consumer Disc	0.25%	-0.05%	+1.27%
24	EMXC	Ishares Msci Emr Mrk Ex Chna	ETF-Other	0.25%	—	—
25	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	0.24%	+0.17%	—
26	ESGE	Ishares INC Ishares Esg Awar	ETF-Other	0.24%	—	-0.72%
27	SPTM	Ss Spdr P S&p 1500 Comp ETF	ETF-Other	0.23%	-0.01%	—
28	NVDA	Nvidia CORP	Stock-Tech	0.20%	+0.01%	-10.15%
29	QQQ	Invesco Qqq Trust Series 1	ETF-Tech	0.19%	-0.02%	+37.99%
30	ISRG	Intuitive Surgical INC	Stock-Healthcare	0.19%	-0.04%	—
31	JPM	Jpmorgan Chase & Co	Stock-Financials	0.19%	-0.03%	-1.81%
32	SCHB	Schwab US Broad Market ETF	ETF-Other	0.18%	-0.01%	-0.01%
33	GLD	Spdr Gold Shares	ETF-Commodities	0.18%	+0.01%	+3.60%
34	MSFT	Microsoft CORP	Stock-Tech	0.16%	-0.03%	+2.20%
35	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.16%	-0.04%	—
36	BAH	Booz Allen Hamilton Holdings	Stock-Industrials	0.16%	+0.02%	-4.42%
37	AEG	Aegon Ltd-ny Reg Shr	Stock-Other	0.15%	-0.01%	-15.62%
38	MUB	Ishares National Muni Bond E	ETF-Other	0.15%	—	—
39	ESML	Ishares Esg Aware Msci USA S	ETF-Other	0.15%	—	+2.70%
40	ITOT	Ishares Core S&p Total U.s.	ETF-Other	0.13%	-0.03%	-9.78%
41	NSC	Norfolk Southern CORP	Stock-Industrials	0.13%	—	+0.43%
42	META	Meta Platforms Inc-class A	Stock-Comm Services	0.13%	-0.03%	+3.43%
43	GOOG	Alphabet Inc-cl C	Stock-Comm Services	0.12%	—	-30.12%
44	RTX	Rtx CORP	Stock-Industrials	0.12%	—	—
45	D	Dominion Energy INC	Stock-Utilities	0.11%	—	+0.99%
46	CSL	Carlisle Cos INC	Stock-Industrials	0.11%	—	—
47	SUSA	Ishares Esg Optimized Msci U	ETF-Other	0.10%	—	+11.08%
48	XOM	Exxon Mobil CORP	Stock-Energy	0.10%	+0.01%	-0.07%
49	SPDW	Ste Str Spdr Pt Dw EU ETF	ETF-Other	0.10%	—	+0.30%
50	XLK	Ss Technology Select Sector	ETF-Tech	0.09%	-0.01%	+75.58%

1–50 of 71

Holding changes this quarter

Position changes disclosed by OLIO Financial Planning for the quarter ending Q4 2025, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	DFUS	Dimensional US Eq Mkt ETF	+0.3%	+3.81%	Add
2	VEA	Vanguard Ftse Developed ETF	+0.2%	+1.92%	Add
3	DFAT	Dimensional US Target Value	+0.2%	+7.09%	Add
4	AAPL	Apple INC	+0.2%	+25.21%	Add
5	VTV	Vanguard Value ETF	+0.1%	+2.79%	Add
6	FBND	Fidelity Total Bond ETF	+0.1%	+5.78%	Add
7	LOAN	Manhattan Bridge Capital INC	+0.1%	-4.68%	Trim
8	ESGU	Ishares Esg Aware Msci USA	+0.1%	+18.19%	Add
9	VOE	Vanguard Mid-cap Value ETF	+0.1%	+3.94%	Add
10	QQQ	Invesco Qqq Trust Series 1	+0.1%	+37.99%	Add
11	ISRG	Intuitive Surgical INC	0%	—	Unchanged
12	VEU	Vanguard Ftse All-world Ex-u	0%	+1.98%	Add
13	SPEM	State Street Sp Ptf Em ETF	0%	+6.28%	Add
14	GLD	Spdr Gold Shares	0%	+3.60%	Add
15	JMST	JPM Ultra-short Muni Income	0%	+10.09%	Add
16	ESGD	Ishares Trust Ishares Esg Aw	0%	+4.42%	Add
17	EMXC	Ishares Msci Emr Mrk Ex Chna	0%	—	Unchanged
18	AMZN	Amazon.com INC	0%	+1.27%	Add
19	SUSA	Ishares Esg Optimized Msci U	0%	+11.08%	Add
20	RTX	Rtx CORP	0%	—	Unchanged
21	VTEB	Vanguard Tax-exempt Bond ETF	0%	+3.07%	Add
22	SPSB	Ss Spdr P St C CORP ETF	0%	+4.04%	Add
23	GOOD	Gladstone Commercial CORP	0%	—	Unchanged
24	TSLA	Tesla INC	0%	-17.67%	Trim
25	ITOT	Ishares Core S&p Total U.s.	0%	-9.78%	Trim
26	LDOS	Leidos Holdings INC	0%	-10.57%	Trim
27	GOOG	Alphabet Inc-cl C	0%	-30.12%	Trim
28	XLK	Ss Technology Select Sector	0%	+75.58%	Add
29	NVDA	Nvidia CORP	0%	-10.15%	Trim
30	BRK-B	Berkshire Hathaway Inc-cl B	0%	-4.08%	Trim
31	BSV	Vanguard Short-term Bond ETF	0%	-38.34%	Trim
32	SCHD	Schwab US Dvd Equity ETF	0%	+0.57%	Add
33	VWO	Vanguard Ftse Emerging Marke	0%	-1.11%	Trim
34	BAH	Booz Allen Hamilton Holdings	-0.1%	-4.42%	Trim
35	AEG	Aegon Ltd-ny Reg Shr	-0.1%	-15.62%	Trim
36	SCHE	Schwab Emrg Mrkts Eqty ETF	-0.1%	-11.49%	Trim
37	VBR	Vanguard Small-cap Value ETF	-0.1%	-5.30%	Trim
38	VTI	Vanguard Total Stock Mkt ETF	-0.8%	-4.48%	Trim
39	BIV	Vanguard Intermediate-term B	—	EXIT	Sold out
40	GOOGL	Alphabet Inc-cl A	—	NEW	New buy
41	CVX	Chevron CORP	—	NEW	New buy
42	SAIC	Science Applications Inte	—	NEW	New buy
43	NFLX	Netflix INC	—	EXIT	Sold out
44	AMD	Advanced Micro Devices	—	NEW	New buy
45	WMT	Walmart INC	—	NEW	New buy
46	TENB	Tenable Holdings INC	—	EXIT	Sold out
47	CSX	Csx CORP	—	NEW	New buy
48	VB	Vanguard Small-cap ETF	—	EXIT	Sold out
49	SMRT	Smartrent INC	—	NEW	New buy
50	NAK	Northern Dynasty Minerals	—	NEW	New buy