Consumer Portfolio Services (CPSS) — 13F Holders Deep Dive (Q2 2026)

AI summary pending

Consumer Portfolio Services (ticker: CPSS) submitted an 8-K dated August 25, 2026, furnishing — under Regulation FD rules — a 20-slide investor presentation titled 'Company Summary as of June 30, 2026'. The deck is described as an update of similar presentations the company has put out from time to time, and it will also be posted on the company's investor relations website. No new financial statements or pro forma information were filed alongside it.

Consumer Portfolio Services (CPSS), a subprime auto lender, announced on August 18 that it closed an $80 million securitization of residual interests from its earlier deals. The new notes are backed by 100% of the residual interests — spread account balances and over-collateralization — from four securitizations issued between April 2022 and April 2023, plus an 80% stake in a majority-owned affiliate that holds the residuals from three more deals issued between July 2023 and April 2026. The notes carry a 10.25% coupon, pay interest monthly, and may require principal payments to maintain a specified minimum collateral ratio. CPS frames this as an ordinary-course financing arrangement.

This 8-K is Consumer Portfolio Services (ticker: CPSS) announcing its financial results for the second quarter and first half of 2026. The filing says the company will hold a conference call on August 5, 2026 at 1:00 p.m. ET to discuss the quarterly results, and the actual numbers are attached as an exhibit to this report. No specific figures or personnel changes are mentioned in the text of this 8-K itself.

Consumer Portfolio Services, Inc. (CPS) completed a securitization on July 22, 2026, where its subsidiary sold about $734.5 million of subprime auto loans to a trust (CPS Auto Receivables Trust 2026-C). This is a routine financing transaction to raise capital by offloading receivables.