Total reported value
$52.8B
Reporting period: 2026-03-31 · Number of holdings: 615
Betterment LLC disclosed 615 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $52.8B and a quarterly turnover rate of 5.8%.
Trim VTI
-2.6% -$570.9M
Add JCPB
+5692.1% $288.4M
Add SPYM
+9.6% $307.9M
Trim AGG
-9.0% -$249.3M
Add SCHX
+57.6% $244.9M
Add VEA
-0.5% $181.0M
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | VEA | Vanguard Ftse Developed ETF | ETF-Other | 16.74% | +0.25% | -0.47% | |
| 2 | VTI | Vanguard Total Stock Mkt ETF | ETF-Other | 14.90% | -1.18% | -2.56% | |
| 3 | SPYM | Ste Str Spdr Pt S&p 500 ETF | ETF-Large Cap & Growth | 13.28% | +0.51% | +9.62% | |
| 4 | VWO | Vanguard Ftse Emerging Marke | ETF-Emerging Markets | 5.46% | — | -0.67% | |
| 5 | AGG | Ishares Core U.s. Aggregate | ETF-Other | 4.50% | -0.50% | -8.95% | |
| 6 | MUB | Ishares National Muni Bond E | ETF-Other | 3.94% | +0.06% | +3.13% | |
| 7 | ITOT | Ishares Core S&p Total U.s. | ETF-Other | 2.86% | -0.17% | -0.59% | |
| 8 | SPMD | Ss Spdr P S&p 400 Midcap ETF | ETF-Other | 2.27% | -0.06% | -4.50% | |
| 9 | VTV | Vanguard Value ETF | ETF-Other | 1.81% | — | -2.20% | |
| 10 | BNDX | Vanguard Total Intl Bond ETF | ETF-Other | 1.77% | -0.03% | -0.81% | |
| 11 | SPSM | Ss Spdr P S&p 600 Small Cap | ETF-Small Cap | 1.74% | +0.07% | +1.39% | |
| 12 | IEFA | Ishares Core Msci Eafe ETF | ETF-Other | 1.59% | -0.05% | -3.60% | |
| 13 | SCHX | Schwab US Large-cap ETF | ETF-Other | 1.39% | +0.46% | +57.58% | |
| 14 | GSLC | Goldman Activebeta US Lc ETF | ETF-Commodities | 1.37% | -0.14% | -3.94% | |
| 15 | JPST | Jpmorgan Ultra-short Income | ETF-Other | 1.31% | +0.04% | +3.57% | |
| 16 | VOE | Vanguard Mid-cap Value ETF | ETF-Other | 1.31% | -0.02% | -4.66% | |
| 17 | VBR | Vanguard Small-cap Value ETF | ETF-Other | 1.20% | -0.02% | -3.40% | |
| 18 | GBIL | Goldman Sachs Access Treasur | ETF-Commodities | 1.16% | +0.04% | +4.04% | |
| 19 | ESGU | Ishares Esg Aware Msci USA | ETF-Other | 1.08% | -0.03% | +2.99% | |
| 20 | SCHF | Schwab Intl Equity ETF | ETF-Other | 0.99% | — | -2.98% | |
| 21 | TFI | Ss Spdr N Ice Muni Bond ETF | ETF-Other | 0.99% | -0.06% | -4.48% | |
| 22 | EMB | Ishares Jp Morgan Usd Emergi | ETF-Other | 0.96% | -0.13% | -9.18% | |
| 23 | STIP | Ishares 0-5 Year Tips Bond E | ETF-Other | 0.88% | +0.03% | +2.65% | |
| 24 | SCHB | Schwab US Broad Market ETF | ETF-Other | 0.75% | -0.06% | -2.71% | |
| 25 | IEMG | Ishares Core Msci Emerging | ETF-Emerging Markets | 0.75% | — | -4.38% | |
| 26 | SPDW | Ste Str Spdr Pt Dw EU ETF | ETF-Other | 0.71% | +0.08% | +11.49% | |
| 27 | ESGD | Ishares Trust Ishares Esg Aw | ETF-Other | 0.71% | — | -0.71% | |
| 28 | VWOB | Vanguard Emerg Mkts Gov Bnd | ETF-Other | 0.71% | +0.11% | +22.33% | |
| 29 | VTEB | Vanguard Tax-exempt Bond ETF | ETF-Other | 0.65% | +0.01% | +3.31% | |
| 30 | JCPB | Jpmorgan Core Plus Bond ETF | ETF-Other | 0.56% | +0.55% | +5692.08% | |
| 31 | CRBN | Ish Low Car Opt Ms Ac Etf-us | ETF-Other | 0.55% | -0.02% | -0.18% | |
| 32 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.43% | +0.06% | +22.37% | |
| 33 | IWS | Ishares Russell Mid-cap Valu | ETF-Other | 0.41% | — | -4.63% | |
| 34 | ESGE | Ishares INC Ishares Esg Awar | ETF-Other | 0.27% | — | -2.21% | |
| 35 | GSIE | Goldman Sachs Activebeta Int | ETF-Commodities | 0.27% | +0.02% | +6.29% | |
| 36 | VUG | Vanguard Growth ETF | ETF-Other | 0.27% | -0.02% | +2.20% | |
| 37 | DFAC | Dimensional US Core Equity 2 | ETF-Other | 0.25% | — | +4.76% | |
| 38 | IWN | Ishares Russell 2000 Value E | ETF-Small Cap | 0.24% | — | -3.36% | |
| 39 | SPYV | Ss Spdr P S&p 500 Value ETF | ETF-Large Cap & Growth | 0.24% | -0.01% | -3.59% | |
| 40 | VOTE | Tcw Transform 500 ETF | ETF-Other | 0.23% | — | +2.72% | |
| 41 | SCHV | Schwab US Large-cap Value | ETF-Other | 0.23% | — | -2.83% | |
| 42 | BND | Vanguard Total Bond Market | ETF-Other | 0.22% | -0.02% | -6.77% | |
| 43 | IAGG | Ishares Intl Aggregate Bond | ETF-Other | 0.21% | +0.04% | +22.24% | |
| 44 | SPYX | Ss Spdr S&p 500 Foss Fl ETF | ETF-Large Cap & Growth | 0.20% | — | +1.61% | |
| 45 | SPEM | State Street Sp Ptf Em ETF | ETF-Other | 0.19% | +0.03% | +21.65% | |
| 46 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 0.18% | — | +3.51% | |
| 47 | GEM | Goldman Sachs Activebeta Em | ETF-Commodities | 0.17% | — | -4.75% | |
| 48 | KOMP | Ss Spdr S&p Kensho Ne Comp | ETF-Other | 0.16% | — | -0.67% | |
| 49 | JMSI | JPM Sus Municipal Income | ETF-Other | 0.16% | — | +6.37% | |
| 50 | ESML | Ishares Esg Aware Msci USA S | ETF-Other | 0.16% | — | +0.33% |
Performance for Q3 2026
+2%
Performance Last 4 Quarters
+18.5%
Based on 72% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 615 | $52.8B | 6 | |
| 2025-12-31 | 551 | $52.5B | 5 | |
| 2025-09-30 | 522 | $50.6B | 19 | |
| 2025-06-30 | 497 | $47.0B | 0 | |
| 2025-03-31 | 458 | $42.2B | 100 | |
| 2024-12-31 | 444 | $41.9B | 0 | |
| 2024-09-30 | 421 | $41.9B | 0 | |
| 2024-06-30 | 392 | $38.6B | 0 | |
| 2024-03-31 | 352 | $37.3B | 0 | |
| 2023-12-31 | 313 | $34.7B | 0 | |
| 2023-09-30 | 296 | $31.6B | 0 | |
| 2023-06-30 | 281 | $32.3B | 0 | |
| 2023-03-31 | 265 | $30.9B | 0 | |
| 2022-12-31 | 252 | $29.2B | 0 | |
| 2022-09-30 | 223 | $28.0B | 0 | |
| 2022-06-30 | 223 | $28.0B | 0 | |
| 2022-03-31 | 224 | $31.4B | 0 | |
| 2021-12-31 | 202 | $32.1B | 0 | |
| 2021-09-30 | 184 | $29.9B | 0 | |
| 2021-06-30 | 163 | $29.4B | 100 | |
| 2021-03-31 | 133 | $26.6B | 12 | |
| 2020-12-31 | 125 | $23.9B | 17 | |
| 2020-09-30 | 112 | $20.4B | 9 | |
| 2020-06-30 | 115 | $18.8B | 18 | |
| 2020-03-31 | 111 | $16.1B | 37 | |
| 2019-12-31 | 112 | $19.4B | 15 | |
| 2019-09-30 | 111 | $17.6B | 0 | |
| 2019-06-30 | 111 | $17.6B | 7 | |
| 2019-03-31 | 109 | $16.5B | 15 | |
| 2018-12-31 | 104 | $14.2B | 16 | |
| 2018-09-30 | 99 | $15.2B | 17 | |
| 2018-06-30 | 94 | $14.1B | 7 | |
| 2018-03-31 | 93 | $13.8B | 11 | |
| 2017-12-31 | 88 | $12.4B | 21 | |
| 2017-09-30 | 84 | $10.9B | 14 | |
| 2017-06-30 | 74 | $9.6B | 15 | |
| 2017-03-31 | 68 | $8.3B | 22 | |
| 2016-12-31 | 64 | $6.8B | 16 | |
| 2016-09-30 | 51 | $6.0B | 20 | |
| 2016-06-30 | 45 | $4.9B | 20 | |
| 2016-03-31 | 37 | $4.0B | 22 | |
| 2015-12-31 | 38 | $3.3B | 21 | |
| 2015-09-30 | 33 | $2.6B | 13 | |
| 2015-06-30 | 35 | $2.3B | 31 | |
| 2015-03-31 | 32 | $1.7B | 44 | |
| 2014-12-31 | 37 | $1.1B | — |
Betterment LLC's most significant position changes for 2026-03-31: New buy: Vanguard Core-plus Bond ETF (VPLS); New buy: Cap Group Core Balanced (CGBL); New buy: Grayscale Bitcoin Mini ETF (BTC); Trim: Vanguard Total Stock Mkt ETF (VTI) — shares -2.56%; Add: Jpmorgan Core Plus Bond ETF (JCPB) — shares +5692.08%.