Strategic Financial Planning, Inc. Holdings Report (13F Filings)

CIK: 0001802277

High-turnover traderSector-focusedContrarian

Total reported value

$170.9M

Reporting period: 2026-03-31 · Number of holdings: 40

Strategic Financial Planning, Inc. disclosed 40 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $170.9M and a quarterly turnover rate of 188.8%.

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Personality snowflake

Concentration: 26.45
Portfolio Stability: 100
Momentum/Contrarian: 0
Sector conviction: 100
Diversification: 80
Sizing Uniformity: 87.01

Strategic Financial Planning, Inc.'s disclosed holdings carry a Herfindahl concentration index of 0.066 — mathematically equivalent to about 15 equally-sized positions, well below its 40 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.

Position sizes vary widely across the portfolio (a coefficient of variation of 1.30), with a handful of outsized bets alongside many smaller positions.

Recent activity leans toward initiating meaningfully larger new positions than it adds to existing ones (a 2.2 percentage-point tilt) — a pattern consistent with a more contrarian, new-idea-driven approach.

Sector classification currently covers about 5% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.

Recent moves

Add BNDX
+11.7%　$7.9M
Add BKLC
+538.1%　$2.8M
Add BND
+359.6%　$1.5M
Trim IEMG
-82.5%　-$1.3M
Trim IDEV
-80.1%　-$1.3M
Sold out SCHB

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	AGG	Ishares Core U.s. Aggregate	ETF-Other	12.70%	+12.65%	NEW
2	AVDE	Avantis International Equity	ETF-Other	10.82%	+10.78%	NEW
3	AVSD	Avantis Reps Intern Equi ETF	ETF-Other	9.86%	+9.82%	NEW
4	AVEM	Avantis Emerging Markets Eq	ETF-Emerging Markets	9.43%	+9.39%	NEW
5	BNDX	Vanguard Total Intl Bond ETF	ETF-Other	6.61%	+4.67%	+11.69%
6	AVDV	Avantis Intl S/c Value ETF	ETF-Other	6.07%	+6.05%	NEW
7	AVUS	Avantis U.s. Equity ETF	ETF-Other	5.70%	+5.68%	NEW
8	BBUS	Jpmorgan Betabuilders US Equ	ETF-Other	4.42%	+4.40%	NEW
9	AVSE	Avantis Resp Emerg Mkts Eq-e	ETF-Other	3.68%	+3.66%	NEW
10	HPQ	Hp INC	Stock-Tech	3.01%	+3.00%	NEW
11	BKLC	Bny Mellon US Lrg Cap Cor	ETF-Other	2.99%	+1.65%	+538.13%
12	AVUV	Avantis US Small Cap Value	ETF-Small Cap	2.82%	+2.81%	NEW
13	FBTC	Fidelity Wise Origin Bitcoin	ETF-Crypto	2.54%	+2.53%	NEW
14	EMHC	Ss Spdr Bb Em Usd Bond ETF	ETF-Other	2.22%	+2.21%	NEW
15	✓	Investment Managers Ser Tr I	Stock-Other	1.93%	+1.92%	NEW
16	BND	Vanguard Total Bond Market	ETF-Other	1.74%	+0.91%	+359.59%
17	EBND	State Street Spdr Bloomberg	ETF-Other	1.55%	+1.55%	NEW
18	CVIE	Cal Intl Responsible Index	ETF-Large Cap & Growth	1.20%	+1.20%	NEW
19	EMXF	Ishares Esg Adv Msci Em ETF	ETF-Other	1.09%	+1.08%	NEW
20	EMB	Ishares Jp Morgan Usd Emergi	ETF-Other	1.04%	+1.03%	NEW
21	ESGV	Vanguard Esg US Stock ETF	ETF-Other	0.99%	+0.98%	NEW
22	HPE	Hewlett Packard Enterprise	Stock-Tech	0.95%	+0.95%	NEW
23	CVSB	Calvert Ult-shrt Inv Grd ETF	ETF-Other	0.79%	+0.79%	NEW
24	CVLC	Calvert US L-c Cr Resp Index	ETF-Large Cap & Growth	0.77%	+0.76%	NEW
25	✓	Humankind Benefit Corporatio	Stock-Other	0.69%	+0.69%	NEW
26	HYD	Vaneck High Yield Muni ETF	ETF-High Yield	0.69%	+0.69%	NEW
27	HYMB	Ss Spdr N Ice Hy Muni ETF	ETF-Other	0.61%	—	+52.61%
28	HYLB	Xtrackers Usd High Yield Cor	ETF-High Yield	0.55%	—	—
29	ES	Eversource Energy	Stock-Utilities	0.54%	—	—
30	IEMG	Ishares Core Msci Emerging	ETF-Emerging Markets	0.37%	-0.75%	-82.53%
31	HAUZ	Xtrackers Intl Real Estate	ETF-Other	0.25%	—	+81.37%
32	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.23%	—	-42.38%
33	IDEV	Ishares Core Msci Dev Mkts	ETF-Other	0.20%	-0.71%	-80.09%
34	IBM	Intl Business Machines CORP	Stock-Tech	0.17%	—	—
35	ITOT	Ishares Core S&p Total U.s.	ETF-Other	0.16%	—	—
36	IAGG	Ishares Intl Aggregate Bond	ETF-Other	0.15%	—	—
37	IBIT	Ishares Bitcoin Trust ETF	ETF-Crypto	0.15%	—	—
38	IJH	Ishares Core S&p Midcap ETF	ETF-Other	0.14%	—	+7.25%
39	IJR	Ishares Core S&p Small-cap E	ETF-Small Cap	0.13%	—	-34.64%
40	ISCB	Ishares Morningstar Sm Cap	ETF-Other	0.04%	—	-67.91%

Portfolio Performance

Performance for Q3 2026

+0.8%

Performance Last 4 Quarters

+18.6%

Based on 90% of reported portfolio value with available pricing

Stdev: +12.4%
Beta: +0.85
Alpha: -2.6%
Max Drawdown: -7.7%
Annualized Perf: +13%
Batting Avg vs S&P: +38.9%
Sortino: +1.95
Stutzer: +0.31
Treynor: +0.15
Sterling: +0.79
Calmar: +1.69
Information Ratio: -0.92
Tracking Error: +5.9%
Stdev Down: +6.7%
Winning Months %: +63.9%
Losing Months %: +36.1%
Best 12 Months: +29.2%
Worst 12 Months: +5%
Efficiency Ratio: +0.4
Sharpe: +1.05
Stdev Sectors: +38.4%
Skewness: +0.05
Kurtosis: -0.52
Upside Potential: +3.75

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	40	$170.9M	100	1AGG 2AVDE 3AVSD Top holdings2026-03-31 1.AGG 2.AVDE 3.AVSD 4.AVEM 5.BNDX 6.AVDV 7.AVUS 8.BBUS 9.AVSE 10.HPQ
2025-12-31	39	$175.8M	6	1SCHB 2SCHA 3VWO Top holdings2025-12-31 1.SCHB 2.SCHA 3.VWO 4.SPDW 5.VSS 6.SCHH 7.SPSM 8.SCHC 9.SCYB 10.VTI
2025-09-30	38	$172.6M	23	1SCHB 2SCHA 3VWO Top holdings2025-09-30 1.SCHB 2.SCHA 3.VWO 4.SPDW 5.VSS 6.SCHH 7.SCHC 8.SPSM 9.SCYB 10.VNQI
2025-06-30	38	$160.6M	0	1SCHB 2SCHA 3SPDW Top holdings2025-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.VSS 6.SCHH 7.SCHC 8.SCYB 9.SPSM 10.VNQI
2025-03-31	35	$145.0M	100	1SCHB 2SCHA 3SPDW Top holdings2025-03-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHC 8.SPHY 9.VNQI 10.VTI
2024-12-31	37	$146.7M	0	1SCHB 2SCHA 3VWO Top holdings2024-12-31 1.SCHB 2.SCHA 3.VWO 4.SPDW 5.SCHH 6.VSS 7.SPHY 8.SCHC 9.VTI 10.SPSM
2024-09-30	37	$151.3M	0	1SCHB 2SCHA 3VWO Top holdings2024-09-30 1.SCHB 2.SCHA 3.VWO 4.SPDW 5.SCHH 6.VSS 7.SCHC 8.SPHY 9.VNQI 10.VTI
2024-06-30	34	$138.7M	0	1SCHB 2SCHA 3SPDW Top holdings2024-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.VSS 6.SCHH 7.SCHC 8.SPHY 9.SPSM 10.VNQI
2024-03-31	36	$133.6M	0	1SCHB 2SCHA 3SPDW Top holdings2024-03-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHC 8.SPHY 9.SPSM 10.SCHF
2023-12-31	34	$127.9M	0	1SCHB 2SCHA 3SPDW Top holdings2023-12-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHC 8.SPHY 9.SPSM 10.SCHF
2023-09-30	30	$108.6M	0	1SCHB 2SCHA 3SPDW Top holdings2023-09-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.VSS 6.SCHH 7.SPHY 8.SCHC 9.SCHF 10.VNQI
2023-06-30	32	$113.0M	0	1SCHB 2SCHA 3SPDW Top holdings2023-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.VSS 6.SCHH 7.SCHC 8.SPHY 9.SCHF 10.SPSM
2023-03-31	32	$109.4M	0	1SCHB 2SCHA 3SPDW Top holdings2023-03-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.VSS 6.SCHH 7.SCHC 8.SPHY 9.SCHF 10.SPSM
2022-12-31	31	$103.2M	0	1SCHB 2SCHA 3SPDW Top holdings2022-12-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHC 8.SPHY 9.SCHF 10.SPSM
2022-09-30	33	$96.0M	0	1SCHB 2SCHA 3SPDW Top holdings2022-09-30 1.SCHB 2.SCHA 3.SPDW 4.SCHH 5.VWO 6.VSS 7.SCHE 8.SPHY 9.SCHC 10.SPSM
2022-06-30	31	$103.9M	0	1SCHB 2SCHA 3SPDW Top holdings2022-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHE 8.SCHC 9.SPHY 10.SPSM
2022-03-31	32	$120.3M	0	1SCHB 2SCHA 3SPDW Top holdings2022-03-31 1.SCHB 2.SCHA 3.SPDW 4.SCHH 5.VWO 6.VSS 7.SCHE 8.SCHC 9.SCHF 10.SPHY
2021-12-31	35	$139.2M	0	1SCHB 2SCHA 3SPDW Top holdings2021-12-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHE 8.SCHC 9.SCHF 10.VNQI
2021-09-30	32	$136.6M	0	1SCHB 2SCHA 3SPDW Top holdings2021-09-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHE 8.SCHC 9.HYLB 10.SCHF
2021-06-30	32	$138.6M	98	1SCHB 2SCHA 3SPDW Top holdings2021-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHE 8.SCHC 9.HYLB 10.SCHF
2021-03-31	31	$134.1M	16	1SCHB 2SCHA 3SPDW Top holdings2021-03-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHE 8.SCHC 9.HYLB 10.SCHF
2020-12-31	32	$114.1M	17	1SCHB 2SCHA 3SPDW Top holdings2020-12-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHE 6.SCHH 7.VSS 8.SCHC 9.HYLB 10.SCHF
2020-09-30	29	$96.1M	7	1SCHB 2SCHA 3SPDW Top holdings2020-09-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHE 6.SCHH 7.VSS 8.SCHC 9.HYLB 10.SCHF
2020-06-30	29	$89.8M	27	1SCHB 2SCHA 3SPDW Top holdings2020-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHE 6.VSS 7.SCHH 8.SCHC 9.HYLB 10.SCHF
2020-03-31	28	$75.5M	71	1SCHB 2SCHA 3VWO Top holdings2020-03-31 1.SCHB 2.SCHA 3.VWO 4.SPDW 5.VSS 6.SCHH 7.HYLB 8.BNDX 9.VNQI 10.VXF
2019-12-31	28	$102.9M	0	1SCHB 2SCHA 3SCHC Top holdings2019-12-31 1.SCHB 2.SCHA 3.SCHC 4.SCHF 5.SCHH 6.SCHE 7.SPEM 8.HYLB 9.SPDW 10.VNQI

Holding changes this quarter

Strategic Financial Planning, Inc.'s most significant position changes for 2026-03-31: Sold out: Schwab US Broad Market ETF (SCHB); New buy: Ishares Core U.s. Aggregate (AGG); Sold out: Schwab US Small-cap ETF (SCHA); New buy: Avantis International Equity (AVDE); Sold out: Vanguard Ftse Emerging Marke (VWO).

Position changes disclosed by Strategic Financial Planning, Inc. for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	BNDX	Vanguard Total Intl Bond ETF	+4.7%	+11.69%	Add
2	BKLC	Bny Mellon US Lrg Cap Cor	+1.7%	+538.13%	Add
3	BND	Vanguard Total Bond Market	+0.9%	+359.59%	Add
4	IDEV	Ishares Core Msci Dev Mkts	-0.7%	-80.09%	Trim
5	IEMG	Ishares Core Msci Emerging	-0.8%	-82.53%	Trim
6	SCHB	Schwab US Broad Market ETF	—	EXIT	Sold out
7	AGG	Ishares Core U.s. Aggregate	—	NEW	New buy
8	SCHA	Schwab US Small-cap ETF	—	EXIT	Sold out
9	AVDE	Avantis International Equity	—	NEW	New buy
10	VWO	Vanguard Ftse Emerging Marke	—	EXIT	Sold out
11	AVSD	Avantis Reps Intern Equi ETF	—	NEW	New buy
12	SPDW	Ste Str Spdr Pt Dw EU ETF	—	EXIT	Sold out
13	AVEM	Avantis Emerging Markets Eq	—	NEW	New buy
14	VSS	Vanguard Ftse All Wo X-us Sc	—	EXIT	Sold out
15	AVDV	Avantis Intl S/c Value ETF	—	NEW	New buy
16	SCHH	Schwab US Reit ETF	—	EXIT	Sold out
17	AVUS	Avantis U.s. Equity ETF	—	NEW	New buy
18	SPSM	Ss Spdr P S&p 600 Small Cap	—	EXIT	Sold out
19	SCHC	Schwab Intl Small-cap Equity	—	EXIT	Sold out
20	BBUS	Jpmorgan Betabuilders US Equ	—	NEW	New buy
21	SCYB	Schwab High Yield Bond ETF	—	EXIT	Sold out
22	AVSE	Avantis Resp Emerg Mkts Eq-e	—	NEW	New buy
23	VTI	Vanguard Total Stock Mkt ETF	—	EXIT	Sold out
24	VNQI	Vanguard Glbl Ex-us Real Est	—	EXIT	Sold out
25	HPQ	Hp INC	—	NEW	New buy
26	AVUV	Avantis US Small Cap Value	—	NEW	New buy
27	SCHF	Schwab Intl Equity ETF	—	EXIT	Sold out
28	VXF	Vanguard Extended Market ETF	—	EXIT	Sold out
29	FBTC	Fidelity Wise Origin Bitcoin	—	NEW	New buy
30	EMHC	Ss Spdr Bb Em Usd Bond ETF	—	NEW	New buy
31	SCHE	Schwab Emrg Mrkts Eqty ETF	—	EXIT	Sold out
32	✓	Investment Managers Ser Tr I	—	NEW	New buy
33	VEA	Vanguard Ftse Developed ETF	—	EXIT	Sold out
34	SPTM	Ss Spdr P S&p 1500 Comp ETF	—	EXIT	Sold out
35	EBND	State Street Spdr Bloomberg	—	NEW	New buy
36	SCHM	Schwab US Mid Cap ETF	—	EXIT	Sold out
37	CVIE	Cal Intl Responsible Index	—	NEW	New buy
38	EMXF	Ishares Esg Adv Msci Em ETF	—	NEW	New buy
39	SPEM	State Street Sp Ptf Em ETF	—	EXIT	Sold out
40	EMB	Ishares Jp Morgan Usd Emergi	—	NEW	New buy
41	ESGV	Vanguard Esg US Stock ETF	—	NEW	New buy
42	HPE	Hewlett Packard Enterprise	—	NEW	New buy
43	CVSB	Calvert Ult-shrt Inv Grd ETF	—	NEW	New buy
44	SCHP	Schwab U.s. Tips ETF	—	EXIT	Sold out
45	CVLC	Calvert US L-c Cr Resp Index	—	NEW	New buy
46	SPHY	Ss Spdr P High Yield ETF	—	EXIT	Sold out
47	✓	Humankind Benefit Corporatio	—	NEW	New buy
48	HYD	Vaneck High Yield Muni ETF	—	NEW	New buy
49	VWOB	Vanguard Emerg Mkts Gov Bnd	—	EXIT	Sold out
50	SPMD	Ss Spdr P S&p 400 Midcap ETF	—	EXIT	Sold out

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-05-14	13F-HR	View on EDGAR
2025-12-31	2026-02-17	13F-HR	View on EDGAR
2025-09-30	2025-11-13	13F-HR	View on EDGAR
2025-06-30	2025-08-13	13F-HR	View on EDGAR
2025-03-31	2025-05-14	13F-HR	View on EDGAR
2024-12-31	2025-02-13	13F-HR	View on EDGAR
2024-09-30	2024-10-25	13F-HR	View on EDGAR
2024-06-30	2024-08-12	13F-HR	View on EDGAR
2024-03-31	2024-04-22	13F-HR	View on EDGAR
2023-12-31	2024-02-12	13F-HR	View on EDGAR
2023-09-30	2023-11-09	13F-HR	View on EDGAR
2023-06-30	2023-08-11	13F-HR	View on EDGAR
2023-03-31	2023-05-10	13F-HR	View on EDGAR
2022-12-31	2023-02-14	13F-HR	View on EDGAR
2022-09-30	2022-11-14	13F-HR	View on EDGAR
2022-06-30	2022-08-03	13F-HR	View on EDGAR
2022-03-31	2022-05-05	13F-HR	View on EDGAR
2021-12-31	2022-02-07	13F-HR	View on EDGAR
2021-09-30	2021-11-09	13F-HR	View on EDGAR
2021-06-30	2021-08-06	13F-HR	View on EDGAR
2021-03-31	2021-05-07	13F-HR	View on EDGAR
2020-12-31	2021-02-11	13F-HR	View on EDGAR
2020-09-30	2020-11-09	13F-HR	View on EDGAR
2020-06-30	2020-08-07	13F-HR	View on EDGAR
2020-03-31	2020-04-21	13F-HR	View on EDGAR
2019-12-31	2020-02-13	13F-HR	View on EDGAR

FAQ

What is Strategic Financial Planning, Inc. and what type of investor is it?

Strategic Financial Planning, Inc. is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $170.9M, spread across 40 disclosed positions.

What are Strategic Financial Planning, Inc.'s largest equity positions?

Based on the latest 13F filing, Strategic Financial Planning, Inc.'s top holdings by market value are: 1. Ishares Core U.s. Aggregate (AGG) — $21.6M (12.7%) 2. Avantis International Equity (AVDE) — $18.4M (10.8%) 3. Avantis Reps Intern Equi ETF (AVSD) — $16.8M (9.9%) 4. Avantis Emerging Markets Eq (AVEM) — $16.1M (9.4%) 5. Vanguard Total Intl Bond ETF (BNDX) — $11.2M (6.6%)

What changes did Strategic Financial Planning, Inc. make in its most recent portfolio filing?

In the latest reported quarter, Strategic Financial Planning, Inc. made 50 notable position adjustments: 23 new positions were initiated, 3 existing holdings were added to, 2 positions were partially reduced, and 22 were completely exited. The largest of these moves: Sold out: Schwab US Broad Market ETF (SCHB); New buy: Ishares Core U.s. Aggregate (AGG); Sold out: Schwab US Small-cap ETF (SCHA); New buy: Avantis International Equity (AVDE); Sold out: Vanguard Ftse Emerging Marke (VWO)

What sectors does Strategic Financial Planning, Inc. focus on?

Strategic Financial Planning, Inc. is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 88.4% • Utilities: 11.6%

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Strategic Financial Planning, Inc. Holdings Report (13F Filings)

CIK: 0001802277

High-turnover traderSector-focusedContrarian

Total reported value

$170.9M

Reporting period: 2026-03-31 · Number of holdings: 40

Strategic Financial Planning, Inc. disclosed 40 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $170.9M and a quarterly turnover rate of 188.8%.

Browse other institutions with $100M to $1B AUM Browse other institutions starting with "S"

Personality snowflake

Concentration: 26.45
Portfolio Stability: 100
Momentum/Contrarian: 0
Sector conviction: 100
Diversification: 80
Sizing Uniformity: 87.01

Position sizes vary widely across the portfolio (a coefficient of variation of 1.30), with a handful of outsized bets alongside many smaller positions.

Recent moves

Add BNDX
+11.7%　$7.9M
Add BKLC
+538.1%　$2.8M
Add BND
+359.6%　$1.5M
Trim IEMG
-82.5%　-$1.3M
Trim IDEV
-80.1%　-$1.3M
Sold out SCHB

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	AGG	Ishares Core U.s. Aggregate	ETF-Other	12.70%	+12.65%	NEW
2	AVDE	Avantis International Equity	ETF-Other	10.82%	+10.78%	NEW
3	AVSD	Avantis Reps Intern Equi ETF	ETF-Other	9.86%	+9.82%	NEW
4	AVEM	Avantis Emerging Markets Eq	ETF-Emerging Markets	9.43%	+9.39%	NEW
5	BNDX	Vanguard Total Intl Bond ETF	ETF-Other	6.61%	+4.67%	+11.69%
6	AVDV	Avantis Intl S/c Value ETF	ETF-Other	6.07%	+6.05%	NEW
7	AVUS	Avantis U.s. Equity ETF	ETF-Other	5.70%	+5.68%	NEW
8	BBUS	Jpmorgan Betabuilders US Equ	ETF-Other	4.42%	+4.40%	NEW
9	AVSE	Avantis Resp Emerg Mkts Eq-e	ETF-Other	3.68%	+3.66%	NEW
10	HPQ	Hp INC	Stock-Tech	3.01%	+3.00%	NEW
11	BKLC	Bny Mellon US Lrg Cap Cor	ETF-Other	2.99%	+1.65%	+538.13%
12	AVUV	Avantis US Small Cap Value	ETF-Small Cap	2.82%	+2.81%	NEW
13	FBTC	Fidelity Wise Origin Bitcoin	ETF-Crypto	2.54%	+2.53%	NEW
14	EMHC	Ss Spdr Bb Em Usd Bond ETF	ETF-Other	2.22%	+2.21%	NEW
15	✓	Investment Managers Ser Tr I	Stock-Other	1.93%	+1.92%	NEW
16	BND	Vanguard Total Bond Market	ETF-Other	1.74%	+0.91%	+359.59%
17	EBND	State Street Spdr Bloomberg	ETF-Other	1.55%	+1.55%	NEW
18	CVIE	Cal Intl Responsible Index	ETF-Large Cap & Growth	1.20%	+1.20%	NEW
19	EMXF	Ishares Esg Adv Msci Em ETF	ETF-Other	1.09%	+1.08%	NEW
20	EMB	Ishares Jp Morgan Usd Emergi	ETF-Other	1.04%	+1.03%	NEW
21	ESGV	Vanguard Esg US Stock ETF	ETF-Other	0.99%	+0.98%	NEW
22	HPE	Hewlett Packard Enterprise	Stock-Tech	0.95%	+0.95%	NEW
23	CVSB	Calvert Ult-shrt Inv Grd ETF	ETF-Other	0.79%	+0.79%	NEW
24	CVLC	Calvert US L-c Cr Resp Index	ETF-Large Cap & Growth	0.77%	+0.76%	NEW
25	✓	Humankind Benefit Corporatio	Stock-Other	0.69%	+0.69%	NEW
26	HYD	Vaneck High Yield Muni ETF	ETF-High Yield	0.69%	+0.69%	NEW
27	HYMB	Ss Spdr N Ice Hy Muni ETF	ETF-Other	0.61%	—	+52.61%
28	HYLB	Xtrackers Usd High Yield Cor	ETF-High Yield	0.55%	—	—
29	ES	Eversource Energy	Stock-Utilities	0.54%	—	—
30	IEMG	Ishares Core Msci Emerging	ETF-Emerging Markets	0.37%	-0.75%	-82.53%
31	HAUZ	Xtrackers Intl Real Estate	ETF-Other	0.25%	—	+81.37%
32	IVV	Ishares Core S&p 500 ETF	ETF-Large Cap & Growth	0.23%	—	-42.38%
33	IDEV	Ishares Core Msci Dev Mkts	ETF-Other	0.20%	-0.71%	-80.09%
34	IBM	Intl Business Machines CORP	Stock-Tech	0.17%	—	—
35	ITOT	Ishares Core S&p Total U.s.	ETF-Other	0.16%	—	—
36	IAGG	Ishares Intl Aggregate Bond	ETF-Other	0.15%	—	—
37	IBIT	Ishares Bitcoin Trust ETF	ETF-Crypto	0.15%	—	—
38	IJH	Ishares Core S&p Midcap ETF	ETF-Other	0.14%	—	+7.25%
39	IJR	Ishares Core S&p Small-cap E	ETF-Small Cap	0.13%	—	-34.64%
40	ISCB	Ishares Morningstar Sm Cap	ETF-Other	0.04%	—	-67.91%

Portfolio Performance

Performance for Q3 2026

+0.8%

Performance Last 4 Quarters

+18.6%

Based on 90% of reported portfolio value with available pricing

Stdev: +12.4%
Beta: +0.85
Alpha: -2.6%
Max Drawdown: -7.7%
Annualized Perf: +13%
Batting Avg vs S&P: +38.9%
Sortino: +1.95
Stutzer: +0.31
Treynor: +0.15
Sterling: +0.79
Calmar: +1.69
Information Ratio: -0.92
Tracking Error: +5.9%
Stdev Down: +6.7%
Winning Months %: +63.9%
Losing Months %: +36.1%
Best 12 Months: +29.2%
Worst 12 Months: +5%
Efficiency Ratio: +0.4
Sharpe: +1.05
Stdev Sectors: +38.4%
Skewness: +0.05
Kurtosis: -0.52
Upside Potential: +3.75

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	40	$170.9M	100	1AGG 2AVDE 3AVSD Top holdings2026-03-31 1.AGG 2.AVDE 3.AVSD 4.AVEM 5.BNDX 6.AVDV 7.AVUS 8.BBUS 9.AVSE 10.HPQ
2025-12-31	39	$175.8M	6	1SCHB 2SCHA 3VWO Top holdings2025-12-31 1.SCHB 2.SCHA 3.VWO 4.SPDW 5.VSS 6.SCHH 7.SPSM 8.SCHC 9.SCYB 10.VTI
2025-09-30	38	$172.6M	23	1SCHB 2SCHA 3VWO Top holdings2025-09-30 1.SCHB 2.SCHA 3.VWO 4.SPDW 5.VSS 6.SCHH 7.SCHC 8.SPSM 9.SCYB 10.VNQI
2025-06-30	38	$160.6M	0	1SCHB 2SCHA 3SPDW Top holdings2025-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.VSS 6.SCHH 7.SCHC 8.SCYB 9.SPSM 10.VNQI
2025-03-31	35	$145.0M	100	1SCHB 2SCHA 3SPDW Top holdings2025-03-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHC 8.SPHY 9.VNQI 10.VTI
2024-12-31	37	$146.7M	0	1SCHB 2SCHA 3VWO Top holdings2024-12-31 1.SCHB 2.SCHA 3.VWO 4.SPDW 5.SCHH 6.VSS 7.SPHY 8.SCHC 9.VTI 10.SPSM
2024-09-30	37	$151.3M	0	1SCHB 2SCHA 3VWO Top holdings2024-09-30 1.SCHB 2.SCHA 3.VWO 4.SPDW 5.SCHH 6.VSS 7.SCHC 8.SPHY 9.VNQI 10.VTI
2024-06-30	34	$138.7M	0	1SCHB 2SCHA 3SPDW Top holdings2024-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.VSS 6.SCHH 7.SCHC 8.SPHY 9.SPSM 10.VNQI
2024-03-31	36	$133.6M	0	1SCHB 2SCHA 3SPDW Top holdings2024-03-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHC 8.SPHY 9.SPSM 10.SCHF
2023-12-31	34	$127.9M	0	1SCHB 2SCHA 3SPDW Top holdings2023-12-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHC 8.SPHY 9.SPSM 10.SCHF
2023-09-30	30	$108.6M	0	1SCHB 2SCHA 3SPDW Top holdings2023-09-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.VSS 6.SCHH 7.SPHY 8.SCHC 9.SCHF 10.VNQI
2023-06-30	32	$113.0M	0	1SCHB 2SCHA 3SPDW Top holdings2023-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.VSS 6.SCHH 7.SCHC 8.SPHY 9.SCHF 10.SPSM
2023-03-31	32	$109.4M	0	1SCHB 2SCHA 3SPDW Top holdings2023-03-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.VSS 6.SCHH 7.SCHC 8.SPHY 9.SCHF 10.SPSM
2022-12-31	31	$103.2M	0	1SCHB 2SCHA 3SPDW Top holdings2022-12-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHC 8.SPHY 9.SCHF 10.SPSM
2022-09-30	33	$96.0M	0	1SCHB 2SCHA 3SPDW Top holdings2022-09-30 1.SCHB 2.SCHA 3.SPDW 4.SCHH 5.VWO 6.VSS 7.SCHE 8.SPHY 9.SCHC 10.SPSM
2022-06-30	31	$103.9M	0	1SCHB 2SCHA 3SPDW Top holdings2022-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHE 8.SCHC 9.SPHY 10.SPSM
2022-03-31	32	$120.3M	0	1SCHB 2SCHA 3SPDW Top holdings2022-03-31 1.SCHB 2.SCHA 3.SPDW 4.SCHH 5.VWO 6.VSS 7.SCHE 8.SCHC 9.SCHF 10.SPHY
2021-12-31	35	$139.2M	0	1SCHB 2SCHA 3SPDW Top holdings2021-12-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHE 8.SCHC 9.SCHF 10.VNQI
2021-09-30	32	$136.6M	0	1SCHB 2SCHA 3SPDW Top holdings2021-09-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHE 8.SCHC 9.HYLB 10.SCHF
2021-06-30	32	$138.6M	98	1SCHB 2SCHA 3SPDW Top holdings2021-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHE 8.SCHC 9.HYLB 10.SCHF
2021-03-31	31	$134.1M	16	1SCHB 2SCHA 3SPDW Top holdings2021-03-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHH 6.VSS 7.SCHE 8.SCHC 9.HYLB 10.SCHF
2020-12-31	32	$114.1M	17	1SCHB 2SCHA 3SPDW Top holdings2020-12-31 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHE 6.SCHH 7.VSS 8.SCHC 9.HYLB 10.SCHF
2020-09-30	29	$96.1M	7	1SCHB 2SCHA 3SPDW Top holdings2020-09-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHE 6.SCHH 7.VSS 8.SCHC 9.HYLB 10.SCHF
2020-06-30	29	$89.8M	27	1SCHB 2SCHA 3SPDW Top holdings2020-06-30 1.SCHB 2.SCHA 3.SPDW 4.VWO 5.SCHE 6.VSS 7.SCHH 8.SCHC 9.HYLB 10.SCHF
2020-03-31	28	$75.5M	71	1SCHB 2SCHA 3VWO Top holdings2020-03-31 1.SCHB 2.SCHA 3.VWO 4.SPDW 5.VSS 6.SCHH 7.HYLB 8.BNDX 9.VNQI 10.VXF
2019-12-31	28	$102.9M	0	1SCHB 2SCHA 3SCHC Top holdings2019-12-31 1.SCHB 2.SCHA 3.SCHC 4.SCHF 5.SCHH 6.SCHE 7.SPEM 8.HYLB 9.SPDW 10.VNQI

Holding changes this quarter

Position changes disclosed by Strategic Financial Planning, Inc. for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	BNDX	Vanguard Total Intl Bond ETF	+4.7%	+11.69%	Add
2	BKLC	Bny Mellon US Lrg Cap Cor	+1.7%	+538.13%	Add
3	BND	Vanguard Total Bond Market	+0.9%	+359.59%	Add
4	IDEV	Ishares Core Msci Dev Mkts	-0.7%	-80.09%	Trim
5	IEMG	Ishares Core Msci Emerging	-0.8%	-82.53%	Trim
6	SCHB	Schwab US Broad Market ETF	—	EXIT	Sold out
7	AGG	Ishares Core U.s. Aggregate	—	NEW	New buy
8	SCHA	Schwab US Small-cap ETF	—	EXIT	Sold out
9	AVDE	Avantis International Equity	—	NEW	New buy
10	VWO	Vanguard Ftse Emerging Marke	—	EXIT	Sold out
11	AVSD	Avantis Reps Intern Equi ETF	—	NEW	New buy
12	SPDW	Ste Str Spdr Pt Dw EU ETF	—	EXIT	Sold out
13	AVEM	Avantis Emerging Markets Eq	—	NEW	New buy
14	VSS	Vanguard Ftse All Wo X-us Sc	—	EXIT	Sold out
15	AVDV	Avantis Intl S/c Value ETF	—	NEW	New buy
16	SCHH	Schwab US Reit ETF	—	EXIT	Sold out
17	AVUS	Avantis U.s. Equity ETF	—	NEW	New buy
18	SPSM	Ss Spdr P S&p 600 Small Cap	—	EXIT	Sold out
19	SCHC	Schwab Intl Small-cap Equity	—	EXIT	Sold out
20	BBUS	Jpmorgan Betabuilders US Equ	—	NEW	New buy
21	SCYB	Schwab High Yield Bond ETF	—	EXIT	Sold out
22	AVSE	Avantis Resp Emerg Mkts Eq-e	—	NEW	New buy
23	VTI	Vanguard Total Stock Mkt ETF	—	EXIT	Sold out
24	VNQI	Vanguard Glbl Ex-us Real Est	—	EXIT	Sold out
25	HPQ	Hp INC	—	NEW	New buy
26	AVUV	Avantis US Small Cap Value	—	NEW	New buy
27	SCHF	Schwab Intl Equity ETF	—	EXIT	Sold out
28	VXF	Vanguard Extended Market ETF	—	EXIT	Sold out
29	FBTC	Fidelity Wise Origin Bitcoin	—	NEW	New buy
30	EMHC	Ss Spdr Bb Em Usd Bond ETF	—	NEW	New buy
31	SCHE	Schwab Emrg Mrkts Eqty ETF	—	EXIT	Sold out
32	✓	Investment Managers Ser Tr I	—	NEW	New buy
33	VEA	Vanguard Ftse Developed ETF	—	EXIT	Sold out
34	SPTM	Ss Spdr P S&p 1500 Comp ETF	—	EXIT	Sold out
35	EBND	State Street Spdr Bloomberg	—	NEW	New buy
36	SCHM	Schwab US Mid Cap ETF	—	EXIT	Sold out
37	CVIE	Cal Intl Responsible Index	—	NEW	New buy
38	EMXF	Ishares Esg Adv Msci Em ETF	—	NEW	New buy
39	SPEM	State Street Sp Ptf Em ETF	—	EXIT	Sold out
40	EMB	Ishares Jp Morgan Usd Emergi	—	NEW	New buy
41	ESGV	Vanguard Esg US Stock ETF	—	NEW	New buy
42	HPE	Hewlett Packard Enterprise	—	NEW	New buy
43	CVSB	Calvert Ult-shrt Inv Grd ETF	—	NEW	New buy
44	SCHP	Schwab U.s. Tips ETF	—	EXIT	Sold out
45	CVLC	Calvert US L-c Cr Resp Index	—	NEW	New buy
46	SPHY	Ss Spdr P High Yield ETF	—	EXIT	Sold out
47	✓	Humankind Benefit Corporatio	—	NEW	New buy
48	HYD	Vaneck High Yield Muni ETF	—	NEW	New buy
49	VWOB	Vanguard Emerg Mkts Gov Bnd	—	EXIT	Sold out
50	SPMD	Ss Spdr P S&p 400 Midcap ETF	—	EXIT	Sold out

Filing History

Period	Filed	Type	EDGAR
2026-03-31	2026-05-14	13F-HR	View on EDGAR
2025-12-31	2026-02-17	13F-HR	View on EDGAR
2025-09-30	2025-11-13	13F-HR	View on EDGAR
2025-06-30	2025-08-13	13F-HR	View on EDGAR
2025-03-31	2025-05-14	13F-HR	View on EDGAR
2024-12-31	2025-02-13	13F-HR	View on EDGAR
2024-09-30	2024-10-25	13F-HR	View on EDGAR
2024-06-30	2024-08-12	13F-HR	View on EDGAR
2024-03-31	2024-04-22	13F-HR	View on EDGAR
2023-12-31	2024-02-12	13F-HR	View on EDGAR
2023-09-30	2023-11-09	13F-HR	View on EDGAR
2023-06-30	2023-08-11	13F-HR	View on EDGAR
2023-03-31	2023-05-10	13F-HR	View on EDGAR
2022-12-31	2023-02-14	13F-HR	View on EDGAR
2022-09-30	2022-11-14	13F-HR	View on EDGAR
2022-06-30	2022-08-03	13F-HR	View on EDGAR
2022-03-31	2022-05-05	13F-HR	View on EDGAR
2021-12-31	2022-02-07	13F-HR	View on EDGAR
2021-09-30	2021-11-09	13F-HR	View on EDGAR
2021-06-30	2021-08-06	13F-HR	View on EDGAR
2021-03-31	2021-05-07	13F-HR	View on EDGAR
2020-12-31	2021-02-11	13F-HR	View on EDGAR
2020-09-30	2020-11-09	13F-HR	View on EDGAR
2020-06-30	2020-08-07	13F-HR	View on EDGAR
2020-03-31	2020-04-21	13F-HR	View on EDGAR
2019-12-31	2020-02-13	13F-HR	View on EDGAR

FAQ

What is Strategic Financial Planning, Inc. and what type of investor is it?

What are Strategic Financial Planning, Inc.'s largest equity positions?

What changes did Strategic Financial Planning, Inc. make in its most recent portfolio filing?

What sectors does Strategic Financial Planning, Inc. focus on?

Strategic Financial Planning, Inc. is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 88.4% • Utilities: 11.6%