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Downshift Financial, LLC

Diversified strategySector-focusedMomentum follower

Total reported value

$193.2M

Reporting period: 2026-03-31 · Number of holdings: 77

Downshift Financial, LLC disclosed 77 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $193.2M and a quarterly turnover rate of 25.4%.

Personality snowflake

Concentration
22.49
Portfolio Stability
25.43
Momentum/Contrarian
100
Sector conviction
100
Diversification
100
Sizing Uniformity
81.63

Recent moves

  • Add SCHB

    +75.4%　$8.8M

  • Trim SCHX

    -11.9%　-$1.5M

  • Trim VV

    -6.8%　-$227.6K

  • Trim SCHM

    -10.8%　-$439.4K

  • Trim SCHA

    -21.3%　-$686.1K

  • Add VTI

    +24.3%　$4.0M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#TickerIssuerAsset SubclassWeightWeight ChangeShares Change4Q Trend
1SCHFSchwab Intl Equity ETFETF-Other10.05%-0.49%+10.38%
2SCHBSchwab US Broad Market ETFETF-Other9.94%+3.52%+75.45%
3SCHXSchwab US Large-cap ETFETF-Other9.56%-2.77%-11.94%
4VTIVanguard Total Stock Mkt ETFETF-Other8.92%+0.77%+24.29%
5SCHRSchwab Intermediate-term USETF-Other8.73%+0.31%+24.53%
6VVVanguard Large-cap ETFETF-Other5.29%-1.15%-6.79%
7VXUSVanguard Total Intl StockETF-Other4.51%-0.04%+14.72%
8VGITVanguard Intermediate-term TETF-Other3.41%-0.56%+3.18%
9SCHMSchwab US Mid Cap ETFETF-Other3.35%-0.91%-10.80%
10SPYMSte Str Spdr Pt S&p 500 ETFETF-Large Cap & Growth2.77%+0.04%+15.15%
11IXUSIshares Core Intl Stock ETFETF-Other2.40%-0.64%-8.76%
12SPDWSte Str Spdr Pt Dw EU ETFETF-Other1.94%-0.17%+6.30%
13SCHASchwab US Small-cap ETFETF-Other1.89%-0.78%-21.27%
14SCHGSchwab US Large-cap GrowthETF-Other1.80%+1.80%NEW
15VOVanguard Mid-cap ETFETF-Other1.72%+0.10%+389.22%
16VOOVanguard S&p 500 ETFETF-Large Cap & Growth1.69%+0.05%+17.55%
17SPTISs Spdr P Int Term Tsy ETFETF-Other1.47%-0.17%+7.40%
18NVDANvidia CORPStock-Tech1.39%+0.13%+8.32%
19VEAVanguard Ftse Developed ETFETF-Other1.25%+0.37%+65.40%
20IVVIshares Core S&p 500 ETFETF-Large Cap & Growth1.23%-0.58%-22.66%
21AAUSAlpha Architect US Eqy ETFETF-Other0.99%+0.99%NEW
22SPMDSs Spdr P S&p 400 Midcap ETFETF-Other0.93%-0.09%+4.45%
23VBVanguard Small-cap ETFETF-Other0.90%+0.10%+28.70%
24VTVVanguard Value ETFETF-Other0.64%+0.43%+257.35%
25VWOVanguard Ftse Emerging MarkeETF-Emerging Markets0.56%+0.10%+40.03%
26ITOTIshares Core S&p Total U.s.ETF-Other0.51%—+0.59%
27SPTSSs Spdr P St Term Tsy ETFETF-Other0.50%—+8.19%
28SPSMSs Spdr P S&p 600 Small CapETF-Small Cap0.45%—+1.49%
29SCHOSchwab Short-term US TreasETF-Other0.45%—+11.61%
30VONEVanguard Russell 1000ETF-Other0.44%——
31VUGVanguard Growth ETFETF-Other0.43%+0.43%NEW
32VBRVanguard Small-cap Value ETFETF-Other0.37%—+4.03%
33FNDFSchwab Fndmn Intl Lrg Co ETFETF-Other0.36%—+6.71%
34MUBIshares National Muni Bond EETF-Other0.35%+0.16%+122.92%
35GOOGAlphabet Inc-cl CStock-Comm Services0.35%+0.21%+183.90%
36SCHQSchwab Long-term US TreasuryETF-Gov Bonds0.34%—+2.11%
37GOVTIshares US Treasury Bond ETFETF-Gov Bonds0.33%——
38GOOGLAlphabet Inc-cl AStock-Comm Services0.31%+0.13%+91.59%
39AAPLApple INCStock-Tech0.30%—+23.50%
40BALLBall CORPStock-Consumer Disc0.29%——
41SCHDSchwab US Dvd Equity ETFETF-Other0.29%—+19.68%
42SCHZSchwab US Aggregate Bond ETFETF-Other0.28%-0.48%-56.45%
43IJHIshares Core S&p Midcap ETFETF-Other0.26%-0.17%-28.98%
44MSFTMicrosoft CORPStock-Tech0.25%—+6.47%
45IEFAIshares Core Msci Eafe ETFETF-Other0.24%——
46ESGVVanguard Esg US Stock ETFETF-Other0.24%—+0.27%
47SGOVIshares 0-3 Month Treasury BETF-Gov Bonds0.24%+0.24%NEW
48TSLATesla INCStock-Consumer Disc0.21%+0.21%NEW
49VXFVanguard Extended Market ETFETF-Other0.21%—+6.92%
50SCHPSchwab U.s. Tips ETFETF-Other0.21%-0.22%-42.63%
1–50 of 77

Holding changes this quarter

Downshift Financial, LLC's most significant position changes for 2026-03-31: New buy: Schwab US Large-cap Growth (SCHG); New buy: Alpha Architect US Eqy ETF (AAUS); New buy: Vanguard Growth ETF (VUG); Sold out: American Express Co (AXP); New buy: Ishares 0-3 Month Treasury B (SGOV).

Position changes disclosed by Downshift Financial, LLC for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#TickerIssuerWeight ChangeShares ChangeAction
1SCHBSchwab US Broad Market ETF+3.5%+75.45%Add
2VTIVanguard Total Stock Mkt ETF+0.8%+24.29%Add
3VTVVanguard Value ETF+0.4%+257.35%Add
4VEAVanguard Ftse Developed ETF+0.4%+65.40%Add
5SCHRSchwab Intermediate-term US+0.3%+24.53%Add
6GOOGAlphabet Inc-cl C+0.2%+183.90%Add
7MUBIshares National Muni Bond E+0.2%+122.92%Add
8NVDANvidia CORP+0.1%+8.32%Add
9GOOGLAlphabet Inc-cl A+0.1%+91.59%Add
10VOVanguard Mid-cap ETF+0.1%+389.22%Add
11VBVanguard Small-cap ETF+0.1%+28.70%Add
12VWOVanguard Ftse Emerging Marke+0.1%+40.03%Add
13VOOVanguard S&p 500 ETF+0.1%+17.55%Add
14SPYMSte Str Spdr Pt S&p 500 ETF0%+15.15%Add
15AMZNAmazon.com INC0%+25.67%Add
16VXUSVanguard Total Intl Stock0%+14.72%Add
17SPMDSs Spdr P S&p 400 Midcap ETF-0.1%+4.45%Add
18SPDWSte Str Spdr Pt Dw EU ETF-0.2%+6.30%Add
19VGTVanguard Info Tech ETF-0.2%+257.75%Add
20IJHIshares Core S&p Midcap ETF-0.2%-28.98%Trim
21SPTISs Spdr P Int Term Tsy ETF-0.2%+7.40%Add
22SCHPSchwab U.s. Tips ETF-0.2%-42.63%Trim
23SCHZSchwab US Aggregate Bond ETF-0.5%-56.45%Trim
24SCHFSchwab Intl Equity ETF-0.5%+10.38%Add
25VGITVanguard Intermediate-term T-0.6%+3.18%Add
26IVVIshares Core S&p 500 ETF-0.6%-22.66%Trim
27IXUSIshares Core Intl Stock ETF-0.6%-8.76%Trim
28SCHASchwab US Small-cap ETF-0.8%-21.27%Trim
29SCHMSchwab US Mid Cap ETF-0.9%-10.80%Trim
30VVVanguard Large-cap ETF-1.2%-6.79%Trim
31SCHXSchwab US Large-cap ETF-2.8%-11.94%Trim
32SCHGSchwab US Large-cap Growth—NEWNew buy
33AAUSAlpha Architect US Eqy ETF—NEWNew buy
34VUGVanguard Growth ETF—NEWNew buy
35AXPAmerican Express Co—EXITSold out
36SGOVIshares 0-3 Month Treasury B—NEWNew buy
37LLYEli Lilly & Co—EXITSold out
38TSLATesla INC—NEWNew buy
39BNDVanguard Total Bond Market—NEWNew buy
40CRDOCredo Technology Group Holding Ltd—NEWNew buy
41MELIMercadolibre INC—NEWNew buy
42COSTCostco Wholesale CORP—NEWNew buy
43IBMOIshares Ibonds Dec 2026 Term—NEWNew buy
44PDBCInvesco Optimum Yield Divers—NEWNew buy
45IBMIntl Business Machines CORP—EXITSold out
46AVGOBroadcom INC—EXITSold out
47DTEDte Energy Company—EXITSold out
48VNQVanguard Real Estate ETF—NEWNew buy
49EEMIshares Msci Emerging Market—NEWNew buy
50FISVFiserv INC—NEWNew buy

FAQ

What is Downshift Financial, LLC and what type of investor is it?
Downshift Financial, LLC is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $193.2M, spread across 77 disclosed positions.
What are Downshift Financial, LLC's largest equity positions?
Based on the latest 13F filing, Downshift Financial, LLC's top holdings by market value are: 1. Schwab Intl Equity ETF (SCHF) — $19.4M (10.1%) 2. Schwab US Broad Market ETF (SCHB) — $19.2M (9.9%) 3. Schwab US Large-cap ETF (SCHX) — $18.5M (9.6%) 4. Vanguard Total Stock Mkt ETF (VTI) — $17.2M (8.9%) 5. Schwab Intermediate-term US (SCHR) — $16.9M (8.7%)
What changes did Downshift Financial, LLC make in its most recent portfolio filing?
In the latest reported quarter, Downshift Financial, LLC made 50 notable position adjustments: 14 new positions were initiated, 22 existing holdings were added to, 9 positions were partially reduced, and 5 were completely exited. The largest of these moves: New buy: Schwab US Large-cap Growth (SCHG); New buy: Alpha Architect US Eqy ETF (AAUS); New buy: Vanguard Growth ETF (VUG); Sold out: American Express Co (AXP); New buy: Ishares 0-3 Month Treasury B (SGOV)
What sectors does Downshift Financial, LLC focus on?
Downshift Financial, LLC is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 53.3% • Communication Services: 18.1% • Consumer Discretionary: 16.0% • Financials: 8.3% • Consumer Staples: 4.3%