Narus Financial Partners, LLC Institutional Portfolio (13F)

Sector-focusedMomentum followerConcentrated strategy

Total reported value

$381.6M

Reporting period: 2026-03-31 · Number of holdings: 163

Narus Financial Partners, LLC disclosed 163 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $381.6M and a quarterly turnover rate of 9.8%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "N"

Personality snowflake

Concentration: 79.23
Portfolio Stability: 9.78
Momentum/Contrarian: 100
Sector conviction: 100
Diversification: 100
Sizing Uniformity: 44.07

Recent moves

Add WMT
-2.5%　$13.4M
Add DBO
+9.5%　$1.2M
Trim NVDA
+1.5%　-$402.8K
Trim XLK
+5.4%　-$258.3K
Trim GOOGL
-0.1%　-$341.1K
Trim AAPL
+1.4%　-$286.7K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 162 holdings (of 163 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	WMT	Walmart INC	Stock-Consumer Staples	43.90%	+1.45%	-2.53%
2	GLD	Spdr Gold Shares	ETF-Commodities	3.66%	+0.10%	-0.44%
3	XLK	Ss Technology Select Sector	ETF-Tech	2.40%	-0.19%	+5.35%
4	VEA	Vanguard Ftse Developed ETF	ETF-Other	2.00%	-0.02%	+1.85%
5	NVDA	Nvidia CORP	Stock-Tech	1.95%	-0.21%	+1.45%
6	VO	Vanguard Mid-cap ETF	ETF-Other	1.46%	—	+1.69%
7	AAPL	Apple INC	Stock-Tech	1.34%	-0.15%	+1.45%
8	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	1.21%	—	+0.88%
9	EFV	Ishares Msci Eafe Value ETF	ETF-Other	1.20%	—	+0.39%
10	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.99%	-0.15%	-0.14%
11	VOX	Vanguard Communication Servi	ETF-Other	0.99%	-0.11%	+1.30%
12	PSCT	Invesco S&p Smallcap Informa	ETF-Other	0.97%	+0.02%	+1.92%
13	SCZ	Ishares Msci Eafe Small-cap	ETF-Other	0.89%	—	+1.91%
14	XLF	Ss Financial Select Sector	ETF-Other	0.85%	-0.13%	+1.28%
15	JPIE	Jpmorgan Income ETF	ETF-Other	0.82%	+0.12%	+22.58%
16	VB	Vanguard Small-cap ETF	ETF-Other	0.80%	—	-5.07%
17	IWR	Ishares Russell Mid-cap ETF	ETF-Other	0.78%	+0.01%	+5.42%
18	DFAS	Dimensional US Small Cap ETF	ETF-Small Cap	0.77%	—	-1.85%
19	MUB	Ishares National Muni Bond E	ETF-Other	0.75%	—	+4.40%
20	DBO	Invesco Db Oil Fund	ETF-Other	0.74%	+0.30%	+9.48%
21	BND	Vanguard Total Bond Market	ETF-Other	0.72%	+0.07%	+16.82%
22	VCSH	Vanguard S/t CORP Bond ETF	ETF-Corp Bonds	0.70%	+0.11%	+25.05%
23	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	0.69%	—	+1.64%
24	SPTI	Ss Spdr P Int Term Tsy ETF	ETF-Other	0.68%	—	+3.07%
25	VTV	Vanguard Value ETF	ETF-Other	0.68%	—	-1.26%
26	QQQ	Invesco Qqq Trust Series 1	ETF-Tech	0.62%	—	—
27	SUB	Ishares Short-term National	ETF-Other	0.62%	—	-1.94%
28	META	Meta Platforms Inc-class A	Stock-Comm Services	0.61%	-0.09%	+5.14%
29	IJR	Ishares Core S&p Small-cap E	ETF-Small Cap	0.60%	—	-5.57%
30	SPYM	Ste Str Spdr Pt S&p 500 ETF	ETF-Large Cap & Growth	0.59%	—	+0.29%
31	DFSD	Dimensional Short Duration	ETF-Other	0.58%	—	-0.44%
32	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.58%	—	+0.59%
33	AMZN	Amazon.com INC	Stock-Consumer Disc	0.57%	—	+11.01%
34	HYD	Vaneck High Yield Muni ETF	ETF-High Yield	0.55%	+0.14%	+43.08%
35	AGG	Ishares Core U.s. Aggregate	ETF-Other	0.53%	—	+1.39%
36	EPI	Wisdomtree India Earnings	ETF-Other	0.53%	-0.12%	-3.35%
37	XLV	Ss Health Care Select Sector	ETF-Other	0.49%	—	+1.23%
38	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.47%	—	+9.13%
39	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.47%	-0.10%	-9.03%
40	IAU	Ishares Gold Trust	ETF-Commodities	0.47%	—	+0.44%
41	JMST	JPM Ultra-short Muni Income	ETF-Other	0.47%	—	+0.69%
42	MSFT	Microsoft CORP	Stock-Tech	0.47%	-0.07%	+17.96%
43	GBIL	Goldman Sachs Access Treasur	ETF-Commodities	0.46%	+0.14%	+49.29%
44	EFA	Ishares Msci Eafe ETF	ETF-Other	0.42%	—	-1.92%
45	XLY	Ss Consumer Disc Select Sect	ETF-Other	0.42%	—	-0.01%
46	XOM	Exxon Mobil CORP	Stock-Energy	0.39%	+0.14%	+15.82%
47	TLT	Ishares 20+ Year Treasury Bd	ETF-Gov Bonds	0.39%	—	+0.63%
48	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	0.36%	—	-1.97%
49	IBM	Intl Business Machines CORP	Stock-Tech	0.36%	-0.09%	+1.68%
50	SPDW	Ste Str Spdr Pt Dw EU ETF	ETF-Other	0.35%	—	+6.05%

1–50 of 162

Portfolio Performance

Performance for Q3 2026

-6.3%

Performance Last 4 Quarters

+18.8%

Based on 88% of reported portfolio value with available pricing

Stdev: +12.1%
Beta: +0.58
Alpha: +9.4%
Max Drawdown: -7.4%
Annualized Perf: +21.2%
Batting Avg vs S&P: +58.3%
Sortino: +3.41
Stutzer: +0.48
Treynor: +0.35
Sterling: +1.36
Calmar: +2.88
Information Ratio: +0.15
Tracking Error: +10.9%
Stdev Down: +5.9%
Winning Months %: +69.4%
Losing Months %: +30.6%
Best 12 Months: +42.5%
Worst 12 Months: +16.8%
Efficiency Ratio: +0.7
Sharpe: +1.66
Stdev Sectors: +25.5%
Skewness: -0.28
Kurtosis: -0.17
Upside Potential: +4.86

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	163	$381.6M	10	1WMT 2GLD 3XLK Top holdings2026-03-31 1.WMT 2.GLD 3.XLK 4.VEA 5.NVDA 6.VO 7.AAPL 8.VTI 9.EFV 10.GOOGL
2025-12-31	162	$363.0M	5	1WMT 2GLD 3XLK Top holdings2025-12-31 1.WMT 2.GLD 3.XLK 4.NVDA 5.VEA 6.VO 7.AAPL 8.VTI 9.EFV 10.GOOGL
2025-09-30	171	$365.5M	28	1WMT 2GLD 3XLK Top holdings2025-09-30 1.WMT 2.GLD 3.XLK 4.NVDA 5.VEA 6.VO 7.AAPL 8.VTI 9.EFV 10.VOX
2025-06-30	157	$320.4M	0	1WMT 2GLD 3XLK Top holdings2025-06-30 1.WMT 2.GLD 3.XLK 4.NVDA 5.VEA 6.VO 7.VTI 8.AAPL 9.VOX 10.XLF
2025-03-31	149	$294.0M	100	1WMT 2GLD 3VEA Top holdings2025-03-31 1.WMT 2.GLD 3.VEA 4.XLK 5.DECK 6.VO 7.NVDA 8.AAPL 9.PSCT 10.VB
2024-12-31	145	$295.7M	0	1WMT 2GLD 3XLK Top holdings2024-12-31 1.WMT 2.GLD 3.XLK 4.VEA 5.VO 6.NVDA 7.AAPL 8.PSCT 9.VTI 10.VB
2024-09-30	149	$278.9M	0	1WMT 2GLD 3VEA Top holdings2024-09-30 1.WMT 2.GLD 3.VEA 4.XLK 5.VO 6.AAPL 7.BND 8.VTI 9.NVDA 10.VB
2024-06-30	142	$248.1M	0	1WMT 2XLK 3VEA Top holdings2024-06-30 1.WMT 2.XLK 3.VEA 4.GLD 5.AAPL 6.VTI 7.NVDA 8.VO 9.JPST 10.BND
2024-03-31	142	$234.3M	0	1WMT 2XLK 3VEA Top holdings2024-03-31 1.WMT 2.XLK 3.VEA 4.GLD 5.VTI 6.JPST 7.SCTXX 8.VO 9.BND 10.VB
2023-12-31	135	$207.6M	0	1WMT 2SCTXX 3VEA Top holdings2023-12-31 1.WMT 2.SCTXX 3.VEA 4.JPST 5.GLD 6.XLK 7.AAPL 8.VTI 9.VCSH 10.BND
2023-09-30	124	$194.9M	0	1WMT 2JPST 3GLD Top holdings2023-09-30 1.WMT 2.JPST 3.GLD 4.VEA 5.XLK 6.AAPL 7.VTI 8.BND 9.DBO 10.VTV
2023-06-30	120	$193.5M	0	1WMT 2JPST 3GLD Top holdings2023-06-30 1.WMT 2.JPST 3.GLD 4.AAPL 5.XLK 6.VEA 7.VTI 8.VTV 9.BND 10.VCSH
2023-03-31	111	$184.4M	0	1WMT 2JPST 3VTV Top holdings2023-03-31 1.WMT 2.JPST 3.VTV 4.GLD 5.JMST 6.VEA 7.AAPL 8.XLK 9.VTI 10.VCSH
2022-12-31	114	$173.2M	—	1WMT 2JPST 3VTV Top holdings2022-12-31 1.WMT 2.JPST 3.VTV 4.GLD 5.JMST 6.VTI 7.AAPL 8.DBO 9.VCSH 10.XLK
2022-09-30	110	$158.2M	—	1WMT 2JPST 3GLD Top holdings2022-09-30 1.WMT 2.JPST 3.GLD 4.VTI 5.AAPL 6.DBO 7.SPTI 8.VTV 9.XLK 10.VB
2022-06-30	112	$157.0M	—	1WMT 2JPST 3MUB Top holdings2022-06-30 1.WMT 2.JPST 3.MUB 4.GLD 5.DBO 6.AAPL 7.VTI 8.VB 9.XLK 10.SPTI
2022-03-31	112	$178.8M	0	1WMT 2MUB 3VB Top holdings2022-03-31 1.WMT 2.MUB 3.VB 4.XLK 5.AAPL 6.SPTI 7.GLD 8.VTI 9.DBO 10.AGG
2021-03-31	107	$167.8M	—	1WMT 2MUB 3VB Top holdings2021-03-31 1.WMT 2.MUB 3.VB 4.GLD 5.AAPL 6.VTI 7.VEA 8.JPST 9.SPTI 10.VO
2019-12-31	79	$142.8M	—	1WMT 2MUB 3VTI Top holdings2019-12-31 1.WMT 2.MUB 3.VTI 4.GLD 5.TLT 6.JPST 7.AAPL 8.VB 9.IXN 10.AGG
2019-09-30	70	$136.3M	—	1WMT 2MUB 3VTI Top holdings2019-09-30 1.WMT 2.MUB 3.VTI 4.GLD 5.TLT 6.AGG 7.AAPL 8.IXN 9.VB 10.XLK
2019-06-30	72	$129.3M	—	1WMT 2MUB 3VTI Top holdings2019-06-30 1.WMT 2.MUB 3.VTI 4.GLD 5.AGG 6.TLT 7.AAPL 8.VB 9.IXN 10.XLK
2017-09-30	81	$113.5M	12	1WMT 2MUB 3VTI Top holdings2017-09-30 1.WMT 2.MUB 3.VTI 4.IVV 5.FLOT 6.IXN 7.VB 8.AGG 9.VEA 10.GLD
2017-06-30	74	$103.5M	0	1WMT 2VTI 3MUB Top holdings2017-06-30 1.WMT 2.VTI 3.MUB 4.IVV 5.FLOT 6.AGG 7.IXN 8.XLK 9.AAPL 10.IEF
2017-03-31	74	$103.5M	13	1WMT 2VTI 3MUB Top holdings2017-03-31 1.WMT 2.VTI 3.MUB 4.IVV 5.FLOT 6.AGG 7.IXN 8.XLK 9.AAPL 10.IEF
2016-12-31	72	$94.9M	0	1WMT 2VTI 3IVV Top holdings2016-12-31 1.WMT 2.VTI 3.IVV 4.MUB 5.VCIT 6.AGG 7.IXN 8.XLK 9.VEA 10.IEF

Holding changes this quarter

Narus Financial Partners, LLC's most significant position changes for 2026-03-31: Sold out: Adobe INC (ADBE); Sold out: Deckers Outdoor CORP (DECK); New buy: Avantis Emerging Markets Eq (AVEM); Sold out: First Trust Nasdaq Cybersecu (CIBR); New buy: Invesco Db US Dollar Index B (UUP).

Position changes disclosed by Narus Financial Partners, LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	WMT	Walmart INC	+1.5%	-2.53%	Trim
2	DBO	Invesco Db Oil Fund	+0.3%	+9.48%	Add
3	HYD	Vaneck High Yield Muni ETF	+0.1%	+43.08%	Add
4	XOM	Exxon Mobil CORP	+0.1%	+15.82%	Add
5	GBIL	Goldman Sachs Access Treasur	+0.1%	+49.29%	Add
6	JPIE	Jpmorgan Income ETF	+0.1%	+22.58%	Add
7	VOE	Vanguard Mid-cap Value ETF	+0.1%	+69.09%	Add
8	VCSH	Vanguard S/t CORP Bond ETF	+0.1%	+25.05%	Add
9	GLD	Spdr Gold Shares	+0.1%	-0.44%	Trim
10	NFLX	Netflix INC	+0.1%	+93.78%	Add
11	BND	Vanguard Total Bond Market	+0.1%	+16.82%	Add
12	CAT	Caterpillar INC	+0.1%	+25.84%	Add
13	XLE	Ss Energy Select Sector	+0.1%	-2.24%	Trim
14	CVX	Chevron CORP	+0.1%	+8.14%	Add
15	VLO	Valero Energy CORP	+0.1%	+7.80%	Add
16	PSCT	Invesco S&p Smallcap Informa	0%	+1.92%	Add
17	IWR	Ishares Russell Mid-cap ETF	0%	+5.42%	Add
18	EFV	Ishares Msci Eafe Value ETF	—	+0.39%	Add
19	VEA	Vanguard Ftse Developed ETF	0%	+1.85%	Add
20	MSFT	Microsoft CORP	-0.1%	+17.96%	Add
21	TSLA	Tesla INC	-0.1%	-18.76%	Trim
22	IBM	Intl Business Machines CORP	-0.1%	+1.68%	Add
23	ORCL	Oracle CORP	-0.1%	+10.41%	Add
24	META	Meta Platforms Inc-class A	-0.1%	+5.14%	Add
25	SPY	Ss Spdr S&p 500 ETF Trust-us	-0.1%	-9.03%	Trim
26	VOX	Vanguard Communication Servi	-0.1%	+1.30%	Add
27	EPI	Wisdomtree India Earnings	-0.1%	-3.35%	Trim
28	XLF	Ss Financial Select Sector	-0.1%	+1.28%	Add
29	GOOGL	Alphabet Inc-cl A	-0.2%	-0.14%	Trim
30	AAPL	Apple INC	-0.2%	+1.45%	Add
31	XLK	Ss Technology Select Sector	-0.2%	+5.35%	Add
32	NVDA	Nvidia CORP	-0.2%	+1.45%	Add
33	ADBE	Adobe INC	—	EXIT	Sold out
34	DECK	Deckers Outdoor CORP	—	EXIT	Sold out
35	AVEM	Avantis Emerging Markets Eq	—	NEW	New buy
36	CIBR	First Trust Nasdaq Cybersecu	—	EXIT	Sold out
37	UUP	Invesco Db US Dollar Index B	—	NEW	New buy
38	NTAP	Netapp INC	—	EXIT	Sold out
39	JNJ	Johnson & Johnson	—	NEW	New buy
40	XSHQ	Invesco S&p Smallcap Quality	—	EXIT	Sold out
41	GIS	General Mills INC	—	NEW	New buy
42	DBC	Invesco Db Commodity Index T	—	NEW	New buy
43	MINT	Pimco Enhanced Short Maturit	—	NEW	New buy
44	FIX	Comfort Systems USA INC	—	NEW	New buy
45	CB	Chubb Limited	—	NEW	New buy
46	BLD	Topbuild CORP	—	EXIT	Sold out
47	ROST	Ross Stores INC	—	NEW	New buy
48	AVDE	Avantis International Equity	—	NEW	New buy
49	ZION	Zions Bancorp NA	—	EXIT	Sold out
50	VTEI	Vanguard Int Tax-exempt Bond	—	EXIT	Sold out

FAQ

What is Narus Financial Partners, LLC and what type of investor is it?

Narus Financial Partners, LLC is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $381.6M, spread across 163 disclosed positions.

What are Narus Financial Partners, LLC's largest equity positions?

Based on the latest 13F filing, Narus Financial Partners, LLC's top holdings by market value are: 1. Walmart INC (WMT) — $167.5M (43.9%) 2. Spdr Gold Shares (GLD) — $14.0M (3.7%) 3. Ss Technology Select Sector (XLK) — $9.1M (2.4%) 4. Vanguard Ftse Developed ETF (VEA) — $7.6M (2.0%) 5. Nvidia CORP (NVDA) — $7.5M (1.9%)

What changes did Narus Financial Partners, LLC make in its most recent portfolio filing?

In the latest reported quarter, Narus Financial Partners, LLC made 50 notable position adjustments: 10 new positions were initiated, 25 existing holdings were added to, 7 positions were partially reduced, and 8 were completely exited. The largest of these moves: Sold out: Adobe INC (ADBE); Sold out: Deckers Outdoor CORP (DECK); New buy: Avantis Emerging Markets Eq (AVEM); Sold out: First Trust Nasdaq Cybersecu (CIBR); New buy: Invesco Db US Dollar Index B (UUP)

What sectors does Narus Financial Partners, LLC focus on?

Narus Financial Partners, LLC is concentrated in the following sectors based on its current disclosed equity portfolio: • Consumer Staples: 79.6% • Information Technology: 10.0% • Communication Services: 3.5% • Financials: 2.2% • Consumer Discretionary: 1.6% • Health Care: 1.5%

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Narus Financial Partners, LLC Institutional Portfolio (13F)

Sector-focusedMomentum followerConcentrated strategy

Total reported value

$381.6M

Reporting period: 2026-03-31 · Number of holdings: 163

Narus Financial Partners, LLC disclosed 163 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $381.6M and a quarterly turnover rate of 9.8%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "N"

Personality snowflake

Concentration: 79.23
Portfolio Stability: 9.78
Momentum/Contrarian: 100
Sector conviction: 100
Diversification: 100
Sizing Uniformity: 44.07

Recent moves

Add WMT
-2.5%　$13.4M
Add DBO
+9.5%　$1.2M
Trim NVDA
+1.5%　-$402.8K
Trim XLK
+5.4%　-$258.3K
Trim GOOGL
-0.1%　-$341.1K
Trim AAPL
+1.4%　-$286.7K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

Showing top 162 holdings (of 163 total)

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	WMT	Walmart INC	Stock-Consumer Staples	43.90%	+1.45%	-2.53%
2	GLD	Spdr Gold Shares	ETF-Commodities	3.66%	+0.10%	-0.44%
3	XLK	Ss Technology Select Sector	ETF-Tech	2.40%	-0.19%	+5.35%
4	VEA	Vanguard Ftse Developed ETF	ETF-Other	2.00%	-0.02%	+1.85%
5	NVDA	Nvidia CORP	Stock-Tech	1.95%	-0.21%	+1.45%
6	VO	Vanguard Mid-cap ETF	ETF-Other	1.46%	—	+1.69%
7	AAPL	Apple INC	Stock-Tech	1.34%	-0.15%	+1.45%
8	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	1.21%	—	+0.88%
9	EFV	Ishares Msci Eafe Value ETF	ETF-Other	1.20%	—	+0.39%
10	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.99%	-0.15%	-0.14%
11	VOX	Vanguard Communication Servi	ETF-Other	0.99%	-0.11%	+1.30%
12	PSCT	Invesco S&p Smallcap Informa	ETF-Other	0.97%	+0.02%	+1.92%
13	SCZ	Ishares Msci Eafe Small-cap	ETF-Other	0.89%	—	+1.91%
14	XLF	Ss Financial Select Sector	ETF-Other	0.85%	-0.13%	+1.28%
15	JPIE	Jpmorgan Income ETF	ETF-Other	0.82%	+0.12%	+22.58%
16	VB	Vanguard Small-cap ETF	ETF-Other	0.80%	—	-5.07%
17	IWR	Ishares Russell Mid-cap ETF	ETF-Other	0.78%	+0.01%	+5.42%
18	DFAS	Dimensional US Small Cap ETF	ETF-Small Cap	0.77%	—	-1.85%
19	MUB	Ishares National Muni Bond E	ETF-Other	0.75%	—	+4.40%
20	DBO	Invesco Db Oil Fund	ETF-Other	0.74%	+0.30%	+9.48%
21	BND	Vanguard Total Bond Market	ETF-Other	0.72%	+0.07%	+16.82%
22	VCSH	Vanguard S/t CORP Bond ETF	ETF-Corp Bonds	0.70%	+0.11%	+25.05%
23	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	0.69%	—	+1.64%
24	SPTI	Ss Spdr P Int Term Tsy ETF	ETF-Other	0.68%	—	+3.07%
25	VTV	Vanguard Value ETF	ETF-Other	0.68%	—	-1.26%
26	QQQ	Invesco Qqq Trust Series 1	ETF-Tech	0.62%	—	—
27	SUB	Ishares Short-term National	ETF-Other	0.62%	—	-1.94%
28	META	Meta Platforms Inc-class A	Stock-Comm Services	0.61%	-0.09%	+5.14%
29	IJR	Ishares Core S&p Small-cap E	ETF-Small Cap	0.60%	—	-5.57%
30	SPYM	Ste Str Spdr Pt S&p 500 ETF	ETF-Large Cap & Growth	0.59%	—	+0.29%
31	DFSD	Dimensional Short Duration	ETF-Other	0.58%	—	-0.44%
32	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.58%	—	+0.59%
33	AMZN	Amazon.com INC	Stock-Consumer Disc	0.57%	—	+11.01%
34	HYD	Vaneck High Yield Muni ETF	ETF-High Yield	0.55%	+0.14%	+43.08%
35	AGG	Ishares Core U.s. Aggregate	ETF-Other	0.53%	—	+1.39%
36	EPI	Wisdomtree India Earnings	ETF-Other	0.53%	-0.12%	-3.35%
37	XLV	Ss Health Care Select Sector	ETF-Other	0.49%	—	+1.23%
38	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.47%	—	+9.13%
39	SPY	Ss Spdr S&p 500 ETF Trust-us	ETF-Large Cap & Growth	0.47%	-0.10%	-9.03%
40	IAU	Ishares Gold Trust	ETF-Commodities	0.47%	—	+0.44%
41	JMST	JPM Ultra-short Muni Income	ETF-Other	0.47%	—	+0.69%
42	MSFT	Microsoft CORP	Stock-Tech	0.47%	-0.07%	+17.96%
43	GBIL	Goldman Sachs Access Treasur	ETF-Commodities	0.46%	+0.14%	+49.29%
44	EFA	Ishares Msci Eafe ETF	ETF-Other	0.42%	—	-1.92%
45	XLY	Ss Consumer Disc Select Sect	ETF-Other	0.42%	—	-0.01%
46	XOM	Exxon Mobil CORP	Stock-Energy	0.39%	+0.14%	+15.82%
47	TLT	Ishares 20+ Year Treasury Bd	ETF-Gov Bonds	0.39%	—	+0.63%
48	VWO	Vanguard Ftse Emerging Marke	ETF-Emerging Markets	0.36%	—	-1.97%
49	IBM	Intl Business Machines CORP	Stock-Tech	0.36%	-0.09%	+1.68%
50	SPDW	Ste Str Spdr Pt Dw EU ETF	ETF-Other	0.35%	—	+6.05%

1–50 of 162

Portfolio Performance

Performance for Q3 2026

-6.3%

Performance Last 4 Quarters

+18.8%

Based on 88% of reported portfolio value with available pricing

Stdev: +12.1%
Beta: +0.58
Alpha: +9.4%
Max Drawdown: -7.4%
Annualized Perf: +21.2%
Batting Avg vs S&P: +58.3%
Sortino: +3.41
Stutzer: +0.48
Treynor: +0.35
Sterling: +1.36
Calmar: +2.88
Information Ratio: +0.15
Tracking Error: +10.9%
Stdev Down: +5.9%
Winning Months %: +69.4%
Losing Months %: +30.6%
Best 12 Months: +42.5%
Worst 12 Months: +16.8%
Efficiency Ratio: +0.7
Sharpe: +1.66
Stdev Sectors: +25.5%
Skewness: -0.28
Kurtosis: -0.17
Upside Potential: +4.86

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	163	$381.6M	10	1WMT 2GLD 3XLK Top holdings2026-03-31 1.WMT 2.GLD 3.XLK 4.VEA 5.NVDA 6.VO 7.AAPL 8.VTI 9.EFV 10.GOOGL
2025-12-31	162	$363.0M	5	1WMT 2GLD 3XLK Top holdings2025-12-31 1.WMT 2.GLD 3.XLK 4.NVDA 5.VEA 6.VO 7.AAPL 8.VTI 9.EFV 10.GOOGL
2025-09-30	171	$365.5M	28	1WMT 2GLD 3XLK Top holdings2025-09-30 1.WMT 2.GLD 3.XLK 4.NVDA 5.VEA 6.VO 7.AAPL 8.VTI 9.EFV 10.VOX
2025-06-30	157	$320.4M	0	1WMT 2GLD 3XLK Top holdings2025-06-30 1.WMT 2.GLD 3.XLK 4.NVDA 5.VEA 6.VO 7.VTI 8.AAPL 9.VOX 10.XLF
2025-03-31	149	$294.0M	100	1WMT 2GLD 3VEA Top holdings2025-03-31 1.WMT 2.GLD 3.VEA 4.XLK 5.DECK 6.VO 7.NVDA 8.AAPL 9.PSCT 10.VB
2024-12-31	145	$295.7M	0	1WMT 2GLD 3XLK Top holdings2024-12-31 1.WMT 2.GLD 3.XLK 4.VEA 5.VO 6.NVDA 7.AAPL 8.PSCT 9.VTI 10.VB
2024-09-30	149	$278.9M	0	1WMT 2GLD 3VEA Top holdings2024-09-30 1.WMT 2.GLD 3.VEA 4.XLK 5.VO 6.AAPL 7.BND 8.VTI 9.NVDA 10.VB
2024-06-30	142	$248.1M	0	1WMT 2XLK 3VEA Top holdings2024-06-30 1.WMT 2.XLK 3.VEA 4.GLD 5.AAPL 6.VTI 7.NVDA 8.VO 9.JPST 10.BND
2024-03-31	142	$234.3M	0	1WMT 2XLK 3VEA Top holdings2024-03-31 1.WMT 2.XLK 3.VEA 4.GLD 5.VTI 6.JPST 7.SCTXX 8.VO 9.BND 10.VB
2023-12-31	135	$207.6M	0	1WMT 2SCTXX 3VEA Top holdings2023-12-31 1.WMT 2.SCTXX 3.VEA 4.JPST 5.GLD 6.XLK 7.AAPL 8.VTI 9.VCSH 10.BND
2023-09-30	124	$194.9M	0	1WMT 2JPST 3GLD Top holdings2023-09-30 1.WMT 2.JPST 3.GLD 4.VEA 5.XLK 6.AAPL 7.VTI 8.BND 9.DBO 10.VTV
2023-06-30	120	$193.5M	0	1WMT 2JPST 3GLD Top holdings2023-06-30 1.WMT 2.JPST 3.GLD 4.AAPL 5.XLK 6.VEA 7.VTI 8.VTV 9.BND 10.VCSH
2023-03-31	111	$184.4M	0	1WMT 2JPST 3VTV Top holdings2023-03-31 1.WMT 2.JPST 3.VTV 4.GLD 5.JMST 6.VEA 7.AAPL 8.XLK 9.VTI 10.VCSH
2022-12-31	114	$173.2M	—	1WMT 2JPST 3VTV Top holdings2022-12-31 1.WMT 2.JPST 3.VTV 4.GLD 5.JMST 6.VTI 7.AAPL 8.DBO 9.VCSH 10.XLK
2022-09-30	110	$158.2M	—	1WMT 2JPST 3GLD Top holdings2022-09-30 1.WMT 2.JPST 3.GLD 4.VTI 5.AAPL 6.DBO 7.SPTI 8.VTV 9.XLK 10.VB
2022-06-30	112	$157.0M	—	1WMT 2JPST 3MUB Top holdings2022-06-30 1.WMT 2.JPST 3.MUB 4.GLD 5.DBO 6.AAPL 7.VTI 8.VB 9.XLK 10.SPTI
2022-03-31	112	$178.8M	0	1WMT 2MUB 3VB Top holdings2022-03-31 1.WMT 2.MUB 3.VB 4.XLK 5.AAPL 6.SPTI 7.GLD 8.VTI 9.DBO 10.AGG
2021-03-31	107	$167.8M	—	1WMT 2MUB 3VB Top holdings2021-03-31 1.WMT 2.MUB 3.VB 4.GLD 5.AAPL 6.VTI 7.VEA 8.JPST 9.SPTI 10.VO
2019-12-31	79	$142.8M	—	1WMT 2MUB 3VTI Top holdings2019-12-31 1.WMT 2.MUB 3.VTI 4.GLD 5.TLT 6.JPST 7.AAPL 8.VB 9.IXN 10.AGG
2019-09-30	70	$136.3M	—	1WMT 2MUB 3VTI Top holdings2019-09-30 1.WMT 2.MUB 3.VTI 4.GLD 5.TLT 6.AGG 7.AAPL 8.IXN 9.VB 10.XLK
2019-06-30	72	$129.3M	—	1WMT 2MUB 3VTI Top holdings2019-06-30 1.WMT 2.MUB 3.VTI 4.GLD 5.AGG 6.TLT 7.AAPL 8.VB 9.IXN 10.XLK
2017-09-30	81	$113.5M	12	1WMT 2MUB 3VTI Top holdings2017-09-30 1.WMT 2.MUB 3.VTI 4.IVV 5.FLOT 6.IXN 7.VB 8.AGG 9.VEA 10.GLD
2017-06-30	74	$103.5M	0	1WMT 2VTI 3MUB Top holdings2017-06-30 1.WMT 2.VTI 3.MUB 4.IVV 5.FLOT 6.AGG 7.IXN 8.XLK 9.AAPL 10.IEF
2017-03-31	74	$103.5M	13	1WMT 2VTI 3MUB Top holdings2017-03-31 1.WMT 2.VTI 3.MUB 4.IVV 5.FLOT 6.AGG 7.IXN 8.XLK 9.AAPL 10.IEF
2016-12-31	72	$94.9M	0	1WMT 2VTI 3IVV Top holdings2016-12-31 1.WMT 2.VTI 3.IVV 4.MUB 5.VCIT 6.AGG 7.IXN 8.XLK 9.VEA 10.IEF

Holding changes this quarter

Position changes disclosed by Narus Financial Partners, LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	WMT	Walmart INC	+1.5%	-2.53%	Trim
2	DBO	Invesco Db Oil Fund	+0.3%	+9.48%	Add
3	HYD	Vaneck High Yield Muni ETF	+0.1%	+43.08%	Add
4	XOM	Exxon Mobil CORP	+0.1%	+15.82%	Add
5	GBIL	Goldman Sachs Access Treasur	+0.1%	+49.29%	Add
6	JPIE	Jpmorgan Income ETF	+0.1%	+22.58%	Add
7	VOE	Vanguard Mid-cap Value ETF	+0.1%	+69.09%	Add
8	VCSH	Vanguard S/t CORP Bond ETF	+0.1%	+25.05%	Add
9	GLD	Spdr Gold Shares	+0.1%	-0.44%	Trim
10	NFLX	Netflix INC	+0.1%	+93.78%	Add
11	BND	Vanguard Total Bond Market	+0.1%	+16.82%	Add
12	CAT	Caterpillar INC	+0.1%	+25.84%	Add
13	XLE	Ss Energy Select Sector	+0.1%	-2.24%	Trim
14	CVX	Chevron CORP	+0.1%	+8.14%	Add
15	VLO	Valero Energy CORP	+0.1%	+7.80%	Add
16	PSCT	Invesco S&p Smallcap Informa	0%	+1.92%	Add
17	IWR	Ishares Russell Mid-cap ETF	0%	+5.42%	Add
18	EFV	Ishares Msci Eafe Value ETF	—	+0.39%	Add
19	VEA	Vanguard Ftse Developed ETF	0%	+1.85%	Add
20	MSFT	Microsoft CORP	-0.1%	+17.96%	Add
21	TSLA	Tesla INC	-0.1%	-18.76%	Trim
22	IBM	Intl Business Machines CORP	-0.1%	+1.68%	Add
23	ORCL	Oracle CORP	-0.1%	+10.41%	Add
24	META	Meta Platforms Inc-class A	-0.1%	+5.14%	Add
25	SPY	Ss Spdr S&p 500 ETF Trust-us	-0.1%	-9.03%	Trim
26	VOX	Vanguard Communication Servi	-0.1%	+1.30%	Add
27	EPI	Wisdomtree India Earnings	-0.1%	-3.35%	Trim
28	XLF	Ss Financial Select Sector	-0.1%	+1.28%	Add
29	GOOGL	Alphabet Inc-cl A	-0.2%	-0.14%	Trim
30	AAPL	Apple INC	-0.2%	+1.45%	Add
31	XLK	Ss Technology Select Sector	-0.2%	+5.35%	Add
32	NVDA	Nvidia CORP	-0.2%	+1.45%	Add
33	ADBE	Adobe INC	—	EXIT	Sold out
34	DECK	Deckers Outdoor CORP	—	EXIT	Sold out
35	AVEM	Avantis Emerging Markets Eq	—	NEW	New buy
36	CIBR	First Trust Nasdaq Cybersecu	—	EXIT	Sold out
37	UUP	Invesco Db US Dollar Index B	—	NEW	New buy
38	NTAP	Netapp INC	—	EXIT	Sold out
39	JNJ	Johnson & Johnson	—	NEW	New buy
40	XSHQ	Invesco S&p Smallcap Quality	—	EXIT	Sold out
41	GIS	General Mills INC	—	NEW	New buy
42	DBC	Invesco Db Commodity Index T	—	NEW	New buy
43	MINT	Pimco Enhanced Short Maturit	—	NEW	New buy
44	FIX	Comfort Systems USA INC	—	NEW	New buy
45	CB	Chubb Limited	—	NEW	New buy
46	BLD	Topbuild CORP	—	EXIT	Sold out
47	ROST	Ross Stores INC	—	NEW	New buy
48	AVDE	Avantis International Equity	—	NEW	New buy
49	ZION	Zions Bancorp NA	—	EXIT	Sold out
50	VTEI	Vanguard Int Tax-exempt Bond	—	EXIT	Sold out