CIK: 0001909128
Total reported value
$288.0M
Reporting period: 2025-09-30 · Number of holdings: 119
Obsidian Personal Planning Solutions LLC disclosed 119 holdings in its latest 13F filing for the period ending 2025-09-30, with total reported value of $288.0M and a quarterly turnover rate of 25.1%.
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Obsidian Personal Planning Solutions LLC's disclosed holdings carry a Herfindahl concentration index of 0.039 — mathematically equivalent to about 26 equally-sized positions, well below its 119 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 1.92), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 10% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Add IBTH
+225.6% $19.4M
Trim SPIB
+1.2% $1.2M
Trim JPIE
+3.8% $1.0M
Trim FLOT
+3.0% $413.4K
Trim VMBS
+2.6% $681.7K
Trim VTV
+2.6% $2.2M
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | IBTH | Ishares Ibonds Dec 2027 Term | ETF-Other | 9.21% | +6.04% | +225.57% | |
| 2 | SPIB | Ss Spdr P Int C CORP ETF | ETF-Other | 7.86% | -1.71% | +1.22% | |
| 3 | IJR | Ishares Core S&p Small-cap E | ETF-Small Cap | 5.82% | -0.24% | +1.95% | |
| 4 | VTV | Vanguard Value ETF | ETF-Other | 5.40% | -0.58% | +2.61% | |
| 5 | JPIE | Jpmorgan Income ETF | ETF-Other | 4.81% | -0.92% | +3.81% | |
| 6 | SCHD | Schwab US Dvd Equity ETF | ETF-Other | 4.26% | -0.52% | +6.29% | |
| 7 | SPDW | Ste Str Spdr Pt Dw EU ETF | ETF-Other | 4.21% | -0.22% | +3.47% | |
| 8 | SPYG | Ss Spdr P S&p 500 Growth ETF | ETF-Large Cap & Growth | 3.84% | +0.28% | +2.48% | |
| 9 | EFG | Ishares Msci Eafe Growth ETF | ETF-Other | 3.78% | -0.26% | +5.00% | |
| 10 | CGGR | Cap Group Growth Equity | ETF-Other | 3.70% | +0.27% | +4.83% | |
| 11 | XAR | Ss Spdr S&p Aerospace Def | ETF-Other | 3.58% | +0.49% | -0.01% | |
| 12 | VMBS | Vanguard Mortgage-backed Sec | ETF-Other | 3.15% | -0.59% | +2.59% | |
| 13 | CIBR | First Trust Nasdaq Cybersecu | ETF-Tech | 3.06% | -0.20% | +2.00% | |
| 14 | XMLV | Invesco S&p Midcap Low Volat | ETF-Other | 2.75% | -0.52% | +2.59% | |
| 15 | FLOT | Ishares Floating Rate Bond E | ETF-Other | 2.75% | -0.60% | +3.03% | |
| 16 | MDYG | Ss Spdr S&p 400 Mc Gr ETF | ETF-Other | 2.42% | -0.09% | +3.58% | |
| 17 | SPEM | State Street Sp Ptf Em ETF | ETF-Other | 2.22% | -0.06% | +1.28% | |
| 18 | AAPL | Apple INC | Stock-Tech | 1.68% | +0.04% | +0.85% | |
| 19 | VHT | Vanguard Health Care ETF | ETF-Other | 1.67% | -0.24% | +3.03% | |
| 20 | XLE | Ss Energy Select Sector | ETF-Other | 1.58% | -0.04% | +8.55% | |
| 21 | JMUB | Jpmorgan Municipal ETF | ETF-Other | 1.34% | -0.17% | +10.43% | |
| 22 | XLB | Ss Materials Select Sector | ETF-Other | 1.28% | -0.18% | +7.22% | |
| 23 | MEAR | Ishrs Short Mat Muni Act ETF | ETF-Other | 1.20% | — | +3.23% | |
| 24 | XLF | Ss Financial Select Sector | ETF-Other | 1.11% | -0.06% | +8.42% | |
| 25 | MSFT | Microsoft CORP | Stock-Tech | 1.04% | +0.15% | +14.41% | |
| 26 | VUG | Vanguard Growth ETF | ETF-Other | 1.03% | -0.01% | -3.49% | |
| 27 | RSPM | Invesco S&p 500 Equal Weight | ETF-Large Cap & Growth | 0.67% | — | -3.22% | |
| 28 | VEA | Vanguard Ftse Developed ETF | ETF-Other | 0.65% | -0.08% | -0.50% | |
| 29 | IBM | Intl Business Machines CORP | Stock-Tech | 0.63% | -0.01% | — | |
| 30 | AMZN | Amazon.com INC | Stock-Consumer Disc | 0.53% | +0.09% | +5.93% | |
| 31 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 0.53% | +0.18% | -1.67% | |
| 32 | PRF | Invesco Rafi US 1000 ETF | ETF-Other | 0.45% | — | -4.48% | |
| 33 | CAT | Caterpillar INC | Stock-Industrials | 0.34% | +0.12% | -1.22% | |
| 34 | COST | Costco Wholesale CORP | Stock-Consumer Staples | 0.34% | — | — | |
| 35 | VWO | Vanguard Ftse Emerging Marke | ETF-Emerging Markets | 0.33% | — | -1.29% | |
| 36 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 0.29% | +0.06% | +5.98% | |
| 37 | PEP | Pepsico INC | Stock-Consumer Staples | 0.28% | — | +1.51% | |
| 38 | JPM | Jpmorgan Chase & Co | Stock-Financials | 0.28% | — | +1.38% | |
| 39 | XLK | Ss Technology Select Sector | ETF-Tech | 0.27% | +0.04% | -0.49% | |
| 40 | RTX | Rtx CORP | Stock-Industrials | 0.27% | +0.05% | +10.96% | |
| 41 | META | Meta Platforms Inc-class A | Stock-Comm Services | 0.25% | — | +3.97% | |
| 42 | BRK-B | Berkshire Hathaway Inc-cl B | Stock-Other | 0.24% | — | -4.52% | |
| 43 | V | Visa Inc-class A Shares | Stock-Financials | 0.22% | — | +4.35% | |
| 44 | GOOG | Alphabet Inc-cl C | Stock-Comm Services | 0.21% | +0.05% | +0.70% | |
| 45 | VYM | Vanguard High Dvd Yield ETF | ETF-Other | 0.20% | — | — | |
| 46 | MAR | Marriott International -cl A | Stock-Consumer Disc | 0.19% | — | +89.61% | |
| 47 | CSX | Csx CORP | Stock-Industrials | 0.19% | — | — | |
| 48 | BAC | Bank Of America CORP | Stock-Financials | 0.18% | — | +9.52% | |
| 49 | JNJ | Johnson & Johnson | Stock-Healthcare | 0.18% | — | +26.10% | |
| 50 | IVV | Ishares Core S&p 500 ETF | ETF-Large Cap & Growth | 0.18% | — | — |
Performance for Q3 2026
+3.6%
Performance Last 4 Quarters
+16.7%
Based on 62% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2025-09-30 | 119 | $288.0M | 25 | |
| 2025-06-30 | 113 | $247.1M | 0 | |
| 2025-03-31 | 105 | $223.9M | 0 | |
| 2024-12-31 | 105 | $207.3M | 0 | |
| 2024-09-30 | 101 | $191.3M | 0 | |
| 2024-06-30 | 97 | $163.8M | 0 | |
| 2024-03-31 | 99 | $152.3M | 0 | |
| 2023-12-31 | 81 | $131.4M | 0 | |
| 2023-09-30 | 76 | $117.1M | 0 | |
| 2023-06-30 | 71 | $81.2M | — | |
| 2023-03-31 | 53 | $68.6M | 0 | |
| 2022-12-31 | 40 | $62.3M | 0 | |
| 2022-09-30 | 39 | $54.7M | 0 | |
| 2022-06-30 | 42 | $58.7M | 0 |
Obsidian Personal Planning Solutions LLC's most significant position changes for 2025-09-30: New buy: Lam Research CORP (LRCX); New buy: Exxon Mobil CORP (XOM); New buy: Nvidia CORP (NVDA); New buy: Ishares Russell Mid-cap ETF (IWR); New buy: Capital One Financial CORP (COF).
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | IBTH | Ishares Ibonds Dec 2027 Term | +6% | +225.57% | Add |
| 2 | XAR | Ss Spdr S&p Aerospace Def | +0.5% | -0.01% | Add |
| 3 | SPYG | Ss Spdr P S&p 500 Growth ETF | +0.3% | +2.48% | Add |
| 4 | CGGR | Cap Group Growth Equity | +0.3% | +4.83% | Add |
| 5 | VOO | Vanguard S&p 500 ETF | +0.2% | -1.67% | Add |
| 6 | MSFT | Microsoft CORP | +0.2% | +14.41% | Add |
| 7 | CAT | Caterpillar INC | +0.1% | -1.22% | Add |
| 8 | AMZN | Amazon.com INC | +0.1% | +5.93% | Add |
| 9 | GOOGL | Alphabet Inc-cl A | +0.1% | +5.98% | Trim |
| 10 | AVGO | Broadcom INC | +0.1% | +2.59% | Add |
| 11 | RTX | Rtx CORP | +0.1% | +10.96% | Add |
| 12 | GOOG | Alphabet Inc-cl C | +0.1% | +0.70% | Trim |
| 13 | AAPL | Apple INC | 0% | +0.85% | Add |
| 14 | XLK | Ss Technology Select Sector | 0% | -0.49% | Add |
| 15 | VUG | Vanguard Growth ETF | 0% | -3.49% | Trim |
| 16 | IBM | Intl Business Machines CORP | 0% | — | Trim |
| 17 | XLE | Ss Energy Select Sector | 0% | +8.55% | Add |
| 18 | SPEM | State Street Sp Ptf Em ETF | -0.1% | +1.28% | Add |
| 19 | XLF | Ss Financial Select Sector | -0.1% | +8.42% | Add |
| 20 | VEA | Vanguard Ftse Developed ETF | -0.1% | -0.50% | Trim |
| 21 | MDYG | Ss Spdr S&p 400 Mc Gr ETF | -0.1% | +3.58% | Add |
| 22 | JMUB | Jpmorgan Municipal ETF | -0.2% | +10.43% | Add |
| 23 | XLB | Ss Materials Select Sector | -0.2% | +7.22% | Add |
| 24 | CIBR | First Trust Nasdaq Cybersecu | -0.2% | +2.00% | Add |
| 25 | SPDW | Ste Str Spdr Pt Dw EU ETF | -0.2% | +3.47% | Add |
| 26 | IJR | Ishares Core S&p Small-cap E | -0.2% | +1.95% | Add |
| 27 | VHT | Vanguard Health Care ETF | -0.2% | +3.03% | Add |
| 28 | EFG | Ishares Msci Eafe Growth ETF | -0.3% | +5.00% | Add |
| 29 | SCHD | Schwab US Dvd Equity ETF | -0.5% | +6.29% | Add |
| 30 | XMLV | Invesco S&p Midcap Low Volat | -0.5% | +2.59% | Add |
| 31 | VTV | Vanguard Value ETF | -0.6% | +2.61% | Add |
| 32 | VMBS | Vanguard Mortgage-backed Sec | -0.6% | +2.59% | Add |
| 33 | FLOT | Ishares Floating Rate Bond E | -0.6% | +3.03% | Add |
| 34 | JPIE | Jpmorgan Income ETF | -0.9% | +3.81% | Add |
| 35 | SPIB | Ss Spdr P Int C CORP ETF | -1.7% | +1.22% | Add |
| 36 | LRCX | Lam Research CORP | — | NEW | New buy |
| 37 | XOM | Exxon Mobil CORP | — | NEW | New buy |
| 38 | NVDA | Nvidia CORP | — | NEW | New buy |
| 39 | IWR | Ishares Russell Mid-cap ETF | — | NEW | New buy |
| 40 | COF | Capital One Financial CORP | — | NEW | New buy |
| 41 | BLK | Blackrock INC | — | NEW | New buy |
| 42 | LYFT | Lyft Inc-a | — | NEW | New buy |
| 43 | VGT | Vanguard Info Tech ETF | — | NEW | New buy |
| 44 | VLO | Valero Energy CORP | — | NEW | New buy |
| 45 | PGR | Progressive CORP | — | EXIT | Sold out |
| 46 | GLD | Spdr Gold Shares | — | NEW | New buy |
| 47 | TFC | Truist Financial CORP | — | NEW | New buy |
| 48 | VOE | Vanguard Mid-cap Value ETF | — | NEW | New buy |
| 49 | EUAD | Select Stoxx Eur Aer De ETF | — | NEW | New buy |
| 50 | DFSEUR | Discover Financial Services | — | EXIT | Sold out |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2025-09-30 | 2025-11-13 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-08-14 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-05-16 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-02-14 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-11-07 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-07-25 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-05-09 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-02-01 | 13F-HR | View on EDGAR |
| 2023-09-30 | 2023-11-27 | Amendment | View on EDGAR |
| 2023-09-30 | 2023-11-16 | 13F-HR | View on EDGAR |
| 2023-06-30 | 2023-11-27 | 13F-HR | View on EDGAR |
| 2023-03-31 | 2023-04-11 | 13F-HR | View on EDGAR |
| 2022-12-31 | 2023-01-18 | 13F-HR | View on EDGAR |
| 2022-09-30 | 2022-10-11 | 13F-HR | View on EDGAR |
| 2022-06-30 | 2022-07-19 | 13F-HR | View on EDGAR |
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