Whelan Financial

Diversified strategyContrarianSector-focused

Total reported value

$322.1M

Reporting period: 2026-03-31 · Number of holdings: 88

Whelan Financial disclosed 88 holdings in its latest 13F filing for the period ending 2026-03-31, with total reported value of $322.1M and a quarterly turnover rate of 20.8%.

Personality snowflake

Concentration: 33.67
Portfolio Stability: 20.77
Momentum/Contrarian: 0
Sector conviction: 71.32
Diversification: 100
Sizing Uniformity: 74.54

Recent moves

Trim VTIP
-96.4%　-$20.7M
Add SCHD
-0.2%　$5.7M
Trim QQQM
+1.1%　-$2.7M
Add NVDA
+31.4%　$1.4M
Trim MSFT
-0.8%　-$1.3M
Trim AAPL
+2.1%　-$425.9K

Holdings Map

New buyAddUnchangedTrim

Top 10 holdings by weight

Full holdings list this quarter

#	Ticker	Issuer	Asset Subclass	Weight	Weight Change	Shares Change
1	SCHD	Schwab US Dvd Equity ETF	ETF-Other	16.91%	+1.66%	-0.24%
2	QQQM	Invesco Nasdaq 100 ETF	ETF-Tech	15.72%	-0.94%	+1.10%
3	VB	Vanguard Small-cap ETF	ETF-Other	10.50%	+0.07%	-0.22%
4	VNQ	Vanguard Real Estate ETF	ETF-Other	7.28%	+0.11%	+1.92%
5	VGIT	Vanguard Intermediate-term T	ETF-Other	6.58%	+6.58%	NEW
6	VCSH	Vanguard S/t CORP Bond ETF	ETF-Corp Bonds	5.49%	+0.05%	+2.01%
7	BND	Vanguard Total Bond Market	ETF-Other	5.06%	+0.01%	+1.32%
8	VO	Vanguard Mid-cap ETF	ETF-Other	4.34%	+0.12%	+4.45%
9	AAPL	Apple INC	Stock-Tech	2.70%	-0.15%	+2.12%
10	NVDA	Nvidia CORP	Stock-Tech	2.38%	+0.43%	+31.41%
11	IOO	Ishares Global 100 ETF	ETF-Other	1.67%	+0.05%	+8.67%
12	MSFT	Microsoft CORP	Stock-Tech	1.30%	-0.42%	-0.78%
13	GOOG	Alphabet Inc-cl C	Stock-Comm Services	1.20%	-0.06%	+4.21%
14	META	Meta Platforms Inc-class A	Stock-Comm Services	1.11%	-0.10%	+6.60%
15	AMZN	Amazon.com INC	Stock-Consumer Disc	0.94%	-0.04%	+6.44%
16	VTI	Vanguard Total Stock Mkt ETF	ETF-Other	0.75%	—	+8.74%
17	KLAC	Kla CORP	Stock-Tech	0.75%	+0.13%	+0.80%
18	IWY	Ishares Russell Top 200 Grow	ETF-Other	0.75%	-0.09%	-0.89%
19	LOW	Lowe's Cos INC	Stock-Consumer Disc	0.72%	-0.06%	-5.32%
20	SCHA	Schwab US Small-cap ETF	ETF-Other	0.65%	—	-1.02%
21	BRK-B	Berkshire Hathaway Inc-cl B	Stock-Other	0.63%	—	+5.54%
22	SCHW	Schwab (charles) CORP	Stock-Financials	0.52%	—	+7.36%
23	AVGO	Broadcom INC	Stock-Tech	0.51%	-0.06%	+0.32%
24	GOOGL	Alphabet Inc-cl A	Stock-Comm Services	0.49%	—	+12.64%
25	COST	Costco Wholesale CORP	Stock-Consumer Staples	0.44%	+0.06%	+1.13%
26	COF	Capital One Financial CORP	Stock-Financials	0.43%	-0.10%	+7.99%
27	AXP	American Express Co	Stock-Financials	0.42%	-0.05%	+9.68%
28	BAC	Bank Of America CORP	Stock-Financials	0.41%	—	+9.23%
29	STZ	Constellation Brands Inc-a	Stock-Consumer Staples	0.40%	+0.05%	+6.81%
30	JPM	Jpmorgan Chase & Co	Stock-Financials	0.38%	—	+0.49%
31	TSLA	Tesla INC	Stock-Consumer Disc	0.38%	-0.05%	+5.95%
32	SPYM	Ste Str Spdr Pt S&p 500 ETF	ETF-Large Cap & Growth	0.34%	—	—
33	V	Visa Inc-class A Shares	Stock-Financials	0.33%	—	+6.30%
34	UBER	Uber Technologies INC	Stock-Industrials	0.33%	—	+14.34%
35	CVX	Chevron CORP	Stock-Energy	0.29%	+0.07%	+0.07%
36	MA	Mastercard INC - A	Stock-Financials	0.29%	—	+6.83%
37	LULU	Lululemon Athletica INC	Stock-Consumer Disc	0.25%	-0.06%	+9.64%
38	VTIP	Vanguard Short-term Tips	ETF-Other	0.24%	-6.46%	-96.36%
39	WMT	Walmart INC	Stock-Consumer Staples	0.22%	—	+4.96%
40	NKE	Nike INC -cl B	Stock-Consumer Disc	0.20%	—	+12.97%
41	CMG	Chipotle Mexican Grill INC	Stock-Consumer Disc	0.19%	—	+10.55%
42	LRCX	Lam Research CORP	Stock-Tech	0.19%	—	-12.92%
43	IAU	Ishares Gold Trust	ETF-Commodities	0.19%	+0.10%	+98.74%
44	QQQ	Invesco Qqq Trust Series 1	ETF-Tech	0.19%	+0.08%	+81.58%
45	AMAT	Applied Materials INC	Stock-Tech	0.19%	+0.05%	+3.06%
46	VOO	Vanguard S&p 500 ETF	ETF-Large Cap & Growth	0.18%	—	+2.48%
47	XOM	Exxon Mobil CORP	Stock-Energy	0.18%	+0.05%	+0.29%
48	AVUV	Avantis US Small Cap Value	ETF-Small Cap	0.18%	—	—
49	UMBF	Umb Financial CORP	Stock-Financials	0.18%	—	+0.02%
50	PLTR	Palantir Technologies Inc-a	Stock-Tech	0.17%	-0.04%	-0.99%

1–50 of 88

Portfolio Performance

Performance for Q3 2026

+3.4%

Performance Last 4 Quarters

+19.7%

Stdev: +11.1%
Beta: +0.81
Alpha: -1.1%
Max Drawdown: -7.7%
Annualized Perf: +14%
Batting Avg vs S&P: +33.3%
Sortino: +2.45
Stutzer: +0.37
Treynor: +0.17
Sterling: +0.87
Calmar: +1.82
Information Ratio: -1.1
Tracking Error: +4.3%
Stdev Down: +5.6%
Winning Months %: +61.1%
Losing Months %: +38.9%
Best 12 Months: +28.1%
Worst 12 Months: +6.1%
Efficiency Ratio: +0.49
Sharpe: +1.24
Stdev Sectors: +11.9%
Skewness: +0.11
Kurtosis: -0.35
Upside Potential: +4.17

Reported value over time

Sector allocation

Sector allocation over time

Quarterly history

Period	Holdings	Total value	Stability	Top holdings
2026-03-31	88	$322.1M	21	1SCHD 2QQQM 3VB Top holdings2026-03-31 1.SCHD 2.QQQM 3.VB 4.VNQ 5.VGIT 6.VCSH 7.BND 8.VO 9.AAPL 10.NVDA
2025-12-31	95	$320.1M	5	1QQQM 2SCHD 3VB Top holdings2025-12-31 1.QQQM 2.SCHD 3.VB 4.VNQ 5.VTIP 6.VCSH 7.BND 8.VO 9.AAPL 10.NVDA
2025-09-30	97	$315.5M	20	1QQQM 2SCHD 3VB Top holdings2025-09-30 1.QQQM 2.SCHD 3.VB 4.VNQ 5.VTIP 6.VCSH 7.BND 8.VO 9.AAPL 10.NVDA
2025-06-30	65	$276.6M	0	1QQQM 2SCHD 3VB Top holdings2025-06-30 1.QQQM 2.SCHD 3.VB 4.VNQ 5.VTIP 6.VCSH 7.BND 8.VO 9.AAPL 10.MSFT
2025-03-31	63	$257.1M	0	1SCHD 2QQQM 3VB Top holdings2025-03-31 1.SCHD 2.QQQM 3.VB 4.VNQ 5.VTIP 6.VCSH 7.BND 8.VO 9.AAPL 10.IOO
2024-12-31	59	$254.3M	0	1QQQM 2SCHD 3VB Top holdings2024-12-31 1.QQQM 2.SCHD 3.VB 4.VNQ 5.VCSH 6.VGIT 7.BND 8.VO 9.AAPL 10.IOO
2024-09-30	43	$242.8M	0	1QQQM 2SCHD 3VB Top holdings2024-09-30 1.QQQM 2.SCHD 3.VB 4.VNQ 5.VCSH 6.VGIT 7.BND 8.VO 9.AAPL 10.IOO
2024-06-30	40	$223.9M	0	1QQQM 2SCHD 3VB Top holdings2024-06-30 1.QQQM 2.SCHD 3.VB 4.VNQ 5.VCSH 6.VGIT 7.BND 8.VO 9.AAPL 10.IOO
2024-03-31	42	$219.0M	0	1QQQM 2SCHD 3VB Top holdings2024-03-31 1.QQQM 2.SCHD 3.VB 4.VNQ 5.VCSH 6.VGIT 7.BND 8.VO 9.IOO 10.AAPL
2023-12-31	37	$214.3M	0	1QQQM 2SCHD 3VB Top holdings2023-12-31 1.QQQM 2.SCHD 3.VB 4.VNQ 5.VCSH 6.VGIT 7.BND 8.VO 9.AAPL 10.IOO
2023-09-30	34	$189.6M	0	1SCHD 2QQQM 3VB Top holdings2023-09-30 1.SCHD 2.QQQM 3.VB 4.VNQ 5.VCSH 6.VGIT 7.BND 8.VO 9.AAPL 10.IOO
2023-06-30	32	$191.3M	0	1QQQM 2SCHD 3VB Top holdings2023-06-30 1.QQQM 2.SCHD 3.VB 4.VNQ 5.VCSH 6.BND 7.VGIT 8.VO 9.AAPL 10.IOO
2023-03-31	30	$180.3M	0	1SCHD 2QQQM 3VB Top holdings2023-03-31 1.SCHD 2.QQQM 3.VB 4.VNQ 5.VCSH 6.BND 7.VGIT 8.VO 9.AAPL 10.SCHA
2022-12-31	28	$165.7M	0	1SCHD 2QQQM 3VB Top holdings2022-12-31 1.SCHD 2.QQQM 3.VB 4.VCSH 5.VNQ 6.BND 7.VGIT 8.VO 9.AAPL 10.SCHA
2022-09-30	28	$145.4M	0	1QQQM 2SCHD 3VB Top holdings2022-09-30 1.QQQM 2.SCHD 3.VB 4.VCSH 5.VNQ 6.BND 7.VGIT 8.VO 9.SCHA 10.LOW
2022-06-30	22	$147.9M	0	1SCHD 2QQQM 3VB Top holdings2022-06-30 1.SCHD 2.QQQM 3.VB 4.VCSH 5.VNQ 6.BND 7.VGIT 8.VO 9.SCHA 10.VTI
2022-03-31	22	$162.4M	0	1SCHD 2QQQM 3VB Top holdings2022-03-31 1.SCHD 2.QQQM 3.VB 4.VNQ 5.VCSH 6.BND 7.VGIT 8.VO 9.VTI 10.SCHA
2021-12-31	19	$161.1M	0	1SCHD 2QQQM 3VB Top holdings2021-12-31 1.SCHD 2.QQQM 3.VB 4.VNQ 5.VCSH 6.BND 7.VGIT 8.VO 9.SCHA 10.MSFT
2021-09-30	16	$109.4M	0	1SCHD 2VCSH 3BND Top holdings2021-09-30 1.SCHD 2.VCSH 3.BND 4.VB 5.VGIT 6.VO 7.VNQ 8.SCHA 9.MSFT 10.VTI

Holding changes this quarter

Whelan Financial's most significant position changes for 2026-03-31: New buy: Vanguard Intermediate-term T (VGIT); Sold out: Walt Disney Co/the (DIS); New buy: Corning INC (GLW); Sold out: Carnival CORP LTD (CCL1EUR); New buy: Ishares Msci International V (IVLU).

Position changes disclosed by Whelan Financial for the quarter ending 2026-03-31, including ticker, issuer, weight change, shares change, and action
#	Ticker	Issuer	Weight Change	Shares Change	Action
1	SCHD	Schwab US Dvd Equity ETF	+1.7%	-0.24%	Trim
2	NVDA	Nvidia CORP	+0.4%	+31.41%	Add
3	KLAC	Kla CORP	+0.1%	+0.80%	Add
4	VO	Vanguard Mid-cap ETF	+0.1%	+4.45%	Add
5	VNQ	Vanguard Real Estate ETF	+0.1%	+1.92%	Add
6	IAU	Ishares Gold Trust	+0.1%	+98.74%	Add
7	QQQ	Invesco Qqq Trust Series 1	+0.1%	+81.58%	Add
8	VB	Vanguard Small-cap ETF	+0.1%	-0.22%	Trim
9	CVX	Chevron CORP	+0.1%	+0.07%	Add
10	COST	Costco Wholesale CORP	+0.1%	+1.13%	Add
11	VCSH	Vanguard S/t CORP Bond ETF	+0.1%	+2.01%	Add
12	IOO	Ishares Global 100 ETF	+0.1%	+8.67%	Add
13	STZ	Constellation Brands Inc-a	+0.1%	+6.81%	Add
14	XOM	Exxon Mobil CORP	+0.1%	+0.29%	Add
15	AMAT	Applied Materials INC	+0.1%	+3.06%	Add
16	MU	Micron Technology INC	0%	+17.79%	Add
17	BND	Vanguard Total Bond Market	0%	+1.32%	Add
18	AMZN	Amazon.com INC	0%	+6.44%	Add
19	PLTR	Palantir Technologies Inc-a	0%	-0.99%	Trim
20	TSLA	Tesla INC	-0.1%	+5.95%	Add
21	AXP	American Express Co	-0.1%	+9.68%	Add
22	GOOG	Alphabet Inc-cl C	-0.1%	+4.21%	Add
23	LULU	Lululemon Athletica INC	-0.1%	+9.64%	Add
24	AVGO	Broadcom INC	-0.1%	+0.32%	Add
25	LOW	Lowe's Cos INC	-0.1%	-5.32%	Trim
26	IWY	Ishares Russell Top 200 Grow	-0.1%	-0.89%	Trim
27	COF	Capital One Financial CORP	-0.1%	+7.99%	Add
28	META	Meta Platforms Inc-class A	-0.1%	+6.60%	Add
29	AAPL	Apple INC	-0.2%	+2.12%	Add
30	MSFT	Microsoft CORP	-0.4%	-0.78%	Trim
31	QQQM	Invesco Nasdaq 100 ETF	-0.9%	+1.10%	Add
32	VTIP	Vanguard Short-term Tips	-6.5%	-96.36%	Trim
33	VGIT	Vanguard Intermediate-term T	—	NEW	New buy
34	DIS	Walt Disney Co/the	—	EXIT	Sold out
35	GLW	Corning INC	—	NEW	New buy
36	CCL1EUR	Carnival CORP LTD	—	EXIT	Sold out
37	IVLU	Ishares Msci International V	—	NEW	New buy
38	WFC	Wells Fargo & Co	—	EXIT	Sold out
39	IBIT	Ishares Bitcoin Trust ETF	—	EXIT	Sold out
40	CRWD	Crowdstrike Holdings INC - A	—	EXIT	Sold out
41	VLO	Valero Energy CORP	—	EXIT	Sold out
42	AMGN	Amgen INC	—	NEW	New buy
43	APH	Amphenol Corp-cl A	—	EXIT	Sold out
44	SNPS	Synopsys INC	—	EXIT	Sold out
45	CAT	Caterpillar INC	—	NEW	New buy
46	VRT	Vertiv Holdings Co-a	—	NEW	New buy
47	UNH	Unitedhealth Group INC	—	EXIT	Sold out
48	XLK	Ss Technology Select Sector	—	EXIT	Sold out
49	MCK	Mckesson CORP	—	EXIT	Sold out
50	CVBF	Cvb Financial CORP	—	EXIT	Sold out

FAQ

What is Whelan Financial and what type of investor is it?

Whelan Financial is a investment manager that files SEC Form 13F quarterly, disclosing its U.S. public equity holdings to regulators. As of the most recent reporting period (2026-03-31), the firm manages a tracked equity portfolio valued at approximately $322.1M, spread across 88 disclosed positions.

What are Whelan Financial's largest equity positions?

Based on the latest 13F filing, Whelan Financial's top holdings by market value are: 1. Schwab US Dvd Equity ETF (SCHD) — $54.5M (16.9%) 2. Invesco Nasdaq 100 ETF (QQQM) — $50.6M (15.7%) 3. Vanguard Small-cap ETF (VB) — $33.8M (10.5%) 4. Vanguard Real Estate ETF (VNQ) — $23.5M (7.3%) 5. Vanguard Intermediate-term T (VGIT) — $21.2M (6.6%)

What changes did Whelan Financial make in its most recent portfolio filing?

In the latest reported quarter, Whelan Financial made 50 notable position adjustments: 6 new positions were initiated, 25 existing holdings were added to, 7 positions were partially reduced, and 12 were completely exited. The largest of these moves: New buy: Vanguard Intermediate-term T (VGIT); Sold out: Walt Disney Co/the (DIS); New buy: Corning INC (GLW); Sold out: Carnival CORP LTD (CCL1EUR); New buy: Ishares Msci International V (IVLU)

What sectors does Whelan Financial focus on?

Whelan Financial is concentrated in the following sectors based on its current disclosed equity portfolio: • Information Technology: 40.4% • Financials: 17.1% • Communication Services: 14.8% • Consumer Discretionary: 13.4% • Consumer Staples: 5.9% • Industrials: 3.5%