CIK: 0001766995
Total reported value
$419.1M
Reporting period: 2026-03-31 · Number of holdings: 108
SUMMIT WEALTH & RETIREMENT PLANNING, INC. disclosed 108 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $419.1M and a quarterly turnover rate of 11.5%.
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Summit Wealth & Retirement Planning, INC.'s disclosed holdings carry a Herfindahl concentration index of 0.062 — mathematically equivalent to about 16 equally-sized positions, well below its 108 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 2.39), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 12% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim SCHF
-22.0% -$7.0M
Trim SCHG
-0.7% -$5.7M
Add SCHV
+1.0% $2.0M
Trim MGC
+0.6% -$2.9M
Add DBMF
+2.2% $1.7M
Trim MSFT
+4.8% -$1.1M
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | SCHV | Schwab US Large-cap Value | ETF-Other | 12.55% | +0.65% | +0.98% | |
| 2 | MGC | Vanguard Mega Cap ETF | ETF-Other | 12.15% | -0.52% | +0.59% | |
| 3 | SCHG | Schwab US Large-cap Growth | ETF-Other | 10.55% | -1.19% | -0.72% | |
| 4 | SCHF | Schwab Intl Equity ETF | ETF-Other | 6.82% | -1.56% | -22.03% | |
| 5 | GLTR | Abrdn Precious Metals Basket | ETF-Other | 6.70% | -0.10% | -8.61% | |
| 6 | DBMF | Imgp Dbi Managed Futures Str | ETF-Other | 4.41% | +0.45% | +2.22% | |
| 7 | SCHA | Schwab US Small-cap ETF | ETF-Other | 4.12% | +0.23% | +2.32% | |
| 8 | BOXX | Alpha Architect 1-3 Mnth Box | ETF-Other | 4.06% | +0.12% | +0.79% | |
| 9 | SCHE | Schwab Emrg Mrkts Eqty ETF | ETF-Other | 3.94% | +0.09% | +0.31% | |
| 10 | IWD | Ishares Russell 1000 Value E | ETF-Other | 3.01% | — | -0.65% | |
| 11 | DISV | Dimensional International Sm | ETF-Other | 2.23% | +2.23% | NEW | |
| 12 | EFA | Ishares Msci Eafe ETF | ETF-Other | 2.08% | -0.13% | -8.11% | |
| 13 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 1.92% | -0.05% | +0.80% | |
| 14 | AAPL | Apple INC | Stock-Tech | 1.49% | -0.09% | -0.50% | |
| 15 | SCHB | Schwab US Broad Market ETF | ETF-Other | 1.44% | -0.05% | -0.19% | |
| 16 | IWM | Ishares Russell 2000 ETF | ETF-Small Cap | 1.36% | — | -1.91% | |
| 17 | EEM | Ishares Msci Emerging Market | ETF-Emerging Markets | 1.14% | — | -1.54% | |
| 18 | IWF | Ishares Russell 1000 Growth | ETF-Other | 1.07% | -0.11% | -0.92% | |
| 19 | VBR | Vanguard Small-cap Value ETF | ETF-Other | 1.05% | +0.04% | +0.41% | |
| 20 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 1.04% | -0.08% | -3.69% | |
| 21 | MSFT | Microsoft CORP | Stock-Tech | 1.02% | -0.24% | +4.78% | |
| 22 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 0.92% | -0.08% | -0.64% | |
| 23 | VTV | Vanguard Value ETF | ETF-Other | 0.76% | +0.11% | +11.47% | |
| 24 | VB | Vanguard Small-cap ETF | ETF-Other | 0.60% | +0.05% | +7.12% | |
| 25 | TSLA | Tesla INC | Stock-Consumer Disc | 0.59% | -0.13% | -2.20% | |
| 26 | JPM | Jpmorgan Chase & Co | Stock-Financials | 0.57% | -0.04% | +0.31% | |
| 27 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 0.50% | -0.03% | +0.90% | |
| 28 | AAUA | Alpha Architect US Equ 3 ETF | ETF-Other | 0.47% | +0.47% | NEW | |
| 29 | VGIT | Vanguard Intermediate-term T | ETF-Other | 0.47% | — | +1.91% | |
| 30 | AVGO | Broadcom INC | Stock-Tech | 0.47% | -0.05% | -0.96% | |
| 31 | AVDV | Avantis Intl S/c Value ETF | ETF-Other | 0.46% | +0.46% | NEW | |
| 32 | NVDA | Nvidia CORP | Stock-Tech | 0.45% | -0.05% | -5.00% | |
| 33 | BRK-B | Berkshire Hathaway Inc-cl B | Stock-Other | 0.44% | — | +0.31% | |
| 34 | AAEQ | Alpha Architct US Eqty 2 ETF | ETF-Other | 0.44% | — | — | |
| 35 | SYLD | Cambria Shareholder Yield Et | ETF-Other | 0.39% | +0.05% | +4.46% | |
| 36 | VUG | Vanguard Growth ETF | ETF-Other | 0.36% | -0.03% | +3.15% | |
| 37 | IEFA | Ishares Core Msci Eafe ETF | ETF-Other | 0.33% | -0.03% | -10.73% | |
| 38 | AAUS | Alpha Architect US Eqy ETF | ETF-Other | 0.30% | — | — | |
| 39 | LLY | Eli Lilly & Co | Stock-Healthcare | 0.28% | — | +23.29% | |
| 40 | XOM | Exxon Mobil CORP | Stock-Energy | 0.24% | +0.06% | -8.09% | |
| 41 | AMZN | Amazon.com INC | Stock-Consumer Disc | 0.21% | -0.04% | -8.62% | |
| 42 | HD | Home Depot INC | Stock-Consumer Disc | 0.20% | — | -7.49% | |
| 43 | ABBV | Abbvie INC | Stock-Healthcare | 0.20% | — | +9.28% | |
| 44 | CPRT | Copart INC | Stock-Industrials | 0.19% | -0.03% | -1.29% | |
| 45 | BAC | Bank Of America CORP | Stock-Financials | 0.18% | — | +0.99% | |
| 46 | VWO | Vanguard Ftse Emerging Marke | ETF-Emerging Markets | 0.17% | +0.04% | +28.48% | |
| 47 | RTX | Rtx CORP | Stock-Industrials | 0.17% | — | -0.38% | |
| 48 | VEA | Vanguard Ftse Developed ETF | ETF-Other | 0.17% | — | -0.01% | |
| 49 | SCHD | Schwab US Dvd Equity ETF | ETF-Other | 0.16% | — | -19.08% | |
| 50 | ORLY | O'reilly Automotive INC | Stock-Consumer Disc | 0.16% | — | -2.43% |
Performance for Q3 2026
+3.6%
Performance Last 4 Quarters
+21.9%
Based on 82% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 108 | $419.1M | 11 | |
| 2025-12-31 | 112 | $424.7M | 5 | |
| 2025-09-30 | 106 | $406.9M | 21 | |
| 2025-06-30 | 101 | $372.5M | 0 | |
| 2025-03-31 | 78 | $326.3M | 100 | |
| 2024-12-31 | 75 | $323.1M | 0 | |
| 2024-09-30 | 68 | $313.3M | 0 | |
| 2024-06-30 | 64 | $293.7M | 0 | |
| 2024-03-31 | 63 | $280.5M | 0 | |
| 2023-12-31 | 54 | $236.7M | 0 | |
| 2023-09-30 | 57 | $248.6M | 0 | |
| 2023-06-30 | 59 | $254.2M | 0 | |
| 2023-03-31 | 104 | $267.4M | 0 | |
| 2022-12-31 | 103 | $245.9M | 0 | |
| 2022-09-30 | 107 | $251.3M | 0 | |
| 2022-06-30 | 112 | $260.5M | 0 | |
| 2022-03-31 | 102 | $283.1M | 0 | |
| 2021-12-31 | 90 | $292.5M | 0 | |
| 2021-09-30 | 86 | $273.2M | 0 | |
| 2021-06-30 | 78 | $270.3M | 100 | |
| 2021-03-31 | 99 | $269.1M | 30 | |
| 2020-12-31 | 111 | $263.6M | 16 | |
| 2020-09-30 | 104 | $232.9M | 28 | |
| 2020-06-30 | 110 | $213.2M | 18 | |
| 2020-03-31 | 112 | $187.1M | 38 | |
| 2019-12-31 | 124 | $224.6M | 36 | |
| 2019-09-30 | 118 | $165.5M | 12 | |
| 2019-06-30 | 131 | $171.0M | 14 | |
| 2019-03-31 | 130 | $168.4M | 28 | |
| 2018-12-31 | 105 | $131.9M | — |
Summit Wealth & Retirement Planning, INC.'s most significant position changes for 2026-03-31: New buy: Dimensional International Sm (DISV); New buy: Alpha Architect US Equ 3 ETF (AAUA); New buy: Avantis Intl S/c Value ETF (AVDV); Sold out: Ishares Bitcoin Trust ETF (IBIT); Sold out: General Electric (GE).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | SCHV | Schwab US Large-cap Value | +0.7% | +0.98% | Add |
| 2 | DBMF | Imgp Dbi Managed Futures Str | +0.5% | +2.22% | Add |
| 3 | SCHA | Schwab US Small-cap ETF | +0.2% | +2.32% | Add |
| 4 | BOXX | Alpha Architect 1-3 Mnth Box | +0.1% | +0.79% | Add |
| 5 | VTV | Vanguard Value ETF | +0.1% | +11.47% | Add |
| 6 | SCHE | Schwab Emrg Mrkts Eqty ETF | +0.1% | +0.31% | Add |
| 7 | XOM | Exxon Mobil CORP | +0.1% | -8.09% | Trim |
| 8 | VB | Vanguard Small-cap ETF | +0.1% | +7.12% | Add |
| 9 | SYLD | Cambria Shareholder Yield Et | +0.1% | +4.46% | Add |
| 10 | VWO | Vanguard Ftse Emerging Marke | 0% | +28.48% | Add |
| 11 | MAR | Marriott International -cl A | 0% | +36.56% | Add |
| 12 | VBR | Vanguard Small-cap Value ETF | 0% | +0.41% | Add |
| 13 | GOOG | Alphabet Inc-cl C | 0% | +0.90% | Add |
| 14 | CPRT | Copart INC | 0% | -1.29% | Trim |
| 15 | IEFA | Ishares Core Msci Eafe ETF | 0% | -10.73% | Trim |
| 16 | VUG | Vanguard Growth ETF | 0% | +3.15% | Add |
| 17 | QQQ | Invesco Qqq Trust Series 1 | 0% | -11.93% | Trim |
| 18 | JPM | Jpmorgan Chase & Co | 0% | +0.31% | Add |
| 19 | AMZN | Amazon.com INC | 0% | -8.62% | Trim |
| 20 | WFC | Wells Fargo & Co | 0% | -13.56% | Trim |
| 21 | BF-B | Brown-forman Corp-class B | 0% | -38.89% | Trim |
| 22 | SPY | Ss Spdr S&p 500 ETF Trust-us | -0.1% | +0.80% | Add |
| 23 | SCHB | Schwab US Broad Market ETF | -0.1% | -0.19% | Trim |
| 24 | AVGO | Broadcom INC | -0.1% | -0.96% | Trim |
| 25 | IWB | Ishares Russell 1000 ETF | -0.1% | -37.46% | Trim |
| 26 | NVDA | Nvidia CORP | -0.1% | -5.00% | Trim |
| 27 | VOO | Vanguard S&p 500 ETF | -0.1% | -3.69% | Trim |
| 28 | GOOGL | Alphabet Inc-cl A | -0.1% | -0.64% | Trim |
| 29 | AAPL | Apple INC | -0.1% | -0.50% | Trim |
| 30 | GLTR | Abrdn Precious Metals Basket | -0.1% | -8.61% | Trim |
| 31 | IWF | Ishares Russell 1000 Growth | -0.1% | -0.92% | Trim |
| 32 | EFA | Ishares Msci Eafe ETF | -0.1% | -8.11% | Trim |
| 33 | TSLA | Tesla INC | -0.1% | -2.20% | Trim |
| 34 | MSFT | Microsoft CORP | -0.2% | +4.78% | Add |
| 35 | MGC | Vanguard Mega Cap ETF | -0.5% | +0.59% | Add |
| 36 | SCHG | Schwab US Large-cap Growth | -1.2% | -0.72% | Trim |
| 37 | SCHF | Schwab Intl Equity ETF | -1.6% | -22.03% | Trim |
| 38 | DISV | Dimensional International Sm | — | NEW | New buy |
| 39 | AAUA | Alpha Architect US Equ 3 ETF | — | NEW | New buy |
| 40 | AVDV | Avantis Intl S/c Value ETF | — | NEW | New buy |
| 41 | IBIT | Ishares Bitcoin Trust ETF | — | EXIT | Sold out |
| 42 | GE | General Electric | — | EXIT | Sold out |
| 43 | CVX | Chevron CORP | — | NEW | New buy |
| 44 | ORCL | Oracle CORP | — | EXIT | Sold out |
| 45 | COP | Conocophillips | — | NEW | New buy |
| 46 | BILL | Bill Holdings INC | — | EXIT | Sold out |
| 47 | VCIT | Vanguard Int-term Corporate | — | EXIT | Sold out |
| 48 | BIV | Vanguard Intermediate-term B | — | EXIT | Sold out |
| 49 | IBM | Intl Business Machines CORP | — | EXIT | Sold out |
| 50 | CMG | Chipotle Mexican Grill INC | — | EXIT | Sold out |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-05-11 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-02-02 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-11-04 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-08-06 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-05-05 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-01-28 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-11-01 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-08-07 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-05-09 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-02-01 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-10-25 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-07-26 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-05-11 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-02-13 | Amendment | View on EDGAR |
| 2022-12-31 | 2023-02-10 | 13F-HR | View on EDGAR |
| 2022-09-30 | 2022-11-14 | 13F-HR | View on EDGAR |
| 2022-06-30 | 2022-08-02 | 13F-HR | View on EDGAR |
| 2022-03-31 | 2022-05-12 | 13F-HR | View on EDGAR |
| 2021-12-31 | 2022-02-03 | 13F-HR | View on EDGAR |
| 2021-09-30 | 2021-11-12 | 13F-HR | View on EDGAR |
| 2021-06-30 | 2021-08-13 | 13F-HR | View on EDGAR |
| 2021-03-31 | 2021-05-10 | 13F-HR | View on EDGAR |
| 2020-12-31 | 2021-02-09 | 13F-HR | View on EDGAR |
| 2020-09-30 | 2020-11-10 | 13F-HR | View on EDGAR |
| 2020-06-30 | 2020-08-13 | 13F-HR | View on EDGAR |
| 2020-03-31 | 2020-05-11 | 13F-HR | View on EDGAR |
| 2019-12-31 | 2020-02-10 | 13F-HR | View on EDGAR |
| 2019-09-30 | 2019-11-12 | 13F-HR | View on EDGAR |
| 2019-06-30 | 2019-08-06 | 13F-HR | View on EDGAR |
| 2019-03-31 | 2019-05-08 | 13F-HR | View on EDGAR |
| 2018-12-31 | 2019-02-08 | 13F-HR | View on EDGAR |
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