CIK: 0002012303
Total reported value
$159.8M
Reporting period: 2026-03-31 · Number of holdings: 1132
RICHARDSON FINANCIAL SERVICES INC. disclosed 1132 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $159.8M and a quarterly turnover rate of 76.4%.
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Richardson Financial Services INC.'s disclosed holdings carry a Herfindahl concentration index of 0.013 — mathematically equivalent to about 74 equally-sized positions, well below its 1132 actual disclosed holdings. That gap points to a strategy built around a small core of high-conviction bets rather than broad diversification.
Position sizes vary widely across the portfolio (a coefficient of variation of 2.70), with a handful of outsized bets alongside many smaller positions.
No strong tilt toward either adding to existing winners or initiating outsized new positions was observed in the latest reported quarter.
Sector classification currently covers about 45% of this portfolio's disclosed value; the remainder includes holdings (e.g. unmapped tickers, options, or other security types) not yet covered by our sector mapping.
Trim ABBNY
-42.9% -$144.7M
Add VTV
-3.4% $951.7K
Add VUG
+0.3% $668.2K
Add AAPL
+0.6% -$448.2K
Add SPYM
-11.9% -$1.3M
Add VEA
-2.1% $1.8M
Showing top 200 holdings (of 1132 total)
| # | Ticker | Issuer | Asset Subclass | Weight | Weight Change | Shares Change | 4Q Trend |
|---|---|---|---|---|---|---|---|
| 1 | AAPL | Apple INC | Stock-Tech | 4.36% | +1.96% | +0.63% | |
| 2 | SPYM | Ste Str Spdr Pt S&p 500 ETF | ETF-Large Cap & Growth | 4.28% | +1.65% | -11.93% | |
| 3 | VTV | Vanguard Value ETF | ETF-Other | 4.17% | +2.32% | -3.41% | |
| 4 | VUG | Vanguard Growth ETF | ETF-Other | 3.80% | +2.05% | +0.30% | |
| 5 | NVDA | Nvidia CORP | Stock-Tech | 2.64% | — | +4.93% | |
| 6 | SPDW | Ste Str Spdr Pt Dw EU ETF | ETF-Other | 2.31% | +0.99% | -11.93% | |
| 7 | GOOGL | Alphabet Inc-cl A | Stock-Comm Services | 2.19% | +1.00% | +3.85% | |
| 8 | VOO | Vanguard S&p 500 ETF | ETF-Large Cap & Growth | 2.09% | — | +1.50% | |
| 9 | HYG | Ishr Ibx Usd Hiyld Cb Etf-ui | ETF-High Yield | 1.92% | — | +2.31% | |
| 10 | VEA | Vanguard Ftse Developed ETF | ETF-Other | 1.76% | +1.42% | -2.10% | |
| 11 | SPEM | State Street Sp Ptf Em ETF | ETF-Other | 1.71% | +0.78% | -5.84% | |
| 12 | IEUR | Ishares Core Msci Europe ETF | ETF-Other | 1.66% | — | -3.35% | |
| 13 | MSFT | Microsoft CORP | Stock-Tech | 1.62% | +0.60% | +7.52% | |
| 14 | IEMG | Ishares Core Msci Emerging | ETF-Emerging Markets | 1.48% | — | -5.94% | |
| 15 | AMZN | Amazon.com INC | Stock-Consumer Disc | 1.27% | +0.56% | +2.36% | |
| 16 | VBK | Vanguard Small-cap Grwth ETF | ETF-Other | 1.16% | +0.40% | -3.08% | |
| 17 | VBR | Vanguard Small-cap Value ETF | ETF-Other | 1.02% | — | -2.52% | |
| 18 | SHYG | Ishares 0-5 Yr Hy CORP Bond | ETF-Corp Bonds | 1.01% | — | +0.56% | |
| 19 | JPM | Jpmorgan Chase & Co | Stock-Financials | 1.01% | — | +3.35% | |
| 20 | SPY | Ss Spdr S&p 500 ETF Trust-us | ETF-Large Cap & Growth | 0.94% | — | -1.41% | |
| 21 | IPAC | Ishares Core Msci Pacific Et | ETF-Other | 0.89% | — | -4.00% | |
| 22 | VB | Vanguard Small-cap ETF | ETF-Other | 0.81% | +0.52% | -1.54% | |
| 23 | SPSM | Ss Spdr P S&p 600 Small Cap | ETF-Small Cap | 0.78% | +0.31% | -17.58% | |
| 24 | MA | Mastercard INC - A | Stock-Financials | 0.77% | +0.32% | +1.52% | |
| 25 | AVGO | Broadcom INC | Stock-Tech | 0.74% | — | +21.30% | |
| 26 | META | Meta Platforms Inc-class A | Stock-Comm Services | 0.66% | — | +16.27% | |
| 27 | IUSB | Ishr Cr Unvrse Usd Bd Etf-ui | ETF-Other | 0.66% | — | +2.23% | |
| 28 | MCD | Mcdonald's CORP | Stock-Consumer Disc | 0.66% | — | -0.32% | |
| 29 | SPMD | Ss Spdr P S&p 400 Midcap ETF | ETF-Other | 0.65% | — | -6.98% | |
| 30 | WMT | Walmart INC | Stock-Consumer Staples | 0.65% | — | +1.11% | |
| 31 | TMUS | T-mobile US INC | Stock-Comm Services | 0.64% | — | +0.21% | |
| 32 | HD | Home Depot INC | Stock-Consumer Disc | 0.64% | — | +1.87% | |
| 33 | COST | Costco Wholesale CORP | Stock-Consumer Staples | 0.63% | — | +0.20% | |
| 34 | CERY | Ss Spdr Bbg En Ry Cm St N-ui | ETF-Other | 0.61% | +0.41% | +29.24% | |
| 35 | VWO | Vanguard Ftse Emerging Marke | ETF-Emerging Markets | 0.61% | -0.08% | -2.37% | |
| 36 | BBUS | Jpmorgan Betabuilders US Equ | ETF-Other | 0.58% | — | -1.03% | |
| 37 | MGK | Vanguard Mega Cap Growth ETF | ETF-Other | 0.58% | +0.24% | -3.02% | |
| 38 | SRLN | Ss Blackstone Sr Loan ETF | ETF-Other | 0.57% | — | -1.57% | |
| 39 | SPTL | Ss Spdr Pf Lng Trm Tsy E-usd | ETF-Other | 0.55% | +0.19% | -20.03% | |
| 40 | XLV | Ss Health Care Select Sector | ETF-Other | 0.55% | +0.54% | +2087.68% | |
| 41 | TSLA | Tesla INC | Stock-Consumer Disc | 0.55% | — | +3.97% | |
| 42 | XLC | Ss Comm Select Sector Spdr | ETF-Other | 0.53% | — | -0.47% | |
| 43 | JNK | Ss Spdr Bb High Yield Bond | ETF-High Yield | 0.53% | +0.31% | +26.57% | |
| 44 | CTAS | Cintas CORP | Stock-Industrials | 0.53% | — | -1.80% | |
| 45 | TJX | Tjx Companies INC | Stock-Consumer Disc | 0.52% | — | +1.01% | |
| 46 | AMD | Advanced Micro Devices | Stock-Tech | 0.51% | — | +1.92% | |
| 47 | EOG | Eog Resources INC | Stock-Energy | 0.50% | +0.33% | +13.92% | |
| 48 | VNQ | Vanguard Real Estate ETF | ETF-Other | 0.49% | — | +0.94% | |
| 49 | ISRG | Intuitive Surgical INC | Stock-Healthcare | 0.49% | +0.19% | +1.63% | |
| 50 | TT | Trane Technologies plc | Stock-Industrials | 0.48% | — | -10.01% |
Performance for Q3 2026
+2.8%
Performance Last 4 Quarters
+19.3%
Based on 77% of reported portfolio value with available pricing
| Period | Holdings | Total value | Stability | Top holdings |
|---|---|---|---|---|
| 2026-03-31 | 1132 | $159.8M | 76 | |
| 2025-12-31 | 1130 | $309.4M | 79 | |
| 2025-09-30 | 1024 | $161.3M | 38 | |
| 2025-06-30 | 1242 | $148.9M | 0 | |
| 2025-03-31 | 1227 | $131.4M | 0 | |
| 2024-12-31 | 1208 | $142.3M | 0 | |
| 2024-09-30 | 1909 | $157.4M | 0 | |
| 2024-06-30 | 1273 | $138.9M | 0 | |
| 2024-03-31 | 1461 | $141.9M | 0 | |
| 2023-12-31 | 447 | $114.2M | 0 |
Richardson Financial Services INC.'s most significant position changes for 2026-03-31: Sold out: Ss Consumer Staples Sel Sect (XLP); New buy: Ss Industrial Select Sector (XLI); Trim: Abb Ltd-spon Adr (ABBNY) — shares -42.86%; Trim: Vanguard Value ETF (VTV) — shares -3.41%; Add: Vanguard Growth ETF (VUG) — shares +0.30%.
| # | Ticker | Issuer | Weight Change | Shares Change | Action |
|---|---|---|---|---|---|
| 1 | VTV | Vanguard Value ETF | +2.3% | -3.41% | Trim |
| 2 | VUG | Vanguard Growth ETF | +2.1% | +0.30% | Add |
| 3 | AAPL | Apple INC | +2% | +0.63% | Add |
| 4 | SPYM | Ste Str Spdr Pt S&p 500 ETF | +1.7% | -11.93% | Trim |
| 5 | VEA | Vanguard Ftse Developed ETF | +1.4% | -2.10% | Trim |
| 6 | GOOGL | Alphabet Inc-cl A | +1% | +3.85% | Add |
| 7 | SPDW | Ste Str Spdr Pt Dw EU ETF | +1% | -11.93% | Trim |
| 8 | SPEM | State Street Sp Ptf Em ETF | +0.8% | -5.84% | Trim |
| 9 | MSFT | Microsoft CORP | +0.6% | +7.52% | Add |
| 10 | AMZN | Amazon.com INC | +0.6% | +2.36% | Add |
| 11 | XLV | Ss Health Care Select Sector | +0.5% | +2087.68% | Add |
| 12 | VB | Vanguard Small-cap ETF | +0.5% | -1.54% | Trim |
| 13 | CERY | Ss Spdr Bbg En Ry Cm St N-ui | +0.4% | +29.24% | Add |
| 14 | VBK | Vanguard Small-cap Grwth ETF | +0.4% | -3.08% | Trim |
| 15 | EOG | Eog Resources INC | +0.3% | +13.92% | Add |
| 16 | MA | Mastercard INC - A | +0.3% | +1.52% | Add |
| 17 | SPSM | Ss Spdr P S&p 600 Small Cap | +0.3% | -17.58% | Trim |
| 18 | JNK | Ss Spdr Bb High Yield Bond | +0.3% | +26.57% | Add |
| 19 | SPAB | Ss Spdr P Agg Bond ETF | +0.3% | +56.59% | Add |
| 20 | VTEB | Vanguard Tax-exempt Bond ETF | +0.3% | -32.00% | Trim |
| 21 | CVX | Chevron CORP | +0.2% | +13.95% | Add |
| 22 | MGK | Vanguard Mega Cap Growth ETF | +0.2% | -3.02% | Trim |
| 23 | ULST | Ss Ultra Short Tm Bond ETF | +0.2% | — | Unchanged |
| 24 | IVV | Ishares Core S&p 500 ETF | +0.2% | +4.73% | Add |
| 25 | SPTL | Ss Spdr Pf Lng Trm Tsy E-usd | +0.2% | -20.03% | Trim |
| 26 | ISRG | Intuitive Surgical INC | +0.2% | +1.63% | Add |
| 27 | GWX | State Street Spdr S&p Intern | +0.2% | -9.63% | Trim |
| 28 | BNDX | Vanguard Total Intl Bond ETF | +0.1% | +8.58% | Add |
| 29 | SPLB | Ss Spdr P Long Term C ETF | +0.1% | +193.69% | Add |
| 30 | MU | Micron Technology INC | +0.1% | +493.27% | Add |
| 31 | COF | Capital One Financial CORP | +0.1% | +4.27% | Add |
| 32 | VYMI | Vanguard Int High Dvd Yld In | +0.1% | — | Unchanged |
| 33 | VALSX | Value Line Select Growth-inv | +0.1% | — | Unchanged |
| 34 | HYD | Vaneck High Yield Muni ETF | 0% | -2.89% | Trim |
| 35 | LQD | Ishr Ibx Usd Invgd Cb Etf-ui | 0% | -15.70% | Trim |
| 36 | BIV | Vanguard Intermediate-term B | 0% | +5.87% | Add |
| 37 | XLK | Ss Technology Select Sector | 0% | -48.97% | Trim |
| 38 | SRE | Sempra | 0% | -77.82% | Trim |
| 39 | TFI | Ss Spdr N Ice Muni Bond ETF | -0.1% | -73.76% | Trim |
| 40 | INTU | Intuit INC | -0.1% | -86.35% | Trim |
| 41 | VWO | Vanguard Ftse Emerging Marke | -0.1% | -2.37% | Trim |
| 42 | XLSR | Ss US Sector Rotation | -0.1% | -0.99% | Trim |
| 43 | ORCL | Oracle CORP | -0.1% | -79.34% | Trim |
| 44 | CRM | Salesforce INC | -0.1% | -71.44% | Trim |
| 45 | VLTO | Veralto CORP | -0.1% | — | Unchanged |
| 46 | VWIAX | Vanguard Wellesley Inc-adm | -0.2% | — | Unchanged |
| 47 | VYM | Vanguard High Dvd Yield ETF | -0.5% | — | Unchanged |
| 48 | ABBNY | Abb Ltd-spon Adr | -46.8% | -42.86% | Trim |
| 49 | XLP | Ss Consumer Staples Sel Sect | — | EXIT | Sold out |
| 50 | XLI | Ss Industrial Select Sector | — | NEW | New buy |
| Period | Filed | Type | EDGAR |
|---|---|---|---|
| 2026-03-31 | 2026-05-04 | 13F-HR | View on EDGAR |
| 2025-12-31 | 2026-01-22 | 13F-HR | View on EDGAR |
| 2025-09-30 | 2025-10-28 | 13F-HR | View on EDGAR |
| 2025-06-30 | 2025-07-25 | 13F-HR | View on EDGAR |
| 2025-03-31 | 2025-05-06 | 13F-HR | View on EDGAR |
| 2024-12-31 | 2025-01-24 | 13F-HR | View on EDGAR |
| 2024-09-30 | 2024-10-24 | 13F-HR | View on EDGAR |
| 2024-06-30 | 2024-08-12 | 13F-HR | View on EDGAR |
| 2024-03-31 | 2024-05-03 | 13F-HR | View on EDGAR |
| 2023-12-31 | 2024-03-04 | 13F-HR | View on EDGAR |
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