RC

Retirement Capital Strategies

Diversified strategySector-focusedMomentum follower

Total reported value

$264.6M

Reporting period: 2026-03-31 · Number of holdings: 62

RETIREMENT CAPITAL STRATEGIES disclosed 62 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $264.6M and a quarterly turnover rate of 28.3%.

Personality snowflake

Concentration
20.53
Portfolio Stability
28.3
Momentum/Contrarian
100
Sector conviction
100
Diversification
100
Sizing Uniformity
85.11

Recent moves

  • Trim SLV

    -76.6%　-$4.6M

  • Trim GLD

    -62.3%　-$3.5M

  • Add USFR

    +119.4%　$3.1M

  • Add GSST

    +599.3%　$2.4M

  • Add BIV

    +5.0%　$770.2K

  • Add AGG

    +4.2%　$669.7K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#TickerIssuerAsset SubclassWeightWeight ChangeShares Change4Q Trend
1VTVanguard Tot World Stk ETFETF-Other11.39%+0.18%+1.67%
2VTIVanguard Total Stock Mkt ETFETF-Other10.62%+0.10%+3.45%
3BIVVanguard Intermediate-term BETF-Other7.45%+0.43%+5.01%
4AGGIshares Core U.s. AggregateETF-Other7.27%+0.39%+4.24%
5VOOVanguard S&p 500 ETFETF-Large Cap & Growth5.35%-0.23%-1.28%
6JPSTJpmorgan Ultra-short IncomeETF-Other4.26%+4.26%NEW
7SPTMSs Spdr P S&p 1500 Comp ETFETF-Other3.98%-0.14%-1.20%
8EFIVSs Spdr S&p 500 Esg ETFETF-Large Cap & Growth3.75%-0.15%-1.09%
9IUSBIshr Cr Unvrse Usd Bd Etf-uiETF-Other3.73%+0.25%+5.93%
10BNDVanguard Total Bond MarketETF-Other3.47%+0.12%+2.37%
11GSYInvesco Ultra Short DurationETF-Other3.25%+3.25%NEW
12GBILGoldman Sachs Access TreasurETF-Commodities2.71%+0.35%+12.39%
13BILSSs Spdrb B 3-12m T-bill ETFETF-Other2.66%+0.34%+12.14%
14AAPLApple INCStock-Tech2.61%-0.15%-0.58%
15USFRWisdomtree Floating Rate TreETF-Other2.14%+1.18%+119.36%
16MMM3m CoStock-Industrials1.76%-0.15%-0.79%
17ANETArista Networks INCStock-Tech1.49%-0.07%+0.01%
18ESGVVanguard Esg US Stock ETFETF-Other1.37%-0.10%-1.49%
19ICSHIshares Ultra Short DurationETF-Other1.29%+1.29%NEW
20EUSBIshr Esg Advn Universal Bd-$ETF-Other1.17%—+2.69%
21XBILF/m US Treasury 6 Month BillETF-Gov Bonds1.17%-0.06%-6.99%
22EAGGIshares Esg Aware US AggregaETF-Other1.17%—+2.65%
23LPLALpl Financial Holdings INCStock-Financials1.14%-0.19%—
24GSSTGoldman Sachs Ultra Short BoETF-Commodities1.08%+0.93%+599.28%
25NUBDNuveen Esg US Aggregate BondETF-Other1.05%—+2.98%
26GLDSpdr Gold SharesETF-Commodities0.92%-1.29%-62.26%
27MSFTMicrosoft CORPStock-Tech0.89%-0.25%+0.44%
28NVDANvidia CORPStock-Tech0.87%-0.04%+0.31%
29SNPEXtrckr S&p 500 Scor&scrn ETFETF-Large Cap & Growth0.86%-0.04%-0.88%
30TFLOIshares Treasury Floating RaETF-Gov Bonds0.82%+0.32%+59.43%
31SHVIshares 0-1 Year Treasury BoETF-Gov Bonds0.70%+0.35%+92.84%
32SLVIshares Silver TrustETF-Commodities0.58%-1.70%-76.56%
33TBILF/m US Treasury 3 Month BillETF-Gov Bonds0.55%-0.16%-23.71%
34ETNEaton Corporation plcStock-Industrials0.54%+0.07%—
35SGOVIshares 0-3 Month Treasury BETF-Gov Bonds0.51%—-4.26%
36TSLATesla INCStock-Consumer Disc0.44%-0.09%—
37BILSs Spdr Bb 1-3m T-bill ETFETF-Gov Bonds0.42%—-5.17%
38CSCOCisco Systems INCStock-Tech0.42%——
39ESGUIshares Esg Aware Msci USAETF-Other0.39%-0.02%-3.03%
40MDYState Street Spdr S&p MidcapETF-Other0.35%——
41XVVIshares Esg Select ScreenedETF-Other0.29%——
42GEVGE Vernova INCStock-Industrials0.24%+0.07%+0.14%
43OBILF/m US Treasury 12 Month BilETF-Gov Bonds0.23%-0.18%-44.63%
44INTCIntel CORPStock-Tech0.22%+0.04%—
45GEGeneral ElectricStock-Industrials0.21%——
46IVVIshares Core S&p 500 ETFETF-Large Cap & Growth0.20%——
47SHYIshares 1-3 Year Treasury BoETF-Gov Bonds0.19%——
48SPTSSs Spdr P St Term Tsy ETFETF-Other0.19%——
49VGSHVanguard Short-term TreasuryETF-Gov Bonds0.19%——
50SCHOSchwab Short-term US TreasETF-Other0.19%——
1–50 of 62

Holding changes this quarter

Retirement Capital Strategies's most significant position changes for 2026-03-31: New buy: Jpmorgan Ultra-short Income (JPST); New buy: Invesco Ultra Short Duration (GSY); Sold out: Ishares Mbs ETF (MBB); Sold out: Ss Spdr P Mort Back Bond ETF (SPMB); Sold out: Ishares 3-7 Year Treasury Bo (IEI).

Position changes disclosed by Retirement Capital Strategies for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#TickerIssuerWeight ChangeShares ChangeAction
1USFRWisdomtree Floating Rate Tre+1.2%+119.36%Add
2GSSTGoldman Sachs Ultra Short Bo+0.9%+599.28%Add
3BIVVanguard Intermediate-term B+0.4%+5.01%Add
4AGGIshares Core U.s. Aggregate+0.4%+4.24%Add
5SHVIshares 0-1 Year Treasury Bo+0.4%+92.84%Add
6GBILGoldman Sachs Access Treasur+0.4%+12.39%Add
7BILSSs Spdrb B 3-12m T-bill ETF+0.3%+12.14%Add
8TFLOIshares Treasury Floating Ra+0.3%+59.43%Add
9IUSBIshr Cr Unvrse Usd Bd Etf-ui+0.3%+5.93%Add
10VTVanguard Tot World Stk ETF+0.2%+1.67%Add
11BNDVanguard Total Bond Market+0.1%+2.37%Add
12VTIVanguard Total Stock Mkt ETF+0.1%+3.45%Add
13GEVGE Vernova INC+0.1%+0.14%Add
14ETNEaton Corporation plc+0.1%—Unchanged
15INTCIntel CORP0%—Unchanged
16ESGUIshares Esg Aware Msci USA0%-3.03%Trim
17SOLVSolventum CORP0%—Unchanged
18NVDANvidia CORP0%+0.31%Add
19SNPEXtrckr S&p 500 Scor&scrn ETF0%-0.88%Trim
20XBILF/m US Treasury 6 Month Bill-0.1%-6.99%Trim
21ANETArista Networks INC-0.1%+0.01%Add
22TSLATesla INC-0.1%—Unchanged
23ESGVVanguard Esg US Stock ETF-0.1%-1.49%Trim
24SPTMSs Spdr P S&p 1500 Comp ETF-0.1%-1.20%Trim
25EFIVSs Spdr S&p 500 Esg ETF-0.2%-1.09%Trim
26AAPLApple INC-0.2%-0.58%Trim
27MMM3m Co-0.2%-0.79%Trim
28TBILF/m US Treasury 3 Month Bill-0.2%-23.71%Trim
29OBILF/m US Treasury 12 Month Bil-0.2%-44.63%Trim
30LPLALpl Financial Holdings INC-0.2%—Unchanged
31VOOVanguard S&p 500 ETF-0.2%-1.28%Trim
32MSFTMicrosoft CORP-0.3%+0.44%Add
33GLDSpdr Gold Shares-1.3%-62.26%Trim
34SLVIshares Silver Trust-1.7%-76.56%Trim
35JPSTJpmorgan Ultra-short Income—NEWNew buy
36GSYInvesco Ultra Short Duration—NEWNew buy
37MBBIshares Mbs ETF—EXITSold out
38SPMBSs Spdr P Mort Back Bond ETF—EXITSold out
39IEIIshares 3-7 Year Treasury Bo—EXITSold out
40IEFIshares 7-10 Year Treasury B—EXITSold out
41ICSHIshares Ultra Short Duration—NEWNew buy
42NUHYNuveen Esg Hi Yld CORP Bnd—EXITSold out
43EMBIshares Jp Morgan Usd Emergi—EXITSold out
44ARTYIshares Future Ai & Tech ETF—EXITSold out
45AIPODefiance Ai & Power Infr ETF—EXITSold out
46SUSCIshares Esg Aware Usd Corpor—EXITSold out
47WIPState Street Spdr Ftse Inter—EXITSold out
48TANInvesco Solar ETF—NEWNew buy
49XLVSs Health Care Select Sector—EXITSold out
50GOOGLAlphabet Inc-cl A—NEWNew buy

FAQ

What is Retirement Capital Strategies and what type of investor is it?
Retirement Capital Strategies is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $264.6M, spread across 62 disclosed positions.
What are Retirement Capital Strategies's largest equity positions?
Based on the latest 13F filing, Retirement Capital Strategies's top holdings by market value are: 1. Vanguard Tot World Stk ETF (VT) — $30.1M (11.4%) 2. Vanguard Total Stock Mkt ETF (VTI) — $28.1M (10.6%) 3. Vanguard Intermediate-term B (BIV) — $19.7M (7.5%) 4. Ishares Core U.s. Aggregate (AGG) — $19.2M (7.3%) 5. Vanguard S&p 500 ETF (VOO) — $14.2M (5.3%)
What changes did Retirement Capital Strategies make in its most recent portfolio filing?
In the latest reported quarter, Retirement Capital Strategies made 45 notable position adjustments: 5 new positions were initiated, 16 existing holdings were added to, 13 positions were partially reduced, and 11 were completely exited. The largest of these moves: New buy: Jpmorgan Ultra-short Income (JPST); New buy: Invesco Ultra Short Duration (GSY); Sold out: Ishares Mbs ETF (MBB); Sold out: Ss Spdr P Mort Back Bond ETF (SPMB); Sold out: Ishares 3-7 Year Treasury Bo (IEI)
What sectors does Retirement Capital Strategies focus on?
Retirement Capital Strategies is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 57.8% • Industrials: 24.4% • Financials: 10.2% • Consumer Discretionary: 4.7% • Health Care: 1.5% • Communication Services: 1.4%