Keystone Financial Group, Inc.

Diversified strategyMomentum followerSector-focused

Total reported value

$192.4M

Reporting period: 2026-03-31 · Number of holdings: 134

Keystone Financial Group, Inc. disclosed 134 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $192.4M and a quarterly turnover rate of 20.7%.

Personality snowflake

Concentration: 24.74
Portfolio Stability: 20.68
Momentum/Contrarian: 100
Sector conviction: 82.83
Diversification: 100
Sizing Uniformity: 72.9

Recent moves

Add VPLS
+50.4%　$7.0M
Trim BRTR
-78.9%　-$3.0M
Trim NEAR
-93.5%　-$2.8M
Trim DFAU
-4.4%　-$2.3M
Trim FBK
-16.6%　-$2.0M
Add VCRM
+86.5%　$2.1M

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	DFAU	Dimensional US Core Equity M	ETF-Other	14.22%	-1.33%	-4.42%
2	VPLS	Vanguard Core-plus Bond ETF	ETF-Other	11.01%	+3.59%	+50.36%
3	SGOV	Ishares 0-3 Month Treasury B	ETF-Gov Bonds	9.43%	-0.53%	-4.88%
4	SCHD	Schwab US Dvd Equity ETF	ETF-Other	6.24%	+0.71%	+1.67%
5	VIG	Vanguard Dividend Apprec ETF	ETF-Other	5.42%	—	+1.94%
6	VIGI	Vanguard Int Div App Indx Fd	ETF-Other	4.72%	-0.18%	+0.44%
7	VSDM	Vanguard Short Tax-ex Bond	ETF-Other	4.45%	+0.87%	+25.37%
8	DFAX	Dimensional World Ex US Core	ETF-Other	4.18%	+0.81%	+20.27%
9	DFSD	Dimensional Short Duration	ETF-Other	4.01%	+1.04%	+36.12%
10	FBK	Fb Financial CORP	Stock-Other	3.62%	-1.08%	-16.65%
11	INMU	Ishares Intermediate Muni In	ETF-Other	3.50%	+0.14%	+5.57%
12	DFAC	Dimensional US Core Equity 2	ETF-Other	3.06%	-0.24%	-5.04%
13	VCRM	Vanguard Core Tax-ex Bond	ETF-Other	2.33%	+1.06%	+86.50%
14	VSDB	Vanguard Short Dur Bond ETF	ETF-Other	1.91%	+0.56%	+43.15%
15	SHV	Ishares 0-1 Year Treasury Bo	ETF-Gov Bonds	1.91%	—	+0.40%
16	EMLP	First Trust North American E	ETF-Other	1.85%	+0.21%	-0.98%
17	DFAW	Dimensional World Eqty ETF	ETF-Other	1.41%	+0.43%	+45.41%
18	USRT	Ishares Core US Reit ETF	ETF-Other	1.29%	+0.03%	-0.56%
19	ITOT	Ishares Core S&p Total U.s.	ETF-Other	1.18%	-0.23%	-12.43%
20	MEAR	Ishrs Short Mat Muni Act ETF	ETF-Other	1.15%	-0.95%	-44.95%
21	VLUE	Ishares Msci USA Value Facto	ETF-Other	0.83%	—	-2.86%
22	IEFA	Ishares Core Msci Eafe ETF	ETF-Other	0.78%	—	—
23	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.76%	+0.41%	+129.58%
24	IXUS	Ishares Core Intl Stock ETF	ETF-Other	0.61%	-0.44%	-43.04%
25	SPTM	Ss Spdr P S&p 1500 Comp ETF	ETF-Other	0.59%	-0.05%	-3.88%
26	ISTB	Ishares Core 1-5 Year Usd Bo	ETF-Other	0.58%	+0.01%	+4.29%
27	TFC	Truist Financial CORP	Stock-Financials	0.52%	-0.04%	+0.34%
28	IJR	Ishares Core S&p Small-cap E	ETF-Small Cap	0.52%	-0.02%	-7.01%
29	IEMG	Ishares Core Msci Emerging	ETF-Emerging Markets	0.42%	—	-0.86%
30	VTV	Vanguard Value ETF	ETF-Other	0.42%	—	+0.27%
31	BRTR	Ishares Total Return Act ETF	ETF-Other	0.41%	-1.57%	-78.87%
32	SCHY	Schwab International Dvd ETF	ETF-Other	0.32%	—	-7.33%
33	NVDA	Nvidia CORP	Stock-Tech	0.31%	-0.03%	-0.14%
34	MTUM	Ishares Msci USA Momentum Fa	ETF-Other	0.30%	-0.02%	-1.54%
35	UCB	United Community Banks/ga	Stock-Financials	0.30%	—	-1.21%
36	VUG	Vanguard Growth ETF	ETF-Other	0.28%	-0.03%	+0.16%
37	SLV	Ishares Silver Trust	ETF-Commodities	0.27%	+0.12%	+69.70%
38	USMV	Ishares Msci USA Min Vol Fac	ETF-Other	0.23%	-0.05%	-16.50%
39	JNJ	Johnson & Johnson	Stock-Healthcare	0.20%	+0.03%	+0.38%
40	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.19%	—	—
41	DFSU	Dimensional US Sus Core1 ETF	ETF-Other	0.18%	—	+1.32%
42	IGSB	Ishares 1-5y Inv Grade CORP	ETF-Other	0.17%	—	+0.75%
43	TRV	Travelers Cos Inc/the	Stock-Financials	0.17%	—	+0.26%
44	AMGN	Amgen INC	Stock-Healthcare	0.17%	—	+0.44%
45	PFEB	Innovator U.s. Equity Power	ETF-Other	0.17%	-0.11%	-38.99%
46	MSFT	Microsoft CORP	Stock-Tech	0.15%	-0.05%	—
47	WEC	Wec Energy Group INC	Stock-Utilities	0.15%	—	+0.33%
48	SO	Southern Co/the	Stock-Utilities	0.14%	+0.01%	+0.45%
49	ENFR	Alerian Energy Infrastructur	ETF-Other	0.14%	+0.04%	+11.54%
50	VBIL	Vanguard 0-3m T-bill ETF	ETF-Other	0.13%	+0.13%	NEW

1–50 of 134

Portfolio Performance

Performance for Q3 2026

+2.8%

Performance Last 4 Quarters

+12.7%

Based on 56% of reported portfolio value with available pricing

Stdev: +5.4%
Beta: +0.33
Alpha: +5.3%
Max Drawdown: -3.1%
Annualized Perf: +13.2%
Batting Avg vs S&P: +57.1%
Sortino: +4.38
Stutzer: +0.63
Treynor: +0.38
Sterling: +1.01
Calmar: +4.25
Information Ratio: -1.04
Tracking Error: +9%
Stdev Down: +2.9%
Winning Months %: +92.9%
Losing Months %: +7.1%
Best 12 Months: +14.2%
Worst 12 Months: +12.3%
Efficiency Ratio: +0.74
Sharpe: +2.36
Stdev Sectors: +13.7%
Skewness: -1.13
Kurtosis: +2.06
Upside Potential: +5.31

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	134	$192.4M	21	1DFAU 2VPLS 3SGOV Top holdings2026-03-31 1.DFAU 2.VPLS 3.SGOV 4.SCHD 5.VIG 6.VIGI 7.VSDM 8.DFAX 9.DFSD 10.FBK
2025-12-31	136	$191.0M	11	1DFAU 2SGOV 3VPLS Top holdings2025-12-31 1.DFAU 2.SGOV 3.VPLS 4.SCHD 5.VIG 6.VIGI 7.FBK 8.VSDM 9.DFAX 10.INMU
2025-09-30	130	$177.4M	38	1DFAU 2SGOV 3VPLS Top holdings2025-09-30 1.DFAU 2.SGOV 3.VPLS 4.SCHD 5.VIG 6.FBK 7.VIGI 8.INMU 9.DFSD 10.DFAX
2025-06-30	148	$157.0M	0	1DFAU 2SGOV 3SCHD Top holdings2025-06-30 1.DFAU 2.SGOV 3.SCHD 4.VPLS 5.VIGI 6.VIG 7.INMU 8.DFSD 9.DFAC 10.SHV
2025-03-31	156	$142.0M	0	1DFAU 2SGOV 3VIGI Top holdings2025-03-31 1.DFAU 2.SGOV 3.VIGI 4.SCHD 5.VIG 6.VPLS 7.SHV 8.DFSD 9.DFAC 10.JAJL
2024-12-31	160	$123.5M	0	1DFAU 2SGOV 3SCHD Top holdings2024-12-31 1.DFAU 2.SGOV 3.SCHD 4.VIGI 5.VIG 6.SHV 7.VTIP 8.DFAC 9.VPLS 10.DFSD

Holding changes this quarter

Keystone Financial Group, Inc.'s most significant position changes for 2026-03-31: New buy: Vanguard 0-3m T-bill ETF (VBIL); Sold out: Vanguard Short-term Bond ETF (BSV); Sold out: Inn Defined Wealth Shield (BALT); Sold out: Avantis Mod Alloc ETF (AVMA); Sold out: Ishares Short Duration High (SHYM).

Position changes disclosed by Keystone Financial Group, Inc. for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	VPLS	Vanguard Core-plus Bond ETF	+3.6%	+50.36%	Add
2	VCRM	Vanguard Core Tax-ex Bond	+1.1%	+86.50%	Add
3	DFSD	Dimensional Short Duration	+1%	+36.12%	Add
4	VSDM	Vanguard Short Tax-ex Bond	+0.9%	+25.37%	Add
5	DFAX	Dimensional World Ex US Core	+0.8%	+20.27%	Add
6	SCHD	Schwab US Dvd Equity ETF	+0.7%	+1.67%	Add
7	VSDB	Vanguard Short Dur Bond ETF	+0.6%	+43.15%	Add
8	DFAW	Dimensional World Eqty ETF	+0.4%	+45.41%	Add
9	VTI	Vanguard Total Stock Mkt ETF	+0.4%	+129.58%	Add
10	EMLP	First Trust North American E	+0.2%	-0.98%	Trim
11	INMU	Ishares Intermediate Muni In	+0.1%	+5.57%	Add
12	SLV	Ishares Silver Trust	+0.1%	+69.70%	Add
13	ENFR	Alerian Energy Infrastructur	0%	+11.54%	Add
14	USRT	Ishares Core US Reit ETF	0%	-0.56%	Trim
15	JNJ	Johnson & Johnson	0%	+0.38%	Add
16	ISTB	Ishares Core 1-5 Year Usd Bo	0%	+4.29%	Add
17	SO	Southern Co/the	0%	+0.45%	Add
18	IJR	Ishares Core S&p Small-cap E	0%	-7.01%	Trim
19	MTUM	Ishares Msci USA Momentum Fa	0%	-1.54%	Trim
20	GS	Goldman Sachs Group INC	0%	-12.45%	Trim
21	CSCO	Cisco Systems INC	0%	-11.21%	Trim
22	VUG	Vanguard Growth ETF	0%	+0.16%	Add
23	NVDA	Nvidia CORP	0%	-0.14%	Trim
24	VTIP	Vanguard Short-term Tips	0%	-31.76%	Trim
25	TFC	Truist Financial CORP	0%	+0.34%	Add
26	SPTM	Ss Spdr P S&p 1500 Comp ETF	-0.1%	-3.88%	Trim
27	USMV	Ishares Msci USA Min Vol Fac	-0.1%	-16.50%	Trim
28	MSFT	Microsoft CORP	-0.1%	—	Unchanged
29	PFEB	Innovator U.s. Equity Power	-0.1%	-38.99%	Trim
30	AAPL	Apple INC	-0.1%	-74.11%	Trim
31	ZALT	Innovator US Eq 10 Buffer	-0.2%	-74.24%	Trim
32	PDEC	Innovator U.s. Equity Power	-0.2%	-81.42%	Trim
33	VIGI	Vanguard Int Div App Indx Fd	-0.2%	+0.44%	Add
34	ITOT	Ishares Core S&p Total U.s.	-0.2%	-12.43%	Trim
35	DFAC	Dimensional US Core Equity 2	-0.2%	-5.04%	Trim
36	IXUS	Ishares Core Intl Stock ETF	-0.4%	-43.04%	Trim
37	SGOV	Ishares 0-3 Month Treasury B	-0.5%	-4.88%	Trim
38	JAJL	Innovator Edp ETF - 6m Ja/jy	-0.8%	-86.40%	Trim
39	MEAR	Ishrs Short Mat Muni Act ETF	-1%	-44.95%	Trim
40	FBK	Fb Financial CORP	-1.1%	-16.65%	Trim
41	DFAU	Dimensional US Core Equity M	-1.3%	-4.42%	Trim
42	NEAR	Ishares Sh Dba ETF Usd INC	-1.5%	-93.46%	Trim
43	BRTR	Ishares Total Return Act ETF	-1.6%	-78.87%	Trim
44	VBIL	Vanguard 0-3m T-bill ETF	—	NEW	New buy
45	BSV	Vanguard Short-term Bond ETF	—	EXIT	Sold out
46	BALT	Inn Defined Wealth Shield	—	EXIT	Sold out
47	AVMA	Avantis Mod Alloc ETF	—	EXIT	Sold out
48	SHYM	Ishares Short Duration High	—	EXIT	Sold out
49	LIN	Linde plc	—	NEW	New buy
50	PNOV	Innovator U.s. Equity Power	—	EXIT	Sold out

FAQ

What is Keystone Financial Group, Inc. and what type of investor is it?

Keystone Financial Group, Inc. is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $192.4M, spread across 134 disclosed positions.

What are Keystone Financial Group, Inc.'s largest equity positions?

Based on the latest 13F filing, Keystone Financial Group, Inc.'s top holdings by market value are: 1. Dimensional US Core Equity M (DFAU) — $27.4M (14.2%) 2. Vanguard Core-plus Bond ETF (VPLS) — $21.2M (11.0%) 3. Ishares 0-3 Month Treasury B (SGOV) — $18.1M (9.4%) 4. Schwab US Dvd Equity ETF (SCHD) — $12.0M (6.2%) 5. Vanguard Dividend Apprec ETF (VIG) — $10.4M (5.4%)

What changes did Keystone Financial Group, Inc. make in its most recent portfolio filing?

In the latest reported quarter, Keystone Financial Group, Inc. made 49 notable position adjustments: 2 new positions were initiated, 18 existing holdings were added to, 24 positions were partially reduced, and 5 were completely exited. The largest of these moves: New buy: Vanguard 0-3m T-bill ETF (VBIL); Sold out: Vanguard Short-term Bond ETF (BSV); Sold out: Inn Defined Wealth Shield (BALT); Sold out: Avantis Mod Alloc ETF (AVMA); Sold out: Ishares Short Duration High (SHYM)

What sectors does Keystone Financial Group, Inc. focus on?

Keystone Financial Group, Inc. is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 39.8% • Health Care: 29.4% • Financials: 16.0% • Consumer Staples: 5.0% • Industrials: 5.0% • Consumer Discretionary: 2.4%