RI

Retirement Investment Advisors, Inc.

Momentum followerLong-term holderSector-focused

Total reported value

$1.2B

Reporting period: 2026-03-31 · Number of holdings: 67

Retirement Investment Advisors, Inc. disclosed 67 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $1.2B and a quarterly turnover rate of 0.1%.

Personality snowflake

Concentration
54.3
Portfolio Stability
0.12
Momentum/Contrarian
100
Sector conviction
74.32
Diversification
100
Sizing Uniformity
71.33

Recent moves

  • Trim VTV

    0.0%　$0.0

  • Trim VUG

    +0.0%　$14.0K

  • Add MUB

    +0.3%　$134.1K

  • Add HYD

    +1.8%　$132.5K

  • Add OKE

    +10.2%　$110.4K

  • Add QQQ

    +0.5%　$20.2K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#TickerIssuerAsset SubclassWeightWeight ChangeShares Change4Q Trend
1VTVVanguard Value ETFETF-Other21.15%-0.03%—
2VUGVanguard Growth ETFETF-Other20.69%-0.02%+0.01%
3IEFAIshares Core Msci Eafe ETFETF-Other15.02%—+0.11%
4BIVVanguard Intermediate-term BETF-Other10.76%-0.01%—
5IEMGIshares Core Msci EmergingETF-Emerging Markets7.49%—+0.13%
6VBRVanguard Small-cap Value ETFETF-Other6.72%—+0.06%
7BNDXVanguard Total Intl Bond ETFETF-Other3.87%-0.01%—
8MUBIshares National Muni Bond EETF-Other3.66%+0.01%+0.30%
9EMBIshares Jp Morgan Usd EmergiETF-Other2.26%—+0.02%
10HYLBXtrackers Usd High Yield CorETF-High Yield1.57%——
11VBKVanguard Small-cap Grwth ETFETF-Other1.52%—+0.21%
12HYDVaneck High Yield Muni ETFETF-High Yield0.61%+0.01%+1.79%
13VTEBVanguard Tax-exempt Bond ETFETF-Other0.45%——
14SCHVSchwab US Large-cap ValueETF-Other0.37%——
15XOMExxon Mobil CORPStock-Energy0.36%——
16QQQInvesco Qqq Trust Series 1ETF-Tech0.34%+0.01%+0.52%
17IVVIshares Core S&p 500 ETFETF-Large Cap & Growth0.24%——
18VEAVanguard Ftse Developed ETFETF-Other0.21%—+1.98%
19SDYSs Spdr S&p Dividend ETFETF-Other0.17%—+0.25%
20VXUSVanguard Total Intl StockETF-Other0.16%—+0.19%
21AAPLApple INCStock-Tech0.14%——
22IJRIshares Core S&p Small-cap EETF-Small Cap0.14%—+0.45%
23SPYSs Spdr S&p 500 ETF Trust-usETF-Large Cap & Growth0.14%——
24BRK-BBerkshire Hathaway Inc-cl BStock-Other0.13%——
25VWOVanguard Ftse Emerging MarkeETF-Emerging Markets0.11%—+0.11%
26NVDANvidia CORPStock-Tech0.11%——
27VCSHVanguard S/t CORP Bond ETFETF-Corp Bonds0.10%——
28RSPInvesco S&p 500 Equal WeightETF-Large Cap & Growth0.09%——
29IBMIntl Business Machines CORPStock-Tech0.09%——
30TSLATesla INCStock-Consumer Disc0.09%——
31OKEOneok INCStock-Energy0.08%+0.01%+10.17%
32ITOTIshares Core S&p Total U.s.ETF-Other0.07%——
33IWNIshares Russell 2000 Value EETF-Small Cap0.07%——
34WMTWalmart INCStock-Consumer Staples0.07%——
35PSXPhillips 66Stock-Energy0.07%——
36PWVInvesco Large Cap Value ETFETF-Large Cap & Growth0.06%—+1.01%
37VTIVanguard Total Stock Mkt ETFETF-Other0.05%——
38OGEOge Energy CORPStock-Utilities0.05%——
39TXNTexas Instruments INCStock-Tech0.05%——
40IWMIshares Russell 2000 ETFETF-Small Cap0.04%——
41ETEnergy Transfer LPStock-Energy0.04%——
42COPConocophillipsStock-Energy0.04%——
43IAGGIshares Intl Aggregate BondETF-Other0.03%——
44MSFTMicrosoft CORPStock-Tech0.03%——
45VGTVanguard Info Tech ETFETF-Tech0.03%——
46SGOVIshares 0-3 Month Treasury BETF-Gov Bonds0.03%——
47JNJJohnson & JohnsonStock-Healthcare0.03%——
48MCDMcdonald's CORPStock-Consumer Disc0.02%——
49WMBWilliams Cos INCStock-Energy0.02%——
50UTHRUnited Therapeutics CORPStock-Healthcare0.02%——
1–50 of 67

Holding changes this quarter

Retirement Investment Advisors, Inc.'s most significant position changes for 2026-03-31: New buy: Vanguard S&p 500 ETF (VOO); New buy: Enterprise Products Partners (EPD); Add: Vanguard Growth ETF (VUG) — shares +0.01%; Add: Ishares National Muni Bond E (MUB) — shares +0.30%; Add: Vaneck High Yield Muni ETF (HYD) — shares +1.79%.

Position changes disclosed by Retirement Investment Advisors, Inc. for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#TickerIssuerWeight ChangeShares ChangeAction
1MUBIshares National Muni Bond E0%+0.30%Add
2HYDVaneck High Yield Muni ETF0%+1.79%Add
3OKEOneok INC0%+10.17%Add
4QQQInvesco Qqq Trust Series 10%+0.52%Add
5IEFAIshares Core Msci Eafe ETF—+0.11%Add
6IEMGIshares Core Msci Emerging—+0.13%Add
7VBRVanguard Small-cap Value ETF—+0.06%Add
8VEAVanguard Ftse Developed ETF—+1.98%Add
9ETEnergy Transfer LP——Unchanged
10VBKVanguard Small-cap Grwth ETF—+0.21%Add
11SHELShell Plc-adr—+6.35%Add
12IJRIshares Core S&p Small-cap E—+0.45%Add
13PWVInvesco Large Cap Value ETF—+1.01%Add
14EMBIshares Jp Morgan Usd Emergi—+0.02%Add
15SDYSs Spdr S&p Dividend ETF—+0.25%Add
16VXUSVanguard Total Intl Stock—+0.19%Add
17HYMBSs Spdr N Ice Hy Muni ETF—+1.55%Add
18SPDWSte Str Spdr Pt Dw EU ETF—+0.81%Add
19VWOVanguard Ftse Emerging Marke—+0.11%Add
20VTIVanguard Total Stock Mkt ETF——Unchanged
21IWMIshares Russell 2000 ETF——Unchanged
22XOMExxon Mobil CORP——Unchanged
23IVVIshares Core S&p 500 ETF——Unchanged
24RCLRoyal Caribbean Cruises Ltd.——Unchanged
25COPConocophillips——Unchanged
26SGOVIshares 0-3 Month Treasury B——Unchanged
27WMTWalmart INC——Unchanged
28GOOGAlphabet Inc-cl C——Unchanged
29JNJJohnson & Johnson——Unchanged
30UTHRUnited Therapeutics CORP——Unchanged
31HYLBXtrackers Usd High Yield Cor——Unchanged
32RTXRtx CORP——Unchanged
33WMBWilliams Cos INC——Unchanged
34MCDMcdonald's CORP——Unchanged
35DGRWWisdomtree U.s. Quality Divi——Unchanged
36VCSHVanguard S/t CORP Bond ETF——Unchanged
37AAPLApple INC——Unchanged
38GOOGLAlphabet Inc-cl A——Unchanged
39SPYSs Spdr S&p 500 ETF Trust-us——Unchanged
40TXNTexas Instruments INC——Unchanged
41IBMIntl Business Machines CORP——Unchanged
42SCHVSchwab US Large-cap Value——Unchanged
43RSPInvesco S&p 500 Equal Weight——Unchanged
44NVDANvidia CORP——Unchanged
45BNDXVanguard Total Intl Bond ETF0%—Unchanged
46BIVVanguard Intermediate-term B0%—Unchanged
47VUGVanguard Growth ETF0%+0.01%Add
48VTVVanguard Value ETF0%—Unchanged
49VOOVanguard S&p 500 ETF—NEWNew buy
50EPDEnterprise Products Partners—NEWNew buy

FAQ

What is Retirement Investment Advisors, Inc. and what type of investor is it?
Retirement Investment Advisors, Inc. is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $1.2B, spread across 67 disclosed positions.
What are Retirement Investment Advisors, Inc.'s largest equity positions?
Based on the latest 13F filing, Retirement Investment Advisors, Inc.'s top holdings by market value are: 1. Vanguard Value ETF (VTV) — $262.8M (21.1%) 2. Vanguard Growth ETF (VUG) — $257.0M (20.7%) 3. Ishares Core Msci Eafe ETF (IEFA) — $186.6M (15.0%) 4. Vanguard Intermediate-term B (BIV) — $133.7M (10.8%) 5. Ishares Core Msci Emerging (IEMG) — $93.1M (7.5%)
What changes did Retirement Investment Advisors, Inc. make in its most recent portfolio filing?
In the latest quarter, Retirement Investment Advisors, Inc. was primarily adding exposure — initiating 2 new positions and adding to 19 existing holdings. The largest of these moves: New buy: Vanguard S&p 500 ETF (VOO); New buy: Enterprise Products Partners (EPD); Add: Vanguard Growth ETF (VUG) — shares +0.01%; Add: Ishares National Muni Bond E (MUB) — shares +0.30%; Add: Vaneck High Yield Muni ETF (HYD) — shares +1.79%
What sectors does Retirement Investment Advisors, Inc. focus on?
Retirement Investment Advisors, Inc. is concentrated in the following sectors based on its current disclosed equity portfolio: • Energy: 39.5% • Information Technology: 26.3% • Consumer Discretionary: 10.3% • Financials: 8.0% • Consumer Staples: 4.3% • Health Care: 4.1%